The Financial Freedom Podcast

How do you build a UK property business while living in the Middle East and holding down a full-time corporate career?In this episode of The Financial Freedom Podcast, we sit down with Jason Dowling, a facilities management professional based in Oman, who shares how he went from watching others invest to becoming an HMO investor himself, and how mindset, planning, and the right support made it all possible.We discuss:✅ Managing UK refurb projects from abroad✅ Raising funds through a UK Ltd company as a new investor✅ Switching from corporate mindset to action-takerWhether you're an expat, working full-time, or just getting started, this one proves there’s no such thing as “too busy” when your goals are clear.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbFacebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode, Phil shares that since 2021, we’ve completed 38 planning applications, with a strong success rate, but still a few refusals along the way. And that’s the key message: you can be excellent, have experience, work with professionals… and still get a “no” sometimes.This is the big one for most small developers, moving between use classes (e.g. Class E to C3) which often needs planning or prior approval. He also flags how Article 4 Directions can remove PD rights, especially around HMOs.If you’ve not liked, subscribed, and turned on notifications on your platform of choice, please do it nowThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

From scaffolding to site sourcing, Sam Bastow’s journey is anything but typical.In this episode of The Financial Freedom Podcast, we sit down with Sam Bastow to explore how he transitioned from a hands-on construction career to running his own property development business , all while navigating the challenges of raising a young family and growing a new venture.It’s a grounded and inspiring conversation for anyone beginning their journey to financial freedom.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbEpisode 56 is live on Youtube: https://youtu.be/UGtS2CETh88Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

If only we all had a Crystal Ball,Do the current market trends and changes tell us anything about what will happen in the future?In this episode, Phil and Tim discuss the current market outlook, what's happened in the past, and put their best guestimates forward.Will they be right or will they have egg on their face 12 months from now? This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbEpisode 56 is live on Youtube: https://youtu.be/UGtS2CETh88Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

Why do some people seem to move forwards while some people get stuck in the mud. Phil and Tim sit with Guillame Black the CEO of Property Filter who’s system Property Filter has seen more than 3000 property deals since 2022.Guillame breaks down the behaviours and habits that the most successful investors have and why some people fall away and don’t end up doing any deals.Theres nothing new in property, it’s the habits and behaviours. With thousands of deals flowing through his community and platform, Guillaume shares what separates the people who talk about property… from the people who consistently do deals. From mindset and habits, to the reality of momentum, follow-up, and why “deals are made, not found”. This episode is a behind-the-scenes look at what top performers do differentlyThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

