The Follio Property Podcast

Is your "busy" life costing you a fortune in missed Australian property investment gains?In this episode of The Folio Property Podcast, Reece and Lachlan strip away the market hype to focus on the one thing that actually determines success in the Australian property market: The Strategy. After a massive run in 2025, the banking regulator is cracking down, interest rates are likely on an upward path, and the "heavy lifting" once done by the real estate boom is over. Lachlan shares a personal wake-up call from a recent 12-hour flight where he realized his own debt-to-income ratio had spiralled to 9x, threatening his financial stability.We discuss why "investing in the dark" is a recipe for disaster and how a 2-degree error in your plan today can leave you countries apart from your financial goals. If you haven’t done a property portfolio health check for 2026, this is your sign to start optimizing your real estate investing Australia strategy.📈 In This Episode You’ll Learn:The 2-Degree Rule: Why a small lack of direction leads to massive failure in property investing in Australia.The 2026 Health Check: Why Lachlan is pivoting from "Aggressive Accumulation" to a debt-free journey.Lachlan’s Personal Numbers: A transparent look at his 9x DTI and 9x cash buffer shock in the current Australian housing market.Lipstick on a Pig: How to maximize exit value on your B-grade investment property before the market cools.The Strata Warning: Why villa units and strata assets are the hardest to sell in a soft housing market.Recency Bias: Why selling the asset you bought 12 months ago might be the smartest wealth creation move.Property Manager Truths: Why you must assume no one cares about your rent returns as much as you do.Timestamps: 00:00 Introduction 02:50 The Best Investment Strategy In 2026 04:01 The Importance Of reviewing Your Portfolio 08:23 Lachlan's Personal Strategy In 2026 10:38 What Properties Should You Divest in Your Portfolio 15:35 What To Look At When Reviewing Your Portfolio 18:51 The Biggest Risk Mitigation Strategy In 2026 20:30 Investment Opportunities In 2026 About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFCTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is the Australian property market reaching a dangerous peak, or are we standing at the edge of a major 2026 shift?In this episode of The Folio Property Podcast, Reece and Lachlan dive into the highly anticipated 2026 Property Forecast to answer the question every investor is asking:Is a major downfall coming, or is the market just getting started?Following a massive 2025 where Perth exploded with nearly 16% growth, we hold Lachlan accountable to his previous predictions and look at the cold, hard data for the year ahead. We break down the "Inventory Crisis" in Perth, why Sydney and Adelaide are hitting an affordability ceiling, and why the "FOMO" phase is driving dangerous levels of speculation.Whether you're a first-home buyer navigating the 5% scheme or a seasoned investor looking to consolidate your portfolio, this episode provides a roadmap for the risks and opportunities of 2026.In This Episode You’ll Learn:- 2025 Scorecard: How Lachlan’s predictions for Perth and Melbourne actually performed- The Perth Inventory Shock: What happens when listings drop below 1,900 (a record low)- The Affordability Ceiling: Why Sydney and Adelaide are the most vulnerable markets in 2026- Interest Rate Forecast: Why we are bracing for 1–2 more rate rises this year- The Yield Flip: How Melbourne is now outperforming Brisbane and Adelaide for rental returns- The Darwin "Sugar Hit": The truth about investor activity in regional and smaller capital markets- Lending & Debt: How APRA and bank tightening will impact your borrowing power in Q2 and Q3- FOMO vs. Fundamentals: How to avoid the biggest speculative risks in the current market- Portfolio Strategy: Why 2026 is the year to divest "stepping stone" assets for quality blue-chips- The 2026 Leaderboard: Our official rankings for growth across every major Australian cityTimestamps: 00:00 Introduction 01:02 Giveaway Announcement 03:48 Perth Property Predictions & Analysis 07:00 Sydney Property Market Predictions & Analysis 08:47 Melbourne Property Market Predictions & Analysis 10:42 Brisbane Property Market Predictions & Analysis 12:18 Adelaide Property Market Predictions & Analysis 15:55 Where Are Interest rates Heading In 2026 18:48 Tougher Bank Regulations in 2026Key Themes:- Australian housing market forecast 2026- Perth property shortage- Interest rate hike impact- Real estate affordability index- Rental yield comparisons- Property divestment strategy- Investor lending regulations- Capital growth leaderboardsAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFC

Why do 80–90% of property investors get stuck at just two properties? And more importantly, do you actually need more than two to achieve financial freedom?In this episode of the Folio Property Podcast, Reece and Lachlan break down the real reasons investors hit a wall. From cash flow and serviceability to bank valuations, equity traps, and dangerous lending strategies being pushed online.We unpack: - Why most investors stall after their first or second property- How banks really assess your income, rent, and borrowing power- The truth about debt recycling, trust lending & “infinite borrowing” claims- Why desktop valuations can create fake equity- Why 2026 is shaping up to be a year of massive speculation- The dangers of off-the-plan, regional & SMSF property pitches2026 is set to be a big year for property in Australia, join us every Tuesday to get the most up-to-date information and advice on investing, market updates and building property portfolio. If you’re investing in 2026 or thinking about investing, this episode is essential listening before your next purchase.Timestamps: 00:00 Introduction 01:43 Why Investors Get Stuck At Building A Portfolio 04:41 How Much Of Your Equity Should You Use To Reinvest 05:50 How Trust Lending Can Help You Expand Your Portfolio 08:42 How Investors Are Manipulating The Banks For Higher Valuations 14:38 Why First-time Investors Are Being Targeted With Off-The-Plan17:04 How To Minimise Risk When Investing 18:45 Investing In Self-Managed-Super-Funds (SMSF)Key Themes: - property investing Australia- property portfolio strategy- debt recycling explained- property equity strategy- trust lending property- SMSF property investing- fake equity property- property investing mistakes- financial freedom property- 2026 property market AustraliaAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#PropertyInvesting #PropertyPodcast #AustralianProperty #InvestingAustralia #WealthBuilding #FinancialFreedom #PassiveIncome #MoneyPodcast #RealEstateAustralia

Is Melbourne really a better property investment opportunity than Perth heading into 2026?In this episode of the Folio Property Podcast, Lachlan Delahunty and Reece Beddall break down six critical data points to explain exactly where the Australian property market is heading, and why Melbourne may now offer a once-in-a-generation buying opportunity, despite Perth’s recent boom.We compare Perth vs Melbourne property markets, analysing price growth, rental yields, affordability, population growth, stock on market, and land tax. And more importantly, cutting through headlines, fear, and misinformation dominating social media.You’ll hear why Perth may still deliver short-term double-digit growth, but why Melbourne’s long-term fundamentals, affordability, and supply squeeze could make it the best medium-to-long-term investment play in Australia right now.If you’re wondering whether investors are buying Perth, or whether Melbourne is quietly bottoming and recovering, this episode breaks it all down with real data, not opinions.Timestamps: 00:00 Introduction 02:33 Perth vs Melbourne - Where should you invest?04:24 Is Melbourne The Most Affordable City In Australia?09:11 Why Rental Yields In Melbourne Are Increasing 13:07 The Largest Drop In Property Listings in 25 Years14:58 The Migration Shift Impacting The Property Market In 202618:56 Why Perth & Melbourne Are Still The Most Affordable Cities 20:20 The Melbourne Land Tax Dilemma 23:38 Where Is The Best Property Investment In Australia for 2026?Key Themes: Melbourne vs Perth: Which market actually offers better value in 2026 Is Perth nearing the top of the property cycle?Why Melbourne has had its longest stagnation period in 30 yearsHistorical growth rates: Melbourne’s consistency vs Perth’s volatilityWhy Adelaide is now one of the most unaffordable markets in AustraliaThe Sydney vs Melbourne pricing gap, and why it mattersShort-term vs long-term investing strategiesAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode#AustralianProperty#PropertyInvestment#MelbourneProperty#PerthProperty#PropertyMarket2026#InvestingAustralia#PropertyCycle#BuyersAgent#RealEstateAustralia LandTax#RentalYields#HousingCrisis

