Konversation with Kushal

In this insightful episode of Konversation with Kushal, host Kushal Lodha sits down with Varun Gupta, CEO at Groww AMC, for a deep dive into investing, asset allocation, and long-term wealth creation. From starting his journey in school to building a structured mutual fund portfolio, Varun explains in simple terms how to think about equity vs hybrid funds, ETFs vs index funds vs FOFs, small caps vs large caps, gold vs silver, and how to read a mutual fund fact sheet. He also breaks down his QGARP framework and shares practical allocation ideas for young investors starting with just ₹10,000 per month.Beyond investing frameworks, this episode gets personal. Varun opens up about his best and worst financial decisions, why his first real estate investment disappointed him, how he made his first ₹1 crore in his 20s, and the biggest mistakes Gen Z investors are making today. If you want clear thinking, honest lessons, and a structured approach to compounding wealth without chasing trends, watch this conversation till the very end.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

India could have its first 100 billion dollar tech company by 2035. The real question is which one and why. In this episode of Konversation with Kushal, Kushal Lodha sits down with Aviral Bhatnagar to decode how generational companies are actually built. From Eternal and Blinkit to Amazon Prime’s growth playbook, from founder psychology to why speed of execution beats moat, this is a deep dive into the real mechanics of scale. No surface level startup talk. Just hard earned pattern recognition from years inside the ecosystem.Later in the conversation, Aviral reflects on witnessing Meesho turn ₹1 Cr into ₹750+ Cr at Venture Highway and what that taught him about conviction, wedges, and near death moments in startups. Now evaluating 13,500 plus applications at AJVC using a system driven approach, he shares how he filters founders, spots asymmetric bets, and thinks about building long term value. If you care about startups, investing, or understanding how billion dollar outcomes are engineered, watch this till the end.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy #startup #entrepreneurship

In this insightful episode of Konversation with Kushal, host Kushal Lodha sits down with Mr. Neelesh Surana, Chief Investment Officer, Mirae Asset Investment Managers (India), to decode what truly drives long term wealth creation. From managing over ₹2,25,000+ crore to delivering nearly 20% CAGR in large and mid cap strategies, he breaks down stock selection through growth, ROCE, valuation, and margin of safety. The conversation challenges common myths around high PE stocks and explains why a great business is not always a great investment.They also dive into commodity cycles, errors of omission, rolling returns vs point to point returns, mutual fund selection, and smart asset allocation for young earners starting their SIP journey. If you want a practical, process driven framework to invest in Indian markets with discipline instead of hype, this episode is a must watch.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this episode of Konversation with Kushal, host Kushal Lodha sits down with Dr. Ankit Shah, a geopolitics expert known for 200+ publicly timestamped predictions across markets, currencies, wars, and global power shifts. This is a no-filter conversation on de-dollarisation, AI-driven job losses, collapsing economic models, and why banking, IT, and white-collar careers are far more fragile than people realise.Dr. Ankit Shah explains how he uses cash flows, historical dates, and body language to anticipate events years in advance, shares his calls on gold, silver, geopolitics, and currency resets, and lays out bold predictions for 2026–2030. Whether you agree or not, this episode challenges mainstream narratives and forces you to confront where money, power, and jobs are really headed.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#geopolitics #india #china #semiconductor #lalsinghchadda #stockmarket #investing

In this deeply insightful and candid episode of Konversation with Kushal, host Kushal Lodha speaks with Tarun Khanna, Professor at Harvard Business School, on careers, entrepreneurship, education, and India’s long-term economic future.The conversation cuts through popular narratives around MBAs and startups, why business school isn’t for everyone, why entrepreneurship is far rarer than social media suggests, and why reflection and structured thinking matter as much as hustle. Professor Khanna explains why many of the most meaningful careers are built outside startup hype, and why there is no single “right” path to success.The discussion goes deep into India’s biggest structural challenge, the middle-income trap, and how underinvestment in science, research, and universities could threaten India’s economic and strategic sovereignty. From climate adaptation and extreme heat to AI, genomics, robotics, and material science, this episode shows how science quietly drives productivity, profitability, and national power, even in businesses as everyday as chai.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#kushallodha #mba #mbajourney #harvard #harvardbusinessschool #ca #cat

