The Nigerian Investor

Real estate in Nigeria can build wealth — or wipe you out if you buy blindly. In this episode, we sit with Afebu Omo-Ikirodah (@afebu3) to break down the real meaning of land titles, why due diligence is non-negotiable, and why the phrase “excision in progress” is one of the biggest red flags in Nigerian real estate.We also discuss financing options Nigerians actually use (cooperatives, pooling, fractional ownership, NHF, payment plans), how to think about ROI and rental yields, and what diaspora Nigerians must do differently before investing back home.Nigerian real estate, land titles, C of O, certificate of occupancy, excision, governor’s consent, due diligence, diaspora investing, property investment Nigeria, real estate financing, cooperative loans, fractional real estate, rental yield, real estate ROI, inflation hedge, omonile, land verification

Many investors celebrate revenue growth.But smart investors ask a better question:How much of that revenue did the company actually keep?In this episode of The Nigerian Investor Podcast, Mudi and Aye break down one of the most misunderstood areas of financial statements — margins.We explain:What gross margin really meansHow operating margin shows business efficiencyWhy net margin is the true bottom lineThe difference between profit (₦) and margin (%)Why you must compare companies within the same industryHow to analyze NGX company results properlyUsing a simple smoothie business example, we walk you step-by-step through how companies convert revenue into real profit.Next time you see results from companies like Guaranty Trust Holding Company Plc, MTN Nigeria Communications Plc, or Presco Plc, you’ll know exactly what to look for.🎧 This episode is perfect for:Beginner investorsNGX retail investorsAnyone learning to read financial statementsHomework:Download financial statements of two companies in the same sector — for example:Fidson Healthcare PlcMay & Baker Nigeria PlcCompare their margins and see which is more efficient.Until next time…Stay consistent. Stay curious. Stay invested.

Ethical investing is no longer just a personal preference — it’s becoming a core part of how investors think about capital, responsibility, and long-term value.In this episode of The Nigerian Investor Podcast, Mudi breaks down what ethical investing really means and why Nigerian investors should look beyond just profits when building their portfolios.We explore the difference between ethics, morality, and law, the two major ethical investing approaches, and how different sectors on the Nigerian Exchange come with unique ethical considerations.This episode will challenge you to ask an uncomfortable but important question:What do your investments say about you?🎧 Listen, reflect, and decide how to balance profit with principles.If you enjoyed this episode, please follow or subscribe on Spotify and YouTube, leave a rating or comment, and share it with someone who needs to hear this conversation.

Many Nigerian investors panic when they wake up and suddenly see their shares reduced or multiplied.But should you?In this episode of The Nigerian Investor Podcast, Mudi and Aye break down stock splits and share reconstruction (reverse stock splits) in simple, practical language anyone can understand.You’ll learn:What share reconstruction really meansWhy companies reduce shares but increase pricesHow stock splits work during bullish marketsWhy your total investment value stays the sameThe difference between cosmetic changes vs real fundamentalsHow these corporate actions appear in financial statementsWhat Nigerian investors should actually focus on (earnings, dividends, cash flow)Whether you invest on the Nigerian Exchange Group or you’re just starting out, this episode will help you stop panicking and start thinking like a long-term investor.🎯 Key takeaway:Don’t react emotionally to corporate actions. Always connect them back to fundamentals.👉 Like, share, and follow @TNIpodcaster to help more Nigerians access real financial education.

Many Nigerians work hard, earn well, yet still struggle to build lasting wealth. Why?In this episode of The Nigerian Investor Podcast, Mudi and Aye sit down with Wealth Coach Omiete Inko-Tariah to break down what wealth creation really looks like in Nigeria — beyond salaries, hype, and shortcuts.We discuss:• Business income vs investing• Discipline, systems, and long-term thinking• Common mistakes retail investors make on the NGX• What young Nigerians must prioritize financiallyThis is not a motivational episode.This is a clarity episode.👍 Like, subscribe, and share — it helps us reach more Nigerians trying to get their finances right.📌 Disclaimer: This content is for educational purposes only and does not constitute financial advice.

