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George Kamel

Author: Ramsey Network

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George Kamel is a personal finance expert and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. 

This show will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.

Have a story for George? Send us a message to guest@georgekamel.com. Want George on your show? Connect with us at media@georgekamel.com

 

454 Episodes
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💵 Start your free budget today. Download the EveryDollar app! The truth is, not every savings hack actually saves you money. So today, I’m reacting to BuzzFeed’s list of money-saving habits that are secretly draining your bank account—to help you figure out if you’re being a smart spender or sabotaging your progress.  Next Steps: ● 🎥 Watch 31 Small Habits That Lead to Big Savings. ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.    Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership     Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
📈 Check out the Investment Calculator!   33% of working Americans don’t have a single cent in any kind of retirement account. And I don’t like that. So in this video, I’m laying out my personal, step-by-step investing blueprint. It’ll help you build wealth and rise above our national investing suck bar.   Next Steps: ● 🎥 Watch my video Why Your Net Worth Explodes at $100K. ● 💵 Start your free budget today. Download the EveryDollar app! ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
📈 Check out the Mortgage Payoff Calculator.    Everybody thinks they’re a real estate mogul these days. In this episode, I’m reacting to some of the worst “mortgage hacks” on the internet and breaking down what actually works, what’s nonsense, and what could leave you house poor and stressed.    Next Steps: ● 🎥 Watch my video How to Pay Off Your House in 10 Years or Less.  ● 📈 Are you on track with the Baby Steps? Get a free personalized plan. ● 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
📈 Check out Ramsey’s Complete Guide to Investing.    Back in December, President Trump said his administration is looking “very seriously” at Australia’s primary retirement savings program as a solution to America’s retirement crisis. In today’s video, we’ll break down Australia’s retirement program to see if it’s actually effective.   Next Steps: ● 🎥 Watch How Much You Should Have in Your 401(k)—by Age. ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.  ● 💵 Start your free budget today. Download the EveryDollar app! ● 💻 Check out the Retirement Calculator.  ● 📊 Connect with a SmartVestor Pro investing professional today!  Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
🏡 Buy a home you can actually afford with my new course. President Trump’s housing guru, Bill Pulte, has devised another scheme to make homes cheaper: portable mortgages. Today, we’re breaking down what a portable mortgage is, how it would work, and whether it’s a viable solution to the housing crisis.   Next Steps: • 🎥 Watch my video Trump Wants You to Stay in Debt Forever. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!   Money fights and money problems are one of the leading causes of divorce. So today, I’m going to give you my five-step guide on how to get on the same page with your spouse about money.    Next Steps: • 🎥 Watch my video Dr. John Delony: The Truth About Relationships That Fail. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
🚢 Set sail with George! Book your cabin today.   Today, I’m going over a list of 11 things you should do once you’re wealthy—which I’m defining as being totally debt-free with a paid-for house and a $1M net worth. If that’s where you currently are, then you officially have my permission to start enjoying these things. If not, then this is something you can aspire to.   Next Steps: • 🎥 Watch my video Money Experts React to the “New Economy” (feat. Rachel Cruze): https://www.youtube.com/watch?v=l4r9w3okig8 • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
💰 Check in on your net worth with our free calculator. In today’s video, we’ll look at nine wealth killers that destroy your net worth. For each one, I’ll explain why it’s such a problem and how to avoid it.    Next Steps: • 🎥 Watch my video You’re Investing in the Wrong Order—Here’s What to Do Instead. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app! When it comes to spending money, I will almost always go out of my way to save a buck. But let’s bereal, there’s a fine line between frugal and financially feral. So today, we’re diving headfirst into the wild world of frugal TikToks to see just how far people are willing to go to save money.    Next Steps • 🎥 Watch my video Frugal People Share Their Best Money-Saving Habits. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
📈 Are you on track with the Baby Steps? Get a free personalized plan.   I asked you guys to share the weirdest, smartest, or most outside-the-box ways you’ve saved money. And boy oh boy did you deliver big-time. So today, we’ll be sifting through my favorite comments and seeing which ideas are actually helpful—and which should get you sent to a padded room.   Next Steps: • 🎥 Watch my video Frugal People Share Their Best Money-Saving Habits. • 🎥 Watch my video A Step-By-Step Guide to Lowering Your Monthly Bills. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
🛡 Get term life protection with Zander Insurance.   A two-time NASCAR champion just lost $8.5 million in a financial scheme that a ton of regular Americans fall for every day (just with fewer zeros on the end). Today, we’ll break down exactly what happened and why it happened so you can avoid falling for the same trap.    Next Steps: • 🎥 Watch my video Investing for Beginners. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, stand-up comedian and co-host of the Nateland podcast Dusty Slay is joining me in the Tesla to talk about trailer parks, HOAs and what personal finance looks like for a professional comedian.    Next Steps: • 🎥 Watch my video Dr. John Delony | Millionaires in Cars Getting Coffee. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • Show Dusty Slay some love! Check out the Dusty Slay homepage.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
🏠 Crunch your numbers in our free Mortgage Payoff Calculator.   I’m always here for some internet beef—especially when it has to do with money. I recently came across some drama that’s caused finance bros to clutch their calculators while swinging their digital fists in the comments. So today, I’m stepping into the ring to hear from both sides and settle this debate once and for all.   Next Steps: • 🎥 Watch my video The True Value of Having a Paid-Off Home. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Apparently, 58% of people with consumer debt have had trouble paying their bills over the last three months. And that’s no bueno. In this video, I ask everyday people in Nashville exactly how much debtthey have. Pray for me.    Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network:   🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app! I recently came across a video by a minimalist influencer who suggested viewing purchases as “hires” in the business of life. It got me thinking about my own best money purchases—so today I’m sharing 14 things under $100 that are totally worth it.   Next Steps: 💵 14 Things I personally enjoy under $100: 1. White Noise Machine: https://a.co/d/5mlKKZF 2.    Weighted Blanket: https://a.co/d/9V9lo7q  3.    Air Purifier: https://www.costco.com/p/-/blue-pure-mini-max-air-purifier-2-pack-by-blueair/4000339230?langId=-1 4.    Soda Maker: https://www.costco.com/p/-/sodastream-terra-cqc-bundle/4000153599 5.    Coffee Maker: https://a.co/d/61gqL9D 6.    Mug Warmer: https://a.co/d/dZYJx9B 7.    Crockpot: https://a.co/d/a5OqgMz 8.    6-Foot Phone Charger: https://a.co/d/bIXfdz4  9.    Smart Light Bulbs: https://www.costco.com/p/-/feit-electric-wi-fi-smart-bulbs-4-pack/100417461?langId=-1 10.    Apple AirTag: https://a.co/d/56Iu5B9 11.    Magnetic Phone Wallet: https://a.co/d/45qS0s3 12.    TSA PreCheck: https://www.tsa.gov/precheck 13.    Portable Tire Inflator: https://a.co/d/b9vesrn  14.    Instacart: https://www.instacart.com • 🎥 Watch my video: 17 Things Frugal People REFUSE to Buy • 📈 Are you on track with the Baby Steps? Get a free personalized plan.    Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, I’m reacting to TikToks full of people whose “get rich” tips are more woo-woo than making a crystal grid while reading your horoscope and balancing your chakras. Let’s get into it.   Next Steps: • 🎥 Watch my video: Money Experts React to the “New Economy” (feat. Rachel Cruze). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
I just learned that half of U.S. adults worry about their personal finances daily. And it’s got me wondering if debt has anything to do with it. So, I’m hitting the streets of Nashville, Tennessee, to ask people everyone’s favorite dinner party question: “How much debt do you have?”     Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
One thing that really grinds my gears is seeing people on the internet flexing like they’re living the bougie life—when in reality, their bank account is giving broke. So today, I’ll be reacting to videos that show all the sides of what it looks like to live beyond your means.    Next Steps: • 🎥 Watch my video If You Say Yes to These Things, You’re Probably Broke. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!   Just because something claims to be a money-saving hack, it doesn’t mean it’s worth your time—or your dignity. Here are 22 “broke people habits” even wealthy people are guilty of. Let’s get into it.  Next Steps: • 🎥 Watch my video Money Expert Reacts to “Poor People Habits”. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
📈 Use our free Net Worth Calculator. People who successfully build wealth know they can’t afford to be ignorant about a handful of key financial numbers. So today, I’m sharing a list of nine numbers that millionaires know like the back of their hand.   Next Steps: • 🎥 Watch my video What Your Net Worth Should Be by Age. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📖 Read our article: How to budget an irregular income. • 🎯 Take the quiz: How much do I need to retire?   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Comments (1)

Mona Peterson

I absolutely love tuning into George Kamel's podcast! The insights and practical advice he shares are not only valuable but also incredibly motivating. His ability to break down complex financial topics into easy-to-understand concepts makes it accessible for everyone. https://www.podchaser.com/podcasts/pack-chicago-5790995/episodes/the-psychology-behind-branded-217387323

Aug 1st
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