Claim OwnershipTalk Time With Tom & Tina.
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Description
Talk Time With Tom & Tina: This podcast is designed for our current and future clients, business partners and the wider public. We are providing an update as to the weekly events which we see on the coal face pertaining to all things mortgages in Australia.
39 Episodes
Reverse
Tom discusses about self-employed and foreign income for this week's case study. Week ending 08/10/2023.
For this week's scenario, Tom talks about First Home buyer client and how income will be look into by the lenders.
To end this week, Tom discusses how relationship status affects the lender's servicing and also take on living expense.
Tom talks about a scenario where the lender doesn’t guarantee the pre-approval loan amount and further discusses how income, gift and maternity leave was taken into consideration on this case study.
For this week's episode, Tom discusses refinancing loan and how it can be further structured.
For this episode, Tom discusses first home buyers and first time guarantee.
For this week's episode, Tom discusses how overtime income is taken by the lenders and how it affects the application.
Tom talks about Owner Occupied Interest Only case and the strategy being delivered.
Tom talks about how Lenders Mortgage Insurance or LMI works.
Tom discusses how lenders interprets discretionary income such as vested shares.
Great start of 2024! In this episode Tom talks about simultaneous settlement, gives an overview on purchasing first, and bridging loans. Week ending 07/01/2024.
You have your preapproval and you are ready to buy. But it’s your first time so how do you actually buy a property? And even if it’s not your first time it may have been a different market when you last purchased. In this podcast, Tina chats with Amanda Clement, award winning agent, and gets some insight from an agents perspective on how to secure that property.
Tina asks Matt questions about current trends from an economic stand point in April 2023.
Tom and Tina discusses all about pre-approvals! Check out how they tackle all the frequently asked questions and get some tips on pre-approval applications. Week ending 01/10/2023.
Tom and Tina provides this week's discussion regarding Self-Employed and PAYG Income Verification. Week ending 10/09/2023.
Tom and Tina discusses how you can potentially improve your cashflow, especially for those whose fixed rates are ending. Week ending 03/09/2023.
Tom and Tina provides this week's wrap up and talks about how much cash do clients need to buy a property for owner occupied and investment purposes. Week ending 27/08/2023.
Tom and Tina provides a summary for the week and discusses about interest rates, property prices, and case studies regarding choosing lenders and ending fixed rate periods. Week ending 13/08/2023.
Tom and Tina provides weekly wrap up and talks about inflation, interest rate, possible mortgage prison solutions, buying investment properties and family guarantee. Week ending 23/07/2023.
Tom and Tina provides a summary for the week and discusses about fixed rate increase, rate lock, borrowing capacity assessment, and choosing a lender for the clients. Week ending 16/07/2023.
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