Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money

#24: I started saving $1,500 a month for my retirement and it hurts my wallet.💸Hey friends, I'm participating in a 'Q4 Lock-In'. Every week from now until Dec 31st, I'm dropping WEEKLY podcast episodes.💸In the weekly episodes, I'll be sharing what's going on with my 'money in the moment'. In this episode I share about all the fun things I want to do, pero pues no me alcansa bc I'm prioritizing not retiring broke.Tune into the the very first weekly episode of Ching@ Tu Money and let me know your thoughts over on Instagram @moneyformujeresSee you in the show!⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram⭐️Recommended Podcast Episodes⭐️❤️‍🔥Stop Underearning and Make More Money❤️‍🔥My Partner Makes 2x More Than Me. Here's How We Split Expenses❤️‍🔥How To Break Free From The Money Story That's Holding You BackDO YOU ENJOY THIS SHOW? LEAVE ME A REVIEW!!! ANDALE, NO SEAS MALA. Hosted on Acast. See acast.com/privacy for more information.

#23: You can afford anything, but not everything -Afford Anything podcastThroughout my 20s, I stayed at my low paying jobs because I wanted the flexibility they gave me.But, my refusal to get a 'big girl job' kept me broke.Worse, it kept me from see the bigger issue: I didn't think I could earn more money.If you've ever wondered, 'Why haven't I made more money in my career?', this episode is for you.See you in the show!⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸How to Stop Underearning And Make More Money💸How to Break Free from the Money Story Holding You Back💸Why You Aren't Taking Action⭐️RESOURCES⭐️💸Join the Open Your IRA Challenge💸Work with Mariel 1:1💸Follow Mariel on Instagram Hosted on Acast. See acast.com/privacy for more information.

#22: Are you actually underpaid or do you just not believe that you can make more money?💸As someone who grew up watching my parents work 2 jobs to make ends meet, I grew up thinking I had to do the same. These unchecked beliefs kept me broke for far too long. Additionally, the fact that I was already breaking cycles - like being the first to graduate college, being the first to fly internationally, being the first to land a corporate job - made it really difficult for me to see that HOLD UP: MORE is still available to me. I don't have to stop at just having it 'better than my parents'. In other words - I don't have to stay broke.In this episode Cara Santamaria - career growth coach, speaker and host of 'The First Gen Coach' Podcast, breaks down the mindset shifts required to go from dreaming of more money to ACTUALLY making more.Carla gives us a 3 step roadmap to stop underearning and make more money.Double your beliefGet CLEAR on what you wantSchedule the time to apply to jobs (or if an entrepreneur, to make those CEO moves!)Carla did not hold back. Amiga, are you ready to make more money? Tune into this episode and learn how.⭐️⭐️RESOURCES:⭐️⭐️✨Connect with Carla✨Work with Carla✨Retire Ready 3 Session Intensive⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸How To Break Free From the Money Story That Is Holding You Back💸My Business Flopped So I'm Going Back To Teaching💸I Entered a 10k in 20 Days Challenge And Didn't Reach My Goal💸Follow Mariel on Instagram Hosted on Acast. See acast.com/privacy for more information.

#21: What does it mean to 'fail' at something? And is 'failing' even a bad thing?Tune into this unscripted, unedited podcast episode to hear:How the '10k in 20 days challenge' came to beHow it wentWhat happens nextGOAL UPDATE: $5,000/$10,000 REACHED.Learning and being inspired through stories is my favorite, so I hope my experiences moves you to do something BOLD. See you in the episode!Mariel Amador⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸How I Saved Money on Housing by Renting a Room for 4 Years💸How to Break Free from the Money Story Holding You Back💸My business flopped so I'm going back to teaching💸Why You Arent Taking Action⭐️RESOURCES⭐️💸Work 1:1 with Mariel here💸'Retire Ready': the 3 session intensive here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram Hosted on Acast. See acast.com/privacy for more information.

