Money Healing Club Podcast

EPISODE SUMMARY In this special rebroadcast episode of The Money Healing Club podcast, Rachel Duncan is the guest on It's All Poetry, a podcast hosted by copywriter, poet, and self-described word nerd Nicole Cloutier that dedicates each episode to exploring exactly one word in depth. And the word they chose? Wealth. Together they dig into its etymology, its evolving definitions across centuries, and the deeply personal, often contradictory feelings it stirs up in all of us. They explore the surprising gap between "rich" and "wealthy," why wealth can feel morally dangerous to want, how the Boomer vs. Millennial economic experience has quietly shaped what financial security even looks like today, and what it actually means to build slow money in a world obsessed with the quick win. 💬 "Wealth feels quieter. It feels like it's okay to want wealth where maybe it's not okay to want to be rich." — Nicole Cloutier   Key Takeaways The word wealth carries much more emotional and moral baggage than its dictionary definition, and unpacking that is the first step "Rich" is about perception and spending; "wealthy" is about lasting value that grows on its own The 4% rule and "Rule of 25" are powerful frameworks for understanding what a real retirement number actually looks like for YOU Fast money (cash flow) and slow money (investing) both matter and serve different purposes Many people unconsciously inherited the belief that wanting wealth is greedy or shameful The systemic advantages Boomers had (subsidized education, pensions, economic booms) are largely gone, and that context matters for how millennials build wealth today True wealth, at its core, is about safety: having your needs met and options available About Nicole Cloutier: Nicole is a copywriter, poet, MFA graduate, and host of the It's All Poetry podcast, where each episode explores one word in depth with one guest. She's also the founder of Copy Poetics, a studio devoted to helping purpose-driven business owners find their voice and make money doing what they love. ⏰ EPISODE BREAKDOWN 00:00 | A Word That Changes Everything Rachel introduces this rebroadcast and shares why "wealth" is the concept she's had the biggest personal transformation around. 10:30 | Rich vs. Wealthy: What's the Real Difference? The two break down why "rich" feels flashy and short-term while "wealth" feels quiet and lasting, and what that says about how we really relate to money. 26:00 | The Boomer vs. Millennial Wealth Gap A frank conversation about how systemic support quietly built Boomer wealth and why the playbook simply doesn't work the same way anymore. 40:00 | What Do YOU Actually Want Wealth to Mean? Drawing from ancient Greek philosophy, etymology, and lived experience, Rachel and Nicole land on a definition of wealth rooted in safety, options, and value that grows on its own. 💌 Connect with Nicole Nicole Cloutier's website Nicole’s podcast - All that Poetry 📚 Resources Mentioned “Die Broke” by Stephen M. Pollan & Mark Levine 💬 Join the Conversation What does the word wealth bring up for you: hope, guilt, confusion, something else? Record your thoughts and send Rachel a voice message right from your phone or browser! 👉 https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: 👉 https://www.moneyhealingclub.com/podcast 🎧 Your next listen: 🛒 Why You Keep Impulse Spending — And How to Finally Stop — dig into the emotional triggers behind impulse purchases and what to do instead. https://www.moneyhealingclub.com/podcast/s2e35 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What if your money stress isn't a personal failure, but a wound shaped by systems bigger than you? On this episode of the Money Healing Club podcast, Rachel welcomes Rahkim Sabree, author of "Overcoming Financial Trauma," for a conversation about how financial trauma lives in our bodies, communities, and histories. They explore the six sources of financial trauma, the benefit cliff that keeps people stuck, and what happened when Rahkim lost his home to a fire 30 days before his book launched. This episode validates the collective nature of financial stress and offers real frameworks for healing.   💬 "Many times when we talk about financial trauma, we talk about it through a first person lens that says, 'I experienced this thing.' But when we take a step back, our financial socialization keeps us very isolated. My goal is to help people detach their self-worth from this phenomenon and view it as more of a societal issue." Key Takeaways: Financial trauma is any instance observed or experienced that negatively impacts how you view, interact with, or believe about money The six sources include: genetic/generational, vicarious/observational, workplace, poverty/financial instability, systemic/institutional, and acute financial events Financial fawning in the workplace means regularly crossing your own boundaries to stay employed (and it's a survival strategy) The benefit cliff creates a trap where earning $1 more can cost you thousands in support, preventing economic mobility Our trauma brains may be operating on "old software" while navigating economic systems built on outdated foundations Co-regulation practices (like collective breathing) can help us stay present through financial stress About Rahkim Sabree: Rahkim is a nationally recognized financial therapist, speaker, and Forbes contributor. His new book "Overcoming Financial Trauma" introduces a framework for understanding and healing financial wounds, not just managing money better. In October 2025, just 30 days before his book launched, Rahkim lost his home to a fire, experiencing firsthand the very trauma he'd been writing about. ⏰ EPISODE BREAKDOWN 03:00 | Financial trauma as a societal issue: Why isolation around money keeps us from seeing the systemic nature of financial stress. 05:30 | The six sources of financial trauma: Breaking down genetic, observational, workplace, poverty, systemic, and acute trauma. 14:00 | The benefit cliff: When $1 more means losing everything How support systems trap people by cutting off entirely instead of gradually. 22:00 | When the book became real: Losing his home to fire Rahkim's experience of homelessness, vandalism, and trauma 30 days before launching a book on financial trauma. 35:00 | Summon Qi: Somatic practices from childhood How Rahkim's grandfather taught nervous system regulation through drumming and martial arts. 43:00 | Co-regulation on stage: The power of collective breathing before delivering a keynote while processing active trauma. 📚 Resources Mentioned "Overcoming Financial Trauma" by Rahkim Sabree "Thinking, Fast and Slow" by Daniel Kahneman "The Body Keeps the Score" by Bessel van der Kolk  "My Grandmother's Hands" by Resmaa Menakem 🔗 Connect with Rahkim Website - https://www.rahkimsabree.com/ Instagram - https://www.instagram.com/rahkimsabree X - https://x.com/rahkimsabree 💬 Join the Conversation Have you ever felt isolated in your money struggles, only to discover others were going through the same thing? What would it mean to view your financial challenges as systemic rather than personal failures? The Money Healing Club podcast wants to hear your story: https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Check out our episode with Haley & Justin Brown-Woods on debt. -https://www.moneyhealingclub.com/podcast/s2e37 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY Ever walk into Target for milk and leave with a cart full of things you didn't plan to buy? You're not alone, and it's not a willpower problem. In this episode of the Money Healing Club podcast, host Rachel Duncan speaks with Stacy Peterson, to explore the connection between your nervous system and your spending habits. Stacy is a licensed therapist & a certified financial therapist. Together, Rachel and Stacy unpack how to recognize when you're in the right state to make conscious money decisions, what to do in the Target parking lot when you feel activated, and how to come back to center after overspending. 