The Broker Collective Podcast

In Episode 41 of The Broker Collective, Riz Malik, Jamie Lennox, and Lewis Shaw dive straight into the political and economic storm clouds forming over the mortgage market. Fresh from holiday, Riz shares his thoughts on Rachel Reeves’ looming budget, landlord tax rumours, and the possibility of National Insurance being charged on rental income. The trio debate whether these moves are designed to push landlords into selling to tenants, or part of a bigger shift towards institutional ownership of UK housing.With tinfoil hats firmly in place, they explore parallels with the World Economic Forum’s “you will own nothing” narrative, Gary Stevenson’s prediction of house prices doubling, and the uncomfortable reality of a housing supply crisis that shows no sign of being fixed.The conversation turns practical as they discuss how brokers can prepare clients for portfolio restructuring, CGT risks, and the opportunities for tenants if a landlord sell-off accelerates. They also stress the importance of financial education, partnerships with IFAs, and using social media to educate rather than sell.Later, the hosts welcome Jamie Lawless, CEO of Lendwell, to discuss their new AI-driven CRM platform set to launch in the UK. Jamie explains how poor-quality data inspired the project, why legacy systems are holding brokers back, and how AI can drastically cut processing time, improve client experience, and transform conveyancing.The episode closes with hot topics on down-valuations, slow commission payments, and why consistency is the key to success—whether on social media or in podcasting.Key Talking Points:Rachel Reeves’ budget leaks and landlord tax speculationAre we heading towards corporate control of UK housing?Asset prices, WEF narratives, and supply failuresWhy brokers should educate tenants and partner with IFAsSocial media growth: 700k views in 30 daysInterview with Lendwell CEO Jamie Lawless on AI, CRMs, and the future of mortgage techDown valuations, procs delays, and broker frustrations

In this episode of the TBC Podcast, Lewis and Jamie are joined by Scott Aitken from Aitken Financial Services. Scott has big shoes to fill, but we talk all things mortgage related.

In Episode 39 of The Broker Collective, Riz Malik, Jamie Lennox, and Lewis Shaw tackle the state of the UK mortgage and property market as summer kicks off. They discuss July’s unexpectedly strong performance, feelings of burnout in the broker community, and growing concerns over affordability and inflated house prices.With base rate cuts looming, the trio examine the impact of swap rates, lender competition, and the rise of high LTI mortgages, drawing parallels, perhaps cautiously, with 2008. The conversation also highlights potential policy shifts encouraging landlords to sell to tenants, capital gains tax implications, and the increasing relevance of limited company buy-to-let lending.Later, they’re joined by Jeremy Duncombe, Managing Director of Accord Mortgages, who sheds light on support for first-time buyers, LTI innovation, the rationale behind Accord’s £5K deposit mortgage, and how technology and common-sense lending criteria continue to shape the market. Jeremy also shares insights into the role of AI in advice and his outlook on interest rates and buy-to-let trends.Key Talking Points:Broker fatigue and summer deal flowFed hold & Bank of England base rate expectationsLender competition: Rate cuts vs. criteria shiftsHigh LTI lending – prudent policy or risky deja vu?Buy-to-let market evolution and landlord exitsInterview with Accord MD Jeremy Duncombe on affordability, innovation, and AI

The trio are back after the Panorama episode on conditional selling

In this episode, the trawlerman is away, and Justin Moy steps in.

In this episode, Jamie is on his holidays, so Lewis and Riz are joined by Bob Singh, the mortgage maharaja and TikTok sensation.

We discuss AI in the latest episode of the Uk's No 1 mortgage podcast

Join us for this 100% mortgage special with Mark Eaton, COO of April Mortgages. We also discuss social media marketing.

In Episode 31 of the Broker Collective Podcast, hosts Lewis Shaw, Riz Malik, and Jamie Lennox discuss recent developments in the financial and mortgage sectors. Key topics include the latest Bank of England base rate cut by 25 basis points, the FCA's new consultation on mortgage rules potentially reducing the role of advisors, and the prospects of 100% mortgages. The hosts also delve into the impact of down valuations in the market and technological innovations like Adobe AI and CRM advancements. Additionally, the team gives a shout-out to Skipton Building Society for their innovative 'Delayed Start Mortgage.' They conclude with a call to listeners for guest recommendations for future episodes and tease potential high-profile guests.

Join Riz Malik, Lewis Shaw and Jamie Lennox in the latest episode of the broker collective.

In this episode following Liberation Day we are joined by Chris Nairn, Technical Director from New Leaf Distribution.

In this episode, Riz, Lewis and Jamie discuss Santander's change in affordability, stress testing and much more.

In this episode, Riz Malik and Lewis Shaw discuss the mortgage market. Jamie Lennox was away in London and was sorely missed.

In this episode, Riz Malik, Jamie Lennox and Lewis Shaw discuss the latest movements in the UK mortgage market.

In this special Valentine’s Day edition of The Broker Collective Podcast, hosts Lewis Shaw, Riz Malik, and Jamie Lennox bring their usual mix of insight and banter to the mortgage industry’s latest developments.They discuss the Bank of England’s recent rate changes, the rise of first-time buyers in 2024, and the potential economic challenges ahead. Plus, Riz shares his controversial approach to last-minute Valentine’s Day shopping!The team is also joined by James Tucker, CEO of Twenty7Tec Group, to delve into the evolution of mortgage sourcing technology, AI’s role in the industry, and why lenders still rely on manual processes in 2025. James offers exclusive insights into how brokers can streamline their workflows, boost efficiency, and prepare for the future of mortgage tech.Closing the episode, Jamie takes over Technology Corner to explore marketing automation tools that could revolutionise how brokers nurture leads and retain clients.Tune in for expert analysis, industry-leading insights, and a few laughs along the way!

Join Riz Malik, Lewis Shaw and Jamie Lennox for the latest episode of The Broker Collective.

In this episode, Riz ' Cemap Economist' Malik, Lewis Shaw and Jamie Lennox are joined by Matt McCullough, Head of Sales & Development at Aldermore.

In this festive finale for 2024, Riz 'Money' Malik, Lewis 'Trawlerman'Shaw, and Jamie 'Dimora' Lennox bring us the Christmas Special of The Broker Collective. Reflecting on a tumultuous year for the mortgage and property industry, they share candid insights, lessons learned, and their aspirations for 2025.The conversation spans a range of topics, including the challenges of running a business in an evolving market, the potential trajectory of mortgage rates, and the ongoing struggles faced by landlords and first-time buyers. The hosts also delve into how technology, particularly AI, could transform the financial advice landscape while balancing the need for a personal touch in client service.Personal reflections feature prominently, with discussions about the importance of valuing time, family, and health and setting boundaries to ensure long-term sustainability. The trio keeps things light-hearted with humour, camaraderie, and a few offbeat remarks, ensuring the episode remains engaging.Closing the year on a reflective and hopeful note, the team wishes their listeners a joyous holiday season and shares their excitement for the opportunities and challenges that 2025 may bring.Key Highlights:Predictions for mortgage rates and market trends in 2025.The role of AI in enhancing client service while maintaining a human touch.Lessons learned in 2024, including staff recruitment, business planning, and prioritising health and family.Reflections on navigating a volatile year in the property and finance sector.

In this episode, the team discuss the post-budget mortgage market, Rachel's CV and 2025 planning.

Join our budget special episode where we discuss Rachel Reeve's first budget and the implications for the property & mortgage.