Property Investors Podcast

📥 Download the FREE Guide – 10 Ways to Minimise Your Tax Bill: https://www.samuelleeds.com/rl10loopholes This week on the Property Investors Podcast, Russell & Anna Leeds reveal the 10 best tax hacks every property investor needs to know. Most gurus tell you: “Always buy through a limited company.” ❌ But that’s not always true… and following that advice blindly could cost you tens of thousands of pounds. In this episode we cover: ✅ Limited company vs personal name – the truth no one tells you ✅ How one student saved £60,000 in tax on a single deal ✅ The capital allowances loophole that can wipe out tax for YEARS ✅ How to legally pay minimal tax while still making maximum profit ✅ Why stamp duty is killing the housing market (and how to beat it) If you’re serious about building wealth through property, understanding how to structure your deals is non-negotiable. Don’t miss this one. 👉 Smash the like button, subscribe, and hit the bell so you don’t miss future episodes.FREE Training & More : https://linktr.ee/russellleeds FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of the Property Investors Podcast, hosts Russell and Anna Leeds delve into the controversial topic of landlords and their role in the economy. They address common arguments against landlords, such as claims that they add no value, make housing unaffordable, and increase inequality. The episode also explores the potential consequences of abolishing landlords, citing examples from various countries including Berlin, San Francisco, and the USSR. Russell and Anna ultimately argue that landlords play a crucial role in providing rental housing and maintaining property. They advocate for better government policies to increase housing supply instead of targeting landlords. The discussion includes insights from ChatGPT and highlights successful housing strategies from cities like Vienna and Singapore. Time Stamps 00:00 Welcome to the Property Investors Podcast 00:04 The Debate: Are Landlords Destroying the Economy? 01:33 Common Arguments Against Landlords 03:51 The Impact of Abolishing Landlords 07:10 Global Case Studies on Rent Control 11:37 The Role of Private Sector in Housing 12:09 Singapore's Housing Model 12:45 The Importance of Landlords 15:08 Restoring Old Homes 19:08 The Housing Crisis Solution 21:29 Final Thoughts on Landlords and Housing Policy FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of the Property Investors Podcast, hosts Russell and Anna Leeds discuss the little-known Rent a Room scheme that allows you to earn up to £7,500 a year tax-free by renting out a spare room in your home. They dive into various creative and quirky Airbnb ideas, from living in converted public toilets to staying in repurposed helicopters and old grain silos. They also highlight the benefits, challenges, and some surprisingly high nightly rates for these unique accommodations. Whether you own a unique property or are looking to explore creative rental ideas, this episode has you covered. Tune in to learn more about how to maximize your earnings with Airbnb! Time Stamps 00:00 Introduction to Tax-Free Earnings with Airbnb 00:45 Exploring the Rent a Room Scheme 02:09 Real-Life Success Stories 04:06 Creative Airbnb Ideas 05:02 Unusual Airbnb Listings 05:35 The Netty in Oxford: A Unique Stay 10:14 More Quirky Airbnb Conversions 14:28 Unusual Family Meal Photo 14:46 Church Conversions: Pros and Cons 15:46 Staying on a Boat: The Golden Hind 18:10 Quirky Accommodations: Corn Silos and Prisons 19:57 Unique Stays: Cranes, Buses, and More 23:28 The Value of Creative Properties 26:36 Final Thoughts and Viewer Engagement FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of the Property Investors Podcast, Anna and Russell Leeds discuss a range of contentious topics. They start with a personal story about a Union Jack flag controversy encountered in a hotel, which leads them into a broader discussion on the UK's housing crisis exacerbated by the government's policies on housing illegal immigrants and asylum seekers. The hosts share their thoughts on the economic implications, including a lucrative offer Samuel received to convert a luxury hotel into asylum seeker accommodation. They scrutinize the government's spending and propose potential reasons behind these controversial policies. The conversation then shifts to a comparison with immigration policies in other countries like Dubai and Australia. Viewer opinions are solicited on whether landlords should accept government offers to house illegal