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This Week in Real Estate
This Week in Real Estate
Author: Rob Golfi
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Rob Golfi from RE/MAX The Golfi Team is joined by Conrad Zurini, broker-owner of RE/MAX Escarpment & Niagara, and Brian Hogben from Mission 35 Mortgages to break down the latest real estate trends in Ontario.
49 Episodes
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In this episode, we break down a real-world pricing strategy that turned a slow listing into multiple offers. After dropping the price by $20,000, the property suddenly attracted strong buyer interest and sold for more than the asking price.
Rob Golfi, Conrad Zurini, and Brian Hogben discuss why proper pricing is one of the most important factors in today’s real estate market. They also dive into interest rate trends, affordability myths, and how younger buyers are approaching homeownership differently.
If you want to understand how pricing strategy can impact your home sale, this conversation is packed with valuable insights.
Would you buy a home knowing you might never truly own the land? In this episode, Rob Golfi, Conrad Zurini, and Brian Hogben dive into the hidden risks of buying property on Indigenous land. They unpack real-world examples of lost cottages, expiring leases, financing roadblocks, and why banks are often hesitant to touch these deals. Plus, the conversation expands into real estate industry red flags every consumer should understand before putting down a deposit.
Many buyers believe putting 20% down is always the smartest move — but that may no longer be true. In this episode, Rob Golfi sits down with mortgage expert Brian Hogben from Mission 35 Mortgages to break down the real math behind CMHC insurance, insured vs uninsured rates, and why some buyers are actually better off putting less down. They also discuss 30-year amortizations, payment strategies, and how keeping cash on hand can make homeownership far less stressful in today’s market.
When a real estate deal falls apart, who actually gets the deposit? In this episode, Rob Golfi, Conrad Zurini, and Brian Hogben break down why the current deposit system is broken, how buyers and sellers get stuck in limbo, and why “mutual release” creates more problems than solutions. From missing sellers to hostage deposits and outdated rules, this is a raw, unfiltered conversation about what’s really happening behind the scenes in today’s real estate market.
The latest stats are out — and they tell a story most people don’t want to hear. In this episode, we break down the numbers, what they really mean, and why staying comfortable is no longer an option. Progress demands honesty, accountability, and a willingness to level up. If you’re serious about growth, this conversation is for you.
Toronto has approved a new land transfer tax on homes selling over $3 million, but will it actually help housing affordability, or make things worse? In this episode, Rob Golfi sits down with Conrad Zurini and mortgage expert Brian Hogben to break down how the new tax could impact luxury buyers, sellers, and the broader real estate market. They discuss whether wealthy buyers will simply absorb the cost, move outside the city, or pass the pain down the chain and why areas like Oakville, Niagara, and Vaughan could be the real winners. If you care about where Toronto real estate is heading, this is a must-listen.
Winning the lottery sounds like a dream. Until you build a mansion that no one wants to buy. In this episode, Rob Golfi is joined by real estate expert Conrad Zurini and mortgage specialist Brian Hogben to break down why lottery winners often lose millions in luxury real estate. From overbuilt mansions to inflated appraisals, they reveal the costly mistakes behind $30M homes that sell for half the price and what smart money should do instead.
Why are Montreal, Halifax, and Gatineau thriving while Ontario markets cool off? In this episode, Rob Golfi, Conrad Zurini, and Brian Hogben break down the affordability shift driving buyers east, surprising migration patterns, investor activity, and the latest housing-start statistics. Plus: insights on luxury listings, interest rate predictions, and how new U.S. tax proposals could spill into the Canadian market. Packed with real data and frontline perspectives, this episode explains what’s really happening behind the headlines.
In this week’s episode, Rob Golfi sits down with Conrad Zurini and Brian Hogben to unpack the truth behind Canada’s shifting real estate and mortgage landscape. From falling delinquency rates to the hidden risks in private lending, balloon mortgages, and over-leveraged developers, the trio breaks down what’s really happening beneath the headlines. Whether you're a homeowner, investor, or market watcher, this episode cuts through the noise with real numbers, real insights, and real talk.
n this episode, Rob Golfi sits down with Conrad Zurini and Brian Hogben to unpack one of the hottest debates in real estate: the potential arrival of 50-year mortgages.
They break down who actually benefits — investors seeking cash flow or homeowners trying to stay afloat — and what extended amortizations could mean for equity, pricing, and market confidence. The conversation also dives into Canada’s housing policies, mortgage renewals looming in 2025, and why long-term financing tools might trigger a wave of unexpected market behavior.
Could baseball really be to blame for October’s real estate slowdown? Rob Golfi, Conrad Zurini, and Brian Hogben dive into Toronto’s condo crisis, the financing headaches for tiny units, and how shifting buyer behavior is shaking up the market. Tune in for laughs, insights, and some surprising stats!
In this week’s episode of What’s Happening in Real Estate This Week, Rob Golfi, Conrad Zurini, and Brian Hogben dive deep into the Bank of Canada’s latest rate move, the surge in rental construction, and why this flat market could actually be the biggest opportunity of the decade. From consumer confidence to creative buying strategies, the team unpacks how today’s buyers can position themselves to win big in the years ahead.
In this week’s episode of What’s Happening in Real Estate This Week, Rob Golfi, Conrad Zurini, and Brian Hogben break down a shocking Ontario court case where one missing signature cost home sellers thousands. Discover how a simple paperwork mistake voided a deal, what agents can learn from it, and how new AI tools are helping prevent costly errors. Plus, the team dives into Hamilton’s vacant home tax and the growing rental crisis.
💡 Thinking homeownership is out of reach? Rob Golfi and Brian Hogben break down how first-time buyers can own a home for less than $2,000 a month! From hidden deals under $350K to using the “Purchase Plus Improvement” program, learn how smart financing and timing can turn renters into homeowners — even in today’s market.
Ever feel like the real estate market’s on repeat? Rob Golfi and Conrad Zurini break down how 2021 to 2027 could mirror the same market cycles we saw decades ago. With insights, real stories, and hard data, this episode will change how you think about pricing, timing, and opportunity.
Falling behind on mortgage payments doesn’t mean you have to lose your home. In this episode, Rob Golfi, Conrad Zerini, and Brian Hogben reveal insider strategies banks and insurers use to help struggling homeowners. From workout programs to avoiding costly legal traps, learn how to protect your equity and keep your house.
Rob Golfi sits down with Brian Hogben of Mission 35 Mortgages to unpack the Bank of Canada’s latest rate cut and what it means for homeowners. From fixed vs. variable strategies to the little-known split mortgage option, this episode reveals practical hacks that can save you money and reduce risk in today’s market.
In this episode, Rob Golfi sits down with Conrad Zurini and Brian Hogben to unpack the frustrations behind BrokerBay’s 30-minute showing rule. They explore how rushed appointments hurt buyers, sellers, and agents — and why the industry needs a more flexible solution. Plus, the trio dives into mortgage renewals, upcoming rate announcements, and what history tells us about today’s housing market.
In this week’s episode of What’s Happening in Real Estate This Week, Rob Golfi sits down with Conrad Zerini and Brian Hogben to expose the dark side of real estate wholesaling in Canada. From shady contracts to financing pitfalls, they break down how wholesalers operate, why it’s risky for sellers and buyers, and what you can do to protect yourself in today’s market.
The real estate market is starting to feel a lot like 2020 again. Rob Golfi, Conrad Zurini, and Brian Hogben break down the surprising sales vs. listings data, what’s really driving mortgage renewals, and how buyers and sellers can avoid costly mistakes in today’s market.



