Old Money

Old Money Mindset ← Join The Waitlist Now To Receive A Special Early Bird Discount And Bonuses!Let’s talk about financial fight or flight: the reason you can be smart, successful, and still make questionable money decisions. In this episode, I break down how everyday triggers like bills, pricing, or your bank balance can send your nervous system into chaos, leading to overspending, avoidance, or undercharging…followed by guilt, obviously. I also share the patterns I see all the time (and have 100% done myself), plus a behind the scenes moment in my business that completely changed how I think about money, so you can finally understand what is driving your decisions and start breaking the cycle!In This Episode, You'll Learn:What financial fight or flight is and why it happensThe “I deserve this” spending pattern and what is really driving itWhy avoidance is the most expensive money habit you can haveHow undercharging and under earning are rooted in fear, not strategyThe self sabotage pattern that shows up after financial winsThe mindset shift that reframes how you think about making and keeping moneyResources Mentioned:Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story Mapping----------------------------Previous Episodes Referenced:Episode 114: Trust Fund Energy or Trauma & Trust Issues? Unpacking your Money Attachment Archetype!Episode 120: Become the CFO of your Life with Shannon WeinsteinEpisode 140: The Inheritance You Didn't Know You Received----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story MappingFor many first generation women, money is deeply tied to family, culture, and expectation. Being the one who understands credit, earns more, or “makes it” can quietly turn into becoming the family safety net.In this episode, I talk with Giovanna “Gigi” Gonzalez, author of Cultura & Cash, about the pressure of being a first generation daughter, the guilt that can come with setting financial boundaries, and how to build stability without losing connection to family or cultural identity. If you’re feeling torn between being a good daughter and becoming financially independent, this conversation will feel validating and empowering.We’re giving away 3 copies of Cultura & Cash!👉 To enter the giveaway: Be sure you’re following @oldmoneypodcast and @gigifirstgenmentor on Instagram. Tag a friend in the comments of this episode’s post. 3 people will be randomly selected!About Giovanna “Gigi” Gonzalez:Giovanna is a financial educator, speaker, influencer, and award-winning author focused on helping first generation professionals navigate money, career growth, and cultural expectations. She teaches at universities, ERGs, and organizations across the country and was named Best Personal Finance Influencer for Racial Equity by Bankrate in 2025. Her book Cultura & Cash was recognized by Forbes as a must-read money book for women’s financial growth, and her work has been featured in Nasdaq, Business Insider, The Wall Street Journal, and more.Website: thefirstgenmentor.comInstagram + TikTok: @gigithefirstgenmentorPodcast: https://open.spotify.com/show/3b2O40WygEVdKT5EEMYCmwBook: https://www.amazon.com/Cultura-Cash-Managing-Finances-Expectations-ebook/dp/B0CQ6H9FTY----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.com

Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story MappingYour family may not have handed you a trust fund... but they handed you something that's been shaping your relationship with money ever since.Before anyone ever sat you down and explained money, money was already teaching you. Every family passes down a financial inheritance that has nothing to do with bank accounts — it's the stories, the silences, the arguments, the phrases you heard so many times they became beliefs. 'We can't afford that.' 'Money doesn't grow on trees.' 'Rich people are greedy.' Sound familiar?In this episode, I'm breaking down how childhood money beliefs become adult money patterns- why the nervous system stores them as survival strategies, and why most budgeting and financial advice fails because it never touches this layer. I'm also introducing two identities that I think are going to completely change how you see your own financial behavior: the Poor Little Girl and the Wealthy Woman.In this episode, you'll learn:How money beliefs are inherited without a single direct conversation, through observation, emotional atmosphere, and family behaviorThe three channels money programming travels through: family environment, social and cultural conditioning, and observed behaviorWhy old money families pass down a nervous system relationship with money, not just assets, and how to build that foundation for yourselfThe Poor Little Girl identity: what she learned about money, how she survived, and why she's been running your financial decisions ever sinceThe Wealthy Woman identity: what changes when your nervous system believes money is safeHow to start mapping your own money story, and the free workbook that walks you through it step by stepThis episode comes with a free resource: a snippet of the Old Money Mindset workbook: the Money Story Mapping exercise I give students inside the course. It's free, it takes 20 minutes, and it will show you your money patterns more clearly than years of budgeting advice ever did.Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story Mapping----------------------------Referenced in this Episode:Episode 116. Women, Wealth & the Psychology of Power with Mira KatzEpisode 043. Raising Future Finance Bros: Teaching Financial Literacy to Kids with Samantha Bird----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------More Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2026.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

What if your worsening eyesight, your need for scalding showers, and your 3am wake-ups are all signs of nervous system dysregulation... and you've been treating them like personality quirks?In this episode, I break down the signs of nervous system dysregulation that high-performing women have completely normalized, and explain exactly why this matters for your money, your wealth, and your life.This is not a wellness episode. It's a wealth episode. Because you cannot make your best financial decisions from a nervous system that is in survival mode; and most high-achieving women are running a stress response they've never been taught to see.In this episode you'll learn:The surprising physical signs of chronic stress or bunrhout that high performers most commonly missWhy your eyesight, sleep, sensory preferences, and body tension are connected to your financial fight-or-flight responseWhy hustle culture rewards overriding discomfort, and why ambitious women are especially at risk for missing the signsWhy financial decisions made from a dysregulated state always cost more than the price tagHow this state of being affects all five dimensions of wealth: relationships, health, time, purpose and moneyGet on the Old Money Mindset waitlist (early bird discount + exclusive bonuses)Pour yourself a martini and hit subscribe. New episodes every Tuesday.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2026.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Why does success sometimes feel unsafe?Nervous system expert Jessica Karwat unpacks why high-achieving women often sabotage growth, burn out after big wins, or feel anxious when money increases. From hitting her highest cash month and spiraling into panic, to understanding how trauma lives in the body, Jessica explains why wealth isn’t just strategy, it’s capacity. You’ll learn how your nervous system shapes your relationship with money, visibility, and expansion, plus a practical framework to help you reveal, heal, expand, and hold your next level.If you’ve ever made more money and immediately lost it…If you’ve ever felt anxious the moment things started going right…If you’ve ever hit an income ceiling you couldn’t explain…This episode will connect the dots between your nervous system and your net worth. Build from regulation, not survival.About Jessica Karwat:Jessica is an embodied business mentor for women entrepreneurs who specializes in money, visibility, and the nervous system. She helps high-achieving women expand their capacity to earn, be seen, and lead without burnout or self-sabotage by regulating their nervous system and embodying their next level identity.www.womensacademyoftransformation.comThe Wealthy Nervous System 2 Day masterclassInstagram and TikTok: @jessica.karwatYoutube: Jessica Karwat----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2026. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Standards have dropped. Informality has become sloppy. Reliability is rare. Manners are now a modern advantage.In this episode, I break down 10 old money manners that are used as modern leverage. In a culture built on chaos, composure is unforgettable.In this episode, you will learn:Why manners now function as trust accelerators and reputation buildersHow punctuality, responsiveness, and follow through quietly signal credibilityThe communication habits that make people trust you fasterWhy proper introductions and discretion are social power movesHow old money uses gratitude and closure without performanceWhy elegance is often about knowing when to exitIf you have ever felt overlooked despite being capable, this episode explains why impeccable conduct still wins and always has.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

In this episode of Old Money, I break down why so many people feel like financial doomsday is coming and why panic is the most expensive response you can have.From market crashes and bank runs to media fear cycles and financial fight or flight, I explain what is actually happening in your brain when money feels scary and how wealthy individuals stay calm when everything looks red.In this episode, I cover:Why financial anxiety does not disappear with more money and simply changes outfitsHow market downturns have historically created more millionaires, not fewerThe difference between preparedness and paranoiaWhy most doomsday fear is really a liquidity problem, not an investing problemWhat a regulated nervous system looks like in real financial lifeWhy boring systems beat reactive decisions every timeHow to build a real financial safety net without stockpiling cash or panic selling investmentsI also walk through the real doomsday kit, including liquidity, emergency funds that actually match real life, insurance deductibles, income runways, and simple systems that help you respond instead of react.If you have been tempted to wait until things feel safer, constantly check your portfolio, or make emotional money moves based on headlines, this episode is your reminder that calm people are not optimistic. They are prepared.This is not a doomsday plan.It is how you become financially unshakable.Episode 091: Become Unshakeable and Get Rich... No Matter What----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Adult friendships don’t fail because we’re bad at them. They fail because no one ever taught us how to maintain them without burning ourselves out.In this episode, I’m talking about building wealth in relationships -how old money relationships last decades without drama, performance, or emotional exhaustion. Not by being intense. Not by being everywhere. But by being predictably present in ways that actually suit who you are.I share how understanding your friendship operating system- whether you’re a one-touch friend or an all-in friend- changes everything. There’s no “right” way to be a friend, but there is a wrong way: performing a version of closeness that drains you or expecting others to show up in ways they never will.We talk about:Simplifying your social life with systems (calendars, repeat gifts, default hostess gestures)How to quietly learn people’s love languages without over-explaining yoursLetting friendships breathe through kids, careers, distance, and life phasesAnd yes, I walk you through how to make friends as an adult without forcing it using the real formula that actually works: proximity + repetition + shared values.Because social wealth isn’t about having a long contact list.It’s about being someone people feel safe keeping in their life.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

The Super Bowl isn’t just about football anymore — it’s become one of the biggest betting events in the United States. In this episode, we take a closer look at the rise of sports betting, prediction markets, and gamified trading apps, and why these systems are designed to keep people chasing the feeling of a win.We break down:What sports betting, prop bets, and prediction markets actually areHow platforms like Kalshi and betting apps blur the line between investing and gamblingWhy day trading often functions like gambling, even when it’s framed as financial sophisticationHow dopamine, gamification, and instant feedback loops drive addictive behaviorWhy the idea of “getting rich quick” is so seductive... and so costlyThrough an old-money lens, we explore why real wealth is built on patience, preservation, and long-term thinking, not luck or adrenaline. Old money isn’t about never working or striking it rich overnight, it’s about creating stability, optionality, and freedom over time.This episode is for anyone who wants to understand:Why gambling feels so compelling right nowHow modern money culture keeps people reactiveAnd how to adopt a calmer, more durable approach to wealth and decision-makingIf you’re interested in financial psychology, behavioral finance, old money principles, and cultural trends around wealth, this conversation will give you a new framework for thinking about risk, money, and what being “rich” actually means.----------------------------Today’s episode includes discussion of gambling, sports betting, and speculative trading. While we’ll be talking about these topics from an educational and cultural perspective, we want to acknowledge that gambling can be addictive and harmful for some people.If you or someone you know is struggling with gambling, help is available. In the United States, you can call or text 1-800-GAMBLER for free, confidential support, 24 hours a day.Please take care of yourself, and listen in a way that feels safe and supportive for you.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

This episode is the continuation of the most important financial conversation you’ll have in 2026.In Part One, we built the foundation: ▪️ Why you cannot manage your way into wealth ▪️ Rule #1: Money Follows Value, Not Effort ▪️ Rule #2: Demand Sets Your Income Ceiling ▪️ Rule #3: Income Growth Requires DiscomfortIf Part One explains how income grows, Part Two explains why some people scale—and others plateau.In this episode, we cover: ▪️ Rule #4: Letting Go Is a Wealth Skill ▪️ Rule #5: Proximity to Power Is the Real Cheat Code ▪️ Rule #6: Skill Stacking Determines Your Pricing Power ▪️ Rule #7: Sacrifice Buys Leverage (But Only Temporarily)This episode is for you if: ▪️ You earn more than you used to, but it still feels unstable ▪️ You’re working harder without seeing nonlinear returns ▪️ You sense the problem isn’t effort—it’s structure ▪️ You want money to compound quietly, without burning outSaving preserves wealth. Investing multiplies it. Earning power creates it.But knowing when to scale, when to release, and when to stop sacrificing is what turns income into something that lasts.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2026.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

This is the most important episode of 2026. Bookmark it.If you want to actually build wealth, Old Money Style, this is where it starts.Here’s the reality no one likes to admit: You cannot save your way to wealth. You cannot budget your way to rich. At a certain point, wealth stops being about how well you manage your money and becomes about how much you can earn.Today, we’re breaking down the 7 Rules for Earning Money - the real cheat codes behind how wealth is actually created. These are not mindset tips. They are not manifestation advice. They are structural rules that govern how money moves in the real world.Whether you’re:a corporate baddie climbing the ladder,working inside a small business,freelancing,or running your own company,these rules apply to you. Because income isn’t random. It’s not fair. And it’s definitely not based on effort - hard work is not a reliable strategy for getting rich. Wealth follows patterns.In This Episode (Part One), We Cover:▪️ Why you cannot manage your way into wealth▪️ Rule #1: Money Follows Value, Not Effort▪️ Rule #2: Demand Sets Your Income Ceiling▪️ Rule #3: Income Growth Requires DiscomfortThis Episode Is For You If:You’ve mastered budgeting and still want moreYou feel capped, underpaid, or stagnant despite working hardYou’re tired of hustle culture but know comfort isn’t the answerYou want to understand how money actually works, not how people pretend it worksSaving protects wealth. Investing grows it. Earning power creates it. ----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2026.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Welcome to the year of chic! In this episode, I'm naming “chic” as my word for 2026, not as an aesthetic, but as a way of being. Inspired by culture, identity, and a very millennial Victoria Beckham documentary moment, this conversation is about taste, resonance, and the quiet confidence that comes from knowing who you are (and not needing to explain it).In this episode, we discuss:Why chic is not a trend, look, or personality you performHow chic shows up in decision-making, composure, privacy, and timingThe connection between old money ethos, modern wealth culture, and self-permissionWhy “chic,” quiet luxury, and taste-based signaling trigger so much internet discourseWhat cultural discomfort around chic reveals about class anxiety, accessibility, and statusA personal (and evolving) list of things Amber finds chic—and why noticing your own matters more than copying hers----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Everyone else will call 2026 a “surprise.” Not you.This episode is for people who read patterns, not headlines- who understand that wealth, culture, and power move quietly long before they become obvious. While the internet debates aesthetics and algorithms, the real shifts are already underway.In this episode of Old Money, I break down my 2026 predictions across money, lifestyle, wellness, work, family, and culture, through an old-money lens that values discipline, structure, and long-term positioning over noise. No hype. No hustle porn. No trend forecasting cosplay.Just what’s actually changing-and who it will reward.My 2026 predictions that cover: Aesthetics, Culture & LifestyleEconomics, Labor & Cost of LivingRitual, Rhythm & Emotional ClimateWork, Gender & Family StructureWellness, Beauty & the Body as StatusStatus, Transparency & Social SignalsSkills, Careers & AdaptationCreator Economy & MediaChildren, Education & AspirationLaw, Order & Political ClimateThis isn’t about reading a crystal ball, it’s about noticing what’s already happening- and moving accordingly.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

