The Minority Mindset Show

"Our economic system profits when you make stupid financial decisions. Banks profit when you are in debt, corporations profit when you spend your money, and the government profits when you are just an employee." Americans are more educated than ever, have more technology than ever, and live in the biggest economy ever. So why are record numbers of people broke? In this episode, Jaspreet exposes the uncomfortable truth: you've been systematically trained to stay poor because broke employees and consumers make everyone else rich. But once you understand the game, you can flip it and use the same system to build wealth. What You'll Learn: Why employees pay the highest tax rates while investors get the biggest breaks The mindset shifts that separate wealth builders from wealth destroyers How a $50,000 BMW payment becomes $8 million in lost wealth over 45 years The 75/15/10 rule that automatically builds wealth every paycheck Why cutting Netflix isn't about saving $15, it's about reclaiming your brain How VTI and SPY let you invest in the entire stock market with one purchase The difference between formal education and wealth building education Jaspreet breaks down the five steps to escape the poverty training system and reveals why the same people who profit from keeping you broke also provide the tools to make you rich once you know how to use them. This is your manual for financial deprogramming. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"Do you want to know the truth about wealthy people? They're not trading stocks and they're not yoloing into meme stocks either. Many of them are doing something boring. But sometimes boring is where the money is." Episode Description: Think wealthy people get rich by picking the next Amazon or timing the market perfectly? Think again. Jaspreet reveals why the smartest investors use the most boring strategy in the world and why it beats trying to find individual stocks 99% of the time. This isn't about getting rich quick, it's about getting rich for sure. What You'll Learn: Why buying one stock is like putting all your eggs in one very expensive basket The difference between ETFs, mutual funds, and index funds (and which one wins) How algorithms manage your money better than expensive fund managers The ABB strategy that automatically builds wealth every Wednesday Why VTI gives you the entire stock market in one simple purchase How to invest in specific industries without picking individual companies The truth about fees and why they can destroy your returns over time Jaspreet breaks down exactly how index investing works and why it's the ultimate "set it and forget it" wealth building strategy. He also reveals his personal Wednesday investment routine and explains why boring strategies create exciting bank account balances over time. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"Being wealthy means your investments are making you enough money to pay your expenses so you don't need a job to pay your bills." What if you never had to work for money again? Jaspreet reveals the seven investment categories that wealthy people use to create income streams that work while they sleep. This isn't about picking the perfect stock or timing the market, it's about building a diversified wealth machine that wins whether the economy is booming or crashing. What You'll Learn: Why cash flow producing real estate beats hoping property values go up How to calculate if a $200,000 rental property will actually make you money (the 7% rule) The difference between working IN a business versus owning the profits FROM a business Why McDonald's gave away $5 billion in 2024 and how you get your share How to invest internationally without leaving your couch or speaking foreign languages The speculative asset rule: never more than 20% of your portfolio in high risk investments Why physical gold beats paper gold when the economy crashes Jaspreet breaks down exactly how much money you need in each category to replace your job income. He also reveals the tax strategies that let real estate investors make millions while paying zero taxes legally, and why your financial education is the best investment you'll ever make. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"Every time you invest a dollar you're buying a little bit of this machine that keeps printing you more money and every time you get some more money you keep reinvesting it." What if your investments paid your bills so you never had to work for money again? Jaspreet reveals the dividend lifestyle strategy that creates passive cash flow every three months without owning rental properties or starting a business. This isn't about getting rich quick, it's about building a money printing machine that works while you sleep. What You'll Learn: The seven ways to generate passive cash flow and why dividends beat them all How McDonald's gave away $5 billion to shareholders in 2024 (and how you get your cut) Why you need $2.2 million in McDonald's stock to make $50,000 per year in dividends The 75/15/10 rule that automatically funds your dividend machine How to invest in hundreds of dividend companies with one simple fund Why REITs are required to pay out 90% of profits to investors like you The decade of sacrifice timeline and why year 10 will blow your mind Jaspreet breaks down exactly how much money you need to invest today to replace your paycheck with dividend income tomorrow. He also reveals the biggest mistake dividend investors make and why chasing the highest yields can destroy your wealth. This is the blueprint for financial freedom through passive income. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"In business they call it a profit and loss statement where you see income minus expenses equals profit. But for most people it's wages minus expenses equal broke." Ever check your bank account and wonder where all your money disappeared to? Jaspreet breaks down the three-step system that stops the "where did my money go" cycle forever. This isn't about extreme budgeting or living on ramen noodles, it's about creating a system so bulletproof that you can't accidentally spend your investment money on a new TV. What You'll Learn: How to track every penny without feeling like a financial control freak The 75/15/10 rule that forces you to get rich while still enjoying life Why you need three separate bank accounts and how to automate the whole system The decade of sacrifice reality that get rich quick gurus won't tell you How Jaspreet invests for cash flow instead of hoping stocks go up Why real estate investors don't care if housing prices crash The difference between making money work for you versus working for money forever Discover why most people feel sick when they hear the word "budget" and a completely different approach that actually works. Plus, your bank wants to keep you broke and you'll learn how to flip the script so your money makes you money instead. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"I don't own a debit card. I try to use my credit card to make every purchase possible unless I have to pay a credit card processing fee." Jaspreet reveals why he hasn't touched a debit card in years and how this one financial habit has saved him thousands while earning him free travel, cash back, and premium perks. But before you rush to get a credit card, he breaks down the two non-negotiable rules that separate smart users from people who get destroyed by debt. What You'll Learn: The four types of benefits credit cards give you that debit cards never will Why using a debit card is like taking on all the risk with none of the rewards How Jaspreet lost $3,500 using a debit card and why it would never happen with credit The two strict laws he follows to avoid credit card debt (break these and you're toast) Why credit card companies get rich off 25-30% interest while keeping you broke How to use credit card cash back as an investment bonus instead of lowering your balance Why your credit score might be a scam designed to keep you spending Jaspreet exposes the truth about debit cards being a wealth killer and credit cards being a powerful tool when used correctly. He also shares his personal horror stories of stolen cash and debit card fraud that changed how he thinks about payment methods forever. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"With your job you have to go into work every single day to keep getting paid. With your investments, once you put your money to work it'll keep paying you even if you're not working." Want to quit your job but keep your paycheck? Jaspreet breaks down the exact five assets that can replace your W2 income so you never have to work for money again. This isn't about getting rich overnight, it's about creating passive income streams that work harder than you do. What You'll Learn: Why Treasury bonds paying 4.7% might be the safest income you'll ever earn The dividend ETF strategy that lets you own hundreds of companies without picking individual stocks How to calculate if a $200,000 rental property will actually make you money (spoiler: most don't) Why real estate investors can make $1 million and pay zero taxes while doctors pay $500,000 The difference between working IN a business versus owning the profits FROM a business Peer to peer lending secrets that can pay 10-20% returns (with the right collateral) Jaspreet reveals the brutal math behind each asset class and explains why most financial advisors only tell you about one of them. From the easiest Treasury bonds to the most advanced business ownership, he shows you exactly how much money you need to invest to replace every dollar of your job income. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"Our economic system is designed to keep the majority people poor." What if every day could be payday instead of just twice a month? Jaspreet reveals 7.5 simple money moves that can turn your regular paycheck into a wealth building machine without changing how much you earn. These aren't complex investment strategies or get rich quick schemes, they're small tweaks that create massive results over time. What You'll Learn: How paying your mortgage every two weeks instead of monthly can save you over $170,000 The three bank account system that prevents you from accidentally spending your investment money Why the 75/15/10 plan is the simplest wealth formula most people ignore How to get an MBA level education for less than 1% of the cost using just 25 books The biggest mistake people make when they get a raise (and how to avoid lifestyle inflation) Why using credit cards smartly can actually accelerate your wealth building How to calculate exactly how much you need invested to fund your dream lifestyle Stop making everyone else rich on payday and start building your own wealth with these proven hacks. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"Our economic system profits off of people that are dumb with their money. Our economic system profits off of people when you spend all your money. Our economic system profits even more off of people when you go into debt to spend money you don't have on dumb stuff because then you keep the stock market high. You keep the economy strong and you stay broke." Think becoming a millionaire is just about luck or inheritance? Jaspreet breaks down the exact math behind two proven paths to seven figures. Spoiler alert: one takes 44 years, the other could happen in under 10. The difference? How you think about making versus accumulating money. What You'll Learn: The exact math behind turning $4 a day into $1 million (and why it takes 44 years the slow way) How to cut that timeline to 25 years by making one simple annual adjustment Why your house, car, and "dumb stuff you can't afford" are the real wealth killers The brutal truth about needing to sell 280 products daily to hit $1 million annually How to find your unique skill that doesn't feel like work but could make you rich Why following someone else's business blueprint is a recipe for failure This is cold, hard math that shows you exactly what it takes to join the millionaire club. Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"Every time you make money, you're making Gucci rich, you're making BMW rich, you're making Rolex rich, you're making your landlord rich, you're making a whole bunch of people rich. It's just not you." Think you understand wealth building? Think again. In this episode, Jaspreet breaks down the brutal truth about why most people stay broke while making everyone else rich. This isn't your typical "save more money" advice. It's about fundamentally rewiring how you think about every dollar that comes into your hands. Most people see $1,000 and think "new watch." Wealthy people see $1,000 and think "how do I turn this into $2,000?" The difference isn't just mindset, it's a complete financial philosophy that separates the builders from the buyers. What You'll Learn: Why saving money in the bank is actually a guaranteed way to lose money The "decade of sacrifice" that nobody talks about but everyone wealthy goes through How to shift from making other people rich to building your own wealth machine The real difference between looking rich and actually being rich Why your high yield savings account might still be losing to inflation How to use assets to create money that works while you sleep Once you understand the game wealthy people are really playing, you'll never see money the same way again. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Most people look rich and feel broke. Wealthy people look boring and live free.” If you never want to stress about money again, you need to flip the financial script. Jaspreet breaks down the three wealth rules that should’ve been taught in school but weren’t, starting with the hard truth: your house might be a liability, not an asset. In this episode, you’ll learn how to stop trading today’s cash for tomorrow’s regret, how to turn income into investments, and why the difference between price and value can make or break your financial future. What you’ll learn: Why “cash is king, but cash flow is queen” (and how to build both) The simple test to decide if something is an asset or a liability How to escape the debt trap that keeps you broke Two money rules that will change your life overnight When being cheap costs more than paying upfront The mindset shift to go from paycheck-to-paycheck to passive income If you’ve ever felt like you’re working harder but not getting ahead, this one’s for you. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Most people use an extra $1,000 to flex. Wealthy people use it to multiply.” You won’t retire rich off $1,000 but you can start the machine. In this episode, Jaspreet breaks down exactly how far $1,000 can go when you use it to buy income instead of status. From risky oil royalty trusts to government-backed treasuries, this episode unpacks what’s possible, what’s smart, and what to skip. What You’ll Learn: 3 assets you can buy with $1,000 to start earning passive income The tradeoffs between high-risk, high-reward vs slow-and-steady investments How royalty trusts work and why they literally dry up How treasuries protect your money (and why the U.S. better not go broke) The easiest way to start dividend investing, even if you're lazy Jaspreet’s 3-punch formula for compounding your money over 10 years If you want your money to work for you, this is how you start training it. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Half of financial advisors graduated at the bottom of their class. Let that sink in before you trust them with your money.”  Not all financial advisors are created equal and some are getting rich while you stay stuck. In this episode, Jaspreet breaks down the four types of advisors, how they actually get paid, and why most people are losing thousands without even realizing it. Whether you work with an advisor or do it yourself, you’ll learn how to protect your money and build a smarter plan. What You’ll Learn: The difference between fee-only, commission-based, and performance-based advisors Why a 1% fee can cost you hundreds of thousands over time The one question you must ask your financial advisor When it’s smarter to DIY your investing (and when it’s not) How to use a hybrid strategy like Jaspreet’s to grow wealth What fiduciary really means and why it’s non-negotiable If you don’t understand how your advisor makes money, they’re probably making it off you. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“If you’re broke in 10 years, it won’t be because you didn’t work hard. It’ll be because no one warned you about the dumb money moves you made.” Working hard isn’t enough if you’re working hard in the wrong direction. In this episode, Jaspreet breaks down the 7 silent money mistakes that derail smart people from building real wealth. From car payments to skipped investments to flexing for strangers, these are the habits that keep people broke and how you can avoid them starting now. What You’ll Learn: Why delaying investing is the most expensive mistake you’ll ever make How your car payment is eating your retirement alive What the “stupid tax” is and how most people pay it on vacations How to build an emergency fund that actually protects you Why owning a home isn’t always the smartest move The real reason rich people don’t look rich How asking for a raise now can earn you six figures later Avoid these seven traps. Your future self will thank you. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Conquering school doesn't mean you'll conquer money. That’s a different degree...one they don’t hand out.” Degrees. Good jobs. Big salaries. So why are so many smart, high-achieving people still living paycheck to paycheck? In this episode, Jaspreet breaks down the trap that keeps the middle class stuck. It’s not about how much you earn. It’s about what you do with it. Learn how to shift from income to ownership, and why financial education is the degree that really builds wealth. What You’ll Learn: Why high salaries don’t guarantee financial freedom How taxes, lifestyle creep, and lack of investing keep smart people broke The difference between being educated and being financially educated Why saving alone won’t cut it (even in a high-yield account) How to turn your job income into capital for wealth What Jaspreet learned by skipping medical school to study money instead Playing it the old way just keeps you broke in a nicer car. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“The stupider you are with your money, the richer your banker gets.” Your bank is in the business of keeping you broke and most people have no idea. In this episode, Jaspreet exposes how the system is designed to profit from your bad decisions. He explains exactly how banks use your money, why they push you into debt, and how you can flip the script by thinking like an investor instead of a customer. What You’ll Learn: How fractional reserve banking actually works (and why it’s legal) Why saving money alone won’t build wealth How credit card companies use your debt to generate insane profits Why banks aren’t financial advisors and how their advice keeps you broke How to own the bank instead of just using it The mindset shift from spender to investor (and why it’s the only path to real wealth) Understand the game. Then use it to win. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Passive income sounds cute. Until you realize it still takes work. Just not a 9-5 kind of work.” Think passive income means sipping mimosas while your bank account fills itself? Jaspreet’s here to pop that bubble, then show you how it actually works. From dividend stocks to real estate to buying businesses, this episode breaks down what it really takes to build cash flow that can someday replace your paycheck, and how much effort each one really takes. What You’ll Learn: Why “passive” income still requires planning and oversight The 3 types of cash flow and which one fits your lifestyle How much return you can expect from stocks, real estate, and small businesses The truth about buying a business for income (spoiler: you’re the CEO) Which dividend ETFs Jaspreet personally invests in and how they work Why consistency beats hype when it comes to long-term investing You don’t need to hustle forever. But you do need a plan. This is the episode to build one. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Real estate is the only investment where insider trading is 100% legal...and you’re actually expected to use it.” Buying your first rental property isn’t just about passive income. It’s about not screwing it up. In this episode, Jaspreet breaks down why real estate is a powerful, but misunderstood, way to build wealth. He shares the exact steps he uses to find the right location, build a rockstar team, and run the numbers so you don’t end up house-rich and cash-poor. You’ll learn what every beginner gets wrong and how to avoid it. What You’ll Learn: Why real estate is recession-proof, tech-proof, and still one of the best wealth builders How to spot a winning location using the $5 coffee test The five people you must have on your team (plus horror stories if you skip this) A simple formula to calculate if a property will actually make money The sneaky tax code tricks that let you legally pay less (or zero) in taxes What Jaspreet looks for to earn at least 7% cash-on-cash return Want your rent checks paying you instead of the other way around? This episode is where to start. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Some people can make $50,000 a year and retire a millionaire, while other people can make $150,000 dollars a year and retire broke.” In this fire episode, Jaspreet breaks down how the 1% actually manage their money, and why most people are doing it backwards. It’s not about how much you earn, it’s about what you do with what you earn. Growing up in a traditional Indian household where success = doctor, Jaspreet challenges that narrative and shares the truth: financial education beats fancy titles every time. Inside this episode: Why most people spend first and save what’s left (if anything) The 75/15/10 rule to start building real wealth today How to stop bleeding cash and make your credit card stop eating you alive The real difference between building assets vs. flexing liabilities Why increasing your income is useless unless you’ve already mastered money management This is your wake-up call to stop just working for money and start making your money work for you. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Just because you can qualify to buy something doesn’t mean you can afford it.” Buying a house isn’t just about finding a cozy porch and a decent school district...it’s a financial battlefield. In this episode, Jaspreet breaks down the actual step-by-step game plan to buy a home the smart way. From avoiding bad advice to dodging PMI fees and understanding why your Instagram feed shouldn’t dictate your down payment, this guide goes deep. With insights from Jaspreet’s experience as a real estate investor, attorney, and former agent, you’ll learn: Why getting pre-qualified is a must before falling in love with granite countertops How to calculate what you can really afford, not just what the bank says The hidden costs most buyers forget (hello, moving trucks and closing fees) Whether skipping a buyer’s agent actually saves you money (spoiler: not always) Pro negotiation tips, like timing your offer and using earnest money to flex What to inspect before signing anything (including your seller's sneaky plans to stay after closing) Think of this episode as your home-buying cheat code. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------