This is one of our technical episodes, where we strip back the hype and talk honestly about what no money down and no money left in deals really mean in today’s market.From where the phrase actually came from, to why many of the old tactics no longer work, this episode breaks down the practical realities of creative finance, refinancing, vendor finance, and the risks most people don’t talk about.No sales talk. No shortcuts. Just a clear, grounded explanation of what’s possibleand what isn’t, for UK property investors right now.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this Six Rounds episode, we sit down with Steve Hammond, builder, developer, landlord, and co-host of the Developers Network in Birmingham.Steve never planned to work in construction. One unexpected project led to another, and before he knew it, he’d built a career spanning extensions, developments, and a growing property portfolio. In this conversation, he shares the real turning points: scaling challenges, mindset shifts, and why learning to step back was just as important as learning to build.It’s an honest look at what happens when hard work alone isn’t enough, and how the right systems, team, and thinking unlock the next level.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode, we sit down with Vicky Sherwood, a pharmaceutical professional and driven property investor building a serious portfolio alongside a full-time career and family life.Vicky is an example of how to expertly play the property game to achieve Financial Freedom. Haste not Speed, Laser Focus not Shiny Penny.Vicky shares what it really looks like to chase financial freedom when you’ve got kids, a demanding job, and limited hours, and why she’s chosen cash-flow strategies like HMOs and serviced accommodation to create long-term control (without betting the house).This one’s practical, relatable, and packed with real-world honesty. From early-morning graft to building a portfolio with the right people around you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode, we sit down to unpack Article 4 directions and what they really mean for property investors and developers.We break down, in straightforward terms, how Article 4 works, why so many councils across Greater Manchester are adopting it, and the impact it has on C3–C4 HMO conversions. From tighter planning controls to protected asset values, changing supply, and rising barriers to entry. This episode explores both sides of the debate.Is Article 4 a problem… or an opportunity in disguise?No jargon. Just a clear look at what’s happening and how investors can navigate it.🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts.#FinancialFreedomPodcast #Article4 #HMO #PropertyInvestment #UKProperty #Planning #SmallScaleDevelopment #WealthBuildingThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode, we sit down with Adam Lawrence, one of the UK’s most experienced property entrepreneurs, with close to 900 property deals under his belt.Adam’s story is far from typical. From bar work and fruit machines… to Oxford University… to now running one of the largest JV-based portfolios in the country, he shares a refreshingly honest look at the realities of building long-term wealth in the UK.We dive into:What nearly 900 deals actually teaches youWhy the UK economy isn’t as doomed as people thinkThe truth about HMOs, leases, and the future of rentingHow compounding really plays out over 10–15 yearsAnd the biggest mistakes he’s made — including the ones that cost moneyThis is one of our most in-depth episodes yet, practical, grounded, and full of insights you simply won’t get anywhere else.🎧 Watch the full episode now on Youtube: Link in comments#FinancialFreedomPodcast #AdamLawrence #PropertyInvestment This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.ukCatch Episode 50 now on YouTube: https://youtu.be/b8_Thg56w38🎧 Listen now on Spotify: https://open.spotify.com/episode/6qhnXflNRFTBT1Ve2cYoe0?si=iZwt6MiUSPyKPowVXxqlhw&pi=BWeTFpaeQw2UR&t=6🎧 Listen now on Apple Podcast: https://podcasts.apple.com/ph/podcast/the-financial-freedom-podcast/id1753228761?i=1000738752860Hope you enjoy!

In this technical episode, we sit down with Louise Wynn, founder of WildKind Interiors, an interior designer who specialises in small-scale developments, HMOs, flat conversions and staging for developers.Louise shares how she went from an HR career she hated to discovering her passion for interiors, and how 20 years of hands-on experience shaped the work she does today.we dive into: Why interior design is more than picking colours How good design de-risks projects and saves money The impact of colour, layout, and psychology on buyer emotion The real value of staging and why most developers underestimate itIf you’re a developer or investor, this episode is packed with practical tips that will genuinely change how you look at design, specification, and your power team.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode of The Financial Freedom Podcast, we sit down with Dan Norman, property investor, mentor, and the man known across the UK property scene as “the nice guy in property.”With nearly three decades of experience, Dan has seen it all, from the highs of successful developments to the lessons learned during the tough times.He shares how his journey went from DJ decks to property deals, why community and connection matter, and how his work with Get Up Give Back and supported accommodation is changing lives.💬 Expect honesty, humour, and decades of wisdom, no fluff, just real stories from someone who’s lived it.🎧 Tune in now on YouTube, Spotify, or Apple Podcasts.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

Refurb is dead, long live the Development king!In this episode of The Financial Freedom Podcast, we dive into why the BDRR strategy (Buy, Develop, Rent, Refinance) is now more relevant than the traditional BRRR method in 2025.Once refurb was the way, now with increased costs, increased regulation and increased compliance to have the same impact you need to have development level systems to ensure you make money. BRRR is now BDRR.In this episode of the Financial Freedom Podcast we dive into how BDRR (Buy, Develop, Rent, Refinance) has evolved to make the modern investor need better systems.This episode discusses the evolution and prepares you for our technical and systems book launch on 26th November. This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode, we’re joined by Mark Fitzgerald, a hands-on property investor, mentor, and host of The Property Unleashed Podcast, who swapped the tools of the trade for the keys to financial freedom.From a start in carpentry to building a thriving property business, Mark shares the real story behind his leap from the 9-to-5 to financial freedom. He opens up about mistakes, mindset shifts, and why real change starts with you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode of The Financial Freedom Podcast, Tim and I dive into one of the most talked-about topics in the property world, training and mentorship. Is it really worth the investment, or just clever marketing?We open up about our own journeys through mastermind programmes, mentorships, and self-development courses, what worked, what didn’t, and the lessons we wish we’d known before spending a penny. From spotting red flags to knowing when to invest in yourself, this episode is about separating hype from genuine growth.If you’ve ever wondered whether property training is a shortcut to success or just another shiny distraction, this one’s for you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode of The Financial Freedom Podcast, we're joined by John Howard a property developer, investor, mentor, and one of the stars of Property Elevator.From standing for mayor to mentoring developers, John’s journey is anything but ordinary. He opens up about his time in politics, the madness of today’s systems, and what led him to switch gears and focus on what he knows best, building and protecting wealth through property. 🏗️Here’s what you’ll take away:💬 Why business experience trumps politics when it comes to leadership🏠 His 3 golden rules for de-risking property deals💷 The truth about financial freedom (and why too much wealth can actually take it away)🔑 Real-world insights from 40+ years in the property game. From recessions to smart investing strategiesJohn doesn’t sugarcoat it. He talks deals, risk, purpose, and why luck, timing, and guts still play a huge part in success.🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this technical episode of The Financial Freedom Podcast, Tim and I tackle one of the most debated questions in property and personal finance is your home an asset or a liability? 🏠💭We break down both sides of the argument and share real-life examples that reveal how owning your home can either help or hinder your journey to financial freedom.Here’s what we cover: 💡 When your home becomes an investment,not just a roof over your head 💷 Why renting can make financial sense (in the short term) 🏠 How to leverage home equity to build real wealth 📈 A real 14-year case study comparing property vs. the stock marketWhether you’re a first-time buyer, an investor, or just figuring out your next move, this episode will give you the clarity you need to make smarter property decisions.This podcast is sponsored by Property Filter register.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In this episode of The Financial Freedom Podcast, we dive into our PPB Director’s personal journey, leaving a high‑pressure corporate sales role to build a life centred on freedom, family, and purpose.It’s an honest look at what happens when success on paper no longer matches success in life, and how property became the bridge to balance.This isn’t just another success story—it’s a wake-up call about why we choose to build wealthIn this episode, we dive into:💡 What a family medical emergency taught him about freedom🔑 How a single rental sparked a career change🏠 Why small-scale property development won over rent-to-rent⚒️ The real challenges of transitioning into property from scratchWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.This podcast is sponsored by Property Filter register.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

With over 70 property deals in the last five years this episodes shares the really keys elements to doing a good one. 55 of their deals have been through Property Filter who have also been sponsoring The Financial Freedom Podcast for 1 Year. It is a really key tool in the business but most people don’t get the best out of it so it’s time to share some secrets. This session deep dives into Deal Making across multiple strategies. Comm to Resi, PLO, HMO, BMV they break it down to the simple building blocks.Subscribe now 👇🎧 Listen now and level up your property strategy.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbFacebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

In our latest podcast, we're cutting through the noise and answering the question we get asked most: what does Property Portfolio Building actually do?This episode is a deep dive into our end-to-end service, from sourcing to building and managing your assets. We lay down our unique approach, why it works in our local market, and how it’s designed to tackle the real challenges landlords and investors face today, from new regulations to rising costs.In this episode we cover: ✅ The Mission: Our core purpose is to help clients achieve financial freedom through our end-to-end "Source, Build, and Manage" program.✅ Targeted Investment: We specialise in HMOs and commercial-to-residential projects, explaining why these strategies are so effective in the Greater Manchester market.✅ Your Goals, Not Our Deals: We walk you through our unique onboarding process, which is all about understanding your personal financial goals before we ever find a property.If you’ve ever wondered about our turnkey Source, Build, and Manage program or are looking for a clear path to build a high-performing portfolio in Greater Manchester, this one's for youHit the link to watch it now.🎧 Watch it now on Youtube: [Link to podcast episode]#PropertyInvestment #GreaterManchester #FinancialFreedom #PropertyPortfolio #LandlordLife #ManchesterProperty #PropertyPodcast #RealEstateInvesting #BuyToLetThis podcast is sponsored by Property Filterhttps://property-filter.co.uk/Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk