Finance Tech Brief By HackerNoon

This story was originally published on HackerNoon at: https://hackernoon.com/can-decentralized-finance-truly-fix-global-credit-inequality-or-will-new-forms-of-exclusion-emerge. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #financial-inclusion, #credit, #creditcoin, #decentralized-finance, #equality, #financial-data-quality, #digital-rights, #credit-score, and more. This story was written by: @abdaprince. Learn more about this writer by checking @abdaprince's about page, and for more stories, please visit hackernoon.com. In 2022, over 200 bank accounts in Canada were frozen without notice, leaving protesters unable to access their money. This event highlighted what many have felt for years: traditional finance isn't just slow or costly, it's a system with hidden gatekeepers who decide who can access money, credit and economic opportunities.

This story was originally published on HackerNoon at: https://hackernoon.com/all-the-growth-can-be-found-in-the-indian-bfsi-sector. The Indian BFSI (Banking, Financial Services and Insurance) sector has seen humongous growth over the last two decades. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #fintech, #artificial-intelligence, #gen-ai-in-bfsi, #bfsi-trends, #india, #indian-bfsi-sector, #fintech-in-india, #india-economy, and more. This story was written by: @vlabroo. Learn more about this writer by checking @vlabroo's about page, and for more stories, please visit hackernoon.com. The Indian BFSI (Banking, Financial Services and Insurance) sector has seen humongous growth over the last two decades. The Indian middle classes have taken to credit like never before, allowing banks to achieve double digit growth in terms of credit uptake. Fintech startups have played their part in the growth of the sector on account of their tie-ups with banks, helping the latter make their services vastly more accessible.

This story was originally published on HackerNoon at: https://hackernoon.com/the-wef-wants-to-put-a-market-price-on-nature. WEF’s new blueprint, led by Larry Fink & Andre Hoffmann, aims to monetize nature with credits, swaps & asset schemes worth trillions. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #green-investing, #green-finance, #monetizing-nature, #biodiversity-credits, #debt-for-nature-swaps, #natural-asset-companies, #nature-based-investing, #hackernoon-top-story, and more. This story was written by: @thesociable. Learn more about this writer by checking @thesociable's about page, and for more stories, please visit hackernoon.com. Larry Fink and Andre Hoffmann are the new co-chairs of the World Economic Forum. The WEF publishes a 50-page blueprint on how to monetize everything in nature. The target audiences for latest WEF insight report are “institutional investors’ and banks.

This story was originally published on HackerNoon at: https://hackernoon.com/your-trades-move-the-market-rethinking-equilibrium-when-every-order-has-an-impact. This work models a market equilibrium where investor price impact amplifies the effect of transaction costs, providing a closed-form solution. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #nash-equilibrium, #mathematical-finance, #quantitative-finance, #stochastic-control, #market-microstructure, #price-impact, #transaction-cost, #fbsde, and more. This story was written by: @hedging. Learn more about this writer by checking @hedging's about page, and for more stories, please visit hackernoon.com. This work models a market equilibrium where investor price impact amplifies the effect of transaction costs, providing a closed-form solution.

This story was originally published on HackerNoon at: https://hackernoon.com/the-impact-of-artificial-intelligence-on-market-efficiency. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #algorithmic-trading, #cybersecurity, #artificial-intelligence, #generative-ai, #ai-driven-marketing, #ai-trading, #market-microstructure, #risk-analytics, and more. This story was written by: @ceceteras. Learn more about this writer by checking @ceceteras's about page, and for more stories, please visit hackernoon.com. The integration of Artificial Intelligence (AI) into trading platforms has fundamentally reshaped how institutions operate. Traditional trading systems rely mainly on human decisions and the use of archaic systems. In contrast, AI-driven trading platforms use advanced machine learning models and big data analytics to identify patterns, predict price movements, and execute trades automatically.

