George Kamel

One thing that really grinds my gears is seeing people on the internet flexing like they’re living the bougie life—when in reality, their bank account is giving broke. So today, I’ll be reacting to videos that show all the sides of what it looks like to live beyond your means.    Next Steps: • 🎥 Watch my video If You Say Yes to These Things, You’re Probably Broke. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Just because something claims to be a money-saving hack, it doesn’t mean it’s worth your time—or your dignity. Here are 22 “broke people habits” even wealthy people are guilty of. Let’s get into it.  Next Steps: • 🎥 Watch my video Money Expert Reacts to “Poor People Habits”. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Use our free Net Worth Calculator. People who successfully build wealth know they can’t afford to be ignorant about a handful of key financial numbers. So today, I’m sharing a list of nine numbers that millionaires know like the back of their hand.   Next Steps: • 🎥 Watch my video What Your Net Worth Should Be by Age. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📖 Read our article: How to budget an irregular income. • 🎯 Take the quiz: How much do I need to retire?   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

We did it again. That’s right, I’ve got the king of commonsense back in the hot seat: Dave Ramsey.     Next Steps: • 🎥 Watch my video Millionaires in Cars Getting Coffee With Dave Ramsey. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📘 Learn how to save for retirement with the Complete Guide to Investing. Today, I’ll be answering how I would invest $100,000—and a deluge of other wealth-building questions you guys have sent me via Instagram, YouTube and carrier pigeon. Next Steps: • 🎥 Watch my video Investing for Beginners.  • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 👨‍💼 Find a SmartVestor Pro in your area.  • 💻 Use our free Investment Calculator.  Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📘 Buy Jade’s new book, What No One Tells You About Money.    If there’s one thing I’ve learned from talking to people about money, it’s this: There’s a lot ofemotion around finances. Today, I'm reacting to some videos that show how these feelings play out in real life alongside my fellow Ramsey Personality, Jade Warshaw.    Next Steps: • 🎥 Watch my video How She Paid Off $460,000 in Debt.  • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! New year, same broke you? Not this time! 🙅 I’m laying down a 30-day money challenge that’ll help you save more, spend less, and start building the kind of financial margin that actually sticks—no dumb diets or cold plunges required.   Next Steps: • 🎥 Watch my video Harvard Professor Reveals the Worst Thing to Do With Your Money. • 📊 What’s your net worth? Find out fast with our Net Worth Calculator. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I’ll be looking back at some of my personal favorite man-on-the-street moments from the past year. Next Steps: • 🎥 Watch my video I Asked People at Disney How Much Debt They Have. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Go to Cozy Earth with code GEORGE for an exclusive offer. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s be real—most of us are coming out of 2025 with more stuff, more stress and less margin than ever before. So, what will it actually take to spend less and get a fresh start with your money in 2026?Today, I’m joined by someone who’s well-equipped to answer that question: author and co-host of The Minimalists Podcast T.K. Coleman.    Next Steps: • 📚 Check out T.K.’s book Emotional Clutter. • 🎥 Watch my video America’s Newest Money-Saving Trend Is Really Gross. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

2025 was one for the books when it came to guests on the channel. So today, I’m revisiting some of my favorite conversations from the past year and the advice that stuck with me. Next Steps:   • 🎥 Watch my video I Asked More People How Much Debt They Have. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   • Go to Cozy Earth with code GEORGE for an exclusive offer. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Today, I’ll be sharing 11 frugal habits that helped make me a millionaire—so you can use them to stop wasting money and start stacking it. Next Steps: • 🎥 Watch my video 9 Things Frugal People Know About Saving on Vacation • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 🛡️ Re-shop and save with a Ramsey Trusted Pro.   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video The Debt Trap No One's Talking About Americans spent almost $1 trillion on Christmas in 2024. So today, I’m hitting the streets of Franklin, Tennessee—a city straight out of a Hallmark movie—to ask people one simple question: What’s the most you’ve ever spent on a Christmas gift?  Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video This Tax Advice Will Get You in Trouble.   You ever feel like life is getting just a wee bit too expensive? Today, I’ll be reacting to TikToks featuring people coming to grips with the cost of living in these here 20s. And it won’t just be me. Because I’ll be joined in this endeavor by my friend and Smart Money Happy Hour co-host, Rachel Cruze.    Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📞 Save on your phone plan. Go to Boost Mobile to switch today! Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   I love Christmas just as much as the next guy, but you don’t need to put that 24-karat golden Labubu on buy now, pay later (be so for real, Christina). In this episode, I’m laying out why buy now, pay later is one of the biggest scams you should avoid at all costs.     Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Read my book, Breaking Free From Broke.   Mr. Beast just filed a trademark to launch his own banking app, complete with crypto and credit cards. And today, we’re breaking it down. Plus, I’ll give you my take on the situation and explain why this may be a symptom of a much bigger problem in the financial world. Next Steps:  • 🎥 Watch my video Investing for Beginners. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! If you had to spend one hour every day doing only things that scare you, what would that look like? I recently saw a TikTok trend called “Scary Hour.” And I’ve got to say—I kind of love it. So today, we’regoing to see what it’s all about.   Next Steps: • 🎥 Watch my video America's Newest Money-Saving Trend Is Really Gross (feat. @TheMinimalists) • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📋 You need a will! Make one with Mama Bear Legal Forms. • 💰 See your debt-free date with our Debt Snowball Calculator.    Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Get in touch with a RamseyTrusted tax pro.   Tax day may seem far off, but it’s right around the corner! In today’s video, we’ll look at eight things you can do before the end of the year to avoid overpaying the IRS so you can use more of your hard-earned cash on the things in life that really matter.   Next Steps: Watch my video Money Expert Shocked by Broke TikTokers. 📈 Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: Get up to 40% off Cozy Earth with code GEORGE. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Right now, people are paying over $700 a month for a new car on average. That’s a lot of money, and I honestly don’t know how they’re affording it—which is why I’m going to ask. That’s right, we’re heading to the mean streets of Franklin, Tennessee, to ask people what they’re really forking over for their rides each month.  Next Steps: • 🎥 Watch my video Is Your Car Robbing You of $6,000,000? • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Well, I opened the floodgates. I asked you guys to tell me what you disagree with me about the most—and you did not hold back. So today, we’re looking at what you guys had to say about everything from my beard to mutual funds. And I’m going to address the criticism head on.    Next Steps: • 🎥 Watch my video Money Expert Shocked by Broke TikTokers. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:   • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🚗 Check out the Ramsey Car Guide.   In this episode, I’m reacting to TikTok’s most unhinged car payment videos—because honestly, some of your car payments deserve their own horror movie soundtrack.     Next Steps: 🎥 Watch my video The New (Horrible) Way to Buy a New Car. 📈 Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app! 💰 Estimate how fast you can pay off your car loan Auto Loan Calculator.   Connect With Our Sponsors: Get up to 40% off Cozy Earth with code GEORGE. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices