Medicare Talk Radio

Medicare plans are changing for 2027, and some of those changes could have a significant impact on your healthcare coverage and your wallet.In this episode of Medicare Talk Radio, host Ron Verb joins Medicare specialists Dave Yost and Dr. David Mullane to discuss what beneficiaries need to know as Medicare's Annual Enrollment Period approaches.From rising prescription drug premiums and changing medication costs to provider networks and out-of-pocket expenses, the conversation highlights why staying with your current plan without reviewing your options could be a costly mistake.In this episode, we discuss:What to look for in your Annual Notice of ChangeImportant changes to Medicare Advantage and Part D plans for 2027Why a $0 premium doesn't always mean the lowest overall costUnderstanding the new $2,400 Part D out-of-pocket capHow Medicare decisions affect retirees living on fixed incomesFinancial challenges facing seniors after losing a spouseWhy reviewing your coverage every year is so importantMedicare's Annual Enrollment Period runs October 15 through December 7. Don't wait until January to discover that your coverage or costs have changed.Yost Insurance Agency offers no-cost, personalized Medicare plan reviews to help you understand your options and make informed decisions.📞 330-892-0384🌐 www.yostinsurance.comListen to Medicare Talk Radio on NewsRadio 570 WKBN and your favorite podcast platforms.An educational program provided by Yost Insurance Agency.

Are rising Medicare Supplement premiums putting pressure on your retirement budget? Join Ron Verb, Dave Yost, and Dr. Dave Mullane as they explore Plan G, high deductible Plan G, and Medicare Advantage, including the tradeoffs between monthly premiums and out-of-pocket costs.This episode also covers how Medicare enrollment affects HSA contributions, medical underwriting when changing supplement coverage, and Medicare Advantage trial rights. Plus, learn why your Annual Notice of Change deserves a close look and why checking your doctors, prescriptions, and benefits matters before the Annual Enrollment Period, October 15 through December 7.For a no-cost, personalized Medicare review, contact Yost Insurance in Columbiana at 330-892-0384.

Medicare can feel complicated—but understanding your options doesn’t have to be.In this episode of Medicare Talk Radio, renowned radio host Ron Verb sits down with David Yost of Yost Insurance for a back-to-basics conversation about how Medicare works and the choices beneficiaries face.David breaks down Original Medicare Parts A and B, Medicare Supplement options including Plan G and Plan N, and Part D prescription drug coverage. The conversation then turns to Medicare Advantage, including networks, copays, out-of-pocket costs, prescription coverage, dental and vision benefits, and why the right choice can depend heavily on your doctors, medications, travel habits, and individual needs.They also discuss why Medicare beneficiaries should review their coverage each year as the Annual Enrollment Period (October 15–December 7) approaches—and why consumers should be cautious about unsolicited Medicare calls.Whether you're approaching Medicare for the first time or already enrolled, this episode provides a straightforward overview designed to help you better understand your options and make an informed decision.Medicare Talk Radio — Simple Conversation, Real Answers.

Choosing between Original Medicare with a Medicare Supplement and Medicare Advantage is not simply about finding the lowest premium. It is about deciding which combination of cost, access, predictability, and financial risk best fits your life.In this episode of Medicare Talk Radio, Ron Verb and Dave Yost welcome Yost Insurance agent Clay Campfield, who offers a perspective few agents can provide. Before joining the agency, Clay was a Medicare client who personally experienced both types of coverage.Clay explains why his health history initially led him to choose Original Medicare with a Plan G supplement, why rising premiums eventually caused him to consider Medicare Advantage, and how he evaluated the savings and potential out-of-pocket costs before making the change.The conversation also covers provider networks, Part B premium reductions, maximum out-of-pocket limits, Medicare trial rights, and the importance of reviewing your coverage every year.There is no single Medicare plan that is right for everyone. Your health, medications, doctors, lifestyle, budget, and comfort with financial risk should all be part of the decision.Medicare Talk Radio: Simple Conversation. Real Answers. Keeping You Informed.Need help understanding your Medicare options? Contact Yost Insurance at 330-892-0384 or visit www.yostinsurance.com.Yost Insurance is not connected with or endorsed by the federal Medicare program. By calling the number provided, you will be connected with a licensed insurance agent.

Turning 65 brings important Medicare decisions, and waiting until the last minute can lead to confusion, missed deadlines, or unnecessary costs.In this episode of Medicare Talk Radio, Ron Verb is joined by David Yost and Dr. David Mullane to explain when you can enroll in Medicare, what happens if you are already receiving Social Security, and why planning should begin well before your 65th birthday.They also discuss the differences between Original Medicare with a Medicare Supplement and Medicare Advantage, possible changes to standalone Part D prescription plans, and why everyone on Medicare should review their coverage during the Annual Enrollment Period.Medicare does not have to be overwhelming. A knowledgeable local Medicare professional can help you understand your options and make an informed decision based on your health, medications, lifestyle, and budget.Simple Conversation. Real Answers. Keeping You Informed.