IBAM- International Business As Mission Biblical Entrepreneurship

What threatens the long-term growth of disciple-making movements?In this episode, Steve Adams unpacks a critical challenge facing global ministry efforts: sustainability .Across regions like Indonesia, Africa, and Central Asia, leaders are faithfully planting churches, discipling believers, and seeing multi-generational growth. But when new believers lose jobs, face social and family ostracism, or move into rural areas with little to no job opportunities, movements begin to strain.When people can barely meet their own needs, they enter survival mode. And survival mode makes it difficult to give yourself away in disciple making.Steve explains how IBAM partners with established disciple-making organizations to address this challenge through a believer-empowerment approach. By training existing business owners to become trainers, forming loan committees, implementing structured evaluation processes, and coaching local leadership teams, IBAM strengthens sustainability from within.The goal is not dependency—but empowerment. Over time, generations of students become trainers themselves, multiplying impact.The results? A shift from roughly a 40% success rate to approximately 90% of businesses thriving and supporting disciple-making movements .This episode is a clear look at why sustainability matters—and how strengthening the economic foundation can accelerate Kingdom growth for the long term.00:00 Welcome & Mission01:24 Defining Movements03:15 Global Challenges06:05 IBAM Solution08:41 Success & Growth10:14 Call to Action5 Key Takeaways1. Disciple-making movements are multi-generational by design.They grow as believers disciple others who then disciple the next generation .2. Lack of sustainable income works against movement growth.When believers enter survival mode, ministry involvement often decreases .3. New believers often face economic hardship.Job loss, social ostracism, and limited employment opportunities create real pressure on movements .4. IBAM equips local leaders through structured business training.Training trainers, forming loan committees, and coaching leadership builds long-term sustainability .5. Improving the process improves the outcome.Success rates increased from about 40% to approximately 90% as the model matured .Watch full episode on YT - https://youtu.be/KyvY17yVkVAJoin the free Third Fish Academy at ThirdFish.org 

What kind of businesses can really be started with just $1,000?In this episode, Steve Adams answers one of the most common questions IBAM receives: What types of businesses are you actually launching around the world?You’ll hear real examples of Christian entrepreneurs in Central Asia, Indonesia, Zambia, and Africa who started or expanded service-based businesses with loans capped at $1,000. From online gift services helping busy professionals remember holidays… to helmet and shoe cleaning across from a university… to a marketing agency expanding its digital capabilities… to a coffee entrepreneur who pivoted and launched a barista training school — these stories highlight practical, market-driven solutions .You’ll also learn why IBAM funds only service businesses, how experience shaped that decision, and how a 90%+ repayment rate reflects the strength of the model .More importantly, this episode reveals the deeper mission: helping unbanked believers access training and capital so they can launch businesses inside disciple-making movements. As persecution causes many believers to lose jobs, entrepreneurship becomes a pathway to sustainability, dignity, and local problem-solving .This isn’t short-term charity. It’s long-term strengthening of church movements — one entrepreneur at a time.00:00 Welcome & Overview01:06 Service Business Focus01:39 Global Success Stories08:28 Other Business Examples12:23 Impact & Mission14:18 Conclusion5 Key TakeawaysIBAM limits loans to $1,000 to encourage low-cost, service-based startups with lower riskService businesses outperform product businesses based on 15–18 years of experience and maintain a repayment rate above 90%Entrepreneurs integrate disciple-making into daily work, building relationships and sharing how God has helped them through problemsIBAM provides both training and capital, including budgeting, marketing, research, and business planningThe ultimate goal is strengthening church movements by helping believers become job creators in places where persecution can cost them employmentWatch full episode on YT - https://youtu.be/q9zOb8tjq-8Here’s your next step: join the free Third Fish Academy at ThirdFish.org  If what you learn resonates, explore how IBAM is transforming communities through business and discipleship at IBAM.org

