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MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
Author: Krista Naldjian
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Description
The Go-to Podcast for Moms who want realistic strategies for paying off debt and building savings while raising kids.
Ready to finally break free from a never ending cycle of debt?
Have you ever felt like you should be farther along with your financial goals by now?
Are you tired of listening to advice from middle-aged money bros who simply don’t get what it’s like to try to raise a young family in today’s world?
There is a way you can feel just as excited to transfer money into your savings account as you do when you hit “add to cart.”
Hey! I’m Krista, the founder of Money Mindful Moms.
What makes this podcast different? I’m currently in the middle of my own 6-figure debt payoff. So I am right there with you, saving money, making money, and doing it all while carrying the mental (and financial) load of raising 3 kids.
I decided to stop believing I wasn’t capable of leading my family out of debt and started taking steps to pay off a mountain of debt on a modest income,without giving up special family experiences and I’m here to teach you everything I’ve learned about paying off debt, growing your income, and saving money as a busy mom.
Inside this podcast you will find:
-simple ways you can lighten the financial load of motherhood
-money mindset shifts for busy moms
-money myths that may be keeping you stuck
-and important conversations with other moms who are working on bettering themselves too
I believe YOU can be the hero for your family and there’s no time to waste!
Next steps:
Grab my FREE Debt Free Get Started Guide
subscribepage.io/K2tY2b
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms
Ready to finally break free from a never ending cycle of debt?
Have you ever felt like you should be farther along with your financial goals by now?
Are you tired of listening to advice from middle-aged money bros who simply don’t get what it’s like to try to raise a young family in today’s world?
There is a way you can feel just as excited to transfer money into your savings account as you do when you hit “add to cart.”
Hey! I’m Krista, the founder of Money Mindful Moms.
What makes this podcast different? I’m currently in the middle of my own 6-figure debt payoff. So I am right there with you, saving money, making money, and doing it all while carrying the mental (and financial) load of raising 3 kids.
I decided to stop believing I wasn’t capable of leading my family out of debt and started taking steps to pay off a mountain of debt on a modest income,without giving up special family experiences and I’m here to teach you everything I’ve learned about paying off debt, growing your income, and saving money as a busy mom.
Inside this podcast you will find:
-simple ways you can lighten the financial load of motherhood
-money mindset shifts for busy moms
-money myths that may be keeping you stuck
-and important conversations with other moms who are working on bettering themselves too
I believe YOU can be the hero for your family and there’s no time to waste!
Next steps:
Grab my FREE Debt Free Get Started Guide
subscribepage.io/K2tY2b
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms
189 Episodes
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* This podcast is NOT financial advice. It's simply for educational purposes.*
Happy March!
Let's do a little spring cleaning for our finances, shall we?
We're kicking off a 30-Day Money Reset!
Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.
Today we're talking about the quiet leaks that can make it really hard to get ahead if you're not aware of them.
Rooting for you,
<3 Krista
----more----
NEW from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
You can download it now for free HERE. ----more----
Want to work with me?
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok & Facebook: @moneymindfulmoms
* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you ever felt like you're too far behind financially to reach your goals?
Like a clock is ticking and you know you should have done this at 20 but here you are at 40 and you're nowhere near where you thought you'd be.
In today's episode I'm breaking down what I would do if I was starting over at 40. And because you don't have time to waste on the wrong things, I'm sharing the 5 things I'd Focus on First.
PLUS, I shared my new freebie called The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
You can download it now for free HERE.
Believing you're right on time,
<3 Krista----more----
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you heard of a prepper?
They're someone who is preparing for something catastrophic by stockpiling food, supplies, and ammunition.
This episode was inspired by my recent dive down a Tik Tok rabbit hole on them. I may not be able to teach you how to grow your own food, but I can inspire you to become financially prepared for whatever is around the corner.
Last week we talked about the "why," but this week we're talking about the "how." If you missed last week's episode you might want to listen to that one first.
Cheers to feeling prepared,
<3 Krista----more----
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you heard of a prepper?
They're someone who is preparing for something catastrophic by stockpiling food, supplies, and ammunition.
This episode was inspired by my recent dive down a Tik Tok rabbit hole on them. I may not be able to teach you how to grow your own food, but I can inspire you to become financially prepared for whatever is around the corner.
In today's episode I talk about the "why," but next week come back for part 2 where I talk about the "how."
Cheers to feeling prepared,
<3 Krista----more----
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Has life been life-ing lately?
When everything seems to be screaming for your attention financially, how do you quiet the noise and make the best decision?
Btw we're kicking off a new month in The Momentum Circle and if you could use some more support with focusing on money goals this month, we'd love to have you join us!
With you,
<3 Krista----more----
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Side hustles. Let's have a chat.
Today's episode was inspired by a comment on one of my recent Tik Toks
In response to me suggesting you figure out if you have an income problem, an expense problem, or both, she said:
"Pretty sure I have both. How do I fix the income problem bc I have TRIED so many ways to bring in side hustles."
