Tumolo Financial Radio

Is fear of outliving your savings holding you back from enjoying retirement? Ken and Nick Tumalo tackle Gen X anxieties, sharing real stories of clients navigating market scars, and big purchases. Discover why a solid plan can help you balance caution, opportunity, and making memories that last. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

What happens when layoffs or sudden changes threaten your retirement and health coverage? The Tumolo’s explore how job loss, market volatility, and shifting Medicare plans can impact your future. Learn why reviewing investment allocations, planning for special election periods, and understanding plan changes—like PPO to HMO—are crucial for protecting your bucket list and peace of mind. This episode offers practical steps to stay prepared and avoid panic when life throws curveballs. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Could one Medicare mistake haunt your finances for life? Ken Tumolo and team break down the most common pitfalls, from unexpected penalties to costly prescription choices and overlooked Roth conversions. Learn why reviewing your coverage, understanding income thresholds, and timing your financial moves matter—especially as the year ends and RMDs approach. This episode offers practical insights for retirees and pre-retirees navigating Medicare, taxes, and retirement planning. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

What would you do if your required minimum distribution (RMD) triggered a six-figure tax bill? This episode unpacks the real-life impact of massive RMDs, why early tax planning matters, and how strategies like Roth conversions can help manage future burdens for you and your heirs. The Tumolo Financial team also breaks down the complexities of Medicare Advantage plans, sharing tips on annual reviews and how the right choices can save thousands on prescription costs. Get practical insights for navigating retirement’s most complicated decisions. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

What would you do if you had to choose between a pension and a lump sum payout? Ken and Nick Tumolo unpack the high-stakes decision many retirees face, exploring the pros and cons, common misconceptions, and the risks of relying solely on one income stream. Hear real stories of market downturns, backup planning, and why knowing your numbers is crucial for a secure retirement. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Think Medicare is free once you retire? Think again. This episode uncovers the surprising costs and penalties that catch retirees off guard, from Medicare Part B premiums to prescription drug coverage. Alyssa breaks down what you need to know about navigating medical expenses in retirement, why timing and coverage choices matter, and how personalized guidance can help you avoid costly mistakes. Get empowered with the facts to make smarter healthcare decisions. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Is your 401k about to get riskier without you realizing it? This episode unpacks the new rules allowing alternative investments in 401ks, the hidden dangers of chasing high returns, and why most people need more guidance than ever. Ken Tumolo and Nick Tumolo share real stories and practical strategies to help you protect your savings, diversify wisely, and make confident decisions before retirement sneaks up on you. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Are you ready for Medicare’s annual enrollment curveballs? This episode breaks down the latest changes, common pitfalls, and urgent planning steps for retirees and those approaching retirement. Discover why most people retire earlier than planned, how health and job surprises can derail your timeline, and what you need to know about penalties, coverage gaps, and rising costs. Get practical tips for navigating Medicare options, understanding preferred pharmacies, and making smart choices for your health and finances. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

When should you start scaling back risk for retirement? This episode tackles the debate over whether to begin adjusting your investment strategy 10–15 years out or take a more gradual approach. Nick Tumolo shares real client stories about overcoming debt, setting realistic retirement ages, and the power of small changes to make a big difference. Learn why regular checkups, accountability, and diversification—especially when holding concentrated stock positions—are key to a resilient retirement plan. Discover how a personalized, step-by-step approach can help you retire with confidence, no matter what the market brings. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Would you plan your retirement the way you pick a random restaurant? The Tumolo team shares real-life stories of costly mistakes—from inheritance splurges to misunderstood Roth conversions—and reveals why expert advice is essential for protecting your savings, avoiding tax traps, and making smart choices. Learn how a little planning can save you thousands, keep your Medicare costs in check, and help you enjoy retirement without regrets. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Is retirement really the end of your dreams—or just the beginning? Ken Tumolo and Nick Tumolo share inspiring stories of retirees who keep working, chase new ambitions, and find freedom through smart planning. From touring musicians to late-in-life law degrees and cross-country adventures, this episode reveals how having a plan empowers you to live life on your terms—whether that means working longer, traveling, or finally buying that camper. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Think estate planning is only for millionaires? Think again! Ken and Nick Tumolo explore why legacy planning matters for families of all sizes and asset levels. Discover how trusts, wills, and smart strategies can protect your loved ones, minimize taxes, and safeguard your retirement savings from long-term care costs. Real-life stories show how giving early, using insurance, and planning ahead can create a living legacy you’ll witness and cherish. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Can politics really threaten your retirement? This episode tackles the impact of changing laws, tax rules, and Social Security uncertainty on your financial future. Ken and Nick Tumolo share real-world stories and practical advice for planning ahead, adjusting to new risks, and making smart moves like Roth conversions. Learn how to build flexibility into your retirement plan—so you’re ready for whatever Washington throws your way. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Is the 4% rule still relevant for today’s retirees? In this episode, the Ken and Nick Tumolo break down the pros and pitfalls of this classic withdrawal strategy. From market volatility and tax planning to real-life case studies, they explain why one-size-fits-all advice doesn’t cut it—and how personalized planning can help you avoid running out of money. Whether you’re retiring soon or already retired, this conversation will help you rethink how much you can safely spend. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

What’s the smartest way to claim Social Security—especially when you’re married? In this episode, Ken and Nick Tumolo break down the complexities of spousal benefits, timing strategies, and how Social Security fits into a broader retirement income plan. From protecting your spouse to managing taxes and preparing for future uncertainty, they share real-life stories and planning insights that show why Social Security isn’t just a government check—it’s a cornerstone of retirement security. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Is your financial advisor really planning for retirement—or just managing investments? In this episode, Ken and Nick Tumolo break down the difference between investment advice and true retirement planning. From tax pitfalls and RMDs to costly capital gains mistakes, learn why a comprehensive retirement checkup could save you thousands and help you retire with confidence. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

What happens when an unexpected inheritance turns into a financial setback? In this episode, Ken and Nick from Tumolo Financial share real-life stories of inherited wealth gone wrong—and how to avoid costly mistakes. Learn why timing, taxes, and planning matter when receiving or giving an inheritance, and how a retirement checkup can help you protect your future. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

Is “just one more year” of work really worth it? In this heartfelt episode, Ken and Nick Tumolo explore the emotional and financial trade-offs of delaying retirement. Through real client stories and candid reflections, they highlight the importance of knowing your numbers, defining your happiness, and planning for a life you actually want to live. Whether it’s retiring early, phasing into part-time work, or simply spending more time with loved ones, this episode is a reminder that retirement is about more than money—it’s about meaning.   To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com   Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

You’ve saved for decades—now what? In this episode, the Tumolo team shares real stories of retirees who struggled to spend their hard-earned savings and how planning helped them say yes to Disney trips, new cars, and dream vacations without fear. From missed opportunities to memory-making moments, they explain why knowing your numbers is the key to confident retirement spending. If you’re hesitant to enjoy your money, this episode is your permission slip. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.

What happens when your retirement plan feels more like a roller coaster than a roadmap? In this episode, Ken and Nick Tumolo break down how to balance growth and safety as you approach retirement. Using real-life stories, including a couple who retired just before the 2008 crash—they explain why timing, risk tolerance, and proper allocation matter more than ever. Whether you’re five years out or already retired, this episode shows how a customized plan can help you stay on track—without the stomach drops. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.See omnystudio.com/listener for privacy information.