What happens 𝐚𝐟𝐭𝐞𝐫 a loan is approved is often more important than the approval itself.⁣⁣In this episode, Steve walks through the practical realities of 𝐥𝐨𝐚𝐧 𝐚𝐝𝐦𝐢𝐧𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐥𝐨𝐚𝐧 𝐩𝐨𝐫𝐭𝐟𝐨𝐥𝐢𝐨 𝐦𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭, drawing from years of experience working with loan funds. This is not an exhaustive training, but a clear overview of the systems, habits, and accountability required to protect both the borrower and the mission.⁣⁣At the center of this conversation is a simple but critical principle: 𝐛𝐨𝐫𝐫𝐨𝐰𝐞𝐫𝐬 𝐦𝐮𝐬𝐭 𝐛𝐞 𝐭𝐫𝐚𝐢𝐧𝐞𝐝, 𝐬𝐮𝐩𝐩𝐨𝐫𝐭𝐞𝐝, 𝐚𝐧𝐝 𝐡𝐞𝐥𝐝 𝐚𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐛𝐥𝐞. Loans are not designed to be disconnected transactions. Every borrower must have an identified coach before approval, and ongoing follow-up should be expected from both the coach and the master trainer.⁣⁣Steve explains why even small late payments must be addressed immediately, how administrators should communicate with coaches and trainers, and why early intervention prevents problems from growing. Many borrowers don’t reach out when challenges arise—they hide. That’s why proactive involvement matters.⁣⁣The episode also outlines the responsibilities of the loan administrator: monthly portfolio reviews, confirming coaching meetings and financial reporting, keeping records clean, and meeting quarterly with the loan committee to assess overall performance.⁣⁣Ultimately, this episode frames loan repayment as a matter of 𝐢𝐧𝐭𝐞𝐠𝐫𝐢𝐭𝐲, 𝐬𝐭𝐞𝐰𝐚𝐫𝐝𝐬𝐡𝐢𝐩, 𝐚𝐧𝐝 𝐭𝐞𝐬𝐭𝐢𝐦𝐨𝐧𝐲. When loan funds are managed well, trust grows—and trust leads to greater resourcing and long-term impact.⁣⁣00:00 Inspiring Mission⁣01:22 Loan Management Basics⁣03:46 Accountability Keys⁣06:12 Administrator Best Practices⁣08:17 Empowerment Call⁣⁣𝟓 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬⁣1. 𝐓𝐡𝐞 𝐫𝐞𝐚𝐥 𝐰𝐨𝐫𝐤 𝐬𝐭𝐚𝐫𝐭𝐬 𝐚𝐟𝐭𝐞𝐫 𝐥𝐨𝐚𝐧 𝐚𝐩𝐩𝐫𝐨𝐯𝐚𝐥⁣Loan success depends on follow-up, coaching, and accountability—not just approval.⁣⁣2. 𝐄𝐯𝐞𝐫𝐲 𝐛𝐨𝐫𝐫𝐨𝐰𝐞𝐫 𝐦𝐮𝐬𝐭 𝐡𝐚𝐯𝐞 𝐚𝐧 𝐢𝐝𝐞𝐧𝐭𝐢𝐟𝐢𝐞𝐝 𝐜𝐨𝐚𝐜h⁣Loans should not be approved without a committed coach who meets regularly with the borrower.⁣⁣3. 𝐋𝐚𝐭𝐞 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐦𝐮𝐬𝐭 𝐛𝐞 𝐚𝐝𝐝𝐫𝐞𝐬𝐬𝐞𝐝 𝐢𝐦𝐦𝐞𝐝𝐢𝐚𝐭𝐞𝐥𝐲⁣Even short delays require communication and follow-up to reinforce responsibility.⁣⁣4. 𝐄𝐚𝐫𝐥𝐲 𝐢𝐧𝐭𝐞𝐫𝐯𝐞𝐧𝐭𝐢𝐨𝐧 𝐩𝐫𝐞𝐯𝐞𝐧𝐭𝐬 𝐟𝐚𝐢𝐥𝐮𝐫𝐞⁣Most problems are fixable when addressed early with collective wisdom and accountability.⁣⁣5. 𝐒𝐭𝐫𝐨𝐧𝐠 𝐥𝐨𝐚𝐧 𝐚𝐝𝐦𝐢𝐧𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐛𝐮𝐢𝐥𝐝𝐬 𝐭𝐫𝐮𝐬𝐭 𝐚𝐧𝐝 𝐢𝐦𝐩𝐚𝐜𝐭⁣Clean records, regular reviews, and integrity in repayment increase credibility and future resourcing.👉 Watch the full episode here: https://youtu.be/mGjdTkKau0M👉 Learn more about the mission: www.ibam.orgListen to Series 1: https://open.spotify.com/episode/3wsJTS88JR3dNFYebxtzwY?si=J7SdFBliQZ25Q-mOeHik1Q Listen to Series 2: https://open.spotify.com/episode/6JYIlknSFpzD9MqXn0Bnu9?si=IT2huU5GQ_-xWyzwpqWrWQ Listen to Series 3: https://open.spotify.com/episode/7GkZeXXZ2LCXdwfs8OvZGu?si=aSra3RKkRCeyAy3aGFOL6Q

00:00 Introduction00:54 Loan Committee Fundamentals03:00 Presentation Process06:25 Underwriting Focus12:17 Ensuring Success13:31 Outcomes and Encouragement14:32 ConclusionIn this episode, Steve walks through Loan Committee Basics—a foundational process for every IBAM partner, trainer, and loan fund administrator.For many partners, loan committee is new and can feel intimidating. Steve draws on 14 years of experience as a corporate banker, where he chaired loan committees weekly, to explain why this process exists and how to run it well.Loan committee is not an inquisition. It is not punitive. It is a structured, proven way to improve decision-making and dramatically increase loan repayment. When loans are approved by individuals alone, failure rates rise. When decisions are made collectively—with accountability, dialogue, and preparation—outcomes improve.In this episode, Steve explains the purpose of loan committee, how student presentations should work, and why preparation by the master trainer is essential. He walks through what committees should be listening for, how to evaluate assumptions, and why common sense matters just as much as financial tools.You’ll also hear why margin of error is critical, when a deal should be stopped, and why “yes,” “no,” and “not yet” are all valid outcomes. Above all, Steve reinforces that this rigorous process exists to protect people—students, trainers, partners, and donors alike.When followed faithfully, the loan committee process leads to stronger repayment, healthier loan funds, and sustainable impact across communities.5 Key Takeaways:Loan committee is a proven way to improve decision-making and loan repayment.The process is meant to be encouraging, life-giving, and grounded in dialogue—not interrogation.Preparation by the master trainer and student determines the success of loan committee.Loans should only be approved when assumptions, financials, and margin of error make sense.Commitment to the process protects entrepreneurs, partners, donors, and the mission.👉 Join the mission: www.ibam.org