immigrants. The episode concludes with an invitation for viewers to share their opinions and engage in the discussion. Time Stamps 00:00 Introduction and Controversy 00:36 Media Attention and Public Reaction 01:40 Union Jack Flag Debate 04:35 Government Housing Offers 06:11 Financial Implications and Criticisms 09:38 Immigration Policies and Comparisons 13:17 Council Owned Homes and Landlord Dilemmas 13:55 Unintended Consequences of Housing Policies 14:51 Crime and Employment Issues Among Immigrants 16:41 Comparing Immigration Policies: UK vs Dubai 23:43 Debate on Landlord Responsibilities 26:13 Final Thoughts and Viewer Engagement FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of the Property Investors Podcast, Russell and Anna Leeds discuss a new tax being introduced by the Labour Party targeting small landlords. This national insurance tax will disproportionately affect individual landlords owning properties in their personal name, potentially causing them to pay more in taxes than they earn in profits. The hosts delve into the specifics of the tax, who it will impact the most, and the potential loopholes that large institutions might exploit to avoid this tax. They emphasize how the tax could lead to reduced rental stock and increased rents, ultimately hurting tenants. The episode also touches upon the broader implications of such tax policies on the housing market and the economy. The Leeds urge viewers to spread awareness and advocate against the tax before the autumn budget announcement. Time Stamps 00:00 Introduction and Welcome 00:04 New Tax on Landlords: An Overview 00:20 Impact on Small Landlords 01:23 Loopholes and Big Corporations 02:04 Understanding National Insurance 06:46 Section 24 and Its Implications 09:24 Call to Action: Preventing the New Tax 11:30 Introduction to Limited Companies for Property Investment 11:54 Pros and Cons of Limited Companies 12:25 Tax Implications and Refinancing 13:57 Political Hypocrisy and Property Investment 16:46 Impact on Tenants and the Housing Market 21:09 Call to Action and Conclusion FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this week's episode of the Property Investors Podcast, Russell and Anna Leeds discuss the growing issue of empty homes in England and why they aren't being used to alleviate the housing crisis. They explore the statistics reported by the BBC, which reveal there are 720,000 empty homes in England, with more than 250,000 of them being long-term vacant. They deliberate on why these homes are left derelict and the potential strategies for utilizing these properties. The discussion includes government policies, potential penalties for derelict properties, and the incentive structures needed to encourage property redevelopment. Additionally, they touch upon the rumors of a new property tax on homes worth over £500,000 and its implications. Finally, the hosts provide insights into how property entrepreneurs can profit while contributing to solving the housing crisis. Time Stamps 00:00 Introduction and Rising Empty Homes 00:48 Exploring Derelict Properties 02:13 Government's Role and Housing Crisis 02:49 Profit from Derelict Properties 06:27 Challenges and Solutions 08:33 Stamp Duty and Empty Homes 10:59 Regional Differences in Empty Homes 13:08 Penalties for Derelict Homes 15:37 Government Initiatives for Derelict Properties 15:57 Proposed Solutions for Property Entrepreneurs 18:16 Challenges in Property Refurbishment 19:51 Debate on Government Intervention 23:32 New Property Tax Rumors 25:12 Impact of Property Tax on Homeowners 28:29 Public Reactions and Comments 31:00 Conclusion and Final Thoughts FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds Hosts Russell and Anna Leeds explore the historical patterns of property market crashes and analyze whether similar warning signs are present today. They discuss the impact of mortgage rate spikes, the disparity between house prices and wages, declining sales volumes, and broader economic issues as indicators of potential market downturns. The episode also touches on past crashes in the 1970s, 1990s, and 2008, and looks at the current market's silent crash due to inflation. The hosts provide insights into future predictions for the property market, including expert opinions on growth and potential risks. Time Stamps 00:00 Introduction to Property Market Crashes 01:02 Historical Property Crashes: Lessons from the Past 02:25 Understanding Market Volatility 04:40 The Big Crashes: 1970s, 1990s, and 2008 09:15 Indicators of a Property Market Crash 12:45 Weather Sayings and Negativity 13:24 Mortgage Rates and House Prices 14:31 Falling Sales and Market Trends 17:37 Impact of COVID on Property Market 20:09 Economic Problems and Predictions 21:32 Future of Property Prices 26:02 Conclusion and Viewer Engagement FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

