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Financially Incorrect
Financially Incorrect
Author: Financially Incorrect
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Money doesn't have to be intimidating. The Financially Incorrect Podcast is a fun and informative way to learn about personal finance. Host Barrack Bukusi debunks money myths and reveals the truth behind common misconceptions. Join him with a different guest every week as he helps you achieve your financial goals.
154 Episodes
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In this episode, we dive into the entrepreneurial journey of Tesh, who takes us from his first business back in high school to the present day, where he’s grown his wealth through strategic equity in businesses. Tesh shares lessons learned from a few bumps along the way, like his attempt to open a movie shop outside the tech industry, and how marriage and fatherhood reshaped his approach to finances.
He talks about early influences that inspired his career choices, the thrill of making his first million from a printing business, and how he and his co-founders tackled the challenge of building Cloud9—a software company acquired in 2019. We also discuss the power of community in investing, the mental toll of fundraising, and their $42 million raise for Market Force. Tune in for valuable insights on resilience, responsibility, and creating success in business!
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⏳ Chapters:
0:00 Intro
3:40 Guest Intro
9:25 Has marriage helped you save or spend more
13:25 What was your upbringing like?
18:48 Was money a factor on determining your career
23:48 How you made your 1st Million
30:44 Printing Industry
36:50 Upscaling Cloud9
47:25 Building Marketforce
54:05 How did you start fundraising
1:02:55 What did you do to stay sane?
1:07:55 What are you doing with your cash flow?
1:13:16 Lessons from a CEO
1:22:05 Is your life's purpose in Tech?
1:25:27 Wrap up
Join us for a compelling episode of Financially Incorrect as we welcome Crystal Asige, a nominated senator and talented singer/songwriter, to the show. Crystal shares her unique journey of how her perception of money shifted after losing her eyesight to Glaucoma as a young girl in Mombasa. Drawing from her background in the arts, Crystal discusses how she utilizes her platform to advocate for inclusivity and educate society about disabilities. From selling clothes on the streets of Mombasa to rocking the state as a senator, she lets us in on how money and finances has had a pivotal role on her lifeHosted by Barrack, this engaging episode offers insights into Crystal's resilience and perspective, leaving listeners inspired and eager for more. Tune in for a captivating story of overcoming challenges and embracing change.
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In this week's episode, join us as we sit down with the multi-talented DJ D-Lite, also known as David Murithii! 💿 David's journey is anything but ordinary - transitioning from his role as an auditor at a global firm like Ernest & Young to pursuing his passion for entertainment in the world of DJing and talent management. 🎧🌟 As he navigated through various career paths, David also ventured into the family real estate business, blending his financial expertise with his love for music and entertainment. Join Barrack & David as they delve into the world of financial planning, from personal matters to David's unique perspective on retirement. 🏠💼 Don't miss out on this insightful conversation!
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This podcast is sponsored by of FXPesa™
Follow us on: Instagram: https://www.instagram.com/financially_inc/X: https://twitter.com/FinanciallyIncTiktok: https://www.tiktok.com/@financially_inc
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As we wrap up a month-long celebration of the female perspective through #HerStory, we're joined by Mbithe Muema, Chief Business Officer at the NSE! 🚀 You may recognize her as the host of an investment show aired on Metropol Tv but today she joins Barrack to come and inspire inclusion through her financial journey. From her humble beginnings as a secretary to a career as an investment banker with over 15 years of experience, Mbithe's story is nothing short of inspiring. She'll take us on a rollercoaster ride of resilience, triumph, and financial empowerment as she shares her journey of overcoming adversity and reclaiming her financial strength. With her vast knowledge in capital markets and corporate finance, she champions the case for public equity and debt financing as a means of expansion capital & grow ones personal wealth. Join Barrack & Mbithe for an exhilarating conversation as we uncover how she's shaking up the world of finance and making it a more inclusive space for everyone! 💼💥 #inspireinclusion #womensmonth
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In this episode of Financially Incorrect, dive into an enlightening conversation with Rose Ellah Nyawira, the dynamic founder of Vasili Africa Ltd. Leveraging her background in law and business management, Rose provides investors with a comprehensive approach to wealth growth. Through Vasili Africa, she assists clients in articulating investment strategies, matching needs with opportunities, and safeguarding acquired wealth. With extensive training in personal development, sales, marketing, and recruitment, Rose is a well-rounded professional in finance. Currently pursuing certifications as a Certified Personal Financial Planner and a Chartered Security and Investments Analyst, she's deeply passionate about client relationship management, investment advisory, and portfolio management. Join us for this captivating discussion on Financially Incorrect!
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In this thought-provoking episode of Financially Incorrect, your host Barrack leads a heartfelt conversation with the incredible Pinky Ghelani, unpacking the layers of her upbringing from a unique financial perspective. Born into a blended family, Pinky shares the challenges of being raised in the shadows of wealth, as part of her father's second family.
