Be Wealthy

In this powerful episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell break down one of the most important — yet most overlooked — components of building a wealthy life: time. This episode isn’t about money tactics, investing, or business strategy. It’s about designing a future you’re truly excited to live.Brett shares the life-changing exercise that transformed the way he approaches each year, each season, and each relationship — an exercise built around understanding the finite nature of time and intentionally planning a life by design, not by default.Together, Brett and Katelyn explore the emotional weight of realizing how much time remains with loved ones, how to build meaningful rituals that last, why wealthy people think in longer time horizons, and how to architect a year that aligns with your highest priorities.This episode will shift the way you plan your life, measure success, and invest your most valuable resource: time.🔑 TOP TAKEAWAYSTime is your most valuable asset. Money is replaceable — time isn’t. Wealthy people plan far ahead to maximize meaningful experiences.Your future should guide your present. Big decisions today should be influenced by the life you want 10, 20, or 30 years from now.You have fewer moments left than you think. Whether with friends, kids, or aging parents, the math of time creates urgency and clarity.Rituals create lasting connection. Build traditions that survive changing seasons of life — especially with family.Not all time is equal. An hour of intentional connection is far more valuable than an hour of proximity.Freedom comes from discipline. Planning your year doesn’t restrict you — it unlocks the ability to live a purposeful life.Your life is the sum of your choices — nothing more, nothing less. When you choose with intention, you create a life without regret.⏱️ TIMESTAMPS00:00 – Intro: Designing a wealthy life through time01:00 – Why wealthy people think further into the future02:15 – Time as your most important resource03:00 – The truth: Money can’t buy time04:00 – The three resources: Time, Money, Talent05:00 – The mindset shift most people never make06:15 – The “weeks of your life” exercise07:30 – How projecting into the future changes the present09:00 – The number of days you have left — and why it matters10:15 – Seasons of life: Why timing determines opportunity12:00 – Why certain experiences lose value later in life13:30 – Life design through intentional rituals16:00 – The ocean swim metric: Designing your own “success measures”17:30 – The Super Bowl example — only so many left19:00 – Katelyn’s story: Cheating the system to gain time with her father24:00 – What people regret at the end of life25:30 – Spending 90% of your time with kids before they move out27:30 – Why meaningful rituals outlast proximity29:30 – “Two lives — the second begins when you realize you have only one”31:00 – Your life = the sum of your choices32:00 – Warren Buffett’s 5/25...

In this Best Of episode of the Be Wealthy Podcast, Brett Tanner brings together the most impactful lessons, insights, and mindset shifts from recent episodes — all focused on what actually creates real wealth.This compilation covers defining wealth beyond money, long-term investing principles, pricing risk, creating freedom through intentional decisions, and building a life centered around experiences, ownership, and clarity. Brett shares powerful frameworks around investing, income growth, leverage, time, and personal responsibility — without hype or shortcuts.If you’re serious about building wealth the right way, this episode delivers the core ideas that matter most — fast, practical, and timeless.🔑 TOP TAKEAWAYSWealth is freedom, not money. True wealth comes from choice, flexibility, and control over your time.Define your own version of success. Chasing someone else’s goals leads to regret.Experiences matter more than accumulation. Money is a tool to create meaningful moments.Risk must be priced correctly. Higher returns always come with higher exposure.Most opportunities look like work at first. The best deals rarely arrive polished.Momentum beats talent. Consistent action compounds faster than perfection.Income creates opportunity, but capital creates freedom. You must move beyond human capital.Over-leverage creates stress. Stress leads to bad financial decisions.Long-term thinking always wins. Compounding rewards patience and discipline.The goal is clarity and peace. Wealth should simplify life, not complicate it.⏱️ TIMESTAMPS00:00 – Introduction: Best Of Be Wealthy Podcast01:10 – What Real Wealth Actually Means03:00 – Why Wealth Is More Than Money05:00 – Defining Freedom on Your Own Terms07:15 – Experiences vs. Accumulation09:30 – Why Most People Chase the Wrong Goals12:00 – Human Capital vs. Financial Capital14:30 – Turning Income Into Long-Term Wealth17:00 – Risk, Return, and Pricing Investments Correctly19:45 – The 40/40/20 Investment Framework22:30 – Why Internet Math Gets Investing Wrong25:15 – Opportunities That Look Like Work28:00 – Creating Unfair Advantage in Business30:45 – Momentum, Consistency, and Taking Action33:30 – Ownership Thinking vs. Employee Thinking36:00 – Vertical Integration and Multiple Income Streams38:45 – Why Your Primary Home Is Not an Investment41:30 – Lifestyle Creep and Silent Wealth Killers44:15 – Debt, Stress, and Clear Decision-Making47:00 – Using Leverage the Right Way49:30 – Long-Term Thinking and Compounding52:15 – Why Patience Always Wins55:00 – Designing a Life You’re Excited About57:45 – Money as a Tool, Not the Goal1:00:30 – Creating Meaningful Experiences With Wealth1:03:30 – Lessons From Past Guests and Episodes1:06:00 – Common Themes Across the Best Of Episodes1:08:30 – Final Reflections on Wealth and...

