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Taking Care of Tutu - Navigating Estate Planning and Probate with Aloha
Taking Care of Tutu - Navigating Estate Planning and Probate with Aloha
Author: Meg Obenauf
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Welcome to "Taking Care of Tutu," the podcast that explores the legal mechanics of how we care for our loved ones and ourselves using the tools of estate planning, probate, and elder law. Join us as we dive into the world of legal intricacies with a touch of aloha spirit. In this podcast, we follow the journey of a dedicated estate planning, probate, and elder law firm as they share insights, stories, and expert advice. They're on a mission to be a one-stop resource in Hawaii for all things related to creating trusts and wills, passing on the family home, and helping tutu qualify for the care she needs. Our hosts are passionate about their community and have one main goal for this podcast: extending a helping hand to those in need in the Maui community. They're here to tackle the exploitation of the elderly, greedy family members, and unscrupulous attorneys head-on and share stories that will resonate with anyone who has experienced the heartbreak of improper planning or family disputes. Our hosts are here to guide you through it all and offer tips for listeners interested in avoiding drama in their own families. Join us as we answer your major questions: Do I need a trust or a will? A Power of attorney? When would I need to file a probate? How do I get my mom on Medicaid? Get ready for a podcast that combines legal expertise with heartfelt stories, making the complexities of estate planning and probate on Maui accessible and relatable. Your ohana deserves the utmost care and attention.
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Guest: Darryl Ng, Civil Air Patrol – Maui In this episode, Meg speaks with Darryl Ng of the Civil Air Patrol (CAP) about the incredible programs CAP operates on Maui—from youth training to emergency response to STEM education for local teachers. They also discuss the upcoming Wreaths Across America event honoring veterans at Makawao Veterans Cemetery on December 13, 2025. In this episode, you will hear about: 1. STEM Programs for Cadets Maui cadets participate in hands-on STEM activities including building rockets, drone training, and monthly aerospace education sessions. 2. Adult Volunteer Emergency Services CAP's adult volunteers support real-world emergency and disaster operations on Maui. Volunteers can train in: Incident Command System (ICS) operations within Hawaii Emergency management Aircrew roles, such as Mission Observers, Mission Scanners, and Pilots Air photography Ground teams for moving supplies, assisting at shelters, and locating emergency locator beacons 3. STEM Kits for Teachers Teachers in grades K-12 receive: A lifetime membership for $35 Ability to order two STEM kits per year, such as drone kits, telescopes, and flight simulators, that they get to keep Bonus: Every participating teacher receives an annual orientation flight. CAP tailors the flight to what the teacher is currently teaching—for example, microclimates, geography, or ecosystems. 4. Wreaths Across America – Makawao Veterans Cemetery, December 13, 2025 Each year, CAP leads the Maui Wreaths Across America ceremony. 2025 Event Details: Date: December 13, 2025 Time: Ceremony begins at 12:00 PM (arrive early) Location: Makawao Veterans Cemetery Volunteers help present wreaths and speak aloud each veteran's name in gratitude. This year, CAP has 450 wreaths sponsored. At the event, donations are two wreaths for the price of one ($17). How to Donate or Learn More: maui.cap.gov – look for the red Wreaths Across America button Or search "Maui" on the Wreaths Across America site Supporters may choose Civil Air Patrol or Sea Cadets as the sponsorship group 6. Connect With Civil Air Patrol Website: GoCivilAirPatrol.com Facebook: https://www.facebook.com/maui57th Instagram: https://www.instagram.com/hiwgcap Guest's Email: darryl.ng@hiwgcap.org Guest's Phone: 323-388-9397 Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
This week on the Taking Care of Tutu podcast, we team up with Cindy Fowler, Program Manager for Kauaʻi and Maui County with the Alzheimer's Association Aloha Chapter. With a background in physical therapy and years of working with kūpuna in home health, Cindy brings deep professional and personal experience to the conversation—including caring for her own mother and father-in-law through dementia. Cindy and her "Care Bears" offer individual consultations for caregivers to troubleshoot real caregiving challenges, such as refusing to shower, resistance to adult daycare, or insisting on attending medical appointments alone. The Alzheimer's Association recommends the Partnership Approach to Care to help foster autonomy and minimize conflict with the loved one. Cindy also shares with us the