Making Sense of Money, presented by P1FCU

In this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Stevie Stajkowski-Costa of SJX Jet Boats to talk about family business, innovation, and what it really takes to build something from the ground up. From its beginnings in Orofino, Idaho, SJX has grown into one of the world’s leading shallow water jet boat manufacturers, designing high-performance boats that can run in less than three inches of water. But behind the tunnel hulls and EcoBoost engines is a story rooted in work ethic, resilience, and a father-daughter partnership built on trust (and a few healthy disagreements). Stevie shares what it’s like working side-by-side with her dad, the lessons she’s learned about bookkeeping and business ownership, and why asking for help is one of the most powerful financial decisions you can make. This episode is about more than boats, it’s about legacy, leadership, and putting in the work when no one’s watching. Whether you’re running a family business, dreaming of starting your own, or just love a good Idaho success story, this conversation is packed with heart and hard-earned wisdom. Subscribe and learn more at p1fcu.org.

On this episode of Making Sense of Money, presented by P1FCU, host Tanis is joined by North Idaho wedding planner Sydney Schatz, founder of A Piece of Harmony Events. With hundreds of weddings under her belt, Sydney offers a practical and empowering guide to making smart financial choices when planning a wedding. From understanding how guest count drives your entire budget to knowing when to splurge and what to skip, Sydney breaks down the behind-the-scenes decisions that most couples don't think about until it's too late. She also shares why hiring a planner is less about fancy details and more about protecting the investment you've made in your big day. Whether you're newly engaged or just love a good wedding story, this episode is packed with tips on how to plan a wedding that's personal, realistic, and unforgettable. Subscribe and learn more at p1fcu.org. And don't forget: good food, good drinks, and a dang good time are always in style.

In this episode of Making Sense of Money, presented by P1FCU, host Tanis chats with Sam Mager, founder of Sam's Appliance, about the realities of starting a business from the ground up and why moving “at the speed of cash" might be the best financial advice out there. Sam shares how he turned a college side hustle into a full-time operation, and the life skills he learned from being “voluntold” into the trades by his dad. From appliance maintenance tips to smart money habits, this conversation covers the practical, the entrepreneurial, and everything in between. Whether you're a first-time homeowner, aspiring business owner, or just want to get more life out of your washing machine, this episode brings real-world advice from someone who's seen it all and fixed most of it. Subscribe and learn more at p1fcu.org

In this episode of Making Sense of Money, presented by P1FCU, host Tanis welcomes Jennifer Weeks, Division Chair of the Technical and Industrial Division at Lewis-Clark State College. Jennifer shares her inspiring journey from CTE student to educator and administrator, and offers a behind-the-scenes look at the 11 hands-on, high-demand programs offered through LC State's Career & Technical Education division. We explore real-world learning opportunities, including live auto and diesel repair, welding, machining, and even fire service training, as well as how these programs are creating pathways to successful, debt-conscious careers. Jennifer also breaks down how the programs support non-traditional students, partner with local employers, and help students earn certifications and associate degrees that can lead to immediate employment or a bachelor's degree. If you're curious about career pivots, skilled trades, or how to make the most of a two-year program, this episode is packed with practical advice, financial insights, and empowering options.

In this episode of Making Sense of Money, presented by P1FCU, host Tanis sits down with Jordan Beyer, Grassroots Advocacy Manager at the GoWest Credit Union Association, to discuss what advocacy truly entails behind the scenes and why it matters to members. Jordan shares how GoWest helps credit unions in six states (including Idaho!) champion member needs through legislative advocacy, education, and collaboration. From modernizing state laws to ensuring credit unions have a seat at the table during policy changes, Jordan breaks down how these efforts create real impact, like expanding access to services, improving communication tools, and protecting member rights. Whether you're a credit union member or employee, this episode highlights why advocacy isn't just about politics; it's about people. And it starts with understanding what's at stake. Subscribe and learn more at p1fcu.org

On this episode of Making Sense of Money, presented by P1FCU, host Tanis sits down with Brian Erickson, a detective with the Lewiston Police Department, to talk about the scams hitting closest to home and how to protect yourself. With 25 years on the force, Brian shares real stories and patterns he's seeing across the community, from impersonation scams and extortion attempts to the rise of cryptocurrency fraud. They dig into why crypto is becoming scammers' favorite tool, the tactics used to manipulate victims, and what makes these schemes so difficult to trace. You'll walk away with key red flags to watch for, tips on how to respond if you suspect a scam, and how emotional manipulation plays into financial decision-making. Whether you're tech-savvy or still learning the ropes, this is a must-listen episode for anyone who wants to stay safe and help protect others in our community. Subscribe, share, and learn more at p1fcu.org.

On this episode of Making Sense of Money, presented by P1FCU, Tanis talks with Sharon Barry, director at St. Vincent de Paul, the local nonprofit doing vital work in our community. Sharon recounts her journey from starting as a cashier over two decades ago to now leading the organization with dedication and heart. They explore what St. Vincent de Paul does: operating thrift stores, offering food assistance, help with rent or utilities, gas vouchers, clothing, furniture, and more for people in need across our region. As demand rises, especially amid inflation, job uncertainty, and the holiday season, Sharon shares sobering and hopeful examples of the real, human impact they're seeing. If you've ever wondered how you can help, this episode outlines several ways: volunteering your time, donating gently used items, or spreading the word to those who might need support but don't know where to turn. Sharon reminds us of the power of community support, especially when many people come together to lift others. Subscribe, share, and learn more at p1fcu.org.

In this special episode of the Making Sense of Money Podcast, we're diving into one of our favorite initiatives of the year: Neighbors Feeding Neighbors. Tanis is joined by Carlo Montebon, owner of Lewiston's Grocery Outlet, and Jason Halstead, P1FCU's Community Development Specialist, to share how this program delivers full holiday meals to families across our branch communities. They discuss the importance of collaboration, the heart behind the campaign, and the emotional impact of reaching those in need during the holiday season. It's a powerful reminder of how local partnerships can make a big difference, one turkey dinner at a time. Subscribe, share, and learn more at p1fcu.org

On this episode of The Making Sense of Money Podcast, we're joined by Scott and Wyatt Baldwin, the father-son duo behind the Jackson Pay It Forward Foundation. Born from Jackson Baldwin's wish to help another child in need during his own battle with cancer, this community-driven nonprofit has gone on to donate more than $2 million to families facing medical crises. Scott and Wyatt share how the foundation got its start, what it takes to sustain such an impactful mission, and the emotional moments that continue to fuel their efforts. This conversation serves as a powerful reminder of how one small act of kindness can impact a community. Subscribe, share, and learn more at p1fcu.org

On this episode of The Making Sense of Money, we sat down with Lewiston High School senior and creative entrepreneur, Aidan McFetridge. What started as a passion project creating sports graphics for Lewiston High School athletes has grown into much more than a hustle, and Aiden's just getting started. From launching McFetty Media to capturing unforgettable moments at local sporting events, Aiden shares how consistency, creativity, and a hard work ethic helped turn a hobby into a business. Tune in for a refreshing conversation on entrepreneurship, finding your lane early in life, and why showing up for your community matters. Subscribe, share, and learn more at p1fcu.org

In this episode of Making Sense of Money, presented by P1FCU, we tackle a serious and often overlooked topic: financial abuse in relationships. Tanis is joined by Shelly Meisner from the YWCA, who shares her experience and insight after more than two decades working as an advocate and coordinator in domestic violence services. Together, they explore what financial abuse really looks like,  from controlling access to money, hiding assets, and sabotaging credit, to more subtle forms of control using finances as leverage. You'll hear about warning signs to watch for, myths that need debunking, and real-life examples of how abusers can trap partners using money. Shelly also offers practical resources,  from financial counseling and credit repair to community support programs like Moving Ahead and guides like Hope & Power to help survivors rebuild. This episode is a reminder that money is power, and access to finances often means access to freedom. Whether you're concerned for yourself or someone else, this conversation brings light to a difficult issue and connects you to help. Don't forget to subscribe and check out our newsletter at p1fcu.org. We'll see you next time.

In this episode of Making Sense of Money, presented by P1FCU, we're discussing one of the most personal financial topics: combining finances with your partner. Tanis is joined by Hillary Hedrick, a licensed master of social work from RiverPlace Counseling and Wellness, to discuss why money can be such a source of tension in relationships and how couples can communicate better about spending, saving, and budgeting together. From navigating different financial backgrounds to deciding whether to keep separate or joint accounts, Hillary shares helpful tools and tips to make those tough conversations a little easier. Whether you're newly married, moving in together, or just looking for ways to better manage money as a team, this episode is full of thoughtful insights and relatable stories. Tune in to hear how small steps like planning "money meetings" outside the home or setting discretionary budgets can go a long way in building financial harmony in your relationship. Don't forget to subscribe and check out our newsletter at p1fcu.org.

Welcome back to the Making Sense of Money podcast, brought to you by P1FCU, where we tackle the financial topics that matter most. In this episode, we are joined by Kylie Piche, our Consumer Lending Program Manager, to explore one of our most empowering new tools: the Credit Builder Loan. Whether you're just starting out, rebuilding after financial setbacks, or simply looking to strengthen your credit score, this low-risk, short-term loan could be your next smart move. Kylie breaks down how the Credit Builder Loan works, who it's for, and why it's a safe and practical way to take control of your financial future. From understanding how credit scores impact everyday life to learning why this tool differs from traditional lending, you'll walk away with actionable insight and maybe even a plan to get started. This episode proves that building credit doesn't have to be complicated. It's perfect for new grads, first-time borrowers, or anyone needing a fresh start. Ready to make your next money move? Tune in now and take the first step toward a stronger financial well-being.