#20: Have you ever been made to feel like you couldn't do something? But low key, you knew that you absolutely could?In this episode, I share with you how the tech bros at my old corporate job are the reason why I built Money for Mujeres.Episode Highlights:I thought I couldn't do it so I said 'not for me' and gave up on it for 5 yearsLater I found out I COULD do it, and that it wasn't 'too complicated'How you can invest too with $10 at a time, and then teach everyone you care about how to do it tooI could be angry that I was made to feel incompetent. But, I'm glad because if I hadn't been, I wouldn't have become the 'Retire on Time' teacher. Thank you, tech bros for handing me my life's passion.⭐️RESOURCES⭐️💸Grab Your Open Your IRA Kickstart here💸FREE: Investing for Beginners Video Here 60 minute video. The end of the video shows you how to open an IRA step by step. (I use Fidelity for my IRA)💸Buy 'Retire Ready': a 3 Session Intensive. The 3 session intensive is for the person who wants to just show up, be guided, and get it done all within our class time. No homework outside of class time.⭐️RELATED EPISODES⭐️💸If You're A Latina, It's Time To Invest. No More Excuses. 4 Reasons To Invest Now.✨Follow Mariel on Instagram✨ Hosted on Acast. See acast.com/privacy for more information.

#19: Does taking the scenic route make us losers? No friend, it makes us present, joyful, and human.In this episode I share the reasons I'm going back to teaching after taking a year off to focus on my business.I considered 3 things:Financial stabilityWhere I am relative to my long term goals + how I FEEL about where I am on the journeyMy partner and our well being as a coupleThis episode is full of chismecito, stream it now, and then run over to instagram to let me know your thoughts!⭐️Podcast episodes mentioned today⭐My Partner Makes 2x More Than MeI made $601 and Spent 16k in 2024Get To Know Your Brain Episode💸💸💸WORK WITH ME💸💸💸3 Month Money Coaching ProgramFollow Mariel on Instagram Hosted on Acast. See acast.com/privacy for more information.

#17: How do I save money if I have variable income? How do I know if I'm saving enough money to cover my personal expenses?This episode is for the person who has variable income and wants to plan ahead for the 'slow' months or no income months.Save money for slow months in 3 steps:Step 1: Calculate your bare bones budgetStep 2: Open a High Yield Savings Account with a bank that is 'FDIC' insuredStep 3: Every month send any 'extra' money above your monthly expenses into your savings to use for your slow seasonsHave a question about something I didn't answer? Send your question to me over on Instagram! See you in the show!P.S. Send this to your entrepreneur, creative, or small biz owner friend who needs this info!💸Work with me 1:1💸Schedule your 1:1 Consultation call here⭐️RELATED PODCAST EPISODES⭐️I spent 16k and made 601 in my biz in 20245 ways to save money during the holiday season Hosted on Acast. See acast.com/privacy for more information.

#16: Do you and your partner split expenses in an 'equitable' way? Meaning, does the higher income earner pay more?In this episode, my partner of 2 years and I share how we manage money as a couple including, who pays for what, do we have joint bank accounts, does one pay more for 'fun' stuff and what happens when we have different POVs on spending?We talk about the shame that can come up when 1 partner makes less than the other and the empathy required to have difficult money conversations.In the second half of the episode, I throw some rapid fire audience questions at Edward, like:How did we initiate the conversation around money?How do we gift give in our relationship?Do we use non violent communication when talking to each other?What about pre-nups?I told Edward to be honest in this interview. And I'm not going to lie.... he took that to heart. (phew)You don't want to miss this episode!⭐️⭐️RELATED PODCAST EPISODES:⭐️⭐️Money Red Flags in CouplesHow to Break Free from the Money Story Holding You BackI Can't Afford to Go Out, How Do I Politely Tell My FriendHow I Saved Money On Housing By Renting A Room For Four Years💸EXTENDED LEARNING💸'Aging' Your Money (Having a 30 day buffer)Ramit Sethi on splitting expenses in an equitable wayRESOURCES:💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Send your money question over on Instagram!Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#15: Ever wonder why despite REALLY wanting to, and despite making a plan, and telling yourself over and over you'll do something, you just can't seem to make it happen? This episode is for the person who is done shaming themselves about it and who is READY to get to the root of why making a change is so hard. More specifically, it's for the person who is ready to take the action required to make a change.⭐️⭐️Super Mega Spoiler⭐️⭐️You aren’t taking action because your subconscious thoughts are overpowering your conscious ones.Your brain is defaulting to survival patterns that have worked for you so many times before - but this keeps you playing small.It’s time to explore your subconscious, rewire your habits, and take the action you're meant to.Tune into this episode to hear:A case study: How my unresolved experiences led to issues with self trust and visibility and how this led to not making big moves in business.Learn how to witness and acknowledge YOUR limitations and break free from constrictive patterns that no longer serve you: lessons from Peter Krone aka the mind Architect.Discern whether you want to live your best but limited life OR whether you are willing to break down your subconscious limitations and allow the abundance that's already yours to flow in.⭐️⭐️After you finish this episode, Listen to Jasmine Star’s episode with Peter Krone aka the mind architect to REALLY wrangle with your subconscious mind⭐️⭐️💸LISTEN TO RELATED EPISODES:💸How to Break Free from the Money Story Holding You BackHeal Your Money Mindset: How to Start Understanding Your Money StoryRESOURCES:💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram🥾Want to connect with nature and tap into self?🍃Check out Ching@ Tu Money sponsor:Emerge Educational ConsultingJoin a walking adventure here.Want more personal finance for Latinas? Send your money question over on Instagram!Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#13: What does financial abuse in families look like?💸Can my own sibling inflict financial abuse on me? What about a cousin? A distant relative? The answer is absolutely.In this episode, I went to Reddit to share some real life examples of financial abuse in families. Financial abuse is a spectrum, it can be something small or something that takes 100% of control from an individual.Then, Justine De Peralta, Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ and I have a conversation about money red flags in families. We also briefly touch on the financial burden that often is left to the child of an aging parent.Finally, we discuss how even when our loved ones are healing money traumas of their own, it is not on us to be the solution to their every issue. There are other ways we can help, both empowering them and not inhibiting our personal growth. 💸Make sure you check out Episode 11 to learn the 4 step process of non-violent communication. Justine walked us through having a successful yet difficult money conversations with loved ones.⭐️⭐️RESOURCES:⭐️⭐️✨Reddit thread with real scenarios✨Dopamine and effects on addictive behavior💸Buy Justine's Book, GIRL, JUMP! Creating a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram🥾Want to connect with nature and tap into self?🍃Check out Ching@ Tu Money sponsor:Emerge Educational ConsultingJoin a walking adventure here.Want more personal finance for Latinas? Send your money question over on Instagram!Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#12: What does financial abuse in friendships even look like?💸And why is it so hard to talk about money with friends?In this episode:I list some friend money red flags to look out for like being the ‘go to’ friend for money related things OR being pressured to spend more than you want to.Then, Justine De Peralta, Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ and I have a casual conversation about money red flags we’ve seen or experienced. (Ever get asked to be a bridesmaid but lowkey didn’t want to spend the money?)Finally, I spill the tea ya’ll! I share some personal friend financial faux paus and where I am now in my own money healing journey.Make sure you check out Episode 11 to learn the 4 step process of non-violent communication. Justine walked us through having a successful money conversation with a friend.⭐️⭐️RESOURCES:⭐️⭐️💸Follow Justine on Instagram💸Buy Justine's Book💸Info on Mariel's 1:1 3 Month Money Coaching here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram🥾Want to connect with nature and tap into self?🍃Check out Ching@ Tu Money sponsor:Emerge Educational ConsultingJoin a walking adventure here.Want more personal finance for Latinas? Send your money question over on Instagram!Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#11: Listen. Sometimes we just can't afford that thing that our friend/family wants us to do. And other times - we just don't want to spend our hard earned money there.How do we communicate our needs lovingly? And without pissing our loved ones off?Justine De Peralta, Certified Financial Education Instructor, Domestic Violence Counselor, and Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ walks me through the 4 steps of non-violent communication.Share an observationShare your feelingShare your needsTie it together with a request: e.g. 'Would you be willing to have dinner at a non fine-dining restaurant'?My friend, Justine De Peralta, is coming to San Antonio at the end of the month, and I only have $80 to spend during her time here. I practice using these 4 steps with this real life example on this episode! It was NOT easy.Was Justine REALLY okay with this budget? How did I approach the conversation? And does it mean I'm cheap?Tune in for this and so much more!⭐️⭐️RESOURCES:⭐️⭐️💸Follow Justine on Instagram💸Buy Justine's Book💸Info on Mariel's 1:1 3 Month Money Coaching here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram🥾Want to connect with nature and tap into self?🍃Check out Ching@ Tu Money sponsor:Emerge Educational ConsultingJoin a walking adventure here.Want more personal finance for Latinas? Send your money question over on Instagram!Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#10: Financial Abuse can be hard to identify and is present in nearly 99% of total domestic violence cases.What financial red flags do I look for in romantic relationships? How do I know if I am experiencing financial abuse?Today Justine De Peralta, Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ and I chat about some financial red flags to look out for.Key Takeaways:If something doesn't feel right when it comes to money in your relationship, explore that feeling. You are more capable than you know.Financial Abuse is a spectrum. It can be total dependence on your partner. It can be your partner sabotaging your work. It can be your partner griping at every single purchase you make or being sneaky about their money. Listen to the signs your body gives you. Then, find your next right step.Justine shares 3 general tips one could take to have more autonomy of their money. For a personalized safety exit plan, visit the resources linked below.Justine is a Certified Financial Education Instructor, a Domestic Violence Counselor and Author. Justine specializes in helping BIPOC women and domestic violence survivors develop confidence and financial literacy skills needed to navigate challenging financial situations.Help me spread this very important message and send this to someone you know NEEDS to hear this message.⭐️⭐️RESOURCES:⭐️⭐️IF YOU ARE IN IMMEDIATE DANGER, DIAL 911.Domestic Violence Support:From the site: ‘Internet usage can be monitored and is impossible to erase completely. If you’re concerned your internet usage might be monitored, call: 800.799.SAFE (7233)’ Domestic Violence SupportFind a Shelter or Program Near YouSafe Horizon Program💸Buy Justine's Book💸Info on Mariel's 1:1 3 Month Money Coaching here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram⭐️⭐️Podcast Episode (minute 35:08) of the woman who was on the hook for her ex husbands tax bill⭐️⭐️🥾Check out today's sponsor:🍃Emerge Educational ConsultingJoin a walking adventure here.Want more personal finance for Latinas? Send your money question over on Instagram!Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#9: With the ability to buy just a few dollars of an investment at a time, the ONLY thing holding you back from investing is fear.Y amiga, who benefits from your fear? Investing for retirement can be simple. And I’m here to help you. Because of our friend inflation, there is no way to ‘save for retirement’ without buying investments in a retirement account.Your money needs TIME to grow in the stock market. In fact, time is the biggest indicator of how much your money will grow. Start now. Even $5 at a time.Investing can be simple. I invest for retirement, and ignore all of the 'crypto this, nfts that, and day-trading' noise. Buy quality investments, and hold them until you retire.You are worthy of having the option to actually stop working at retirement. Don't let these society convince you that its too hard or its too complicated.We run through a demo of actually buying an investment on my iPhone 13 mini.I also walk you through a compound interest calculator so you can see how much your money can grow. Even $5 at a time.If you do anything for yourself this year, PLEASE listen to this episode in it’s entirety.65 year old you will be so glad you did. ⭐️⭐️⭐️RESOURCES⭐️⭐️⭐️Sit down and get this done in this 1:1 Retire Ready IntensiveMariel's Free 'RETIRE ON TIME' Workshop ReplayCalculate how much your money can grow:💸Run through this Compound Interest Calculator💸Need help opening your IRA?💸60 minute 1:1 Money Class💸3 Month Money Coaching Program here💸Free Beginner Investor class:💸Watch Jeremy’s Free 60 minute beginner investing video💸Purchase Jeremy's full beginner investing course: (affiliate link)💸Build Wealth by Investing in Index Funds💸To choose your IRA:💸ROTH IRA or Traditional IRA? Read up here💸Demo of me buying a fractional share:💸How to buy an investment screenshots💸Come to one of my Money Workshops:💸Money workshop waitlistWant more personal finance for Latinas? Send your money question over on Instagram!And leave a review to help me spread the personal finance word! Ciao! Hosted on Acast. See acast.com/privacy for more information.