In between après-ski, caviar and champagne… how do wealthy people actually end the year?This winter, I’m taking a page out of the Old Money playbook.To set myself up for the best 2026, I’m focused on systems, clarity, reflection, and removing friction - the behaviors that compound quietly while everyone else is distracted by holiday noise.In this episode, I share the three things I’m doing before year-end to make 2026 my richest year ever. This isn’t about doing more... it’s about making next year easier to win.In this episode, we discuss:How I build a real money plan for 2026 (not goals, not vibes—an actual plan)End of year accounting: where my money went, where my tracking broke down, and what I’m fixing next yearEstablishing BALLER CEO systems for the new year, including my life binder and Old Money money machineWhy wealth comes from structure, not effortHow to close loops on financial friction before JanuaryWhy wealthy people enter the new year unburdened, not motivatedEnd-of-year isn’t about resetting your life.It’s about removing drag, tightening systems, and letting your money work quieter, and harder, in the year ahead.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025.The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Inside Le Bal de DebutanteShop Amber's Old Money Gift GuideJoin the Old Money Country ClubIt’s our most bougie tradition of the year: the Neiman Marcus Fantasy Gifts Review is back for 2025, and yes, this year’s lineup is more unhinged, more luxurious, and more “wait, someone actually buys that?” than ever.In this episode, we unwrap the psychology behind these once-in-a-lifetime presents, explore why wealthy people love them, and break down how to infuse wealthy-woman energy into your own gift-giving this holiday season. From exclusivity to intentionality to the five dimensions of wealth, we’re showing you how to give gifts that feel expensive... even when they’re not.We also dive into 2025’s Black Friday news (including the continued rise of Buy Now, Pay Later), chat about the always-iconic Les Debutantes Ball, and celebrate one of our very own rich girls for a major win.Think of this episode as your annual reminder that the richest gifts aren’t swiped... they’re shared, experienced, and created.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

This week, we’re doing a full rich girl grab bag - no outline, no studio lights, just me, my screenshots, and a holiday latte level of chaos. Join me for a cozy end-of-year kiki with your financially responsible, slightly unhinged rich aunt who tells you the truth and buys the best gifts. Then we dive into rapid-fire rich girl questions pulled straight from my DMs and course community: San Francisco, synchronicity & letting life be easyThe mirrored Amex card & old-money card philosophyShould you play the credit card points game… or chill?The money belief I had to completely unlearnBlack Friday, Cyber Monday & the vibe shiftIf I were starting from zero with money…Do I track every transaction or set it and forget it?The surprise $10,000 questionFinding your real “why” with moneyRich girl shout-outs & community winsIt’s casual, it’s chatty, it’s very “throw on your Frette robe, light a candle, and plan your rich girl era while the Christmas tree twinkles.” 🎄✨----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

In this transformational episode of Old Money, we’re joined by a woman whose work has radically expanded my understanding of wealth, energy, and true financial sovereignty — Elizabeth Ralph, former high-powered energy trader turned spiritual wealth mentor and host of The Spiritual Investor Podcast.Elizabeth once lived the full Wall Street power-suit lifestyle. But at just 39 years old, she walked away - not because she had to, but because she’d mastered a new framework for wealth that blends practical investing strategy with energetic alignment. Today, she teaches others how to collapse time, build timeless wealth, and create freedom that goes far beyond the numbers in their bank account.Together, we explore the intersection of money, frequency, intuition, and real-world finance, giving you the tools to rethink everything you’ve been taught about wealth.----------------------------What We Cover in This Episode✨ The moment that led to Elizabeth “retiring” at 39 and what retirement really means in her world✨ What money frequency actually is and how even skeptics can understand the energetics behind prosperity✨ Practical ways to ** attune to a higher wealth frequency** and “collapse time” in your financial life✨ How Elizabeth blends intuition + data to make smart, aligned investment decisions✨ The truth about financial freedom vs. traditional retirement✨ A spiritual perspective on debt, scarcity, and emotional money blocks — and how to release them✨ Why legacy wealth, land, and non-traditional assets may matter more than ever✨ What Elizabeth is watching in 2025 and beyond, from new asset classes to shifts in global consciousness----------------------------Who This Episode Is For💸 The spiritual skeptic who’s curious but cautious💸 The woman who wants to understand investing — without feeling intimidated💸 Anyone who senses money has an energetic component… but doesn’t know where to start💸 High achievers ready to rewrite their conditioning around work, worth, and wealth----------------------------About Our Guest — Elizabeth RalphElizabeth is a former energy trader and wealth consultant who retired at 39 after developing a revolutionary blend of financial strategy and spiritual alignment. Today she is the creator of The Spiritual Investor, a global community for women building wealth from the inside out. Her mission is simple: help people step into true financial sovereignty, timeless wealth, and aligned prosperity.For more on Elizabeth, visit www.thespiritualinvestor.com or follow her on Instagram @elizabethralph and TikTok @iamthespiritualinvestor for daily wisdom and wealth tips.