In this episode, Lachlan and Reece break down the state of the Australian property market heading into 2026 from the banks, to investors, to the hidden risks no one is talking about.Australia’s real estate market has now hit $12 trillion in mortgage debt, making it the country’s largest investment class by a mile. We unpack how this happened, what it means for buyers and investors, and why the landscape is shifting faster than most people realise.We also cover the national growth impact of the 5% deposit scheme, the massive surge in investor lending now making up 40% of all loans, and the real reasons banks are quietly pulling out of trust lending.We also discuss: Why banks may increase interest rates instead of decreasingThe hidden risks of off-the-plan property in 2026How to choose the right buyer’s agent and avoid costly trapsBig signals from lenders that investors should be paying attention toWhat these trends mean for Australian property moving forwardWhether you're an investor, homebuyer, or watching the property market closely, this episode gives you the clearest breakdown of what’s really happening in the market, and what to prepare for in 2026.Timestamps: 00:00 Introduction 02:10 Australian Real Estate Debt at $12 Trillion 04:35 How Much Have Property Values Grown Since The 5% Deposit Scheme 09:19 Advice For Property Investors in 2026 10:07 The Surge In Investor Lending (What this means?)13:20 Why Banks Are Pulling Out of Trust Lending 18:53 Be Careful About Off-The-Plan Properties & Spruikers 21:13 How Wrong Advice Can Cost You Your Whole Savings24:20 Are Banks Going To Increase Interest Rates in 2026Key Themes: Australian property market 2026Property investing AustraliaHousing market update- Investor lending 2025Interest rate rise AustraliaTrust lending AustraliaOff-the-plan risksReal estate predictions5%% deposit scheme AustraliaAustralian mortgagesBuyers agents AustraliaAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#australianhousingmarket #interestrates #investor #australianproperty #propertymarketupdate #propertyinvesting #australiarealestate #propertynews #buyersagent #perthproperty

Is Perth’s property boom in 2025 sustainable and how can homebuyers avoid overpaying in one of Australia’s hottest markets?In this episode of The Follio Property Podcast, Reece and Lachlan are joined by Rowen Powell. Director of Verve Buyers Agency and one of Perth’s most experienced buyers agents in both the prestige and family-home markets. Together, they unpack the real reasons behind Perth’s runaway price growth, why listings are at historic lows, how buyer psychology is shifting, what compromises homebuyers are being forced to make, and why transparency in WA’s market has never been worse.We go deep into the mechanics of the 2025 Perth market:- Why established homes are outperforming new builds- How replacement costs have reshaped values from $1M villas to $15M prestige homes- Why the 5% deposit scheme is pushing prices up, not helping affordability- Why first-home buyers face a 3–4 step “ladder” before reaching their forever home- How off-market deals actually work (and the real reasons people sell off-market)- What defines a good buyers agent from a dangerous one- Why micro-markets and school zones are dictating hundreds of thousands in value- What suburbs in Perth remain underrated in 2025Whether you're buying your first home, upgrading, or navigating the high-end Western Suburbs market, this conversation gives you the on-the-ground intel you can’t get from portals, sales agents, or lagging data.Timestamps: 00:00 Introduction 01:51 What's driving the property boom in Perth?07:27 Perth homebuyers compromising for high-risk properties 08:01 Why the lack of 'transparency' is the biggest challenge for homebuyers 12:01 How to make sure you're not overpaying for your home?14:45 How to uncover "off-market" properties 18:36 Should you buy a property without using a Buyers Agent?22:33 How to pick a good Buyers Agent over a bad one 26:19 The most undervalued suburbs in PerthKey Themes- Perth property market 2025- WA housing shortage- Buyers agents vs DIY homebuying- First home buyers in Perth- Off-market property Perth- Prestige property Perth- Underrated Perth suburbsEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#perthproperty #perthrealestate #perthpropertymarket #waproperty #westernsuburbsperth #buyersagent #buyersagentperth #propertyadvice #homebuyingtips #perthhousingmarket #offmarketproperties#propertyinvesting #firsthomebuyer