In this episode of the Be Wealthy Podcast, Brett Tanner sits down with Michael Velasco, founder of Exchangeable, for a deep dive into the powerful world of 1031 Exchanges and how savvy investors use them to grow wealth while legally minimizing taxes.Michael shares his 20+ year journey through real estate, accounting, and tax strategy, showing how every step of his career prepared him to become a leading expert in 1031 exchanges. Together, Brett and Michael break down the fundamentals of exchanges, common mistakes investors make, and the advanced strategies high-net-worth individuals use to protect and multiply their portfolios.This episode blends real-world investing strategy, tax education, mentorship, and long-term wealth thinking—making it essential listening for any serious real estate investor.🔑 TOP TAKEAWAYSTaxes don’t destroy wealth—poor strategy does.With the right tools, investors can defer taxes and keep more capital compounding.Timing is everything in a 1031 exchange.Miss the 45-day or 180-day deadline and the entire exchange can fail.Reverse exchanges create opportunity in competitive markets.Buying first gives investors the upper hand when inventory is tight.You must reinvest all proceeds to fully defer taxes.Any leftover cash becomes taxable “boot.”Any investment property can be exchanged for another.Residential, commercial, or land can all qualify when structured correctly.Execution matters more than intention.Even great investment plans fail without proper structure and guidance.Mentorship shortens the learning curve.Learning from experts helps investors avoid costly mistakes.Education is a wealth multiplier.The more you understand tax strategy and investing, the faster you grow.Wealth is built through reinvestment, not consumption.Capital must keep moving into productive assets to grow.Long-term thinking always wins.The biggest rewards go to those who play the long game, not the quick win.⏱️ TIMESTAMPS00:00 – Welcome to the Be Wealthy Podcast & Introduction to 1031 Exchanges01:15 – Meet Michael Velasco: 20+ Years in Real Estate03:00 – The REO and Short Sale Market During the Crash05:30 – Why Michael Left Traditional Real Estate for Tax Strategy07:15 – Discovering the Power of 1031 Exchanges09:30 – What a 1031 Exchange Really Is (Simple Breakdown)12:00 – The 45-Day Identification Rule Explained14:45 – The Biggest Risk in a Forward Exchange17:00 – Why High-Level Investors Prefer Reverse Exchanges20:00 – Buying First, Selling Later: How Reverse Exchanges Work23:00 –...

In this episode, Brett Tanner and co-host Katelyn Mitchell walk through the exact end-of-year and start-of-year wealth checklist they personally use to manage their businesses, reduce taxes, and grow long-term wealth.This episode is highly tactical — Brett covers how to update entity structures, evaluate your investments, adjust your wealth plan, review rental performance, optimize retirement accounts, and create a simple 12-month business and financial roadmap.If you're building wealth, this episode shows you precisely what to review, update, and execute every December and January to stay on track for long-term financial freedom.🔑 TOP TAKEAWAYSClean up your entity structure yearly. A simple, accurate flowchart helps your CPA and improves tax strategy.Track your wealth consistently. Monthly net worth and annual plan updates keep you on course.Review every rental property annually. Update values, cash flow, and return metrics to spot underperformers.Fix or reposition bad assets. Refinance, improve, raise rents, or sell—don’t hold dead weight.Max out your retirement accounts. HSA, Roth, Backdoor Roth, and self-directed accounts accelerate long-term wealth.Build a simple 1–3–5 wealth plan. One goal, three priorities, five actions—clarity drives results.Wealth is a system, not luck. Small yearly adjustments compound into financial freedom.⏱️ TIMESTAMPS00:00 — Intro01:30 — Why Your Wealth Plan Must Be a Checklist02:45 — End-of-Year Framework Overview05:00 — Update Your Entity Flowchart09:50 — How to Review Your Entities Properly14:00 — Update Your Wealth Plan & Personal Balance Sheet19:00 — Understanding Net Worth Tracking25:00 — Your 30-Year Plan & Annual Review28:30 — Update Rental Property Fair Market Values33:00 — Expense Ratio: The #1 Driver of Rental Success39:00 — What To Do With Underperforming Assets43:00 — Retirement Accounts You Should Optimize49:00 — Building Your 1-3-5 Wealth Plan55:00 — Final Steps: Calendar, tax strategy, and business financial reviewRESOURCES & MENTIONSBE WEALTHY TOOLSEntity Structure Template (LLC + Trust Flowchart)Personal Balance Sheet Template30-Year Wealth Plan TemplateRental Tracker Spreadsheet1-3-5 Wealth Planning TemplateFlash Report (Business KPIs)Be Wealthy Retirement Account Guide⚡ CONNECT & SUBSCRIBE🚨 BE WEALTHY WEBSITE 🚨 👉 www.BeWealthy.com📱 Follow Be Wealthy: Facebook:  / brettbewealthy  Instagram:a...

In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate powerhouse and team leader Dan Beer, whose organization has produced over $900M in sales and now spans more than 150 agents across multiple states. Dan opens up about his early money beliefs growing up in Mexico City, how childhood programming can shape (and limit) our financial destiny, and the deep inner work required to break through those mental ceilings.He and Brett dive into mindset, wealth identity, personal evolution, and why self-awareness—not strategy—is the true unlock toward long-term success. Dan also shares his journey of merging his business with another top team, navigating leadership at scale, and building a life centered around peace, purpose, and continuous growth.This episode blends high-level strategy with emotional intelligence, inner work, and the psychology behind wealth creation.🔑 TOP TAKEAWAYSYour 10-year-old self still runs your financial life—until you consciously rewrite the script. Childhood beliefs often shape how big you allow yourself to play.Inner work unlocks outer wealth. You cannot out-earn your lack of awareness. Self-development is the secret to breaking income ceilings.Business is a spiritual journey. Entrepreneurship forces you to confront your patterns, triggers, and identity.Wealth = peace, not money. Real wealth is freedom from anxiety, clarity in thought, and alignment in life.Your team must evolve as you evolve. Your CPA, advisors, and inner circle must match your current level—not your past one.Goals are an orientation, not a finish line. When you enjoy the journey instead of living in the gap, momentum comes naturally.⏱️ TIMESTAMPS00:00 – Introduction: Meet Dan Beer 01:00 – Dan’s Roots: Growing Up in Mexico City & Early Money Beliefs 05:00 – Watching His Parents Rise, Fall, and Rise Again 07:00 – “That’s Not For Us”: Limiting Money Scripts from Childhood 09:00 – Investing From Your Former Self vs. Your Present Self 12:00 – Why Inner Work Matters More Than Business Tactics 15:00 – Business as a Spiritual Journey 18:00 – Dan’s Daily Mindfulness & Deep Work Practices 20:00 – Hard-Charging Dan vs. Evolved Dan: How Success Changes You 23:00 – The IRS Lesson & Losing Seven Figures to Taxes 27:00 – Rethinking Goals: Orientation Over Outcome 30:00 – The Power of Measuring Backward (Gap vs. Gain) 33:00 – The Million-Dollar Savings Breakthrough 36:00 – Creating Tax, Wealth & Personal Spending Accounts 40:00 – Lifestyle Creep & Fixing Money Systems at Home 43:00 – Why Your CPA Must Evolve With You 46:00 – Inside Dan’s 150-Agent, 900M+ Organization 50:00 – Leadership, Marriage, and the Whole-Person Approach 55:00 – The Real Ceiling: Your Unresolved Personal Patterns 57:00 – Dan’s Most Impactful Books & Final Lessons on Wealth🧭 RESOURCES & MENTIONSBooks Mentioned: – The Richest Man in Babylon – The Untethered Soul by Michael A. Singer – Letting Go by David Hawkins – The Surrender Experiment by Michael A. SingerWealth & Mindset Concepts: – Gap vs. Gain Concept (Dan Sullivan) – Passive Income vs. Lifestyle Creep – The Power of Automating Tax & Savings – Deep Work / Inner Work Routines🚨 BE WEALTHY...