Preparing a student for loan committee is not about speed—it’s about diligence, wisdom, and responsibility.In this episode, Steve Adams walks through the full process master trainers should follow to prepare students before they ever present a loan request to committee. The goal is simple: only send deals forward when they are truly ready to be approved.Steve explains why Phase One training must be completed independently first, how one-on-one mentoring over several months helps students absorb what they’re learning, and why homework and market research cannot be rushed. He emphasizes the importance of challenging assumptions, testing opinions, and validating ideas through real-world conversations—not guesses.The episode also addresses the role of tools like Biz Tools, clarifying that while they provide helpful reports, they should never replace judgment or common sense. A “green” result does not automatically mean approval, and a “yellow” or “red” result does not mean failure—it means more work is needed.Listeners will also hear why lowering loan amounts often reduces risk, sharpens focus, and increases the likelihood of success. Finally, Steve outlines how students should structure their loan committee presentation and what committees are really evaluating when they ask questions.This episode is essential for master trainers, leaders, and loan committee members who want to protect the integrity of the process and set students up for long-term success.✅ 5 Key Takeaways:Students should complete Phase One training independently before working one-on-one with a master trainer.Preparing for loan committee should take months, not weeks, to allow real understanding and absorption.Assumptions must be challenged and validated through research and conversations, not opinions.Tools can guide evaluation, but common sense and judgment must always lead the decision.Only loans that are clearly ready for approval should ever be sent to loan committeeJoin the mission here- www.ibam.org

▶️ Watch the full video here: https://youtu.be/VziCSeUMrGg🌍 Join the mission: https://www.ibam.orgIn this episode, IBAM Founder Steve Adams walks listeners through the core principles behind IBAM’s loan fund model—a system shaped by more than four decades of banking, lending, and international microcredit experience.This conversation is part of a four-video training series created to help IBAM and EGRO partners better manage their loan funds, avoid common mistakes, and steward capital with long-term sustainability in mind. Steve explains why IBAM exists to come alongside local leaders, train them in a proven process, and then empower them to run that process independently—while IBAM continues to raise donor funds and provide long-term consultation.At the heart of this episode are seven practical principles that guide how IBAM partners make loans. Steve explains why making many small loans spreads risk, why service-based businesses consistently outperform product-based ones, and why lending should only be done with people of demonstrated godly character. He also outlines why shorter repayment periods reduce risk, why monthly financial reporting is required, and why early intervention is critical when problems arise.The episode closes with a strong reminder that this work is not about speed or rapid expansion. Loan funds grow through quality, discipline, and faithfulness to the process. This is a long-term strategy designed to strengthen families, disciple-making movements, and local leadership for generations.If you’re involved in Business as Mission, entrepreneurship training, or stewarding donor-funded capital, this episode provides a clear, grounded framework for building something that lasts.00:00 Series Introduction02:35 Partnership Model08:43 Seven Loan Principles21:10 Quality Over Speed23:51 Final Thoughts5 Key TakeawaysMany small loans are better than a few large ones.Spreading capital across more entrepreneurs reduces risk and increases long-term sustainability.Service-based businesses have the highest repayment success.Businesses that require minimal capital and depend on personal effort consistently perform better.Character matters more than legal agreements.Loans should only be made to people with demonstrated godly character over time.Shorter repayment periods lower risk.One- to two-year loans are preferred because problems increase as timelines stretch.This is a long-term, quality-driven ministry.Loan funds cannot be rushed; sustainability comes from discipline, process, and patience.

👉 Watch the full episode to hear how it all began. ⁠https://youtu.be/SF164pTXqx4⁠ 👉 Join the mission at⁠ www.ibam.org⁠In this episode of the IBAM Biblical Podcast, Steve Adams shares the story of his very first IBAM trip—the journey that quietly set the foundation for everything IBAM would later become.In June of 2007, Steve traveled on his first-ever business-focused mission trip, heading to southern Russia for a week of exploratory training and relationship-building. At the time, he had experience with traditional mission trips, but nothing like this. This trip was unfamiliar, unstructured, and required trust—especially for someone who grew up during the Cold War era, traveling into what once felt like enemy territory.During the week, Steve spent time with two business owners, Artur and Sergey, men with very different personalities but shared entrepreneurial ambition. As they talked through business plans, faith, and family, a powerful realization emerged: business could be a platform for discipleship, leadership, and long-term impact within local communities.One key conversation centered around a risky expansion decision. Drawing on his background as a banker, Steve shared a principle that would shape IBAM’s philosophy for years to come—don’t bet the farm. That simple wisdom helped guide a wiser decision, one that later proved critical when global economic conditions shifted.As Steve boarded the plane home, he reflected on a calling that had been forming for over a decade. That trip confirmed it. What began as a single conversation became the seed of a movement focused on equipping local entrepreneurs to transform their own communities.This episode offers a personal, reflective look at obedience, calling, and how God uses small beginnings to shape lasting impact.00:00 Getting Started01:21 Entering Russia06:17 Mafia to Mission09:04 Business Wisdom10:47 Defining IBAM14:00 Empowering Locals15:54 Final Reflections5 Key TakeawaysIBAM began with a single exploratory trip, not a fully formed model or strategy.Trust and obedience played a central role in stepping into unfamiliar territory.Business decisions can carry long-term spiritual and community impact.Sustainable mission grows when local entrepreneurs lead within their own culture.What started with Artur and Sergey became the foundation for IBAM’s global vision.

🎧 Watch the full episode: https://youtu.be/Mwz0Q1D3Rdg🌍 Join the mission: www.ibam.orgWhat happens when God calls you into business—and the journey includes struggle, delay, and suffering?In this episode, IBAM founder Steve Adams shares a deeply personal reflection on more than 40 years of faith, entrepreneurship, failure, and obedience. Rather than offering formulas or quick wins, Steve walks listeners through the real story of answering God’s call without knowing the outcome.From leaving a stable banking career, to enduring seasons of financial strain, global mission work, business setbacks, and personal brokenness, this conversation highlights a central truth: God does not call us to manage results—He calls us to steward who we are becoming.Steve unpacks how Business as Mission emerged not from strategy alone, but from lived experience—learning to trust God through uncertainty, empowering indigenous believers, and letting go of control. He also challenges the false divide between sacred and secular work, reminding listeners that God intrinsically values work itself, not just its financial or ministry outcomes.This episode is especially for Christian entrepreneurs, professionals, and donors who may be questioning their calling because progress feels slow, success feels marginal, or suffering feels unexpected.If you’re wrestling with doubt, delay, or discouragement, this message offers clarity, encouragement, and perspective rooted in Scripture, stewardship, and long obedience.00:00 Steve’s Introduction01:25 Personal Journey04:25 Starting IBAM07:31 Mission Field Impact13:34 Overcoming Challenges15:37 Global Expansion17:32 Faith and Suffering20:35 Final EncouragementFive Key Takeaways1. God calls us to stewardship, not outcomesWe are responsible for faithfulness and character, not the success or failure of our business results.2. Suffering often accompanies significant callingSeasons of struggle do not mean you missed God—they may be part of how He prepares you.3. Business can be ministry when aligned with obedienceThere is no separation between sacred and secular work; God intrinsically values work itself.4. Delay does not equal denialLong seasons of waiting can reshape direction, refine motives, and clarify God’s design.5. Trust the story God is writingFaith-driven entrepreneurs are called to persist, surrender control, and believe God is at work even when results are unclear.

Support biblical entrepreneurship worldwide — donate here: www.ibam.org Your giving equips indigenous believers to build real businesses that become platforms for discipleship and community transformation.Explore the sacred-secular divide in faith, work, and purpose. Learn how your career connects to God’s plan with insights from Steve Adams and IBAM.00:00 Introduction01:08 Sacred-Secular Divide04:02 God's View of Work07:16 Work as Mission08:50 Final Thoughts

Your Final Act of Worship for 2025As the year comes to a close, most people rush toward resolutions, goals, and plans for what’s next.But what if the most important decision you make isn’t about 2026 at all?In this powerful year-end episode, we pause long enough to ask a deeper question:What will be your final act of worship for 2025?This isn’t a conversation about guilt, pressure, or obligation.It’s about alignment—between your faith, your generosity, and your calling as a steward of what God has entrusted to you.Because worship isn’t limited to songs or Sundays.It’s expressed through priorities, obedience, and what we choose to place in God’s hands.✨ In This Episode, You’ll Hear:Why year-end generosity is spiritually different than giving at any other time of the yearHow the way you finish a year often reveals what you truly trustWhy delayed obedience quietly costs more than generosity ever willThe Kingdom truth behind small, consistent gifts—and why God multiplies faith, not amountsHow business, when surrendered, becomes a powerful engine for discipleshipThe real reason your generosity may be someone else’s answered prayerThis episode is a moment of reflection—and a call to commitment—for faith-driven leaders, entrepreneurs, and givers who want their lives to echo into eternity.00:00 Purpose & Mission01:07 Final Act of Worship02:31 Giving & Generosity05:04 Sacred Business07:19 Take Action07:51 Concluding Insights🎯 The Two Ways to Partner Before the Year EndsAs we close the year, there are two simple, meaningful ways to align your generosity with your faith:🔹 $10/month Impact MembershipA step of consistent obedience that fuels:Business training for entrepreneurs in underserved communitiesStartup capital and micro-loansDiscipleship through businessTransparent impact updates, stories, and prayer points🔹 $1,000 Kingdom Builder GiftA decisive, tangible gift that helps launch or scale a business, creating:Sustainable incomeJob creationDignity for familiesOngoing Gospel impact through everyday workDifferent amounts.Same heart posture.Same eternal purpose.💬 A Question to Reflect OnBefore the calendar turns, ask yourself:What will God say I did with what He placed in my hands this year?Not what you intended to do.Not what you planned to do later.But what you chose to steward in obedience.👉 Take Action TodayThis is your invitation to finish the year aligned.👉 Make your year-end Kingdom gift now👉 Become an Impact Member for $10/month👉 Or give a $1,000 Kingdom Builder GiftTransform a life before midnight.Set the spiritual tone for the year ahead.And step into obedience with peace and confidence.🌍 About IBAMIBAM (International Business as Mission) exists to empower, educate, and equip entrepreneurs around the world to break cycles of poverty and disciple nations through sustainable, faith-driven business.We don’t fund handouts.We build systems.We disciple through work.Because business isn’t separate from worship—it’s one of its most powerful expressions.Learn more about the IBAM mission here - https://www.ibam.org

