Let's Talk Housing

In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas break down the early winter housing market shift and why demand is about to change. They explain what’s happening with mortgage rates, inflation, and job data, and how affordability is impacting buyers. The conversation also tackles starter homes and the truth behind institutional investors. Data-driven insights from Reports On Housing help cut through the noise.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Intro 01:25-Supply & Demand Overview03:05-Market Slowdown And Winter Kickoff06:00-Winter Market Trends And Timing07:07-Jobs Data, Unemployment, & CPI09:27-Inflation & Fed perspective11:25-Mortgage Rate Trends & Spreads16:25-Interest Rate Analysis & Outlook18:41-Potential For Mortgage Rates In The Fives20:29-Starter Homes & Affordability24:56-Institutional Investors & Housing Policy30:27-Conclusion

2026 Housing Market Outlook Buyer Market Mortgage Rates Steven Thomas Reports On HousingIs the housing market finally shifting in 2026? In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas of Reports On Housing break down inventory growth, buyer demand, mortgage rates, and what 2025 taught us about market normalization. Using national data and real-world insights, they explain why the market feels sluggish now and what could change if rates move closer to 6%. This is a must-watch for buyers, sellers, and real estate professionals preparing for 2026.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:0:00-Intro1:27-Housing Supply and Demand Overview3:28-When the Housing Market Heats Up4:32-Recent Economic Data Overview5:37-Jobs Report and Labor Market Outlook8:04-How Jobs Data Impacts the Fed11:28-2025 Housing Market Normalization12:53-Locked-In Mortgage Myth Explained15:38-Inventory Growth vs Buyer Demand18:02-Is 2026 a Buyer’s Market19:14-Why 6% Mortgage Rates Matter22:46-Supply and Demand Pendulum Explained24:44-Pending Home Sales Surge Explained26:27-Final Thoughts and Subscribe

Housing Headlines vs Reality: No Crash in 2026 Real Estate Forecast Explained Housing headlines are everywhere, but most miss the real story. In this episode of Let's Talk Housing, Steven Thomas of Reports On Housing breaks down why click-driven crash narratives do not align with the data and what is actually happening with supply, demand, mortgage rates, and home prices. We explain Expected Market Time, why the housing market is slowing, not crashing, and what needs to happen for a true crash. This episode also covers the 2026 real estate forecast, mortgage rates, and which markets may improve next year.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Welcome to Let's Talk Housing00:14-Housing Headlines vs Reality Explained01:49-Expected Market Time vs Days on Market04:10-December Supply and Demand Slowdown05:35-Economic Data, Mortgage Rates, and the Fed09:04-Why Housing Crash Headlines Are Misleading14:43-Fear of a 2026 Housing Crash Explained17:07-What Causes a Real Housing Market Crash21:40-2026 US Housing Market Forecast23:56-Mortgage Bankers Association Price Outlook28:45-Google Testing Home Listing Search30:36-Final Thoughts and Where to Learn More