#8: Most of us want to level up our money mindset and better understand our money traumas. Yet, oftentimes, we don't know where to start.Jasmine Lopez, a joy-based money coach and founder of financial wellness brand, Mentally Mutually, shares how to take the first step in understanding our money mindset."Oftentimes a lot of the trauma in our lived experience is held in our body" she said. "An invitation for us is to pause and be able to say, 'I am going to give myself the permission to pause, so that I can connect with my body, so that I can identify, What are these triggers?' And here are some ways that I can move my body, talk through my body, even yell through my body to release some of those tensions and challenges we're feeling'".Key Takeaways: Understand your money story and remove shame from itQuestion what capitalism conditions you to believeTake a moment to connect with your body when you experience a financial trigger or activation so that you can identify the next stepExperience healing in robust ways: dancing, singing, eating in community, connecting to breathThe journey to financial abundance is on-going, stay the courseJasmine grew up in a single parent Latina home on the southwest side of Chicago. After filing for bankruptcy in 2010, Jasmine redefined what success looked like to her. From creating her nonprofit, The Firehouse Dream, to founding a financial wellness brand, Mentally Mutual, Jasmine continues to advocate for pay equity for herself, her family, and the community around her.Don't miss this episode! See you in the show!⭐️⭐️RESOURCES:⭐️⭐️Follow Jasmine Lopez on InstagramCheck out Jasmine's Financial Wellness BrandLearn from me:💸Listen to Ep. 5: 'How to Break Free From the Money Story That is Holding You Back'💸Info on Mariel's 1:1 3 Month Money Coaching here🥾Want to connect with nature and tap into self?🍃Check out today's sponsor:Emerge Educational ConsultingJoin a walking adventure: https://emergingyoungadults.com/Connect with Emerge Founder Andrew Bryan on InstagramWant more personal finance for Latinas? Send your money question over on Instagram!Subscribe now to be the first to hear about new episodes and please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#6 Worried about overspending this holiday season? Feeling stressed about not giving as many gifts as you'd like? If so, then this is the episode for you.In this episode we learn which 5 things will help you not go broke this holiday season. We also talk about slowly pivoting away from consumerism and taking baby steps towards value-based giving.There is an art to meaningful giving. I have been 'cheap' before. I've also given useless gifts for the sake of giving before. I've racked up credit card debt when I should have set a boundary for myself before. But, no more. My gift giving evolves as I do. And so will yours.See you in the episode!⭐️⭐️RESOURCES:⭐️⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Send your money question over on Instagram!Subscribe now to be the first to hear about new episodes and please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#5: Are you living in the past, amiga?Today's episode highlights the importance of reflecting on the money habits and lessons we observed as kids. Are those lessons holding us back? And if so, what can we do to break free?We also discuss how the people around us - whether explicitly or subconsciously influence how we see the world - and therefore what we think is possible.Finally, we talk about the importance of saying goodbye to our old identity and stepping into our new identity. No matter, how freaking terrifying that might be.See you in the episode!⭐️⭐️RESOURCES:⭐️⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Send your money question over on Instagram!Subscribe now to be the first to hear about new episodes and please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#4: 'You can afford anything, but not everything' -Afford Anything Podcast.By renting a room in a house for 4 years, I was able to repeatedly max out my IRA - even on 30k a year. What led me down that path? A monthly car payment that was MORE than what I was paying in rent.This episode introduces the idea that we can and should challenge society's expectations of us. Need to get a roommate for a few months to free up some cash? Do it. Want to be a 1 car household for a year? The choice is yours and the options are limitless. Enjoy the show!Make sure you show our sponsor some love! Visit tienditaelretonito.com to snag handmade Mexican cositas for yourself and for anyone you love!⭐️⭐️RESOURCES:⭐️⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Send your money question over on Instagram!Subscribe now to be the first to hear about new episodes and please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#2: IM IN JAPAN! I’ve been saving $ an entire year for this trip and I’m finally here! 2 days ago, I finished the “Build Wealth While Broke” workshop fundraiser for Palestine and I’m TIRED! In order to practice boundaries, today’s episode is a replay of an incredible money conversation I had with Gracie, from the Mija Listen Podcast.In this episode, we talk about scarcity mindset, how upbringing influences our relationship with money, y mucho mas. Gracie is a talented interviewer, this conversation is one of my favorites and I can’t wait for you to hear it! Thank you Gracie for allowing me to share this incredible conversation on the Ching@ Tu Money podcast. Everyone, please go give Mija Listen a follow on your favorite podcast player and on instagram @mijalisten.RESOURCES:💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on InstagramWant more personal finance for Latinas? Send your money question over on Instagram!Subscribe now and leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

Subscribe to Ching@ Tu Money, where we learn about all things dinero through stories. Whether you are working on your scarcity mindset like me, or have reached major money milestones already, this podcast is for you. Hasta pronto!⭐️⭐️RESOURCES:⭐️⭐️💸Work 1:1 with Mariel here💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them💸Follow Mariel on Instagram Hosted on Acast. See acast.com/privacy for more information.