SMARTER RICHER BRAVER

Securing your future with life insurance. Life insurance, a topic often sidelined due to its perceived complexity and discomfort, is brought to the forefront in this enlightening episode. We dive into the critical reasons why life insurance should be a priority, not an afterthought. From securing financial futures to protecting loved ones, the discussion uncovers misconceptions and highlights the pivotal role life insurance plays in our lives. With practical advice and actionable steps, this episode aims to demystify life insurance, making it accessible and understandable for everyone. Joining me is Rickson Dsouza, a seasoned expert in life insurance with an impressive family legacy in the industry spanning six decades. A distinguished member of the Million Dollar Round Table and the Top of the Table for 14 years, Rickson brings invaluable insights and expertise. His work focuses on high-net-worth individuals, providing genuine advice on financial protection and wealth transfer. Rickson’s dedication to his clients and his ability to simplify complex topics make him an exceptional guide in navigating the nuances of life insurance. Key Takeaways: Life insurance is essential for securing financial stability and protecting loved ones in the event of an untimely death or critical illness. Many people mistakenly believe life insurance is only needed for the primary breadwinner or is an unnecessary expense. Term insurance is cost-effective with an expiration date, while whole and universal life insurance offer lifetime coverage and can accumulate cash value. Adding a critical illness rider provides financial protection during severe illness, covering medical expenses and loss of income. Purchasing life insurance at a younger age ensures lower premiums and coverage before potential health issues arise. Personal stories demonstrate how adequate life insurance provides financial stability and peace of mind during crises. Be cautious of unrealistic investment returns tied to life insurance and ensure full disclosure during the application process to avoid claim issues. Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Essential Tips for College Admission Success Embarking on the college admissions journey is more than just filling out applications; it's about setting the groundwork for your future, exploring who you are, and who you want to become. This pivotal process shapes not only your academic career but also your personal development, making it a topic of paramount importance for every aspiring student. Joining us is Brennan Barnard, Director of College Counseling and External Affairs at Khan Schools Network, CA. He is also the College Admissions Program Advisor with the Making Caring Common, a project of the Harvard Graduate School of Education, Director of College Counseling for the College Guidance Network. Brennan simplifies the college admissions process with his depth of knowledge and insider knowledge, highlighting the value of honest communication between parents and students. Key Takeaways: Many colleges accept more applicants than they deny Personal motives and goals are critical before diving into college applications Early and honest discussions about the financial implications of college choices are crucial for planning and avoiding future strain. Colleges value depth and impact in extracurricular activities more than a long list of shallow engagements Students should retain their voice in their personal statements, avoiding overediting by others or reliance on AI Familiarity with different admissions review processes (formulaic vs. holistic) can guide application strategies Strategies for discussing college plans and expectations, including setting dedicated times for these discussions Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

How and why young people should start using AI for career success AI is the biggest thing since the internet was invented. It's what everyone's talking about and worrying about. It's rumored to displace or make many jobs redundant, and it's going to impact your career. Learning how it works and how to work with it is a skill that can't be overemphasized. This is all the more important, especially since AI is growing with the next generation of young people. Ronsley Vaz, a computer scientist, entrepreneur, speaker, author, software engineer, and podcaster, joins me in this thought-provoking conversation. He is an expert in AI and a creator of podcasts for some of the most influential personalities in the world. Ronsley brings a wealth of knowledge and gives us a unique perspective on AI and how it is affecting the lives of young people like you. Together, we discuss the common misconceptions surrounding AI and how you can use its capabilities to succeed. Key Takeaways: AI is here to stay and will have a profound impact on various aspects of our lives Prioritize critical thinking and adaptability as skills to strive in an AI-influenced job market Educating young people on AI is essential as it is becoming increasingly commoditized in today's world Learning Prompt Engineering helps in communicating instructions to computers to get the desired output Education plays a crucial role in preparing young people to work with and alongside AI Understanding AI empowers young people to find innovation and a competitive edge The combination of human intelligence, augmented with AI, can enhance problem-solving and creativity Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. Resources wearepodcast.com aigeeks.site listen.shouldistartapodcast.