Investing To Win

Podcast Episode Title:"How Does the Federal Budget Affect Landlords? Insights with Dan Bush, Investor and Accounting Professional"Summary:Join us for a deep dive into the latest federal budget with Dan Bush, a seasoned property investor and accounting professional. In this episode, Dan shares valuable insights on how the budget impacts real estate investors and offers practical advice for navigating financial changes. Expect a blend of expert analysis and actionable tips tailored for both new and experienced investors.Timestamps:[00:00:00] Introduction: Brief overview of the episode's focus on the latest federal budget and its implications for real estate investment.[00:03:00] Overview of Dan Bush’s career journey from military service to real estate investing and tax preparation.[00:15:30] Detailed analysis of the recent federal budget and specific impacts on real estate and taxation.[00:25:45] Dan discusses his dual role as an investor and accountant, sharing how he uses his skills to benefit his real estate ventures.[00:45:00] Key Takeaways: Summary of key points discussed, including actionable advice on real estate investment strategies in the current economic climate.About the Guest: Dan BushDan Bush brings a multifaceted perspective to finance and real estate investment, drawing on experiences as an RCAF Air Navigator, financial planner, and tax preparer. Starting his real estate journey in 2016, Dan has since become a keen advocate for financial and estate planning to optimize investment returns. His unique approach combines deep financial knowledge with practical real estate experience, making him a valued mentor for new investors.Mentioned in this Episode:Federal Budget Review DocumentReal Estate Investment StrategiesConnect with Dan:LinkedInGet Involved:Subscribe to the podcast for more interviews with successful and interesting people! Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsYouTubeContact:For feedback or questions, reach us at https://garretwong.com/contact/

Podcast Episode Title:"From Sobriety Houses to Coliving: Grant Shipman's Trailblazing Real Estate Journey"Summary:Dive into the world of coliving with Grant Shipman, an expert property manager and investor revolutionizing single living. Discover how Grant’s innovative approach to coliving not only maximizes returns but caters to a growing trend in real estate. Expect insights on overcoming challenges and strategies that lead to rapid financial freedom.Timestamps:[00:00:00] Introduction: A quick overview of today's enlightening topic on coliving with Grant Shipman.[00:03:00] Topic 1: Understanding Coliving: What it is and its Impact[00:15:30] Topic 2: Grant's Personal Journey into Coliving and Real Estate[00:25:45] Interview with Grant Shipman: In-depth discussion on the specifics of managing and profiting from coliving spaces.[00:45:00] Key Takeaways: Essential insights and strategies from Grant for successful coliving ventures.About the Guest: Grant ShipmanWith hundreds of thousands in real estate & business training and over 20 years living in various coliving environments, Grant is the premier expert in coliving property management & investing. His company, Livingsmith thrived during COVID, has a 97% lifetime occupancy average, and a 19.2 month average tenants stay. Since Grant created the first ever coliving course in 2019, he & his Team have taught the gold standard in coliving through DYI products, Done With You Products, Full Service Property Management, 2 books, weekly blog & podcast, & speaking engagements. He lives in Estes Park CO and El Paso with his wife Sarah and their children. Mentioned in this Episode:Rich Dad Poor Dad (Book)OPM and Syndication Strategies (Financial Concepts)Secret Gift for Our Listeners:Free coaching from GrantConnect with Grant:LivingsmithPro FacebookLivingsmithPro InstagramLivingsmithPro TwitterLivingsmithPro LinkedInLivingsmithPro YouTubeGrant's FacebookGrant's InstagramGrant's LinkedInGrant's TwitterGrant's YouTubehttps://www.biggerpockets.com/users/grantshipmanGet Involved:Subscribe to the podcast for more interviews with successful and interesting people! Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple...

Podcast Episode Title:"Swiping Right on Property: The Story Behind Investium, The Tinder of Real Estate Investing"Summary:Join us as we dive into the world of collective real estate investment with Jonathan Faerman, the founder of Investium. Discover how this innovative platform is breaking down barriers and connecting investors like never before.Timestamps:[00:00:00] Introduction: Brief recap of what the episode covers.[00:10:687] Jonathan's Journey: From Argentina to Canada - a tale of transition and the seeds of entrepreneurship.[00:28:022] The Genesis of Investium: Jonathan shares the inspiration behind creating a platform that democratizes real estate investment.[00:49:718] Exploring Investium: A deep dive into how Investium works, its unique approach to connecting investors, and its mission to open up the real estate market.[01:09:238] Jonathan's Vision: The goals, challenges, and aspirations for Investium's future and the impact on the real estate landscape.[01:36:03.606] Defining Success: Jonathan reflects on what success means to him and how Investium aims to redefine winning in real estate investment.About the Guest: Jonathan FaermanJonathan Faerman, with a deep background in data analysis and business, is the founder of Investium, an innovative platform designed to make real estate investment accessible and collaborative. Born in Argentina and now based in Montreal, Jonathan's journey from an enthusiastic observer of real estate in his homeland to the creator of a platform that connects investors across borders is nothing short of inspirational. His passion for making real estate investing more inclusive drives the innovative features and community-focused nature of Investium.Mentioned in this Episode:Software platformsReal estate and connecting investorsStruggles of entrepreneurs and balanceConnect with Jonathan:LinkedInInvestium's WebsiteJonathan's emailGet Involved:Subscribe to the podcast for more interviews with successful and interesting people! Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title:"Unveiling the Mysteries of Private Lending: A Deep Dive with a 30 year Mortgage Pro"Summary:Unlock the secrets of private lending in this enlightening episode, featuring the expertise of Denis Brunet, a mortgage broker with over three decades in the lending industry. Listen as Denis unravels the complexities of private lending, shares transformative industry insights, and discusses the evolution of mortgage brokering in Canada. This episode promises to demystify private lending practices, revealing how investors and homeowners can navigate this lucrative yet often misunderstood aspect of real estate financing.Timestamps:[00:00:00] Introduction: A quick overview of what to expect from the episode.[00:03:00] Denis Brunet's Career Journey: From the early days in lending to becoming a respected mortgage broker, Denis recounts the shifts and milestones of his 35-year career.[00:15:30] The Evolution of Mortgage Brokering: Denis discusses the significant changes in mortgage regulations, products, and practices over the decades.[00:25:45] Denis shares his expertise on private lending, the impact of technology on the industry, and the future of mortgage brokering.[00:45:00] Key Takeaways: Summarizing Denis's insights on navigating the mortgage market, the role of education, and the importance of adapting to change.About the Guest: Denis BrunetA trailblazer in the Canadian mortgage industry, Denis Brunet has been a mortgage broker since 1993. With extensive experience in both institutional and private lending, Denis has helped shape the landscape of mortgage brokering in Canada. His commitment to education and professionalism has made him a sought-after expert and advisor in the field.Mentioned in this Episode:Mortgage Professionals Canada (MPC)Mortgage ArchitectsNationwide Appraisal ServicesConnect with Denis:LinkedInMortgage Architects WebsiteGet Involved:Subscribe to the podcast for more interviews with successful and interesting people! Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title:"3 time CFL Grey Cup Champion Adam Bighill | A Journey of Focus and Perseverance"Summary:Join us in this enlightening episode as CFL star Adam Bighill shares his remarkable journey from professional football to becoming a savvy financial advisor. Discover how discipline, teamwork, and overcoming adversity propelled him beyond the football field into the world of finance and personal growth.Timestamps:[00:00:00] Introduction: A quick overview of Adam Bighill's transition from a celebrated CFL career to a successful financial advisor.[00:03:00] Early Life Challenges: How Adam overcame bullying and self-doubt, fueled by his childhood experiences with a bilateral cleft lip and palate.[00:15:30] Football Career Insights: Adam's path from an underestimated college athlete to a CFL star, and the lessons learned along the way.[00:25:45] Interview with Adam Bighill: An in-depth conversation on Adam's philosophy on life, success, and his approach to financial advising.[00:45:00] Key Takeaways: Reflecting on the crucial life lessons and insights shared by Adam during the interview.About the Guest: Adam BighillAdam Bighill is a celebrated Canadian Football League linebacker, motivational speaker, and financial advisor. Known for his tenacity on the field and his resilient journey through personal and professional challenges, Adam inspires many with his story of transformation and dedication.Mentioned in this Episode:Wellington Altus Private WealthCFL (Canadian Football League)Connect with Adam:LinkedInInstagramGet Involved:Subscribe to the podcast for more interviews with successful and interesting people! Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title:"From Fashion VP to Financial Freedom: Rachel Covert's FIRE Journey"Summary:Join us as Rachel Covert, former fashion industry VP turned financial literacy advocate, shares her transformative journey from the glitz and glamour of the fashion world to achieving financial independence and helping others do the same. Discover how a diagnosis changed her life path and led her to empower women in managing their finances through her Electri FI Wealth program.Timestamps:[00:00:00] [00:01:03] Background: Rachel shares her journey from fashion to financial freedom.