First Home Foundations

Feeling Overwhelmed by the First Home Buying Process? You’re Not Alone. 🏡💭The property market keeps rising, your savings feel like they’ll never catch up, and the dream of owning your first home feels more distant than ever. The deposit seems impossible, your job doesn't match the rising prices, and every step forward feels like a challenge. Here’s the truth: you don’t have to wait for the market to crash (and, honestly, it's not happening anytime soon) to buy your first home. Homeownership is possible right now; it might not be your dream home, but it's the perfect place to start.In this episode, we’ll show you how to take that first step. Your first home doesn’t have to be perfect, it’s the foundation you need to build from. With the right strategy and support, like grants and financial assistance, you can buy what you can afford now and eventually leapfrog your way into your dream home. 💪✨Remember, you don’t have to face this journey alone. Step-by-step, we’ll guide you through the process, helping you access grants and schemes that make it easier to get started.What you’ll learn from this episode:How a First Home Specialist can make the buying process smoother 👨‍💼Ways to overcome the deposit hurdle and start saving 💰The grants and schemes available to help first home buyers 🏠Insights into the SE QLD property market and how it impacts your decision 📍Tips for managing mortgage repayments without feeling overwhelmed 💸The right mindset to help you push through the challenges 🧠How Home Equity creates future opportunities 💡Tune in now for expert advice that will guide you confidently through the home-buying process! 🎧🏡

Buying your first home can feel like one big decision after another, and the toughest one is often: "Should I buy now, or should I wait?" 🏠It’s easy to get caught up in the idea that the market is going to crash, and that waiting for the "perfect time" will save you money. But here’s the hard truth: historical data shows there’s no sign of a market crash anytime soon. In fact, property prices are expected to keep climbing, and First Home Buyers who wait risk being priced out of the market completely.In this episode, Matt and Leigh break down why waiting could hurt your chances of owning a home, and why buying as soon as you can is your best bet. Waiting isn’t just putting things on hold – it’s slowly shutting the door on your homeownership dreams. 🚪What you’ll take away from this episode:Key factors to consider before buying your first homeHow to make the right decision for youThe real benefits of buying now instead of laterWhat’s happening in the property market right nowDon’t let hesitation cost you your chance at homeownership! Tune in now and get the facts you need to make the right move. 🎧

Buying your first home can feel overwhelming – it’s often harder than buying your second. First Home Buyers are left wondering where to start, struggling to find support, and feeling like they’re in the dark about what to do next. With so much confusion and few willing to guide them, where do they turn?In this episode, Michael and Sarah share their personal journey of becoming first-time homebuyers. They talk about the hurdles they faced, from navigating a sea of information to dealing with the uncertainty of making such a big decision and how First Home Specialists turned things around for them.Join Leigh as he unpacks the common obstacles first home buyers face and how the right guidance can make all the difference. This episode also gives expert advice on navigating the journey and overcoming the hurdles that stand in your way.If you’re a First Home Buyer and you're not sure of the next step, don’t miss this episode – you’re not alone in this journey, and help is closer than you think. CHAPTER TIMESTAMPS0:00 Guest Introduction11:03 Finding First Home Specialists15:44 Common Problems of First Home Buyers23:53 Michael and Sarah's Home Buying Experience25:41 First Home Buying Obstacles28:08 When should you buy a home?32:07 Permanence and Security37:34 First Home Buying Landscape42:35 First Home Specialists Mission46:08 Emotional Support49:25 First Home Buying Advice53:58 Wrap Up

Are homes becoming less affordable?In this episode, Tom Egan and Leigh dive deep into the ongoing land shortage crisis in Australia and how it’s impacting the property market – from buyers and builders to developers. With prices skyrocketing and homes becoming less affordable, it’s important to understand what’s really happening behind the scenes.How is the land shortage affecting you as a first home buyer? In this conversation, Tom and Leigh break down the ripple effects of limited land supply and how it’s driving up prices, limiting options, and pushing many buyers out of the market. First-time buyers will get an inside look at the Property Market System and learn what changes need to happen to make it work for everyone – or risk being priced out for good.In this episode, you’ll discover:Why is the land shortage driving up home prices? 📈Are developers keeping prices high, or is there more to the story? 💸How can first home buyers still get into the market with a low deposit? 🏠Don’t miss out on these crucial insights to help you make smart moves on your journey to homeownership. Hit play and take notes – this could be the first step toward your dream home! 🌟CHAPTER TIMESTAMPS0:00 Guest Introduction01:39 Home buying and Opportunities10:20 The Queensland Property Market18:34 Understanding First Home Buyer Grants23:23 Why can't developers reduce their prices?24:51 Are long approvals causing more demand?26:42 What is bringing house prices up?31:00 The effect of increasing prices on home buyers33:22 How can you buy a home today?36:17 The future of homebuying in Australia45:26 Land Registration and First Home Buying54:02 Potential Hotspots01:01:04 Closing Remarks

It has been said many times that the road to financial freedom is in investing. We often hear about the wins but not everyone talks about the bumps along the road—the risks, the losses, and the tough lessons learned. In this episode, Leigh sits down with Dominic McKenna, a business owner and investor, to explore the highs and lows of the investing journey, and how similar it is to the journey of a first home buyer. They’ll walk you through the hardships and challenges they’ve faced, and how they’ve navigated them to get to where they are today. If you’re ready to learn about the real side of investing and home buying, tune in and grab some words of wisdom for your own journey. CHAPTER TIMESTAMPS00:00 - Guest Introduction03:28 - On Mindset and Perseverance06:20 - Growth vs Fixed Mindset07:42 - Mindset and Relationships10:44 - Home Buying Mindset13:00 - Skepticism vs Cynicism18:58 - Setting yourself up for success25:26 - COVID in Melbourne33:00 - The boom of Melbourne03:23 - Dominic's Investment Journey44:34 - Life and Death56:21 - Dominic's Property Journey01:07:43 - Investment Math01:12:42 - Advice for First Time Investors01:18:13 - Wrapping up

When it comes to buying your first home, there's one big question that everyone asks: "Can I afford it?" 🤔If you’ve ever found yourself wondering how to get your finances in order for a home, this episode is for YOU. Leigh sits down with Jason Robinson, a Certified Practicing Accountant and member of the CPA Australia Committee, to help you understand the "numbers" to consider when buying your first home.Together, they’ll answer the questions that matter most to first home buyers, including: How do I manage my finances? 💸 What spending habits are holding me back? 🛑 How do I save up for a deposit? 💰 Will I be able to buy my first home? 🏠 This episode is all about getting real with the financial aspect of home buying, and Jason’s expert tips will give you the clarity you need.So grab your calculators and get ready to start crunching some numbers! You'll walk away with practical advice and simple steps to better manage your finances, break free from bad spending habits, and build up your savings so you can confidently make that first home purchase.

Buying your first home can feel like a huge decision, with so many questions swirling in your mind.  It’s overwhelming, but it doesn’t have to be!   In this episode of First Home Foundations, Leigh and Clint Rowlings take you on a reflective journey through their own first-home buying experiences. They’ll walk you through the tough decisions they made and the lessons they learned, so you don’t have to repeat their mistakes. 🚶‍♂️💡   Here’s what you’ll learn in this episode: What to expect when buying an existing home 🏠 The challenges of securing a home loan 💸 Property Growth 📈 The Effect of Waiting to save more deposit 💵 The most common mistakes first-time buyers make (and how to avoid them!) ❌ Tips for investing in real estate

Buying your first home is one of the biggest purchases you will make, which makes it one of the most important financial decisions in your life. Sitting with Leigh in this episode is Jeff Noble, a managing director of Integra Wealth Solutions. Together, they break down the fundamentals of saving and investment, the importance of financial literacy, and the relationship between finance and real estate.   This episode will help you gain a fresh perspective on the property market through the lens of a finance expert.   Join Leigh and finance expert Jeff as they dive deep into essential topics that will guide you on your journey to homeownership:   Finance Management Tips: Discover effective ways to manage your finances, ensuring you're prepared for different scenarios in life. 💰 Setting Financial Goals: Learn how to set achievable financial goals. 🎯 The Magic of Compound Interest: Discover how compound interest can work in your favor. Navigating Home Buying Challenges: Gain insights into common challenges first-time home buyers face and how to overcome them. 🏡 Future of Home Buying: The property landscape in the next ten years and how to prepare yourself for it.   Whether you're just starting to learn about financial independence or actively saving for your first home, this episode is filled with valuable knowledge and inspiration. By understanding the financial landscape, you can make informed decisions that lead to a secure and stable future for you and your family. CHAPTER TIMESTAMPS: 00:00 Guest Introduction 01:52 What is a Tax Haven? 02:40 Finance Management 05:53 Jeff's Career 09:57 COVID in Melbourne 12:37 Opportunities in Melbourne 14:57 Work Culture in Singapore 17:15 How Jeff got into Finance 19:43 How to model financial success 25:43 Mentors 26:38 The power of repetition 30:07 Preparing yourself for opportunities 31:44 Setting Financial Goals 34:28 Advice for Savings 38:11 The effect of consistent savings 39:03 Compound Interest 42:54 Generational Challenges with Home Buying 45:10 Overcoming Home Buying Challenges 46:08 Getting your foot into the market 47:47 Home Buying in 10 years 57:52 First Home 01:00:07 Home Buying Pressures 01:02:24 Forever Home 01:03:37 First Home Buying Advice

Everybody wants a secure future, but not everybody knows how to do it. 🌟 In this week's episode, Leigh and James Fitzgerald, the managing director of Queensland's largest land developers - JLF Group of Companies, dive into important aspects of financial literacy, the fundamentals of saving and investing, and how your first home paves the way for security and stability. 🏡💰   This episode discusses the following topics:   The Importance of having a mentor 🤝 How to overcome home-buying fears The basics of saving and investing How to navigate the Australian Land Crisis   Whether you're still learning about financial independence or are already working towards it, this episode is filled with knowledge and inspiration to help you take control of your future. 💪✨ CHAPTER TIMESTAMPS: 0:00 - 12:08 Getting to know James 12:10 - 15:23 Finding a mentor 15:24 - 18:56 The secret to success 19:27 - 21:28 What do you want in life? 21:36 - 27:28 Getting over the first home buying fear 27:28 - 33:29 The Basics of Handling Money 33:29 - 37:24 Financial Literacy 38:08 - 41:22 Perspectives on Money 41:44 - 44:49 Being a First Home Owner 44:51 - 45:22 Being an investor 45:22 - 49:29 Financial Independence 49:30 - 59:40 Australian Land Crisis 59:40 - 01:01:49 First Home Buyer Advice 01:01:50 - 01:02:03 - Closing remarks

Will property prices keep going up? 🤔 This is a question we've all asked more than once. In this episode of First Home Foundations, we dive deep into the land and development market to uncover the truth. 🔍 Learn how COVID-19 has impacted prices, understand the latest trends shaping the home buying landscape, and discover expert tips for navigating the process. 🏡   This episode will explore: The impact of COVID-19 on the property market: How has the pandemic affected prices and demand? The current state of land supply: Is there enough land to meet the growing demand for housing? Expert tips for navigating the home buying process: Learn from the mistakes of others and make informed decisions.   By having a better understanding of the hidden world of land and development, you will be able to make informed decisions about your home purchase. Discover the factors driving property prices, understand the role of land supply, and learn about the latest trends in property. Chapter Timestamps 0:00 Getting to know the guest 03:19 Investing in Managed Funds 06:05 Investing in Property 09:13 Lessons in Property 12:20 Purchasing Land 15:10 The effect of COVID in Melbourne 18:39 First Home Buying in Melbourne 20:55 Helping First Home Buyers 23:05 Prices in SE Queensland Properties 25:57 Land Supply 29:24 Property Prices Trend 38:01 Working with Builders 43:04 Build Quality of Homes 48:43 The importance of experts 52:29 Buying your First Home 57:18 Michael's Home Buying Journey

Despite its massive landmass, Australia is grappling with a land supply shortage that's impacting home buyers nationwide. Why is this happening? In this eye-opening episode of First Home Foundations, Leigh sits down with Mitchell Scale, a National Acquisitions Manager, to break down the land development scene. This episode talks about the following topics: The root causes of the land supply issue Key differences between units, townhouses, and new builds Essential contract clauses every first-time buyer should know With a better understanding about land development, you will be better equipped with the knowledge to navigate the home buying process, position yourself better to deal with land development agents, and make informed decisions for your dream home. 🎧 Subscribe to First Home Foundations and find out how to turn your home-buying dreams into reality! Episode Chapters 00:00 Getting to know the Mitchell Scale 03:05 Takeaways of being in property 04:36 Units and Townhouses 07:33 Disadvantage of A Unit or Townhouse 09:26 Unconditional Contract 11:15 Finance Clauses 12:55 Struggles for Developers 17:38 Australian Housing Crisis 18:56 Increasing House Demand 19:40 Immigration 24:26 How Immigration Helps Australia 29:34 Inflation 34:48 Housing Supply Problems 38:03 The First Home Specialists Process 43:04 Do developers hold back blocks? 44:30 Land Shortage 49:34 The Solution to Land Supply 51:13 Home Buying Journey 56:43 Saving for a home 56:15 Getting into the property market 01:05:07 The Emotional Journey of First Home Buying 01:09:33 When should you buy your property? 01:13:14 Buying a home with a low deposit 01:13:52 Investment Property 01:18:10 First Home Buying Advice