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Learn the secrets behind optimizing your sleep Some people turn to sleep medications for comfort, but the hidden gem lies in cognitive behavioral therapy for insomnia—a revered pathway to peaceful nights. Understanding the subtle difference between fatigue and sleepiness is essential, as it guides us toward personalized treatment. Among the many online sleep advice, we must be careful as some tips may not meet our specific sleep needs. Dr. Shane Creado is a board-certified psychiatrist and sleep medicine physician. He challenges common misconceptions about sleep hygiene and provides evidence-based insights on optimizing sleep for academic performance and mental health. Key takeaways: Sleep medications should be a last resort for treating insomnia, with cognitive behavioral therapy for insomnia being the gold standard treatment. There is a difference between fatigue and sleepiness; understanding this distinction can lead to better treatment. Many sleep hygiene tips found online must be more accurate or generalized, and individual sleep needs can vary. Sleep deprivation can significantly impact academic performance, leading to memory and learning difficulties. Sleep disturbances are a predictor of poor academic performance, comparable to the effects of alcoholism. Prioritize getting adequate sleep for optimal academic performance. Seek professional help for sleep issues, focusing on identifying and addressing underlying factors. Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you can lead a smarter, richer, and braver life. If you have any questions or topics you’d like us to broach in our upcoming episodes, please email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. Resources https://www.instagram.com/peaksleepperformance/ https://www.amazon.com.au/Peak-Sleep-Performance-Athletes-Cutting-edge-ebook/dp/B085YFP9YW --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Learn the ropes of becoming a responsible adult The path to adulthood is full of intricacy that frequently leaves us feeling unprepared and uncertain, and many young adults experience that feeling because of the responsibilities and expectations that come with it. Joining the conversation is Dr. Mark McConville, a distinguished clinical psychologist renowned for his expertise in adolescent, emerging adult, and family psychology. With his wealth of knowledge and unparalleled experience, he shares unique perspectives on the challenges faced by young individuals. Together, we unearth invaluable insights that empower young adults to confidently and clearly maneuver through this phase of life. Key Takeaways: Becoming an adult is a process that takes time and experience. Taking ownership and developing responsibility involve handling mundane tasks and managing the nitty-gritty aspects of life. Learn that seeking guidance from others who know more is crucial in the transition to adulthood. Young people often have unrealistic expectations about adulthood, thinking they should have it all figured out by a certain age. Overcoming the fear of looking foolish or making mistakes is part adulting. Embrace imperfections. Recognize that feeling incompetent is part of the learning process and be willing to take the initiative to learn and grow. Parents need to adapt their approach as their children grow, allowing them to take ownership on their own decisions. Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award winning programs, go to kfi.global and check out our upcoming schedule. Resources https://markmcconvillephd.com/ https://www.gestaltcleveland.org/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Unlocking Success: Job Seeker's Guide Seeking employment can indeed be a daunting and overwhelming challenge. However, in this endeavor, it's crucial to approach the fiercely competitive job market with determination and a well-prepared strategy. Crafting resumes and CVs is invaluable and offers essential guidance on making them stand out in a crowded job market. Join me and Sophie Milliken, CEO of Moja Group and an expert in graduate recruitment, imparts her expertise to the forefront by unraveling key qualities and skills that employers actively seek in recent graduates. She provides invaluable advice, addresses the common challenges that job seekers encounter, and offers practical tips for conquering strength-based and competency-based interview questions. Key Takeaways and Recommendations: Approaching the job search process with keenness, enthusiasm, and a positive attitude can significantly impact success. Consider factors like company culture, work environment, benefits, job progression, and the whole package beyond just the salary. Utilizing the STAR technique (Situation, Task, Action, Result) can structure effective responses to competency-based interview questions. Asking thoughtful and engaging questions during the interview can help candidates stand out and build rapport with interviewers. Be patient when dealing with potential employer delays, as various factors, such as busy recruitment teams and unforeseen circumstances, may cause delays in communication. Using AI to write application answers may lack authenticity and should be avoided. Work experience, even if seemingly unrelated, can highlight valuable transferable skills and work ethic. Changes in recruitment are often driven by advancements in technology, and while the format may change, the core qualities employers seek remain consistent. Tune in to this episode of SMARTER RICHER BRAVER! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award winning programs, go to kfi.global and check out our upcoming schedule. Resources: https://www.sophiemilliken.co.uk/ https://thisismoja.com/ https://www.amazon.co.uk/Learner-Earner-recruitment-insiders-students/dp/1781337209/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1696420659&sr=8-2 --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Learn the strategies for a balanced and fulfilling life We all know that there is a clear connection between money and happiness. Andrew Hallam, a renowned personal finance journalist, speaker, and bestselling author, shares insights on finding balance in wealth and well-being. He debunks the common misconceptions of this connection. His international best-selling, Balance: How to Invest and Spend for Happiness, Health, and Wealth, was a topic throughout our conversation. Andrew emphasized the importance of balance in life, highlighting the four quadrants of a successful life: money, health, relationships, and a sense of purpose. One of the most impactful takeaways from our conversation was the power of relationships in shaping our happiness and overall success. Key takeaways: Pursuing money alone does not guarantee happiness; understanding personal values and goals is crucial. Success is not solely defined by financial wealth but also by health, relationships, and a sense of purpose. Consumer debt, delayed investing, and poor investment decisions are common money mistakes to avoid. Purchases that bring people together and create experiences tend to enhance happiness more than material possessions. Close relationships have the greatest influence on happiness, health, and longevity. Asking questions and seeking insights from people in different careers can help teenagers explore their own career paths. Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, please email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Learn how to make better long-term decisions Joining us in this episode is Hal Hershfield, a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA’s Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. With his extensive background in psychology and his deep understanding of human behavior, Hal sheds light on the power of connecting with our future selves and making choices that lead to long-term well-being and fulfillment. Key takeaways: Inject intentionality into your decisions and consider the importance of your choices Thinking about your future self helps you make better choices and balance happiness and well-being over time Common myths about future selves often stem from negative perceptions of aging Making future selves vivid through exercises like writing letters can enhance our decision-making process Commitment devices can help you stick to long-term goals by tracking your behavior Older people actually experience heightened well-being compared to their younger counterparts Strive for harmony between present and future selves, balancing immediate enjoyment with long-term benefits Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. Resources https://files.consumerfinance.gov/f/documents/cfpb_future-self-tool_2021-05.pdf https://www.halhershfield.com/yourfutureself --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Social media is an integral part of our lives, connecting us with friends, family, and the wider world. However, beneath the surface lies a web of hidden risks that can negatively impact the well-being of young people. The manipulative design tactics used by social media platforms and the devastating impact on self-esteem and mental health is an issue that needs to be urgently addressed. Joining the conversation today is Max Stossel, CEO of Social Awakening. Together, we will uncover the hidden agenda behind social media manipulation and explore how young people  like you can protect yourselves its dangers. Key takeaways: Social media is intentionally designed to be addictive and manipulate users' attention and time The use of variable rewards, similar to slot machines, keeps users engaged and craving for more Deleting toxic apps and replacing them with healthier alternatives can improve well-being Social media can be used positively for learning, inspiration, and connection when used intentionally Actively curate their social media feeds by following positive and informative content creators Advocate for digital well-being and provide resources to help navigate social media responsibly Support ongoing research and discussions on the impact of technology and social media on mental health and well-being Tune in to this episode of SMARTER RICHER BRAVER Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award winning programs, go to kfi.global and check out our upcoming schedule. Resources https://www.wordsthatmove.com/ https://www.socialawakening.org/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

How to Choose the Right Financial Education Provider Choosing a reliable financial education provider is crucial and there are many factors to consider. But by doing so, young people can ensure that they receive high-quality education and are equipped with the knowledge and skills needed to manage their finances effectively. In this episode I share a checklist of things to consider when choosing a provider.  Choosing a provider that specializes in financial education and has a spotless reputation Looking for providers with at least three years of market experience and a good mix of international clientele Ensuring that the provider does not peddle any financial products to you Checking for student testimonials and independent media coverage Enrolling in live interactive classes with trained educators Utilizing resources available on the provider’s website to gain a deeper understanding of their principles and methodology Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Learn to engage in conversations with confidence and mastery I know firsthand how challenging it can be to hold conversations in stressful situations. That’s why mastering effective communication in these moments is crucial for us. It helps us connect with others, understand their needs, and navigate unexpected