The Priority of Retirement

In this final episode of The Priority of Retirement podcast, Shawn Maloney reflects on the journey so far and shares exciting news: the show is transitioning to a new weekly radio broadcast on Extra 106.3 FM in Metro Atlanta. Sean recaps core principles of the Retire Happy™ Framework, emphasizing that retirement is about much more than finances. From planning for the go-go, slow-go, and no-go years to understanding market risk, taxes, and healthcare needs, Sean outlines what a real retirement plan should look like. He thanks his team, listeners, and family while inviting everyone to continue the journey with him on the airwaves.In this episode, Shawn discusses:Why does this mark the final episode of The Priority of Retirement podcastThe launch of his new retirement-focused radio show on Extra 106.3 FM in Metro AtlantaAn overview of the Retire Happy™ FrameworkWhy retirement isn’t just about savings, but about purpose, planning, and personalizationKey risks in retirement, from healthcare to market volatility, and how a proper plan helpsThe emotional and spiritual gratitude behind building RetireWise and serving the communityKey Takeaways:Retirement planning goes beyond numbers—it’s about designing a lifestyle that brings joy and meaning.A good plan must fund all stages of retirement: the go-go, slow-go, and no-go years.Most people have an account, not a plan. True planning involves income strategy, tax efficiency, and risk mitigation.Emotions can derail financial decisions—having a personalized plan helps you stay steady during market swings."We firmly believe you’ve all worked hard your whole life. You deserve that happy retirement, and we just want you to enjoy what brings you purpose and joy in your retirement and in your days." - Shawn MaloneyGet a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.  Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. Review # 03139754 - 07/25

About Jacquie Doucette: Jacquie Doucette holds undergraduate degrees in Chemical Engineering and Pharmacy and spent 40 years working with Canada’s Department of National Defence, both in uniform and as a civilian. Through her journey, she discovered that life—and retirement—are about much more than simply leaving a job. In 2019, while house-sitting in Mexico, Jacquie stumbled into podcasting and launched Beyond Retirement, a show that ran for 264 episodes and featured conversations with both experts and everyday individuals about building a fulfilling life outside the 9-to-5. Now fully living her Beyond Retirement lifestyle, Jacquie helps others design meaningful post-career lives filled with curiosity, freedom, and purpose. She enjoys traveling and international house/pet sitting, made possible thanks to the love and support of her husband and two adult daughters, who keep things running smoothly at home while she’s away.In this episode, Shawn and Jacquie Doucette discuss:How Jacquie transitioned from a military structure to an open-ended retirement lifeThe origin and impact of her podcast, Beyond RetirementWhy having a purpose is essential in retirementCommon fears around identity loss and how to find fulfillment beyond a careerThe power of play, exploration, and dreaming again as retirement strategiesKey Takeaways:Retirement isn’t a destination—it’s a new path that can be longer and more fulfilling than your career.You don’t need to figure out your post-retirement life in the first month—take time, explore, and adjust.Living with purpose doesn’t mean a rigid schedule—it means knowing which direction will move you forward.Your dreams from childhood might still have value—unpack them and see where they lead.Retirement planning is more than finances—it’s also about curiosity, community, and joy."Living with purpose means having a clear idea. It doesn't mean that every hour of your day is structured, but it means when you're faced with two alternatives, you know which one is going to move you forward, and that's the one you take to continue making life better." - Jacquie Doucette  Email: retireabc@gmail.com Social Media Links: Linktr.ee: https://linktr.ee/retireABC LinkedIn: https://www.linkedin.com/in/beyondretirement/ YouTube: https://www.youtube.com/channel/UCUnX3hGL-cgHZggfSmNqfCA Podcast: https://podcasts.apple.com/ca/podcast/beyond-retirement/id1466313976 Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.The opinions and experience of Jacquie Doucette are her own and do not necessarily reflect the opinions nor experience with Retire Wise, LLC or AE Wealth Management. Jacquie Doucette is not a client of Retire Wise, LLC.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.Review # 03123356 - 6/25

