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Money Healing Club Podcast
Money Healing Club Podcast
Author: Rachel Duncan
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Description
The Money Healing Club Podcast is a place to talk about the things we don’t say when we talk about money.
Answering questions about impulse spending, icky family dynamics, rebelling against consumerism, and more, Certified Financial Therapist, Rachel Duncan gives you compassionate, grounded advice and exercises to help you interact with money with less shame and more ease.
Get your money & emotions question answered in an upcoming episode here:
https://www.moneyhealingclub.com/podcast
Welcome to the softest place to land in personal finance.
57 Episodes
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This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice.
Episode summary
Somewhere along the way, "flattering" stopped meaning "you look lovely" and started meaning "you look as thin as possible." This week on the Money Healing Club podcast, Rachel sits down with Dacy Gillespie, a personal stylist who helps people get dressed from the inside out. You'll hear why so much clothing spending is really a search for validation, and why nothing in the fitting room fits. Along the way, Rachel and Dacy get into the tender intersection of clothes and money, how getting dressed becomes a weighty category of spending, and how enoughness lives underneath both.
💬 "The clothes were not made for you." - Dacy Gillespie
In this episode:
Why "flattering" almost always means "thinner," and what to reach for instead
How to tell dressing for you apart from dressing for validation
Why nothing fits, and why that is the clothes' fault, not your body's
How to find the pieces you actually return to, without going all-or-nothing capsule wardrobe
⏰ Episode breakdown
03:38 | What "flattering" really means | Dacy unpacks the word and the fatphobia quietly baked into it
04:48 | From how you look to how you feel | Moving away from the body as display and toward comfort and self-expression
10:34 | Enoughness and the sparkle of novelty | Why we overspend chasing external validation, and how to come back to what you actually want
19:15 | The fit lottery | Why nothing fits, the study that found 58 different measurements on every body, and letting go of "my body is wrong"
📚 Resources and links
Dacy Gillespie is a personal stylist who helps people let go of the rules they were handed about clothes and get dressed from the inside out. Her work centers comfort, self-expression, and undoing the idea that your body is the thing that needs fixing.
Connect with Dacy Gillespie:
Website: dacygillespie.com
Substack: Unflattering, at dacygillespie.substack.com
Instagram: @dacygillespie
Book: Unflattering: A Radical New Way to Get Dressed, from an imprint of Macmillan, expected early 2028
Also mentioned:
Ace & Jig, an ethically made, size-inclusive clothing brand that goes up to a size 5X, which Dacy references wearing
A late-1940s USDA study that measured thousands of women and found 58 distinct body measurements that vary from person to person
Reddit, which Dacy points to as a useful place to find size-inclusive brands
💬 Join the conversation
Click the big orange button on our site, right from your phone or browser, and let Rachel know: what is one piece of clothing you always feel like yourself in? https://www.moneyhealingclub.com/podcast
💝 Support the podcast
Help keep the Money Healing Club podcast going. If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast
🎧 Keep listening
Your next listen: S2 E41, Curb Your Impulse Spending with Nervous System Awareness w/ Stacy Peterson
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice.
Episode summary
On this week’s episode Rachel talks with Tari Vickery, a wealth manager and author of The Emotional Side of Money, who has spent decades helping people untangle the money stories they inherited.
They get into why security never arrives at the number you're chasing, how to talk to kids about money without saying "we can't afford it," and how to find the practice that actually calms your nervous system. A warm, story-rich conversation on the Money Healing Club podcast about turning the legacy you were handed into one you choose.
💬 "The security comes from within ourselves of knowing that whatever comes, I will deal with it and I'm gonna be okay." - Tari Vickery
In this episode:
Why the security you're chasing probably isn't a number
How to tell the difference between real scarcity and a scarcity mindset
What "we can't afford it" might actually be teaching your kids
How to find the money practice that calms your nervous system, not someone else's
⏰ Episode breakdown
02:30 | The script you inherited | Tari on the moment in her 40s when she realized scarcity was a story passed down, not just the way things were
07:26 | Why the goalposts keep moving | Security doesn't live in a number, and chasing one keeps it out of reach
20:27 | Beyond "we can't afford it" | Talking to kids about money in a way that teaches values instead of fear
23:15 | What actually calms you | Finding your own money practice rather than the one that's supposed to work for everyone
📚 Resources and links
Tari Vickery is a wealth manager, author, and longtime guide for people navigating the emotional weight of money. Her book The Emotional Side of Money is a collection of stories rather than a how-to, written so you might see yourself on the page and get curious about your own patterns.
Connect with Tari Vickery:
Website: tarikvickeryauthor.com
The Emotional Side of Money: A Roadmap to Financial Wellness, available in paperback, ebook, and audiobook (narrated by Tari), wherever you buy books
Also mentioned:
The 7 Habits of Highly Effective People by Stephen Covey, for its framing of scarcity and abundance
💬 Join the conversation
Click the big orange button on our site, right from your phone or browser, and let Rachel know: what money story did you inherit without ever choosing it? https://www.moneyhealingclub.com/podcast
💝 Support the podcast
Help keep the Money Healing Club podcast going. If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast
🎧 Keep listening
S3 E50: 💌 Write a Letter to Your Money And Let It Write Back
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice.
Episode summary
On the first-ever pet peeve session of the Money Healing Club podcast, Rachel sits down with certified financial planner Linda Grizely, creator of the Me Money method, to unpack the mainstream rules that sound like gospel but fall apart on real humans: wants versus needs, the 30% rent rule, strict budgets, and the pressure to be completely debt free.
💬 "The goal should not be zero debt. The goal should be to have a plan that may include debt that gets you where you want to be." — Linda Grizely
In this episode:
Why wants versus needs is never one size fits all
The Me Money method: budgeting for your wants as permission, not punishment
Linda's five money personalities, and why strict budgets only work for one of them
Why debt is a morally neutral tool, not a moral failing
⏰ Episode Breakdown
03:33 | Pet peeve: wants versus needs — why the restrictive framing misses the person in front of you
12:40 | Pet peeve: the 30% housing rule — where this benchmark actually came from, and why it can't fit every life
17:16 | The five money personalities — and why strict budgeting only works for one of them
34:19 | Pet peeve: being completely debt free — debt as a tool, not a moral failing
About Linda Grizely: Linda is a certified financial planner, financial wellness speaker, and host of the Real Money Real Life podcast. As the creator of the Me Money method, she helps people cut through the shame and stress around money and make financial decisions that feel human, practical, and judgment free.
💌 Connect with Linda Grizely
Website: https://www.lindagriz.com/
Podcast: Real Money Real Life
LinkedIn
📚 Resources Mentioned
Linda's money personality quiz, on lindagriz.com
The Me Money method
The history of the 30% housing rule, from Shelterforce: "In Defense of the 30 Percent of Income to Housing Affordability Rule, In Some Cases" - https://shelterforce.org/2017/04/25/defense-30-percent-standard-cases/
HALT: hungry, angry, lonely, tired
Rachel's exercise on listing your debts and acknowledging how debt has helped you
💬 Join the Conversation
Click on the big orange button on our site right from your phone or browser and tell me: what's a piece of money advice that never worked for you? https://www.moneyhealingclub.com/podcast
💝 Support the Podcast
Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast
🎧 Your next listen:
S2 E37: 💳 Debt-Free Isn't the Answer, with Haley and Justin Brown-Woods of The Price of Avocado Toast, for the full deep dive on why paying off debt faster isn't always the goal. https://www.moneyhealingclub.com/podcast/s2e37
💫 Visit the Money Healing Club website to start your money healing process!
https://www.moneyhealingclub.com
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice.
Episode Summary
In this episode of the Money Healing Club podcast, Rachel Duncan sits down with Nick Fox, creator of the Millennial Inheritance Project, a community documenting the very particular experience of inheriting objects instead of wealth. From 3,000 signed baseballs to a mother's beloved library, Rachel and Nick get into grief, family dynamics, identity, memory, and why letting go of stuff is so much heavier than it looks.
Rachel also opens up about her own ongoing experience with the boxes still in her basement after her mother's passing.
💬 "You didn't inherit money, you inherited stuff." — Nick Fox
Key Takeaways
- Inheriting stuff is its own kind of grief, separate from any money that changes hands.
- Value is subjective. What one person treasures, another sees as clutter, and both feelings are valid.
- When you cannot feel someone else's attachment to an object, a useful question is: what utility does it have for me?
- The conversation with aging parents lands better from curiosity than from combativeness.
- A full basement or garage is not the same as hoarding, which is a clinical condition that deserves care, not judgment.
About Nick Fox
Nick is the creator and curator of the Millennial Inheritance Project, a community documenting what it really means to inherit someone's lifetime of belongings. He is a radio person, a husband, and, in his own words, a very normal person trying to make sense of this alongside the rest of us.
⏰ Episode breakdown
06:30 | Where the millennial inheritance community came from. How one sarcastic video about a box of "Oneida crap" turned into a movement.
23:00 | Why value is completely subjective. From the Beanie Baby crash to a mother's beloved books.
26:15 | The one question to ask about any inherited object. Moving from someone else's sentiment to your own sense of utility.
37:00 | Two-pronged advice. One message for the elders holding the collection, one for the kids who will manage it.
💌 Connect with Nick Fox
- @nickfoxradio on all socials
- @millennialinheritance on socials and podcast platforms
📚 Resources mentioned
The Millennial Inheritance Project by Nick Fox
International OCD Foundation hoarding center, for anyone concerned about hoarding disorder
Lead safety in inherited ceramics: creators like "Lead Mama" and "the Lead Guy,"
💬 Join the conversation
Click the big orange button on our site, right from your phone or browser, and let me know: what is sitting in your basement or closet right now that you have not been able to let go of? https://www.moneyhealingclub.com/podcast
💝 Support the podcast
Help keep the Money Healing Club podcast going. If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast
🎧 Your next listen
👵🏽 When Your Parents' Financial Trauma Becomes Your Money Mindset
💫 Visit the Money Healing Club website to start your money healing process
https://www.moneyhealingclub.com
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice.
EPISODE SUMMARY
The Enneagram is having a moment, but most of the conversation stops at quizzes and cute type labels. On this episode of The Money Healing Club podcast, Rachel talks with Khara Croswaite Brindle, certified financial therapist and co-author of the Amazon number one bestseller Your Enneagram and Money, about why the Enneagram is less a personality test and more a framework for how you relate to people, yourself, and to money.
Together they walk all nine types and the money edge that comes with each, from noble poverty in the helpers to the five's fear of being depleted to the nine who cannot say what they are saving for. Rachel and Khara both name their own types on air.
💬 "A lot of people are worried about being put in a box, but the language we hear often is, hey, it's telling you what box you're already in." — Khara
Key takeaways
The Enneagram is a relational framework, not a box. It names the logic behind why you do what you do, including the parts you like least.
Enneagram assessments run about 66% accurate. When your real type lands, it tends to feel like a gut punch, not a shrug.
Every type has a money edge. Ones get rigid, twos slide into noble poverty and financial enabling, threes chase dollars, fours swing between craving and rejecting money, fives hoard against depletion, sixes freeze in worst case forecasting, sevens skip the boring stuff, eights refuse to hand over control, and nines lose track of what they even want.
Being "good with money" on paper is not the same as being well. Fives and sixes often look successful and still live in scarcity.
There is no type you are supposed to be. The work is curiosity and balance, not a personality overhaul.
About Khara Croswaite Brindle
Khara is a certified financial therapist and licensed professional counselor in Colorado, director of training at the Financial Therapy Clinical Institute, and co-author of Your Enneagram and Money with Hannah DeGroot. She is also Rachel's former supervisor.
⏰ EPISODE BREAKDOWN
02:53 | Why the Enneagram, and Why It Is Not Just a Personality Test: A relational framework for how you connect with people, with yourself, and with money.
08:12 | How Do You Actually Find Your Type?: Why free quizzes run about 66% accurate, what a typing interview is, and what a counter type means.
11:17 | Walking the Nine Types and Their Money Edges: Ones through nines, the core belief driving each, and the money habits that follow.
14:17 | Noble Poverty, Financial Enabling, and Rachel Outs Herself: The helper's growth edge, and why putting your own mask on first keeps proving true.
47:25 | Inside a Typing Interview: What Khara asks, what she watches for, and why people leave feeling seen.
💌 Connect with Khara Croswaite Brindle
Website: Croswaite Counseling, PLLC
LinkedIn
Instagram
📚 Resources Mentioned
Your Enneagram and Money: Transforming Enneagram Edges into Financial Freedom by Khara Croswaite Brindle and Hannah DeGroot -
The Path Between Us by Suzanne Stabile for understanding type to type relationships
You Are a Badass at Making Money by Jen Sincero -
💬 Join the Conversation
Click on the big orange button on our site right from your phone or browser and let me know: what is your type, and which money edge hit a little too close to home? https://www.moneyhealingclub.com/podcast
💝 Support the Podcast
Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast
🎧 Your next listen:
Letters from Money episode, Khara mentions the Dear Money Letter as homework for fours. Rachel takes that exercise further in this one. https://www.moneyhealingclub.com/podcast/s3e50
💫 Visit the Money Healing Club website to start your money healing process!
https://www.moneyhealingclub.com
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.



