Simplifying Investing

Could AI be making inflation harder to beat? Shane Oliver and My Bui unpack how the AI boom, data centre investment, chip and energy costs, government spending and geopolitical pressures are adding to Australia’s inflation challenge. They also explore how higher interest rates bring inflation down, whether there are fairer alternatives, and what could come next for the RBA and Australian rates.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 02 October 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group 00:00 What’s driving inflation?01:18 Is AI becoming an inflationary force?02:09 Data centres, construction and Australia’s tradie shortage02:35 AI’s growing demand for energy and materials03:01 Chip and memory costs push technology prices higher04:04 Why tech equipment is shifting from deflation to inflation06:19 AI, the Middle East and excess demand07:27 Government spending and Australia’s capacity constraints09:10 The combination of forces keeping inflation elevated10:12 Can higher interest rates still bring inflation down?11:16 How rate hikes flow through the economy13:22 Are there fairer alternatives to raising interest rates?14:43 Why inflation control falls to independent central banks16:41 What could happen to interest rates next?17:21 The outlook for the RBA’s next moves

Markets have enjoyed a strong run, but are there warning signs investors should be watching? In this episode, Diana Mousina and My Bui unpack five key risks that could impact markets in the months ahead, from rising bond yields and interest rate expectations to Middle East tensions, US politics and a slowing Australian consumer. They also explain why long-term investors shouldn't lose sight of the opportunities that still exist despite the uncertainty. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 17 September 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group00:00 Introduction: Why investors should pay attention to risks01:05 Risk #1: Rising bond yields and why markets care03:49 Risk #2: Interest rate expectations increase04:33 Why the US Fed may still raise rates07:12 Fed credibility, politics and market expectations09:20 Risk #3: Middle East tensions and oil prices10:19 Risk #4: Trump, US politics and midterm elections12:00 Risk #5: Australian consumer slowdown13:45 What it means for markets and investor returns14:12 Reasons to remain optimistic long term14:37 Closing remarks

Australia's retirement system is often called one of the best in the world, but are retirees making the most of it? As AMP launches its Retirement Confidence Pulse for 2026, Diana Mousina sits down with AMP's Ben Hillier to explore the shape of retirement today: why many retirees are spending less than they can afford, the growing divide between homeowners and renters, and whether Australians are too fearful of running out of money. They also discuss intergenerational wealth transfer, helping children into the housing market, unlocking home equity, and why confidence may be the missing ingredient to a better retirement.Read more on the Retirement Confidence Pulse for 2026https://www.amp.com.au/about-amp/news/2026/september/Retirement-confidence-flatlines-as-fear-of--running-out-grips-three-in-five-AustraliansImportant information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 03 September 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP GroupTimestamps00:00 Introduction and Australia's two-speed economy01:18 What retirement looks like in Australia today03:29 Why retirees could be spending more04:42 Home ownership, mortgages and retirement07:28 The Bank of Mum and Dad09:19 How much money do you really need to retire?10:00 The "10-30-60" retirement spending rule11:32 Why spending naturally declines in retirement13:03 Is $500,000 enough for retirement?14:02 Biggest challenges facing retirees14:39 Why Australia's retirement system is so complex15:14 Do retirees really need financial advice?17:08 New retirement income solutions explained18:23 Unlocking home equity in retirement20:27 Should retirees leave an inheritance?21:49 Giving with a warm hand, not a cold hand22:01 The coming $3.5 trillion wealth transfer22:44 Is Australia's retirement system world-leading?23:26 How confidence changes retirement spending24:09 Closing remarks

Australia's latest profit reporting season is showing its strongest results in years, but is it enough to compete with booming global markets? Shane Oliver and Diana Mousina unpack company earnings, the outlook for Australian shares, the Reserve Bank's interest rate dilemma, persistent inflation pressures, and the debate around superannuation's role in tackling cost-of-living challenges.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 21 August 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group00:00 Introduction and profit reporting season begins02:02 Australia's strongest earnings season in years03:21 Why US company profits are outperforming Australia04:39 Dividends, franking credits and investor returns06:06 Australia vs global shares outlook06:38 Budget changes and capital gains tax concerns08:00 Property market impacts and RBA policy outlook09:19 Should the RBA be raising rates now?13:26 Forecasts, inflation and the role of economists16:19 Shane and Diana's interest rate predictions17:09 Consumer spending, wages and inflation pressures18:04 Buying Australian products vs imports21:05 Could superannuation help fight inflation?23:23 Debate over accessing super during cost-of-living pressures24:25 Why long-term super investing still matters25:52 Wrap up

Markets may be near record highs, but are investors becoming too comfortable? In this episode, My Bui and Diana Mousina explore the latest developments in the US-Iran conflict, what a potential deal could mean for markets and oil prices, and why rising geopolitical tensions could have lasting consequences for inflation, government debt and defence spending. They also unpack concerns around Japan's debt and currency pressures, Australia's latest inflation data, and what it all means for interest rates, household spending and investment markets.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 07 August 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group00:00 Markets near record highs: what's driving optimism?00:31 US-Iran tensions and escalating geopolitical risks02:13 Why markets still expect a deal03:25 What a full-scale conflict could mean for markets and oil04:16 Strait of Hormuz and global energy supply risks06:10 Long-term consequences of the conflict06:30 Modern warfare: drones, cyber attacks and AI07:37 Defence spending and its economic impact08:48 Inflation, debt and higher government spending09:31 Why rising debt could keep bond yields elevated10:14 Japan's debt burden explained11:10 Inflation, currencies and Japan's economic challenges12:09 US support for the Japanese yen13:03 Currency intervention and market fundamentals15:29 Is now a good time to visit Japan?17:00 Australia's latest inflation update17:49 What it means for the RBA and interest rates18:36 Household spending remains surprisingly strong19:11 Why interest rates may stay higher for longer19:31 Wrap-up and key takeaways