[00:04:02] Day-to-Day as a VP: Rachel describes a typical workday as a VP in the fashion industry.[00:10:15] Decision to Pivot: Rachel explains when she decided to leave fashion and pursue financial independence.[00:19:30] Discovering FIRE: Rachel talks about discovering the Financial Independence Retire Early movement and what drew her to it.[00:26:08] Achieving Financial Independence: Rachel shares her next steps after reaching financial independence and why she started financial coaching.About the Guest: Rachel CovertRachel Covert “retired” from her career as the VP of a women’s fashion brand at 36 after achieving financial independence. She quickly discovered that being fully retired in her 30’s was a misguided goal and that she needed a career pivot instead of retirement. After traveling the world for the better part of year, she realized that her gift is to help people with their money and that women in particular are severely in need of financial education. Rachel launched her money coaching business, Electri FI Wealth, in 2022 and has helped over 100 women build wealth and pay off debt without strict budgets!Connect with Rachel:Request a MeetingWebsiteLinkedInInstagramTikTok and CLICK HERE for a freebie! Get Involved:Subscribe to the podcast for more interviews with successful and interesting people! Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title:" From Solo to Success: Mike McLenehan's Accounting Revolution"Summary:Join us in an enlightening conversation with Mike McLenehan, a seasoned entrepreneur and the owner of a thriving CPA firm. In this episode, Mike shares his journey from a solo practitioner to leading a multi-location accounting firm, and how embracing technology and education has shaped his business philosophy.Timestamps:[00:00:00] Introduction: Meet Mike McLenehan, entrepreneur and CPA.[01:43:40] Entrepreneurial Insights: Lessons from early business experiences.[08:45:31] Marketing and Client Acquisition: Networking and digital marketing strategies.[14:38:14] Systems and Processes: Importance of documentation and internal training.[17:29:59] Building Client Relationships: Transition from a personal brand to a team approach.[23:52:12] Thought Leadership: The role of content creation and education in business.[28:54:45] Unique Client Offerings: Adopting a proactive and educational approach to accounting.[35:58:15] Future of the Accounting Industry: Predictions and insights.About the Guest: Mike McLenehanMike McLenehan is the founder and owner of McLenehan and Associates CPAs, a multi-location accounting firm based in Winnipeg, Manitoba. With a passion for entrepreneurship and accounting, Mike has grown his business from the ground up, focusing on providing comprehensive, technology-driven accounting solutions and educational resources to his clients.Connect with Mike:WebsiteLinkedInRequest a MeetingGet Involved:Subscribe to the podcast for more on real estate investment strategies. Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title:"Hidden Threats: Unveiling the World of Covert Surveillance"Introduction:Dive into the shadowy realm of surveillance technology with our special anonymous guest, "Wyatt", a seasoned expert in counter-terrorism and protective security. In this eye-opening episode, we unravel the advancements in audio and video surveillance, the risks they pose to privacy, and practical steps to safeguard your space. Prepare for a journey into the unseen dangers lurking in our everyday environments.Timestamps:[00:00:00] Introduction: Overview of the episode's focus on surveillance and security.[00:03:00] Wyatt's Background: Insights into Wyatt's extensive experience in counter-terrorism and security.[00:15:30] Evolution of Surveillance Tech: Discussion on the advancements and accessibility of surveillance technology.[00:25:45] Interview with Wyatt: Deep dive into technical surveillance countermeasures (TSCM), privacy risks, and protective strategies.[00:45:00] Key Takeaways: Summary of essential security measures and the future of surveillance technology.About the Guest: "Wyatt""Wyatt" brings years of expertise in Israeli counter-terrorism. A former combat medic, he has been a close protection agent since 2006 and a defense contractor for almost 20 years. A certified body language tactician, he has also been a guest instructor at numerous law enforcement academies.Despite his anonymous appearance, Wyatt's insights offer invaluable knowledge for ensuring personal and professional security.Mentioned in this Episode:TSCM (Technical Surveillance Counter Measures) BasicsPrivacy Protection Equipment and TechniquesGet Involved:Subscribe to the podcast for more on real estate investment strategies. Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title:" From $0 to $47 Million in 9 Years: The Success Story of Sam Primm"Summary:In this episode of the Investing to Win podcast, Garret dives deep into the world of real estate investing with special guest Sam Primm. Sam shares his journey from a typical W-2 employee to amassing a real estate empire worth over $47 million. Tune in as they explore the ins and outs of successful real estate investing, the power of the BRRRR method, and how to leverage private lending to accelerate your investment journey. Get ready to be inspired and discover actionable strategies that can transform your financial future!Takeaways:Start Small and Scale: Begin your real estate journey with manageable projects and gradually move to larger deals as you gain experience and confidence.Utilize the BRRRR Strategy: The Buy, Rehab, Rent, Refinance, Repeat (BRRRR) method can significantly leverage your real estate investments, allowing for growth without requiring large amounts of personal capital.Foster Relationships with Private Lenders: Building trust and maintaining clear communication with private lenders can open up more opportunities and provide flexibility in financing your projects.Overcome Fear of Failure: Accept that failure is a part of the learning process in real estate investing. Each failure brings you closer to success as long as you learn from your mistakes and persist.Value of Education and Mentorship: Engage in continuous learning and seek mentorship from experienced investors. This can accelerate your growth and help you avoid common pitfalls.Timestamps:[00:00:00] Start of Podcast[00:02:49] Introduction: Brief overview of Sam Primm's real estate journey and achievements.