About Brenda Olmos: Brenda Olmos is a nurse practitioner, educator, and lifelong learner based in Austin, Texas. With a decade-long journey toward financial independence, Brenda brings a thoughtful and intentional approach to retirement planning. From house hacking and real estate investments to advanced medical degrees funded through scholarships and stipends, Brenda has carved out a future rooted in balance, preparation, and joy. As a Latina woman in finance and healthcare, she also advocates for women to take charge of their money and build lives of security and freedom.In this episode, Shawn and Brenda discuss:The early lessons Brenda learned as a nurse and how they shaped her retirement mindsetReal estate, investing, and the moment she realized she was “Coast FIRE”Navigating financial planning as a woman and LatinaThe emotional and practical reasons to prepare early for healthcare and long-term careWhy involvement in community, not just work, is essential to a meaningful retirementKey Takeaways:Many older adults live on limited income and struggle to afford basic care. Brenda saw this firsthand in her medical practice.“Coast FIRE” means having invested enough that you could coast to retirement, even without additional contributions.Financial independence isn’t just about early retirement—it’s about choice, flexibility, and peace of mind.Community engagement can give life meaning after leaving the workforce and help prevent isolation.Women should feel empowered to understand and lead their financial futures, no matter their relationship status."My life is not centered around my work. I really try to make a point to be embedded in my community so that when I leave my work, I'm not isolated… that when the job that pays is not necessary anymore, my life is not empty." - Brenda OlmosConnect with Brenda Olmos:  Email: almostbrenda@gmail.com Social Media LinksWebsite: https://www.bswhealth.com/nurse-practitioner/brenda-olmos LinkedIn: https://www.linkedin.com/in/olmosphd/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.The opinions and experience of Brenda Olmos are her own and do not necessarily reflect the opinions nor experience with Retire Wise, LLC or AE Wealth Management. Brenda Olmos is not a client of Retire Wise, LLC.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.Review # 03024411 - 05/25

In this episode, Shawn breaks down the complexities of retirement planning into a clear, actionable framework designed to empower you. You'll discover how to overcome common fears, such as running out of money or needing to work past retirement age, by understanding Shawn's "Retire Happy Framework." This episode serves as your guide to securing a fulfilling and stress-free retirement, no matter where you are in your planning journey. Tune in to take control of your financial future with confidence.In this episode, Shawn discusses:The need for comprehensive retirement planningThe changing nature of retirement benefitsManaging risks in retirementPlanning for healthcare in retirementKey Takeaways:Merely having retirement accounts like a 401(k) or IRA is not enough; it is crucial to develop a comprehensive plan that includes a well-thought-out drawdown strategy to ensure you don't outlive your savings and maintain financial stability throughout retirement.As the availability of company-sponsored pensions decreases, individuals must take greater responsibility for their retirement by starting to save early, carefully managing investments, and planning for a retirement that could span several decades.Successfully navigating retirement requires a proactive approach to managing six key risks—market risk, taxation risk, inflation risk, withdrawal risk, sequence of returns risk, and longevity risk—each of which can significantly impact the sustainability of your retirement income.Factoring in the potential costs of healthcare and long-term care is essential when planning for retirement, as these expenses can be substantial, unpredictable, and have a major impact on your financial resources over time. "Remember, the only one who can help your older self is your younger self. Right? So let's plan today." — Shawn MaloneyGet a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

About Brian Herriot: Brian Herriot is an independent financial advisor for entrepreneurs and mid-career consultants and the founder of Herriot Financial. With a background in engineering and business, Brian’s journey took a transformative turn after a mid-life wake-up call that led him to redefine wealth, not just in terms of numbers, but in terms of meaning and autonomy. Today, he champions the concept of “meaningful freedom,” helping his clients craft customized lifestyle plans that prioritize time, purpose, and flexibility. Brian blends strategy and storytelling to guide others toward a balanced life that works for them, not the other way around.Key Takeaways:Meaningful freedom is about the autonomy to work when, where, and how you want, not necessarily quitting work altogether.Your money personality—whether you’re a saver, a maker, or a minimizer—can influence how you reach your time and financial goals.Adding flexible income to your retirement planning drastically shortens the timeline to freedom.You can start your journey with simple steps like taking the first Friday of every month off to experience “mini-sabbaticals.”"I call this thing finding your one thing. And so it's usually around a combination of what you love, what's so high value, and what will still maintain your time freedom." - Brian Herriot Connect with Brian Herriot:  Email: brian@herriotconsulting.com Social Media Links: LinkedIn: https://www.linkedin.com/in/brianherriot/ Linktr.ee: https://linktr.ee/herriot Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Brian Herriot is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Herriot Financial is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25Review # 03006119-04/25