In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate investor and mortgage expert Josh Mettle to unpack the real truth about building wealth in today’s economic environment.Josh shares his journey from buying single-family rentals with little cash flow, to scaling into large multifamily assets, and ultimately becoming a sophisticated investor who understands inflation, risk, and long-term wealth creation.This powerful conversation dives deep into the realities of today’s housing market, what actually creates financial freedom, and why many investors get stuck chasing low-return, high-friction strategies. Josh also reveals how he shifted from hustling “for cash flow” to building a portfolio that compounds safely, sustainably, and with far less stress.🔑 TOP TAKEAWAYS- Hard assets win long-term. Real wealth is created through assets that appreciate, hedge inflation, and give you optionality.- Cash flow isn’t always in the first phase. Early investing gives you equity; the cash flow often comes in the later stages through refinancing or trading up.- Single-family rentals are harder today. Higher repairs, taxes, insurance, and tenant behavior make cash flow challenging without the ability to bill back costs.- Know your return on equity. Investors should measure actual dollars distributed vs. the total equity tied up — many would be better off reallocating.- Mindset matters. Wealth comes from disciplined thinking, resiliency, and moving from “hustle energy” to strategic, sustainable growth.⏱️ TIMESTAMPS00:00 – Introduction: Meet Josh Mettle 02:00 – Early Investing: How Josh Started in Single-Family Rentals 05:00 – Understanding Today’s Housing Market vs. the 1990s 12:45 – The Challenge of Cash Flow in 2024–2025 17:15 – Stage 2: Discovering Return on Equity & Rethinking Cash Flow 19:00 – Why Some Properties Are “High Friction, Low Payoff” 23:00 – From Rentals to Larger Assets: Scaling with Intention 27:00 – Inflation, Rates, and the Hidden Forces Affecting Investors 32:00 – Why Many Investors Overestimate Their Returns 36:00 – Hard Assets vs. The Dollar: Protecting Yourself from Inflation 40:00 – Silver, Gold, Bitcoin — and Why They Matter Today 45:00 – AI, Silver Demand, and Global Economic Shifts 52:00 – The True Cost of Being a Landlord in the Modern Market 57:00 – What Josh Wishes Investors Understood About Wealth 1:03:00 – Final Insights: Building Long-Term Financial Freedom🧭 RESOURCES & MENTIONSFrom the EpisodeJosh’s Article: WTF Happened to the American Dream: https://www.linkedin.com/pulse/wtf-happened-american-dream-joshua-mettle-zoh1c/?trackingId=AIL36sgKQKiAfbWux2UVJg%3D%3DJosh on The Jason Hartman Podcast: https://youtu.be/zlE23yF95DI?si=TfcDMCEKVPOmfE__Blogs Josh Followshttps://www.jameslavish.com/https://www.youtube.com/@allinhttps://www.youtube.com/@JasonHartmanEmpoweredInvestorhttps://www.zerohedge.coma...

In this episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell break down one of the most important concepts in wealth building: The Path of Money.Brett walks through how wealthy people think about income, cashflow, reserves, investing, and the compounding machine that ultimately builds long-term freedom. Using real examples — including short-term lending deals, mid-term investments, and legacy real estate — Brett shows how anyone can move from human-capital income to capital-asset income.This episode goes deep into cashflow systems, passive vs. active investments, creating a wealth plan, managing reserves, and understanding the psychology behind spending, saving, and investing. It’s a complete roadmap for anyone serious about achieving financial independence.🔑 TOP TAKEAWAYSEvery dollar needs a job - The foundation of wealth is assigning purpose to every dollar — spend, donate, hold (reserves), or invest.You cannot build wealth without paying attention - Most people lose money because they don’t track their burn rate, rates of return, or monthly net worth. Pay attention.Human capital → Capital assets → Cashflow - The wealthy move from earning money with time (job/business) to earning money with money (assets).Reserves = Freedom + Peace - Everyone needs 12 months of burn rate saved before heavily investing — your “Don’t Get Hurt Plan.”Cashflow is more important than net worth - Two people can have identical wealth but completely different lives depending on what produces their income. Cashflow wins.The wealth machine must be passive + uninterrupted + compounding - Uninterrupted returns, passive investments, and compounding velocity accelerate financial independence.Learn your forever assets early - Start studying commercial or legacy assets today — opportunities go “on sale” during market cycles.⏱️ TIMESTAMPS00:00 – Introduction & Brett’s fishing story03:00 – What “The Path of Money” actually means05:00 – Human Capital vs. Capital Assets explained10:00 – Velocity of Money: Using cashflow to grow faster14:00 – Compound interest: Working for vs. against you16:00 – Moving from surviving → thriving → investing20:00 – The Four Decisions: Spend, Donate, Hold, Invest23:00 – The 12-Month Reserve Rule (Don’t Get Hurt Plan)26:00 – Using high-yield savings for short-term money28:00 – The difference between lending vs. owning assets33:00 – How to properly calculate returns & avoid “lazy” investing40:00 – Cashflow vs. Net Worth — The real difference in lifestyle47:00 – Brett’s real Starbucks deal case study (Mailbox Money)53:00 – Why your wealth plan must use 10-, 20-, and 30-year timelines57:00 – Passive vs. Active: Why passive wins long-term1:03:00 – Studying forever assets (commercial real estate)1:20:00 – Building the snowball that leads to financial freedom 1:23:00 – Final lesson: Pay attention to your money or lose wealth🧭 RESOURCES & MENTIONSConcepts & Frameworks– Path of Money (from Gary Keller)– Velocity of Money– Human Capital → Capital Assets– Cashflow vs. Net Worth– Forever AssetsTools & Practices– High-yield savings accounts– Sweep accounts for automatic 3–4% returns– Private lending and short-term notes– Long-term real estate and commercial propertiesReferenced Books / Ideas– Average Sucks – Michael Bernoff (micro-transfers strategy)– Compounding &...