Dive into the latest housing market trends and economic updates in this episode! We’ll break down housing crash hysteria, delistings rising, concerns for 2026, how the struggling states will perform next year, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction03:23-Real Estate Update07:23-Economic & Federal Reserve Update14:47-Housing Crash Calls23:55-Delistings Are Rising At The "Fastest Pace"30:57-Concerns For 2026 & How Struggling Areas Will Perform36:00-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the government reopening, mortgage rates, NAR forecast, economic concerns, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction03:56-Real Estate Update06:39-Latest Economic Update (Post-Government Reopening)11:48-How Low Will Mortgage Rates Go? Are We Stuck Above 5% Permanently?17:01-NAR Forecasting Double-Digit Growth In 202619:12-Portable Mortgage Talks Have Returned…24:31-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down concerns over investors, homebuying now vs. later, AI in real estate, the future of housing, 50-year mortgages, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction03:49-Real Estate Update, Economics Update, and Government Shutdown Update09:49-Are Investors A Problem?14:10-Purchasing Now Or In The Spring18:51-First-time Home Buyers Metrics Worsening20:28-AI In Real Estate22:16-50-Year Mortgage…25:03-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the Government shutdown, some signs the market is healing, Guess That Market, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:12-Government Shutdown Update03:11-What Does The Fed Do Without All The Data?06:20-Real Estate Could Heal From Lower Rates09:56-How The Real Estate Industry Is Healing11:52-If Rates Continue To Fall, What Could Happen13:52-Sellers Outnumbering Buyers 500,000…16:57-What The 3 Signs Home Prices Can Plunge Are19:03-Guess That Market20:43-Guess That Market Answer & Explanation26:00-Recession Calls Returned30:03-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down purchasing with friends, market dynamics, private listings, investors, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:24-Real Estate Market Update05:48-Is The Government Shutdown Having Any Impacts?07:15-Economic Update (If Anything…)09:11-Purchasing With Friends Or Relatives10:46-Are We Back In A Balanced Market?13:52-Will Private Listings Rise With The Compass Acquisition17:09-Can We Sustain With Our Mortgage Rates19:37-Credit Scores Dropping Fast22:51-Context Is Key25:05-Investors Purchasing 1/3 Of All Properties In Q2 202527:46-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down recent topics on the Federal Reserve, Compass's recent acquisition, fertility rates in the US, mortgage rates, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction03:07-Real Estate Market Update06:35-Federal Reserve Meeting13:25-What Is The Importance Of Fed Independence19:01-Fannie Mae's Mortgage Prediction20:56-Downside Stickiness In Housing24:48-Compass Recent Acquisition 26:59-Declining Fertility Rates' Impact On Housing29:57-No Crash In The Commercial Market31:08-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether purchasing a home is a worthy investment, national housing emergency, housing bubble, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:37-Real Estate Market Update04:00-No Price Crash!04:50-Latest Economic News10:08-Why Is Housing An Investment?14:29-Younger People Investing Rather Than Purchasing A Home17:51-National Housing Emergency, Is It Real? 19:51-14 High-Risk Markets In California?22:22-Is Housing In A Bubble?24:13-Message To Sellers In Today's Market30:28-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether history is repeating itself for the housing market, buyers on the sidelines, the Federal Reserve potentially cutting rates, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:32-Real Estate Market Update04:30-Is the Market Picking Up Unlike Recent Years?06:10-Latest Economic News08:44-What Are The Odds The Fed Will Cut?10:55-Is History Repeating Itself?13:47-What Happens When Rates Reach 6% 16:12-Will Prices Or Rates Cave First?20:17-Home Prices In Metros Falling And Rising23:10-Sellers Removing Their Homes Off The Market27:15-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down if it's beneficial to purchase in today's buyer's market, a tariff update, Capital Gains Tax, Gen Z & buying trends, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction03:25-Real EstateMarket Update05:27-Latest Economic News12:57-Normal Inventory Peak?14:24-Is It Still A Good Time To Buy?19:28-Capital Gains Tax Update?22:50-Tariff Update 27:15-Gen Z Homeowners Are Unhappy29:31-Will Gen Z Rent For Longer?30:53-1-Year After Real Estate Commission Changes34:28-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the Federal Reserve and if they can fix housing, is there still a housing shortage?, more on home prices, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction03:31-Current Market Update06:22-Latest Economic News12:17-Is The Fed Stuck Behind?15:57-Are We Stuck Above 6% For Mortgage Rates?20:55-Is There Still A Housing Shortage?23:51-4 States Where Prices Are Expected To Crash 26:20-What Is The Tipping Point For Buyers?30:43-Does The Federal Reserve Have The Tools To Fix Housing?37:00-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down home cancellations on the rise, affordability concerns, the Federal Reserve, more news on tariffs, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:05-Current Market Update05:35-Slowing Housing and Home Prices12:11-Latest Economic News 14:24-Did The Latest Data Impact Future Fed Meetings?15:43-Jerome Powell's Position At Risk?20:59-Home Cancellations Rising 23:43-Will Falling Prices Help With Unaffordability?27:47-Updates on Tariffs30:23-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether it's better to rent or own in today's market, July Fed meeting, falling prices, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:13-Current Market Update03:36-Latest mEconomic News04:44-Job Numbers Disappointing10:14-Why Large Terminations Are Not Showing In Job Reports11:51-SD & Oakland Home Prices 21:20-Is Renting The Answer?24:55-Cancelled Pendings On The Rise27:12-Mortgage Applications Also On The Rise29:20-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the recent inventory surge, first-time homebuyers depleting, the state of the job market, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction03:00-Current Market Update05:50-Latest Economic News08:33-Is There Still A Housing Shortage?10:39-Bubble Deflating & Extra Sellers16:20-Is There A Cushion Protecting Us From Soaring Prices?19:21-The Struggles For First-Time Homebuyers22:26-Is It Still A Good Time For First-Time Homebuyers?25:03-Home Builder Confidence Continues To Tumble27:52-Is There A Debt Bubble Brewing?32:07-Conclusion

In this special edition of Let’s Talk Housing, we’re breaking down some of the biggest myths in the housing market: beliefs that buyers, sellers, and agents still get wrong.From the truth about needing 20% down to whether it’s always better to buy than rent, we’re tackling the rumors with real-world experience and data to back it up.What you’ll learn in this episode: The top 6 housing market myths debunkedHow waiting for rates to drop is unhelpfulIs it a bad time to sell?Why the 20% down myth still lingers Is the market truly crashing like '08?Sponsored by Josh Niehaus at Elite Group Inspection, (800) 494-8998.Available on all platforms. Be sure to like, subscribe, and share with someone who needs a reality check before their next move.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:50-CurrentE conomic & Real Estate Market Update04:58-Myth 1: It’s always better to wait for lower rates08:37-Myth 2: The market is going to crash like 200811:35-Myth 3: You need 20% down to buy a house13:22-Sponsor14:52-Myth 4: Now is a terrible time to sell18:32-Myth 5: Zillow says my house is worth $____, so that must be true20:40-Myth 6: All cash offers are unbeatable22:59-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down home prices and where they are heading, debt delinquency, mortgage rate lockdown, and much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:38-Current Market Update07:48-Latest Economic News11:57-What If Rates Stay Above 7%?14:51-Credit Downgrading Impacting The Market17:03-Zillow & Redfin Are Calling For Price Drops21:41-Debt Delinquency  24:09-How To Succeed In Today's Market.26:23-Mortgage Rate Lockdown Officially Gone?29:32-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down cracks in the housing market, private listings, price reductions, tariffs, and much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction03:00-Latest Economic News07:57-Current Market Update12:17-Cracks In TheM arket14:34-Private Listings Affecting The Housing Market?16:30-Price Reductions Increasing Y-O-Y19:40-Are Price Reductions An Indicator For a Crash?23:22-Insurance Rates On The Rise26:05-An Update On Tariffs And How It Affects Wall Street30:11-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down where home prices are heading, concessions, home sales slamming the brakes, mortgage rates, and much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction00:47-Current Market Update04:38-Latest Economic News07:40-What Can Drive Down Rates?08:46-More People Passing Down Homes?10:37-Worries Over Housing Crash And Affordability14:41-Concessions On The Rise16:18-Home Sales Comparison - Great Recession V. Today19:33-Where Are Home Prices Heading?21:21-Conclusion