My Duvet Flip by Jack Parsons

Episode GuestSam WalleySam is a Commercial Graduate at Compare the Market, currently rotating through teams as part of the company’s graduate scheme. He’s passionate about taking opportunities outside his comfort zone and building a successful career in the commercial world.Kelly HowesKelly is a Software Engineer Apprentice at Compare the Market, having transitioned into tech through coding bootcamps and hands-on learning. She’s passionate about inclusive workplaces, lifelong learning, and building software that makes a real impact.George OwensGeorge is a Risk and Compliance Apprentice at Compare the Market, where he works across the business supporting governance, risk, and regulatory understanding. He enjoys the variety of the role and developing confidence by getting involved from day one.Episode Timestamps:0:00 Meet the apprentices and graduates at Compare the Market0:28 First impressions of the interview process1:27 Advice for young people applying for apprenticeships and grad roles1:53 Welcome to My Duvet Flip with Sam, Kelly and George2:06 Sam’s background and education journey2:48 Stepping outside your comfort zone at university3:38 Growing up on a dairy farm and learning hard work4:29 Discovering commercial work and internships5:43 Finding the Compare the Market graduate scheme6:26 What the commercial graduate scheme looks like6:38 Life two months into the grad role7:23 Preparing properly for interviews7:33 Skills learned so far and financial confidence8:15 Sam’s first week at Compare the Market8:52 Company-wide events and culture11:42 Kelly’s non-traditional career journey13:12 Running a dance school and learning leadership14:47 Discovering coding during the pandemic15:53 Applying for the software engineering apprenticeship16:56 Feeling welcomed during the interview process17:26 What a software engineer apprenticeship involves18:46 Learning while working in a real tech team19:23 Why apprenticeships are a powerful route into tech19:39 Supportive and inclusive culture at Compare the Market20:18 Kelly’s advice for future apprentices21:04 George’s university experience and career thinking22:14 Adapting to change during COVID22:36 Finding the risk and compliance apprenticeship23:16 What risk and compliance work really looks like24:16 Surprises in the workplace and flat hierarchy25:26 Learning by being trusted early26:19 Personal development and the Talent Academy26:44 Advice for anyone applying to Compare the Market27:36 What gets Sam, Kelly and George out of bed each morning28:34 Final thanks and closing thoughtsEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestNiamh Savill is a Senior Solutions Architect at Halo CRM, where she works across consultancy, product development, and customer solutions. With a background in languages, she brings a people-first, curious approach to solving complex technical challenges.Episode Timestamps0:00 Introduction0:33 Meet Niamh and Why She Said Yes to My Duvet Flip1:31 Niamh’s First Jobs and Early Lessons About Work2:42 What Early Roles Teach You About Communication3:10 How to Communicate Better at Work3:52 Finding Halo Through Indeed4:33 From Language Degree to a Tech Career5:01 Niamh’s Journey at Halo CRM6:49 Building Confidence and Putting Your Hand Up7:47 Learning on the Job and Asking Questions8:02 Niamh’s Best Day at Halo and Travelling for Work8:58 What Halo Taught Niamh About Being Yourself9:42 How Niamh Describes Halo’s Culture10:34 Being a Woman in Tech11:22 Advice to Young Women Applying for Tech Roles12:08 Do You Need a Tech Background to Work in Tech?12:58 A Day in the Life of a Senior Solutions Architect13:51 Why Relationships Matter at Work14:31 Dealing With Imposter Syndrome15:36 Finding Best Friends at Work16:27 Paul’s Leadership Style at Halo17:44 Can Ambition and Drive Be Trained?18:53 Niamh’s Advice to Anyone Applying to Halo19:12 What Gets Niamh Out of Bed in the MorningEpisode PartnersCheck out the latest from Halo:https://halograduates.com and https://www.instagram.com/halonextgen/Disclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestSam Schlimper is Managing Director at Randstad Enterprise, where she works with global organisations to redesign work, unlock human