In this episode of Making Sense of Money, presented by P1FCU, we are joined by Head Coach Thomas Ford of Vandal Football and P1FCU President & CEO Chris Loseth to talk scholarships, student-athlete support, and a preview of the 2025 Idaho Vandals season. Coach Ford shares his journey to U of I, how athletic scholarships change lives, and how the team prepares players for success beyond the field, including navigating NIL opportunities and making wise financial decisions. Plus, we take a look at returning talent, team chemistry, and what fans can expect this season. If you're a Vandal fan or just curious about the intersection of college sports and money, this one's for you.

Welcome back to the Making Sense of Money podcast, presented by P1FCU, where we tackle all the financial topics that matter most to you. In this special episode, we're coming to you from the iconic P1FCU Kibbie Dome, joined by two distinguished guests: University of Idaho President Scott Green and P1FCU President & CEO Chris Loseth. Tanis sits down with both leaders to discuss the deep roots they share with the university, what inspired this growing partnership, and how financial wellness is becoming a top priority for students, athletes, staff, and the wider community. Learn how the BEAMS Financial Literacy Program, Elevate Idaho, and other student-centered initiatives are creating real-world impact. We also explore the importance of long-term collaboration, adapting to changing financial landscapes, and how both institutions are working to empower the next generation with knowledge, tools, and opportunity. Whether you're a proud Vandal, a P1FCU member, or just passionate about financial wellbeing, this conversation will leave you inspired about what’s possible when purpose-driven organizations come together.

In this episode of Making Sense of Money, presented by P1FCU, we discuss building strong financial foundations for students. Tanis is joined by Cassie Smith and Danny Carlos from the University of Idaho's BEAMS program, Better Education About Money for Students. Cassie and Danny share how BEAMS supports students with one-on-one coaching, financial literacy workshops, and practical tools like budgeting templates and debt calculators. We also explore the importance of understanding your personal money habits, the benefits of early financial education, and how P1FCU's partnership is helping expand the reach of this impactful program. Whether you're a student, a parent, or just someone looking to understand your financial behaviors better, this episode is full of relatable tips and helpful insights.

In this episode of Making Sense of Money, presented by P1FCU, we're diving into the world of real estate investing with Jessica Bean, Owner and CEO of Unlock Real Estate. Jessica shares her journey from interior design to building a thriving career in real estate, and how discovering the power of investing completely changed her financial path. She breaks down her first investment property, what house hacking can look like, and why focusing on long-term appreciation has been the biggest game changer. We also explore the realities behind passive income and the biggest lessons she's learned along the way. Whether you're curious about getting started or looking to take your next step in building wealth, Jessica's insights and passion for helping others make this a can't-miss conversation.

In this episode of Making Sense of Money, presented by P1FCU, we’re exploring the powerful connection between mental health and financial wellness with guest Katie Johnson, a clinical social worker at St. Joseph Regional Medical Center. She shares how financial stress impacts everything from anxiety and depression to sleep, self-esteem, and relationships. We dive into how early financial behaviors shape our mindset, the emotional weight of money, and the importance of separating self-worth from your bank account. We also cover practical ways to manage both money and mental health—from daily affirmations and mindful spending habits to grounding techniques, gratitude, and small, sustainable steps. Whether you're working through a financial challenge or supporting someone who is, this conversation offers validation, encouragement, and tools to help you feel more in control, mentally and financially. Don't forget to subscribe and visit p1fcu.org for more resources.

In this episode of Making Sense of Money, presented by P1FCU, we're diving into the world of investing with our very own financial advisor, Brett. Whether you're brand new to investing or thinking about how to better prepare for retirement, Brett explains everything from building strong saving habits to understanding the difference between traditional and Roth 401(k)s. We talk about how to know if you're ready to invest, why it's okay to start small, and how to avoid common mistakes that can derail your financial goals. Brett also shares his insights on managing debt, creating an emergency fund, and the importance of planning ahead for retirement before it's right around the corner. If you've ever felt overwhelmed by investment lingo or unsure of where to start, this episode is packed with real-world advice to help you feel more confident about your financial future. Don't forget to subscribe to our newsletter at p1fcu.org for more financial tips and resources.

In this episode of Making Sense of Money, presented by P1FCU, we speak with Nick Eylar and Kim Neely from Two Rivers United Child Advocacy Center, recent recipients of our Champions for Change award. Nick and Kim share the inspiring journey behind launching TRU CAC, a nonprofit dedicated to helping children who have experienced abuse or maltreatment. We discuss the center's mission, how they work alongside law enforcement and child protection agencies, and why creating a safe, supportive space for children is essential to healing. They also offer insight into the challenges of starting a nonprofit and the critical role of community support in sustaining their impact. Learn how TRU CAC is making a difference in the lives of families across our region.