Ten Warning Signs of Dementia so we know what is typical aging and what symptoms mean it's time to seek medical attention. In this episode, you will hear: What support does the Alzheimer's Association of Hawaii offer caregivers of individuals with dementia in Hawaii? How can families form meaningful partnerships with loved ones affected by dementia while maintaining independence? What are the unique challenges associated with different types of dementia, such as Lewy body, vascular, and frontotemporal dementia? How can caregivers recognize early warning signs of Alzheimer's and other dementias to ensure timely intervention? What strategies can be employed to manage Alzheimer's-related challenges like driving restrictions and elopement risks? What are the latest advancements in Alzheimer's treatments and diagnostics, including new FDA-approved therapies and blood tests? Resources from this Episode Guest's Website - https://www.alz.org/hawaii Guest's Office Number: (808) 518-6655 Alzheimer's Association 24/7 Helpline: (800) 272-3900 Email: cfowler@alz.org Event Announcement: The 2025 Walk to End Alzheimer's - Maui Walk on November 22, 2025 (Saturday) at the Queen Ka'ahumanu Center. The opening ceremony is at 10:00 a.m. and the walk is at 10:30 a.m. Visit https://www.alz.org/mauiwalk for more details. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Aloha and welcome back to Taking Care of Tutu. Today is Veteran's Day, and in recognition of that, we're replaying one of our favorite episodes — a conversation with Chelsea Fernandez, a U.S. Army veteran who's dedicated herself to supporting other veterans right here in Hawai'I, especially younger veterans from more recent conflicts who were not aware of the resources available to them through the VA. She's also the founder of Na Koa Kahiko Wahine, a women's veteran's group that she founded 11 years ago. She does a massive amount of volunteering, and those efforts are focused on ensuring veterans have a sense of community and camaraderie. We reached back out to Chelsea, and she asked us to remind everyone that today at the Makawao Veteran's Cemetery there will be a ceremony from 8:30-10 a.m. and at Kalama Park Pavillion in Kihei, they are hosting a picnic from 11 am to 3pm. We added those to the show notes, below. Let's listen in again. This week on the Taking Care of Tutu Podcast, we are delighted to welcome Chelsea Fernandez, U.S. Army Veteran and tireless volunteer for veterans. Born on the Big Island, Chelsea moved to Maui after she returned from Iraq in 2005. Recognizing that many younger veterans—especially those from recent conflicts—weren't aware of the resources available to them through the VA and other community organizations, Chelsea felt it was crucial to bridge this gap and provide support to veterans returning home. Chelsea noted that younger veterans often don't identify as veterans because they don't fit the traditional image of older veterans. She wanted to create a space where younger veterans could feel understood and supported by their peers. Chelsea founded Na Koa Kahiko Wahine, a women's veterans group that celebrates its 10th year this year. The organization brings together women from various military eras, focusing on shared experiences and challenges that women face both in the military and when transitioning back to civilian life. The group offers a sense of camaraderie and support to women veterans, providing opportunities to connect and share experiences. Chelsea serves as president of the Maui County Veterans Council, which helps organize events to honor Veterans Day and Memorial Day and also supports other veteran organizations. She works with the Veterans of Foreign Wars (VFW) and has served on the Governor's Advisory Board for the Office of Veterans Services. Her motivation stems from her grandfather's service in the Korean War. Earlier this year, Chelsea played a pivotal role in bringing us the Wall That Heals, in which a replica of the Vietnam Veterans Memorial was brought to the Big Island and Maui. She tells us all about how they got the wall here and how it was viewed by 13,000 people! Chelsea offers multiple avenues for veterans to connect with support groups, including through the Maui County Veterans email, the Office of Veteran Services, and the Student Veterans Lounge at the University of Hawaii Maui College. She encourages veterans to make the most of opportunities to meet others who share similar experiences. This sense of community and camaraderie is crucial, even if veterans do not need specific services right away. In this episode, you will hear: Why don't some younger veterans seek out support? What is Na Koa Kahiko Wahine? What is the role of the Maui Veterans Council, the VFW, and the Governor's Advisory Board in assisting veterans? What is the Wall That Heals, and how were we so lucky to get it to Maui? What are some ways for veterans to seek out support? Resources from this Episode Na Koa Kahiko Wahine: www.facebook.com/NaKoaKahikoWahine Maui Veterans Council: mauicountryveterans@gmail.com Veterans of Foreign Wars: www.vfwmaui.org The Wall that Heals: https://www.vvmf.org/The-Wall-That-Heals/?gad_source=1&gclid=CjwKCAiAudG5BhAREiwAWMlSjB57sKIg96rx7SrJSHLwAyW0KASnWMh59_VTRAi7hVF6DEFq-Qc5vxoCPDsQAvD_BwE Veterans Service Council, 333 Dairy Road, Kahului, Maui Community Based Outreach Clinic (CBOC) - Maui Clinic Vets Center - Rehab & Counseling Center in Maui Lani Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.
