Corporate Treasury 101

In this episode of Corporate Treasury 101, we sit down with Daniel Kalish, CEO and Co-Founder of Nilus, the AI-native cash management and treasury platform redefining how modern companies manage liquidity, forecasting, and financial control. With treasury complexity accelerating far faster than company growth, Daniel breaks down why today’s teams are under unprecedented pressure, and how agentic AI is reshaping what’s possible.Drawing from real-world implementations and insights across fast-growing and global companies, Daniel explains why traditional treasury stacks can’t keep up, why cash visibility remains the No. 1 pain point, and how AI can move treasury from reporting to true strategic impact. He also shares how Nilus’s agentic architecture is transforming liquidity planning, enriching data at scale, identifying risks in real time, and delivering ROI within weeks, not months.Whether you’re leading a treasury function, evaluating your next TMS, or preparing your organization for an AI-driven future, this conversation offers a practical and actionable look at the next era of treasury. Daniel’s perspectives on implementation, data reliability, and the future role of treasury leaders provide a blueprint for teams looking to increase control, reduce manual work, and unlock strategic value in 2025 and beyond.What You’ll Learn in This Episode• Treasury Pain Points Today: Why companies that grow 2X often face 10X more treasury complexity, and how lean teams are struggling with visibility, control, and manual work.• Cash Visibility & Data Challenges: The hidden cost of poor data, why teams still rely on spreadsheets, and how enriched transaction-level data unlocks real forecasting accuracy.• Agentic AI vs. AI-Enabled Tools: The difference between legacy TMS platforms that “bolt on” AI and AI-native systems built to automate, analyze, and act in real time.• Implementation, Speed & ROI: How Nilus connects banks and ERPs in days, and how treasury teams gain immediate productivity, control, and financial returns.• The Future of Treasury Leadership: Why treasurers remain essential decision-makers, and the skills leaders need as AI shifts the function toward strategy, oversight, and proactive decision-making.Episode Breakdown with Timestamps [00:00] – Introduction [02:02] – The most common symptoms that signal a treasury stack is breaking down [08:30] – Cash visibility: why companies still struggle and the real cost of not knowing where cash sits [10:43] – AI-enabled TMS vs. AI-native platforms: what legacy tools can’t do [14:39] – How agentic AI works: data enrichment, pattern recognition, policy engines & decision support [17:59] – Solving the data accuracy problem and how AI improves forecast reliability [21:54] – Real examples where AI surfaced risks and opportunities treasury teams previously missed [23:55] – Implementation speed: connecting banks & ERPs in days, not months [27:26] – ROI drivers: productivity, control, liquidity optimization & trapped cash [33:41] – How treasurers can become strategic leaders and expand their impact across the organizationFollow our guest Daniel Kalish: LinkedIn: https://www.linkedin.com/in/daniel-kalish-74194768/ Nilus: https://www.nilus.com/ Follow Corporate Treasury 101:Website : https://corporate-treasury-101.com/...

In this episode of Corporate Treasury 101, we sit down with Stephen Randall, Global Head of Liquidity Management Services at Citi, to dive into the evolving landscape of treasury management and the future of liquidity solutions. With extensive experience in the treasury function, Stephen provides invaluable insights into how businesses are navigating volatility, the increasing need for real-time liquidity, and the role of technology, including AI, in transforming treasury operations.Stephen discusses the key challenges treasury teams face today, from managing liquidity in real-time to leveraging AI for better decision-making and risk management. He also explores the significant shifts in treasury operations over the past few years, the role of data in modern treasury functions, and what future treasury teams must do to stay ahead in a rapidly changing financial landscape.Whether you're leading a finance function, navigating the complex treasury landscape, or preparing for your first CFO seat, this conversation offers practical advice on managing liquidity, leveraging technology for efficiency, and future-proofing your treasury operations. Stephen’s insights into adapting to rapid technological advancements, data strategy, and embracing real-time liquidity management are crucial for professionals looking to stay ahead in today’s fast-evolving financial world.What You’ll Learn in This Episode:The Future of Liquidity Management: How companies are preparing for volatility while ensuring they have enough liquidity to capitalize on new opportunities in 2025 and beyond.The Speed of Change in Treasury: The shift towards real-time liquidity management and how treasury teams must adapt to faster data flows and transaction speeds.AI in Treasury: How AI is shaping the treasury function by enhancing forecasting, anomaly detection, and automating routine tasks for better efficiency.The Importance of Data: Why having clean, standardized data is crucial for modern treasury teams to make informed decisions and optimize liquidity.Treasury’s Evolving Role: How the relationship between treasury teams and their banking partners is changing and what that means for the future of liquidity management.Episode Breakdown with Timestamps:[00:00] – Introduction to Stephen Randall and the future of liquidity management[03:30] – The biggest shifts in treasury operations over the last five years[07:00] – Managing liquidity during uncertain times and volatile markets[12:00] – The role of AI in treasury management and its impact on decision-making[15:30] – Real-time liquidity and the rise of 24/7 treasury functions[21:00] – Overcoming data challenges in treasury and how clean data drives better decisions[26:00] – Key strategies for treasury teams to implement AI and automate operations[30:00] – The future of treasury technology and the need for end-to-end connectivity[34:30] – How Citi supports treasury teams in navigating these challenges and embracing new technologyFollow our guest Stephen Randall: LinkedIn: https://www.linkedin.com/in/stephen-randall-b97997207/ Citi: https://www.citigroup.com/global Treasury Leadership: An Antidote to Market Stress: a...