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Are we living inside of a simulation? A video game? The matrix? This might be my most WOO-WOO episode yet, but today we’re breaking through the 3D world into the 5D, exploring what it’s like living inside a simulation-style reality - where money, time, and value are reflections of our internal frequency, not proof of our worth. I break down how to recognize when I’m playing the game as the character, the player, or the programmer, and how to elevate to the level where I’m actually coding my reality from the inside out.I share the real difference between acting rich and being abundant - and how mastering that shift can completely rewire the way we experience money, success, and self-worth. Together, we’ll move beyond performative “wealth habits” and tap into the deeper energetic truth of abundance - the consciousness that attracts, creates, and circulates prosperity with ease.What You’ll LearnThe real energetic difference between acting rich and being abundantHow to move from earning abundance to embodying itThe three levels of the simulation: character, player, and programmerBehaviors that reveal when you don’t fully trust money - and how to shift themPowerful affirmations to anchor the energy of overflowWhat the true source of abundance really is----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Use code TRUSTFUND15 for 15% off Old Money Method through midnight Friday November 7, 2025. ----------------------------If you’ve ever thought, “I want to get it together financially… but I also want it to feel simple, calm, and kind of luxurious,” this one’s for you.In this episode, I’m giving you a preview of Old Money Method - my new program designed to help you build wealth the elegant way: with systems that are simple, sustainable, and (most importantly) automated.We’ll talk about what to expect inside the course, why it’s different from traditional budgeting or hustle culture, and how you can start designing your financial life like an old money estate — with structure, ease, and longevity.Get a taste of:The Pyramid to Financial Freedom — and what it takes to be sovereign over your moneyThe Wealth Architecture — how to create your personal financial blueprint like a high-rise in ManhattanRegulated Spending — why a Money Plan is more expansive than a budget, and why this is so important in wealth creationAccelerated Debt Freedom — the quiet, strategic way to become debt-free faster PLUS two tools you can start implementing TODAYPreserving Wealth & Paying Yourself — why automations are the key to having your money grow while you live your life.Effortless Investing — a preview of how I'm going to create a system for you to start investing without fear or confusion.If you’ve ever wondered whether The Old Money Method is for you — come listen. This episode will show you how building wealth can actually feel calm, intentional, and deeply personal.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Shop my Holy Grail Hair ProductsShop my Holy Grail Skin Care Products----------------------------RSVP for the Old Money MASTERCLASS - Organize your Money before 2026 - LIVE Tuesday October 28 4 PM PSTRegister for the Old Money Mindset Course - all modules are Live!Old Money Method starts October 28 - I'll guide you through designing a custom money machine to build wealth effortlessly - use code EARLY through October 31 for 20% off! Take the Old Money Podcast Listener Survey----------------------------Luxury isn’t the bag, the car, or the vacation - it’s how good you feel in your own skin.We’re living in a time where labels can be faked, and lifestyles can be bought on credit. But real wellness? Confidence? Glow? You can’t swipe for that. The energy you radiate, the sheen in your skin, the strength in your body - those are the new symbols of success.As the economy tightens and people start rethinking what “rich” really looks like, there’s been a quiet cultural shift. Being fit, rested, and healthy is the ultimate flex. It’s not about showing off what you can buy, it’s about showing how well you take care of yourself.Today I'm sharing about being in my own “holy grail hair and skin” era & I'm breaking down the products, habits, and mindset shifts that are making me feel better than ever. This conversation isn’t just about aesthetics — it’s about energy, discipline, and self-respect.Because the truth is: You can fake designer. You can’t fake vitality.Tune in for real talk on wellness as wealth, how to cultivate a glow that can’t be bought, and why health — inside and out — is becoming the most powerful form of self-expression. PLUS - shop my Holy Grail Skin & Hair Products! ----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.