Free download (highly recommended): 👉 Top 20 UK Cities to Invest in 2025 - Full Data Pack & Scores  Click here Description Property prices “double every 10 years,” right? Sure, but that doesn’t mean every city is a good buy. In this episode we reveal the data-backed Top 20 UK investment cities for 2025 and why London doesn’t even make the list. We rip apart the lazy “invest where you live” advice. We show you where the real money is made using our five-metric scoring model (Growth 20%, Yield 20%, BRR 25%, SA 20%, HMO 15%) the same way pros actually pick patches. What you’ll learn The 3 costly mistakes most investors make (and how to avoid them) Why chasing “cheap up north” can still be a bad buy The exact 5 metrics we used to score every city (and why it beats one-number lists) The shockers that didn’t make the cut (London, Cambridge, Oxford, Bath) The Top 10 reveal - including why Liverpool is #1, and where Manchester, Leeds, Glasgow, Newcastle land When “knowing an area” helps and when it quietly kills your ROI Perfect for: Buy-to-let investors, BRR hunters, SA operators, and anyone who wants cashflow now and capital growth later—without guessing. If you’re serious about scaling with real numbers (not hype), hit play. Then grab the PDF and choose your patch with confidence. —  Enjoying the show? Subscribe, drop a comment with your city, and share this with the mate who still thinks “London’s always best.” Timestamps 00:00 Introduction to UK Property Investment 00:20 Historical Property Price Trends 02:28 Common Mistakes in Property Investment 06:50 The Convenience Trap 11:17 Scoring the Best Investment Areas 15:31 Serviced Accommodation Potential 16:10 HMOs: A Viable Strategy 16:45 Areas That Didn't Make the Cut 19:45 Top 10 Investment Areas: Starting with Bristol 20:21 Birmingham and Wolverhampton: A Comparative Analysis 21:19 Sheffield: A Stable Investment 21:53 Nottingham: Best in the Midlands 22:39 Glasgow: A Strong Contender 23:46 Newcastle: High Capital Appreciation 24:38 Manchester: A Personal Favorite 26:01 Leeds: The All-Rounder 28:24 Liverpool: The Best Place to Invest

FREE Training & More : https://linktr.ee/russellleeds In this episode, Russell and Anna Leeds discuss the significant exodus of millionaires from the UK, highlighting the forecast that 16,500 millionaires are expected to leave in 2025 alone. They explore the main reasons behind this trend, focusing on high income and capital gains taxes in the UK compared to tax-free options in Dubai and other destinations. The discussion covers lifestyle changes, tax advantages, and potential downsides of relocating. They also touch on topics such as the UK's NHS, property investment tactics to mitigate taxes, and the broader societal attitudes towards wealth and success. The conversation aims to determine whether it is more beneficial to remain in the UK or to move abroad. Time Stamps 00:00 The Great Millionaire Exodus: Why Are They Leaving? 00:34 Debate: Stay in the UK or Move to Dubai? 01:11 High Taxes in the UK: A Major Concern 02:25 Comparing Taxes: UK vs. Dubai 05:07 The NHS: A Divisive Topic 08:07 Inheritance and Wealth Taxes: The Final Straw? 09:30 The Impact on Farmers and Property Investors 13:21 The Future of UK Taxes: What's Next? 14:08 Mitigating Taxes: Strategies for the Middle Class 15:06 Maximizing Your Salary in England 15:43 The Influence of Taxes on Spending 17:29 Considering a Move to Dubai 18:39 Pros and Cons of Living in Dubai 20:00 Cultural Differences and Lifestyle in Dubai 21:15 Weather and Seasonal Living in Dubai 24:27 The Spirit of Success: UK vs. Dubai 28:01 Final Thoughts and Viewer Engagement FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of the Property Investors Podcast, hosts Russell Leeds and Anna Leeds break down the key changes introduced in the Renters' Rights Bill and discuss their potential impact on landlords and tenants. Major topics include the abolishment of Section 21, the introduction of periodic tenancies, rewritten possession grounds, regulated rent increases, and new landlord obligations including a decent home standard. They analyze each new rule, sharing their personal experiences and opinions, and encourage listeners to share their own views