I feel like it's time we had a chat about side hustles. Things are changing, and honestly, your life changes so your side hustles should too.
Hugs,
<3 Krista----more----
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
If you're getting bored with your budget, this episode is for you.
Sometimes the boring, mundane, or seemingly lazy things you do when it comes to your money are actually smart.
Just trust me on this and listen to today's episode to find out what "lazy" things you could be doing with your money that might help you get closer to your goals.
<3 Krista----more----
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Hey friend!
Stuck in a debt cycle? Let's change that in 2026. In this episode we talk about why you might be continuing to carry the same debt around for way longer than you'd like to admit (spoiler alert: it's designed to do that), and how you can break that cycle this year.
Cheers to breaking up with the cycle of debt this year!
<3 Krista----more----
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, we're starting on Monday, January 12th! Sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Money goals on the brain in 2026?
You might be tempted to want to overhaul your entire finances at once but instead I want to give you some shifts to focus on this year. And don't worry, you'll still make progress towards your goals. We're just trying to avoid burn out over here.
NEW from Money Mindful Moms:
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, we're starting on Monday, January 12th! Sign up for The Momentum Circle HERE
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
If you're not setting aside time for yourself at the end of the year to reflect and plan for the New Year, I highly recommend it.
This can look different for each person and situation but in this episode I share what I do every year and why I do it.
I hope it helps you with your own end-of-the-year goal setting!
In this episode I mention:
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026. It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.
- Leaving a written review. This is one way you can help our podcast grow in 2026!
There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Merry Christmas!
I know you're probably ankle deep in wrapping paper, ribbon and bows but I hope this podcast episode is just the message you need to hear in this season.
Before you jump into mapping out your entire financial plan for the New Year, listen to this episode where I share the money rule I give myself for the week between Christmas and New Year's.
In this episode I mention:
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026. It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.
There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend!
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom in this next year when it comes to money goals.
In this final episode we're talking to the moms who work full time. How to make sure the money you're working hard to make is working equally as hard for you and your family.
In this episode I mention:
- The Money Mindful Moms Club In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
If you missed the other episodes for Stay-at-home-moms and moms who work side hustles or part time, you can go back and listen to those now. They're the two episodes leading up to this one.
And while you're at it, be sure to share these episodes with your mom friends. We call could use a little encouragement for where we're at.
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend!
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom in this next year when it comes to money goals.
This week we're talking to the moms who work sides hustles or part time jobs. You're juggling a lot and I want to make sure the work you're putting in is actually helping your family instead of just spinning your wheels.
In this episode I mention:
- The Money Mindful Moms Club In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
Next week I'll be sharing more specifically for moms who work full time jobs, so if that's you, check back in with us next week!
Let's get a head start on 2026 together!
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend!
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom in this next year when it comes to money goals.
This week we're kicking it off with Stay-At-Home Moms. Just because you might not be the one bringing the money into the house, doesn't mean you can't financially support your family in other ways and we're going to dig into that in this episode.
In this episode I mention:
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026. It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.
- The Money Mindful Moms Club In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
Next week I'll be sharing more specifically for moms who work side hustles or part time jobs, and the week after that I've got some things to share for my full time working mom friends.
Let's get a head start on 2026 together!
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
A short and sweet episode on how I'm spending my favorite holiday.
Wishing you all a very happy Thanksgiving!
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
- After school activities
- Social activities
- Tech Gadgets
- Extra food for growing kids
... it feels like the expenses just keep rising as kids get bigger. So what can you do if you find yourself in a new season with your kids and their expenses? Adjust your budget!
In this episode I give you 3 steps to take to reset your budget to reflect your new season of parenting big kids.
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited! Just click this link and request to join our group... that's it!
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you ever felt like your paycheck disappears almost as fast as it gets deposited?
Follow up question: Have you ever done some digging to see WHY that's happening?
In today's episode we're going to talk about some of the common reasons why your paycheck could be disappearing so fast and how to address it.
Let's make it last so you can actually enjoy what you worked so hard for!
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited! Just click this link and request to join our group... that's it!
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop
Hi friends!
We're officially in Mariah Carey season and you're probably already seeing the work the marketing departments at retail companies have been putting in all year to get you to spend your money over the next 6 weeks.
If you want to do things differently and simplify, we're covering everything from mindset to practical tips to help you stick to a tight budget this time of year.
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited! Just click this link and request to join our group... that's it!
xo,
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms
If you'd like to participate in this year's #Kellen11 I'd love to invite you to:
1. Donate $11 to a cause that means a lot to you (if it's a platform that you use hashtags the hashtag we always use is #Kellen11)
2. Send me a message to let me know where you donated.
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms




👏🏼Thank you for sharing!! It’s true I’m also stuck in the bad habits so it’s good to know that I’m not the only one. True fact we have to set good examples for our children, there is hope!