[00:09:07] Sam's first rental property[00:02:49] Introduction: Brief overview of Sam Primm's real estate journey and achievements.[00:13:12] The BRRRR Strategy: Sam breaks down the BRRRR method and how it's been crucial to his success.[00:31:00] The Power of Private Lending: How Sam leveraged private lending to grow his portfolio.[00:38:10] Discussion on working with Accredited Investors[00:53:07] Sam's advice to novices in the real estate world.About the Guest: Sam PrimmSam Primm, originally from St. Louis, Missouri, grew up in a quintessential American household — his father an engineer and his mother a part-time teacher. Following the conventional path laid out before him, Sam ventured into the corporate world, securing a job that offered stability but also came with its own set of challenges. Amidst the stress of a demanding 50-hour workweek and a growing desire for more time with his family, Sam felt a deep-seated need for change.The turning point came when Sam decided to dive into the realm of real estate investing. The journey was fraught with challenges, marked by a series of trials and errors. However, perseverance paid off, and Sam gradually began to notch victories, honing a strategy that yielded consistent success. Today, Sam boasts an impressive portfolio, with assets worth over $47 million, including approximately 300 rentals, in addition to having flipped over 1,000 properties — all achieved in less than nine years and without utilizing his own capital.Beyond his personal achievements, Sam is the founder of FasterFreedom, a platform dedicated to empowering individuals eager to leave their conventional jobs behind and embark on successful careers in real estate investing. What sets Sam apart is his commitment to teaching from experience. He ensures that all lessons, strategies, and insights are drawn from his current real estate ventures, providing learners with practical, up-to-date knowledge that transcends theory and outdated methodologies.Sam's ultimate mission is to offer others the same freedom and...

Podcast Episode Title:"Preventing Embezzlement and Risk in Business: The Role of an Internal Audit"Summary:Join us in this episode of the Investing to Win podcast as we delve into the nuances of board governance and internal auditing with the seasoned expert, Brian Brown. Discover the vital role of audits in risk management and how effective governance contributes to organizational success.Takeaways:The Value of Internal Audit: Brian emphasizes the importance and value of internal audits within organizations. He points out that many companies, especially smaller ones, may not realize the benefits of having an internal audit function, which can offer significant insights into risk management, efficiency improvements, and overall governance.Experience on Both Sides of the Table: Brian brings a unique perspective to the conversation due to his extensive experience on both sides of the boardroom table – as a chief audit executive and as a board member. This dual perspective allows him to understand and communicate the importance of audits and governance from both operational and oversight viewpoints.Board and Audit Committee Roles: He discusses the critical roles of board members and audit committees, especially in terms of overseeing the management of a company, understanding key risks, and ensuring that the organization's risks are being managed effectively. Brian also highlights the importance of having board members who are informed and engaged in the governance process.Risk Management and Governance: The conversation sheds light on the evolving nature of risk management and the role of governance in ensuring that an organization's objectives are met securely and ethically. Brian speaks to the changing perceptions and responsibilities of internal auditing, from being seen as a 'cop' role to being a crucial part of a company's governance and risk management strategy.Engagement Outside Work: Brian advocates for professionals to engage in activities outside their work environment, such as serving on boards or getting involved in community services. He shares his own experiences of involvement in various boards and committees, highlighting how these roles have enriched his professional life and contributed to his understanding of governance and risk management.Timestamps:[00:00:00] Introduction: Overview of today's discussion on board governance and the significance of internal auditing.[00:03:00] Understanding Board Governance: Brian's insights into the evolution and importance of board governance in various sectors.[00:15:30] The Role of Internal Audits: Exploring the critical aspects and benefits of internal audits with Brian.[00:25:45] Interview with Brian Brown: Deep dive into Brian's extensive experience and perspectives on governance and auditing.[00:45:00] Key Takeaways: Summary of the conversation and actionable insights for board members and auditors.About the Guest: Brian BrownBrian Brown is a semi-retired professional with over 30 years of experience across the private, public, and not-for-profit sectors. Having served on both sides of the board table, Brian brings a wealth of knowledge in governance, internal audit, and risk management. He currently contributes his expertise on several boards, championing governance excellence and ethical business practices.He is one of the founders of IIA Canada, serving on the Board for many years including two years as Chair. Brian has been providing education services for many years and is a frequent speaker at conferences and other events hosted by organizations including the IIA, Institute of Corporate Directors, Governance Professionals of Canada, Aboriginal Financial Officers Association, and local universities. He is a faculty member of The Directors College, Aboriginal Financial Officers...