Episode 49 – How My Dividends Started Paying Me Every MinuteIn this special solo episode, Mudi takes you behind the scenes of his real dividend journey — from losing everything in the 2007 market crash to earning dividends every single minute today.He shares how his annual dividend income quietly grew from ₦23,548 in 2019 to ₦3,969,456.38 by full year 2024, and what that looks like per month, per week, per day, and even per minute.This is not a get-rich-quick story. It’s a brick-by-brick story: small deposits, consistent investing, staying the course, and letting time and compounding do their work.If you’ve ever felt like your current numbers are “too small” to matter, this episode is your reminder that five patient years can change your life.In this episode, you’ll hear:How the 2007 market crash wiped out Mudi’s first investmentWhy he came back in 2013 with a different mindsetThe moment he started tracking dividends in 2019How his dividend income grew from ₦23k to almost ₦4mThe breakdown of what ₦3.9m per year looks like per month, week, day, and minuteThe underrated power of patience, consistency, and staying investedIf this episode encourages you, please share it with another investor who needs to hear this.Nigerian dividends, NGX dividends, dividend investing Nigeria, passive income Nigeria, Nigerian Investor Podcast, long term investing Nigeria, stock market crash 2007, compounding dividends, my dividend journey, investing for beginners Nigeria, NGXBrickByBrick, Nigerian stocks, dividend income breakdown

🎙️ About This Episode (Ep. 48)In this episode of The Nigerian Investor Podcast, Mudi breaks down 11 powerful investing lessons every beginner should know before putting a single kobo into the market.Drawing from over a decade of personal experience—through market crashes, rebounds, emotional mistakes, and long-term wins—Mudi shares practical, hard-earned insights to help new investors build wealth the right way.Whether you’re investing on the NGX, buying dividend stocks, or just learning how the market works, this episode simplifies the journey and gives you a clear path to follow.• The difference between traders & long-term investors• How emotions destroy portfolios• Why greed & fear move the market• How to use chaos & market panic to your advantage• Why consistency beats timing• Why you should only invest what you can afford to lose• The secret to letting your salary fund your investments• Why compounding is the silent wealth builder• The importance of learning, reading & staying informed“Chaos is a ladder. Smart investors climb it one opportunity at a time.”📚 What You’ll Learn:🧠 Key Quote:

🎙️ About this episode:This episode of The Nigerian Investor Podcast is the first of its kind — a comprehensive reference guide linking every listed company on the Nigerian Exchange (NGX) to the 19 licensed registrars that manage them.Beyond dividend payments, this episode highlights how registrars form the backbone of shareholder management, AGMs, dematerialization, and corporate record-keeping in Nigeria’s capital market.From African Prudential to Veritas, Mudi compiles a one-stop directory that helps investors identify, contact, and understand who truly manages their shareholdings.📚 What You’ll Learn:• The full list of NGX registrars and their assigned companies• How to identify and contact your registrar easily• Why registrars matter beyond dividend payments• Insights into dematerialization, e-dividend mandates, and DRIPs• Why some investors experience dividend delays — and how to avoid them

🎙️ Mudi breaks down one of the most overlooked players in Nigeria’s capital market — the Registrars.From dividend payments and AGMs to dematerialization, e-dividend mandates, and DRIPs, discover how registrars manage your shareholder records, why dividend delays happen, and how to identify who handles your shares.Featuring all 19 licensed NGX registrars — from African Prudential to Veritas.🔗 Useful Links:• SEC e-Dividend Portal — https://docuhub3.nibss-plc.com.ng/edmms/self-service/log-mandate#TheNigerianInvestor #Dividends #NGX #Registrars #TNIpodcast

Guest: @iamtennygee — lawyer & compliance expert focused on investor education in Nigeria.Episode focus: Why dividend payouts break, how to run simple due diligence, red flags to avoid, and beginner-friendly ways to start with ₦50,000 (ETFs/NIDF/dividend income). We also discuss what regulators and registrars need to fix—automation, enforcement and transparent data—to rebuild trust in the market.You’ll learnThe real reasons retail investors miss dividends (and how automation/e-mandates help)Practical due diligence steps for beginnersSpotting “too-good-to-be-true” returns before losing moneyUsing ETFs and NIDF for diversification + steady payoutsWhy financial literacy belongs in Nigerian schoolsThe policy levers that could quickly improve trust and liquidity

Ever wondered who really makes the Nigerian Stock Market work? 🤔In this episode, we break down the key players in the Nigerian Stock Market — from the Nigerian Exchange Group (NGX) to stockbrokers, registrars, the Central Securities Clearing System (CSCS), the Securities and Exchange Commission (SEC), and listed companies.Here’s what you’ll learn:✅ The role of the NGX as Nigeria’s stock exchange✅ Why you need stockbrokers to buy and sell shares✅ How registrars ensure you get your dividends & keep shareholder records✅ What the CSCS does as the clearing house and custodian of shares✅ How the SEC regulates and protects investors✅ What obligations listed companies have to shareholdersBy the end of this video, you’ll understand how these institutions work together to keep the Nigerian capital market running — and how it affects you as an investor.👉 Don’t forget to like 👍, subscribe 🔔, and share this with anyone who wants to learn about investing in Nigeria.🎧 Also available on: Spotify, Apple Podcasts, Amazon Music & Audible#NigerianStocks #InvestingInNigeria #StockMarketEducation #TNIpodcast

Welcome to Episode 44 of The Nigerian Investor Podcast (TNI Podcast) 🎙️In this power-packed episode, we sit with Peter Oke (@ProfitableMan1) — a business developer, finance coach, writer, and the voice behind Profitable Man. From losing it all to Ponzi schemes, to writing The Naija Investor, Peter shares raw lessons, timeless strategies, and practical insights for anyone serious about building wealth in the Nigerian Stock Market.🔥 What You’ll Learn in This Episode:Why “Buy the Truth Before the Stock” is the principle every investor must master 📘The painful lessons behind Ponzi schemes & hype-driven investing 🚫How to start investing with as little as ₦5,000 💵Why patience is the #1 skill that separates successful investors ⏳How community, discipline, and financial literacy build lasting wealth📖 Grab Peter’s book The Naija Investor here 👉 https://t.co/VLfhU2jiwk

The Nigerian Investor Podcast – Episode 43In this episode, we sit with Toby, the wealth architect behind @TomolaGroup and Vault Holders, a fast-growing financial literacy community helping Nigerians rethink money, build structure, and achieve lasting wealth.From making financial mistakes in his youth to creating platforms that turn hustlers into disciplined money movers, Toby shares practical insights on:💡 Why wealth is not about how much you earn, but how well you manage it📊 The 4 money biases that keep people broke — and how to overcome them💸 Smart savings, goal setting, and building money habits that stick🔑 Why you should spend to progress, not to impress📉 Beating inflation with emergency savings, cash flow, and skill upgrades🌍 The vision for Vault Holders: building a supportive community for wealth creationIf you’ve ever struggled with money discipline, felt overwhelmed by investing “noise,” or wondered how to start building wealth with little, this episode will give you clarity, confidence, and a roadmap for growth.

🎙️ Episode 42 – The Nigerian Investor PodcastIn this episode, we host Prince Evans Chinonso (@vhubofficial) — speaker, entrepreneur, and value investor — who shares his incredible journey from backyard poultry farming to building wealth through stocks and crypto.Prince Evans reveals how small beginnings and smart decisions shaped his financial path, including:✅ Turning ₦200k into ₦350k while still a student✅ Why value matters more than stock price✅ The real wealth in Nigeria: Presco & Okomu Oil (better than crude oil!)✅ The biggest mistakes young investors must avoid✅ How to let assets, not salary, pay your billsThis episode is packed with practical lessons on financial discipline, patience, grit, and value investing for anyone serious about building wealth in Nigeria and beyond.👉 Don’t miss out — watch, learn, and subscribe for more insights into the Nigerian stock market and smart investing.#InvestingInNigeria #NigerianStocks #FinancialFreedom #TNIpodcast

In this episode of The Nigerian Investor Podcast, Mudi and Aye chat with Onome Ohwovoriole — market analyst, creator of Green Ticker Tales, and one of the most respected voices in Nigeria’s investing space.He shares insights on: • What’s fueling Nigeria’s bullish stock market 📈 • Risks new investors must avoid • Myths about penny stocks & “expensive” shares • Sectors to watch in 2025 — banks, oil & gas, insurance • Lessons from his biggest investing mistakesWhether you’re starting your investing journey or looking for deeper market insight, this episode is packed with practical tips and proven strategies to help you build wealth with clarity and confidence.#NigerianStocks #InvestingInNigeria #OnomeOhwovoriole #GreenTickerTales #StockMarketTips

Welcome to The Nigerian Investor Podcast — your go-to hub for decoding the Nigerian stock market, demystifying finance lingo, and serving hot investing gist with a sprinkle of Suya sauce! 🌶️In this landmark 40th episode, Mudi and Aye sit down with the multi-talented Crypto Senko — a full-time investment analyst, technical trader, and vocal advocate for transparency in Nigeria’s capital markets.🚀 In This Episode, You’ll Learn: • 🕒 Senko’s Daily Grind: From 9–5 investment banking to NGX trading (9AM–2:30PM), U.S. equities (2:30PM–9PM), and crypto markets around the clock. • 📈 Technical Analysis 101: How candlesticks, price action, and volume-based strategies work even in low-liquidity Nigerian stocks. • 💧 Understanding Liquidity: What makes a stock liquid or illiquid? Learn beginner-friendly float-size rules and how to spot NGX “danger zones.” • 🧠 TA + FA = Strategy: Combining technical and fundamental analysis (including shareholding structure and financial reports) to make smarter entry/exit decisions. • 🛠️ Fixing the NGX: Crypto Senko’s blueprint for stronger market regulation, float enforcement, and real-time director disclosures.Whether you’re a beginner investor or a technical trader hungry for edge, this episode is loaded with insights to sharpen your market strategy.⸻🎧 Listen Now✅ Subscribe to The Nigerian Investor Podcast📲 Follow Crypto Senko on Twitter [@KingsleyEuko]👥 Join his Telegram & WhatsApp communities for live market reviews every Sunday🔁 Share this episode with a fellow investor — your future portfolio will thank you!👉 Stay consistent. Stay curious. Stay invested.#NGX #TechnicalAnalysis #NigerianStockMarket #CryptoSenko #InvestSmart #NigerianInvestorPodcast #StockMarketEducation #FinancialLiteracy #LiquidityMatters #PriceAction #Candlesticks #TAmeetsFA

Join host Mudi on Episode 39 of the Nigerian Investor Podcast as he sits down with certified PMP, value investor, equity strategist—and tennis aficionado—Tope Adu (@AduOluwatope). Discover why successful investing is a game of volumes & numbers, and learn how to:Decode financial statements (ROE, EPS, cash flow, debt-to-equity)Spot red flags like negative shareholders’ equityBuild a high-conviction portfolio with just a few quality stocksApply context-driven, long-term value investing strategies“Declutter” your social media feed to focus on positive, market-moving insightsWhether you’re a beginner or seasoned trader, this deep-dive equips you with the financial literacy and practical tools to navigate Nigeria’s bullish capital market confidently.🎧 Subscribe on Spotify, Apple Podcasts, Google Podcasts, or your favorite platform—and never miss an episode!

🎙️ From Losing Millions to Building Wealth Through Stocks & Real Estate | Tope Adu on The Nigerian Investor PodcastIn this episode of The Nigerian Investor Podcast, Mudi sits down with Tope Adu — a certified project manager, value investor, and real estate entrepreneur — for a masterclass on how to build long-term wealth in Nigeria and beyond.👉 From losing money during the 2008 stock market crash to paying for a U.S. MBA with dividends, Tope shares how he transformed his financial mistakes into generational wealth using education, discipline, and smart investing principles.💡 Topics We Covered:His painful first experience with Nigerian IPOs like FirstBank & CostainHow dividend income paid for his MBA in the U.S.Why most Nigerian investors lose money (and how to avoid it)Red flags in financial statements 📉His real estate journey from zero to successful JV projects 🏘️Why he avoids companies with bad corporate governanceThe truth about Oando and shareholder equity trapsHis checklist for evaluating any stock on the NGX 📊The real cost of financial ignorance in Nigeria📌 Whether you’re a beginner or a seasoned investor, this episode will open your eyes to what truly builds wealth.📲 Follow Tope Adu on X (Twitter): @aduoluwatope📲 Follow us on X for weekly insights: @TNIpodcaster📅 New episodes drop every Saturday!—🔍 Tags:Nigerian stock market, investing in Nigeria, value investing Nigeria, how to read financial statements, Nigerian real estate investing, Tope Adu, dividend investing Nigeria, long-term investing, how to build wealth in Nigeria, Oando stock analysis, NGX investing tips, retail investor education, commercial paper Nigeria, stock market red flags#NigerianInvestor #TopeAdu #WealthBuilding #InvestSmart #RealEstateNigeria #FinancialFreedom

In this powerful episode of The Nigerian Investor Podcast, we sit down with Babatunde Aloba (@TwitsByAloba) — a Fellow Chartered Accountant, Certified Fraud Examiner, and author of AI-Powered Finance — to uncover the principles, strategies, and tech tools behind smart investing in Nigeria and the U.S.We discuss:💰 Dividend + Growth investing strategies📉 Red flags to watch in financial statements🤖 How AI is reshaping personal finance📊 Long-term investing in volatile markets📚 Why financial education (not hype) is the key to wealth🧠 His YouTube channel “PlugPortal” and how it’s bridging the knowledge gapWhether you’re a beginner or a seasoned investor, this episode will transform how you approach money, patience, and wealth-building.📌 Subscribe and listen on:👉 YouTube👉 Spotify: [insert link]👉 Apple Podcasts👉 Amazon Music👉 Deezer👉 Podchaser👉 iHeartRadio📕 Get Babatunde Aloba’s Book on Amazon:AI-Powered Finance: Your Guide to a Smarter Financial Future🔗 https://a.co/d/eMb9r8C📲 Follow Babatunde on Twitter/X: @TwitsByAloba🎧 Follow @TNIpodcaster for more investing insights every Saturday!Hashtags:#NigerianInvestor #BabatundeAloba #DividendInvesting #AIinFinance #FinancialFreedom #InvestSmart #PlugPortal #NigerianStockMarket #WealthBuilding #NigerianPodcastTags:Babatunde Aloba, AI investing, Nigerian stock market, dividend investing, how to invest in Nigeria, financial education Nigeria, red flags in stocks, AI personal finance, PlugPortal, TNI Podcast, The Nigerian Investor

In this episode of The Nigerian Investor Podcast, we decode the mindset and methods of one of Nigeria’s sharpest investing voices — Stephen Fidelis (@SCFidelis).From losing money on early IPOs to now making data-driven stock selections, Stephen shares what every Nigerian investor needs to know about the capital market, risk management, and why patience always pays. A must-listen for anyone serious about building wealth through the Nigerian stock market!