Payments Nerds

Tokenized deposits are moving from concept to reality, creating new opportunities for banks to deliver programmable payments, improve liquidity management, and develop innovative financial services. In this episode, Sal Karakaplan, Chief Strategy officer of The Clearing House and Gilbert Verdian, Founder and CEO of Quant, discuss how the two organizations are working together on The Clearing House's On-Chain Money Initiative. This episode explores how tokenized deposit interoperability, integration with existing payment systems such as the RTP® and CHIPS® networks, and programmable money can unlock new value for banks and their customers.

How can instant payments make cross-border transactions faster, more transparent, and more efficient? In this episode of Payments Nerds®, recorded live at Sibos 2026, Eralda Hasani from BNY, and Sabrina Chin of The Clearing House, discuss how the RTP® network’s One Leg Out (OLO) capability is bringing the benefits of instant payments to the U.S. portion of cross-border transactions. They explore emerging use cases, including treasury and liquidity management, supplier payments, and remittances, and what financial institutions can do to prepare for the next phase of cross-border payments.

Discover how Worley, a global engineering, project management, and professional services company, is reimagining supplier payments through blockchain-enabled smart contracts and instant payments over the RTP® network. In this episode, Pushkar Rao, Vice President of Digital Transformation at Worley, and Preeti Chaturvedi, U.S. Head of Domestic and Emerging Payments at HSBC, share how they collaborated to automate complex payment workflows, streamline vendor interactions, and improve cash-flow visibility across large-scale capital projects. Learn how HSBC’s payment orchestration capabilities and the instant payment capabilities of the RTP network helped Worley process transactions more efficiently while strengthening supplier relationships and reducing operational friction.

What if auto dealer refunds arrived in seconds instead of days? In this episode of Payments Nerds®, PNC Bank's Lilly Dodd and Jim Colassano of The Clearing House explore how a leading auto retailer modernized its refund process by replacing paper checks with a digital, multi-rail payment strategy that delivers faster, simpler refund experiences. Learn how the RTP® network and other electronic payment options are helping businesses enhance customer satisfaction, streamline operations, and modernize disbursements to meet the demands of today's digital-first consumers.

Recorded at NACHA’s Smarter Faster Payments conference, Mike Thomas of US Bank, Kammy Tsang of PayPal, and Keith Melton of The Clearing House discuss how real-time payments are reshaping corporate treasury and banking. The conversation explores precision payments, liquidity management, customer experience, operational efficiency, fraud misconceptions, and emerging stablecoin use cases, while offering practical insights for financial institutions and corporates looking to accelerate instant payment adoption.