Podcast Episode Title:" Mobile Homes: A Lucrative Asset Class?"Summary:In this episode of the Investing to Win podcast, host Garret Wong explores the niche of mobile home investments and its potential for investors seeking affordable housing solutions with investor Shawn Hart.Takeaways:Mobile home investments offer a unique opportunity for affordable housing solutions with significant ROI potential.Understanding local codes and regulations is crucial for navigating the mobile home investment landscape.Obtaining a mobile home dealership license can streamline the process and improve profitability.Mobile homes can be a viable and profitable investment strategy, challenging traditional perceptions of housing.Success in real estate investment is not just about personal gain but also about fostering success within a community of like-minded individuals.Timestamps:[00:00] Introduction to Shawn Hart and the unique space of mobile home investment.[02:45] Shawn's journey from overcoming personal challenges to building a successful real estate portfolio.[05:10] The transition from traditional rental properties to mobile home investments.[07:30] Detailed breakdown of the costs and process involved in setting up a mobile home investment.[10:00] The financial benefits and potential returns on mobile home investments.[12:20] Challenges and learning curves in mobile home investment.[15:00] The process and advantages of obtaining a mobile home dealership license.[17:30] Overcoming the stigma associated with mobile homes and addressing housing affordability.[20:00] The scalability of mobile home investments and future plans for expansion.[22:40] Defining success and the importance of community in the investment journey.Get Involved:Subscribe to the podcast for more on real estate investment strategies. Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title:"Tax Strategies for US Real Estate Investors: CPA Insights"Summary:In this episode of the Investing to Win podcast, host Garret Wong engages with Amanda Han and Matt MacFarland, experts from Keystone CPA. They delve into the intricacies of tax saving strategies for real estate investors in the US, discussing depreciation, 1031 exchanges, retirement planning for real estate investors, and much more. Whether you're a seasoned investor or just starting out, this episode is packed with valuable insights to optimize your real estate investments from a tax perspective.Takeaways:Tax Benefits of Real Estate Investments: Real estate investment offers significant tax advantages, such as depreciation, which acts as a 'paper write-off' to offset rental income.1031 Exchange Strategy: This tool allows real estate investors to defer capital gains tax by reinvesting the proceeds from a property sale into another property. It's a powerful strategy for long-term wealth building in real estate.Real Estate Professional Status: Achieving this status under IRS terms allows investors to treat passive rental losses as active, enabling them to offset other income types. This status is based on specific criteria regarding time spent in real estate activities.Retirement Planning with Real Estate: Investors can utilize self-directed IRAs for real estate investments, enabling them to have greater control over their retirement funds and invest in properties rather than traditional stocks or bonds.Complexity of Tax Laws: The tax landscape is continually evolving, making it crucial for investors to stay informed and adapt their strategies accordingly. Tax planning should be proactive and tailored to individual goals and circumstances.Audit Preparedness: Being well-prepared and organized with proper documentation can make the audit process smoother. Audits shouldn’t be feared if you have legally claimed deductions and proper backing for them.Importance of Professional Guidance: The intricacies of real estate taxation underscore the need for expert advice and planning. A tailored approach, considering individual investor goals and market conditions, is vital for effective tax strategy.Timestamps:[00:00:00] Introduction and Background[00:17] - Introduction to Keystone CPA and Services OfferedAmanda and Matt introduce their company, Keystone CPA, and their specialization in tax saving strategies for real estate investors.[01:36] - The Dual Partnership of Amanda and MattDiscussing their partnership in both business and personal life.[02:32] - Overview of Tax Saving Strategies for Real Estate InvestorsAn explanation of why real estate is a favored investment option for tax purposes.[04:24] - Defining Depreciation in Real Estate InvestmentA detailed discussion on the concept of depreciation and its tax implications for real estate investors.[05:25] - Understanding the End Game of Depreciation and Property SaleDiscussing strategies for dealing with taxes upon selling a property that has benefited from depreciation.[07:43] - Delving Deeper into 1031 ExchangeExplaining the 1031 exchange process and how it benefits real estate investors in deferring capital gains taxes.[09:30] - Restrictions and Flexibility in 1031 ExchangeDiscussing the flexibility of the 1031 exchange and its restrictions.[11:26] - Differentiating Between Individual and Corporate Tax in Real EstateExploring how tax implications differ for individual investors and corporations in real estate.[13:42] - Tailoring Tax Planning for Different Business SizesApproaches to tax planning for small,...