Is Australia heading toward a housing crash or are we simply entering the next phase of the 18.6-year property cycle?In this episode of The Folio Property Podcast, Reece and Lachlan unpack one of the most talked-about questions in the Australian real estate:Does the property market really move in predictable cycles?And if so… what does that mean for Australia in 2025, 2026, and beyond?We break down the four phases of the cycle, the history behind Phil Anderson’s research, how the theory ties into US markets, and what happened in past downturns like the GFC. More importantly, we look at whether Australia is positioned for a fall, why speculation is rising, what the “winner’s curse” phase means, and whether everyday buyers should be worried or preparing for opportunity.Whether you're an investor, first-home buyer, or simply curious about the future of Australian property, this is a grounded, data-rich conversation that cuts through the noise.In This Episode You’ll Learn:What the 18.6-year property cycle actually isWhy it's trending globally and why some people treat it like a “cult”The four phases every market moves throughWhat happened from the 2007 peak → GFC crash → 2012 recoveryHow mid-cycle slowdowns occur (and why COVID fits the pattern)What the winner’s curse phase looks like and why 2024–2026 mattersWhy Australian markets didn’t fall as hard as the US during the GFCThe truth about private debt, risk levels, and market vulnerabilityWhy tangible assets like property often strengthen during downturnsWhat smart investors do when markets dipTimestamps: 00:00 Introduction 01:11 Is the Australian property market going to crash?03:03 What is the 18.6 year cycle?05:59 The 4 phases of a property cycle08:55 Is Australia in major debt 11:57 The factors drive each stage of the property cycle14:07 Concerns on Self-Managed-Super-Funds (SMSF)17:45 What properties hold their value during a downturn18:54 When will the Perth property market slow down23:15 The biggest myth about propertyKey Themes- Australian housing market- Global real estate cycles- Property investing fundamentals- Economic history & recessions- GFC vs Australia- Rising debt levels- Speculation risk- Market timing & long-term strategyAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation. #australianhousingmarket #australianproperty #propertymarketupdate #propertyinvesting #australiarealestate #propertynews #landprices #australiaeconomy #investingaustralia #australianhousingcrisis #australianpropertymarket #propertydownturn #gfc

In this episode of The Follio Property Podcast, Lachlan and Reece sit down with FIFO worker Chris, who built a $5 million property portfolio by age 31, all while working in the mines.Chris reveals exactly how he turned FIFO wages into long-term wealth, the mindset shift that changed everything, and how he created a clear exit strategy from FIFO life through smart, diversified property investing.We dive deep into:How Chris started investingBuilding a 7-property portfolio through interstate investingWhy most FIFO workers stay stuck and how to break outThe traps FIFO workers fall into (cars, toys, avoiding action)How education, data, and strategy built $2M in equityTransitioning from residential to commercial for passive incomeThe exact strategy he used to accelerate his wealth in under 5 yearsWhether you're a FIFO worker wanting financial freedom, a beginner investor, or someone looking for real Australian property insights, this episode delivers massive practical value.Timestamps: 00:00 Introduction 03:11 Why All FIFO Workers Get Stuck 04:53 The 5 Year Exit Plan 09:53 Starting Your Investment Journey (Bonus & Mistakes)13:48 How To Scale A Portfolio Without Sacrificing Lifestyle 19:50 How To Achieve Passive Income Through Property 21:57 Diversification Is The Most Crucial Aspect Of Investing 26:03 Advice For FIFO Workers Looking To Invest📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #investing #realestatemarket #investmentproperty #fifolife #fifofamily #fifo #mining

It's been just over 6 months since the launch of this podcast and over that time there has been a flood of questions from you guys. In this episode, Lachlan and Reece sit down to tackle the biggest and most debated property questions you’ve sent in over the past six months. We dive into: Is the 5% deposit scheme actually a good idea, or is it setting buyers up for risk?Should you park cash in an offset account or use it to invest?Is the Australian property market heading for a crash?Which city will perform better in 2025: Perth or Melbourne? And much moreWhether you're a first-time investor, building a portfolio, or just trying to navigate conflicting headlines, this episode will give you clarity, confidence, and a grounded understanding of what’s really happening in the market.We encourage you to keep sending through these comments, so we can answer them in our coming episodes. Timestamps: 00:00 Introduction 01:21 Should you take advantage of the 5% deposit scheme?02:47 Is keep money in an offset account a waste?03:49 Is the Australian property market about to crash?05:16 Should you invest in Perth or Melbourne?07:05 Is land-banking a good strategy?07:56 Is Darwin the next investment goldmine?09:28 Categorising how we grade assets 11:57 Can you trust a buyers agent and off-market properties?15:16 Should you avoid using equity in your home to invest?📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #investing #realestatemarket #investmentproperty #debtfree #loan #cashflow #investmentyield #propertysale #q&a #propertymarket #equity #equityinvesting #australianproperty