In this deeply personal episode, Meg sits down with Heritage Hall (name changed for privacy), a client who bravely agreed to share her family's story—an anonymous conversation from a small island community about love, caregiving, and a legal mystery decades in the making. When a 98-year-old family matriarch needed 24-hour care, her family faced the daunting $15,000-a-month cost of a nursing home and turned to Medicaid for help. But the application was denied because the State said she owned hundreds of thousands of dollars in assets—money the family knew didn't exist. What followed was a "Medicaid detective story." Meg and her team uncovered an error made 23 years earlier—a simple but devastating mistake in two property deeds that caused the state to believe the family member still owned two homes. Together, they worked to trace the paperwork, uncover the truth, and set her on a path for Medicaid Eligibility. In this episode, you will hear: How can families navigate the financial realities of elder care, especially with unexpected Medicaid challenges? What are the potential legal and clerical errors that could impact Medicaid eligibility? How did a 2002 clerical error in property deeds lead to a Medicaid denial? What role does community support play in overcoming elder care hurdles? How can families correct past legal mistakes to reapply for Medicaid successfully? Resources from this Episode Obenauf Law Group's Website - https://obenauflawgroup.com/ Office Number: 808 244 3905 Email: info@obenauflawgroup.com Facebook - https://www.facebook.com/ObenaufLawGroup Instagram: https://www.instagram.com/obenauflawgroup/ YouTube channel: https://www.youtube.com/@ObenaufLawGroup/?reload=9 Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
In this episode of the Taking Care of Tutu podcast, we break down some of the frequently asked questions from last week at our law firm, which turned out to be different versions of a central question: Should married couples always have a joint trust? Spoiler alert — not always. Meg shares three common situations where a joint trust might actually create more problems than it solves. From blended family dynamics to costly income tax consequences and asset protection concerns, she explains how the right trust setup depends on more than just emotion — it's about strategy, clarity, and peace of mind. If you've ever wondered whether you and your spouse should combine everything into one trust, this episode will help you think it through clearly (and avoid expensive mistakes). What You'll Learn Why blended families often do better with separate trusts When joint titling can lead to unexpected tax bills The difference between community property and tenancy by the entirety How to protect your home from business liabilities while still avoiding probate Ways to balance trust and transparency between spouses in separate trusts Resources from this Episode Guest's Website - https://obenauflawgroup.com/ Guest's Office Number(s): 808 244 3905 Email: info@obenauflawgroup.com Facebook - https://www.facebook.com/ObenaufLawGroup Instagram: https://www.instagram.com/obenauflawgroup/ YouTube channel: https://www.youtube.com/@ObenaufLawGroup/ Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Connect with Us If this episode was helpful, please follow and leave a review — it helps others find the show. Got a question for a future episode? Email info@obenauflawgroup.com or message Meg on Instagram @obenauflawgroup Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
It's not something we really want to think about, but it is something we all need. Our guests this week, Renie Menor and Raji Gaskin of Nakamura Mortuary and Maui Memorial Park, teach us about stress-free funeral planning. With Renie's extensive 15-year background in pre-planning and sales, paired with Raji's expertise as a funeral home manager and licensed embalmer, this discussion offers a compassionate and informed exploration of pre-arranging funeral services. We cover veterans' benefits, unique requests for cremated remains, and the critical importance of being proactive about potential cost hikes. With Renie and Raji leading the way, you'll gain a new perspective on how normalizing discussions around funeral planning can offer peace of mind, ensuring that you and your loved ones are prepared for the inevitable in a way that honors your wishes and alleviates future burdens. In this episode, you will hear: How can advance funeral planning alleviate stress for families? Who owns Nakamura Mortuary? What are the common misconceptions and fears about death planning? What benefits are available to veterans for funeral arrangements? What are some unique requests for handling cremated remains? How can individuals be proactive about potential cost increases in funeral planning? Resources from this Episode Guests' Website - https://www.mauimemorialpark.com/ | https://www.nakamuramortuary.com/ Guests' Office Number(s): (808) 242-9792 or (808) 244-3726 Facebook: https://www.facebook.com/MauiMemorialPark/ Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Picture this: a small act of kindness, a simple meal delivered to someone in need, evolving into a 29-year legacy of community service. That's the story behind Nā Hoaloha, a nonprofit organization on Maui dedicated to enriching the lives of older adults. In this episode, Meg is joined by King Van Nostrand to unravel the offerings of Nā Hoaloha. With services ranging from friendly visits and medical transportation to grocery deliveries and lawn care, this volunteer-driven group has tackled isolation among seniors by building bridges of friendship and independence, supported by over 400 dedicated volunteers. In this episode, you will hear: How did Nā Hoaloha evolve from a simple act of kindness into a 29-year legacy of community service on Maui? What range of services does Nā Hoaloha offer to support the independence of older adults and individuals with disabilities? How have recent events like the Lahaina wildfires impacted the challenges faced by seniors in Maui, and how is Nā Hoaloha addressing these issues? What role does advocacy play in ensuring that participants receive the benefits they are entitled to, and how does Nā Hoaloha go beyond government support? How does Nā Hoaloha coordinate and support its 400+ volunteers across Maui County, including Lanai and Molokai? Plus personal stories illustrating the benefits of volunteering with Nā Hoaloha! Resources from this Episode Guest's Website - https://nahoaloha.org/ Guest's Office Number: (808) 249-2545 Guest's Email Address: info@nahoaloha.org Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
From a post-wild fire Lahaina's market to mobile grocery trucks traveling into underserved areas, the Maui Food Bank is reimagining food assistance for Maui residents. In this episode, Meg welcomes Lisa Paulson, Executive Director of the Maui Food Bank, to explore how their programs are meeting urgent community needs. You'll hear how the Food Bank's unique distribution system — including being the only food bank in the United States to transport food by boat — has scaled rapidly since the fires, and how they've innovated with summer food programs, school partnerships, and direct support for seniors. Lisa also shares insights into the organization's partnerships with the American Red Cross, local farmers, and hundreds of volunteers that make this work possible. Whether you're curious about the behind-the-scenes logistics of feeding thousands daily, or you want to know how you can get involved through volunteering, food drives, or donations, this episode highlights the extraordinary impact of community collaboration on Maui. In this episode, you will hear: How does the Lahaina market give families a dignified way to shop after the fires What role do the mobile market trucks play in reaching underserved areas How are children supported through summer programs and school snack initiatives Why is the Maui Food Bank the only one in the country transporting food by boat What impact did the wildfires have on food demand and purchasing needs How can volunteers and donors best support the Maui Food Bank's mission Resources from this Episode Guest's Website - https://mauifoodbank.org/ Guest's Office Number: (808) 243-9500 For rapid food distributions: You may call 211. Guest's Email Address: info@mauifoodbank.org Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
What if people need food, water, and supplies, but they can't get to where those items are distributed? Join us as we hear from Chuck Spence of A Cup of Cold Water to hear the impactful story of an outreach mission on Maui dedicated to supporting the unsheltered community by traveling to them. This organization brings essential supplies directly to those in need, operating out of a well-stocked van. Learn how the mission, initiated in 2012 by four Episcopal churches, navigates the logistical challenges of serving a dispersed population, and how its biblical ethos of service guides its actions even as it expands to include paid staff and collaborations with partner agencies. Discover the heartening yet challenging aspects of addressing homelessness, from mental health struggles to economic barriers, and the crucial role of community support and donations in sustaining these efforts. This episode not only