In this episode of Corporate Treasury 101, we are joined by Sue Caras, Head of Global Commercial Banking for Global Payments Solutions at Bank of America, to explore the challenges and best practices treasury teams must consider when expanding internationally. With over two decades of experience in corporate treasury and global banking, Sue provides expert insights into managing cash flows, foreign exchange (FX) strategies, and navigating local regulations during international expansion.Sue discusses the foundational decisions treasury teams need to make when entering new markets, the role of technology in streamlining operations, and the evolving regulatory landscapes across different jurisdictions. Whether you’re part of a growing middle-market company or supporting a multinational enterprise, this conversation offers practical advice on the strategic and operational aspects of corporate treasury during global expansion.What You’ll Learn in This Episode:International Expansion Strategy: Key treasury decisions when scaling internationally, from starting with cross-border transactions to setting up full operations abroad.Cash Management Best Practices: How to establish an effective global cash management structure, including choosing banking partners, setting up accounts, and handling liquidity.Managing FX Risks: Approaches to mitigating FX exposure when invoicing in local currencies and handling fluctuating exchange rates.Navigating Regulatory Complexity: How to manage the regulatory challenges of different countries and understand the role of central banks in financial transactions.The Role of Treasury in M&A: How treasury teams support international business development through mergers and acquisitions (M&A).AI in Treasury Operations: How generative AI is transforming treasury functions, from forecasting cash flows to automating invoicing and reconciliation.Episode Breakdown with Timestamps:[00:00] – Meet Sue Caras from Bank of America[02:35] – Key Treasury Decisions When Expanding Internationally[03:51] – Building Best-in-Class Cash Management Infrastructure[07:57] – Managing Currency Exposure and Natural Hedging[13:18] – Best Practices for Organic International Expansion[17:30] – Treasury’s Role in Mergers and Acquisitions (M&A)[21:17] – The Impact of Tariffs and Global Market Volatility[24:00] – How Bank of America Uses AI in Treasury[31:29] – Real Client Case Studies of AI in Treasury Operations[43:36] – Final Advice: Why Global Expansion Should Be FunFollow our guest, Sue Caras: LinkedIn: https://www.linkedin.com/in/sue-caras-0a08ab169/ Bank of America: https://www.linkedin.com/company/bank-of-america-business/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn: https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn:

In this episode of Corporate Treasury 101, we sit down with Philip Costa Hibberd and Jan-Willem Attevelt from Automation Boutique to explore how Robotic Process Automation (RPA) and Artificial Intelligence (AI) are transforming treasury and finance teams. From eliminating manual workflows to building scalable automation ecosystems, Philip and Jan-Willem explain how modern tech can unlock efficiency and empower treasury teams to focus on value-driving activities. Whether you're new to automation or considering a rollout in your organization, this is a treasury-forward deep dive worth tuning into.Philip Costa Hibberd is the founder of Automation Boutique and a seasoned automation manager specializing in finance and treasury. Jan-Willem Attevelt is a technical expert in RPA, APIs, and AI, and brings extensive treasury experience to his work. Together, they help global organizations streamline operations through practical, no-nonsense automation strategies.What You’ll Learn in This EpisodeWhat RPA is and how it fits into broader treasury automation effortsWhy attended vs unattended bots matter—and where AI fits into the mixPractical use cases: from FX rate retrieval to multi-bank PDF parsingWhy RPA is “macros on steroids”—and what it can do that Excel can’tThe risks of automating broken processes and why simplicity winsEpisode Breakdown & Timestamps [00:00] – Introduction and AFP partnership ($100 off CTP certification) [01:29] – Meet Philip and Jan-Willem from Automation Boutique [03:02] – What is automation in Treasury, and why does it matter [06:02] – What is RPA and how it works in a Treasury context [08:04] – Security, attended vs unattended bots, and credential handling [11:25] – How RPA and AI can work together in automation flows [15:23] – Simple RPA use case: extracting data from PDF confirmations [19:52] – Why RPA isn’t always the best solution – when to say no [24:17] – RPA vs Excel macros: key differences and advantages [30:22] – How bots interact with applications and system UIs [36:05] – Is RPA suitable for small businesses? Cost and scalability [39:40] – Using Excel and Power Query as a starting point for automation [43:48] – Skills needed to start with RPA (free training and tools) [46:53] – How to maintain RPA implementations without deep tech skills [51:19] – Drawbacks of RPA: automating messy processes creates bigger problems [54:41] – Common Treasury RPA use cases: reporting & master data uploads [56:51] – Real success story: automating bank deal confirmation processing [01:09:13] – Future of Treasury: combining RPA with AI for decision-making [01:10:51] – Where to learn more: UiPath, Microsoft, and Automation BoutiqueFollow Philip Costa Hibberd & Jan-Willem AtteveltWebsite: https://www.automationboutique.com/Philip Costa Hibberd on LinkedIn: https://www.linkedin.com/in/philip-costa-hibberd/ Jan-Willem Attevelt on Linkedin: https://www.linkedin.com/in/attevelt/ Follow Corporate Treasury 101:Website: a...