In this week's episode we welcome back Managing Director at Herron Todd White, Brendon Ptolomey, to break down the real story behind Australia's regional property markets. With median house prices in capital cities continuing to rise, many investors and homebuyers are looking into regional alternatives. However, there are many pros and cons to these markets, which we unpack in this episode: We discuss: The regional towns and cities outperforming expectations (and why?)What actually drives growth and stability in regional marketsThe truth about mining towns. Incredible returns or high-risk traps?How to identify future regional growth corridorsIf you’ve ever wondered whether regional investing is the next big opportunity or a ticking time bomb, this is a must-listen.Timestamps: 00:00 Introduction 01:06 The Regional WA Property Market Explained: Trends, Data & Performance07:00 Should You Still Invest in Regional Property in 2025?09:15 Mandurah, Rockingham & Geraldton: The Biggest Movers in Regional WA13:21 Should You Invest in Mining Towns? High Returns vs High Risk Explained19:26 Is WA’s South Coast Still Good Value for Investors?21:45 If You Had $650K to Invest, Where Should You Buy Property in 2025?📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.auBrendon Ptolomey: https://htw.com.au/personnel/brendon-ptolomey/Herron Todd White: https://htw.com.au/📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #regionalproperty #mandurah #miningtown #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty #follio

What separates a property buyer from a true portfolio builder? In this weeks episode, Lachlan and Reece delve into the 4 key things that every investor should track, do and assess in order to build a sustainable and high-performing property portfolio. 1. Debt-to-Income Ratio2. Loan-to-Value Ratio 3. Cash Buffers 4. How and When to Review Your Portfolio They unpack how these principles play out in real-world scenarios. Along with common questions we get asked on turning your home into an investment property, knowing when to sell your investments and avoiding the biggest mistakes investors make when trying to scale a their portfolio. If you are wanting to move beyond just owning a property and start building long-term wealth through real estate, this is the episode for you. Timestamps: 00:00 Introduction 01:23 What's a healthy debt-to-income ratio 05:31 What should your loan-to-value ratio be?06:48 Why you should always have a cash buffer 11:21 Turning your home into an investment property 14:55 What yield should an investment property have?16:47 When should you review a property portfolio?18:54 When should you sell your investment properties?21:41 Biggest mistake investors make when building a portfolio 📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #investing #realestatemarket #investmentproperty #debtfree #loan #cashflow #investmentyield #propertysale

In this episode the boys break down four powerful investment strategies for an $850k budget, and why strategy always trumps price point. In the midst of rising house prices, it's becoming more crucial to have a strategy in place. One to help you act smarter and quicker, but to also protect you through your long-term property journey. The boys unpack:- The 'Do Nothing' strategy- The FIFO exit strategy - Investment strategy for high income earners - The first-time investor strategy in 2025If you’ve been wondering what to do next in your portfolio buy, hold, or restructure this episode is your blueprint.Timestamps:00:00 Introduction00:43 Strategy or Asset 04:17 How Often Should You Review A Strategy 10:17 The "Do Nothing" Strategy 14:33 The FIFO Exit Strategy 20:04 Investment Strategy For High Income Earners 24:29 The First-Time Investor Strategy📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #propertystrategy #investmentproperty #propertymarket #investing #investmentproperty #follio

🎙️ Episode: Inside Perth’s Property Peak with Brendon PtolomeyThis week, Reece and Lachlan sit down with Brendon Ptolomey, Managing Director at Herron Todd White — one of Australia’s leading property valuation firms.With nearly 30 years in the industry, Brendon shares his insider take on whether Perth’s property market has hit its peak, what’s driving record-low listings, and how today’s boom compares to past cycles.They unpack:• Signs of a “winner’s curse” market phase• Why Perth’s housing shortage is so tough to fix• The feasibility challenges behind new apartment projects• What smart investors look for in high-value properties• Practical ways to add or protect property valueA grounded, data-driven look at what’s really happening in Perth’s housing market — and what’s coming next.⏱️ Timestamps:00:00 – Introduction02:18 – Is the Perth property market overcooked?05:02 – Why is Perth so undersupplied?07:19 – What’s driving the decline in Perth building approvals?13:54 – How can Perth fix its apartment shortage?18:35 – What to look for when buying an investment property20:29 – How to add value to your investment property27:49 – Where the best opportunities are in Perth right now31:01 – When and how the Perth market could start to slow🔗 Links & Resources:🌐 Website: follio.com.au📩 Contact: info@follio.com.au👤 Brendon Ptolomey: htw.com.au/personnel/brendon-ptolomey🏢 Herron Todd White: htw.com.au📲 Follow Us:Instagram: @folliopropertypodTikTok: @folliopropertypodSpotify: Follio Property PodcastLinkedIn: Lachlan Delahunty | Reece Beddall🎵 Music: “Upbeat Hip Hop Boom Bap” by MoodMode🎧 Music provided by MoodMode#propertyinvesting #perthproperty #perthrealestate #propertymarket #investing #follio #perthnews

