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George Kamel
George Kamel
Author: Ramsey Network
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Description
George Kamel is a personal finance expert and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This show will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.
Have a story for George? Send us a message to guest@georgekamel.com. Want George on your show? Connect with us at media@georgekamel.com
418 Episodes
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🚗 Check out the Ramsey Car Guide.
In this episode, I’m reacting to TikTok’s most unhinged car payment videos—because honestly, some of your car payments deserve their own horror movie soundtrack.
Next Steps:
🎥 Watch my video The New (Horrible) Way to Buy a New Car.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 Start your free budget today. Download the EveryDollar app!
💰 Estimate how fast you can pay off your car loan Auto Loan Calculator.
Connect With Our Sponsors:
Get up to 40% off Cozy Earth with code GEORGE.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
🚗 Check out the Ramsey Car Guide.
Americans are carrying over $1.6 trillion in car debt right now, and the problem's getting worse—thanks to a growing trend in the auto loan industry that’s costing some consumers thousands of dollars. In today’s video, we’ll talk about what’s happening and how to avoid this increasingly common money trap.
Next Steps:
• 🎥 Watch my video Reliable Used Cars to Buy in 2025.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📊 Find out your earning potential with the Investment Calculator.
• 💰 Estimate how fast you can pay off your car loan Auto Loan Calculator.
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
No one likes hearing hard truths. But here’s the thing: Even though we don’t always like hard truths, they’re important. So today, I’m sharing 11 hard truths about money, success and life in general that I wish someone had told me earlier.
Next Steps:
• 🎥 Watch my video 12 Rules for (a Frugal) Life.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📉 Crunch your numbers on our free Investment Calculator.
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, I’m sharing some of my favorite tips for saving money as I answer a big ol’ list of frugal-living questions you guys sent me on my socials.
Next Steps:
• 🎥 Watch my video Grocery Hacks for Frugal People.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app.
If you're Gen Z, there's a good chance you think you're financially screwed. In today's video, we'll look at why Gen Z feels this way, the genuine economic challenges they're facing, and reasons for them to have hope.
Next Steps:
• 🎥 Watch my video 7 Steps That Can Make You a Millionaire.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!
Apparently, pigeonholing you into debt for 30 years wasn’t enough, because Trump just introduced the idea of a 50-year mortgage. Let’s discuss why this is just . . . the worst.
Next Steps:
• 🏡 Check out my free home-buying course
• 🎥 Watch my video Don't Buy A Home Until You Watch This
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
You ever feel like rich people know something you don’t? Apparently, my producer does, because he searched TikTok for “what rich people know.” And I guess he liked what he saw, because now he’smaking me react to what he found. So, let’s get to it!
Next Steps:
• 🎥 Watch my video Money Expert Reacts to Broke TikTokers . . . Again.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📝 Plug your investing numbers into our free calculator.
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, I’m at Disney Springs near Orlando, Florida, asking unsuspecting tourists potentially uncomfortable questions about their money. Let’s do this!
Next Steps:
• 🎥 Watch my video GKYT426 (not yet released).
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
❄️ Find out how quickly you can be debt-free with the Debt Snowball Calculator.
Did you know there’s a hidden tax that’s triggered by your credit score? Today, I'll tell you what it is and how to avoid it—because it could cost you more than $100,000 over your lifetime.
Next Steps:
• 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).
•💵 Start your free budget today! Download the EveryDollar app.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
In today’s video, I’ll be performing an exploratory procedure on the difference between frugal and cheapby reacting to a new article from USA Today.
Next Steps:
• 🎥 Watch my video 12 Things Totally Worth the Money (Even Frugal People Should Buy These).
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app.
Where does your income rank compared to the rest of America? You might be surprised. In this video, we’ll look at the actual numbers so you can see how your income stacks up.
Next Steps:
• 🎥 Watch my video The One Number That Determines if You’ll Be Wealthy.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💸 Check out Ramsey’s Complete Guide to Investing.
• 💵 Take the free Side Hustle Quiz!
• 🌎 Looking to move? Use the Cost of Living Calculator.
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
In today’s installment of Millionaires in Cars Getting Coffee, I’m driving around with Jesse Cole, the mastermind behind America’s most entertaining baseball team: the Savannah Bananas. He’s sharing the money lessons he learned while climbing out of almost $2 million of debt and transforming a small-town team into a cultural phenomenon.
Next Steps:
• 🎥 Watch my video Millionaires in Cars Getting Coffee with Dave Ramsey.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, I’m in Chicago talking to total strangers about their debt. Because what better place to answer uncomfortable money questions than under a giant metallic legume?
Next Steps:
🎥 Watch my video I Asked People How Much Debt They Have.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
Get up to 40% off Cozy Earth with code GEORGE.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
📗 Order my book, Breaking Free From Broke.
🎧 Or check out Breaking Free From Broke on audiobook.
Selling a piece of your house to Wall Street sounds insane, right? Well, that’s what’s happening with home equity agreements—and millions of Americans are falling for it. In this episode, learn about the shady companies pushing these deals and the smarter way to get cash if you really need it.
Next Steps:
📈 Are you on track with the Baby Steps? Get a free personalized plan.
🎥 Watch my video How Much House You Can ACTUALLY Afford.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
Get up to 40% off Cozy Earth with code GEORGE.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, we’ll look at some of the best financial failures people shared on Reddit to see what we can learn from these terrifying tales of money mishaps.
Next Steps:
• 🎥 Watch my video Reacting to Financial Horror Stories.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get 20% off when you join DeleteMe.
• Get up to 40% off Cozy Earth with code GEORGE.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
🎥 Watch my video Home Upgrades That Are (and Aren’t) Worth the Money.
Could these nine creepy things be tanking your home’s value? In this episode, I’ll break down the list so you can tell if these things are actually creepy and if your home value is actually in trouble.
Next Steps:
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get up to 40% off Cozy Earth with code GEORGE.
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
• 🛡️ Get the term life coverage you need with Zander Insurance.
• 📝 Create a will with Mama Bear Legal Forms.
Today, we’re looking at some concrete ways to make having a baby more affordable and less overwhelming—and it’ll be helpful for anyone with a baby on the way, anyone who wants to have a baby one day, and anyone who once was a baby.
Next Steps:
• 🎥 Watch my video I Wish Someone Told Me THIS Before Having Kids.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get 20% off when you join DeleteMe.
• Get up to 40% off Cozy Earth with code GEORGE.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Almost half of Americans consider themselves “broke,” but why? According to a new article, it might be their inability to say no. Today, we’re breaking it down so you’ll know when to say yes—and when to just say no.
Next Steps:
• 🗞️ Check out the article mentioned in this episode.
• 🎥 Watch my video Frugal People Never Do These Things.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
• 🎧 Listen to my book, Breaking Free From Broke, on audiobook.
Connect With Our Sponsors:
• Get 20% off when you join DeleteMe.
• Get up to 40% off Cozy Earth with code GEORGE.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Can you manifest your way to being a billionaire? Do French people use credit cards? What if Mario Kart was real? Find out as I react to these wild TikToks and Instagram reels.
Next Steps:
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 🎥 Watch my video Are Single-Income Households a Luxury Now? (Money Expert Reacts).
• 🎧 Listen to my book, Breaking Free From Broke, on audiobook.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Head to Cozy Earth and use code GEORGE for a special offer!
• Get 20% off when you join DeleteMe.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Fads come and go, yet people keep spending their money on them. In this video, I’ll explain why and help you avoid falling for expensive trends that will leave you broke (and slightly embarrassed by your collection of POG Slammers).
Next Steps:
• 🎥 Watch my video 17 Things Frugal People Refuse to Buy.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get 20% off when you join DeleteMe.
• Get up to 40% off Cozy Earth with code GEORGE.
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
Explore More From Ramsey Network:
🎙️ The Ramsey Show
🍸 Smart Money Happy Hour
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices




I absolutely love tuning into George Kamel's podcast! The insights and practical advice he shares are not only valuable but also incredibly motivating. His ability to break down complex financial topics into easy-to-understand concepts makes it accessible for everyone. https://www.podchaser.com/podcasts/pack-chicago-5790995/episodes/the-psychology-behind-branded-217387323