This story was originally published on HackerNoon at: https://hackernoon.com/programmable-credit-cards-the-next-frontier-connecting-defi-with-real-world-ux. Programmable credit cards are payment instruments capable of both processing transactions and executing logic before and during the spend. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #finance, #programmable-credit-cards, #defi, #future-of-finance, #defi-credit-cards, #future-of-credit-cards, #what-are-programmable-cards, #payment-infrastructure, and more. This story was written by: @hacker16361761. Learn more about this writer by checking @hacker16361761's about page, and for more stories, please visit hackernoon.com. Programmable credit cards are payment instruments capable of both processing transactions and executing logic before and during the spend. They can use only the yield from your portfolio without touching the principal, automatically rebalance assets before funding a payment, and draw from the lowest-cost liquidity source.

This story was originally published on HackerNoon at: https://hackernoon.com/how-msmes-in-the-philippines-are-quietly-reshaping-southeast-asias-digital-economy. MSMEs in the Philippines serve as both local pillars for economic opportunity and catalysts for regional economic transformation. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #fintech, #digital-credit-history, #msme, #cross-border-payments, #msme-funding, #msmes-in-the-philippines, #crdph-system, #web3-adoption-philippines, and more. This story was written by: @hughharsono. Learn more about this writer by checking @hughharsono's about page, and for more stories, please visit hackernoon.com. The Philippines central bank, Bangko Sentral ng Pilipinas (BSP), made a huge step in financial inclusion with its launch of the Credit Risk Database Philippines Web-based Scoring System. This automated platform is designed to help banks and lenders more efficiently evaluate Micro, Small, and Medium Enterprises (MSMEs) for potential loans. By leveraging technology to drive digital payments, support cross-border remittances, and integrate with Web3, the Philippines is positioning itself as a fintech leader in Southeast Asia.

This story was originally published on HackerNoon at: https://hackernoon.com/cracking-the-code-lessons-i-learned-about-vcs-pitch-decks-and-building-a-product-mindset. From rejections to real wins: what I learned about fundraising, building products step by step, and pitching to pragmatic London investors. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #venture-capital, #founder-lessons, #global-mobility, #founder-investor-relationship, #product-mindset, #building-startups, #startup-lessons, #hackernoon-top-story, and more. This story was written by: @evgenypavlov. Learn more about this writer by checking @evgenypavlov's about page, and for more stories, please visit hackernoon.com. When I started raising capital, I had this naive belief that venture capitalists (VCs) were guided purely by formulas and frameworks. What I learned through countless conversations, rejections, and some hard-won wins is that investor decisions are deeply subjective. At pre-seed, VCs are mostly betting on the founder — on your character, your resilience, and your ability to learn fast.

This story was originally published on HackerNoon at: https://hackernoon.com/the-mathematical-foundation-of-fairness-proving-key-principles-in-an-economic-model. This article provides a formal, step-by-step proof demonstrating the mathematical implications of unproductivity and anonymity within a fair economic framework. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #economy, #tokenomy, #fair-economy, #economic-principles, #anonymity, #local-efficiency, #game-theory, #mathematics, and more. This story was written by: @tokenomy. Learn more about this writer by checking @tokenomy's about page, and for more stories, please visit hackernoon.com. This article provides a formal, step-by-step proof demonstrating the mathematical implications of unproductivity and anonymity within a fair economic framework.

This story was originally published on HackerNoon at: https://hackernoon.com/finance-from-first-principles. Explore the evolution of financial markets from Finance 0.0 to 3.0, the rise of DeFi, and the challenges of replacing traditional finance with blockchain-based Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #financial-markets, #global-economy, #ipo, #tradfi-vs-defi, #future-of-finance, #initial-defi-offering, #blockchain-and-finance, #good-company, and more. This story was written by: @chateaucapital. Learn more about this writer by checking @chateaucapital's about page, and for more stories, please visit hackernoon.com. Financial markets at the heart of the global economy are most commonly associated with speculation. Entrepreneurs and investors use capital markets to finance their firms. Efficient markets lead to very real outcomes such as jobs being created, unicorns being built, and GPs earning carry. Self custodial, peer-to-peer paradigms of crypto-networks fundamentally disintermediates most rent seeking middlemen institutions.