In this episode of Corporate Treasury 101, we explore how corporate treasurers can enhance collaboration with Procurement and Accounts Payable (AP) teams to optimize working capital, reduce the cost of capital, and improve cash flow visibility. Tamir Shafer and Rajiv Ramachandran from Coupa share insights on the interdependencies between Treasury, Procurement, and AP, and how technology platforms can break down silos and streamline these critical financial functions. With growing complexity in supply chains and supplier payment management, treasurers need new strategies and tools to drive efficiency and financial health across the organization.Tamir Shafer, Area Vice President at Coupa and a former Treasury practitioner, offers a unique perspective on how Treasury can better engage with Procurement and AP. Rajiv Ramachandran, Senior Vice President of Product Strategy at Coupa Pay, explains how integrated spend management platforms empower companies to gain early visibility into payments and cash flow forecasts while enabling innovative solutions like dynamic discounting. Together, they unpack how Treasury can become a strategic leader by working closely with these departments.What You’ll Learn in This EpisodeThe roles Procurement and AP play and their impact on Treasury operationsHow Treasury, Procurement, and AP interconnect to manage supplier contracts, payments, and liquidity riskWays data analytics and technology platforms like Coupa improve spend visibility and cash flow forecastingPractical insights on dynamic discounting and working capital optimization across the supply chainTips for breaking down organizational silos and fostering cross-department collaboration for financial transformationEpisode Breakdown & Timestamps [00:00] – Introduction and $100 AFP Certification Discount [00:37] – Meet Tamir Shafer and Rajiv Ramachandran from Coupa [02:17] – What Does a Procurement Department Typically Do? [06:11] – Supplier Contracts, Risk, and Treasury’s Role [08:54] – Understanding the Accounts Payable Process [13:17] – Optimizing Working Capital through Dynamic Discounting [20:01] – Simplifying Payment and Financing with Technology [25:27] – Integration Challenges and Supplier Onboarding [30:10] – Interdependencies Between Procurement, AP, and Treasury [37:03] – How Coupa Enables Collaboration Through Unified Platform [42:54] – Learning Across Departments and Breaking Silos [48:00] – Why Coupa Linked Procurement, AP, and Treasury [56:00] – Final Advice: Treasurers as Superheroes and Change Agents [58:00] – Closing and How to Learn More About Coupa and Our GuestsFollow Our Guests:Tamir ShaferLinkedIn: https://www.linkedin.com/in/tamir-shafer-0722434/ Website: https://www.coupa.com/ Coupa (LinkedIn): https://www.linkedin.com/company/coupa-software/ Rajiv RamachandranLinkedIn:

In this episode of Corporate Treasury 101, we dive into how corporate treasurers can better manage their short-term investments and gain clearer visibility over their cash using money market funds and digital investment portals with Sebastian Ramos and Zachary Brown from Institutional Cash Distributors (ICD). With rising interest rates and tighter scrutiny around liquidity, treasury teams are looking for tools that make it easier to invest wisely and manage risk. This episode explores how these funds work, why they’re becoming more popular, and how technology can help treasurers make faster, smarter decisions.Sebastian Ramos and Zachary Brown from ICD join us to explain it all. Sebastian, who leads global trading and product strategy, walks us through the basics of money market funds and how they’re structured, the benefits they offer, and how they compare to other investment options. Zach, who oversees product development, introduces ICD’s new Portfolio Analytics tool. It’s built to help treasurers pull data from different sources and see their exposure in real time, so they can act quickly when markets shift. Together, they break down how treasury teams can reduce risk and stay in control.What You’ll Learn in This EpisodeHow money market funds work and why they’re ideal for liquidity and diversificationWhy independent investment portals offer advantages over bank platformsHow to simplify the complexity of short-term investing with daily digital executionWhat ICD’s new Portfolio Analytics tool does and how it supports better risk managementHow AI and machine learning are transforming treasury reporting and data integrationEpisode Breakdown & Timestamps[00:00] – Introduction and $100 AFP Certification Discount[01:12] – Meet Sebastian Ramos and Zachary Brown from ICD[02:41] – What Are Money Market Funds and How They Work[06:33] – MMFs vs. Bank Deposits: Credit, Liquidity, and Diversification[11:12] – MMFs in a Rising Rate Environment[18:12] – Regional Differences: U.S. vs Europe MMF Regulations[25:18] – How Treasurers Access and Trade MMFs[26:58] – Investment Portals Explained and ICD’s Independent Platform[39:53] – Launching ICD Portfolio Analytics: Problem, Solution, and Use Case[43:47] – Exposure Tracking, Counterparty Risk, and Predictive Scenarios[48:29] – Data Integrations, File Challenges, and Use of AI[59:36] – How Portfolio Analytics Connects with TMS and Bank Systems[01:04:26] – Final Thoughts: Why Treasury Needs Real-Time Data ToolsFollow Our Guests:Sebastian RamosLinkedIn: https://www.linkedin.com/in/sebastian-ramos-4299247/ Website: https://icdportal.com/ Zachary BrownLinkedIn: https://www.linkedin.com/in/zachary-brown1984/ Website: https://icdportal.com/ Follow Corporate Treasury 101:Website: a...

In this episode of Corporate Treasury 101, we explore how treasury teams can improve their operations by focusing on practical steps in cash forecasting, in-house banking, and treasury reporting. Our guest, Alexander Fleischmann, Market Development Executive at Nomentia, shares examples from companies like Lufthansa, GLS Logistics, and Eaton Corporation to explain how treasury departments can solve real challenges using the right tools and strategies. From building cash visibility to managing internal bank structures, the episode highlights the importance of agility and structured planning in a changing financial landscape.Alexander brings over 15 years of experience helping companies improve their treasury operations. He explains how to start small, make quick wins, and build scalable solutions over time. We discuss why forecasting remains a top priority, how historical data plays a key role in accurate planning, and what makes reporting more useful and accessible to teams. Whether you’re new to treasury systems or looking to optimize your existing setup, this episode offers practical advice and real examples from leading organizations.What You’ll Learn in This EpisodeWhy cash flow forecasting remains a top priority for treasurers and CFOsHow Lufthansa rebuilt its forecasting system in just 6 working days during the pandemicWhy starting small helps with treasury transformationWhat an in-house bank is and how it saves on intercompany payment costsHow GLS Logistics started implementing in-house banking from the ground upHow Eaton Corporation manages bank accounts and user permissions with clear dashboardsWhat a data cube is and how it supports treasury reportingThe importance of using the tools you already know, like Excel and Power BIWhy having the right data matters more than new technology hypeEpisode Breakdown & Timestamps [00:00] – Introduction and AFP partnership ($100 off CTP certification) [01:35] – Meet Alexander Fleischmann and an overview of today’s discussion [02:52] – Why liquidity and forecasting matter more than ever [05:26] – Lufthansa case: how they changed their forecast model in six days [09:19] – Importance of being flexible in difficult times [11:10] – How Nomentia supports team development and talent retention [15:37] – When and how forecasting tools can be used properly [20:50] – In-house banks: what they are and how they reduce costs [25:46] – GLS Logistics: building internal systems step by step [30:17] – Benefits of using separate tools for different needs [33:53] – How to plan and prioritize treasury transformation [37:16] – What is Microsoft Azure, and why does Nomentia use it [42:03] – Moving away from pie charts and improving reporting [44:40] – Eaton Corporation: reporting and permission workflows [49:56] – Using Excel and Power BI without being an expert [53:16] – How to use reporting tools for forecasting and exposure tracking [56:36] – Why some companies start with reporting and later move to full solutions [58:54] – Final thoughts and advice from Alexander [1:00:15] – Where to learn more about NomentiaFollow our guest Alexander Fleischmann:LinkedIn: a...

In this episode of Corporate Treasury 101, we dive into the rapidly evolving world of corporate fraud and explore how businesses can protect themselves against increasingly sophisticated cyber threats. Our guest, Baptiste Collot, Co-Founder and CEO of Trustpair, shares actionable insights on how treasury and finance teams can move beyond traditional manual controls and adopt modern solutions to safeguard corporate payments. We explore the explosion of sophisticated fraud schemes, the dangers of deepfakes, and why companies must rethink their fraud prevention strategies to protect enterprise value. From understanding the new cyber era of fraud to implementing real-time vendor validation and efficient risk management practices, this episode is packed with critical advice for any treasury professional looking to stay ahead of modern fraud trends.Baptiste Collot draws from extensive experience leading one of the world's top fraud prevention SaaS platforms to explain how companies can rebuild trust in their payment processes. He breaks down the key risks facing treasury today, how cybercrime has gone global, and why thorough information verification at every step of the procure-to-pay process is crucial. We also discuss real-world fraud examples, the rise of highly convincing phishing attacks, how to build a strong business case for fraud prevention tools, and why integrating these solutions into ERP and treasury systems is essential for future-proofing your organization.What You’ll Learn in This EpisodeHow AI and streamlined processes have supercharged fraud attacks in 2024Why fraudsters target vendors and exploit email chains, and how to stop themWhat deepfake fraud looks like in the corporate worldHow to create a multi-layered fraud prevention frameworkReal-world cases of fraud detection using Trustpair's technologyWhy internal training alone isn’t enough to fight cyber-enabled fraudHow to make a strong business case for fraud prevention to your CFO and boardEpisode Breakdown & Timestamps[00:00] – Introduction & AFP Partnership ($100 Off CTP Certification)[01:40] – Meet Baptiste Collot and Introduction to Fraud Trends[03:13] – How AI Has Fueled the Explosion of Fraud[05:17] – Why Defense Mechanisms Are Still Lagging Behind[07:19] – The Globalization of Fraud: No Borders Anymore[10:20] – Regional Differences in Fraud Tactics[12:13] – Common Fraud Schemes Explained (Vendor Impersonation, Deepfakes, etc.)[16:54] – How Deepfakes Are Being Used to Commit Fraud[21:46] – How Trustpair Automates Vendor and Bank Account Validation[32:00] – ChatGPT and AI Tools: New Weapons for Fraudsters[36:09] – The Domino Effect: How Fraud Damages Beyond Money[48:16] – Building a Business Case for Fraud Prevention[51:40] – Real-World Examples: How Trustpair Helped Clients Prevent Fraud[56:33] – Final Thoughts & How to Connect with BaptisteFollow our guest Baptiste Collot:LinkedIn: https://www.linkedin.com/in/bcollot/ Website: https://www.linkedin.com/company/trustpair/ Follow Corporate Treasury 101:Website:

In this episode of Corporate Treasury 101, we dive into the evolving role of corporate treasury and explore how it can shift from a traditional cost center to a strategic business partner. Our guest, Kurt Smith, Director at Marengo Capital and Vice President of the Australian Corporate Treasury Association, shares actionable insights on how treasury teams can move beyond operational functions and start driving enterprise value. We explore how treasurers can help define risk appetite, optimize capital allocation, and influence key business decisions. From understanding the strategic importance of metrics like ROIC and WACC to navigating internal relationships and regulatory discussions, this episode is packed with practical advice for any treasury professional looking to elevate their impact.Kurt Smith draws from decades of experience in fund management, derivatives trading, and treasury consulting to explain how corporate finance teams can move upstream in the value chain. He breaks down what it means to be a strategic treasurer, how to optimize working capital through better cash conversion cycles, and why financial acumen should be embedded across treasury teams. We also discuss the state of treasury in Australia, how ACTA supports professionals through networking and education, and how treasurers can embrace AI to free up time for higher-value work.What You’ll Learn in This EpisodeHow to reposition treasury from a cost center to a value-adding business partnerThe importance of aligning treasury with enterprise risk appetite and capital allocationWhy understanding ROIC and WACC is critical for measuring impactHow to improve working capital through smarter cash conversion and internal advocacyReal-world examples of building treasury influence through operational and regulatory engagementHow ACTA is raising the bar for treasury professionals in AustraliaWhere AI fits into the future of strategic treasuryEpisode Breakdown & Timestamps[00:00] – Introduction & AFP Partnership ($100 Off CTP Certification)[01:00] – Kurt Smith’s Background and Role at ACTA[03:03] – What Treasury Departments Typically Focus On[04:39] – Core Treasury Functions: Cash, Risk, and Funding[06:15] – From Cost Center to Value Creation Unit[09:12] – Defining and Influencing Risk Appetite[13:36] – Operational vs. Strategic Treasury[17:28] – KPIs that Matter: ROIC, WACC, and Enterprise Risk[20:59] – Turning Treasury into a Profit Center[26:00] – Strategic Cash Flow Management & Internal Advocacy[30:37] – Case Study: Streamlining Insurance with Tech[34:51] – Cash Conversion Cycle and Working Capital Optimization[41:50] – Creating a Competitive Internal Market for Capital[46:00] – Real-Time Cost of Capital: Why Treasury Should Own It[55:00] – Treasury in Australia: Opportunities & Challenges[01:03:00] – ACTA’s Role in Supporting Treasury Professionals[01:10:00] – AI, Digital Tools & the Future of Strategic Treasury[01:24:48] – Final Thoughts & How to Connect with KurtFollow our guest Kurt Smith:LinkedIn: https://www.linkedin.com/in/kurt-smith-phd-97053515/ Website:

In this episode of Corporate Treasury 101, we dive into the complex but essential world of commodity risk management with Olivier Kaczmarek, Partner at O2 Finance and a seasoned treasury consultant. We discuss how companies can identify, assess, and mitigate their exposure to commodity price fluctuations through both strategic planning and operational tools. From forecasting exposure and selecting the right systems to aligning strategy across procurement and finance, this episode sheds light on how corporates can proactively manage commodity volatility. We also discuss real-world examples like how Ryanair saved €1.4 billion through effective fuel hedging and why financial derivatives should be your last line of defense, not the first. Whether you're exposed to gas, metals, or oil, this discussion offers a clear roadmap for building a solid hedging framework that goes far beyond the treasury desk.Olivier Kaczmarek shares his proven approach for helping multinational companies mitigate commodity exposure. With over 20 years of experience in the field, Olivier explains how to identify implicit versus explicit risk, the importance of aligning your hedging strategy with market behavior, and what KPIs you should be tracking to measure success. From system implementation to pitching the project to the CFO, this episode is full of strategic and practical insights for modern treasury teams.What You’ll Learn in This EpisodeThe four types of commodity risks: direct vs. indirect, explicit vs. implicitHow to forecast commodity exposure based on sales and production dataWhy financial hedging comes last in a complete risk management strategyReal-life examples of how companies like Ryanair use commodity hedgingCommon tools used in commodity risk management (SAP, FIS, Orchestrade)How to align strategy between procurement, finance, and treasuryBuilding internal awareness and pitching risk projects to the C-suiteKPI strategies to evaluate risk performance and decision-makingEpisode Breakdown & Timestamps [00:00] Introduction and AFP Partnership (Get $100 Off CTP Certification) [01:22] Why commodity risk is often overlooked in treasury [02:51] Forecasting energy, input, and production exposure [05:18] Using supplier price strategies and arbitrage [06:21] Understanding direct vs. indirect, explicit vs. implicit risk [10:57] How pricing strategies protect brands from volatility [13:06] Ryanair's €1.4B gain from fuel hedging [14:16] Strategic hedging vs. following the competition [15:24] Tools and software used for commodity risk [17:09] Hedging vs. operational decisions: which comes first [19:14] Building your strategy from the ground up [21:52] When financial derivatives are the right move [24:30] Operational ideas: integration, re-engineering, 3R model [26:36] KPIs, the monkey benchmark, and measuring value [28:12] Pitching a risk project to the CFO [30:27] Who should own commodity risk management[31:31] Where to learn more about O2 Finance and OlivierFollow our guest, Olivier Kaczmarek:Website: https://www.o2finance.be/ LinkedIn:

In this episode of Corporate Treasury 101, we dive into the world of commodity risk management with Olivier Kaczmarek, Partner at O2 Finance and a seasoned treasury consultant. With over 20 years of experience advising multinational companies on treasury systems and risk strategies, Olivier helps us break down where commodity risk arises, why it’s often overlooked, and how companies can manage it more effectively.Olivier Kaczmarek shares insights from real client work across manufacturing and energy sectors, explaining how natural hedging, pricing alignment, and internal coordination can mitigate risk, often more effectively than derivatives. His clear, practical approach offers a fresh perspective on making commodity risk a formal part of corporate treasury strategy.What You’ll Learn in This EpisodeWhat commodity price risk really means in a corporate settingHow commodity exposure arises across procurement, production, and salesWhy most treasurers overlook commodity risk, and why that needs to changeThe role of natural hedges and pricing contracts in mitigating riskWhy analyzing contracts and internal pricing mechanisms is more powerful than you thinkEpisode Breakdown with Timestamps[00:00] – Introduction & AFP Certification Promo[01:29] – Why Commodity Risk Management Matters More Than Ever[03:02] – What Is Commodity Risk? The Focus on Price Volatility[04:00] – Procurement, Production & Sales: How Exposure Spreads[06:25] – Natural Hedges and the Myth of “Just Passing on Costs”[08:30] – Treasurers vs. Buyers: Who Owns the Risk?[12:54] – Common At-Risk Commodities and Vulnerable Industries[14:56] – Identifying and Analyzing Exposure: The Toughest Part[16:59] – Real Case: Naturally Hedged Without Knowing It[19:00] – No Market, No Problem? Proxy Hedges and Pricing Sync[20:39] – Aligning Sales and Procurement to Manage Risk InternallyFollow our guest, Olivier Kaczmarek:Website: https://www.o2finance.be/ LinkedIn: https://www.linkedin.com/in/olivier-kaczmarek-5200602/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #CorporateTreasury #InterestRates #Derivatives #CrossCurrencySwaps #FXRisk #DebtStructuring #CapitalMarkets...