In this episode, we’re joined by Alastair Harris, industry veteran and Director of Builder’s Choice, with over 25 years of experience across the construction and property space.The boys dive into one of the most important questions facing buyers and investors right now – can you trust the building industry in 2025?From post-COVID changes and land shortages to the First Home Buyer Scheme and the rise of builder brokers, Alastair shares insider insights into how the building industry really works and what’s changed for the better.They further discuss:* How to choose a builder you can actually trust* Why the Perth building market is set for another surge* The impact of the First Home Buyer Scheme and government grants* Why are some Perth pockets are cheaper to build than buy* How investors are using new builds to create instant equityWhether you’re a first-home buyer looking to build or an investor chasing strong returns, this episode gives you an unfiltered look at the new build industry in 2025 – what’s working, what’s not, and where the biggest opportunities lie.Timestamps:00:00 Introduction01:02 Can You Trust the Building Industry in 2025?04:24 Perth’s Growing Land Shortage06:00 The Impact of the First Home Buyer Scheme07:49 What Exactly Is a Builder Broker?09:30 Why More People Are Turning to Builder Brokers10:55 How to Choose the Right Builder13:51 How Builders Get Paid (and What to Watch For)19:21 The Shortage of Qualified Trades in 202522:06 The Best Perth Areas for New Build Investments📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.auAlastair Harris: https://builderschoice.com.au/#contactBuilders Choice: https://www.instagram.com/builderschoice_au/📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #perthproperty #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty #follio

In this episode we bring back an audience favourite Corey Adamson. One of Perth's top real estate agents and Director at the Perth Property Team - The Agency. The boys dive deep into the current conditions facing buyers in today's property market. From smart negotiations strategies to understanding when and how to buy, Corey shares his insider tips for navigating the market with confidence. We also unpack the sellers perspective, uncovering the most effective tactics to maximise your sale price. They further discuss: Why Perth doesn't do auctions (and what it means for buyers & sellers)How banks and brokers are failing buyers in today's market The biggest misconceptions about real estate agentsStrategic advice every buyer should know before making their next moveWhether you're buying, selling, or simply curious about the property market, this episode gives you a look behind the covers of real estate agents and how they operate, including unfiltered truths you won't hear anywhere else. Tune in now and cut through the noise!Timestamps: 00:00 Introduction 01:45 Best Tips For Selling Your House 05:40 Biggest Mistakes Buyers Make 08:30 Behind The Mind Of A Real Estate Agent10:54 Why Perth Doesn't Do Auctions16:01 Why Brokers & Banks Are Failing Buyers 17:57 The Best Negotiation Strategy For Buyers 20:50 Real Estate Agents Don't Do Anything?26:15 Perth Property Market Update27:44 The Misconception Of Real Estate Agents 📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.auCorey Adamson: Instagram: https://www.instagram.com/coreyadamsonproperty/TikTok: https://www.tiktok.com/@coreyadamsonLinkedIn: https://www.linkedin.com/in/corey-adamson-7964b2139/Business: https://theagency.com.au/team/corey-adamson📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #perthproperty #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty #follio

