RiskCellar

In this episode, Brandon and Nick dig into the latest survey from the Big I and why it's looking at the industry through rose-colored glasses without telling the whole story. Then they break down Meta's new Muse, an AI agent that can send your emails, chase down answers on your behalf, and shop your insurance for you. Is this the end for personal lines agents? Finally, we sit down with Ilia Pinchuk, founder and CEO of Diceus, to talk about where AI is taking insurance software. Ilia explains why Diceus charges based on outcomes instead of per seat, how brokers can cut down on the everyday friction of legacy systems, and why enterprise AI needs guardrails and a clear audit trail when one mistake could mean issuing the wrong coverage. Nick was drinking Clase Azul tequila. He said Michaela bought it for their 12th anniversary because its blue-and-white colors reminded her of where they got married in Santorini. Brandon was drinking Laphroaig Quarter Cask Scotch, his favorite Scotch.

In this episode, Brandon and Nick sit down with Taylor Chafin (Imperial PFS) and Chase Courtney (AndDone!) to break down how premium finance can become a real revenue stream for producers and agency owners, not just a convenience for insureds. They cover buy rate vs. sell rate, how agency fees can be built into the APR, state by state markup rules, and why building a relationship with your premium finance rep matters more in a softening market where everyone is shopping down payments. They also dig into how AnDunn is consolidating payments and premium financing into a single link and infrastructure so producers stop chasing down separate systems.  

In this episode, Brandon and Nick pour a glass of wine dive into the latest in insurance news. They break down Bill Gates' new essay proposing "Human Reserved" jobs and what that means for the future of work for insurance pros, the Meta social media lawsuit settlement, rising "nuclear verdicts", and the growing E&O exposure from AI liability and deepfakes.

In this episode, Brandon and Nick kick things off with wine talk (a Domaine Serene Pinot Noir vs. a Dry Creek Valley Zinfandel sipped from a coffee mug), a Ted Lasso-inspired mustache update, and a shoutout to their record-breaking episode with guest Ashley Fetyko.They dig into Meta's mounting legal troubles — nearly $900M in recent verdicts and a $1.4 trillion multi-district case now in jury selection in Oakland — and debate whether social media needs age-gating regulation.From there it's a run through casualty market headlines: commercial auto combined ratios and nuclear verdicts (including a staggering $300B punitive Texas dram shop verdict), underinsured property values, captives going mainstream (with Alabama raising its formation threshold), AI's cyber-liability blind spots, a new "Sage" AI platform launch, American Family's acquisition of Bowhead, Florida's litigation reform payoff, and the head-scratcher of declining workers' comp rates. They close with a "Three Truths and a Lie" round on social media adoption stats and this week's recall: over 1.7 million Louisville Ladder attic stairs pulled for bolt-failure risk.

In this episode, Brandon and Nick talk with Ashley Fetyko from Tyson Mendes and Apex Defense Consulting . They deep dive into the rise of nuclear verdicts, the psychological tactics used by plaintiffs' attorneys, and strategies to defend against these high-stakes cases.