In this episode, we cast a bold, God-sized vision for 2026—one that moves beyond traditional charity and into Kingdom multiplication. This isn’t about maintaining programs. It’s about building a global movement where business disciples nations, churches become launchpads, and generosity creates lasting freedom.As we enter the Christmas season, we reflect on a powerful truth:Jesus came to restore—and now we partner with Him to build.This episode will challenge how you see giving, business, and your role in God’s global mission.🔑 What You’ll Hear in This Episode1. Why IBAM is not just a nonprofit, but a growing Kingdom movement2. The 2026 Vision and what God is calling us to build—together3. Why economic uncertainty demands sustainable, biblical solutions4. How entrepreneurship is becoming one of the Church’s most powerful mission tools5. The spiritual significance of multiplication over charity6. Why this vision doesn’t belong to IBAM—it belongs to you7. How Christmas reminds us that God changes the world through faithful seeds8. Why this moment—before 2026 begins—matters more than ever00:00 Faith Driven Business01:02 Vision For 202603:12 Movement Milestones05:20 Why Now06:12 Spiritual Stewardship07:23 Christmas Parallel08:31 Join The Mission09:36 Conclusion🌍 The 2026 Vision at a GlanceBy the end of 2026, we are believing God for:250,000 donors committed to consistent, faith-filled generosity10,000 new entrepreneurs launched through biblical business training10,000 new disciples made through business-as-missionExpansion into new global regions where sustainable solutions are urgently neededChurch partnerships equipped to move from charity to multiplicationNew tools for discipleship and business training that scale across culturesThis is not about numbers for numbers’ sake.These are lives, families, churches, and nations transformed.Jesus never multiplied scarcity—He multiplied what was surrendered.That’s the model we’re building.🎄 Why This Episode Matters Right NowChristmas reminds us that God didn’t send a finished solution.He sent a seed.Small. Faithful. Obedient.👉 Become a Kingdom Builder - https://www.ibam.org/ Your generosity helps launch entrepreneurs, create jobs, and disciple nations before 2026 begins.You’re not funding a vision.You’re building it.

In this emotional, heart-gripping episode, we take you behind the statistics and into the real stories of the entrepreneurs your generosity empowers.You’ll meet Aziza, a young woman from Kazakhstan whose business journey began with nothing more than a tiny apartment, a few bags of coffee beans, flower bouquets—and a dream that God could use her life for something bigger.Through IBAM’s biblical training, discipleship, and startup investment, Aziza didn’t just build a business — she discipled young missionaries, opened branches across Central Asia, and sparked a movement of faith-driven entrepreneurship.And she is not alone.You’ll also hear the impact of real IBAM entrepreneurs like Patience, Mapheso, Joseph, Fegas, and Elijah, whose testimonies reveal what God is doing across Africa and Asia through the IBAM movement.This isn’t charity.This is multiplication.This is discipleship.This is legacy-level impact—and you’re at the center of it.In This Episode, You’ll Discover:• The truth behind Aziza’s five-nation entrepreneurial breakthrough• Why IBAM focuses on “people, not numbers”• The ripple effect of training + discipleship• What donors never see—but desperately need to know• The top belief barriers that stop Christians from giving or leading boldly• How small gifts become global impact00:00 Faithful Beginnings03:19 Scaling Impact06:01 Generosity's Effect08:10 Looking Ahead09:22 Final Invitation🌍 Featured TestimoniesAziza — KazakhstanFrom coffee and flowers to five branches—and a team of young missionaries discipled through business.Patience — AfricaIBAM training helped her grow personally, budget better, and expand her business.Mapheso — AfricaShe learned discipline, accountability, and how to share her faith through her business.Fegas — AfricaA master trainer using business to strengthen disciple-making across Africa.Elijah — ZambiaA chicken business becoming a voice of hope to children and families.🪙 Want to Be Part of Stories Like These?You can help launch the next entrepreneur before Christmas.For just $10/month, you become an Impact Member, joining a global movement that: ✔️ Funds startup loans ✔️ Trains biblical entrepreneurs ✔️ Supports discipleship in unreached communities ✔️ Creates jobs, dignity, and Gospel movement👉 Become an Impact Member today at www.IBAM.org