sheds light on the rewarding nature of this outreach but also calls for compassionate individuals to join a cause that truly makes a difference on the island of Maui. In this episode, you will hear: How does A Cup of Cold Water's mobile outreach mission operate, and what inspired its inception? What logistical challenges does the organization face when serving Maui's unsheltered community? In what ways do volunteers and board members find the outreach experience both rewarding and challenging? How has the organization adapted to increased demand and what roles do paid staff and volunteers play? What is the significance of community support and donations for sustaining the mission's efforts? How has the outreach program evolved in response to the wildfires, and what impact has this had on their services? Resources from this Episode https://accwmaui.org/ 808-419-1637 info@accwmaui.org Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Learn how Hale Kau Kau, located at St. Theresa's Church in Kihei, is tackling food insecurity by providing dinner seven days a week, as well as dinner deliveries to homebound individuals. We listen while Matt Andrews, head chef, and Barry Rosenfeld, advisory board president, describe a day at Hale Kau Kau, where volunteers navigate six delivery routes to ensure each meal reaches its intended destination with care and efficiency, followed by an in-house meal. Experience the lively dining environment at Hale Kau Kau, where dedicated volunteers create an atmosphere of warmth and community, with meals that mean much more than just food on a plate. In this episode, you will hear: How does Hale Kau Kau address food insecurity in the Maui community? What is the role of volunteers in the meal delivery and service operations? What are the logistics involved in Hale Kau Kau's meal delivery program? How can individuals get involved as volunteers at Hale Kau Kau? Resources from this Episode https://www.halekaukau.org/ (808) 875-8754 Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Gammie Home Care has been a cornerstone of the Maui community since 1986, and we've got its founder, Paul Gammie, and his daughter and business partner, Dale Shimabuku, on the podcast! We'll hear how Paul transitioned from a family rental business to a pioneer in the home medical equipment industry. Paul shares how he served the growing needs of Maui's aging population with personal anecdotes that bring to life the essence of community care and support. Now having brought Dale on board and expanded to other islands, we learn about the unique hurdles of providing home care on an island, where maintaining a physical store with a vast inventory is not just a convenience but a necessity. Paul and Dale explain how their knowledgeable staff helps families determine what they need for caregiving at home, as well as assisting them with the often-complicated insurance requirements for medical supplies. Learn how Gammie Home Care offers personalized caregiving solutions for loved ones. In this episode, you will hear: The Gammie ohana's transition from a general rental business to a pioneering home medical equipment provider on Maui since 1986. Challenges of providing home care solutions on an island, emphasizing the necessity of a well-stocked physical store. The importance of knowledgeable staff in guiding families through complex insurance requirements for medical supplies, including the need for precise documentation. Tailored caregiving solutions, such as choosing transfer benches over shower chairs to reduce fall risks. The impact of Medicare's national standards on healthcare plans Resources from this Episode https://gammie.com/ Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
How can Tutu safeguard her real estate in Hawaii? If she's married, she can hold title as Tenants by the Entirety, even if she has a trust. Join Meg as she breaks down this often misunderstood method of holding title, exclusively available to married couples and registered reciprocal beneficiaries. You'll gain insights into how this ownership structure not only simplifies the transfer of property upon a spouse's passing but also offers a layer of protection against creditors. If you've ever wondered how to protect your home from individual creditor claims while retaining the benefits of joint ownership, this episode is your essential guide. But there's more! Discover how legal changes allow you to maintain tenants by the entirety status within a trust, offering both probate avoidance and continued creditor protection. Clients who have successfully navigated these legal frameworks have found peace of mind in tumultuous times. Whether you're a seasoned homeowner or new to the world of real estate, this episode is full of practical advice to help secure your most valuable asset. In this episode, you will hear: What is tenants by the entirety, and how does it protect Tutu's real estate in Hawaii? How does