Podcast Episode Title:"Engineering Wealth: A Rocket Scientist's Journey to Mastering Finance"Summary:In this episode, host Garret Wong interviews Jesse Kramer, a financial planner and the creator of The Best Interest blog and podcast. They discuss the importance of financial reviews, analyzing spending habits, maximizing savings, investment allocation and rebalancing, insurance and estate planning, and setting financial goals. In this conversation, Jesse and Garret discuss various aspects of personal finance and financial planning. They cover topics such as organizing important documents, the importance of having a will, healthcare proxy, and power of attorney, setting SMART financial goals, monitoring financial plans, and finding a balance between personal finance and lifestyle. The conversation emphasizes the need for individuals to take control of their financial future and make informed decisions.Takeaways:Regular financial reviews are essential for managing personal finances effectively.Analyzing spending habits helps identify areas for improvement and ensures financial goals are aligned.Maximizing savings involves understanding the importance of emergency funds and prioritizing financial goals.Investment allocation and rebalancing are crucial for long-term financial success.Insurance and estate planning play a vital role in protecting assets and managing risks.Setting clear financial goals helps guide financial decisions and ensures progress towards desired outcomes. Organize important documents and information in a 'Life File' to ensure that your loved ones can easily access them in case of an emergency or your passing.Create a will, healthcare proxy, and power of attorney to protect yourself and your loved ones in the event of incapacity or death.Use the SMART framework (specific, measurable, achievable, relevant, and time-bound) when setting financial goals to increase the likelihood of success.Regularly monitor your financial plans and progress, checking in at least once a month to ensure you are on track.Find a balance between enjoying your money in the present and saving for the future, considering the needs of your future self.Timestamps:[00:00:00] Introduction and Background[03:02:00] Importance of Financial Reviews[08:11:00] Analyzing Spending Habits[15:12:00] Maximizing Savings[23:05:00] Investment Allocation and Rebalancing[37:25:00] Importance of Insurance and Estate Planning[41:45:00] Setting Financial Goals[42:27:00] The Life File and Important Documents[43:21:00] The Big Three Documents: Will, Healthcare Proxy, and Power of Attorney[45:03:00] Goal Setting with the SMART Framework[47:19:00] Monitoring Financial Plans and Checking Progress[48:55:00] Balancing Personal Finance and Lifestyle[53:42:00] Summary of Financial ReviewAbout the Guest: Jesse CramerAn ex "Rocket Scientist" - turned financial guru, Jesse Cramer believes finances are a means to an end...but just a means. The true end is for you to live your ideal life with the confidence that your finances will help you, not hinder you along the way. He loves sharing financial literacy and prides himself on client education, having previously taught undergraduate engineering courses at the University of Rochester. He also founded and runs *The Best Interest,* a free personal finance and investing blog nominated in 2022 as Personal Finance Blog of the Year. Prior to joining Cobblestone at the end of 2021, he worked for 7 years as a mechanical and aerospace engineer, designing and analyzing orbital satellite telescope systems.Additional Resources:The Best Interest Bloga...

Podcast Episode Title:"Mastering Mindset for Success: Unveiling the Power of Coaching"Summary:In this episode of "Investing to Win," host Garret Wong welcomes Tiffany Taylor, a master NLP, mindset, and business coach. Tiffany shares her journey from overcoming personal challenges to becoming a top coach, emphasizing the transformative power of mindset work. The conversation delves into the nuances of coaching, the importance of understanding one's subconscious, and practical tips for entrepreneurs and investors to overcome mental blocks and achieve their goals.Timestamps:[00:00.00] Introduction: Welcoming Coach Tiffany Taylor.[00:33.83] Tiffany's Background: Her journey to becoming a mindset coach.[01:07.30] Origin Story: From personal struggles to coaching success.[04:45.79] The Power of Mindset: Impact of mental health and self-healing.[05:22.86] Defining Coaching: Differentiating coaching from mentorship.[09:05.43] The Role of a Mindset Coach: Addressing subconscious blocks.[14:14.50] Addressing Entrepreneurial Challenges: How mindset coaching helps.[17:12.69] Timeline Engineering Technique: Rewiring subconscious patterns.[20:32.49] Productivity Hacks: Moving beyond traditional to-do lists.[25:33.99] Personal Transformation Stories: Client success anecdotes.[27:54.80] Work-Life Harmony: Tips for entrepreneurs.[32:05.72] Practical Exercises: Assignments like a letter from the future self.[34:07.25] Productivity for ADHD: Custom strategies for managing time and energy.[41:39.47] Client Transformation: Overcoming grief through coaching.[44:35.30] Tiffany's Unique Coaching Approach: Preparing for 2024.[47:15.28] Defining Success: Tiffany's perspective on success and winning.About the Guest: Coach Tiffany TaylorTiffany Taylor specializes in NLP, mindset, and business coaching, focusing on unlocking her clients' potential by addressing subconscious patterns. Her unique approach involves deep work on internal programming and practical strategies for personal and professional growth.Additional Resources:Tiffany Taylor's Coaching ServicesSchedule a meeting with TiffanyGet Involved:Subscribe to the podcast for more on real estate investment strategies. Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title:"Mastering Financial Freedom: Justin Peters on Saving for Your First Rental Property"Summary:Join us as Garret Wong welcomes fellow podcaster Justin Peters to the "Investing to Win" podcast. In this episode, they delve into the crucial steps of saving for a down payment on your first rental property. Justin shares his personal journey and insights on financial education, the significance of saving strategies, and the power of side hustles. The discussion provides practical tips on budgeting, the importance of setting financial goals, and creative ways to boost income.Timestamps:[00:00.00] Introduction: Garret introduces Justin Peters and the episode's focus on saving for real estate investment.[00:35.60] Justin's Money Story: Growing up with financial savvy and taking a sabbatical to start podcasting.[03:14.70] The Importance of Saving for a Down Payment: Discussing the necessity of having skin in the game.[05:18.73] Strategies for Saving for a Down Payment: Aiming for 20% and realistic savings planning.[09:46.87] Savings vs. Earnings: Focusing on increasing income and asking for a raise.[25:19.38] Exploring Side Hustles: Justin shares his experience with lucrative side hustles.[32:36.82] Where to Park Your Savings: The benefits of high-yield savings accounts.[37:45.98] Budgeting and Managing Expenses: Innovative methods for tracking and controlling expenses.[39:24.12] Common Mistakes in Saving for a Down Payment: Avoiding investment risks and staying on track.[44:28.74] Defining Success and Winning in Life: Justin's personal view on time freedom and financial independence.[45:24.30] Conclusion: Wrapping up the insightful discussion.About the Guest: Justin PetersJustin Peters shares his expertise on financial planning and wealth management, especially for younger audiences. Ready to conquer the world, he launched into his 20s eager to get his adult life started.He had no idea some of the struggles he wouldn’t be prepared for. He thought his degree was enough but realized he graduated from college only to start the school of life!Now he has a passion for being that support for other young adults. In 2020, they launched their podcast, "The Struggle is Real with Justin Peters", where they discuss all the things they wish they would have learned in school from career advice, financial literacy, relationship guidance, and healthy living tips.Additional Resources:The Struggle is Real PodcastThe Struggle is Real LinkedInJustin Peters on LinkedInGet Involved:Subscribe to the podcast for more on real estate investment strategies. Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at

Podcast Episode Title:"Buttercup Project Update #2: Secondary Suite Challenges and Lessons"Summary:In this episode, Garret Wong updates listeners on the Buttercup project, focusing on the development permit process for a legal secondary suite conversion. He shares experiences with city regulations, the importance of accurate planning, and the impact of small mistakes on project timelines. The episode offers practical advice based on real-life scenarios, useful for anyone in real estate investment.Timestamps:[00:02.48] Introduction: Overview of the Buttercup project.[00:03:40] Development Permit Process: Discussing permit application challenges.[00:08:40] Learning from Errors: Insights into the importance of detail in plan submission.[00:09:30] Networking Benefits: How peer advice aids in project management.[00:15:20] No Heat: Decisions on repairing a furnace that will be replaced in a few weeks.About the Host: Garret WongGarret Wong, host of the "Investing to Win" podcast, shares his journey in real estate investment. His experiences offer practical insights and lessons for investors at various levels.Additional Resources:Previous episode on the Buttercup ProjectCity of Winnipeg Secondary Suite RequirementsGet Involved:Subscribe to the podcast for more on real estate investment strategies. Review and follow us on social media for the latest updates.Subscribe & Follow:SpotifyApple PodcastsContact:For feedback or questions, reach us at info@upperedgepm.com.

Podcast Episode Title: Unlocking YouTube Success: Real Estate EditionIntroduction:Join us in this engaging episode as we delve into the world of YouTube with Meredith Marsh. Discover how real estate investors can harness the power of YouTube to expand their reach, engage with audiences, and drive success in their ventures.Timestamps:[00:00:00] Introduction: Brief recap of the episode's focus on YouTube for real estate investors.[00:03:00] Meredith's Background: Meredith shares her journey from starting VidProMom.com to becoming a YouTube strategy expert.[00:15:30] Content Strategies: Insights into effective content creation for real estate on YouTube.[00:25:45] Interview with Meredith Marsh: In-depth discussion on utilizing YouTube for real estate marketing and audience growth.[00:45:00] Key Takeaways: Recap of the strategies and tips shared by Meredith for YouTube success in real estate.About the Guest: Meredith MarshMeredith Marsh is a renowned YouTube strategist and the founder of Thriving Creators Society. With her expertise in video creation and online business, she empowers personal brands and businesses to shine on camera and thrive through YouTube.Mentioned in this Episode:VidProMom YouTube ChannelThriving Creators SocietyConnect with Meredith Marsh:LinkedInVidProMomAdditional Resources:Thriving Creators SocietyGet Involved:Subscribe to our podcast for more insights on real estate investment strategies. Leave us a review and follow us on social media to join the conversation!Subscribe & Follow:Apple PodcastsSpotifyContact:Got feedback or questions? Reach out to us at info@upperedgepm.com.