in the comments. Time Stamps 00:00 Introduction to the Renter's Rights Bill 01:01 Section 21 Abolishment: What It Means 05:35 Periodic Tenancies: Flexibility for Tenants 09:15 Possession Grounds and Eviction Rules 19:53 Rent Increases and Bidding Wars 21:47 Debating the Ethics of Rent Bidding 23:24 Annual Rent Increase: A Fair Rule? 24:45 The Role of the Landlord Ombudsman 26:10 New Landlord Register Requirements 28:28 Introducing the Decent Home Standard 32:25 Council's Increased Powers 34:14 Rent Repayment Orders Explained 38:54 Banning Discrimination in Rental Ads 44:10 Summarizing the New Rental Rules FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds Debate: Should You Raise Your Tenant's Rent? In this episode of the Property Investors Podcast, Russell and Anna Leeds engage in a lively debate on whether landlords should increase their tenants' rent, even when the tenants are reliable and paying on time.  They explore both sides of the argument, considering factors such as rising costs, tenant retention and business profitability.  Additionally, the episode covers a news segment about 16,500 millionaires leaving the UK, discussing the implications of high taxes and the appeal of relocating to countries like the UAE.  The hosts also share personal anecdotes and respond to viewer comments on the topic. 00:00 Introduction and Debate Setup 00:08 News Segment: Millionaires Leaving the UK 00:19 Debate: Should You Raise Your Tenant's Rent? 02:05 Personal Experiences and Examples 05:45 Tips for Raising Rent 15:32 Viewer Opinions and Comments 16:40 Debating Rent Increases 17:13 Strategies for Rent Adjustments 18:35 Tenant-Landlord Relationships 20:23 Abolishing the Private Rental Sector 22:23 Breaking Property News 22:33 Millionaires Leaving the UK 23:34 Taxation and Wealth in the UK 25:04 Comparing UK and Dubai 27:43 Final Thoughts on UK Policies 33:17 Concluding Remarks FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of the Property Investors Podcast, hosts Russell Leeds and Anna Leeds discuss Airbnb's significant updates to their terms of service. They break down the key changes, including legally binding house rules, increased host support for rule enforcement, the ability to charge guests up to $500 for damages without prior approval, and new policies on monitoring messages for fraud and bypassing Airbnb. The hosts also talk about delayed payouts if refunds are likely, guests being liable for their friends, Airbnb's limited liability, and a favorable new cancellation policy. The conversation is detailed and insightful, providing listeners with a comprehensive understanding of how these changes impact both hosts and guests. Time Stamps 00:00 Airbnb's Privacy Invasion: New Terms of Service 00:27 Hosts' Reactions to the New Terms 01:28 Legally Binding House Rules 02:52 Charging Guests for Damages 06:09 Handling Overstays and Legal Backing 09:22 Monitoring Messages and Fraud Prevention 15:31 Handling Direct Bookings: Ethics and Practices 16:57 Airbnb's New Delayed Payout Policy 19:50 Guest Liability for Damages 20:58 Host Liability and Insurance 22:41 Airbnb's New Cancellation Policy 26:38 Balancing Flexibility and Commitment in Bookings 30:38 Community Reactions to Airbnb Changes 31:00 Final Thoughts and Advice FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

In this episode of the Property Investors Podcast, Russell and Anna Leeds discuss the various government policies and regulations that are increasingly pushing small landlords out of the property market, seemingly paving the way for big banks and corporations to take over. They delve into the key legislations such as Section 24, increasing stamp duty surcharges, stricter stress tests for buy-to-let mortgages, and EPC regulations. They also explore the broader implications for both landlords and tenants, and provide guidance on how small landlords can navigate these challenges. Additionally, they discuss the recent decision to decriminalize rough sleeping and its potential impacts. Time Stamps 00:00 Introduction to the Property Investors Podcast 00:49 Section 24 and Mortgage Interest Relief 02:07 Impact of Stamp Duty Changes 04:00 Stress Tests and Buy-to-Let Finance 04:26 EPC Rules and Their Implications 06:35 Capital Gains Tax and Market Reactions 08:38 Big Banks Moving into the Property Market 15:22 Advice for Small Landlords 17:05 Loosening Up and Laxing 17:38 Understanding Property and Landlords 18:49 The Future of Renting and Property Investment 21:47 Advice for Landlords and Investors 27:18 Decriminalizing