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The Payments Trilogue

The Payments Trilogue

Author: The Payments Trilogue

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The Payments Trilogue is a podcast of 3 seasoned payments professionals aiming to foster the European payments industry's stakeholder collaboration and self-regulation.

Michael Salmony, Javier Santamaria and Ralf Ohlhausen discuss current topics from their different perspectives.

A light-hearted, in-depth and sometimes controversial view on what is hot in payments and beyond.
57 Episodes
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TPT #56 CBDCs IN ASIA

TPT #56 CBDCs IN ASIA

2026-10-2743:46

In this episode, Syed Musheer Ahmed explains the current state and future potential of Central Bank Digital Currencies (CBDCs) across Asia, exploring various projects (incl. mBridge), use cases, and regional differences. Discover how CBDCs are done elsewhere to transform payments, cross-border trade, and financial inclusion.
In this episode, Scott McInnes from Bird & Bird explains the outcome of the PSD3/PSR trilogue and what to expect from the 3rd revision of this legislation. We cover liabilities, fraud, open banking, exemptions and the missing agentic AI provisions. Scott provides valuable insights into regulatory challenges, market impacts, and future trends in the payment industry.
TPT #54 FRAUD 2

TPT #54 FRAUD 2

2026-09-2947:25

In this episode, we are discussing again the rapidly evolving landscape of fraud in the payment industry. This time with Richard Harris, EVP Head of Strategy & Advisory at Feedzai, who is explaining the shift from card-based to account-to-account (A2A) fraud, the organization of cybercrime, and strategies for defense.
This episode explores the future of digital money, focusing on tokenisation, trust, regulation, and the evolving landscape of central bank digital currencies, commercial bank money tokens and stablecoins. The 3 authors of the book "Tokenisation of Money", Selim Yazıcı, C. Coşkun Küçüközmen, and Michael Salmony, who are experts from academia, central banking, and industry share insights on how technology and regulation shape the new monetary ecosystem.
In this episode, Sophia Furber from S&P Global's FinTech and Payments research practice, shares insights on the evolving landscape of payments, stablecoins, open banking, and Europe's payment sovereignty. Discover how this relates to their ratings business (or not) and what their research activities are showing.
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