About Raymond Lavine: Raymond Lavine is a seasoned advocate and expert in Long-Term Care (LTC) insurance and the principal at Lavine LTC Benefits. Drawing from personal family experiences and decades of industry insight, he is passionate about helping individuals prepare for future care needs. A decorated U.S. Army veteran, Raymond served with distinction in the 82nd Airborne and 173rd Airborne Brigade in Vietnam, where he earned the Bronze Star and Purple Heart. His military background instilled in him a deep sense of empathy and a mission-driven approach to serving others through financial planning and LTC advocacy.In this episode, Shawn and Raymond Lavine discuss:The real-life impacts of long-term care needs on families and financesWhy financial literacy and early planning are essential for LTCCommon myths and misconceptions about long-term care insuranceThe role of LTC in a comprehensive estate and retirement plan"Do you think that this plan can help you? If you don't think it can help you, or you don't understand why it can help you, that's where you first need to know." - Raymond Lavine Connect with Raymond Lavine:  Email: raymond@lavineltcins.com LinkedIn: https://www.linkedin.com/in/ltc-benefits/Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Raymond Lavine is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Lavine LTC Benefits is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25Review # 02958997-4/25

About Jet Vertz: Jet Vertz is a retired aviation executive with a distinguished career at Pratt Whitney Aircraft and US Navy service. Holding degrees in aerospace engineering and an MBA, he now leads the Purpose-Driven Retirement Workshop at the University of Rhode Island. An active retiree who enjoys snowboarding and surfing, Jet is passionate about helping professionals transition to meaningful, fulfilling retirements by emphasizing financial preparedness, continued learning, and community engagement.In this episode, Shawn and Jet Vertz discuss:Jeff's background in the Navy and aviationStaying physically and mentally active in retirementCreating meaningful activities after a careerFinancial planning for retirementImportance of continuing education and community engagementKey Takeaways:Prioritize financial planning with savings and annuities for retirement security.Find purpose beyond personal interests through meaningful activities.Maintain physical and mental health through active hobbies and engagement.Invest in continuous learning and community involvement during retirement."Continuing education is something you do for yourself to stay cognitively sharp. And community engagement is about giving back to your community, country, and a world. " - Jet Vertz Connect with Jet Vertz:  Email: jet.vertz@gmail.com LinkedIn: https://www.linkedin.com/in/jetvertzprofile/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Jet Vertz is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Formerly with Pratt Whitney Aircraft and US Navy Service, is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25Review # 02994394-04/25

About Fritz Gilbert: Fritz Gilbert is the founder of The Retirement Manifesto, a platform dedicated to helping people transition into retirement with confidence. After decades in the corporate world, Fritz retired early and now shares his insights on financial independence, purposeful living, and making the most of retirement. Through his blog, book, and speaking engagements, he provides actionable strategies for navigating the emotional and financial aspects of post-career life.In this episode, Shawn and Fritz Gilbert discuss:The biggest emotional challenges people face when transitioning into retirementHow to create a purpose-driven life after leaving the workforceSmart financial strategies to ensure a secure retirementThe importance of "Freedom, Friends, and Fun" in a fulfilling retirementMistakes to avoid when planning for early retirementKey Takeaways:Retirement isn't just about finances—it’s about having a clear purpose to maintain fulfillment.Planning for retirement should start early, focusing on savings, investment strategies, and lifestyle goals.A structured routine helps retirees avoid boredom and maintain a sense of direction.Downsizing and smart financial decisions can ensure long-term financial security."Once you get into retirement, you realize it's not about the money at all, right? It's about finding those fulfilling things, finding your purpose, finding things God wants you to do." - Fritz GilbertGet a free copy of Shawn’s book “The Priority of Retirement” here: https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Fritz Gilbert is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. The Retirement Manifesto is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25Review # 02958997-3/25

About Adam Koós: Adam Koós is a seasoned financial advisor who began his career just 10 days before 9/11, navigating some of the most challenging market crashes in history. With a strong foundation in financial planning and market strategies, Adam is committed to educating clients and empowering them with knowledge. His ethical approach to wealth management is deeply influenced by his father’s principles of integrity and transparency. Beyond advising, Adam is a passionate speaker, writer, and educator, offering financial planning workshops to help individuals make informed financial decisions.In this episode, Shawn and Adam Koós discuss:The importance of ethics and transparency in financial advisingStrategies for wealth preservation and managing retirement incomeHow market downturns impact investment strategies and withdrawal ratesThe psychological aspects of financial decision-making and emotional investingBusiness exit planning and why entrepreneurs need to prepare years in advanceThe role of education in debunking financial myths and misinformation“I think that education is the root of everything we do because what people need these days. It's not like the old days, where they want to be sold something or sold an investment in that. They want solutions based advice, and I think that people want to be educated.” - Adam Koós Connect with Adam Koós:  Email: adam@libertaswealth.com Website: https://www.libertaswealth.com/ LinkedIn: https://www.linkedin.com/in/adamkoos/ X (Twitter): https://x.com/AdamKoos Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Adam Koos is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Libertas Wealth Management Group, Inc. is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Steuart Martens: Steuart is a National Board-Certified Health Coach, the President of Village Volunteers, and a dedicated wellness advocate. With a background in holistic health, nutrition, and personal development, he empowers individuals to achieve sustainable well-being through practical, evidence-based strategies. His journey into health coaching was inspired by personal experiences—his wife’s battle with chronic Lyme disease and his father’s struggle with Alzheimer’s—leading him to dedicate his life to helping others maintain their health and independence.Key Takeaways:Retirement doesn’t have to mean slowing down—it can be the start of a brand-new, purpose-driven career.Holistic health coaching empowers retirees to take control of their well-being, making small, sustainable changes that lead to long-term benefits.Volunteering fosters a sense of connection and purpose, benefiting both those who give their time and those who receive support.Preventative health strategies can reduce the risk of chronic diseases, allowing retirees to maintain independence and enjoy their golden years to the fullest."Every single person that I have come across has a huge heart, and they're the kinds of people that I wanna be with, that I wanna be around." — Steuart Martens Connect with Steuart Martens:  Website: https://nbhwc.org/ Email: lsteuartmartens@gmail.com LinkedIn: https://www.linkedin.com/in/steuart-martens-99835a6/ Facebook: https://www.facebook.com/SteuartMartensHealthCoach/ Instagram: https://www.instagram.com/steuartmartens/ Get a free copy of Shawn’s book “The Priority of Retirement” here: https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Steuart Martens is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Village Volunteers is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Andy Robin: Andy Robin, born in Chicago and raised in Mexico City, earned a BA in Computer Science from the University of Texas at Austin and an MBA from Harvard. An early entrepreneur in Mexico City's computer industry, he spent 22 years in the semiconductor sector, including roles in marketing, general management, and new business ventures. After serving as a housedad from 2002 to 2007, he now plays piano, serves on nonprofit boards, coaches executives, leads a foundation, supports a tech startup, and enjoys Bay Area culture.In this episode, Shawn and Andy Robin discuss:Navigating the transition from a career to retirementDiscovering purpose and meaning after full-time workFinancial and practical preparation for a successful retirementStrengthening relationships and social connections in retirement"You can’t analyze yourself into just being paralyzed. You really need to just do something, try something, do something else, try something else. And eventually, it starts to fall into shape." — Andy RobinConnect with Andy Robin:  Website: https://www.tapaslife.com/Email: werdna39@icloud.comBook: TAPAS LIFE: https://www.amazon.com/TAPAS-LIFE-Rewarding-After-Career/dp/1736333909Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Andy Robin is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Tapas Life is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Lawrence Sprung: Lawrence Sprung, CFP®, is the Founder and Wealth Advisor at Mitlin Financial, Inc., which he established in 2004. With over 26 years of experience, he specializes in planning and asset management, helping families make informed financial decisions. He is the author of the Amazon best-selling book Financial Planning Made Personal: How to Create Joy and the Mindset for Success, which simplifies the financial planning process. Larry also hosts the Mitlin Money Mindset® podcast, where he engages in insightful conversations about building a positive relationship with money.In this episode, Shawn and Lawrence Sprung discuss:Why retirement planning involves more than just accumulating wealthThe role of psychological factors in achieving financial well-being and making sound investment decisionsDiversification in wealth management"If you have differing opinions, it might cause hesitation—which might drive you off course. Find that one person that you know, like, and trust—and rely on them." — Lawrence SprungConnect with Lawrence Sprung:   Email: lsprung@mitlinfinancial.comBook: Financial Planning Made Personal: https://www.amazon.com/Financial-Planning-Made-Personal-Mindset/dp/B0C1J7F5FNShow: https://podcasts.apple.com/us/podcast/mitlin-money-mindset/id1533424635LinkedIn: https://www.linkedin.com/in/lawrencesprungGet a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Contact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Lawrence Sprung is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Mitlin Financial, Inc. is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Lubna Forzley: Lubna Forzley is the CEO & Founder of Stories, a coaching portal that supports founders and corporate leaders to tell the world the right stories and, most importantly, shift the stories they tell themselves. Under her leadership, Stories was just named ‘Most Innovative Mental Health Tech’ for 2023 by Mentl. She is a board member for griefstories.org, an ICF-accredited (PCC) coach, and a member of Gabor Maté’s Compassionate Inquiry Community. Lubna has coached leaders in Fortune 500 organizations, including: Coca-Cola, Google, American Express, BP, Bayer, Square, BASF, Whiteboard Advisors, the U.S. Department of the Air Force, the Federal Aviation Administration, DaVita, and CVS Health Corporation.In this episode, Shawn and Lubna Forzley discuss:The psychological transition of retirementThe power of storytelling in leadership and team buildingThe role of purpose in preventing burnoutCommon regrets and how to live a life without them"Half of the world is living a life where they're asleep. They're not exactly awake. And I think it's important to wake up and to acknowledge the things that have made you who you are." — Lubna ForzleyConnect with Lubna Forzley:  Website: https://why-stories.com/Email: lubna@why-stories.comLinkedIn: https://www.linkedin.com/in/lubnaforzley/Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Lubna Forzley is not a client, nor should her appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Stories is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Dominic Rubino: Dominic Rubino is a serial entrepreneur, business coach, and dedicated family man with a passion for making businesses run smoothly, profitably, and enjoyably. As the host of “Profit Tool Belt” and “Cabinet Maker Profit System,” he shares real-world strategies, lessons, and industry insights to help business owners take action and grow. With over 25 years of entrepreneurial experience and 23 years as a business coach, Dominic has built and sold companies in industries ranging from construction and contracting to pharmaceuticals and real estate. Known for his engaging storytelling and practical advice, he is committed to delivering insights that business owners can apply immediately to achieve real results.In this episode, Shawn and Dominic Rubino discuss:Staying in control of your schedule to maximize productivityHiring and leading with the right attitude for successIdentifying leaks and making a business financially strongPreparing early for a smooth and profitable transition"If I don’t manage my time, I let other people manage it for me. And that’s the mistake that a lot of business owners get caught in." — Dominic Rubino Connect with Dominic Rubino:  Website: https://www.profittoolbelt.com/ & https://www.cabinetmakerprofitsystem.com/LinkedIn: https://www.linkedin.com/in/dominicrubino/Profit Tool Belt: https://podcasts.apple.com/us/podcast/profit-tool-belt/id1473467565Cabinet Maker Profit System Podcast: https://podcasts.apple.com/us/podcast/cabinet-maker-profit-system-podcast/id1353937790Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Dominic Rubino is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Profit Tool Belt and Cabinet Maker Profit System are not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Frank Somma: Frank Somma is a sales and communications expert, speaker, author, and lifelong charity fundraiser. Frank holds a degree in NLP, Neuro-Linguistic Programming, widely accepted as THE communications science, and has been speaking professionally for over 15 years, winning accolades from such notable organizations as DLL Bank, GE, Xerox, EMC, and several Big I associations.His latest book, B2B Is Really P2P: How to Win With High Touch in a High Tech World, is selling well and has a 4.9-star rating on Amazon! Frank lives in Holmdel, NJ, and when he isn’t occupied with one of his businesses, he’s either raising money for The Cooley’s Anemia Foundation, out running with his dog, or in the kitchen cooking homemade pasta.In this episode, Shawn and Frank Somma discuss:The impact of social connections on retirement happinessCommunication skills as a tool for success and connectionThe fulfillment gained through charitable workStaying physically and mentally active in retirement"Social connections will usually make you feel better… healthy social connections are a huge part of a healthy retirement mindset and life." — Frank Somma Connect with Frank Somma:  Website: https://www.franksomma.com/Email: frank@franksomma.comBook: B2B Is Really P2P: How to Win With High Touch in a High Tech World: https://www.amazon.com/B2B-Really-P2P-Touch-World/dp/0578614332LinkedIn: https://www.linkedin.com/in/fsomma/Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Frank Somma is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. The Somma Group is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Rob Haynie: Rob Haynie has been a leader in the life settlement industry for over 31 years, negotiating thousands of contracts and shaping its regulatory framework. He serves on the Board of Directors of the Life Insurance Settlement Association (LISA) and received the 2024 Alan H. Buerger Leadership Award. Named one of the top 10 most influential people in the industry, he has published widely, spoken globally, and co-hosts the podcast Unlocking the Hidden Value of Your Life Insurance. A Florida State University alumnus, Haynie holds a Life Agent License and continues to be a prominent voice in the marketplace.In this episode, Shawn and Rob Haynie discuss:Alternative options for utilizing life insurance in retirement planningThe financial and emotional benefits of uncovering hidden value in existing assetsRegulatory challenges and awareness gaps within the life insurance industryInnovative approaches to funding long-term care and retirement goals"You can't, in good conscience, pretend you're a fiduciary financial planner in front of clients—and then pretend you've never heard of life settlements. You don't need to do it, but you do need to look at it." — Rob Haynie Connect with Rob Haynie:  Website: https://www.lisettlements.com/Email: rob@lisettlements.comLinkedIn: https://www.linkedin.com/in/rob-haynie-08656b9/Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Rob Haynie is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Life Insurance Settlement Association (LISA) is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Shannon Edwards: Shannon Edwards is the founder of TriStar Pension Consulting and a seasoned professional with over 30 years of experience in the retirement plan industry. She has dedicated her career to helping individuals retire on their terms. A credentialed member of the American Society of Pension Professionals & Actuaries (ASPPA), Shannon currently serves as its Vice President. Her expertise in retirement plan design, compliance consulting, and administration has earned her widespread respect in the field. Outside of her professional life, Shannon is a devoted wife, mother, and grandmother who cherishes time with her family and volunteers for local non-profits.In this episode, Shawn and Shannon Edwards discuss:Starting early to maximize retirement savings growthThe critical role of financial literacy in retirement readinessThe impact of mandates like SECURE 2.0 Act on retirement plansKey challenges for professionals in retirement planning and compliance"I know nobody likes the word "mandate"—nobody likes that word—but honestly, [automatic enrollment] makes such a difference in the outcomes for these people that it's just hard to understand why we wouldn't do it." — Shannon Edwards Connect with Shannon Edwards:  Website: http://www.tristarpension.com/Email: shannon@tristarpension.comLinkedIn: https://www.linkedin.com/in/shannonedwardsplanconsultant/Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:Website- https://www.retirewisepro.com/YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSgLinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wiseInstagram- https://www.instagram.com/retirewise_llc/Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/Shannon Edwards is not a client, nor should her appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. TriStar Pension Consulting is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Alexis Gallati: Alexis E. Gallati is the founder and Lead Tax Strategist at Cerebral Tax Advisors, Cerebral Wealth Academy, and the author of the book Advanced Tax Planning for Medical Professionals. She has over 20 years of experience in high-level strategic tax planning and multi-state tax preparation and has trained at the highest level, holding two master’s degrees. Alexis grew up in a family of physicians and is married to a private practice physician. That’s why she understands how hard medical professionals work to get where they are and why she provides simple and accessible tax solutions tailored to busy physicians.In this episode, Shawn and Alexis Gallati discuss:Efficient tax planning tailored to medical professionalsPlanning for retirement while balancing financial prioritiesEmerging trends and tools in tax strategiesNavigating multi-state tax complexities for businesses and individuals"Saving for retirement is actually a huge problem that people have because they just don’t think about it until they’re almost ready to retire, and that’s a huge mistake." — Alexis GallatiConnect with Alexis Gallati:  Website: https://www.cerebraltaxadvisors.com/ & https://www.cerebralwealthacademy.comBook: Advanced Tax Planning for Medical Professionals: A Concise Guide to Tax Reduction Strategies: https://www.amazon.com/Advanced-Tax-Planning-Medical-Professionals/dp/B0858SZZFRYouTube: https://youtube.com/@cerebralwealthacademyLinkedIn: https://www.linkedin.com/in/alexis-gallati/Facebook: https://www.facebook.com/cerebraltaxInstagram: https://www.instagram.com/cerebralwealthacademy/Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAlexis Gallati is not a client, nor should her appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Cerebral Tax Advisors and Cerebral Wealth Academy are not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Dr. Mike Patterson: Dr. Michael Patterson, Ed.D., is an author, speaker, consultant, and host of the Mission First People Always Podcast. A learning strategist and master facilitator, he helps leaders and teams navigate conflict, improve collaboration, and achieve better results. With expertise in Relationship Intelligence, his books Mission First People Always and Have a Nice Conflict have impacted thousands worldwide. Dr. Patterson works with corporate, government, and nonprofit clients to solve problems and enhance performance, focusing on the power of human connections in leadership and teamwork.In this episode, Shawn and Dr. Mike Patterson discuss:Navigating purpose and fulfillment in retirementTransitioning from work to meaningful serviceRelationship-building is a cornerstone of lifeChallenges of early retirement and financial planning"I literally failed retirement in two weeks because I got antsy, I got anxious, and it wasn’t so much about money—it was about still having something to contribute." — Dr. Mike Patterson Connect with Dr. Mike Patterson:  Website: https://www.drmikepatterson.com/Show: Mission First People Always Podcast: https://podcasts.apple.com/us/podcast/mission-first-people-alwayss-podcast/id1608457367LinkedIn: https://www.linkedin.com/in/drmichaellpatterson/Instagram: https://www.instagram.com/therealdrmikepatterson/Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.Dr. Mike Patterson is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Mission First People Always Podcast is not affiliated with Retire Wise LLC. or AEWM.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn discusses:The importance of financial security in retirementHealth and its role in a fulfilling retirementBuilding and maintaining meaningful relationshipsFinding purpose and passion after a careerThe role of generosity in personal happinessKey Takeaways:Financial security in retirement requires a well-planned income stream, covering essential expenses, discretionary spending, and future risks like inflation and taxes.Maintaining physical and mental health through regular exercise, balanced nutrition, medical care, and mentally stimulating activities ensures retirees enjoy their years fully.Developing and nurturing meaningful relationships with family, friends, and communities provides emotional support and a sense of belonging.Identifying new passions and purposes through hobbies, volunteer work, or personal interests helps retirees transition from career-focused lives to fulfilling lifestyles.Acts of generosity, such as donating time, skills, or resources, contribute to personal fulfillment and positively impact others and communities.A happy retirement is a holistic experience that balances financial stability, health, relationships, purpose, and generosity, creating a life that is both secure and deeply fulfilling."A happy retirement is more than just financial security; it's a holistic experience that encompasses health, relationships, purpose, flexibility, and generosity." — Shawn MaloneyGet a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirementContact Shawn:WebsiteYouTubeLinkedInInstagramFacebookAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25