speaking scenarios with confidence and success. In this episode, I speak to Matt Abrahams. Matt is a professor at Stanford University’s Graduate School of Business, where he teaches strategic communication. His online talks garner millions of views, and he hosts the popular award-winning podcast Think Fast, Talk Smart. He’s also written a new book titled, “Think Faster, Talk Smarter, How to Speak Successfully When You’re Put on the Spot.” Key takeaways: Practice speaking in spontaneous situations to build confidence and improve skills Seek feedback from mentors, coaches, or peers to identify areas for improvement Use techniques like deep breathing, purposeful movement, and holding something cold to manage anxiety symptoms Reframe spontaneous speaking situations as opportunities for connection and collaboration Utilize story structures or logical frameworks to package information and enhance audience understanding Adopt a positive approach and attitude toward learning and improving communication skills Focus on being concise and streamlining ideas to increase impact in spontaneous communication Tune in to this episode of SMARTER RICHER BRAVER. Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. If you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. Resources: https://mattabrahams.com/podcast/ https://mattabrahams.com/books/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Learn About the Banking Industry For the podcast’s first episode in the Candid Career Conversations segment, I have with me Suvo Sarkar. He is a distinguished banker with 36 years of multi-functional experience with five leading financial institutions and in multiple geographies across the Middle East and Asia. Suvo has previously worked with Citibank, ANZ Grindlays Bank and the Standard Chartered Bank. He currently runs his own advisory firm in Dubai, chairs a fintech start-up, and works with McKinsey & Co and IBM as a senior advisor. Suvo is well regarded as a thought leader in the banking industry and writes a monthly column in Gulf News. Key Takeaways: Banking does not necessarily require advanced math skills, but a reasonable grasp of numbers and statistics is important Banking offers various specializations, such as sales, customer relationship management, marketing, operations, risk management, and analytics Networking and presentation skills are underrated but crucial for success in banking Passion, positivity, perseverance, and a slightly paranoid mindset are essential traits as a leader Stay open-minded, conduct thorough research, and gain diverse internships to explore different paths before deciding for college Be prepared for career switches and consider banking as a profession that can groom you for other roles and industries Seek knowledge from a wide range of sources and be humble in recognizing the vastness of what you don't know in order to continue learning and growing Tune in to this episode of SMARTER RICHER BRAVER Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. Resource: https://www.liv.me/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Speaking with Impact Public speaking is a skill that can be difficult to master, especially for those who suffer from Glossophobia, or fear of public speaking. However, it is a critical life skill for young people to master as this can have a profound impact on their personal and professional life.  In this episode, I talk to Eric Edmeades, a serial entrepreneur, a leading authority in Behavioral Change Dynamics, and one of the most powerful, engaging, and entertaining speakers in the world today. With extensive experience in wireless networking, military research, Hollywood film production, and award-winning medical simulation, Eric has created and consulted on some of the most effective and highly rated educational products and live events in the world. His insights will leave a lasting impression on every listener. Key takeaways: Authenticity is the most important trait for a speaker to have Use slides for evidentiary or emotional purposes rather than content Writing out speeches and practicing in front of a mirror or camera can hinder authenticity Most emotional states can be changed by shifting expectations and deep breathing Fear of public speaking is often based on beliefs and rules rather than genuine danger Embrace failure as a normal part of the learning process Visit Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

It’s more than just money In this episode of SMARTER RICHER BRAVER, I talk about the keys to financial well-being, the impact of financial literacy, and how it can transform your life. Don't miss out on this eye-opening conversation! Key takeaways: Financial education goes beyond money; it’s about making thoughtful decisions Understanding the cost of student loan debt is a form of financial education Smart money decisions lead to self-reliance and independence from external support Financial education involves responsible card use, timely payments, and debt prevention Money-wise, youth elevate low-income jobs through adept money management Financial education empowers individuals to confidently change careers or start businesses Lack of financial education leads to paycheck-to-paycheck living and soul-draining debt Insufficient financial education leads to stress, divorce, and mental health struggles Financial literacy provides options, freedom, security, and self-care for improved well-being Visit Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Navigating the Complexities of Parent-Teen Relationships The relationship between parents and teenagers is complex and emotionally charged. Teenagers are trying to find their place in the world, figure out who they are, and establish independence. Meanwhile,  parents are trying to