potential, and build future-ready talent strategies. With deep experience across recruitment, financial services, and advisory, Sam is passionate about creating meaningful work that energises people and organisations.Episode Timestamps:0:00 Introduction0:23 What gives you energy and what drains it at work1:17 Sam’s duvet flip and why self-reflection matters2:09 First job lessons and learning what you don’t want to do3:04 Why trying things is essential early in your career3:39 How Sam fell into recruitment and talent without a plan4:12 Confidence, training, and learning on the job4:46 Building confidence in a hybrid and remote world5:47 Why job descriptions don’t reflect how work really happens6:33 Do remote workers really miss out on promotions?7:39 How to know who you are (and why it’s a lifelong job)8:16 Being good at something that slowly drains you9:10 Why fun, energy, and people keep you in a job10:05 What makes a great recruiter today11:40 How people really get jobs beyond their CV12:44 Understanding human potential at its core14:13 Simple ways to identify your own potential15:36 Are you stuck in the ‘frozen middle’?16:29 What it feels like when work slowly erodes you17:36 Mucky ducks and how bad culture spreads18:57 What to do if you are the mucky duck20:04 Knowing when it’s time to leave an environment22:13 Why human connection matters more than ever23:14 AI, young people, and the future of work24:45 Why early careers need new, non-traditional routes25:46 The beehive analogy and problem-solving talent26:47 Why AI should be treated like a colleague, not a tool28:37 The danger of cognitively offloading your thinking30:08 How to work with AI without losing your edge32:43 Psychological safety and AI adoption at work35:40 Confidence, power, and who embraces AI first38:38 Lessons from Sam’s time at Barclays40:33 What Randstad Enterprise does and why Sam loves her work43:49 The red folder quick-fire questions48:24 Sam’s duvet flip and what really gets her out of bedEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestPete Harris is the President at Pipedrive, with a career spanning from auditing at Deloitte to global leadership. Known for his grounded wisdom and purpose-driven mindset, Pete brings clarity and compassion to every room he walks into - or in Pete's case, runs into!Episode Timestamps:0:00 Introduction0:55 Meet Pete Harris – President at Pipedrive3:00 The Flight That Changed Everything6:20 Why Pete Turned Down Partnership at Deloitte9:00 Discovering Your Purpose in Life and Work12:15 Pete’s Hierarchy of Needs15:10 From Corporate Climb to Courageous Quit18:00 The Power of Support: Marriage, Mentors & Mindset21:30 Resigning With Grace and Class24:00 Pete’s Ironman: Testing Limits and Finding Clarity28:00 What Endurance Taught Pete About Insecurity and Self31:10 Talking Money: Value, Confidence & Childhood Habits35:00 From Seven-Year-Old Saver to Global Leader38:20 Why Your Job Title Isn’t Who You Are41:00 What Real Wealth Looks Like (And It’s Not Money)44:15 Time, Presence, and the 18 Christmas Rule47:00 Leadership, Listening and Talking Last50:00 The Power of Diversity and Integrity at Work53:00 Pete on Taylor Swift, Energy Vampires & the A-Team56:00 Final Reflections and Pete’s Duvet FlipEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestAlex Glover is Managing Director of Programmatic at Brainlabs, where he leads global innovation in data-driven advertising. His passion for programmatic strategy and graduate development is helping shape the next generation of media talent.Episode Timestamps:0:00 Introduction0:12 Meet Alex Glover, MD of Programmatic at Brainlabs0:40 The job Alex nearly took (and why he didn’t)1:48 Discovering advertising through curiosity3:04 Early experiments with websites and Google Ads4:16 The career-changing advice Alex got from his dad5:06 Startup grind: no playbook, just problem solving6:10 From tiny clients to Mediacom’s biggest accounts7:33 Why Alex couldn’t stay away from programmatic8:48 Taking a bet on himself at Brainlabs10:00 The truth about programmatic advertising12:05 Advertising’s future: Netflix, Spotify, and beyond13:42 Inside the Brainlabs grad scheme in Buenos Aires15:37 How moving to Argentina can kickstart