Claim OwnershipThe Your Life! Your Terms! Show
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© Tom, Nick, and Anthony from the Rock Star Inner Circle
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Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing.
Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more.
Through the Rock Star Inner Circle, the Rock Star team has helped Canadians invest in $3B+ of income properties and build freedom.
Join thousands living life on their terms & start your journey at RockStarInnerCircle.com
Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more.
Through the Rock Star Inner Circle, the Rock Star team has helped Canadians invest in $3B+ of income properties and build freedom.
Join thousands living life on their terms & start your journey at RockStarInnerCircle.com
571 Episodes
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On this episode of the YLYT Show, Tom and Nick dig into Canada’s budget, interest rates, and what all of it means for today’s real estate market. They break down the student-rental headlines and compare them to what they’re actually seeing on the streets. They also get into how quickly AI is evolving and the surprising ways it’s already helping analyze health and bloodwork. Tom also shares what his recent trip to El Salvador was like, from safety on the ground to real Bitcoin use.
Airbnb rules are tightening across Ontario, and many investors are wondering what’s next. In this episode, Mark and Kirsten Krikke join us to break down the new reality for short-term and mid-term rentals. We cover how to navigate changing regulations, attract reliable mid-term tenants, and keep properties cash-flow positive in a tougher market.They also share how to use different platforms effectively, streamline operations, build long-term guest relationships, and why mid-term rentals can still make sense. Whether you’re already hosting or just exploring this space, this episode gives you a clear picture of what’s working right now, and what’s not.
In this episode, Anthony and Aidan sit down with Tom Karadza to unpack why the old debt-driven economy is breaking—and what’s emerging to replace it.We dig into the real estate market, the growing demand for energy, whether AI is really in a bubble, and the trends we're riding during this economic shift.
Anil Patel joins Anthony to unpack how Bitcoin changes your worldview—from seeing reality clearly for the first time to understanding the deeper engineering truth behind money, time, and human progress. They cover adoption waves, mental models, humility, and the character work needed if wealth compounds. And lastly, why the next generation may not have a choice but to choose Bitcoin over real estate as the ultimate store of value.
Ben Rabidoux is back on the show to unpack the latest data on Canadian real estate prices, rents, and what investors should expect heading into 2026.We talk about falling building permits, softening rents, Toronto condos, and the lack of single-family homes across Ontario. Ben's data is top-notch.Use code "EDGE30" for a $20 discount on Ben's monthly Canadian real estate reports: https://edgeanalytics.ca/
In this episode, we dive into Dubai’s real estate market and why investors from around the world are moving their money there.Ryan Faza and Hisham Malhas break down how Dubai built a tax-free, investor-friendly system that’s attracting global capital. We cover prices, rental returns, financing options, and what makes it appealing to investorsCheck out Revehub: https://reve.donative.in/
The Great Canadian Debasement isn’t slowing down anytime soon. In this episode, Tom and Nick break down what it means for real estate, gold, Bitcoin, and energy as we enter the new economy. They dig into the wild condo market, the Canadian economy, and how AI and computing power are reshaping everything.
In this episode, we dive into how AI, real estate, and a broken education system are reshaping the next generation’s future.Nick shares how he’s teaching his kids about money, why Gen Z still has major opportunities to invest, and why Canada desperately needs to get its priorities straight.We end with some fun rapid-fire questions.
Richard Dias is back with us to break down why Canada is stuck in a productivity crisis.We get into everything from housing and misallocated capital to government regulation, taxes, and AI. Richard explains why Canadians feel poorer even while working harder, and what the market is telling us about mortgages, deficits, and debt. We also touch on energy, pipelines, and how Canada could unlock real growth if it tapped into its resources. It’s a raw and insightful look at where the economy is headed and what it means for everyday Canadians.Follow Richard on X: https://x.com/RichardDias_CFA
In this episode of the YLYT Show we sit down with Zhen Liang to talk about Canada’s housing market. From Toronto condo chaos to student rentals, we get into what’s really working for investors, and what’s not. We also dig into cash flow, currency debasement, and how smart investors are adapting to the new realities. If you’ve been wondering where Canadian real estate goes from here, this chat lays it all out!
On this episode of The Your Life. Your Terms. Show, we sit down with Rock Star’s longest-running coach, Leslie Kitchen. Leslie’s journey took her from the world of MLM marketing into real estate, and ultimately to building a life completely on her terms.She shares how real estate became her pension, allowing her to retire, travel more, spend quality time with the people she loves, and focus on what’s truly important. We dive into the systems she uses to make investing work, why structure is key to building lasting wealth, and how her experiences with Landmark Forum shifted her mindset and behaviours in ways that changed everything.This is part story, part strategy, and fully inspiring—whether you’re just starting your investing journey or looking for the reminder that real estate, when done right, is a vehicle to freedom.
Greybrook Realty Partners CEO Peter Politis hops on the YLYT Show to break down the wild state of Canadian real estate. Peter shares what's really going on in Canadian Real Estate, why completions will fall off a cliff after 2027, and what that means for future rents. He explains the differences between Canada and the U.S. markets, from condo sales to workforce rentals. We dive into labor shortages, overregulation, and why new supply simply can’t keep up with demand. Peter also explains Greybrook's journey, the role of big capital in shaping housing, and where he sees the smartest opportunities ahead.
The Bank of Canada and the U.S. Fed just cut interest rates.Richard Dias is back on the show to break it all down!Richard explains Canada’s productivity problem, massive debt rollover, and the risks for the loonie as capital flees.We also cover the real estate market, AI, and why money printing fuels inequality.Follow Richard on X: https://x.com/RichardDias_CFA⭐ Join 1,000+ Investors Creating Freedom and Wealth for Themselves - https://yourlifeyourtermsevent.com
Thinking about buying your first home in 2025? Whether it’s your own place, a rental property, or a house hack, this episode shows you exactly how to make it happen in today’s Canadian market. Rock Star coach Mike Desormeaux and BM Select mortgage expert Dan Patton break down the First Home Savings Account and RRSP Home Buyers’ Plan, what lenders actually look for when approving mortgages, and the most common ways Canadians are coming up with down payments through co-signers, gifted equity, and creative financing. They share their take on fixed versus variable rates, how to qualify with house hacking, why real estate in Canada continues to build wealth, and what kind of returns you can realistically expect. You’ll also hear their candid outlook on the market and predictions for the year ahead. If you want a clear, no-fluff roadmap for getting into the market in 2025, this episode delivers.
Mauricio Di Bartolomeo grew up in Venezuela, lived through hyperinflation and authoritarian rule, and saw firsthand what happens when money and freedom disappear.In this episode, he explains why people and companies are leaving Canada, the rise of stablecoins, Bitcoin-backed lending, and how a new digital financial system is forming right in front of us.Check out Ledn here: www.ledn.io/
What does it really take to build wealth and financial freedom? Lesley-Anne Scorgie—personal finance columnist at the Toronto Star, bestselling author of Rich by 30, and one of Canada’s most recognized money experts—shares her journey from buying Canada Savings Bonds at age 10 to becoming a millionaire by 28.We dig into the habits that actually move the needle, why behaviour always beats spreadsheets, and how defining your why can completely transform your relationship with money. If you’re looking for a fresh perspective on building financial security and true freedom, this is a must-listen.Follow Lesley-Anne on Instagram @lesleyscorgie and visit mevest.ca for more.
Toronto just made multiplex housing legal, and it’s changing the game for investors and homeowners. Architect Craig Race joins us to explain the new rules that allow sixplexes plus laneway or garden suites on a single lot, creating the potential for seven rental units without the need for development charges. He also shares how MLI Select financing makes these projects more profitable, why this matters for Toronto’s missing middle housing strategy, and what these changes mean for the future of real estate in the city. If you’ve been searching for answers on Toronto multiplex rules, laneway housing, or how to build multiple units on one property, this episode breaks it all down.
Bitcoin isn’t just digital gold — it’s electricity money. In this episode, Jacob Scanlan from the Hashpower Academy explains how Bitcoin and energy are inseparable, why mining creates a global buyer of last resort for electricity, and how this is reshaping civilization itself. We explore how Bitcoin and electricity price each other in sync, why mining creates a fluctuating price floor for both power and Bitcoin, the real economics of yield and where it comes from, and how waste heat from mining is already being reused to fuel homes and businesses. More than just mining, this is a story about a new foundation for money, energy, and society. This conversation will change how you see both money and the future of civilization.
Tom & Nick break down Canada’s “nothing happened” summer. M2 keeps climbing, tariffs linger, and growth on the street looks weaker than the headlines. They map the odds of BoC cuts, ARV-based mortgages that fund renos on day one, the BREAS RE + Bitcoin strategy, and a look at AI’s hit to junior jobs and how it could shape your purchasing power over the next 24 months.
In this episode, we sit down with Hanif Bayat, founder of WOWA.ca, to uncover the hidden force driving Canada’s housing crisis and growing wealth gap. We dig into the data on money supply growth, why assets soar while wages stagnate, and how CPI hides the real rate of inflation. Hanif explains why the middle class is shrinking, how government policy fuels speculative demand, and why real estate has become the go-to safe haven for capital.We also explore what these trends mean for investors, savers, and anyone trying to get ahead in today’s economy.Check out WOWA: https://wowa.ca/Hanif on X: https://x.com/HanifBayat
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Love the podcast but the audio is horrible. Could’ve been a great episode dont know because i cant hear it. The laughter comes in very loud though.