In this episode of Corporate Treasury 101, we discuss the intricacies of operating a treasury function in China, one of the most highly regulated and misunderstood markets in the world. Damian Glendinning, former Group Treasurer of Lenovo and founder of Complex Countries, helps us unpack the challenges of treasury management in China, from regulatory ambiguity to the unique roles of Alipay and WeChat Pay. We cover how foreign companies can navigate this distinct financial landscape, including legal workarounds like entrustment loans, limitations around cross-border flows, and the impact of China’s evolving global strategy.Damian shares insights from decades of hands-on experience, having led treasury operations in China during his time at IBM and Lenovo. He offers a nuanced, practical perspective on how treasurers can operate effectively in a market where the rules are complex and constantly changing.What You’ll Learn in This EpisodeHow China’s banking sector transitioned from state-run distribution to commercial bankingWhy are regulations in China often interpreted and enforced in flexible waysHow companies navigate cash pooling with tools like entrustment loansThe rise of tech giants like Alipay and WeChat Pay in filling banking gapsWhat treasurers need to know about China’s efforts to reduce reliance on USD and SWIFTEpisode Breakdown with Timestamps [00:00] – Introduction & AFP Certification Promo [01:50] – Why China Is a Focus for Corporate Treasurers [03:19] – Misconceptions About China’s Culture and Structure [15:31] – Evolution of the Banking System: State to Commercial [20:56] – WeChat Pay, Alipay & Financial Innovation [28:02] – Foreign Companies and Banking Limitations [33:41] – Entrustment Loans & Cash Pooling Workarounds [46:02] – Cross-Border Lending and Capital Flows [49:58] – Renminbi, SWIFT, and De-Dollarization Strategies [56:26] – The Bigger Picture: Global Integration vs. IsolationFollow Damian Glendinning & Complex Countries: Website: https://www.complexcountries.com LinkedIn: https://www.linkedin.com/in/damian-glendinning-089b44b/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #CorporateTreasury #InterestRates #Derivatives #CrossCurrencySwaps #FXRisk #DebtStructuring #CapitalMarkets...

In this episode of Corporate Treasury 101, we speak with Amol Dhargalkar, Managing Partner and Chairman at Chatham Financial, to explore how today’s volatile interest rate environment is impacting treasury teams, capital markets, and debt structuring strategies. Amol unpacks practical strategies for funding, risk management, and hedging, along with a Treasury 101 breakdown of derivatives and cross-currency swaps. If you're looking for clear, strategic guidance on navigating financial risk, this is a must-listen episode.Amol Dhargalkar leads Chatham Financial’s corporate advisory practice and brings over two decades of experience in helping multinationals and global institutions build resilient capital structures. Under his leadership, Chatham combines advisory expertise with advanced technology, supporting clients with solutions across derivatives, capital markets, and risk management.What You’ll Learn in This EpisodeWhy the current macroeconomic environment is seen as a "Goldilocks" economy, and why many treasurers disagreeHow companies can manage funding in a high-rate environment through diversification and capital structure planningThe growing role of cross-currency swaps and interest rate derivatives in risk mitigationWhy simpler FX hedging strategies often outperform complex options in volatile marketsThe evolution of debt structuring, private capital markets, and the impact on both investment-grade and high-yield issuersEpisode Breakdown with Timestamps  [00:00] - Introduction & CTP Certification Promo [01:24] - Economic Outlook: The "Goldilocks" Scenario Explained [04:34] - What High-Interest Rates Mean for Treasurers [08:29] - Structuring for Resilience: Diversification & Laddering [10:35] - Investment Grade vs. High Yield Funding Tactics [14:15] - Cash Investment Strategies in a High-Yield World [16:50] - How Rates Impact Debt Structuring & Hedging [27:06] - The LIBOR Transition & Derivatives Market Evolution [39:13] - FX Risk Management: Keeping It Simple [46:53] - AI, Data, and the Future of Treasury Risk Tools [49:03] - Chatham Financial’s Global Advisory Mission [56:38] - Final Thoughts on Long-Term Planning & ResilienceFollow Amol Dhargalkar:LinkedIn: https://www.linkedin.com/in/amol-dhargalkar/ Website: https://www.chathamfinancial.com/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website:

In this episode of Corporate Treasury 101, we sit down with Royston Da Costa, Assistant Treasurer at Ferguson, to explore the intersection of digitization, cybersecurity, and treasury operations. Royston shares his expertise on the evolution of technology in treasury, the role of AI, and the crucial importance of cybersecurity in financial operations. Whether you're a treasury professional or just interested in the future of finance, this episode is packed with insights.Royston Da Costa is the Assistant Treasurer at Ferguson, a $30 billion North American distributor of plumbing and heating products. With 35 years of experience in treasury, Royston has been at the forefront of Ferguson’s digital transformation journey. He is also a member of the Treasury Dragons, evaluating fintech solutions for treasury professionals. His expertise spans cash flow forecasting, AI in treasury, cybersecurity, and digital transformation.What You’ll Learn in This EpisodeThe benefits of digitizing treasury operations: How automation improves efficiency and decision-making.Cybersecurity risks in treasury: Why treasurers must stay vigilant and implement strong security measures.Advanced cybersecurity strategies: Best practices and emerging trends for protecting corporate finances.How AI is transforming treasury: The impact of AI on cash flow forecasting, digital twins, and process automation.Treasury technology adoption challenges: Common barriers to innovation and how to overcome them.Episode Breakdown with Timestamps[00:00] - Introduction[02:48] - Royston’s Treasury Journey & Digital Evolution[15:22] - The Role of Cloud-Based Solutions in Treasury[20:30] - AI in Treasury: The Future is Here[35:17] - Cybersecurity in Treasury: What Treasurers Need to Know[57:14] - Treasury Dragons: Evaluating Fintech Solutions[01:06:09] - The Future of Treasury: KYC, AI, and Fintech Innovation[01:21:01] - ESG & Treasury’s Role in Sustainability[01:24:15] - Final Thoughts & Where to Learn MoreFollow Royston Da Costa on Socials:LinkedIn: https://www.linkedin.com/in/royston-da-costa-4a24826/ Website: https://www.ferguson.com/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #CorporateTreasury #TreasuryTechnology #CyberSecurity #AIinFinance #Fintech...

In this episode of Corporate Treasury 101, we take a deep dive into foreign exchange (FX) risk management in Latin America, an economically diverse and often volatile region. Our guest, Matheus Zani, an FX risk management expert at Diaglo, breaks down the complexities of restricted currencies, hedging strategies, and how corporations navigate currency risk in Latam. Whether you're a corporate treasurer, investor, or just interested in global finance, this episode provides valuable insights into managing FX risks in emerging markets.Matheus Zani is an expert in foreign exchange risk management, particularly in emerging markets. He works with Diaglo, a fintech-driven advisory firm that specializes in helping corporations and investors navigate the complexities of FX hedging. With years of experience in Latam markets, he brings a wealth of knowledge on currency volatility, hedging strategies, and innovative risk management solutions.What You'll Learn in This EpisodeWhy some Latin American currencies are restricted and how governments regulate themHow FX risk impacts foreign investments and business operations in LATAMThe best hedging instruments for managing currency risk in emerging marketsHow technology, AI, and machine learning are transforming FX risk managementThe impact of inflation and high interest rates on treasury activitiesEpisode Breakdown & Timestamps [00:00:00] Introduction & Partnership with AFP [00:03:03] Understanding Restricted Currencies [00:09:22] Impact of Restricted Currencies on Foreign Investment [00:16:39] Country-Specific FX Risk Trends in Latin America [00:25:31] FX Risk Management Strategies for Corporations [00:42:22] The Role of Technology in FX Risk Management [00:48:27] Deep Dive into Non-Deliverable Forwards (NDFs) [01:07:05] Hedging Costs in Latin America vs. Other Regions [01:15:24] Final Thoughts & Where to Find More InformationFollow Matheus Zani on Socials:Website: https://www.deaglo.com/ LinkedIn: https://www.linkedin.com/in/matheus-zani-8038a328/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #ForeignExchange #FXRisk #CorporateFinance #FinancePodcast #Investment #Treasury #FinancialRisk #FXHedging #LatinAmerica ----------------------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep...

In this episode of Corporate Treasury 101, we explore the evolving role of treasury professionals, the skills required for 2025, and the impact of international teams on treasury functions with Pieter de Kiewit from Treasurer Search. Pieter shares his expertise on treasury recruitment, the growing importance of soft skills, and how treasurers can navigate an ever-changing financial landscape.Pieter de Kiewit is a specialist in treasury recruitment and the founder of Treasurer Search, a niche recruitment firm focused on placing top treasury talent across Europe. With deep insights into the skills, trends, and challenges in treasury, he provides valuable career advice for professionals looking to grow in this field.What You’ll Learn in This Episode:The essential skills treasurers need to develop for 2025The increasing importance of soft skills, such as communication and adaptabilityHow cultural differences impact international treasury teamsBest practices for hiring and retaining treasury talentThe role of AI in treasury and its potential impact on the professionEpisode Breakdown with Timestamps:[00:00:00] – Introduction & AFP Partnership[00:01:49] – Key Skills for Treasury Professionals in 2025[00:03:04] – Key Skills for 2025[00:07:26] – Emerging Trends and Changes in Treasury[00:15:30] – How Treasurers Can Advance Their Careers[00:31:00] – The Impact of Cultural Differences in International Treasury Teams[00:45:46] – What Hiring Managers Should Look for in Treasury Professionals[00:57:36] – How Companies Can Attract & Retain Top Treasury Talent[01:01:32] – The Role of AI in Treasury and Future Automation Trends[01:03:47] – Where to Learn MoreFollow Pieter de Kiewit on Socials:Website: https://treasurersearch.com/team/pieter-de-kiewit/ LinkedIn: https://www.linkedin.com/in/pieterdekiewit/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #Treasury #Finance #TreasuryCareers #Recruitment #CorporateFinance #RiskManagement #Treasurer #Hiring #SoftSkills #AIinFinance #CareerGrowth----------------------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's page

In this episode of Corporate Treasury 101, we explore credit ratings and their impact on corporate finance with Alex Griffiths from Fitch Ratings. He explains how treasurers can manage credit risk, navigate inflation, and improve their company’s rating. We also discuss the growing role of ESG (Environmental, Social, and Governance) factors in financial decision-making.  Alex Griffiths is a seasoned financial expert leading corporate ratings at Fitch Ratings, one of the top three credit rating agencies globally. With deep experience in credit risk assessment, he provides insights into how companies are rated, the role of corporate treasury in securing a strong credit rating, and how ESG considerations are reshaping financial markets.What You’ll Learn in This EpisodeHow credit ratings are determined and why they matter for companies and investorsThe role of corporate treasury in managing and improving credit ratingsHow interest rates and inflation impact corporate credit riskThe challenges of integrating ESG factors into credit ratingsHow companies can proactively manage their credit standing in a volatile marketEpisode Breakdown with Timestamps[00:00:00] Introduction[00:02:49] What is a Credit Rating?[00:06:24] Why Credit Rating Matters for Companies[00:11:03] How Fitch Assigns Credit Ratings[00:26:47] The Role of Corporate Treasury in Credit Ratings[00:41:22] ESG & Credit Ratings[01:03:02] The Impact of Interest Rates & Inflation on Credit Ratings[01:11:15] The Impact of Recent Bank Failures on Credit Markets[01:14:37] Final Thoughts & Where to Learn MoreFollow Alex Griffiths on Socials: Linkedin: https://www.linkedin.com/in/alex-griffiths-5b79ab8/ Website: https://www.fitchratings.com/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #Treasury #Finance #CreditRatings #RiskManagement #ESG #FinancialMarkets #FitchRatings #CorporateFinance #Inflation #InterestRates----------------------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's pagehttps://www.corporate-treasury-101.com/partners-page 

In this episode of Corporate Treasury 101, we dive into how AI is transforming Treasury with Bob Stark from Kyriba. From cash forecasting to fraud detection, AI is reshaping financial decision-making. Bob shares insights on predictive analytics, automation, and APIs, exploring both the opportunities and challenges AI brings to the Treasury.Bob Stark is a leading voice in financial technology, specializing in liquidity, payments, and risk management. As part of Kyriba, a top Treasury Management System (TMS) provider, Bob drives multi-product go-to-market strategies, shaping the future of the Treasury through innovation and AI.What You’ll Learn in This EpisodeThe current and potential applications of AI in TreasuryThe role of APIs and how they help treasurers integrate AI into their workflowsPredictive AI vs. Generative AI – How Treasury Can Leverage bothFraud detection and risk management with AI-powered insightsThe future of AI in Treasury – Will AI ever fully replace human decision-making?Episode Breakdown with Timestamps[00:00:00] Introduction[00:03:04] AI’s Role in Treasury[00:06:10] Understanding Machine Learning in Treasury[00:14:00] The Future of AI in Treasury[00:27:15] The Challenges & Limitations of AI[00:34:30] Can AI Make Financial Decisions?[00:45:18] The Power of APIs in AI Adoption[01:08:13] AI for Cash Flow Forecasting[01:28:14] AI’s Ultimate Potential in Treasury[01:35:49] Final Thoughts & Where to Learn MoreFollow Bob Stark on Socials: Linkedin: https://www.linkedin.com/in/bob-stark-b614883/ Website: https://www.kyriba.com/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #Treasury #Finance #ArtificialIntelligence #RiskManagement #AIinFinance #GenerativeAI #PredictiveAnalytics #Automation #FinancialTechnology #AIInnovation----------------------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's pagehttps://www.corporate-treasury-101.com/partners-page 

In this episode of Corporate Treasury 101, we dive into the impact of AI in Treasury and FP&A (Financial Planning & Analysis) with Sloane Kolt from DataRails. AI and machine learning are rapidly transforming how treasury professionals manage cash flow, risk, and financial strategy. But how much of it is hype, and what are the real applications for treasurers today?Sloane Kolt, a finance expert with over a decade in corporate finance, is the Head of the Materials Lab at DataRails, an AI-powered FP&A platform. She shares how AI is shaping the future of financial planning, forecasting, and decision-making, including generative AI use cases, predictive analytics, and the intersection between Treasury & FP&A.Expect to LearnHow AI is transforming cash flow forecasting and financial modelingThe biggest risks and limitations of AI in TreasuryGenerative AI vs. Machine Learning – What treasurers need to knowHow Treasury and FP&A can collaborate using AI-driven insightsAI’s role in risk management, cash positioning, and strategic decision-makingEpisode Breakdown with Timestamps [00:00:00] - Introduction & Why AI in Treasury Matters [00:02:36] - AI 101: What it is & How It Works in Finance [00:06:14] - Generative AI vs. Machine Learning in Treasury [00:09:17] - AI in Treasury Today: Practical Use Cases [00:16:51] - AI for Cash Flow Forecasting: Pros & Cons [00:19:30] - The Risks & Limitations of AI in Treasury [00:29:45] - AI & The Future of Treasury & FP&A Collaboration [00:38:07] - AI for Treasury Policies & Compliance Automation [00:48:02] - The Future of AI in Treasury: What’s Next [00:54:17] - How to Get Started with AI in Treasury TodayFollow Sloane Kolt on Socials: LinkedIn: https://www.linkedin.com/in/sloanekolt/ Website: https://www.datarails.com/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #CorporateTreasury #TreasuryManagement #AIinFinance #CashFlowForecasting #FP&A #RiskManagement #Fintech #FinancePodcast----------------------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's pagehttps://www.corporate-treasury-101.com/partners-page 

In this episode of Corporate Treasury 101, we explore how treasurers navigate extreme crises. From cyberattacks and corporate fraud to the impact of COVID-19, Matt Cornwall shares firsthand lessons in crisis management, leadership, and the evolving role of treasury operations.Matt Cornwall is a seasoned finance professional with over 25+ years of experience, transitioning from Chartered Accountant to Treasurer just before the global financial crisis. He has held key treasury roles at companies like Virgin Atlantic and Travelex, where he managed through a cyberattack, financial fraud, and the pandemic. Matt is now Head of Treasury Operations for EMEA at Chubb, the world's largest property and casualty insurer.Expect to LearnThe Unexpected Path to Treasury: How Matt transitioned from accounting to treasury, and why he never looked back.Surviving a Cyberattack: The inside story of the Travelex ransomware attack and how Matt’s team managed operations with no systems.Crisis Leadership: Strategies for leading a team through uncertainty, from cyberattacks to global pandemics.Treasury and Technology: How modern treasury operations rely on technology, and what happens when it all fails.Lessons in Resilience: What Matt learned about communication, leadership, and adaptability during the toughest period of his career.Episode Breakdown with Timestamps[00:00:00] - Introduction & Treasury Career Trends[00:00:57] - Meet Matt Cornwall: From Accounting to Treasury[00:03:45] - The Role of Qualifications in Treasury[00:05:37] - The Travelex Cyberattack: A Real-Life Crisis[00:10:46] - Managing Treasury Without Systems[00:14:13] - Unexpected Challenges Beyond the Cyberattack[00:27:08] - Financial Fraud at the Parent Company[00:30:52] - The COVID-19 Impact on Treasury Operations[00:39:09] - Leadership in Crisis: Communication & Trust[00:47:40] - Life After Travelex: Matt’s Current Role at Chubb[00:49:32] - Closing Thoughts & How to Connect with MattFollow Matt Cornwall on Socials: Linkedin: https://www.linkedin.com/in/matt-cornwall-6447521/ Website: https://www.chubb.com/us-en/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/  Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ ----------------------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's page