The Fairer Finance podcast

In this week's episode, we start with a look at John Healy's first Budget. With a few changes affecting financial services policy, we unpack the detail and discuss what it might mean for the direction of travel moving forward. We move onto discuss the recent House of Lords Financial Regulation Committee's Insurance Regulation report - published at the end of last month. And we wrap up with an update on other Westminster and FCA policy news - including plans to scrap the certification regime, ...

In this week's episode, we discuss the FCA's latest plans to look at the regulation of AI in financial services. In a speech in October, the regulator said it would be taking forward six of the seven Mills review proposals. We discuss what that could mean and how things have evolved in the months since the Mills report. Also this week, we discuss the Centre for Responsible Credit's latest report looking at regulation of consumer credit. It makes the case that FCA rules have not worked - and c...

In this week's episode, we start with a look at the latest Fairer Finance Trust in Insurance index. While trust has continued to rise in all sectors - there's big differences in how those on lower and higher incomes feel. And while claims satisfaction has improved across most sectors, it's starting to reverse in pet insurance. In the second half of the show, we discuss the FCA's latest consultation into investment funds that hold illiquid assets. When investors all want their money back quick...

In this week's episode, we dive into the detail of the FCA's pure protection market study, which was published on 21 September 2026. It's a disappointing end to a major piece of work - as the FCA decides not to address many of the market's failure, and focuses instead on how to help grow the sector. In the second half of the show, we discuss the launch of Fairer Finance's Retirement Compass report - diving into the detail of who is using their housing wealth to fund retirement, and what the F...

We're back from summer holidays - and in our first episode, we're turning our attention to a busy week in the House of Lords. In the first half of the show, we're discussing the Report Stage of the Financial Services & Markets Bill - and the latest deliberations about reforms to the Financial Ombudsman Service. In the second half of the show, we discuss the latest evidence session at the Lords Financial Services Regulation Committee, as it concludes its consumer insurance regulation enqui...