💬 "The goal is not to always be regulated. No human can exist and nor do we want you to because our survival expects us to be able to have our threat responses work appropriately. We just don't want them to happen at unnecessary times." - Stacy Peterson Key Takeaways: Your spending is not a willpower problem, it's a nervous system awareness process Making conscious money decisions happens when you're in your "window of resilience" Notice what's happening in your body before making purchases (the Target parking lot check-in) Understand the difference between hyper arousal (activated, anxious) and hypo arousal (shut down, disconnected) Ask yourself: "What is the want beneath the want?" to uncover deeper emotional needs Practice "pendulation", the natural movement between different nervous system states Self-compassion is essential when you spend more than you intended About Stacy Peterson: Stacy is a licensed therapist and certified financial therapist with over a decade of experience. A former teacher, she brings a patient and encouraging approach to her work. She's a Trauma of Money Methods certified practitioner and is pursuing her polyvagal informed certificate. Stacy offers individual and group financial therapy through River Bend Financial Therapy, blending practical tools with nervous system awareness.   ⏰ EPISODE BREAKDOWN 03:00 | The Window of Resilience Understanding when you're in the best nervous system state to make conscious money decisions. 07:00 | The Target Parking Lot Exercise A powerful guided practice for checking in with your body before shopping, noticing what's happening in your nervous system as you pull into the parking lot. 14:00 | What Is the Want Beneath the Want? Going deeper than surface-level desires to uncover the emotional needs driving your impulse purchases. 30:00 | Pendulation: The Word That Rocks Our Socks Learning about the natural movement between nervous system states and why regulation isn't about staying calm all the time. 📚 Resources Mentioned Trauma of Money professional training course & book Consumerism Documentary: Century of Self Window of Tolerance Connect with Stacy Peterson: Website: riverbendfinancialtherapy.com Instagram: @riverbendfinancialtherapy Facebook: River Bend Financial Therapy LinkedIn: Stacy Peterson 💬 Join the Conversation What's your "Target parking lot" moment? Where do you notice your nervous system getting activated around spending? Click on the big orange button on our site right from your phone or browser and let me know what store or situation tends to trigger impulse spending for you, and what you're learning about your nervous system in those moments! https://www.moneyhealingclub.com/podcast   🎧 Your next listen: Check out Episode S2E36 about buying no new things and what happens when you commit to a spending pause. https://www.moneyhealingclub.com/podcast/s2e36   💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com   💌 Free Email Course: Curb impulse spending with compassion and mindfulness https://www.moneyhealingclub.com/challenge   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What does it actually mean to be "good with money" in 2026? In this episode of the Money Healing Club podcast, Rachel sits down with Ilia Pèrez, aka Your Dinero Doctor, a pharmacist and bilingual budget coach who's redefining financial wellness through her signature "Dinero Date" framework. They explore why tracking your money should feel like self-care (complete with croissants and coffee), and how Latina women navigate cultural messages around money and gratitude. This conversation bridges the deeply emotional with the refreshingly practical, perfect for anyone ready to build a money practice that actually sticks.   💬 "Being good with money is a personal definition. For somebody it can simply mean paying their bills on time. Another person being good with money could be having a certain amount of savings. I think it's being honest with yourself what that personal definition is." Key Takeaways: Dinero Dates are weekly money check-ins designed like self-care dates with ambiance, treats, and pleasure Pairing money tasks with sensory comfort is actually trauma healing (your brain starts associating money with positive experiences) Working hard isn't the same as working smart; learning to be strategic with money is a skill we often have to teach ourselves Cultural messages like "God will provide" or "don't be ungrateful" can block us from wanting something different Your values should guide both your present spending AND your future planning   About Ilia Pèrez: Ilia is a pharmacist and financial coach who offers budget coaching in both English and Spanish through her practice, Your Dinero Doctor. She helps clients build sustainable money habits through her Dinero Date framework and values-based budgeting. When she's not coaching, she loves slow mornings at coffee shops and exploring new places in Puerto Rico.   ⏰ EPISODE BREAKDOWN 05:30 | What Is a Dinero Date? How to turn money tracking into actual self-care (candles, croissants, and your favorite corner table included) 15:00 | Values on a Post-It Note Why Ilia keeps her seven core values visible during every money decision 23:00 | The Latina Experience: Working Hard vs. Working Smart Navigating cultural messages about gratitude, boundaries, and wanting something different 31:00 | Introducing The Money Reset How Rachel and Ilia are co-teaching a 90-day program that bridges emotional healing with practical budgeting   📚 Resources Mentioned The Money Reset - 90-day program co-taught by Rachel and Ilia (doors close February 2nd) Get in touch with Ilia Pèrez - Your Dinero Doctor instagram & email 💬 Join the Conversation What would YOUR Dinero Date look like? What's your favorite corner table, your go-to treat, and when would you schedule it? The Money Healing Club podcast wants to hear your answers, click the big orange button: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Check out our episode with Bari Tessler on why therapists need their own money work 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com 💌 Free Email Course: Curb impulse spending with compassion and mindfulness  https://www.moneyhealingclub.com/challenge Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What if feeling "bad at money" isn't a character flaw but simply a sign you haven't found the right approach yet? In this episode of The Money Healing Club podcast, host Rachel Duncan chats with Carrie Friedberg, money coach, educator, and author of the newly released book At Peace with Money. Carrie shares her own journey from financial fog to confidence, proving that you don't need to be born with a "money gene" to build a healthy relationship with your finances. They explore how treating money like a practice (similar to yoga) can transform your financial life, why tracking your spending is an act of self-respect, and how understanding your unique learning style might be the missing piece in making money habits actually stick.   💬 "Anything is possible in your financial life if you're willing to track your money. What I mean by that is pay attention, tend to the garden of money, remain connected."   KEY TAKEAWAYS You don't need to be "naturally good" at money. Building confidence with finances is a practice, not an innate talent Tracking your spending (even with apps like Monarch Money or Quicken) is the foundational habit that makes everything else possible Create a weekly "money date" where you review spending, categorize transactions, and plan ahead. Treat it like an important appointment you'd never cancel Understanding your learning style (visual, kinesthetic, naturalistic, etc.) can help you design money routines that actually work for you It's okay to hire help (accountants, coaches, experts). Delegating is strategic when you're prepared and engaged Practice "budgeting out loud" so others see that managing money takes real work and intention About Carrie Friedberg Carrie Friedberg is a money coach, educator, and author who spent 15 years helping clients build confidence and peace with their finances through her practice, SF Money Coach. A former classroom teacher who struggled with money herself, Carrie discovered that traditional "just make a budget" advice didn't work for everyone. Her holistic approach combines practical financial skills with emotional awareness and personalized learning styles. Currently back in education while still coaching select clients, Carrie just released her debut book At Peace with Money, which lays out her step-by-step curriculum for financial wellness at any stage of life. ⏰ EPISODE BREAKDOWN 04:00 | The Yoga Mat Revelation How practicing discomfort in yoga translated into financial transformation and why "it shouldn't be this hard" was the turning point 18:00 | The Foundational Money Routine Why tracking your spending (with the right tools and weekly consistency) changes everything, and how to create a "money date" ritual that actually works 23:00 | Learning Styles and Money Discovering Howard Gardner's multiple intelligences and how knowing whether you're kinesthetic, visual, or naturalistic can revolutionize your financial habits 28:00 | The Five Levels of Financial Wellness From tracking to planning to analyzing to relationships to long-term health, here's the roadmap Carrie developed over 15 years of coaching 📚 RESOURCES MENTIONED At Peace with Money by Carrie Friedberg (releasing January 20, 2026) Howard Gardner's Theory of Multiple Intelligences Framework for understanding different learning styles SF Money Coach Carrie's website with courses and coaching: sfmoneycoach.com 💬 Join the Conversation Have you discovered a money routine that finally clicked for you? Or are you still searching for an approach that doesn't feel like punishment? Click on the big orange button on our site right from your phone or browser and let me know what your biggest money habit struggle is (or win!): https://www.moneyhealingclub.com/podcast 🎧 Your next listen Why you REALLY argue with your partner about money, w/ Couples Financial Therapist, Ed Coambs 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Free Email Course: Curb impulse spending with compassion and mindfulness at moneyhealingclub.com/challenge Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY Facing rejection after rejection in today's brutal job market? You're not alone and you deserve more than "just practice self-care" advice. In this episode of The Money Healing Club podcast, host Rachel Duncan teams up with career advancement coach Shannon Bowen to tackle a raw listener question: How do you keep your self-esteem intact when the job market keeps saying no? They dive deep into what's really going on in today's job market, why generic resumes don't cut it anymore, and how to stand out when hundreds of people are applying for the same position. Plus, they share unconventional income ideas, the power of getting hyper-specific about your strengths, and why the hiring process has become a trust-building exercise on both sides. 💬 "Your core value—you also have to find ways to feed your value. If you're not getting that external validation through a job and a job offer and all these things, you just have to work harder to feed that well of self-esteem." KEY TAKEAWAYS Get radically specific about your unique strengths instead of using generic phrases like "mission-driven professional" Add statistics and proof points to every resume bullet point to build trust Customize your cover letter like a love letter to each organization Ask 3-5 friends: "What three words would you use to describe me?" Use their answers in your materials Don't self-select out of jobs with 10-30% uncertainty. Interview to find out what's negotiable Send thank-you notes after every interview (still matters!) Consider charging for work product requests during interviews Build a fallback plan with side income ideas that work for you About Shannon Bowen Shannon Bowen is a career advancement coach, job search strategist, and "salary whisperer" who helps professionals land jobs they love at salaries that support their actual lives. As CEO of Monsoon Leadership and co-president of AFP Advancement Northwest, she brings insider knowledge from years as a nonprofit C-suite leader. When she's not coaching clients through negotiations, she's DIY-ing her house, tending to 50+ houseplants, or planning her next foodie vacation. ⏰ EPISODE BREAKDOWN 03:00 | The Hard Truth About Today's Job Market Why the job search process has fundamentally changed and what hiring managers are really worried about 10:30 | Making Your Resume Actually Stand Out How to get specific, ditch the clichés, and use proof points to build trust from page one 18:00 | Fallback Plans That Aren't BS Practical side income ideas and why having your own thing matters for your mental health and wallet 25:00 | The Secret Weapon: Your Authentic Strengths How being hyper-specific about what makes you you attracts the right opportunities (and repels the wrong ones) 📚 RESOURCES MENTIONED • Episode 16 of The Money Healing Club podcast: Shannon's previous appearance on salary negotiation and networking • Monsoon Leadership, Shannon's coaching company: monsoonleadership.com 💬 Join the Conversation Have you been in a brutal job search? What strategies have actually worked for you? Or maybe you have your own money question you'd like Rachel and a guest expert to tackle? Click on the big orange button on our site right from your phone or browser and leave a voicemail about your job search experience or your burning money question: https://www.moneyhealingclub.com/podcast 🎧 Your Next Listen Episode 16: Salary Negotiation Secrets with Shannon Bowen 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Free Email Course: Curb impulse spending with compassion and mindfulness at moneyhealingclub.com/challenge Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

What if paying off debt faster isn't actually the goal? In this episode of The Money Healing Club, Rachel sits down with Haley and Justin Brown-Woods, the husband-wife team behind The Price of Avocado Toast, to reframe everything you thought you knew about debt. They discuss why the first step isn’t spreadsheets but childhood patterns, how the “whatever’s left” approach keeps you stuck, and why wealthy people don’t see debt as a moral failing. This conversation will challenge traditional ideas of being “responsible” with debt and may even strengthen your relationship in the process.   💬 "Debt happens to people more than people happen into debt. When folks first meet with us, they're so heavily rooted in this idea of 'I'm bad, I've caused this, and it's all my fault.'" Key Takeaways: The language we use about debt reveals deep shame - "I'm bad with money" puts all blame on ourselves, not systems Your first credit card story (probably age 18-22) holds crucial clues about your current debt patterns Paying minimums on everything for 1-2 months to get control beats chaotic "throw whatever's left" approach Most people are paid bi-weekly but all budgets/bills are monthly - this mismatch creates the debt cycle "Done" doesn't mean debt-free - it means making empowered decisions without fear or desperation About Haley & Justin Brown-Woods: Haley and Justin Brown-Woods are Accredited Financial Counselors® and the voices behind Price of Avocado Toast, a platform dedicated to redefining what financial wellness looks like for everyday people. Together, they help individuals and families break the debt cycle, build sustainable money habits, and align their spending with their core values   ⏰ EPISODE BREAKDOWN 03:00 | The Shame That Shows Up First Why clients worry you'll judge them as much as they worry about the cost 06:30 | Starting With Story, Not Spreadsheets Why their first session focuses entirely on childhood and life history 21:00 | The Free Pizza That Started It All Unpacking how we all got our first credit cards (and why we had no idea what we were doing) 26:00 | Why "Throw Whatever's Left" Keeps You Stuck How inconsistent debt payments feed the drama instead of solving it 32:00 | Debt Is Morally Neutral (Even the Founding Fathers Knew It) Why bankruptcy is actually the American way and wealthy people leverage debt as a tool 📚 Resources Mentioned Price of Avocado Toast website "The Psychology of Money" by Morgan Housel - history of consumer debt Episode with Adrienne Hines on bankruptcy options The Budgetnista - Tiffany Aliche   💬 Join the Conversation What shame language do you use about your debt? Do you say "I'm bad with money" or "I got myself into this mess"? What was your first credit card story? The Money Healing Club podcast wants to hear how debt actually happened TO you: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Listen to the No New Things Book Club episode on why we have so much stuff we don’t need. 💫 Visit the Money Healing Club website to start your money healing process!  https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

What if the answer to overspending isn't willpower, but simply... buying nothing new for 30 days? Rachel chats with Angie Fitzpatrick on the Money Healing Club Podcast to discuss Ashlee Piper's book "No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet and Your Sanity." They explore why we have so much stuff we don't need, how the returns system is broken, and why borrowing your neighbor's rubber bands might be the key to building community. Plus: the surprising link between gratitude and impulse spending.   💬 "Only 2% of purchases were returned 25 years ago. Now we send back 3.5 billion products a year worth a trillion dollars. We are buying stuff that we're not even using, then we're sending it back."   Key Takeaways: • Overconsumption affects your money, mental health, AND the environment simultaneously • The average American has 300,000 things - no wonder we forget what we already have! • Cultivating gratitude practice directly reduces impulse spending (backed by eco-psychologists) • The SUPER acronym helps you find alternatives to buying new (Secondhand, Upcycling, Paying nothing, Renting) • Tracking your triggers reveals the patterns driving your purchases   About Angie Fitzpatrick: Angie is the program manager of the Money Healing Club community and returning podcast guest. You can catch Angie sharing about 🚺What the Wage Gap Doesn’t Tell You: The Hidden Financial Burdens Women Face   ⏰ EPISODE BREAKDOWN 02:30 | What Makes This Buy Nothing Challenge Different How Piper turns a simple challenge into a manifesto against hyper-consumption 08:00 | The Rubber Band Win: Community Over Commerce Real stories of borrowing from neighbors and building unexpected connections 23:00 | The Trillion Dollar Returns Industry How "no questions asked" returns spawned a reverse logistics nightmare 31:00 | Tracking Your Triggers Identifying what drives you to shop and replacing it with actual joy   📚 Resources Mentioned • "No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet and Your Sanity" by Ashlee Piper • "The Serviceberry" by Robin Wall Kimmerer   💬 Join the Conversation What's the ONE category you could commit to not buying new for 30 days? Holiday decor? Clothes? Food? What childhood hobby could you rediscover instead of shopping? The Money Healing Club podcast wants to hear your "no new things" commitment - click the big orange button to tell us your story: https://www.moneyhealingclub.com/podcast   🎧 Your next listen: Check out our episode on impulse spending to understand the emotional drivers behind the urge to buy. https://www.moneyhealingclub.com/podcast/s1e1-hn73w   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY Do you ever find yourself shopping to feel better—then regretting it later? You're not alone. In this special 1 year anniversary broadcast episode of the Money Healing Club Podcast, Rachel Duncan, Certified Financial Therapist TM, tackles the #1 listener question: 💡 "How do I stop impulse spending when I’m emotional?" 🤑 Get My Free Mindful Spending Email Course!👉 moneyhealingclub.com/challenge Inside this episode, we explore: ✔ What impulse spending really is—and why it happens ✔ The emotional triggers behind overspending (hint: it’s not just about “lack of control”) ✔ How dopamine drives impulse purchases—and what to do instead ✔ Practical strategies to replace impulse spending with healthier, feel-good habits ✔ How to plan for “fun spending” without guilt or regret 📢 If you’re tired of impulse spending sabotaging your financial goals and making you feel crappy, this episode is for you! ⏰ EPISODE BREAKDOWN: What Is Impulse Spending? Breaking down the psychology behind impulse buys. Understanding the Emotional Triggers How feelings like stress, boredom, and sadness drive spending. What Is the Want Beneath the Want? Discovering the deeper emotional needs behind impulse purchases. The Role of Dopamine in Impulse Spending Why your brain craves the rush of spending—and how to redirect it. Replacing Impulse Spending with Healthy Habits Simple swaps that still give you a dopamine boost without hurting your wallet. Planning for Controlled Impulse Spending How to budget for fun—without guilt or financial setbacks. The Long-Term Process of Change Why breaking impulse spending habits takes time (and how to stay on track). Community Support & Resources How to find support & accountability on your mindful spending journey.   🎧 Your next listen: S1 E10: ✍🏽 THE journal prompt for healing - Dear Money, what would you have me know? 💬 Join the Conversation! ☎️ When do you find yourself impulse purchasing? Leave us a voicemail on our website to share your thoughts: https://www.moneyhealingclub.com/podcast   🌟 Want more help? 💡 Start your money healing journey today! Hop on a waitlist for our next program https://www.moneyhealingclub.com/ 🤑 Get my free email course on mindful spending: https://www.moneyhealingclub.com/challenge

Episode Summary What if the way you've been taught to think about time and money is fundamentally wrong? On this episode of the Money Healing Club podcast, Rachel welcomes Becca Rich, a holistic time coach and self-described money disruptor, to explore how both time and money function as cyclical resources rather than linear commodities we trade.   Together, they unpack why seasonal planning feels safer than rigid schedules, how to build a life that doesn't require you to "earn your rest," and what menstrual cycles can teach us about sustainable planning. Becca brings systems thinking, somatic wisdom, and spiritual depth to challenge our capitalist conditioning around productivity and worth.   This episode includes a gentle discussion about menstruation and body-based timekeeping, skip ahead or lean in, depending on what feels right for you today.   💬 "Approaching anything in a linear way makes us less honest because anything linear is a lie. It's neglecting our true nature." — Becca Rich   Key Takeaways Time and money are cyclical, not linear and understanding this shift can transform your relationship with both resources The belief that "if you give, it will come back" can sometimes gaslight us into ignoring systemic inequalities Procrastination doesn't exist, there are always valid reasons why we do or don't do things Consistency is overrated; what we actually crave is self-trust and safety Planning during low-energy phases (like menstruation or winter) sets you up for realistic success during high-energy times Your body already knows what you need, muscle testing and somatic check-ins are powerful tools   About Becca Rich Becca Rich is a holistic time coach who helps people unravel survival strategies that keep them overworking, overscheduling, and disconnected from their actual needs. With a focus on neurodivergence, capitalism's impact, and creative work, Becca brings a rare blend of systems thinking and somatic wisdom to conversations about time, productivity, and rest. Find her at https://www.beccarich.com/   ⏰ Episode Breakdown 03:00 | The Musical Nature of Money & Time Exploring how cycles, rhythms, and repetition show up in our financial and temporal experiences. 08:00 | When "Giving Back" Becomes Gaslighting How the spiritual belief that money flows back can ignore capitalist systems that vacuum wealth upward and why your body knows the truth about enough. 18:00 | The Original Lie: Linear Thinking Why approaching time and money as linear resources spawns guilt, shame, hoarding, and the feeling of never having enough. 31:00 | Menstrual Cycles as Financial Planning Tools Breaking down the four phases (menstrual, follicular, ovulation, luteal) and what each season teaches us about when to start projects, be social, complete tasks, and rest. 42:00 | Fall as Grief: Why We Avoid the Harvest Examining our cultural addiction to spring/follicular energy and our resistance to autumn's call to complete, grieve, and prepare for rest.   📚 Resources Mentioned 1. Braiding Sweetgrass by Robin Wall Kimmerer 2. The Financial Activist Playbook by Jasmine Rashid 3. The Art of Money by Bari Tessler   💬 Join the Conversation What cycles do you notice in your own relationship with time or money? Does thinking about these resources cyclically open up more spaciousness for you? Click the big orange button on our site and leave me a voicemail, I'd love to hear what this brings up for you: moneyhealingclub.com/podcast   🎧 Your Next Listen Episode: Financial Activism with Jasmine Rashid   💫 Use code PODCAST for 50% off your first month and start your money healing process! moneyhealingclub.com/club   Full transcript: moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

What happens when you actually delete the apps? After the last episode of the Money Healing Club podcast with Amelia Hruby about social media and money, listeners are sharing their own stories of breaking free from the scroll. In this special voicemail episode, hear from Tamara Mendelson (coach and educator) and Shae Shaw (the Party Poet) about their journeys off social media, the grief that comes with leaving, and the surprising ways their lives have opened up. Rachel also shares practical tips for what to do with all that time you're not doom-scrolling.   "I cannot be alarmed to be alive anymore. Everything on social media is a sell, is selling you something. My social now is a bird app - I listen to the birds and I love it." - Shae Shaw   Key Takeaways: Leaving social media is a process with real costs and benefits - it's not just willpower Every "no" needs a "yes" - replace social media time with something intentional Revisit hobbies you loved as a kid to find non-numbing outlets If family uses social media to stay connected, find alternative ways (WhatsApp, Marco Polo, voice memos) Business owners face unique challenges with platform restrictions on web versions   Featured Voices: Tamara Mendelson - Educator, writer, positivity mentor and divorce coach (tamara.mendelson@gmail.com) Shae Shaw - The Party Poet (partypoet.love)   EPISODE BREAKDOWN 02:00 | Tamara's Question: Quick Fixes That Add Joy What else can you do besides leaving social media to spend less and feel better? 04:45 | Rachel's Answer: Rediscover Your Kid Self How childhood hobbies reveal what brings you authentic joy 10:00 | Shae's Declaration: "I Cannot Be Alarmed To Be Alive" A poet's righteous rebellion against the attention economy 13:00 | The Business Owner's Dilemma Why it's so hard to be halfway in when platforms restrict web access   Resources Mentioned "Your Attention Is Sacred Except on Social Media" by Amelia Hruby   Join the Conversation What's YOUR social media story? Are you fully in and loving it? Halfway out? Totally off the grid? What's the most random thing you bought because social media convinced you it was a problem you needed to solve? The Money Healing Club podcast wants ALL the stories - click the big orange button: https://www.moneyhealingclub.com/podcast   Your next listen: Go back to Episode 32 with Amelia Hruby for the full deep dive on attention, social media, and impulse spending.   Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY   What if the real problem isn't your spending habits, but where your attention goes? In this episode of the Money Healing Club Podcast, Rachel chats with Amelia Hruby, author of "Your Attention Is Sacred (Except on Social Media)," to unpack the hidden connections between social media addiction and impulse spending. They explore why the "attention economy" is built on a false premise, how algorithms are literally designed to extract money from us, and why leaving social media might be the most powerful money hack you've never tried. Plus: what tomatoes and radishes can teach us about cultivating attention.   "Nobody will value your work more than you do. The fastest money hack I have to offer is get off of social media because you will see less stuff, so you will want less stuff, and you will buy less stuff."   Key Takeaways: The attention economy treats your attention as scarce when it's actually infinite and expansive Social media is designed to convince you of problems you didn't know you had - that purchases can solve Hyper-personalized advertising knows exactly when you're vulnerable and exactly what to sell you Leaving social media can dramatically reduce impulse spending without willpower Start small with pleasure-based practices rather than restricting your "worst" habits   About Amelia Hruby: Amelia Hruby is a feminist writer, podcaster, and producer with a PhD in philosophy. She's the founder of Softer Sounds Podcast Studio and host of Off The Grid, a podcast about leaving social media. Her new book "Your Attention Is Sacred (Except on Social Media)" comes out in October 2025.   EPISODE BREAKDOWN 04:00 | What's Wrong With The Attention Economy? Breaking down how attention became a commodity and why that's fundamentally flawed 12:00 | The Etymology of Attention Why "stretching toward" reveals attention as infinite, not scarce 26:00 | The Toxic Relationship Revelation Amelia's breakthrough moment that led her to quit social media 35:00 | The Direct Link Between Social Media and Spending Real examples of purchases we didn't need until algorithms told us we did 47:00 | Five Principles for Gardening Your Attention From exploring what's present to lingering with what's regenerative   Resources Mentioned "Your Attention Is Sacred (Except on Social Media)" by Amelia Hruby Off The Grid podcast - Amelia's show about leaving social media Jaron Lanier's "Ten Arguments for Deleting Your Social Media Accounts Right Now" "The Social Dilemma" documentary Softer Sounds Studio - Amelia's podcast studio   Join the Conversation What's your relationship with social media right now? What is it giving you, and what is it taking away? Have you tried leaving social media, and what surprised you about the experience? The Money Healing Club Podcast wants to hear your story - click the big orange button: https://www.moneyhealingclub.com/podcast   Your next listen: Check out our last episode with Sarah Mac on raising your rates to explore more about making intentional choices with your business and money.   Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast   We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What's your stickiest money block? For many entrepreneurs and service providers, it's raising rates - even when we know we deserve more. In this episode of the Money Healing Club Podcast, Rachel(Certified Financial Therapist) speaks with Sarah Mac, money witch and business strategist, to tackle a listener's question about overcoming self-worth issues and cultural conditioning around charging what you're worth. They dive deep into the emotional blocks that keep us small, practical strategies for pricing with confidence, and why being uncomfortable might mean you're doing it right.   "Nobody will value your work more than you do. You have to be able to lead with that. You have to be able to celebrate yourself, and if you can't do that, don't expect other people to have the confidence to invest in you."   Key Takeaways: Cultural conditioning (especially British "don't boast" mentality) creates deep blocks around money Confidence comes through evidence and taking action, not just thinking about it Your discomfort when raising rates often signals you're on the right track Being a "permission slip" for others helps reframe individual pricing decisions as cultural change You can't help everyone - and trying to often means helping no one well   About Sarah Mac: Sarah Mac is a creative brand strategist, money witch, and business astrologer who helps magical entrepreneurs have six-figure years. She's the author of "The Six Figure Creative" and host of the Creative Magic Club podcast, originally from the UK and now living in Los Angeles.   Reach out to Sarah Mac: withsarahmac.com | Instagram | Substack | LinkedIn | Facebook   EPISODE BREAKDOWN 04:00 | The Post-It Note Strategy - Sarah's simple method for conditioning yourself to higher income goals 08:00 | Finding Your Stretch Number - How to identify pricing that feels exciting but believable 12:30 | Cultural Blocks: The British "Don't Boast" Problem - Why cultural conditioning makes money conversations extra challenging 18:00 | Becoming Your Own Best Client - The fastest path to confidence in your pricing and services   Resources Mentioned "The Six Figure Creative: Heal Your Relationship With Money Doing Work You Love" by Sarah Mac Creative Magic Club podcast - Sarah's show on pricing, money, and using astrology in business   Join the Conversation Are you struggling to raise your rates? What cultural or family messages are holding you back from charging what you're worth? The Money Healing Club Podcast wants to hear your story! Click the big orange button and leave a voicemail: https://www.moneyhealingclub.com/podcast   Your next listen:  For more insights on the deeper emotional work behind money blocks, check out our episode with Bari Tessler, the godmother of financial therapy,   Use code PODCAST for 50% off your first month and start your money healing process!  https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast   We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What does it take to pioneer an entire field? In this episode of The Money Healing Club Podcast, Rachel sits down with Bari Tessler, the woman who literally invented financial therapy 25 years ago, just before Bari steps into a well-deserved sabbatical. They dive deep into why therapists weren't taught about money, how somatic psychology saved Bari's life, and what your Enneagram type reveals about your money patterns. This is a rare glimpse into the mind of a true trailblazer who transformed how we think about money and healing.   "The doorway of money leads to all of those other things... our sense of value and worth, how we communicate, how we don't, our sense of self, intimacy. It really touches everything."   Key Takeaways: Therapists need their own money work before they can ethically help clients with theirs Financial therapy addresses both micro (personal) and macro (systemic) money issues Your Enneagram type reveals predictable patterns in how you handle money Money work is a "trailhead" that leads to deeper healing and wholeness Making money practices sensory-rich helps heal financial trauma   About Bari Tessler: Bari is the founder of financial therapy as we know it today. Her bestselling books "The Art of Money" and "The Art of Money Workbook" have guided thousands through money healing. After 25 years of teaching, she's stepping into sabbatical to answer a new calling.   EPISODE BREAKDOWN 02:30 | Why Therapists Aren't Taught About Money The shocking gap in mental health training and why it's ethically negligent 08:30 | From Somatic Psychology to Money Work How body-based therapy became the foundation for financial healing 16:00 | Micro vs Macro: Both Matter Why individual money work AND systemic change are both essential 25:30 | Your Enneagram Type & Money Patterns How personality drives predictable financial behaviors and blind spots 32:00 | The Red Phone in the Desert Bari's mysterious calling away from financial therapy after 25 years Resources Mentioned "The Art of Money" by Bari Tessler - The foundational text of financial therapy "The Art of Money Workbook" by Bari Tessler - Interactive companion guide "The Enneagram Guide to Waking Up" - Rachel's current read on personality and growth   Join the Conversation What's your Enneagram type and how do you see it showing up in your money life? Have you noticed patterns that Bari described? Click the big orange button and share your insights: https://www.moneyhealingclub.com/podcast   Your next listen: Dive deeper into body-based money work with our chakras episode featuring Jessica Boots   Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY Here we go with the #2 most common word I hear about money: AVOIDANCE. (Remember what the #1 is? That's right: SHAME). Do you avoid your money like… the plague? or more accurately, the GYM?? Let's go deeper.   In this episode of The Money Healing Club Podcast, Rachel responds to a listener question about the lifelong habit of retreating from money tasks — even when you know you’ll feel better afterwards. Rachel unpacks why money avoidance is such a common (and understandable) coping strategy, what it has to do with trauma responses, and how to gently shift the pattern. From nervous system safety to body doubling to internal family systems (IFS), Rachel shares compassionate tools for learning how to stay with your money — even when it feels hard.   KEY TAKEAWAYS Avoidance isn’t laziness — it’s your body’s way of saying, “i just can't. it's too much right now.” Capitalism profits from our disconnection (late fees, overdrafts, interest charges). Money avoidance is often a mix of trauma responses: fight, freeze, flight, fawn, flop, fib. Safety comes first in trauma healing: sometimes you need community or body doubling to signal “this is okay.” Internal Family Systems (IFS) helps you meet the parts of you that avoid money with compassion, not criticism. Small, doable tasks + no-cost celebrations (walk, disco dance, doodle) can shift the cycle.   RESOURCES MENTIONED 1. Past episode with Sydney Harbosky on tapping for accessible money-safety. 2. Focusmate → virtual body-doubling tool with a generous free tier 3. Money Healing Club Membership → Join us with weekly live conversations and private community. 4. One-on-one IFS-informed money work with Rachel → Apply here.   💬 JOIN THE CONVERSATION How can you re-frame your avoidance as an invitation to connect with a stuck part? Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast   🎧 Your next listen: S2 E22:👉🏽You can choose to deeply love and accept yourself: Tapping for money healing w/ Sydney Harbosky   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What if your body holds the key to healing your relationship with money? In this episode of The Money Healing Club Podcast, Rachel speaks with Jessica Boots, author of "It's All Connected: an interactive leadership and healing journey through the chakras". We explore how the seven chakras can guide us through our money healing journey, as well as our leadership. From root chakra security up to crown chakra wisdom, we unpack how each energy center shows up in our financial lives, each center with its gifts and shadows.   Key Takeaways: Your money challenges might show up differently in each chakra - from root chakra fear to sacral chakra guilt to crown chakra attachment The framework works whether or not you believe in chakras - think of it as multiple ways of knowing Each energy center has both gifts and shadows that affect how we handle money Integration happens when we honor the wisdom of all parts of ourselves   About Jessica Boots: Jess is a writer, leadership coach, yoga teacher, and mama who founded Lead and Be Well. Her debut book "It's All Connected" guides readers through an interactive leadership and healing journey using the chakra framework.   ⏰ EPISODE BREAKDOWN 01:30 | Root Chakra: Safety, Values & Your "Enough" Point How your foundation shows up in money decisions 07:00 | Sacral Chakra: Pleasure, Guilt & What You Deserve Moving from "I need" to "I want" - and the guilt that follows 13:00 | Heart Chakra: Generosity, Grief & Financial Forgiveness When love-based money decisions create complicated feelings 20:30 | Third Eye: Trusting Your Financial Intuition Balancing data with body wisdom in money choices   📚 Resources Mentioned "It's All Connected" by Jessica Boots   💬 Join the Conversation Have you ever noticed how different money decisions feel in your body? I'd love to hear about a time when your gut told you something different than mainstream advice! Click the big orange button and share your story: https://www.moneyhealingclub.com/podcast   🎧 Your next listen: When budget culture meets diet culture with anti-diet dietician Leah Kern   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY When money stress sends you into complete panic mode, sometimes your logical brain knows everything is probably fine... it's a weird dual feeling that happens to all of us. In this episode of The Money Healing Club Podcast, Rachel explores the wild emotional rollercoaster of high-stakes money moments - like home renovations, real estate transactions, and banking delays - and introduces a powerful framework for moving from reactive panic to thoughtful response. Using Internal Family Systems (IFS) therapy, she guides you through understanding the different "parts" of yourself that show up during financial stress.   💬 "A part is feeling unsafe, but I'm not actually in danger when I look around. There's one aspect that is maybe triggering something from my past, but if I look around, I'm actually okay right now."   Key Takeaways: Your financial stress response makes complete sense - money is always tied to safety You have different internal "parts" (managers, firefighters) all trying to protect you in their own way The goal isn't to silence these parts, but to lead from your essential self - the calm, compassionate center You don't have to navigate financial stress alone - gather your support team Sometimes the rush to get out of discomfort actually creates more problems   ⏰ EPISODE BREAKDOWN 02:00 | Why House Money Feels Different: The unique emotional quality of real estate transactions and renovations 07:00 | Meet Your Internal Parts: Introduction to Internal Family Systems and your inner protective team 10:30 | The Manager Part: The organized, controlled part that wants to tamp down emotions 14:30 | The Firefighter Part: The reactive part that catastrophizes to prepare you for the worst 21:00 | Becoming Self-Led: How to respond instead of react from your essential self   📚 Resources Mentioned 1. Internal Family Systems (IFS) therapy model by Richard Schwartz   💬 Join the Conversation Have you experienced this kind of financial panic spiral? What money situations send your nervous system into overdrive? Click on the big orange button on our site right from your phone or browser and let me know about a time when your money stress felt bigger than the actual situation. https://www.moneyhealingclub.com/podcast   🎧 Your next listen: 😲 Out of Nowhere? The Truth About ‘Surprise’ Expenses and How to Get Ahead   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

In this episode of The Money Healing Club Podcast, Financial Art Therapist, Rachel Duncan answers a listener's beautifully simple question "How do I get started? Is it too late to start? How many people are in the group?" Rachel shares exactly what happens inside the Money Healing Club membership, addresses common fears about sharing money struggles in a group setting, and explains why her approach focuses on decreasing shame and increasing self-love rather than strict budgets and accountability. Listen in to form a clearer picture of what deeper money healing could look like. 💬 "You don't have to be perfect to start. No one is perfect. You just have to be curious enough to try a new approach to money." - Rachel Duncan Key takeaways from the episode: • The Money Healing Club doors are always open—no cohorts, start dates, or perfect timing required. We also have a course for private learning. • Shame thrives in darkness; community and witnessing can be powerful tools for moving through money shame • You're never required to share financial details or numbers in the Club. Only insights, struggles, and experiments • Real change often comes from decreasing shame and increasing mindfulness rather than strict tracking or budgets • The Club is small and growing, with 4-8 people typically joining live events • ADHD or neurodivergence are welcomed and celebrated in the Club.   ⏰ EPISODE BREAKDOWN What's Inside the Money Healing Club [00:02:19 - 00:03:16] Rachel explains the membership structure: always-open doors, 2-3 weekly events, seasonal themes, gentle challenges, and recorded sessions for catch-up. Is It Too Late to Start? [00:03:34 - 00:04:02] Addressing the fear that it's too late to begin money healing work, Rachel emphasizes that starting now still matters and it's never too late to improve your relationship with money. Group Dynamics and Sharing Fears [00:04:42 - 00:06:14] Rachel tackles the biggest fear: having to share money problems in a group. She explains the gentle, no-pressure approach and how shame heals through witnessing others' experiences. What the Club Is NOT [00:06:14 - 00:07:31] Important clarifications: not therapy, no investment advice, and surprisingly—budgets aren't the main focus. 📚 Resources Mentioned • The Money Healing Club Membership - Main offering with open doors, live events, courses, and community • 12 Week Roadmap to Money Healing Course - Standalone option for private, solo learning • Quarterly Money Organizing Challenge - Seasonal intensive within the club   🎧 Your next listen: How I Became a Financial Art Therapist 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Ever feel caught between wanting to contribute to the greater good and wondering how you can actually afford to? In this episode of The Money Healing Club Podcast, Rachel sits down with Jasmine Rashid, author of The Financial Activist Playbook and a powerhouse in the impact investing world. Jasmine has helped shift billions of dollars away from harmful industries and toward social justice causes, all while navigating her own relationship with money under capitalism.   They dive deep into the reality of wealth hoarding, the power of community as a form of wealth, and how to redirect guilt-driven over-donating into sustainable activism. Plus, Jasmine shares why humor is her secret weapon for making finance and activism less scary and more accessible.   💬 "Nothing great has come from taking myself too seriously. The stakes are high, it's dire out here, and at the same time, we might as well make it as enjoyable as it can be under the systems we find ourselves in."   Key Takeaways: Scarcity is manufactured - wealth hoarding by billionaires is the real problem, not your personal spending Community wealth and social capital are just as valuable as financial capital Over-donating from guilt often comes at the expense of your own wellbeing and sustainability Pre-planning your giving budget helps you contribute without depleting yourself Humor and lightness aren't frivolous - they're necessary for learning and healing money trauma   Guest Info: Jasmine Rashid is a New York-raised, Oakland-based Bangladeshi American financial activist, writer, and impact investing professional. She's a trauma of money methods certified practitioner and served as Director of Impact for Candide Group for six years. This conversation felt like getting wisdom from a wise friend who's figured out how to do good in the world without sacrificing herself in the process. Jasmine's approach to financial activism is both practical and deeply human.   ⏰ EPISODE BREAKDOWN [03:30] The Reality of Wealth Inequality - Why focusing on billionaire hoarding (not your coffee habit) changes everything [05:00] Community as Wealth - How social capital and authentic relationships create endless dividends [10:30] The Over-Donating Trap - Redirecting guilt-driven giving into sustainable activism that doesn't deplete you [16:30] Humor as Healing - Why laughing about money trauma helps us learn and grow (plus Jasmine's Dolly Parton trick)   📚 Resources Mentioned 1. The Financial Activist Playbook on Bookshop.org 2. Jasmin Rasheed's homepage   💬 Join the Conversation Are you inspired to start your own financial activism? What have you shifted? What would you like to shift? We're collecting voice notes to feature on a future episode! Click on the big orange button on our site right from your phone or browser and let me know how you're navigating the balance between activism and your own financial wellbeing: https://www.moneyhealingclub.com/podcast   🎧 Your next listen: Queer Finance & Anti-Capitalist Money Strategies with River Nice   💫 Use code PODCAST for 50% off your first month and start your money healing process!  https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

How do you overcome a scarcity mindset when it was essential for your family's survival? In this episode of The Money Healing Club Podcast, financial therapist Rachel Duncan responds to a listener's question about breaking free from the scarcity scripts inherited from immigrant parents. Rachel explores how financial trauma gets passed down through generations and offers a step-by-step process for honoring your family's experiences while creating new money scripts that serve your present reality. 💬 "I'm doing money differently than my parents did, and that's okay because they raised me to be smart and watchful. I will always look out for my safety." - Rachel Duncan Key takeaways from the episode: Immigration often involves significant financial trauma that shapes family money scripts Scarcity mindsets that were once survival mechanisms can become rigid identities Rewriting money scripts should honor the original intent (safety) while allowing for growth Financial healing isn't about rejecting your heritage but expanding what's possible Recovery from financial trauma means integrating past challenges into a fuller life story ⏰ EPISODE BREAKDOWN Understanding Financial Trauma [00:02:08 - 00:04:16] Rachel explains how financial trauma develops and manifests through fight, flight, freeze, or fawn responses in relation to money. Common Scarcity Patterns in Immigrant Families [00:04:16 - 00:07:08] Exploration of typical money behaviors in immigrant families, including guilt around purchases, hypervigilance about being ripped off, and "take whatever you can get" mentality. The Purpose Behind Family Money Scripts [00:07:08 - 00:08:54] Discussion of how family money scripts often come from a place of wanting to keep you safe, rather than just being arbitrary rules. Step-by-Step Script Rewriting Process [00:08:54 - 00:16:30] Rachel walks through a detailed process for identifying, examining, and thoughtfully rewriting inherited money scripts to create flexibility while maintaining safety. [See below] Examples of Transformed Money Scripts [00:16:59 - 00:19:15] Several examples of common limiting money beliefs and how they can be reframed into more supportive, flexible scripts that honor both safety and growth. 📝 Money Script Rewriting Process Step 1: Identify Your Current Scripts Complete these prompts to uncover your inherited money beliefs: Money is... Income is... Spending is... Expensive things are... Enough looks like... Being "good with money" looks like... Debt is... Credit cards are... Wealth is... Step 2: Examine the Language Circle one sentence that feels like a block to your growth Identify absolute, extreme, or black-and-white words (never, always, don't, must) Note words with moral judgment (bad, stupid, evil, greedy) Step 3: Understand the Historical Context Where did this script come from in your family's history? What economic conditions shaped this belief? How did this script help your family survive during challenging times? Step 4: Identify the Protective Intent What is this script trying to protect you from? How was this belief meant to keep you safe? What values does this script reflect? Step 5: Rewrite with Flexible Language Update the script for your current reality Use words like: tools, learning, wisdom, flexibility, consideration Center the script on your agency and choice Maintain the core safety element Allow room for growth and change Step 6: Test Your New Script Imagine saying your revised script to a loving elder Notice if it brings a sense of relief in your body The script should feel both honoring and liberating   💬 Join the Conversation (H3) Do you have a family script about money that you'd like my help to workshop and re-write? Click on the big orange button on our site right from your phone or browser and let me know! https://www.moneyhealingclub.com/podcast   🎧 Your next listen: [H3]   Rachel and her husband discussing growing up with scarcity in USSR Ukraine   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.