In this powerful episode, we unpack one of the most biblically sound, economically proven, and spiritually multiplying systems for global transformation: IBAM’s Three Fish Model.Traditional charity often results in temporary relief — but not long-term change. Today, we reveal why most giving fails to produce lasting impact, and how a simple, biblical model is empowering entrepreneurs, strengthening churches, and multiplying disciples across Africa, Asia, and beyond.Whether you’re a strategic giver, a faith-driven entrepreneur, or a church leader longing for a more sustainable missions model, this episode will shift how you see generosity, discipleship, and Kingdom impact forever.🔥 What You’ll Learn in This Episode1. The Problem With Traditional GivingWhy most donations create temporary relief, not transformationThe rise of “impact anxiety” among donorsWhy strategic givers crave sustainability and transparency2. Why Business-as-Mission WorksHow business becomes a discipleship engineWhy work is worship, not a “secular” activityHow entrepreneurs naturally become community influencers3. The Three Fish Model ExplainedGive a Fish: Startup seed capital that restores dignity and opens doors.Teach to Fish: Biblical business training that creates sustainability.Equip to Disciple: The secret multiplier — entrepreneurs discipling through their businesses.4. Real Stories of TransformationAziza — Five flower shop branches across Central Asia, employing missionaries and funding church growthSuryan — Using his business to employ and disciple struggling students in IndonesiaElijah & the Chicken Business — A business funding youth ministry, feeding families, and spreading the Gospel in Zambia5. The Ripple Effect of One EntrepreneurHow one empowered believer impacts:Their familyTheir employeesTheir churchTheir villageAnd future generations6. Why $10/Month Actually MultipliesThe myth of “small gifts don’t matter”How IBAM tracks, measures, and reports impactWhy this model aligns perfectly with strategic, faith-driven givers00:00 Inspiring Intro01:06 Donor Dilemma02:16 Charity vs Multiplication04:13 Three Fish Model06:02 Business Discipleship09:52 Trust and Impact11:11 Join the Movement12:33 Closing Action“This isn’t charity. This is sustainable, Gospel-centered multiplication.”⭐ Leave a ReviewIf this episode inspired you, moved you, or gave you a new vision for sustainable impact, leave us a review. Your voice helps others discover the mission.Learn more about the IBAM mission here - https://www.ibam.org/

In this powerful episode, we confront a truth most believers feel but rarely say out loud: Traditional charity meets needs… but it doesn't transform lives.Billions of dollars flow into missions and global poverty every year.Yet poverty cycles remain unbroken.Churches stay dependent on outside funding.And local believers struggle without the tools, training, and opportunity they need to thrive.This episode introduces the gap between relief and transformation—and reveals why the model we’ve inherited is not enough to disciple nations.You’ll discover IBAM’s Three-Fish Model (Give • Teach • Equip) and hear real stories from Africa showing how biblical entrepreneurship is creating sustainable change, discipleship multiplication, and community-wide impact. If you’ve ever felt a holy discontent with how traditional charity works… If you’ve ever wondered why poverty cycles don’t break… If you know in your spirit that generosity is supposed to multiply— This episode will open your eyes.💡 In This Episode, You’ll Learn:1️⃣ The Hidden Crisis Most Donors Don’t Realize2️⃣ Why Traditional Charity Creates Dependency (Not Dignity)3️⃣ The Biblical, Sustainable Model That Actually Works4️⃣ Real Stories of Transformation from Africa5️⃣ The Rising “Holy Discontent” in the Church6️⃣ How $10 a Month Can Multiply More Than You Expect00:00 Faith and Business01:02 The Poverty Gap02:56 Breaking Dependency05:13 The IBAM Model06:13 Real Stories08:52 Lasting Change10:45 Call to Action11:51 Conclusion“Relief without discipleship does not multiply.”Learn more about the IBAM mission here - https://www.ibam.org/ 

In this powerful episode, we explore the transformational shift from giver to builder—and how God is raising up Kingdom-minded leaders around the world to create long-term, sustainable Gospel impact.Featuring the inspiring testimony of Elijah Aveza, chairman of Awana Zambia’s board and an IBAM trainee, you’ll hear how a simple chicken business is doing far more than generating income—it's discipling a nation. Through IBAM’s biblical entrepreneurship training, Elijah and countless others are learning to build businesses that sustain ministries, empower families, and spread the Gospel across Africa.This episode blends real field stories, spiritual transformation, and practical discipleship. Whether you're a donor, business leader, or someone who wants your giving to matter long after you're gone—this message will shift your mindset and ignite your calling.🎧 What You’ll Learn1. Why traditional charity often falls shortAnd how sustainable business creates impact that continues long after a donation is spent.2. How IBAM uses business as a discipleship toolFaith isn’t separate from work—it's integrated into every business IBAM helps build.3. The field story of Elijah’s chicken businessHow one entrepreneur is discipling children and funding Awana Zambia through a thriving, Gospel-centered enterprise.4. The power of mentorship in Kingdom entrepreneurshipSee how leaders like Elijah, Mapheso, and Patience are now mentoring others—to grow businesses AND grow disciples.5. What it really means to move from giver to builderAnd why this shift creates legacy-level impact across generations.00:00 Transforming Business01:35 From Giver to Builder02:07 Life-Changing Story03:53 Discipleship Through Business06:06 Builder Mindset07:26 Legacy Impact08:15 Partner for Change09:17 Conclusion🗣️ Featured TestimoniesElijah Aveza – IBAM Trainee & Awana Zambia Chairman“IBAM showed me our business isn’t just income… it’s discipleship. We can sustain ministries like Awana and change the lives of children and families.”Josephat – IBAM-Awana Administrator“This partnership empowers people through business while spreading the Gospel—truly putting Jesus’ teachings into practice.”Mapheso – IBAM Entrepreneur“IBAM made me disciplined and accountable, and helped me share my faith more effectively.”Patience – IBAM Entrepreneur“My business grew, but I grew even more. IBAM taught us how to manage, market, and live out our faith.”Learn more about the IBAM mission here - https://www.ibam.org/