As they delve into Pinky's narrative, listeners will gain insights into the struggles faced when her father passed away, triggering turmoil as her family found themselves alienated from the family trust by her father's first family. Pinky candidly reflects on this difficult chapter and how it compelled her to reconstruct her relationship with money, ultimately finding her own path to financial empowerment.
Join us for an inspiring conversation that goes beyond the surface, touching on privilege, loss, and resilience. Pinky's journey is a testament to the power of rewriting one's financial narrative and the importance of passing on valuable lessons to the next generation. Tune in for an enriching discussion that will leave you with practical insights and a renewed perspective on personal finance.
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If you are an aspiring entertainer or business owner, this episode is for you. This week on Financially Incorrect with Liz Lenjo, we dive deep into the financial pitfalls individuals and brands face when it comes to securing their assets. Renowned Entertainment & Intellectual Property Lawyer Liz Lenjo joins us to spill the beans on how taking the right measures can not only protect your wealth but also save you a bundle in the long run.
Get ready for a rollercoaster ride as Liz draws from her personal life experiences to shed light on the crucial steps you need to take to fortify your financial fortress. From navigating the tricky terrain of contracts to witnessing firsthand how creatives are taken advantage of, Liz doesn't hold back. She shares the insights that fueled her journey from frustration to building her own empire. Join Barrack as he discusses matters finance in the IP space with his fellow learned friend Liz Lenjo.
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📧 Email: financiallyinc@gmail.com
Get to know more about the Financially Incorrect Podcast
Eliud's money story didn't follow the usual script. Before insurance offices, boardrooms, and BIMA TV, there were matatus, fruit crates, daily cash, and survival decisions. In this episode, Eliud opens up about the uncomfortable middle. The phase where income grows but discipline slips. Where loans feel like progress until they don’t. Where mistakes teach harder lessons than success ever could.Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2uxTimestamps 00:00 – Introduction02:40 – 2025 Wins & Financially Incorrect Decisions04:35 – Early Money Lessons & Childhood Hustles06:20 – Entering the Insurance Industry08:30 – Hawking, Makanga Life & Surviving Nairobi12:40 – Choosing Stability Over Fast Cash14:30 – Makanga Side Hustle & Early Investments19:10 – Career Growth: From Filing Clerk to Insurance Professional26:30 – How Insurance Really Works (Claims & Mistakes)34:30 – Career Acceleration: Underwriting, Jubilee & Big Business38:15 – Costly Financial Mistakes & Loan Lessons41:30 – Money Mindset Shift & The Birth of BMA TV44:50 – Marriage, Family & Financial Responsibility47:25 – Happiest vs Saddest Money Moments49:15 – Advice to His Younger Self51:15 – Final Reflections & Outro
What happens when you do everything right and life still doesn’t follow the script? In this episode of Financially Incorrect, we sit down with Dr Gladys Ngetich, a Kenyan engineer, Rhodes Scholar, Oxford PhD graduate and former MIT postdoctoral researcher, to talk about the parts of success people rarely admit out loud. Gladys grew up in Kuresoi South, excelled academically at JKUAT, graduated with one of the strongest first-class records in her class, and went on to secure some of the most competitive academic opportunities in the world, including a PhD at Oxford and a postdoctoral fellowship at MIT. On paper, her story looks flawless. In reality, it wasn’t. She opens up about graduating top of her class and failing to find a job, being rejected repeatedly after Oxford, discovering how automated hiring systems quietly filter out even elite candidates, and why networking mattered more than merit in moments that shaped her career. We also talk money. The scholarships that gave her more cash than she knew how to manage. The years of reckless spending. The moment she finally learned to save. The Uber cars and Airbnb investments she made back home in Kenya. The books she self-published that quietly earned more than some salaries. And the decision, at 31, to walk away, travel across 13 countries, and sit with a mid-life reckoning most people postpone. This is a conversation about ambition, detours, financial literacy, burnout, and what it really means to build a life beyond credentials. If you’re a student, a high achiever, or someone questioning whether success is supposed to feel this confusing, this episode will stay with you.--------------------------------------------------------------------Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux🔍 Read more about Gladys here: 👉 https://www.gladysngetich.com/about--------------------------------------------------------------------Timestamps00:00 Introduction & Context06:56 – Meet Dr Gladys Ngetich: Oxford, MIT, and the life behind the CV09:14 – Her 2026 money goal and why intentionality came late10:44 – What her PhD was really about (in plain English)14:38 – How she joined a PhD project and patented research15:06 – Growing up in rural Kenya and learning that money was scarce17:30 – Unpaid labour, family sacrifice, and early money beliefs20:07 – Why she chose engineering and life at JKUAT24:02 – Chasing A’s, ignoring business, and living for grades26:35 – Scholarships, excess cash, and reckless spending34:33 – Graduating top of her class and still not getting a job37:52 – Online writing, first real income, and lifestyle inflation39:17 – The banking detour that taught her more than engineering46:28 – Discovering the Rhodes Scholarship and applying anyway52:19 – Life at Oxford: money coming in, none staying55:20 – Skipping a Master’s degree and going straight into a PhD59:38 – Post-PhD rejection, SpaceX dreams, and reality hitting again01:01:37 – Landing MIT, earning six figures, and moving to the US01:03:02 – Visas, pressure, and limits of working abroad01:04:05 – ATS systems and why great CVs get rejected01:10:08 – Turning 31, quitting suddenly, and a 13-country reset01:25:35 – Writing books, passive income, and unexpected leverage01:27:22 – Why she paused academia to learn money and business01:28:18 – Final reflections and closing
Suraj didn’t “blow up.” He toiled. From playing Hindu temples in his hometown of Kisumu, to DJing for drink vouchers, to taking years just to make his first KES 100,000 from music - this wasn’t a fast story. It was a patient one. He gave his early earnings to his mum. Got told “not yet” more times than he can count.So he stopped waiting. He built Gondwana alongside Euggy and two friends. Captain’s Terrace. Thirty people in the room. Two meals and two drinks as payment. And he kept going. Seven years in, the world finally started listening.What changed everything wasn’t luck. It was the choice to keep building - quietly - long before anyone was watching.Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
In this episode, we sit down with Dorothy Ooko — former French lecturer turned Nokia and Google Communications leader — to explore the financial mindset behind her incredible career pivot. Dorothy shares how she went from teaching at KU and USIU to leading communications across Africa at two global tech giants — despite having no PR background. She opens up about disciplined money habits, avoiding debt, buying her home in cash, and why she now teaches women to negotiate confidently. We also unpack her role in the zero-rated mobile tax campaign that transformed phone accessibility in Kenya, her life after Google, and the experiences and friendships that pushed her beyond her comfort zone.-----------------------------------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
On this episode of Financially Incorrect, we sit down with Allan Mutuma, founder of Brown Cap Developers, to break down how he transitioned from corporate finance into building a fast-growing real estate business in Kenya. Founded in 2021, Brown Cap Developers has completed projects worth ~KES 400M and sold units totaling ~KES 500M in under four years — largely through personal networks, referrals, and disciplined execution rather than heavy marketing. Alan shares how growing up in a middle-class Nairobi family shaped his money habits, his early ventures selling second-hand shoes, investing while at Strathmore University, and how his first property project started as a family solution with just 15% equity and a lot of creative financing. We also talk about the role of partnership with his wife, family governance, faith and financial discipline, and why 70–80% of property investors are women — a point backed by behavioral finance research. A grounded conversation on real estate, money, and building quietly in Kenya.Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
Sir M is one of Kenya’s most exciting new-age DJs, and this episode breaks down exactly how he got here. From dropping out of university with his parents’ support, to chasing a music career that never took off, Sir M shares the real story behind the pivots, setbacks, and discipline that shaped his journey. He walks us through his process — how he built his sound, sharpened his craft, and positioned himself in a crowded scene — plus the moments that changed everything--------------------------------------------------------------------Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
In this episode, we dive into the untold story of Eric Thimba — the Kenyan who left for the US to chase a degree, came back without one, and had to rebuild his life from zero. He talks about drifting through his early years, finding direction much later in life, stumbling into his first business, and eventually cofounding Mookh Africa before uprooting everything and starting again in Uganda. It’s a raw, creative, late-bloomer’s story about finding your lane long after everyone thinks you should have it figured out.--------------------------------------------------------------------Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
Thinking of buying your first home in Kenya? 🏠 This video walks you through everything you need to know about getting a mortgage backed by Kenya Mortgage Refinance Company (KMRC) — from eligibility criteria to the step-by-step process for securing an affordable, long-term home loan. We explain how KMRC works, how it partners with banks and SACCOs, and how you can take advantage of its fixed-rate, single-digit mortgage financing.--------------------------------------------------------------------Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
Monicah Etemesi is a Nairobi-based entrepreneur, wedding planner, and luxury events stylist, best known as the founder of Pritt Events, a company she built from the ground up in 2020 at the height of the pandemic. Raised in Kitale by a resilient single mother after losing her father at age 10, Monicah credits her strength and drive to the example set at home. Pritt Events has grown into a respected name in Nairobi’s events scene, delivering high-end weddings, corporate launches, political events, influencer activations, private socials, balloon artistry, florist work, and furniture hire. Her journey includes working with prominent politicians, major brands, and luxury clients. But her success has come with real struggle — seasons of zero cash flow, overwhelming debt, unpaid staff, burnout, and moments where the business almost collapsed. She also openly shares that she has had three failed businesses before finding her footing. Her biggest win has been the rebuild: rebuilding her systems, confidence, and mindset to create a sustainable brand that continues to attract high-profile clientele. Alongside entrepreneurship, Monicah is a fitness, lifestyle, comedy, and business content creator, known for her honest, unfiltered storytelling about the realities of building a life and a business from scratch. Her work speaks to women who are rising through adversity and fighting for better every day.------------------------------------------------------------------------------------------------------------------------------------------------------------------Apply for Podcast Operations Partner Role: t.co/ykbpjSimInSubscribe to our newsletter: https://shorturl.at/o2jpCHelp Shape the Future of Financially Incorrect – Take Less Than 5 Mins: https://shorturl.at/3iiJZWant to Be Featured on Financially Incorrect? Apply Here: https://forms.gle/5tkdjgx9vHgXyJSC6💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
Agori Korbandy, founder & CEO of Nit Studio, takes us through her raw, unfiltered money and business journey, from launching her first creative studio at 21 with millionaire dreams, to losing an entire year of growth to a toxic relationship that drained her finances, focus, and self-esteem. She opens up about burning through her earnings, funding a partner’s lifestyle, and pretending to “keep up” with friends, all while navigating early entrepreneurship in Kenya.A robbery at her studio became the turning point. With her parents’ support, she rebuilt, hired staff, upgraded equipment, and transformed both her systems and mindset. Leaving the club scene, setting boundaries, embracing discipline, and finally giving herself space to think marked the start of her true glow-up.Today, Nit Studio has grown into a multi-arm business with photography, videography, studio hire, a marketing agency, print shop, and academy operating in Kenya and Uganda. Agori shares her insights on financial maturity, building stability, and creating a business that works for you and not the other way around. This episode is a masterclass in resilience, clarity, and smart entrepreneurship.Subscribe to our newsletter: https://shorturl.at/o2jpCHelp Shape the Future of Financially Incorrect – Take Less Than 5 Mins: https://shorturl.at/3iiJZWant to Be Featured on Financially Incorrect? Apply Here: https://forms.gle/5tkdjgx9vHgXyJSC6💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
In this Uganda Edition of Financially Incorrect, Patricia gets real about the money behind content creation, side hustles, and navigating Kampala’s rising cost of living. She shares how she paid her own university tuition through influencer gigs, why she refuses to live a fake lifestyle, and how balancing a corporate banking job with content creation shaped her financial discipline. Patricia breaks down the realities of Uganda’s influencer economy, from inconsistent brand deals to the pressure of maintaining an image and explains how saving groups, strict budgeting, and living within her means have helped her build stability. If you’re a creator, student, or young professional trying to understand Uganda finance, influencer money, and Gen Z money habits, this episode offers practical insights for surviving and thriving in Kampala’s cost of living.Subscribe to our newsletter: https://shorturl.at/o2jpCHelp Shape the Future of Financially Incorrect – Take Less Than 5 Mins: https://shorturl.at/3iiJZWant to Be Featured on Financially Incorrect? Apply Here: https://forms.gle/5tkdjgx9vHgXyJSC6💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux
In this episode, Ed Magema, co-founder of Universe and senior strategist at NCBA sits with Barrack to unpack his journey from a humble childhood of strong tea mornings and githeri lunches to developing elite study systems that took him to Harvard. He explains why he chose to leave the U.S. during the era of Michael Brown and Eric Garner, return home, and build his career in Kenya. Ed opens up about his first failed print-media startup, his rise as a strategy consultant at Dalberg, and how he became one of the early builders behind Cheaper Cash, helping scale it to a million users in under a year before walking away due to toxic culture. He shares the depression that followed, how writing How to Get Into Harvard became therapy and service, and how he reinvested his savings and Harvard network into building Universe, a homegrown media-tech platform for Africa’s creators. Ed breaks down his current money philosophy (10% emergency fund, 30% investments, the rest for life and family), his belief in building over hoarding, and his long-term mission to become a dollar billionaire by constructing an African-owned media + data ecosystem that can shape narratives and power the continent’s role in the AI era. An inspiring conversation about conviction, resilience, and the courage to build from where you are.Subscribe to our newsletter: https://shorturl.at/o2jpCHelp Shape the Future of Financially Incorrect – Take Less Than 5 Mins: https://shorturl.at/3iiJZWant to Be Featured on Financially Incorrect? Apply Here: https://forms.gle/5tkdjgx9vHgXyJSC6💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux





This episode featuring Jules o agree with it kabisa. finances are part of love and you can't demonstrate love without money
waaaaa this is just one of the best. I have so cracked up 😂😂😂 and very good lessons while at it. good job barrack