Rough Sleeping 30:41 Concluding Thoughts on Homelessness FREE Training & More : https://linktr.ee/russellleeds FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of the Property Investors Podcast, hosts Russell Leeds and Anna Leeds discuss a memorable call from an Airbnb guest who falsely claimed their property was dirty and demanded a refund. Russell shares how his cleaner's 60-second video hack, recording the property's condition post-cleaning, provided undeniable evidence that saved them from issuing a refund. They delve into handling guest complaints effectively, emphasizing empathy, listening, and collecting evidence. The discussion extends to the need for systematic documentation in property management and the importance of maintaining customer satisfaction. They also touch on the announcement of the UK's new national housing bank initiative aiming to unlock billions in private investment and streamline planning permissions, which promises significant benefits for property developers. Time Stamps 00:00 The Shocking Phone Call 00:15 Investigating the Complaint 01:24 Cleaner Provides Evidence 02:51 Confronting the Guest 03:36 The Importance of Documentation 05:33 Handling Complaints Effectively 07:30 Challenges with Booking Platforms 12:17 Proactive Guest Satisfaction 18:44 Final Thoughts and Tips 19:56 Refund Dilemmas and Booking.com Hacks 20:51 A Car Accident Story and Insurance Claims 27:28 Dealing with Guest Complaints Effectively 35:22 Exciting News for Property Developers FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode, we delve into seven surprising property laws and loopholes that most investors are unaware of, costing them thousands in missed opportunities. We'll discuss strategies like the uninhabitable property exemption for stamp duty, grandfather rights for HMOs in Article 4 areas, and the benefits of permitted development rights. Additionally, we cover topics such as 5% VAT on long-term empty properties, zero-rated VAT on new dwellings from commercial conversions, and capital allowances on fixtures in commercial or mixed-use properties. We'll also touch on the DIY VAT refund scheme for new builds and how you can leverage paperwork to add value to leasehold properties. Finally, we’ll discuss an intriguing news story on how a couple earned 17 million tax-free by leveraging property laws. Don't miss these valuable tips and tricks to enhance your property investment strategy! Time Stamps 00:00 Introduction to Shocking Property Laws 00:55 Stamp Duty: Uninhabitable Property Exemption 06:44 Grandfather Rights for HMOs in Article Four Areas 11:32 Permitted Development Rights: Class MA 15:54 5% VAT on Renovating Long-Term Empty Properties 17:01 Massive Savings on VAT 18:16 Zero Rated VAT on New Dwellings 20:08 Capital Allowance on Fixtures 23:16 DIY VAT Refund Scheme 24:19 No Stamp Duty on Garden Split 26:23 Paperwork, Not Brickwork 28:12 In the News: Tax-Free Millions FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds On this week's episode of the Property Investors Podcast, Russell and Anna Leeds reveal seven powerful hacks to spot property deals that other investors completely miss. The discussion includes strategies like the 'ugly duckling principle,' leveraging weird keywords, building relationships with estate agents, and finding off-market deals. Additionally, they delve into current news regarding potential tax changes affecting landlords. To help you navigate the evolving tax landscape and maximize your property investment strategies, tune in now! Time Stamps: 0:00 - Introduction 0:38 - Hack #1: The Ugly Duckling Principle 11:46 - Hack #2: Listings with Weird Keywords 17:27 - Hack #3: Estate Agent Fatigue 24:25 - Hack #4: Floor Plan Redraw 31:53 - Hack #5: The Postcode Next Door 38:01 - Hack #6: Probate, Repossessions, Divorce Sales 43:32 - Hack #7: Off Market Deals 50:41 - News: Tax Raid on Landlords by Labour 1:02:11 - Final Thoughts and Closing FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

In this gripping episode of the Property Investors Podcast, hosts Russell and Anna Leeds delve into a shocking real-life event that combines elements of true crime and a cautionary tale. They are joined by builder David, who recounts his harrowing experience of nearly being killed by a disgruntled tradesman they had previously fired. Captured on CCTV and involving police intervention, David details his life-threatening injuries and the legal aftermath. The discussion also expands on valuable lessons for managing property projects, hiring builders, and ensuring safety on-site, offering insightful tips for property investors. Don't miss this intense and informative episode! Time Stamps 00:00 Introduction: A True Crime Property Tale 00:30 Meet the Builder: Dave's Story Begins 01:54 The Incident: Firing the Painter 03:38 Confrontation and Aftermath 05:43 The Attack: Dave's Ordeal 11:03 Recovery and Reflections 14:52 Legal Proceedings and Safety Tips 23:10 Managing Team Members and Subcontractors 23:47 Importance of Background Checks 24:39 Challenges with DBS Checks for Builders 26:18 New Business Model Idea 27:14 Issues in the Building Trade 28:39 Tips for Hiring Builders 28:59 Social Media and Reputation 36:34 Payment Structures and Red Flags 45:37 Final Thoughts and Conclusion FREE Training & More : https://linktr.ee/russellleeds FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of the Property Investors Podcast, Russell and Anna Leeds delve into how entrepreneurs and property investors can legally structure their businesses to earn significant income while minimizing tax liabilities. They cover strategies such as working from home benefits, claiming business expenses, utilizing pensions, and leveraging dividends. Examples of tax-saving techniques used by major companies like Starbucks are also discussed. This comprehensive guide aims to help business owners understand how to optimize their finances within legal boundaries. Timestamps 00:00 Introduction to Tax Savings for Entrepreneurs 00:18 The Temptation of Dubai for Tax Savings 02:21 Starbucks' Clever Tax Strategies 04:28 The Moral Debate on Tax Avoidance 09:15 Tax Benefits of Working from Home 13:29 Claiming Home Internet and Tech Expenses 14:35 Mobile Phones: One or Two? 17:19 Business Phone and Webinar Announcement 17:42 Business Meals and Travel Expenses 21:55 Training and Education Expenses 23:31 Salary and Dividends Strategy 27:58 Pension Contributions and Tax Benefits 34:21 Final Recap and Key Takeaways FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds Join Russell and Anna Leeds on the Property Investors Podcast as they delve into the newly reintroduced 100% mortgages. These mortgages allow buyers to purchase homes with zero deposit, making it easier to get on the property ladder. They discuss the pros and cons, how much you can borrow, and the interest rates involved. The episode also covers strategies for buying personal versus investment properties, the benefits of purchasing through a limited company, and potential pitfalls. Additionally, Russell and Anna share personal anecdotes and provide practical advice for prospective homeowners. Time Stamps 00:00 100% Mortgages Are Back! 00:19 Exciting Times for Property Investment 02:14 Pros and Cons of 100% Mortgages 02:30 How Much Can You Borrow? 04:53 Interest Rates and Penalties 08:02 Should You Buy Your Personal Home First? 11:09 Investment Property Strategy 11:47 A Funny Anecdote 14:43 Limited Company vs Personal Name 15:51 Tax Implications and Refinancing 19:15 Final Thoughts and Tips FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleeds In this episode of The Property Investors Podcast, hosts Russell and Anna Leeds discuss the latest significant drop in buy-to-let mortgage rates to 2.79% by The Mortgage Works. They explore the implications of this rate cut amidst the Bank of England's repeated interest rate reductions. They delve into the details of fees and interest rates, offering advice for landlords and those considering remortgaging. The Leeds' also discuss stress testing, inflation's impact on property investments, and future rate predictions, urging viewers to take advantage of the current market conditions. The episode concludes with a call for viewers to comment on their strategies and subscribe for more updates. Time Stamps 00:00 Breaking News: Major Mortgage Rate Drop 00:47 Understanding the Bank of England's Decision 01:37 Impact on Landlords and the Market 02:30 Details of the New Mortgage Deal 03:14 Fees vs. Interest Rates Explained 07:36 Fixed vs. Variable Rates: What to Choose? 10:54 Government Influence and Conspiracies 11:40 The Missed Flight Incident 12:09 Impact on Buy-to-Let Investors 12:57 Understanding Stress Testing 14:23 Market Volatility and Trump's Tariffs 15:02 The Importance of Stress Testing in Property Investment 17:42 Inflation and Property Investment 21:05 Predictions for Interest Rates and Property Prices 23:01 Conclusion and Final Thoughts FOLLOW US ON SOCIAL MEDIA: https://www.instagram.com/russellleeds/ https://www.instagram.com/anna.n.leeds/