tenants by the entirety differ from other forms of property ownership like tenants in common or joint tenants with right of survivorship? What legal change allowed tenants by the entirety status to be maintained within a trust? How can tenants by the entirety provide creditor protection for married couples or registered reciprocal beneficiaries? What steps are necessary to retain tenants by the entirety protection when placing property into a trust? Resources from this Episode https://obenauflawgroup.com/ (808) 244-3905 Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Bevanne Bowers and Stanley Majka join us from Maui Mediation Services to highlight the critical role of compassionate mediation in resolving family and community disputes, showcasing how it serves as a powerful alternative to the often adversarial nature of court proceedings. Explore the full spectrum of mediation services offered by Maui Mediation, from elder care to landlord-tenant conflicts. Stanley shares how structured family meetings can preemptively address caregiving and financial planning, while Bevanne emphasizes the breadth of their offerings that extend well beyond traditional family law. Their stories illustrate the flexibility of mediation, which adapts to a wide array of conflicts, including complex family dynamics and neighbor disputes, thereby fostering better communication and reducing disputes. In this episode, you will hear: How does mediation serve as a compassionate alternative to traditional court proceedings? In what ways can structured family meetings help prevent disputes in elder care? How does the mediation process differ from court proceedings in terms of participation and outcomes? What are the benefits of mediation training, and who can benefit from it? How can mediation help address complex family dynamics and neighborhood disputes? Resources from this Episode Guest's Website - https://www.mauimediation.org/ Guest's Facebook - https://www.facebook.com/MauiMediation Guest's Contact details - Info@MauiMediation.org | (808) 244-5744 Mediation Training - September 19th, 20th, 26th, and 27th. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Tutu wants to protect her bones so if she falls, she can get right back up! Maui Physical Therapist Christie Newsom joins us to revolutionize our understanding of bone health through strength training. Inspired by renowned researcher Dr. Belinda Beck, Christie shares her study of the Onero system and why it is successful in managing osteoporosis. We uncover how engaging large muscle groups—like glutes and hips—transform not just rehabilitation but also daily life, especially for those with sedentary lifestyles. Christie tells us about her personal experiences and innovative practices that promise to redefine how we care for our bones as we age. Whether you're looking to improve bone density or maintain mobility, it's never too late to embark on this empowering journey. Christie advocates lifting heavier weights and breaking away from traditional low-impact exercises. We discuss how personalized assessments ensure safety and effectiveness in these programs, encouraging our listeners to explore community resources and new methods to enhance their overall health. In this episode, you will hear: How does strength training revolutionize bone health, especially in managing osteoporosis? What role do large muscle groups like glutes and hips play in enhancing daily life for sedentary individuals? Why is heavy lifting advocated over traditional low-impact exercises for older adults? How do personalized assessments ensure safety and effectiveness in strength training programs? What are the overlooked benefits of strength training for improving bone density and mobility in aging populations? What novel approaches challenge conventional wisdom on exercise for maintaining strong bones? Resources from this Episode Christie's website - https://christienewsompt.com/ Christie's Contact details - newsom.christie@gmail.com | 808.264.2135 Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Tutu has questions, and we are here for them! What if someone is the beneficiary of a trust, but the Trustee has not given them a copy of the trust or any idea what is happening? How can she protect her property in case her child gets divorced or sued? What if she already put that child on title? (sigh, tutu!!) Her child wants to build an ohana on her property and take out a mortgage on tutu's home. Should she say yes? What is the best way for tutu to leave money to her favorite charity? And a question from the team, if a client moved to Hawaii from a community property state like Washington or California, does that affect anything? Resources from this Episode Our website - https://www.obenauflawgroup.com/ Our socials - Instagram: https://www.instagram.com/obenauflawgroup/ | Facebook: https://www.facebook.com/ObenaufLawGroup/ Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.