Something extraordinary happened during the Kingdom Impact Summit — and today, we’re unpacking it.This wasn’t just an event. It wasn’t hype. It wasn’t another week of online sessions.It was the ignition of a global movement of believers who are ready to use entrepreneurship as a tool for discipleship, community transformation, and long-term Kingdom impact.In this episode, Steve recaps what God did through thousands of attendees, 40+ speakers, and the entrepreneurs on the ground who are being trained and funded right now through IBAM. You’ll hear the heart behind the movement, the testimonies emerging from the Summit, and the exciting vision for what comes next.If you felt something stirring during the Summit… this episode confirms you weren’t imagining it. A shift has begun.🎧 What You’ll Learn in This Episode1. Why This Summit Felt Different2. A Special Thank You to You — The Attendees3. Honoring Our 40+ Speakers4. What God Did Through the Summit5. What’s Coming Next (Don’t Miss This!)00:00 Faith & Business01:02 Summit Highlights03:02 Impact in Action03:49 What's Next05:52 Mission & Vision07:19 Final Call🌍 About IBAMIBAM equips and funds Christian entrepreneurs in underserved nations so they can:Launch sustainable local businessesCreate jobs and stable incomeRise as disciple-makers in their communitiesBuild long-term transformation through Kingdom entrepreneurshipWe believe business can change everything — when God is at the center.📩 Connect & Take Action✔️ Join the Movement: Become an Impact Partner for just $10/month ✔️ Rewatch the Summit: Encore sessions coming soon ✔️ Follow Impact Stories: See the entrepreneurs you’re helping fund ✔️ Stay in the Loop: Watch for Day 1 of the Post-Summit JourneyLearn more at www.iBAM.org🙏 Final WordThis Summit was only the spark. The movement is what comes next. And you’re invited to be part of it.

The Kingdom Impact Summit may be over, but the mission is just beginning.In this powerful follow-up episode, Steve Adams reveals how a 3-day event has sparked a global movement — one where over 100 Christian entrepreneurs are building businesses that don’t just create profit… they create disciples.Discover how the IBAM community is transforming generosity into sustainability through Business as Mission, and learn how your obedience — whether $10 or $1,000 — can literally fund a business, feed a family, and multiply faith for generations to come.This isn’t charity.This is Kingdom economics — where faith fuels business, and business fuels discipleship.🧭 In This Episode, You’ll Learn:1️⃣ From Summit to Movement: How the Kingdom Impact Summit ignited 100 new businesses that are discipling nations. 2️⃣ The 3-Fish Model: How IBAM’s “Give, Teach, Equip” framework turns donations into long-term transformation. 3️⃣ Faith in Action: Stories of real entrepreneurs like Aziza in Kazakhstan and Suryan in Indonesia who are using business to spread the Gospel. 4️⃣ How You Can Join the Mission: Why your obedience — not your income — is what God multiplies for impact. 5️⃣ Building God’s Economy: What happens when entrepreneurs, donors, and churches unite to empower sustainable Kingdom impact.00:00 Mission & Model01:13 Summit Highlights01:48 Real Impact Stories02:42 Why Funding Matters04:42 Live the Commission07:35 Call to Action08:23 Conclusion💡 Big Takeaway:Business is more than profit. It’s purpose in motion.You don’t have to be a pastor to preach — you just need a product that solves a real problem and glorifies God in the process.🙌 Featured Stories:Patience (Africa): From one market stall to employing six women who pray before every workday.Aziza (Kazakhstan): Built five flower-and-coffee branches that fund young missionaries.Suryan (Indonesia): Helps students find work and faith through his small business.Elijah & Fegas (Zambia): Using business as ministry to sustain youth programs and disciple future leaders.Each story proves one thing: when faith meets entrepreneurship, the Gospel advances.If you’ve ever prayed, “Lord, use me,” this is your moment.Be part of the next 100 entrepreneurs transforming lives and nations through faith-driven business. 👉 Visit IBAM.org/fund — and build something that outlives you.

What happens when faith and business collide for eternal impact?In this powerful opening keynote from the Kingdom Impact Summit 2025, Steve Adams, Founder & President of IBAM (International Business as Mission), invites listeners into a global movement redefining how Christians build, lead, and give.From the jungles of Africa to the streets of Central Asia, Steve shares how business-as-mission is transforming lives—and why the next great mission field isn’t across the ocean, but across your office, your shop, your network, and your influence.Whether you’re an entrepreneur, pastor, or donor, this episode will reignite your vision for work as worship and giving as generational impact.00:00 Opening Inspiration01:03 Summit Welcome03:12 Foundational Voices05:31 Obedience & Strategy07:24 Sustainable Businesses10:42 Transformation Stories12:41 Practical Tools14:29 Multiplication Mission16:29 Concluding Call🧭 Key TakeawaysBusiness is Ministry: God can use your enterprise as a platform for discipleship.Faith Fuels Sustainability: Strategy follows surrender—wisdom begins in worship.Stories Multiply Faith: Every entrepreneur empowered becomes a ripple of transformation.Equipping Creates Consistency: Systems rooted in Scripture sustain impact.Generosity Multiplies Discipleship: Small gifts can spark generational change.💛 Join the Movement👉 Register free at ibam.org/summitEvery registration helps empower a new entrepreneur through IBAM’s training and micro-loan programs.Together, we can Empower. Educate. Equip.Together, we can build businesses that make disciples.