your career17:23 What makes someone thrive in programmatic?19:08 Building confidence, then passion21:07 Jack and Alex on being obsessed with your craft22:45 Getting promoted: it’s not just about extra projects24:10 How to stand out in your first job in media26:04 Why reporting taught Alex the most about marketing27:18 When Alex felt like a fraud (and what happened next)29:12 What it’s really like working at Brainlabs31:20 Why Brainlabs refuses to sell to a holding company32:46 The culture of innovation and automation at Brainlabs34:05 How AI is being used by grads at Brainlabs35:24 “If you do it three times, automate it”36:48 The one mindset shift every grad needs to hear38:04 Chapter 1 of Alex’s career: “Working it out”39:02 Most unexpected lesson from a ‘boring’ task40:00 When Alex truly felt imposter syndrome41:12 The job that led to Patagonia42:00 Jack’s final question: What’s your duvet flip?43:38 Why achievement, not titles, gets Alex up in the morning44:30 Final reflections and thank yousEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestDonna Whitehead is the Vice Chancellor and CEO of the University of Brighton. A proud working-class leader from Hartlepool, Donna brings a bold, purpose-driven vision to higher education.Episode Timestamps0:00 Introduction1:22 From Council Estate to CEO2:59 Donna’s First Job: Paper Round Hustle4:23 Learning Discipline and Drive6:01 “Shy Bairns Get Nowt”: Grit as a Mindset7:08 Pride in Her Hartlepool Roots8:42 Imposter Syndrome and Black Tie Moments10:53 Getting Sacked and Bouncing Back12:08 The Life Event That Changed Everything13:33 Failing College, Then Trying Again14:59 Studying Law and Seeing a Bigger World16:33 From No Map to Leading a University17:44 Why Education Became Her Purpose19:06 What a University CEO Really Does20:45 Brighton’s 10-Year Vision: Equity & Enterprise22:31 A Day in the Life of Donna Whitehead24:35 What Brighton Has Taught Her About Life26:02 Never Compromise Your Values27:07 Deputy CEO vs CEO: The Real Difference28:31 What Donna Would Study Today29:40 Why Choose University of Brighton?30:55 Careers in Education: Donna’s Call to Action32:07 Quickfire Round: Mascots, Boss Phrases & Icons34:10 Donna’s Message to Students, CEOs & the World35:47 Donna’s Duvet Flip – What Gets Her UpEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestAndrew Lever is the Co-Founder and CEO of Brand Partnership Group, a leader in brand-focused sales and marketing services. With a career spanning Unilever, Coca-Cola, and Samsung, Andrew brings calm leadership and consistent growth to every organisation he touches.Episode Timestamps:0:00 Introduction0:41 Why Andrew was one of the show’s first believers2:03 The power of consistency in careers and partnerships3:00 Andrew’s first job and how he became a CEO5:00 From Unilever to Paris — learning fast abroad7:40 Facing fears: new languages, new countries10:00 Returning for a dream role at Coca-Cola12:00 What Coke taught Andrew about human connection14:00 Brand loyalty and leadership lessons15:20 How to actually build consistency17:00 Calm leadership through change and chaos19:00 Navigating COVID and moving fast as a business21:00 Transforming Brand Partnership Group from the inside23:00 Learning from mistakes and knowing when to pivot25:00 Real partnership vs. transactional relationships27:00 Andrew’s rule if he was Minister of Partnerships28:30 What Brand Partnership Group actually does30:00 How Blue Square supports Samsung, HP & SharkNinja32:30 Training, retail support, and in-home repair34:00 Crew Live: From West End to global brand activations36:00 Rise: Engineering growth with data and insight37:45 A teaser for the next agency in the group38:30 Why youth opportunity is at the heart of BPG40:30 Supporting confidence, skills and mental resilience42:30 Apprenticeships and building the next generation44:00 Turning BPG into a talent pipeline for global brands45:20 Living company values — not just posting them46:50 The truth about culture and consistency48:10 Quick-fire: Remarkable notebooks & lion mascots49:20 The strangest pitch Andrew ever received50:15 Dreaming up a youth-focused business with Jack51:00 The motto Andrew would put on a Piccadilly billboard52:00 The brand Andrew wishes would call tomorrow53:00 Reflecting on friendship, support, and doing good54:30 Andrew’s evolved duvet flip: From chasing to creatingEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestPaula MacKenzie is the CEO of Pizza Express, with a career spanning leadership roles across the food, drink, and hospitality sectors. Known for her drive and authenticity, Paula brings a bold, values-led approach to business and team culture.Episode Timestamps:0:00 Introduction0:24 Paula’s First Job – Paper Rounds and Earning Freedom2:23 Young Paula Saves for a Stereo – The Power of Incentives3:38 What Drives Paula’s Determination?5:03 What Paula Would Tell Her Younger Self6:00 Paula on Staying True to Who You Are7:47 Paula on Boundaries, Values & Handling ‘Darling’ Moments10:33 From Paper Round to Career Steps – Paula’s Journey Begins12:04 Why Paula Left Accountancy for Industry14:46 Paula on Feeling Like an Outsider in Finance16:05 Lessons from Innocent – How Paula Learned to Break the Rules18:24 The Show Must Go On – Paula on Doing It Anyway19:25 Becoming CEO – Paula’s Cross-Functional Climb22:57 Paula on Imposter Syndrome & Reframing Thoughts24:56 What Paula’s First Day as CEO Really Felt Like27:08 Paula’s 4 A’s Framework for Leading From Day One30:00 The One Life Lesson Paula Swears By31:41 Quickfire with Paula – Pizza Orders, McFly & Collabs34:43 Strong Roots and Giving Back – Paula’s Perspective36:00 Paula’s Duvet Flip – Doing What She Loves Every DayEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestNick Foster is the General Manager for Mars Pet Nutrition in Northern Europe, where he leads with a passion for purpose, people, and pets. With nearly 20 years at Mars, he’s held diverse roles across sales, marketing, and supply chain, always driven by a desire to be a good ancestor.Episode Timestamps:0:00 Introduction0:23 Meet the General Manager of Mars Petcare1:00 From RAF Dreams to a Business Career2:05 Finding Purpose Through Pet Care3:20 Nick’s Duvet Flip: Being a Good Ancestor4:10 Lessons from McDonald’s and Early Work Ethic5:15 Accidental Entry into Mars6:40 Career Advice: Squiggly Lines & Making Friends8:10 General Management Explained9:45 Mars Petcare’s Scale and Purpose11:15 Changing Law to Help Renters with Pets13:00 Cancer-Sniffing Dogs & Coral Reef Projects15:00 Mars’ Family Values and Long-Term Thinking16:40 Starting a Career at Mars: Advice to Young People18:00 The Myth of Work-Life Balance19:30 How to Build a Career with Impact21:10 Nick’s Leadership Style and Communication Growth23:00 The Power of Mentorship & Sponsorship25:00 Fun Q&A: Sloths, Brainstorms & Huskies28:00 Key Digital Skills for Petcare Careers30:00 Final Lessons on Career, Purpose & Progression33:15 What Gets Nick Out of Bed Each DayEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestTom Wallis is the Chief Customer Officer at Compare the Market, with a dynamic career spanning consulting, startups, and brand leadership. He's known for blending data-driven thinking with creative marketing to lead iconic campaigns.Episode Timestamps:0:00 Introduction0:48 Tom’s Early Career and First Job2:53 Lessons from Temping and the Power of Observation4:55 Joining Accenture and Consulting Foundations6:54 Why Tom Quit Without a Job8:33 Dealing with Uncertainty and Finding the Next Step9:57 Getting into Sky and Discovering Marketing11:45 Breaking Into the Marketing Team13:34 Landing His First Marketing Role15:20 Lessons from Startup Life at Now TV17:13 Facing Rejection — and Proving Them Wrong18:42 Creating a Sales Surge That Changed the Business20:01 Learning to Ask for Help and Growing Fast21:27 Obsession, Flow States, and Finding His Thing23:03 Tom’s Biggest Money Regret24:03 Tom’s Simplest Money Tip for Young People25:20 Transitioning to Gusto and Building Again26:44 Joining Compare the Market28:27 The Culture That Drives High Performance30:04 What a Chief Customer Officer Really Does31:25 Reviving One of the UK’s Most Iconic Brands33:09 How to Build a Personal Brand Authentically36:16 Tom’s Invisible Success38:06 Tom’s Duvet Flip – Why He Shows Up Every DayEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestRhys Degruchy is the Graduate Development and Support Leader at Halo, where he mentors new talent and helps shape the next generation of high performers. With a background in physics and a passion for people, Rhys is driven by trust, autonomy, and a relentless desire to improve.Ben Thorpe is the Infrastructure Manager at Halo, having grown through the ranks over seven years. Obsessed with progress and delivery, Ben leads by example and is known for turning ambition into action across high-impact projects.Episode Timestamps0:00 Introduction0:44 Meet Rhys and Ben from Halo1:36 Why They Said Yes to My Duvet Flip2:18 Their First Ever Jobs (Coffee Shops & Sunglasses)4:23 Early Lessons in Communication and Confidence6:00 How They Found Halo (and Why They Stayed)8:19 From Suit & Tie to Shorts & Trust: The Halo Culture10:35 Why Halo Feels Like a Sports Team12:24 Obsession at Work: What It Means at Halo13:46 Why Young People Progress So Fast Here15:02 Who Shouldn’t Work at Halo16:28 What Halo Has Taught Them About Life18:10 The Message to Future Applicants19:20 Their Duvet Flip: Why They Get Out of BedEpisode PartnersCheck out the latest from Halo:https://halograduates.com and https://www.instagram.com/halonextgen/Disclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode Guest:Tim Mason is the CEO of Eagle Eye and a veteran of British retail, best known for his 30-year career at Tesco where he helped launch the Clubcard. He brings decades of experience in marketing, loyalty, and digital transformation.Episode Timestamps:0:00 Introduction0:41 Meet Tim – The Duvet Flip Moment1:56 Tim’s First Job: From Fruit Farm to Boardroom3:06 What Makes a Great First Employee4:48 The Power of Enthusiasm in Retail6:07 Why Tim Chose Advertising (At Age 8)7:20 Breaking Into Unilever with Bad Grades8:02 The Unexpected Path to Tesco9:45 Staying 30 Years in One Company11:06 What Actually Keeps You Moving Forward12:29 How EQ Beat Academia for Tim13:35 One Smart Move That Got the Whole Tesco Board’s Attention15:03 Struggles with Dyslexia and School16:19 The Importance of Showing Up and Doing the Work17:19 Culture: How to Read It and When to Leave18:24 The “Rumble” – Reviving Stores with Real Action20:14 What’s Happening in Retail Right Now21:53 Why Retail’s Middle Market Is in Trouble23:00 Personalisation: The Future of Winning in Retail24:55 What Eagle Eye Actually Does26:00 A Route to Double the Size of Eagle Eye27:15 A Direct Message to Retailers Watching28:13 The Danger of Grouping Consumers Into ‘Audiences’29:46 What Retailers Must Do Differently Today31:04 Launching Clubcard: The Loyalty Gamechanger32:50 From 0.5B to 10B Offers: Personalisation at Scale34:00 How Stores Are Using AI to Target Customers35:27 Why Some Stores Feel “Revved Up” — and Others Don’t36:39 What the Next Generation of Retail Leaders Need40:23 Tim’s Duvet Flip: Helping Others Do BetterEpisode Partners:📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode Guest:Matt Callaghan is the Chief Operating Officer at easyJet Holidays, where he leads customer experience, operations, and long-term strategy. With a background spanning Deloitte, British Airways, and frontline leadership at Heathrow, Matt brings a rare blend of operational grit and strategic vision.Episode Timestamps:0:00 Introduction1:23 Why Matt Said Yes to My Duvet Flip2:14 First Job at Next: Life Lessons from Retail4:00 Why Students Should Get a Job While Studying5:24 From No Plan to Deloitte Graduate Scheme7:01 Taking the First Step Without a 5-Year Plan8:20 What "All-In" Really Means10:16 Work-Life Blend and Being Present13:12 Failing Exams and Bouncing Back14:43 What Working Hard Means to Matt17:06 The Power of Curiosity — And Acting on It18:59 Why Matt Left Deloitte for British Airways21:00 Moving to London: Expectations vs. Reality23:00 Feeling Stuck and Choosing to Pivot24:57 Getting the Heathrow Operations Role Without Airline Experience27:11 Falling in Love with Aviation29:00 Why Matt Applied for a Job He Wasn’t Qualified For30:45 From Terminal 5 to easyJet32:11 A Global Role That Wasn’t Sustainable33:02 Joining easyJet and Shaping Strategy34:46 Building easyJet Holidays from the Ground Up36:00 Why easyJet Holidays Is a Special Place to Work37:43 Life Lesson: What Fostering Taught Matt About Leadership40:18 Matt’s Duvet Flip: Creating Joy and Connection Through TravelEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode Guest:Sam Sims is the Chief Executive of National Numeracy, with a career rooted in empowering individuals through confidence-building and lifelong learning. His work focuses on supporting those often overlooked to realise their potential with the right tools and encouragement.Episode Timestamps:0:00 Introduction0:32 Meet Sam Sims, CEO of National Numeracy1:13 What National Numeracy does1:54 Sam’s early work and first jobs3:06 Lessons from the call centre4:18 How Sam built confidence as an introvert5:21 Honest talk on imposter syndrome6:16 Why networking is Sam’s greatest professional tool7:23 The right (and wrong) way to network8:55 From research to running his own business10:11 What his first company was really about11:02 When business plans don’t go to plan11:42 Discovering purpose through volunteering in the US13:10 Helping a teenager unlock maths confidence14:19 Why confidence is more important than skill15:06 The long-term impact of belief and encouragement15:52 Why Sam joined the charity sector17:02 What keeps him motivated in the third sector17:51 Why volunteering is the engine behind social impact18:37 National Numeracy’s biggest annual campaign19:45 The power of their partnership with Compare the Market21:00 How number confidence connects to money22:01 Why financial literacy is about mindset first23:00 Sam’s biggest money regret24:06 One money tip Sam wishes he knew at 1825:00 Helping communities through local volunteers26:04 What the charity sector gives back to professionals27:13 The best work-life lesson Sam ever received28:09 Sam’s final message on confidence and belief29:00 What gets Sam out of bed in the morning — his duvet flipEpisode Partners:📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode Guest:Lukas Kaminskis is the CEO of Boom Training and Turing College, two organisations focused on transforming tech education across Europe. He’s a serial entrepreneur passionate about building learner-first experiences that unlock economic mobility.Benas Sidlauskas is the Chief Business Development Officer at Boom Training and Turing College. A long-time co-founder with Lukas, Benas is driven by creating scalable education models that equip people for the future of work.Episode Timestamps:0:00 Introduction0:20 Meet Lukas and Benas: Co-Founders of Turing College1:00 From debating rivals to co-founders2:00 Lukas' first job: rats, grain, and coding bootcamps3:20 Why Lukas turned down a political path5:00 Benas’ first hustle: filmmaking at 146:15 The presidential film project that changed everything7:30 Growing up in small towns, dreaming big8:45 Turning down top universities to start something new10:00 Investors said no — so they bootstrapped from scratch11:20 Explaining bootstrapping: lessons and mindset12:40 Organising events without a legal entity14:00 Partnering with Harvard — and how Facebook helped15:20 Getting government backing to bring CS50 to Europe16:45 Flying to Boston and signing with Harvard17:30 What Turing College actually does18:40 Why AI and data skills matter more than ever20:10 Scaling across 80+ countries21:20 Impact stories from Uganda and Nigeria22:40 Acquiring Boom Training and expanding in the UK24:10 The apprenticeship system — and how they’re transforming it25:20 Peer-led learning: the secret behind their model26:30 What makes UK apprenticeships restrictive28:00 Levy funding: what SMEs are missing out on29:30 Why upskilling needs to go beyond senior leaders31:00 What Europe must do to stay competitive in AI32:00 Lukas on AI’s impact on the labour market33:30 The financial mindset that helped them grow34:20 Benas’ biggest money mistake35:10 Lukas’ #1 advice on investing in yourself36:00 Money tip: Spend first on “musts”, then “wants”37:10 What success looks like in 5 years38:20 Why education must evolve now39:30 What’s broken in the system — and their fix40:30 Their message to young people: take control41:20 Their message to businesses: don’t forget the non-power users42:20 Benas’ invisible success: resilience through rejection43:20 Lukas’ invisible success: 10-year co-foundership44:30 How they complement each other as co-founders45:30 What gets Lukas out of bed: fixing the future of work46:20 What motivates Benas: belief in Europe’s innovation potential47:40 Jack’s reflections and final thoughts48:40 Outro and thanksEpisode Partners:📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode Guest:Richard Walker is the Executive Chairman of Iceland Foods and a passionate advocate for responsible business. He also founded the sustainable property firm Bywater, blending purpose, grit and leadership to champion people and planet.Episode Timestamps:0:00 Introduction0:48 Why business is a force for good1:34 Richard’s first job and early lessons in customer service3:44 What makes a great communicator?4:53 Battling assumptions and proving himself6:14 A year on the shop floor: lessons in humility and leadership8:15 The power of team culture in retail9:42 Leadership vs management10:46 Facing hard days in a tough industry11:58 The palm oil campaign — and media backlash13:39 Social impact: microloans, food banks and responsibility15:00 Why politics wasn’t the answer16:57 Learning resilience through failure and Everest19:06 Just keep going: Richard’s Everest analogy20:28 Biggest money regret21:09 Richard’s money tip to his younger self21:56 The Poland chapter: starting from scratch24:51 Returning to the UK and building a bold property vision28:03 Pushing through the no’s29:41 Rethinking what a ‘network’ really means30:59 Is social media helping or harming ambition?32:13 Staying authentic in the influencer age33:50 The four Ps: Passion, Purpose, Profit & Peace36:43 The influence of Richard’s father and family legacy38:58 Why Richard joined Iceland despite doubts40:24 The invisible driver behind Richard’s success41:52 Richard’s duvet flip momentEpisode Partners:📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode Guest:Nick Bent is the CEO of upReach, a UK-based social mobility charity helping university students from less-advantaged backgrounds secure top graduate jobs. With a background spanning government, business, and the third sector, Nick co-founded upReach to level the playing field for talented young people.German Bencci is the CEO and founder of CodeYourFuture, a volunteer-driven organisation training individuals from disadvantaged backgrounds to launch successful careers in tech. Originally from Venezuela, German built CodeYourFuture into a global community offering accessible, flexible, and impactful tech education.Episode Timestamps:0:00 Introduction0:41 Why mentoring and informal conversations matter1:26 Meet Nick Bent and German Bencci2:03 First jobs and early career lessons4:00 Nick's pivot from law to public policy5:00 German's journey from Venezuela to Europe6:42 Taking leaps before you're ready7:49 The power of asking for help8:13 How mentors shaped Nick and German9:32 Why in-person learning still matters11:00 Role models and mindset shifts12:02 Mentorship at CodeYourFuture and upReach13:37 From volunteering to founding a charity16:03 Turning passion into full-time purpose17:31 Spotting a gap and launching CodeYourFuture19:02 How young people can start volunteering21:03 Volunteering as work experience22:54 The real value of giving your time24:04 What upReach does for young people25:26 The graduate job gap and social mobility27:36 How CodeYourFuture supports career changers29:54 Removing barriers: childcare, laptops, and support32:00 How the HG Foundation makes it possible33:19 What is the Tech 500 programme?35:12 VIP access to Google HQ37:05 Restarting CodeYourFuture’s software programme39:52 How corporate partners can get involved42:31 Paid internships and practical pathways44:59 Final question: What's your duvet flip?Episode Partners:Hg FoundationTogether with The Hg Foundation, we’re on a mission to motivate and inspire young people like you to explore, or even start a career in technology through inspirational talks from industry.https://bit.ly/4mwzRGsDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestBriya Campbell is the Senior Data Enablement Manager at Compare the Market, where she champions innovation and inclusion in the data space. With a dynamic background spanning retail and tech, Briya is passionate about mentorship, representation, and driving commercial impact through data.Episode Timestamps:0:00 Introduction0:23 Meet the Guest: Senior Data Enablement Manager at Compare the Market1:03 Bria’s Background: Growing Up in a Single-Parent Household2:04 First Job Lessons: Patience and Pivoting4:00 How a Career Academy Opened New Doors5:57 The Power of Mentorship7:32 Planning a Future Without a Blueprint9:00 Being First in the Family to Go to Uni10:48 The Grit from a Single-Parent Upbringing12:02 Giving Back: Mentoring Four, Learning from Two13:25 Breaking into Data After Redundancy14:44 What Compare the Market Is Really Like16:27 The Importance of Representation at Work17:23 Money Tips: Pensions, Budgeting & Saving Early19:02 Being a Role Model and Staying Authentic20:47 Advice for Young Black Women in the Workplace22:30 Overcoming Imposter Syndrome23:55 Why Data & AI Are Exciting Careers25:29 Final Advice: Take the Risk, Be the Cultural Add25:50 Bria’s Duvet FlipEpisode Partners📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode GuestsJames Turner is the CEO of the Hg Foundation, leading its mission to drive social mobility through technology and education.Elona Mortimer-Zhika is a Board Trustee at the Hg Foundation and a passionate advocate for diversity, inclusion, and access to tech careers.Episode Timestamps0:00 Introduction0:49 Meet James and Elona from the HG Foundation1:27 Why tech access is a social mobility issue2:29 James’ journey from law to education leadership3:42 Elona’s powerful story: from Albania to tech boardrooms5:00 Why opportunity is everything — and not equally shared6:07 What the HG Foundation actually does8:01 Scaling impact: 100,000 tech opportunities9:24 Behind the partnerships driving change11:00 The diversity crisis in tech12:27 Why inclusion powers better businesses13:40 Data-backed impact and smarter giving15:00 Why Elona believes “playing small does not serve the world”16:26 Who backs the HG Foundation — and why it matters17:58 The unique power of the HG network19:46 Why tech careers are ideal for young people21:26 Mira Murati, ChatGPT & tech role models23:06 How to future-proof your career with tech24:52 Real programs, real opportunities26:07 Final message to the next generation28:07 James' duvet flip moment28:43 Elona’s reason for showing up — every single time29:50 Closing thanksEpisode PartnersHg FoundationTogether with The Hg Foundation, we’re on a mission to motivate and inspire young people like you to explore, or even start a career in technology through inspirational talks from industry.https://bit.ly/4mwzRGsDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/

Episode Guest:Matthew Wragg is the CEO at Gattaca Plc. Parent company to Matchtech, Infosec People and Gattaca Projects , where he’s spent over two decades rising through 12 roles to lead the company. Known for his people-first approach and belief in learning through hard graft, Matthew brings deep insight into recruitment, leadership, and resilience.Episode Timestamps:0:00 Introduction 1:20 Matthew’s first job and “get the hell out if it’s not learning” mindset 4:10 From door‑to‑door sales to recruitment: the pivot 7:05 What “hard graft” really means and why it matters 10:22 The role of emotional intelligence in recruitment 13:35 How recruitment has stayed the same — and what’s changed 16:40 Building a team game, not just a desk/mini‑business 19:12 The power of curiosity: “everybody knows something you don’t” 22:30 What makes a great recruiter and what the industry gets wrong 25:45 Inside Gattaca PLC: culture, identity & client‑candidate impact 29:10 Matthew’s “duvet‑flip” moment: what wakes him up in the morning 32:05 Financial decisions, bold steps & money tips 35:20 Career reflections: loyalty, learning and making yourself redundant 38:00 Closing thoughts & take‑aways Episode Partners:📊 Compare the MarketDiscover how you can make a difference at Compare the Market, the company behind one of the UK’s most popular comparison sites. From tech and data to marketing and operations, they’re on a mission to simplify decisions for millions.https://bit.ly/4i53SvjDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you’re struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you’re struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/