Anders Lyons, Executive Director of Hale Mahaolu, joins us this week on the podcast to teach us all about the origins, mission, and services provided by Hale Mahaolu. From housing and meals to personal care and housing counseling, Anders shares the organization's commitment to fostering independent living through affordable housing options across Maui County. Whether you're a senior considering applying for these services or just curious about the application process, we learn valuable insights on eligibility requirements and the application process. Anders also shares how Hale Mahaolu is innovating by implementing a respite care program for caregivers and utilizing technology such as a caregiver tracking app. Born and raised on Maui, Anders shares how his diverse background in land management and social work, including stints with the National Park Service and Maui Nui Botanical Gardens, enriches his approach to supporting independent living for seniors. With deep Maui roots and ties to the community, Anders highlights the pivotal role Hale Mahaolu has in providing affordable housing and their ongoing efforts, especially in the wake of the Lahaina fires. In this episode, you will hear: What affordable housing options does Hale Mahaolu offer for seniors and families on Maui? How do federal subsidies like HUD Section 8 and USDA Rural Development contribute to Hale Mahaolu's housing programs? What are the eligibility requirements and application process for Hale Mahaolu's affordable housing units? What additional services does Hale Mahaolu provide, such as meals, personal care, and housing counseling? How does Hale Mahaolu collaborate with programs like Meals on Wheels to support its residents? Resources from this Episode Guest's website - https://HaleMahaolu.org/ Hale Mahaolu's Central Office Contact Number - 808-872-4100 Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Maui-raised entrepreneur Tiffany Chou tells us about the creation of Depo Market—a mission-driven retail space in Wailuku, Maui, and online, employing adults with disabilities. Our conversation explores Tiffany's journey as a caregiver, entrepreneur, and disability rights advocate. We follow Tiffany and her brother Chris's venture into the jewelry business, starting with their popup shop at the Kea Lani, and hear about the challenges and joys of pursuing a shared passion. From managing Chris's schedule to the serendipity of a viral TikTok video, their unconventional path led them to establishing a physical storefront. This development transformed their business model and created meaningful employment opportunities for adults with disabilities in a visible, "front of house" capacity. With authenticity and heart, Tiffany shares how Depo Market is not just a store, it's a social enterprise rooted in inclusion, meaningful employment, and community care. In this episode, you will hear: How did Tiffany Chou transition from aspiring fashion designer to successful jewelry designer and business owner? What inspired Tiffany to create Depo Market, a retail space employing adults with disabilities? What role did Tiffany's family legacy and personal advocacy play in her mission? How did a viral TikTok video impact Tiffany and Chris's jewelry business? What are the benefits and challenges of operating Depo Market as a for-profit business? How is Depo Market designed to be inclusive and supportive for neurodivergent employees? Resources from this Episode DepoMarket.org: https://depomarket.org/ Instagram: https://www.instagram.com/depo_market/ Tiktok: https://www.tiktok.com/@depomarket Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Meg Obenauf speaks with Autumn Ness, Executive Director of the Lahaina Community Land Trust, about what it takes to rebuild homes, community, culture, and long-term belonging after disaster. Listeners will learn the origin story of the Lahaina Community Land Trust after the Lahaina wildfire, how the Land Trust model keeps housing affordable in perpetuity, and the Land Trust's innovative housing allocation process that prioritizes long-time residents. Key Takeaways Permanent Affordability + Equity: Buyers pay less than market-rate mortgage payments, build equity, and avoid skyrocketing rents — all while homes remain affordable for future buyers. Simple, Fair Resale: Homes appreciate 1.5% annually. When owners sell, they pay off their mortgage and keep their earned equity. The next buyer is selected from a waitlist. No Commissions, No