Buying your first home is more than just a financial decision—it’s a major relationship milestone. Bella and Sam discovered this first-hand when they embarked on their home-buying journey. In this episode, Leigh dives deep into their experience, exploring the challenges they faced, the compromises they made, and how they overcame doubts to secure their dream home. Throughout the episode, you'll be able to understand: How to align your financial and emotional goals as a couple The real conversations you need to have before buying a home Strategies for turning doubts into opportunities If you're a couple about to buy their first home, then this is the episode for you. Discover the raw, real experiences of Bella and Sam as they navigate the ups and downs of their home-buying journey. Uncover practical tips and heartfelt advice that will empower you to tackle challenges together, deepen your connection, and transform your dream home into a reality. 🎧 Subscribe to First Home Foundations and find out how to turn your home-buying dreams into reality! Chapters: 00:00 Getting to know the guests 27:50 Bella and Sam's Home Buying Journey 29:50 Paying off Credit Card Debts 32:05 Overcoming the Credit Card Debt Hurdle 35:28 Money Habits 42:28 Finances in relationships 47:10 Exploring Affordability 49:15 Pressures from Friends and Family 57:29 Navigating through the fear and pressure 59:51 First Home Buying Compromise 01:03:37 First Home Reactions 01:06:17 Buying a home is difficult but not impossible 01:10:33 Wrapping up

In this episode Queensland’s 8th largest builder, Tom Egan of Avia Homes joins the podcast.   Tom shares industry insider secrets that every First Home Buyer should know, the biggest mistakes to avoid as well as a candid look at how he rose from humble beginnings to become a one of the biggest builders in Queensland.   If you are a First Home Buyer considering building a new home this episode is a must listen.

In this episode of the First Home Foundations Podcast, Leigh sits down with Tim Reed, former Ironman 70.3 World Champion, as he shares his journey to homeownership. Discover the common challenges faced by first home buyers, from securing a home loan to navigating the housing market. Gain valuable insights from Tim's experience transitioning from first home buyer to owner, and learn how your first home can be a stepping stone to your dream home. Delve into the Australian Housing Crisis with Leigh and Tim, exploring its impact and forming your own opinions on the matter. Tune in for a discussion that offers practical advice and valuable perspectives on First Home Buying.

Embark on a transformative journey with our latest episode as Leigh and Darryl Bright explores a myriad of topics ranging from the Australian housing crisis to the intricacies of self-improvement and overcoming challenges. Gain valuable insights as they dissect the complexities of the housing landscape and shed light on the Commission Housing system in Australia and Ireland's housing history. Join Leigh and Darryl as they navigate the delicate balance between natural talent and hard work, uncovering the essence of success as the combined result of repetition and deep contemplation.  From the relentless pursuit of perfection to the transformative power of shifting perspectives, this episode unravels the intricacies of human psychology and the pursuit of happiness. Learn about goal setting and the significance of seeking guidance in navigating life's challenges. With a focus on supporting first home buyers, they offer practical advice and insights into overcoming anxiety and self-doubt on the path to homeownership. By the end of this episode, you will discover the importance of community, knowledge sharing, and continuous self-improvement, and how each of these elements can bring you closer to buying your first home.

In the third episode of the First Home Foundations Podcast, Leigh sits down with Alex Quirke from Avia Homes, Queensland’s 8th largest builder.   Together, they discuss the inner workings of the property market, what happens in the background when you build a home, and the current landscape of real estate in Australia and how COVID has affected it. They also provide expert tips on how you can get into your first home

In this episode of the First Home Foundations podcast, Leigh interviews previous clients, Matt and Katie, and talks with them about their journey to homeownership. Discover how they tackled financial hurdles, navigated the housing market, and turned their dream of owning their first home into reality with support and guidance.

In the pilot episode of First Home Foundations, Lucas and Leigh discuss the intricacies of buying a first home, emphasizing the importance of expert advice and overcoming common misconceptions. They share personal experiences and reflections, highlighting the emotional journey and sense of fulfillment that comes with homeownership.