In this episode of the Be Wealthy Podcast, Brett Tanner talks with powerhouse mortgage leader Shayla Gifford, who shares her journey from humble beginnings and family challenges to building a billion-dollar business and a life of balance.Shayla opens up about growing up in a hardworking, disciplined family, developing resilience early, and turning those lessons into entrepreneurial drive. She reveals how hitting her financial goals didn’t bring fulfillment — and how redefining success through purpose, balance, and freedom transformed her life.This episode dives deep into high performance, leadership, burnout recovery, and building wealth without losing yourself along the way.🔑 TOP TAKEAWAYSWinning is a mindset. True success starts from self-belief and consistent habits.Reinvention is key. Each stage of life requires new focus, systems, and identity.Burnout is a teacher. Slowing down can unlock clarity, freedom, and better leadership.Structure creates space. Systems and routines empower balance — not restrict it.Legacy over hustle. Real wealth is the ability to design a life you truly love.⏱️ TIMESTAMPS00:00 – Introduction: Meet Shayla Gifford01:00 – Growing Up in a Driven, Working-Class Family04:00 – Early Lessons: Strength, Discipline, and “Changing the Channel”08:00 – Building Resilience and the Desire to Be Exceptional12:00 – From Network Marketing to Real Estate and Mortgages16:00 – Learning the Value of Money and Security19:00 – 2008 Market Crash: Adapting and Door-Knocking for Refis23:00 – Discovering Coaching and the Power of Systems27:00 – Building a Sustainable, Scalable Business30:00 – Hitting the $4 Million Goal – and Realizing “Nothing Changed”34:00 – The Journey from Success to Significance37:00 – Scaling, Leadership, and Building Teams42:00 – Burnout and the Shift Toward Work-Life Balance45:00 – Living Abroad in Spain: The Reset that Changed Everything50:00 – Reinvention, Time Freedom, and Working 3 Days a Week54:00 – Building Systems for Freedom and Long-Term Success58:00 – Redefining “On Fire”: The 4 Domains of Fulfillment1:00:00 – Final Thoughts: Getting Better Every Year🧭 RESOURCES & MENTIONSGuild Mortgage – Shayla’s leadership and growth journeyCatalyst Coaching Program – Shayla’s framework for high-performing loan officersEOS (Entrepreneurial Operating System) – for leadership and team structureWin By Noon Planner by Todd BookspanThe 7-Day Weekend by Ricardo SemlerThe Be Wealthy Mastermind – Brett Tanner’s coaching community⚡ CONNECT & SUBSCRIBE🚨 BE WEALTHY WEBSITE 🚨 👉 www.BeWealthy.com📱 Follow Be Wealthy: Facebook:  / brettbewealthy  Instagram:a...

In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate leader Dustin Runyon, who shares his powerful journey from being broke and deep in debt to developing over 1,200 acres and leading one of the top real estate teams in the country.Dustin opens up about his early struggles with money, lessons from failure, and how he transformed his mindset from scarcity to abundance. Together, Brett and Dustin unpack how discipline, self-awareness, and clear money rules can create real freedom and peace of mind.This episode dives deep into rebuilding after failure, mastering your relationship with money, and creating a life built on focus, alignment, and long-term wealth.🔑 TOP TAKEAWAYSFinancial discipline creates freedom. Lasting wealth comes from structure and habits, not quick wins.Active income is your foundation. Keep building before chasing “passive” opportunities.Debt is a teacher. Learning from mistakes is the most powerful investment you can make.Know your “floor.” Build a savings base that covers your lifestyle for 12–24 months before investing.Invest only in what you understand. Simplicity and patience outperform risky, shiny strategies.⏱️ TIMESTAMPS 00:00 – Welcome & Introduction of Dustin Runyon01:15 – Growing Up With a Scarcity Money Mindset05:15 – Starting in Real Estate During the 2008 Crash07:30 – Chasing Image, Validation & Lifestyle09:30 – Avoiding Financial Reality & Taxes13:00 – Discovering $1M in Tax Debt15:00 – 16 Months of Extreme Financial Discipline18:30 – Paying Off Debt & Regaining Control20:00 – First $1M in the Bank After Debt24:00 – Creating a Financial “Floor” for Freedom30:00 – Living Below Your Means & Smart Investing36:00 – Active vs. Passive Income Truth42:30 – Dustin’s Rules on Debt48:30 – Leading From Abundance, Not Scarcity57:15 – Final Thoughts on Wealth, Discipline & Freedom🧭 RESOURCES & MENTIONSThe Be Wealthy Mastermind – Brett Tanner’s coaching communityThe 4-Hour Workweek by Tim Ferriss – on freedom and leverageThe Almanack of Naval Ravikant – principles on wealth and peace of mindRich Dad, Poor Dad by Robert Kiyosaki – rethinking money and mindsetGary Keller – teachings on discipline and wealth building🚨 BE WEALTHY WEBSITE 🚨 👉 www.BeWealthy.com📱 Follow Be Wealthy: Facebook:  / brettbewealthy  Instagram:a...

In this episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell unpack how the wealthy think differently about time and relationships — and why mastering both is the foundation for long-term freedom.They discuss how successful entrepreneurs leverage delegation, guard their calendars, and build powerful connections that multiply opportunity.This conversation goes deep into creating leverage in life, scaling impact through people, and protecting your most valuable resource — your time.🔑 TOP TAKEAWAYSTime is the ultimate currency. How you invest it determines your wealth trajectory.Wealthy people buy back their time through delegation, systems, and automation.Relationships are your greatest ROI. Surround yourself with growth-oriented people who elevate your vision.Learning to say “no” is a superpower that protects your focus and energy.Freedom isn’t about working less — it’s about working intentionally on what moves the needle most.⏱️Timestamps 00:00 – Introduction: Welcome to the Be Wealthy Podcast05:00 – Entering the Resort Business 10:00 – The Circles of Relationships Explained 15:00 – Understanding Time and Relationship Priorities 20:00 – Defining Lifetime Relationships 25:00 – Building Long-Term Connections 30:00 – Identifying Your Inner and Outer Circles 35:00 – Turning Acquaintances into Real Connections 40:00 – Managing Draining Relationships 45:00 – The “Average of Five People” Principle 50:00 – Mentorship, Role Models, and Influence 55:00 – Defining What True Wealth Really Means 1:00:00 – Closing Thoughts: Building a Life of Purpose and Freedom🧭 RESOURCES & MENTIONSTim Ferriss – “The 4-Hour Workweek” (on buying back time and creating leverage)Naval Ravikant – “Leverage, Time, and Wealth” Podcast ClipBrett Tanner – Be Wealthy Mastermind (coaching and mentorship program)*Tony Robbins – Time Management & Energy Focus FrameworkThe Pareto Principle (80/20 Rule) (on focusing on high-impact work)Be Wealthy Podcast Website: www.BeWealthyBrett.com🚨 BE WEALTHY WEBSITE 🚨 👉 www.BeWealthy.com📱 Follow Be Wealthy: Facebook:  / brettbewealthy  Instagram:  / bewealthybrett  Twitter (X):a...

Want more BeWealthy? Subscribe to The Be Wealthy Weekly: #GetFree Playbook💡 EPISODE SUMMARYThe Be Wealthy Podcast is back! Brett Tanner and Katelyn Mitchell kick off Season 2 with a powerful breakdown of Sam Altman’s viral post “What I Wish I’d Known” — reframed as a blueprint for entrepreneurs chasing freedom and wealth.From failure, obsession, and raw horsepower to building teams and aligning incentives, Brett shares how the world’s most successful founders think. Plus, Katelyn reveals her journey from golf courses to real estate and how she joined Brett’s mission to #GetFree.“You don’t learn by reading — you learn by doing. Sometimes you’ve got to throw your wallet over the fence.” – Brett Tanner🔑 TOP TAKEAWAYSFailure = Feedback: Every misstep is tuition for what comes next.Throw Your Wallet Over the Fence: Courage beats inaction every time.Raw Horsepower & Obsession: Why energy and urgency create momentum.Hustle Doesn’t Scale: Systems and data do.Incentives as Superpowers: Align motivation with profit.Recruit High-Impact People: Find those with “high horsepower.”Think in Decades, Execute in Weeks: Long-term vision, short-term speed.⏱️ TIMESTAMPS00:00 – Welcome to Season 2 of Be Wealthy 01:15 – Meet Katelyn Mitchell & her journey into real estate 07:30 – How Brett crashed a KW event (and met Katelyn) 12:30 – Sam Altman’s 13 Lessons → “How to Become a Billionaire” 15:00 – Failure vs Feedback – seeing loss as learning 16:15 – “Throw Your Wallet Over the Fence” analogy 20:30 – Why soft launches kill momentum 24:00 – Cryotherapy startup story + the power of speed 33:00 – Incentives and ownership mindsets 44:00 – Focus & high-conviction bets 50:00 – Clear communication and fighting bureaucracy 54:00 – Recruiting high-horsepower people 58:30 – Think in decades, execute in weeks · #GetFree🧭 RESOURCES & MENTIONSSam Altman – “13 Things I Wish I’d Known”Fire Ready Aim by Michael MastersonThe Internship (blender scene reference)Be Wealthy Podcast Website⚡ CONNECT & SUBSCRIBE🚨 BE WEALTHY WEBSITE 🚨 👉 www.BeWealthy.com📱 Follow Be Wealthy: Facebook:  / brettbewealthy  Instagram:/ bewealthybrett  Twitter (X): / bewealthybrett  TikTok:  / bewealthybrett 🧱 ABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business — then teaches them how to think about their money. Because wealth is far more than money — it’s freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell. Mission: #GetFree.📚 Free Resources: https://www.bewealthybrett.com/resources 🏦 Infinite Banking Education: SaveLikeaBank.com ⚡️ Cost Segregation Studies and 45L Tax Credit:

#bewealthybrett #wealth #investing #realestate LIMITED SEATS AVAILABLE - Be Wealthy Mastermind Shadow Experience. Apply Here: https://bit.ly/ApplyhereEp12Thank you to our sponsor of this episode, Factum Financial! If you are looking for some of the best whole life insurance education that exists in the space head to: https://bit.ly/3PGjb1G If you are in Arizona they also have an all day event you can find more details about here: https://www.factumseminar.com/attendBusiness Opportunity Questions: https://docs.google.com/document/d/1sWij4YyXnpa9QT2DNFPWKtMkQFrWWD4kNGLY8wJsxiA/edit?usp=sharing🚨BE WEALTHY WEBSITE: www.BeWealthyBrett.com 📚 Books Mentioned and Free Tools: https://www.bewealthybrett.com/resources🏦 Infinite Banking Education: https://bit.ly/3PGjb1G⚡️Cost Segregation Studies and 45L Tax Credit: https://bit.ly/43Omn12💵 Self-Directed IRA: https://bit.ly/3xjOWXQ🏢 Trust and Entity Structure: http://setupmyestate.com/🏘️ Off-Market Deals and Cash Buyers List: https://bit.ly/4afEkbf🛠️ Hard Money Financing: https://www.lendingcashnow.com/get-funded📥 Wholesale Deals: getourhousedeals.com Facebook: https://www.facebook.com/brettbewealthy/Instagram: https://www.instagram.com/bewealthybrett/Twitter (X): https://twitter.com/bewealthybrettTikTok: https://www.tiktok.com/@bewealthybrettAs a leader, innovator, investor, and top-selling real estate agent, Brett Tanner blends a unique marketing methodology with a results driven approach to real estate. Brett’s real estate team of 40+ agents is ranked #9 in the country, by the Wall Street Journal, while selling over $2 billion in real estate. Brett Tanner's initial success with real estate sales and investments propelled him to broader opportunities which created the framework that is Tanner Cap today. His passion for excellence and desire to enhance the client experience was his ignition to build and lead business ventures within the real estate industry. Brett’s vision to systematize the home buying and selling experience promotes consistency and a seamless opportunity for both agent