Host: Garret WongEpisode Title: BitTalks: Navigating the Bitcoin RevolutionRelease Date: 21 Nov 23Duration: 50:03 minIntroduction:Guest: Chris Reavis a technology and cryptocurrency expert with over 35 years of experience. Topics Covered Introduction to Bitcoin: Chris breaks down the concept of Bitcoin, explaining its unique characteristics such as mining, finite supply, and how it differs from traditional fiat currencies. Mining Explained: An in-depth discussion on Bitcoin mining, including the technology behind miners, the role of mining pools, and how mining contributes to the Bitcoin network. Investment Perspective: Insight into Bitcoin as an investment option, including its risk-reward profile, comparison with real estate investments, and strategies for incorporating Bitcoin into your portfolio. The Future of Bitcoin: Chris shares his views on the future trajectory of Bitcoin, touching upon topics like adoption trends, technological advancements in mining, and Bitcoin's potential impact on generational wealth. Avoiding Scams: A crucial segment on identifying and avoiding common scams in the cryptocurrency space. Resources Mentioned: "Hash Rate" by Chris Reavis - A guide to understanding and getting started with Bitcoin mining. Services Offered: Chris discusses his program designed to help investors create generational wealth through Bitcoin mining. Final Thoughts: Chris's definition of success in the context of Bitcoin and the broader investment landscape.Episode Highlights: "They're continue creating more money so we're used to an inflationary currency. That's always creating more volume of currency I call that inflation. It's really the alution of buying power when I was a kid in the in the late sixty as you know the equivalent of $ 1000 in is about $ 9000 now so it's devalued quite a bit. Bitcoin is different and it takes a little while to get used to this There's only 21 M bitcoin ever they're not making more" Connect with Us!Subscribe to our YouTube Channel Linked In InstagramPodcast PlatformsSpotifyApple PodcastsAvid Intent websitehttps://aintent.com/Amazon E-Book Hashrate: Discover How To Easily Mine Bitcoin And Crypto Like The ProsStay InvolvedWe welcome your thoughts and experiences.Share with us by leaving a comment or sending an email to info@upperedgepm.com

Host: Garret WongEpisode 37: A Debate on the Ethics of AIRelease Date: November 14 2023Duration: 19:45 minEpisode OverviewIn this episode, Garret Wong discusses the role of Artificial Intelligence in various sectors, emphasizing the ethical considerations associated with its use. From business and real estate to education and research, AI's influence is expanding, and understanding its impact is more important than ever. Garret navigates through these topics, highlighting the need for ethical awareness in AI utilization.Key Topics Discussed - AI in Business and Real EstateUtilizing AI tools like ChatGPT in business workflowsAI's role in analyzing real estate market conditions- AI in Education and ResearchThe contribution of AI in learning and researchExperiences from Garret's children in IT and nursing studies - Advancements in AI TechnologyRecent updates in AI platforms, including features for image processing and data analysis - Ethical Considerations in AIThe impact on learning and development, especially for young studentsThe risk of over-reliance on technology in education and research - The Issue of Bias in AIAddressing potential biases in AI systemsThe need for diverse development teams to reduce bias - Need for Regulation in AIDiscussing the regulation of AI developmentThe push for inclusive design and ethical guidelines - Personal Responsibility and AI AwarenessEncouraging responsible AI usageThe importance of staying informed about AI ethics and regulation Episode Highlights12:13 to 12:34"And in six months twelve months eighteen months even in property management if 1 of my employees all they're using is ai to write their. And solve their property management problems in the company for our clients are is anybody going to be able to write an email on their own independently" Resources MentionedCheck Episode 36 with Carrie Soave | The Future of AI in Real Estate: Should You Jump On Board?YouTube Linked InInstagramSpotifyApple PodcastsStay InvolvedWe welcome your thoughts and experiences on AI ethics and its social impact.Share with us by leaving a comment or sending an email to info@upperedgepm.com

"The Future of AI in Real Estate: Should You Jump On Board?" is a captivating podcast with our A.I expert Carrie Soave, the podcast delves into the fascinating world of artificial intelligence and its profound implications for the real estate industry. Join us as we explore the cutting-edge technologies and innovative applications reshaping the way we buy, sell, and invest in property. From predictive analytics to discover how AI is revolutionizing every aspect of the real estate landscape. Tune in to make informed decisions about embracing AI in this ever-evolving industry. Don't miss out on this thought-provoking discussion that will leave you pondering the question: Should you jump on board the AI revolution in real estate?Follow us for more content!Garret Wong Social Media platforms:InstagramLinkedInInvesting To Win Podcast Links:SpotifyItunesCarrie Soave Social Media PlatformsLinked InWeb siteFacebookTik Tok