Speculation: The CLT facilitates buyer-seller matching, bypassing real estate agents and eliminating profit-driven flipping. Post-Fire Relief Through Equity Partnerships: Instead of buying out struggling fire survivors, the Land Trust invests in keeping them home, preserving their pre-fire equity, and topping off insurance shortfalls so they can rebuild. Voluntary, Fair Terms: Families agree to resale restrictions and residency requirements in exchange for significant financial support. Locally Rooted Leadership: CLT board members must be born and raised in Lahaina with generational ties and a record of community service. Their work is guided by cultural advisors from across Lahaina's diverse populations. Lahaina Is Not for Sale — A Final Word from Autumn Ness As the conversation closes, Autumn shares one of the most sobering takeaways: "We haven't found a single post-disaster community that isn't a cautionary tale of near-total erasure — including the families." But Lahaina is determined to be the exception. Thanks to growing partnerships — with Habitat for Humanity, Hawaiʻi Community Lending, long-term recovery groups, and others — the Lahaina Community Land Trust doesn't stand alone. Together, they're not just rebuilding homes, but ensuring the right to remain home for generations to come. Before You Sell… Autumn's final message is direct and urgent: "If you or someone you know in Lahaina is thinking about selling, call us first." Many residents are exhausted and overwhelmed. But distress-driven sales can be prevented — and the Lahaina Community Land Trust can help. How to Get Involved Interested in joining the waitlist or learning more? Applications aren't open yet, but interested families can email now to be added to the list. Financial counseling and homeownership guidance will be provided in partnership with Hawaiʻi Community Lending. 📩 Email: info@lahainacommunitylandtrust.org 💻 Website: lahainacommunitylandtrust.org (Check for updates) Phone: (808) 830-5258 Socials: https://www.facebook.com/LahainaCommunityLandTrust https://www.instagram.com/lahainacommunitylandtrust/ Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.
Maui girl Heidi Ho, attorney and founder of Pono Legal, visits us to tell about growing up with her trailblazing mother, Diane Ho, and how it inspired her path in law and advocacy. Following the Maui Wildfires, Heidi swiftly formed Pono Legal, a community lawyering nonprofit that extended support to firefighters, police officers, teachers, and many displaced Maui residents. She and her team tackled insurance claims, FEMA appeals, and construction contracts by mobilizing resources for the Maui community and learning as they went. In this episode, you will hear: What is Pono Legal, and what is it doing to assist displaced Maui residents? What are the key initiatives that Heidi and Pono Legal are spearheading to enhance legal preparedness and resilience in Hawaii? How is Heidi mentoring the next generation of disaster lawyers and advocating for policy changes? Resources from this Episode: Pono Legal Phone: (808) 244-1580 Website: https://www.ponolegal.org/ Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
Hear from Claudia Rosenbaum, service supervisor at Ka Lima O Maui, a local nonprofit providing job placements and day programs for adults with disabilities. Claudia describes how community members can get services from Ka Lima O Maui via the state Department of Health and the Medicaid waiver program, highlighting how these efforts facilitate personal growth and community integration. From maintaining academic skills to finding meaningful employment, participants are empowered to thrive in a supportive environment. In this episode, you will hear: How does Ka Lima O Maui empower individuals with disabilities through their day services and employment programs? How does the intake process work for participants, and what are the criteria for joining Ka Lima O Maui? In what ways do community outings and volunteer activities contribute to the participants' growth and integration? What are the funding sources and financial requirements for accessing Ka Lima O Maui's services? How does the new secure shredding service support community engagement at Ka Lima O Maui? Resources from this Episode Guest's website - www.kalimaomaui.org Ka Lima O Maui Medicaid Waiver Program Phone: (808) 244-5996 Ka Lima O Maui Employment Phone: (808) 244-5502 Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.