#bewealthybrett #wealth #investing #realestate LIMITED SEATS AVAILABLE - Be Wealthy Mastermind Shadow Experience. Apply Here: https://bit.ly/4ax5xpz00:00 - Intro03:23 - Today's topic09:02 - Million Dollar Hot Tub (Story)15:06 - Investment Analysis 24:11 - Rentals vs Starbucks 27:33 - Eviction Laws28:42 - 1,000 rentals vs 1 building29:48 - Soft Costs in Your Personal Life31:17 - Cost Segregation🚨BE WEALTHY WEBSITE www.BeWealthyBrett.com 📚 Books Mentioned and Free Tools: https://www.bewealthybrett.com/resources 🏦 Infinite Banking Education: https://bit.ly/Ep11⚡️Cost Segregation Studies and 45L Tax Credit: https://bit.ly/CostSegEp11💵 Self-Directed IRA: https://bit.ly/4a6ppQB🏢 Trust and Entity Structure: http://setupmyestate.com/ 🏘️ Off-Market Deals and Cash Buyers List: https://bit.ly/3Ta23Ch 🛠️ Hard Money Financing: https://www.lendingcashnow.com/get-funded 📥 Wholesale Deals: getourhousedeals.com Facebook: https://www.facebook.com/brettbewealthy/ Instagram: https://www.instagram.com/bewealthybrett/ Twitter (X): https://twitter.com/bewealthybrett TikTok: https://www.tiktok.com/@bewealthybrett As a leader, innovator, investor, and top-selling real estate agent, Brett Tanner blends a unique marketing methodology with a results driven approach to real estate. Brett’s real estate team of 40+ agents is ranked #9 in the country, by the Wall Street Journal, while selling over $2 billion in real estate. Brett Tanner's initial success with real estate sales and investments propelled him to broader opportunities which created the framework that is Tanner Cap today. His passion for excellence and desire to enhance the client experience was his ignition to build and lead business ventures within the real estate industry. Brett’s vision to systematize the home buying and selling experience promotes consistency and a seamless opportunity for both agent and clients while serving as a model to optimize profitability. This methodology for wealth building led Brett to modes of passive wealth generation through lending. As the operating principal at Tanner Capital Holdings, Brett Tanner has modernized the family office approach to operations and business growth. Under the Tanner Cap umbrella, Brett has amassed his three greatest strengths; operational excellence, linear execution, and wealth management. Today, Brett Tanner's expertise is sought after as a national speaker and mentor across multiple industries focused on entrepreneurial business growth and leadership. BRETT TANNER, Be Wealthy and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational and entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any tax related activity. Warning! You must comply with the TCPA and any other federal, state or local laws, including for B2B calls and texts. Never call or text a number on any Do Not Call list, and do not use an auto dialer or artificial voice or prerecorded messages without proper consent. Contact your attorney to ensure your compliance. These materials represent the opinions of the Speakers and not those of KWRI. The Speakers do not hold financial licenses. The material is provided without any warranty, or guarantee of its accuracy, completeness, or results from using the information. You should consult your own legal, financial, or tax advisor and verify all information to your satisfaction prior to taking any action. _______________________ Some vocab that you might like: Brett Tanner, Be Wealthy, Graham Stephan, Dave...

#bewealthybrett #wealth #investing #realestate TWO SEATS AVAILABLE - Be Wealthy Mastermind Shadow Experience. Apply Here: https://bit.ly/Applyhereep10Are you a Fix and Flipper? Looking for your next hard money loan? Get started today with Versara Capital! (my very own hard money business) Click the link to apply: https://bit.ly/43nqYH2Dave Ramsey Baby Steps: https://www.ramseysolutions.com/dave-ramsey-7-baby-stepsDave Ramsey 15 Year Mortgage: https://www.ramseysolutions.com/real-estate/why-daves-against-30-year-mortgagesDave Ramsey How to Invest in RE: https://www.ramseysolutions.com/retirement/how-to-invest-in-real-estateUnlimited Power by Tony Robbins: https://amzn.to/3vh9IqyGeorge Anyone Books: https://amzn.to/3Vp7EaHInvest in Debt by Jimmy Napier: https://amzn.to/3wZIpkV00:00 - Intro01:58 - Life Update & Tony Robbins 5:16 - Buying a Yacht6:40 - Dave Ramsey Core Beliefs9:26 - Dave Ramseys Baby Steps19:15 - Buying a Home27:55 - Dave Ramsey Investing in Real Estate44:07 - Dave Ramsey Fans Fact Checking 46:35 - DAVE RAMSEY IS RIGHT 47:16 - Facebook Group Questions47:31 - Hard Money Lending Books/Advice 48:51 - Paying Your Kids/Financial Sherpa50:15 - Where Should I Place My Money At 20? 51:39 - Episode Summary🚨BE WEALTHY WEBSITE www.BeWealthyBrett.com 📚 Books Mentioned and Free Tools: https://www.bewealthybrett.com/resources🏦 Infinite Banking Education: https://bit.ly/savelikeabank⚡️Cost Segregation Studies and 45L Tax Credit: https://bit.ly/singlefamilycostseg💵 Self-Directed IRA: https://bit.ly/maxoutretirement🏢 Trust and Entity Structure: http://setupmyestate.com/🏘️ Off-Market Deals and Cash Buyers List: https://bit.ly/3Ta23Ch🛠️ Hard Money Financing: https://www.lendingcashnow.com/get-funded📥 Wholesale Deals: getourhousedeals.com Facebook: https://www.facebook.com/brettbewealthy/Instagram: https://www.instagram.com/bewealthybrett/Twitter (X): 

