Claim OwnershipMoney Lessons with Andrew Temte, PhD, CFA
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Description
Make Financial Literacy Accessible Through Compelling Storytelling
Join Dr. Andrew Temte every Saturday for Money Lessons—a weekly financial education podcast that transforms complex economic concepts into accessible, engaging stories. Each bite-sized 10-minute episode builds your financial knowledge through historical narratives and practical applications, making this the perfect podcast for anyone seeking to improve their money management skills and investment understanding.
What You'll Learn:
From the ancient origins of money and banking to modern stock markets and retirement planning, Money Lessons covers essential financial literacy topics including:
- How insurance and risk management work
- Stock market fundamentals and investment principles
- Banking systems and monetary policy
- Interest rates, inflation, and economic cycles
- Credit, debt, and smart borrowing decisions
- Foundational macro and microeconomic principles that directly apply to personal financial decision-making
- Building wealth through informed financial decisions
Your Host:
Dr. Andrew Temte brings unparalleled expertise as a PhD in finance, CFA Charterholder, and former CEO of Kaplan Professional. With over 15 years of university teaching experience, Andy makes finance education approachable for everyone—from high school graduates to seasoned professionals seeking to sharpen their financial acumen.
Why Money Lessons:
Unlike traditional personal finance podcasts, Money Lessons uses historical storytelling to reveal how financial systems evolved and why they matter today. Whether you're learning about the Knights Templar inventing banking, the Dutch East India Company creating stock markets, or Benjamin Franklin's compound interest experiments, each episode connects past innovations to your present financial decisions.
Perfect for young professionals starting their investment journey, parents teaching financial responsibility, or anyone building a foundation for long-term wealth creation.
New episodes every Saturday. Subscribe today and start your journey of financial literacy.
118 Episodes
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In this episode of Money Lessons, Andy discusses the concept of yield on bonds, explaining their significance in evaluating investment returns. He breaks down various yield measures, including nominal yield, current yield, and yield to maturity, highlighting their differences and importance in bond investment. The episode also covers callable bonds and the hierarchy of yield measures, providing listeners with a comprehensive understanding of how to compare bonds effectively.
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In this SPECIAL EPISODE of Money Lessons, Andy discusses the implications of the U.S. government's interest in acquiring Greenland, arguing that such a move could exacerbate global tensions, undermine the country's financial stability, and have direct negative consequences for the average citizen.
He emphasizes the importance of maintaining strong global alliances, particularly in light of the U.S.'s significant national debt, which stands at over $38 trillion. Temte warns that escalating tensions could lead to foreign governments selling U.S. Treasury bonds, destabilizing financial markets and increasing borrowing costs for both the government and consumers.
AndrewTemte.com
In this episode of Money Lessons, Andy discusses the world of bonds, explaining their mechanics, pricing, and the INVERSE relationship between interest rates and bond prices.
He emphasizes the importance of understanding these concepts for making informed investment decisions and introduces the topic of yield, which will be explored in the next episode.
In this episode of Money Lessons, Andy explores the evolution of bond markets from the aftermath of World War II to the present day. He discusses the regulatory reforms that laid the groundwork for modern bond investing, the rise of institutional investors, the transformation brought by electronic trading, and the impact of globalization. Andy highlights how these changes have democratized bond investing, making it accessible to ordinary investors and creating a diverse and liquid market.
AndrewTemte.com
In this episode of Money Lessons, Andy explores the historical context and implications of the bond market collapse during the Great Depression, the subsequent regulatory reforms, and their lasting impact on today's financial landscape.
He discusses the failures of the credit rating system, the introduction of the Trust Indenture Act of 1939, and the significance of the Glass-Steagall Act in protecting investors. The episode concludes with a reflection on the ongoing debate surrounding regulation in financial markets.
#financialliteracy #moneylessons
In this episode of Money Lessons, Andy explores the evolution of corporate bond markets, highlighting their historical significance, the role of credit ratings, and the legal protections that make corporate lending viable. He emphasizes the importance of understanding corporate bonds as a stable investment option compared to stocks, and discusses the current state of the bond market.
#financialliteracy #bondmarkets #corporatebonds #financialhistory #personalfinance
In this episode of Money Lessons, Andy explores the complexities of sovereign debt, focusing on historical examples of nations that have defaulted on their obligations. He discusses the immediate relief that defaults may provide, but emphasizes the long-term consequences, including loss of credibility, economic isolation, and political instability.
The episode highlights the importance of understanding the implications of broken promises in government borrowing and sets the stage for future discussions on corporate debt.
In this episode of Money Lessons, Andy explores the evolution of sovereign debt from its early origins in ancient Mesopotamia to its transformation into a systematic foundation for modern nation-states.
He discusses the role of the Fugger family in early sovereign lending, the impact of the Glorious Revolution on government borrowing, and the establishment of the Bank of England, which revolutionized the way governments manage debt. Temte emphasizes the importance of institutional credibility in sovereign lending and warns of the risks of complacency in borrowing practices.
This episode of Money Lessons with Andrew Temte explores the evolution of equity investing, highlighting how technology has transformed stock ownership from an exclusive privilege to a widely accessible opportunity.
Andy discusses the historical context of investing, the impact of regulatory changes, and the rise of online trading platforms. The conversation emphasizes the importance of financial literacy in navigating this new landscape, where accessibility does not guarantee wisdom in investment decisions.
** News Flash ** The Saturday Morning Muse is now MONEY LESSONS with Andrew Temte, PhD, CFA!
Since the beginning of 2025, the show has been focused on the topic of financial literacy and we’ll be creating financial literacy lessons for the foreseeable future!
In this episode of Money Lessons, Andy discusses the evolution of equity securities markets, focusing on mutual funds and index funds. He explains how these investment vehicles democratized access to the stock market, allowing ordinary Americans to achieve diversification and participate in equity markets. The episode highlights the historical context of mutual funds, the revolutionary impact of index funds, and the future of investing with technology.
#financialliteracy #moneylessons #mutualfunds #stockmarket #personalfinance #indexfunds #diversification
In this episode of Saturday Morning Muse, Andy explores the evolution of financial markets, focusing on the investor optimism of the 1920s, the catastrophic market crash of 1929, and the subsequent regulatory reforms that shaped modern securities laws.
The discussion highlights the role of margin trading, the impact of speculation, and the necessity for investor protection through regulatory oversight.
You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. https://youtu.be/w9v5Evl_rl4
Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728
Here’s the link to the article on my website: https://www.andrewtemte.com/a-crash-sparks-the-rise-of-market-regulation
#smoothawley #crashof1929 #economichistory #stockmarket #financialliteracy #personalfinance #financialeducation #margintrading #greatdepression #sec
In this episode of Saturday Morning Muse, Andy explores the evolution of financial literacy and the impact of information technology on stock trading. He discusses how the telegraph revolutionized communication in the 19th century, enabling faster and more efficient trading. The introduction of the stock ticker further democratized access to market information, but also led to new challenges such as manipulation and speculation.
In this episode of Saturday Morning Muse, Andy explores the evolution of stock markets, focusing on the democratization of equity investments through railroads in the 19th century. He discusses the rise of “the market” as an economic barometer, the impact of the Panic of 1873, the creation of the first stock market indices, and the fundamental shift in understanding investment versus speculation, culminating in the principles established by the “father of financial analysis,” Benjamin Graham.
In this episode of Saturday Morning Muse, Andy explores the evolution of equity ownership and stock trading from the Dutch East India Company to the establishment of the London Stock Exchange. He discusses the challenges of informal trading, the catastrophic South Sea Bubble, and the eventual need for organized stock markets, highlighting the principles that govern modern financial markets today.
In this episode of Saturday Morning Muse, Andy explores the evolution of financial markets, focusing on the innovations of the Dutch Republic in the early 1600s. He discusses the limitations of previous equity ownership models and how the establishment of the Dutch East India Company (VOC) revolutionized investment through the introduction of transferable shares and a secondary market.
You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. https://youtu.be/SIVkx7_Td78
Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728
Here’s the link to the article on my website: https://www.andrewtemte.com/saturday-morning-muse/the-dutch-east-india-company
#financialliteracy #personalfinance #StockMarket #EquitySecurities #EconomicHistory #FinancialHistory #VOC #Liquidity
In this episode of Saturday Morning Muse, Andy explores the historical evolution of stock ownership, beginning with the Roman Publicani and the Venetian Commenda.
He discusses how these early systems of equity ownership laid the groundwork for modern financial practices through capital pooling and risk spreading for investment in major infrastructure projects and trading expeditions.
#financialliteracy #personalfinance #StockMarket #EquitySecurities #EconomicHistory #FinancialHistory #CapitalPooling
In this episode of Saturday Morning Muse, Andy explores the evolution of insurance and its democratization in the late 19th century. He discusses how industrial life insurance, expanded property coverage, and the rise of automobile insurance transformed the industry into a mass market service accessible to ordinary families.
Andy highlights the significant innovations that made insurance affordable and essential, as well as the role of insurance companies as major institutional investors in the early 20th century.
In this episode of Saturday Morning Muse, Andy explores the origins of modern insurance, focusing on Edward Lloyd's Coffee House in the 1680s.
He discusses how Lloyd's transformed the insurance landscape by introducing innovative practices such as syndicated underwriting, the publication of shipping news, and the establishment of a systematic reinsurance market.
In this episode of Saturday Morning Muse, Andy explores the evolution of insurance, tracing its origins from ancient civilizations to modern practices. He discusses how early merchants shared risks to protect their goods, the development of mutual aid societies in medieval Europe, and the establishment of formal insurance contracts. The conversation culminates in the recognition of the need for systematic fire insurance following the Great Fire of London, setting the stage for the emergence of modern insurance marketplaces.
#Insurance #economichistory #financialliteracy #risksharing #greatfireoflondon #mutualaidsocieties
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