guide, protect, and help their teens make good choices. However, this can often lead to misunderstandings, disagreements, and conflict. What can we do to improve this relationship? How can teens communicate more effectively with their parents, and how can parents better understand their teens? These are essential questions that require careful consideration and attention. In this episode, Dr. Shefali joins us. She is a clinical psychologist and an expert in family dynamics. She has been on Oprah seven times and has written three New York Times best-selling books. Dr. Shefali delves into common misconceptions teenagers may have about their parents, highlighting the need to release unrealistic expectations and acknowledge their parents’ imperfections. She emphasizes the importance of open communication, encourages teenagers to assert their needs respectfully, and advises them to seek external support if necessary. Key Takeaways: Parents are not perfect, and it’s important to understand their limitations Families are not perfect, and every family has its own challenges and issues Children and teenagers deserve autonomy and should take charge of their own lives Take ownership of your own choices and move forward to lead a more meaningful life Children should communicate when they recognize manipulative parents Social media addiction can be harmful, and it’s important to be mindful of your social media use Seek help if you are dealing with dysfunctional parenting, substance abuse, or mental health issues Visit Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Busting myths around financial literacy In this episode I delve into five misconceptions about financial literacy that many young people have.  Key Takeaways: Financial literacy is the ability to make smarter money decisions and is critical for future success. Financial literacy is relevant to all career choices, not just finance or economics. Financial literacy can be exciting and applicable to daily life. Using a debit card, credit card, payment app, or budgeting app does not make you financially literate. A well-designed financial education program is necessary to develop a proper mindset and good money habits. Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Finding Meaning in College and Beyond College is a significant milestone for many young people, but it can also be a source of stress and uncertainty. The decisions can be overwhelming, from choosing a major to deciding whether to take a gap year or pursue alternative paths. Students and their families must consider each option’s benefits and drawbacks and make informed decisions. While college is still important for many fields, students should recognize that it won’t necessarily be a utopia and that there are alternative paths to consider. Ultimately, students should consider a path that aligns with their interests and goals rather than just what is practical. For the pilot episode, it’s my pleasure to have William Deresiewicz, New York Times bestselling author and former English professor at Yale and Columbia. He has won numerous awards for his work, published in The New York Times, The Atlantic, Harper’s, and other prestigious publications. William shares his insights on college education, its impact on society, and his views on the importance of solitude in today’s world. Key takeaways: Students should not expect college to be a utopia or nirvana What it means to learn how to learn College is a time for personal and intellectual exploration, not just practical training for a career The advantages of resuming college from a gap year Choose a major based on personal interest and not just practical considerations Parents and students should reflect on why they are going to college before making the decision Online learning is not a substitute for traditional in-person learning Trade schools should be considered as an alternative to college for some students Students should be encouraged to step off the conveyor belt and take a break from academic achievement Tune in to this episode of Smarter Richer Braver! Remember that much of what is talked about on this podcast is stuff that’s not typically talked about to young people – and it should be. It’s stuff that you need to know so that you a can lead a life that’s smarter, richer, and braver. If you have any questions or topics you’d like us to broach in our upcoming episodes, pls email us at smarterricherbraver@gmail.com. And if you’d like to sign up for one of our award-winning programs, go to kfi.global and check out our upcoming schedule. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message

Welcome to SMARTER RICHER BRAVER, the go-to podcast designed for the young minds of the UAE. Are you a student looking to make your mark on the world? Do you aspire to be a socially conscious leader? Then this podcast is for you! 🎯 Who We Serve: Our community is made up of ambitious students from schools across the UAE. We aim to equip you with the wisdom you need to excel in life, careers, and relationships. 🚀 What You'll Get: Each episode delivers open, honest conversations with experts who share their insights and experiences. We promise you'll walk away feeling smarter, richer in knowledge, and braver in tackling life's challenges. 🤝 Why It Matters: We're not just another podcast; we're a movement. By tuning in, you're taking a step toward shaping a brighter future for yourself and your community. Join us in fostering a generation of socially conscious leaders. 🎧 Quality Guaranteed: We're committed to delivering a high-quality listening experience. Our production team ensures every episode is polished, professional, and packed with value. --- Send in a voice message: https://podcasters.spotify.com/pod/show/smarterricherbraver/message