Investies: Your Weekly Guide to the Stock Market, Investing & Economy

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Linda is back at home, out of session, and is looking at the stock market and the state of the economy today. The market is swinging quite a bit, and is overall dealing with a lot of volatility. She also examines the latest jobs report, and explains why the latest forecast makes her worried for the state of the economy. Finally, she discusses how the stock market has performed YTD. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Linda and her Democratic colleagues returned to Texas to make quorum, and to vote on Trump's gerrymandered state maps. She gives us a full account of her experience, from making the decision to reutrn home, to being followed by state police, to making quorum, and what's next for Texas--and the country.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.We're featuring an episode from our archives: Linda's appearance at SXSW 2025, joined by Denise Hernandez and hosted by Bessy Martinez and House of Chingonas at Mira Mira in Austin. We talked about creating change, self care, community advocacy, our personal journeys, and so much more. Bessy is the founder of the Latina Foundation and host of The EveryDay Jefa podcast. Denise is the presiding county court judge in Travis County, Texas, and an activist advocating for youth adversely impacted by the justice system. You can find Bessy here: @everdayjefa, and you can find Denise here: @denisecreateschange. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.The stock market contracted in the last week, and continues it's signature instability under Trump. As tarriffs still hang in the balance (with no change in site), the market wavers, and in the last week, makes a small retraction. Just hang on tight to your portfolio and don't make any sudden moves right now.In other economic news, earnings season is on! Plus, the Fed its annual performing a stress test on the nation's banks. Linda explains what this means for our personal investment plans.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Linda recently recorded a live interview with Shannon Cohen, founder of Rockstar Woman Movement. In this episode, she and Shannon discuss her investing journey and attitude towards building and claiming wealth. Linda also answered several questions from audience members, about debt, when to start investing, investing with friends, and much, much more.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. We're dipping into the archives to bring you an always-relevant topic: keeping your emotions in-check while the stock market swings, dips, and rises.To say that it has been a wild week for the stock market is an understatement. Linda reminds us that along our financial journey, we’re going to hit bumps in the road. What do we do when the market starts going haywire? Sit tight, take a deep breath, and wait out the chaos. When you’re investing, patience is the name of the game. And don’t forget: this election season has been pretty intense! And the stock market and the economy are reacting. Just stay the course, breathe, and don’t make any sudden movements! There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.To say that we're living in a volatile time is a major understatement: in the last week, Israel launched missile strikes on Iran; our unemployment and inflation numbers are up; and the No Kings protests were a resounding success nationwide. The stock market is reacting (and rebounding) to all of this news. During such a time of upheaval and intensity, it's only natural to feel despair. In this episode, Linda discusses the ebbs and flows of the market, and places our current moment in historical context. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Linda just wrapped up her first legislative session in the Texas House of Representatives--and was honored as an exceptional member of the freshmen legislative group! Linda is looking at the stock market today, specifically the recent dramatic swings we've gone through. Despite the recent high highs and low lows, the market has made a significant recovery. She analyzes the intense swings this past spring--from the all time high in February, to the all-time low in April. She also explains how American politics are impacting our economy and the stock market. She also recommends some investment strategy.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Episode about US’s lowered credit rating (Q3: Moody’s downgrades - 8/10/2023) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. We're featuring an episode from our archives. Linda discusses custodial accounts, and how transformative they can be. She speaks to the necessity of financial education for communities of color. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. On this week's episode, Linda celebrates a belated Mother's Day with her son, Beni. While Linda is serving in the Texas State House, she is away from home regularly. Today, she's interviewing Beni and they're catching up about school, Texas State politics, visiting the state capital, and being apart from one another. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trust https://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. This week, we’re running an episode from our archive: Lessons from Ray Dalio. Ray has been in the news lately talking about economic volatility following Donald Trump’s election, tariff implementation, and trade war. Last year, we put out an episode about Ray’s lessons on inflation and recession–we think it will resonate with you now, especially. So, in this episode, Linda discusses the teachings of famed billionaire investor and Bridgewater Associates, Ray Dalio. She also examines the trend of the ultra wealthy expanding their citizenship portfolios. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Linda is a democrat member of the Texas State House of Representatives. This week, she’s giving us an update from her political office, in a segment we’re calling “Talk me off the lege.” Linda updates us about a financial literacy bill that she’s championing in the State House in partnership with Yanely Espinal, a financial educator and content producer. Linda also gives us a stock market update. In the last week, we saw a quick stock market recovery. This is likely precipitated by earnings calls. Just remember: with so much stock market volatility, don’t make any sudden changes to your portfolio. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Linda is a democrat member of the Texas State House of Representatives. This week, she’s giving us an update from her political office, in a new segment we’re calling “Talk me off the lege”. Last week, Linda and the rest of the reps voted on a key piece of legislation: vouchers for private education. Families are being given vouchers that potentially drive funding away from public schools in Texas. Texas and fellow Texas House democrats voted against the legislation to protect families and support public education; republicans by and large voted for the legislation–and won. In this episode, Linda unpacks what happened in this legislative session, and the impact the passage of this legislation will have on Texas residents. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Last week, it looked like the stock market was going to crash: it actually did crash, but it recovered by the end of that trading day. Linda explains what intraday trading is. We are witnessing Trump manipulate the stock market right now, using his Truth Social and X feeds to signal stock market drops and recoveries. This is, needless to say, unprecedented. Trump is reversing on tariffs, delaying them, and making exceptions for certain goods, which is adding to stock market volatility and chaos. Currently, Linda is not making new investments. She is waiting to buy when the market is less volatile. For now, stay strong, Investies! Don’t let your emotions get the better of you as you watch the market rise and drop and rebound again. We’ll ride this out together! There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Episode on market manipulation Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Linda examines the most recent jobs report–and while we added 228,000 jobs to the market, the unemployment rate increased from 4.1% to 4.2%. Normally, positive jobs numbers would be reflected positively in the stock market, but the market isn’t celebrating at all. Trump’s tariffs and resulting reciprocal tariffs from trading partners like China are causing stock market chaos. Speaking of stock market chaos… We’ve been waiting and wondering if and when the market was going to crash. It is now. This is not the time to sell off your entire portfolio. This is the time to hold on–that will only cause the stock market to crash further. This is the time to invest in those blue chip stocks that you normally can’t afford. This is the time to hold fast and have patience, and manage your emotions as an investor. Remember: we’ve seen market crashes before. We’re currently headed towards a bear market, which means that yes, the stock market is crashing, or has crashed (depending on when you listen to this). And yes, the catalyst is Trump’s tariffs, and the possibility of a full-blown global trade war. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Episode on market manipulation Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Last week, the stock market made a “v-shaped” recovery–a steep recovery after a very steep drop. But are we actually in the clear? Linda analyzes why these gains aren’t sustainable, given Trump’s volatility as a leader. His ever-changing policy decisions on things like tariffs, immigration, and diplomacy have really serious implications for the economy, and for the stock market. We’re talking recession-level implications. Is this scary? Yes. But remember: millionaires are made in recessions. During moments of financial crisis, we can make strategic investments in blue chip stocks when they are down--and expand our portfolios exponentially. Linda dives into recession-era investment strategy. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Episode on market manipulation Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. This week, we’re sharing audio from one of Linda’s recent appearances at SXSW 2025. This discussion, hosted by Bessy Martinez and House of Chingonas at Mira Mira in Austin. Bessy is the founder of the Latina Foundation and host of The EveryDay Jefa podcast. Her co-panelist was Denise Hernandez, the presiding county court judge in Travis County, Texas. She is also an activist working advocating for youth adversely impacted by the justice system. You can find Bessy here: @everdayjefa, and you can find Denise here: @denisecreateschange. We talked about creating change, self care, community advocacy, our personal journeys, and so much more. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Episode on market manipulation Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. This week, Linda discusses Trump’s economy, and his impacts on the stock market. As you are probably noticing, the market is still on a major roller coaster ride, thanks to Trump’s policy decisions–from DOGE to tariffs and beyond. Last, week the stock market neared correction territory after Trump enacted sweeping tariffs on Canadian and Mexican goods. After the stock market nearly tanked, Trump walked back the tariffs. We are in a limbo–will Trump eventually enact more tariffs? Are we heading towards a stock market crash? Trump’s capricious decisions are impacting all of us, republican and democrat alike, and the economy and stock market are suffering. Linda also unpacks a new jobs report from the Bureau of Labor Statistics. While job numbers are up (yay!)unemployment numbers are up too (boo!), especially among Latinx folks. This doesn’t bode well for the economy and job seekers. Sweeping layoffs and firings across the country (especially from DOGE) will be especially represented in next month’s jobs report. Linda also shares updates on the latest update from Fed Chair Powell and his latest updates on rate hikes and stock market volatility, and why his comments impacted the market positively. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Episode on market manipulation Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. This week, Linda unpacks recent stock market volatility, and its causes, which include layoffs and DOGE firings of federal workers, tariffs, and inflation. We are seeing a small rally in the market, however; but it’s unclear how long this will last. Linda also reviews the stock market’s performance in February. It’s no surprise that the Dow, the S&P 500, and the NASDAQ were all down in February. Linda helps us zoom out and look at larger trends in the market. She also provides advice for us as investors on how to approach our portfolios during all of this chaos in the stock market and the economy.  There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Episode on market manipulation Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Investies, we are now publishing new episodes every Tuesday! Thanks for tuning in. This week, Linda shares two committees she has joined in this legislative session: Pension, Investments, and Financial Services (PIFS), and Delivery of Government Efficiency (DOGE). The DOGE committee of which Linda is now a part is not the DOGE committee that Elon Musk is running on the federal level; instead, this is a committee that operates on a state level in Texas, and it reviews if Texas state agencies are running as efficiently as possible. Last Wednesday, the stock market was at an all time high. And then on Thursday and Friday, investors started selling off, which precipitated a sharp decline in the market. Trump’s trade war, and new tariffs, are the cause. Linda unpacks how this all went down–and advises us on what to do right now as investors. Linda also updates us on the latest in inflation. The CPI (consumer price index) measures the change in prices paid for goods and services–and it’s currently telling us that inflation is still a problem.  There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Produced by Cosmic Standard & In Luz We Trust Episode on market manipulation Learn more about your ad choices. Visit podcastchoices.com/adchoices