What if Monday morning was as sacred as Sunday morning?In this episode, Steve Adams breaks down one of the most overlooked truths in modern Christianity: business isn’t secular—it’s sacred.For decades, believers have separated faith from enterprise, but Scripture paints a different picture. From Genesis to Acts, God used work as a vehicle for worship and discipleship. Today, He’s calling a new generation of entrepreneurs, professionals, and pastors to reclaim the marketplace as a mission field.This episode will reframe the way you see your 9-to-5, your leadership, and your legacy. Because when business is done God’s way, profit becomes purpose, work becomes worship, and companies become disciple-making movements.✝️ In This Episode, You’ll Discover1. The Great Divide: Why so many believers still separate “ministry” and “business”—and how that thinking limits Kingdom impact.2. The Biblical Blueprint: How Paul, Lydia, and early believers used commerce as a context for mission.3. The Kingdom ROI Framework: How to measure impact the way heaven does—spiritually, economically, and socially.4. The Three-Fish Model: The discipleship system that replaces handouts with sustainable, Gospel-centered entrepreneurship.5. Your Marketplace Calling: How to turn your company, classroom, or calling into a mission field.00:00 Summit Kickoff01:33 Field Story Aziza04:08 Culture Flywheel05:35 Leadership Deep Dive06:16 Africa Mission Models06:50 Scaling Legacy08:31 Faith Meets Business10:37 Closing Invitation🕊️ Scripture AnchorsColossians 3:23 — “Whatever you do, work heartily, as for the Lord and not for men.”Matthew 28:19–20 — “Go therefore and make disciples of all nations…”Acts 18:3 — “Paul worked with them, for they were tentmakers by trade.”Jeremiah 29:7 — “Seek the peace and prosperity of the city…”💡 Key Quote Moments“The marketplace is the largest unreached people group on earth.” “Payroll becomes provision. Excellence becomes evangelism.” “Business is a discipleship engine when designed God’s way.” “You don’t need a pulpit to preach. You just need to show up where God’s placed you.”👉 Register now for free at ibam.org/summit

We’re just days away from the Kingdom Impact Summit—three days that could reshape how you see business, discipleship, and impact.In this episode, Steve Adams walks you through your 3-Day Plan + Playbook so you can be fully ready for what God is about to do through this global movement of faith-driven entrepreneurs, pastors, and givers.This isn’t another event.It’s a move of God through business—a space where work becomes worship, and business becomes mission.You’ll discover exactly what to expect each day, how to use your Playbook for maximum growth, and why your preparation matters as much as your participation.✝️ What You’ll Learn1. The Vision Behind the Summit: Why IBAM is gathering thousands of believers to disciple nations through business.2. Your 3-Day Schedule:Day 1 – FOUNDATIONS (Mike Baer): How to build identity, rhythms, and culture rooted in discipleship.Day 2 – BUILD (Ken Gosnell): Systems and models that turn Kingdom values into daily habits and measurable results.Day 3 – SCALE & LEGACY (Cary Summers): Leadership principles for creating generational impact that outlives you.3. How to Use the Summit Playbook: The 3-page daily rhythm that turns inspiration into implementation.4. Why the All-Access Lifetime Pass Fuels Discipleship: Your upgrade doesn’t just help you—it funds global entrepreneurs through IBAM.5. How to Prepare Spiritually: A prayer of commissioning for every listener called to build what lasts.00:00 Summit Overview01:23 Vision & Calling02:27 Day 1 Foundations03:19 Day 2 Build04:27 Day 3 Legacy07:06 Access & Impact08:10 Final Checklist09:08 Closing Invitation📘 Key TakeawaysYou’re not gathering for content—you’re gathering for calling.Faith-driven business isn’t a niche; it’s a discipleship strategy.Writing down what God reveals during each session multiplies retention and transformation.Your small action—whether $10 or an upgrade—can fund disciple-makers worldwide.Expect to be encouraged, challenged, and commissioned for your next level of Kingdom impact.🧭 Episode Scripture AnchorsColossians 3:23 — “Whatever you do, work heartily, as for the Lord and not for men.”Proverbs 11:10 — “When the righteous prosper, the city rejoices.”Psalm 78:4 — “We will tell the next generation the praiseworthy deeds of the Lord.”James 1:22 — “Be doers of the Word, not hearers only.”Psalm 127:1 — “Unless the Lord builds the house, the builders labor in vain.”“We’re not gathering for content—we’re gathering for calling.”🚀 Join the Movement🎯 Register free: ibam.org/summit