In this episode of Konversation with Kushal, host Kushal Lodha sits down with Maneesh Dangi, Ex Co-CIO of Aditya Birla Sun Life Mutual Fund, for a deep, experience driven conversation on markets, cycles, and long term investing. Drawing from decades of institutional investing, Maneesh Dangi shares how professional fund managers think about risk, valuation, portfolio construction, and navigating uncertainty across market phases.From equity market outlooks and sectoral opportunities to asset allocation, investor behaviour, and mistakes retail investors often make, this episode focuses on building the right mental frameworks rather than chasing short term returns. This is not a tips and targets discussion. It is a masterclass in disciplined investing, patience, and decision making from someone who has managed money at scale through multiple market cycles.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy #bond #gold #silver

In this episode of Konversation with Kushal, host Kushal Lodha sits down with Gautam Shah, Founder of Goldilocks Research, for a no-nonsense conversation on markets, cycles, and risk. From small and micro caps to large caps, global investing, gold, silver, PSUs, and index investing, this episode cuts through noise to focus on what really matters for investors navigating uncertain times.With over two decades of market experience, Gautam Shah shares hard-earned lessons on valuation discipline, market breadth, technical indicators, and why India may underperform global markets in phases without “collapsing.” This is not about tips or predictions, it’s about building the right frameworks for long-term investing, understanding corrections, and learning how to survive (and compound) across market cycles.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy #gold #silver

In this episode of Konversation With Kushal, Kushal Lodha sits down with Vetri Subramanian, CEO and MD of UTI Asset Management Company, to reveal what actually decides long term investing success. When you are responsible for managing over ₹22 lakh crore of assets at the UTI Group level, market noise fades and only what survives cycles matters. This conversation takes you inside how professional fund managers think about cash flows, return on capital, valuation discipline, unit economics, and risks that most investors realise only after it is too late.If you are a young investor trying to start right or a seasoned one trying to avoid silent mistakes, this episode will challenge how you think about markets. You will learn why SIPs and diversified equity funds matter earlier than most people believe, how to judge a fund manager beyond past returns, and why predicting markets often destroys wealth while managing odds builds it quietly. This is not about tips or shortcuts. It is about frameworks that hold through cycles. Watch till the end because the most important insight comes when certainty feels highest.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #mutualfunds #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

Silver didn’t just rally, it spooked the market… and then snapped back. Just when everyone started believing the “new silver supercycle” story, prices turned volatile, positions got shaken out, and confidence cracked. Was this a healthy reset… or a warning shot before something much bigger?In this episode of Konversation With Kushal, Jayant Mundhra joins Kushal Lodha to decode what really happened behind the recent silver rally and crash. From leveraged trades and narrative-driven buying to global macro signals most investors ignore, this conversation cuts through the noise and exposes the hidden risks no one talks about when prices are flying.If you’re wondering whether silver is setting up for another explosive move, or if this volatility is a sign of deeper trouble, this episode will challenge your assumptions. No tips. No hype. Just uncomfortable questions every serious investor must ask before the next big move.Watch till the end, because markets don’t crash on bad news, they crash when certainty feels highest.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #silvercrash #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy #goldcrash #silver #gold

In this episode of Konversation With Kushal, host Kushal Lodha speaks with CA Nitin Mangal, founder of the forensic research firm Trudence, who has analysed over 1,300 companies across India and globally. The conversation dives deep into how financial red flags appear in balance sheets, cash flows, and disclosures, often long before a fraud becomes visible. From cash yield and receivables to inventory manipulation and accounting policy choices, the episode explains why forensic analysis is more about judgment and pattern recognition than formulas.Through real-world case studies across FMCG, SaaS, financial services, travel platforms, and the auto sector, the discussion breaks down how narratives can mislead investors and why capital protection should always come first. This is not about stock tips. It is about learning how to think clearly, stay unbiased, and avoid permanent capital loss while investing in Indian businesses.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #forensics #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this in-depth episode of Konversation With Kushal, host Kushal Lodha speaks with Mr. Vikas Sachdeva, a market professional with 30+ years of experience across mutual funds, ETFs, asset allocation, and institutional investing.From scaling AUM from ₹4,000 crore to ₹7,800 crore, to living through market bubbles, crashes, and long phases of stagnation, Vikas shares a rare, ground-level perspective on how capital markets actually work. The conversation also dives deep into Gold and Silver. Why they matter in a portfolio, why they should be treated as hedges rather than return-generating assets, how much allocation is sensible, and why overexposure to metals can quietly hurt long-term wealth.This episode goes beyond stock tips and short-term predictions, focusing instead on how money is truly made, protected, and compounded over decades through discipline, asset allocation, and the right mindset across equity, ETFs, gold, and silver.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy #gold #silver

In this episode of Konversation with Kushal, Professor Ramesh Raskar provides an exclusive look inside the MIT Media Lab, an institution he describes as a startup within MIT dedicated to exploring crazy ideas at the forefront of technology. The lab has been responsible for world-changing innovations, including the concept of social media, the e-ink used in Kindle readers, and Lego Mindstorms. Raskar discusses his own pioneering work in femtophotography, which includes a camera that can see around corners and the development of conformable medical devices that can wrap around the human body for more effective imaging.The discussion also delves into the future of Artificial Intelligence and Raskar’s ambitious Project Nanda, which envisions a world where every citizen possesses a personal AI agent to navigate complex tasks like healthcare and travel. This vision is being tested through real-world applications at the Kumbh Mela, where Raskar’s team transitioned from using cell tower data for crowd control in 2015 to planning an AI-first experience for 2027. Beyond technical insights, Raskar shares profound leadership lessons from his interactions with legends like Ratan Tata and Larry Page, emphasizing that true success is building something that can survive and thrive without its creator.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #RameshRaskar #Innovation #Technology #MIT #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this episode of Konversation with Kushal, host Kushal Lodha sits down with veteran investor Debashish Neogi for one of the most honest, ground-level conversations on investing, business, and life you’ll hear this year.This is not a “top stock picks” episode.This is a mental-model episode.Debashish Neogi has been investing for over 25+ years, across bull markets, crashes, bubbles, and crises. Early in his career, he over-leveraged, lost over 90% of his portfolio, and came dangerously close to bankruptcy just as family responsibilities peaked. That scar shaped everything that followed.What unfolds next is a masterclass in how real long-term investors think when no one is watching.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

What really moves gold, silver, and commodities and why do most investors understand them only after the rally is over? In this episode of Konversation with Kushal, Kushal Lodha speaks with Vikram Dhawan, a 25+ year commodities veteran, to decode the hidden drivers behind precious metals, oil, and copper. From central bank buying and global debt to green energy, geopolitics, and India’s commodity deficit this conversation isn’t about tips, it’s about building the right mental models for long-term investing.You’ll learn why gold performs best when nobody is talking about it, how silver is quietly becoming a strategic green-tech metal, why ETFs matter more than physical narratives, and how to think about asset allocation without falling for hype. If markets really move before headlines catch up, then the question is when the next big shift comes, will you spot it early… or only after it’s obvious to everyone?💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#kushallodha #investingwisdom #stockmarketindia #wealthcreation #longterminvesting #financepodcast #investmentstrategy #gold #silver

In this episode, we hosted Sid Swaminathan, the MD & CEO of Jio BlackRock Asset Management. Before taking the helm at this massive joint venture between Jio Financial Services and BlackRock, Sid spent over 20 years at BlackRock in London.We discuss his sudden move to India, the rigorous interview process for the CEO role, and the "Aladdin" technology that powers the world's largest asset manager. Sid also opens up about his personal experience navigating the 2008 Financial Crisis and the Brexit vote, his best and worst investment decisions, and how Jio BlackRock plans to disrupt the Indian mutual fund industry.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#kushallodha #investingwisdom #stockmarketindia #wealthcreation #longterminvesting #financepodcast #investmentstrategy

In this episode of Konversation with Kushal, I sat down with veteran investor Aniket Gore, who brings over 19 years of experience in the stock market. Aniket dives deep into his robust stock-picking framework, explaining to me how he analyzes unit economics and identifies "moats" in businesses using real-world examples like PVR Inox and Indigo Airlines. He breaks down complex concepts such as PVR’s advertising revenue flow-through and Indigo’s sale-and-leaseback model, offering a masterclass on how to look beyond standard operating metrics to understand what truly drives a company's balance sheet. We also explore emerging opportunities in high-growth sectors like Defense and Shipbuilding, providing a strategic outlook on India’s manufacturing capabilities and geopolitical positioning.Beyond financial metrics, our discussion pivots to the psychology of investing and the personal habits that sustain long-term success. Aniket shares his daily routines with me, including the importance of meditation to calm the "monkey mind" amidst market noise, and offers profound advice on maintaining physical health and strong relationships. He reflects on his best and worst investments—measuring success not just by monetary alpha but by the emotional rewards of backing ethical, passionate promoters. This episode is a comprehensive guide for anyone looking to understand the nuanced art of investing, combining sharp financial analysis with the wisdom of a disciplined, life-long learner.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#kushallodha #investingwisdom #stockmarketindia #wealthcreation #longterminvesting #financepodcast #investmentstrategy

In this episode, fund manager Abhishek Jaiswal reveals his proven framework for identifying high-growth SME stocks before they become mainstream multibaggers. He shares his incredible personal story of buying Adani Green at just ₹30—the exact cost of his daily rickshaw ride—and watching it soar to ₹900. The conversation breaks down why the SME sector is currently generating 50% CAGR while the Nifty stagnates, and how institutional investors filter through hundreds of companies to find hidden gems capable of delivering 3x-4x returns.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this episode, we host veteran financial journalist Niraj Shah, who brings over 18 years of front-row experience tracking Indian markets and interviewing investing legends like Rakesh Jhunjhunwala. Niraj shares exclusive, behind-the-scenes stories of his intimidating first interaction with the "Big Bull," revealing Jhunjhunwala’s unique ability to balance trading with long-term investing and his philosophy of "backing up the truck" when conviction is high. He also takes us through his pilgrimage to Omaha for the Berkshire Hathaway AGM, breaking down the timeless wisdom of Warren Buffett and explaining how the concept of the "Ovarian Lottery" applies perfectly to the current Indian economic landscape.Beyond the legends, Niraj provides a deep dive into the future of the Indian stock market, analyzing short-term consolidations versus the long-term growth story driven by domestic flows and manufacturing prowess. He offers candid advice for aspiring journalists regarding salary expectations and the industry's shift toward individual content creation. Finally, the conversation shifts to personal finance, where Niraj discloses his own asset allocation, his surprising best investment in Gold, his regret regarding health, and a practical "lifestyle sacrifice" hack for young investors to build substantial wealth through mutual funds.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!

n this no-holds-barred conversation, I sit down with finance veterans Gajendra Kothari, Neeraj Arora, and Kirttan Shah to reveal what their actual bank accounts look like. We break down their massive portfolios—ranging from ₹34 Crores to over ₹60 Crores—and discuss exactly where they park their money for maximum growth. This isn't just theory; it's a raw look at their personal asset allocation, why they strictly avoid direct stock picking, and the specific mutual funds that helped them build generational wealth.We also get brutally honest about the dark side of the market, exposing why F&O is a trap for 99% of retail investors and sharing their own stories of losing lakhs in trading. Beyond the numbers, we explore the psychology of true wealth: from using a broken iPhone despite being a multi-millionaire to the freedom of buying a Toyota Fortuner in just 5 hours. Whether you are a beginner or a seasoned investor, this episode offers a rare, transparent blueprint on how to build, keep, and enjoy your money.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!

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