#bewealthybrett #wealth #investing #realestate Get started with REI Print Mail Today: https://bit.ly/3Ta23ChPoints Coach: https://www.travelwealth.comDave Ramsey Video: https://www.youtube.com/watch?v=0Pi7dv7v-SATWO SEATS AVAILABLE - Be Wealthy Mastermind Shadow Experience. Apply Here: https://bit.ly/48MQgQ1Thank you to our sponsor of today's episode, REI Print Mail! If you are looking for more deals and off market properties, REI Print Mail is the marketing tool I recommend. I have personally used them and can't say enough nice things about them! Get started today with 10% OFF using the link: https://bit.ly/3Ta23Ch00:00 - Intro01:52 - Last Episode02:28 - Dave Ramsey's Advice03:44 - How Dave Lost His Money04:30 - Credit Cards are Bad!!!!07:08 - Debt is The Devil07:48 - Live Cheap for Cheap Sake08:47 - Buy Houses For Cash10:06 - Another Way to Think About Things13:28 - Unhealthy Habit with Debt14:11 - How I think about Debt: Risk17:01 - Minimum Down Payment = Bad19:33 - Over Leverage Creates Stress21:01 - Debt is a Great Tool For Wealth22:31 - How to Leverage Debt23:23 - Lines of Credit29:02 - Questions From Facebook29:12 - Income Goal for Kids30:17 - First Big Purchase31:13 - When to Enjoy Your Hard Work🚨BE WEALTHY WEBSITE: www.BeWealthyBrett.com 📚 Books Mentioned and Free Tools: https://www.bewealthybrett.com/resources🏦 Infinite Banking Education: https://bit.ly/43cE0qN⚡️Cost Segregation Studies and 45L Tax Credit: https://bit.ly/4c9RhEM💵 Self-Directed IRA: https://bit.ly/3PfEYge🏢 Trust and Entity Structure: http://setupmyestate.com/🏘️ Off-Market Deals and Cash Buyers List: https://bit.ly/3Ta23Ch🛠️ Hard Money Financing: https://www.lendingcashnow.com/get-funded📥 Wholesale Deals: getourhousedeals.com Facebook: https://www.facebook.com/brettbewealthy/Instagram: https://www.instagram.com/bewealthybrett/Twitter (X): https://twitter.com/bewealthybrettTikTok: https://www.tiktok.com/@bewealthybrettAs a...

Thanks to US Tax Advisors Group for sponsoring this weeks episode! Click the link to save 10% on your Cost Seg today! https://bit.ly/4a66Knk **TWO SEATS AVAILABLE - Be Wealthy Mastermind Shadow Experience. Apply Here: https://bit.ly/49Jki8IItems Mentioned In The Podcast:80/80 Marriage: https://amzn.to/3IlE8dUHard Money Podcast: https://www.youtube.com/@HardMoneyMastermind/videosHard Money Course and Coaching: Email cole@bewealthy.com EightSleep Pillow: https://www.eightsleep.com/product/the-carbon-air-pillow/00:00 - intro02:06 - How did you become successful?04:00 - College08:52 - Dating / Relationships12:16 - Time Off / Sick Days15:45 - Kids19:09 - Education21:23 - Effort25:18 - Relationship Advice27:11 - People29:13 - Giving Up31:44 - Audience Questions🚨BE WEALTHY WEBSITE🚨www.BeWealthyBrett.com 📚 Books Mentioned and Free Tools: https://www.bewealthybrett.com/resources 🏦 Infinite Banking Education: https://bit.ly/4c4lTaL ⚡️Cost Segregation Studies and 45L Tax Credit: https://bit.ly/4a66Knk 💵 Self-Directed IRA: https://bit.ly/49VZ9rK 🏢 Trust and Entity Structure: http://setupmyestate.com/ 🏘️ Off-Market Deals and Cash Buyers List: TheMagicMailers.com 🛠️ Hard Money Financing: https://www.lendingcashnow.com/get-funded 📥 Wholesale Deals: getourhousedeals.com Facebook: https://www.facebook.com/brettbewealthy/ Instagram: https://www.instagram.com/bewealthybrett/ Twitter (X): https://twitter.com/bewealthybrett TikTok: https://www.tiktok.com/@bewealthybrett As a leader, innovator, investor, and top-selling real estate agent, Brett Tanner blends a unique marketing methodology with a results driven approach to real estate. Brett’s real estate team of 40+ agents is ranked #9 in the country, by the Wall Street Journal, while selling over $2 billion in real estate. Brett Tanner's initial success with real estate sales and investments propelled him to broader opportunities which created the framework that is Tanner Cap today. His passion for excellence and desire to enhance the client experience was his ignition to build and lead business ventures within the real estate industry. Brett’s vision to systematize the home buying and selling experience promotes consistency and a seamless opportunity for both agent and clients while serving as a model to optimize profitability. This methodology for wealth building led Brett to modes of passive wealth generation through lending. As the operating principal at Tanner Capital Holdings, Brett Tanner has modernized the family office approach to operations and business growth. Under the Tanner Cap umbrella, Brett has amassed his three greatest strengths; operational excellence, linear execution, and wealth management. Today, Brett Tanner's expertise is sought after as a national speaker and mentor across multiple industries focused on entrepreneurial business growth and leadership. BRETT TANNER, Be Wealthy and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational and entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any tax related activity. Warning! You must comply with the TCPA and any other federal, state or local laws,...

Thank you Horizon Trust for sponsoring this podcast! Get started today at MaxOutRetirement.com Notes from PaperStac: https://paperstac.comCost Seg: SingleFamilyCostSeg.comFree Resources: https://www.bewealthybrett.com/resources🚨BE WEALTHY WEBSITE🚨www.BeWealthyBrett.comTimestamps:00:00 – Intro03:27 – Life Update05:24 – Investing and Your Unfair Advantage07:00 – Online Influencers08:50 – Top 5 Best Investments11:07 – #1 - Hard Money Lending20:45 – #2 - Notes31:58 – #3 - Oil and Natural Gas Royalties37:27 – #4 – Land Leases38:55 – #5 – Boat Chartering43:45 – Recap44:38 – Audience Questions🚨BE WEALTHY WEBSITE🚨www.BeWealthyBrett.com📚 Books Mentioned and Free Tools: https://www.bewealthybrett.com/resources🏦 Infinite Banking Education: SaveLikeaBank.com⚡️Cost Segregation Studies and 45L Tax Credit: SingleFamilyCostSeg.com💵 Self-Directed IRA: MaxOutRetirement.com🏢 Trust and Entity Structure: http://setupmyestate.com/🏘️ Off-Market Deals and Cash Buyers List: https://bit.ly/3V7gABe🛠️ Hard Money Financing: https://www.lendingcashnow.com/get-funded📥 Wholesale Deals: getourhousedeals.comFacebook: https://www.facebook.com/brettbewealthy/Instagram: https://www.instagram.com/bewealthybrett/Twitter (X): https://twitter.com/bewealthybrettTikTok: https://www.tiktok.com/@bewealthybrettAs a leader, innovator, investor, and top-selling real estate agent, Brett Tanner blends a unique marketing methodology with a results driven approach to real estate. Brett’s real estate team of 40+ agents is ranked #9 in the country, by the Wall Street Journal, while selling over $2 billion in real estate. Brett Tanner's initial success with real estate sales and investments propelled him to broader opportunities which created the framework that is Tanner Cap today. His passion for excellence and desire to enhance the client experience was his ignition to build and lead business ventures within the real estate industry. Brett’s vision to systematize the home buying and selling experience promotes consistency and a seamless opportunity for both agent and clients while serving as a model to optimize profitability. This methodology for wealth building led Brett to modes of passive wealth generation through lending. As the operating principal at Tanner Capital Holdings, Brett Tanner has modernized the family office approach to operations and business growth. Under the Tanner Cap umbrella, Brett has amassed his three greatest strengths; operational excellence, linear execution, and wealth management.Today, Brett Tanner's expertise is sought after as a national speaker and mentor across multiple industries focused on entrepreneurial business growth and leadership.BRETT TANNER, Be Wealthy and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational and entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any tax related activity. Warning! You must comply with the TCPA and any other federal, state or local laws, including for B2B calls and texts. Never call or text a number on any Do Not Call list, and do not use an auto dialer or artificial voice or prerecorded messages without proper consent. Contact your attorney to ensure your compliance.These materials represent the opinions of the Speakers and not those of KWRI. The Speakers do not hold financial licenses. The material is provided without any warranty, or guarantee of its accuracy, completeness, or results from using the

Financial Samurai (Sam Dogen): https://www.financialsamurai.com/btnt/How To Invest Your Down Payment: https://www.financialsamurai.com/how-...Free Resources: https://www.bewealthybrett.com/resources🚨BE WEALTHY WEBSITE🚨www.BeWealthyBrett.comTimestamps:00:00 - Intro01:13 - Cromford Index02:30 - Should I buy a home in 2024 pt. 103:38 - Sam Dogen / The Financial Samurai 05:39 - Get pre-qualified06:27 - Three routes (FHA/Conventional) 06:53 - Avoid debt07:25 - 30/30/309:15 - No more than 30% your income10:39 - Your Home is NOT an investment12:01 - My Boy Matty12:29 - 3x Rule13:20 - Should you buy a home in 2024? pt. 214:26 - Why you want to own a home 16:36 - What do you pay in rent currently?17:25 - House, House, House, Homea...

#bewealthybrett #wealth #investing #realestate Chart of Accounts: https://www.nerdwallet.com/article/sm...2024 401k Limits: https://www.irs.gov/newsroom/401k-lim....Coverdell Uses: https://www.trustetc.com/blog/coverde...Car Wash Listings: https://www.loopnet.com/biz/arizona/c...Timestamps 00:00 - Intro3:25 - Increase your income6:43 - Understand profit12:39 - Where to go to become wealthy?13:20 - Study Leadership15:35 - What is your tax plan (depending on company size)16:45 - Solo 401k and Roth 18:58 - Cash Balance Plan20:06 - HSA (Health Savings Account)a...

Tax Strategies and Wealth Creation as a W-2 Employee #bewealthybrett #wealth #investing #realestateAre you a W2 Employee looking to become Wealthy? Or a employer who wants their employees to become wealthy as well? This episode is for you! We dive into:How to maximize your incomeInvestments strategies specific to W2 Employees How to leverage employee benefitsHow to develop new skillsWhat side hustles to consider for extra incomeHave questions? Make sure to drop them in our Facebook group! (Link below!)New Episodes Drop Monday and Thursdays EVERY WEEK!🚨BE WEALTHY PODCAST - COMING SOON! 🚨 JOIN THE WAITING LIST: https://www.bewealthybrett.com/coming-soon📚 Books Mentioned and Free Tools: https://www.bewealthybrett.com/resources🏦 Infinite Banking Education: SaveLikeaBank.com⚡️Cost Segregation Studies and 45L Tax Credit: SingleFamilyCostSeg.com💵 Self-Directed IRA: MaxOutRetirement.com🏢 Trust and Entity Structure: http://setupmyestate.com/🏘️ Off-Market Deals and Cash Buyers List: TheMagicMailers.com🛠️ Hard Money Financing: https://www.lendingcashnow.com/get-funded📥 Wholesale Deals: getourhousedeals.comFacebook: https://www.facebook.com/brettbewealthy/Instagram: https://www.instagram.com/bewealthybrett/Twitter (X): https://twitter.com/bewealthybrettTikTok: https://www.tiktok.com/@bewealthybrettAs a leader, innovator, investor, and top-selling real estate agent, Brett Tanner blends a unique marketing methodology with a results driven approach to real estate. Brett’s real estate team of 40+ agents is ranked #9 in the country, by the Wall Street Journal, while selling over $2 billion in real estate. Brett Tanner's initial success with real estate sales and investments propelled him to broader opportunities which created the framework that is Tanner Cap today. His passion for excellence and desire to enhance the client experience was his ignition to build and lead business ventures within the real estate industry. Brett’s vision to systematize the home buying and selling experience promotes consistency and a seamless opportunity for both agent and clients while serving as a model to optimize profitability. This methodology for wealth building led Brett to modes of passive wealth generation through lending. As the operating principal at Tanner Capital Holdings, Brett Tanner has modernized the family office approach to operations and business growth. Under the Tanner Cap umbrella, Brett has amassed his three greatest strengths; operational excellence, linear execution, and wealth management.Today, Brett Tanner's expertise is sought after as a national speaker and mentor across multiple industries focused on entrepreneurial business growth and leadership.BRETT TANNER, Be Wealthy and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational and entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any tax related activity. Warning! You must comply with the TCPA and any other federal, state or local laws, including for B2B calls and texts. Never call or text a number on any Do Not Call list, and do not use an auto dialer or artificial voice or prerecorded messages without proper consent. Contact your attorney to ensure your compliance.These materials represent the opinions of the Speakers and not those of KWRI. The Speakers do not hold financial licenses. The material is provided without any warranty, or guarantee of its accuracy, completeness, or results from using the information. You should consult...