This story was originally published on HackerNoon at: https://hackernoon.com/game-theory-and-exchange-economies-a-new-model-for-pure-exchange-and-transferable-payoff. This article applies a free and fair economy model to analyze pure exchange economies and markets with transferable payoff. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #economy, #exchange-economies, #game-theory, #economic-equilibrium, #transferable-payoff, #fair-economy, #economic-modeling, #non-parametric-analysis, and more. This story was written by: @tokenomy. Learn more about this writer by checking @tokenomy's about page, and for more stories, please visit hackernoon.com. This article applies a free and fair economy model to analyze pure exchange economies and markets with transferable payoff.

This story was originally published on HackerNoon at: https://hackernoon.com/the-role-of-reference-points-in-achieving-equilibrium-efficiency-in-fair-and-socially-just-economies. This article explores how a simple change in the reference point can achieve a Pareto-efficient equilibrium in both free and fair economies Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #economy, #economic-efficiency, #pareto-efficiency, #free-and-fair-economy, #social-justice, #shapley-value, #equilibrium-analysis, #economic-theory, and more. This story was written by: @tokenomy. Learn more about this writer by checking @tokenomy's about page, and for more stories, please visit hackernoon.com. This article explores how a simple change in the reference point can achieve a Pareto-efficient equilibrium in both free and fair economies and those with social justice.

This story was originally published on HackerNoon at: https://hackernoon.com/how-fintech-is-revolutionizing-compliance-automation-ai-and-the-future-of-risk-management. Discover how fintech uses AI and automation to streamline compliance. Noda's Lasma Gavarane shares insights on staying secure and meeting evolving regulations. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #fintech, #compliance, #open-banking, #fintech-automation, #ai-fintech, #risk-management, #future-of-fintech, #good-company, and more. This story was written by: @noda. Learn more about this writer by checking @noda's about page, and for more stories, please visit hackernoon.com. Fintech is revolutionising compliance with AI and automation, making regulatory adherence more efficient. Noda's Lasma Gavarane discusses tackling evolving rules and improving risk management.

This story was originally published on HackerNoon at: https://hackernoon.com/bitcoin-and-the-uncoiling-spring-defunding-the-state-by-changing-the-money. We stand at a pivotal moment in history. For the first time, we have a viable exit. We can build a parallel economy, a new financial infrastructure that is open Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #financial-freedom, #Bitcoin, #money, #technology, #blockchain, #fiat-currency, #sound-money, #monetary-policy, and more. This story was written by: @ssaurel. Learn more about this writer by checking @ssaurel's about page, and for more stories, please visit hackernoon.com. The modern State’s existence, its perpetual growth, and its seemingly unchecked oversight are not accidents of history or the inevitable march of progress. The State has granted itself a power no ancient king or emperor could have dreamed of.

This story was originally published on HackerNoon at: https://hackernoon.com/the-high-frequency-trading-developers-guide-six-key-components-for-low-latency-and-scalability. High-frequency trading (HFT) relies on complex algorithms to profit from small price discrepancies, requiring ultra-low latency and high-speed order execution. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #high-frequency-trading, #infrastructure, #optimization, #data-management, #hft-hardware, #hft-infrastructure, #hft-developer's-guide, #hft-low-latency, and more. This story was written by: @pavelgrishin. Learn more about this writer by checking @pavelgrishin's about page, and for more stories, please visit hackernoon.com. High-frequency trading (HFT) relies on complex algorithms to profit from small price discrepancies, requiring ultra-low latency and high-speed order execution. Achieving this involves optimizing network infrastructure, co-locating servers near exchange data centers, and using advanced hardware like FPGAs. Key components include minimizing network, software, and hardware latency through techniques like kernel bypass, efficient programming languages, and high-speed data storage solutions. Effective strategies involve scaling, real-time data processing, and continuous performance monitoring. This guide outlines best practices to ensure HFT systems are optimized for speed, reliability, and scalability.

This story was originally published on HackerNoon at: https://hackernoon.com/from-data-to-decisions-harnessing-open-banking-for-enhanced-business-performance. Explore the transformative power of open banking and how it enhances business performance by leveraging shared customer data through secure APIs. Learn how open Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #open-banking, #data, #security, #data-security, #what-is-open-banking, #good-company, #data-sharing, #the-power-of-open-banking, and more. This story was written by: @noda. Learn more about this writer by checking @noda's about page, and for more stories, please visit hackernoon.com. Open banking has revolutionised the financial landscape, compelling traditional banks to open their data troves to third-party providers through APIs. This pivotal shift, mandated by Europe's PSD2 directive, is paving the way for a wave of innovation in areas like payments, lending, and budget management.

This story was originally published on HackerNoon at: https://hackernoon.com/how-i-began-investing-in-domains-my-journey. How I started investing in domains from scratch to my first portfolio. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #investing, #domains, #investment, #portfolio, #investment-portfolio, #domain-tracking, #domain-monitoring, #how-to-invest-in-domains, and more. This story was written by: @adrob. Learn more about this writer by checking @adrob's about page, and for more stories, please visit hackernoon.com. Alex Drobushevskiy is a solo entrepreneur and domain investor. He started tracking domains for websites that are down, to register them. If the owner doesn't renew the domain, it becomes available for registration by the registrar. To track domains, he uses the Telegram bot YourDomainBot.

This story was originally published on HackerNoon at: https://hackernoon.com/staying-one-step-ahead-how-fintechs-and-financial-institutions-can-outsmart-fraudsters. As financial fraud evolves, institutions must leverage advanced technologies and cultivate a security-focused culture to stay ahead. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #fintech, #cybersecurity, #preventing-financial-fraud, #financial-crimes, #financial-crime-prevention, #preventing-financial-crimes, #buy-now-pay-later, #kyc-practices, and more. This story was written by: @danpinto. Learn more about this writer by checking @danpinto's about page, and for more stories, please visit hackernoon.com. As financial fraud evolves, institutions must leverage advanced technologies and cultivate a security-focused culture to stay ahead. A multi-layered approach combining innovative tools like device intelligence and transaction monitoring is crucial for effective fraud detection and prevention.

This story was originally published on HackerNoon at: https://hackernoon.com/pos-financing-vs-bnpl-understanding-the-differences-and-evolution-of-solutions. The landscape of consumer finance has been significantly reshaped by digital innovations, particularly with the advent of BNPL services and POS financing. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #financial-services, #pos, #bnpl, #comparison, #fintech-and-banking, #consumer-finance, #fintech, #pos-financing-vs.-bnpl, and more. This story was written by: @linaivanova23. Learn more about this writer by checking @linaivanova23's about page, and for more stories, please visit hackernoon.com. The landscape of consumer finance has been significantly reshaped by digital innovations, particularly with the advent of BNPL services and POS financing.

This story was originally published on HackerNoon at: https://hackernoon.com/working-on-developing-a-banking-app-here-is-your-5-step-guide-to-success. With all the recent digital transformation and modernisation, it is extremely important for banks to prioritize mobile-first approach. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #banking, #mobile-banking, #mobile-app-development, #ui-design, #ux-design, #banking-app-ux, #banking-app-ui, #develop-your-own-banking-app, and more. This story was written by: @romaneloshvili. Learn more about this writer by checking @romaneloshvili's about page, and for more stories, please visit hackernoon.com. With all the recent digital transformation and modernisation, it is extremely important for banks to prioritize mobile-first approach. Still, there are may banks that have troubles going mobile and crafting a good working mobile application for its users. So, in this article we dive into this, exploring 5 necessary steps banks should consider.