In this episode, Lachlan and Reece reveal Melbourne’s top suburbs for houses under $950K in 2025 and explain why these areas are set to outperform.They discuss how the First Home Buyer Scheme drives demand, why owner-occupier dominated suburbs offer lower risk, and what investors need to know to capitalise on growth.They also cover:* The five key suburbs to watch for strong capital growth* How infrastructure, lifestyle, and low vacancy rates are boosting value* Tips for first-home buyers and investors on navigating a competitive market* Strategies to identify underperforming suburbs and avoid costly mistakesWhether you’re a first-home buyer or an investor looking for growth, this episode gives you the insights to act before Melbourne’s hottest suburbs surge further.Timestamps:00:00 Introduction01:02 What’s happening in the Melbourne property market03:31 Debunking the Land Tax Myth04:45 How the First Home Buyer Scheme is driving demand05:15 Our Top 5 Melbourne Suburbs to watch in 202506:24 No. 1: Berwick09:15 No. 2: Sunshine West11:54 No. 3: Ferntree Gully13:47 No. 4: Carrum Downs16:02 No. 5: Lalor18:18 Key metrics investors must know before buying20:51 Our advice for first-home buyers and investors in Melbourne📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertytax #propertytaxexpert #tax #taxtips #propertyinvesting #investmentproperty #australianproperty

In this episode, Lachlan and Reece explore the strategies behind building a cash flow-focused property portfolio.They explain the practical steps and decisions investors make to grow wealth from cash flow assets, using real examples from both first-time buyers and experienced property investors. From regional opportunities to new builds, renovations, and advanced strategies like commercial or NDIS properties, this episode covers it all.They also discuss:- How to balance land value vs house improvements for maximum returns- Smart strategies for new builds vs established properties- How much of your portfolio should be focused on cash flow assets- The best-performing cash flow assets in today’s marketWhether you’re buying your first property or scaling an existing portfolio, Lachlan and Reece break down actionable strategies to help you make informed decisions and maximise your investment potential.Timestamps:00:00 Introduction00:55 Can you grow wealth through cash flow assets03:08 Regional markets: Opportunities vs risks06:06 Land vs improvements: what really drives growth?10:03 Experienced Portfolio Builder Cash Flow Strategies13:03 New builds vs established: which delivers better returns?16:59 Advanced cash flow strategies: commercial, NDIS & more21:23 How much of your portfolio should be focused on cash flow assets?25:59 What is the best cash flow asset?📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #CashFlowStrategies #FirstTimeInvestors #RegionalProperty #PropertyRenovations #NewBuilds #CommercialPropertyInvesting #PropertyReturns #PropertyIncome #RentalYield

In this episode, Lachlan and Reece welcome back a audience favourite and tax expert, Nathan Hood from Carbon Group. After a very detailed breakdown on property tax, negative gearing and more on the last episode, this episode puts it into play. We delve deep into Nathan's personal property journey and portfolio strategy. From his very first purchase to his current portfolio, Nathan opens up about his biggest wins, his toughest lessons, and the strategies that have shaped his success.They also discuss: Tax strategies to maximise your investment returnsCostly mistakes for first-time investors to avoidProperty vs shares and crypto The right debt-to-income ratioWhy investing interstate could be your smartest move Whether you're starting out or already building a portfolio, Nathan's insights will give you a practical, no-nonsense strategies you can apply straight away. Timestamps: 00:00 Introduction01:45 Nathan's Property Journey 06:25 What Goal Should Aim For When Investing?10:05 How Does a Home Purchase Differ To An Investment (tax)13:02 What Is A Healthy Debt To Income Ratio?17:06 Why You Should Invest In Different States & Cities 19:36 Why Shares Are Riskier Than Property 22:42 The Best Tax Strategy For Investment Property 29:07 Advice For First-time Property Investors 📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.auNathan Hood: LinkedIn: https://www.linkedin.com/in/nathanhoodperth/Business: https://carbongroup.com.au/📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertytax #propertytaxexpert #tax #taxtips #propertyinvesting #investmentproperty #australianproperty

In this episode, the boys sit down with Brennan Nash, Head of Advisory at Follio. Brennan isn't your average property expert; he's a qualified property investment advisor, financial planner, accountant, broker, and a seasoned investor who has spent years helping Australians build wealth through property. With the combination of skills and experience, Brennan brings a holistic perspective to property investing. Brennan explains why strategic advice is critical for investors who want to mitigate risk, maximise returns, and ensure their portfolio is structure in a way that aligns with long-term lifestyle and financial goals. What a property investment advisor actually does (and how they are different from a Buyers Agent)The biggest mistakes investors make and how to avoid them When should you sell an investment property The best areas in Australia to invest right now How to structure your portfolio for sustainable, long-term growthIf you're currently looking to make your first investment or want advice on how to structure and maximise the performance of your exiting portfolio, this is the episode for you. Timestamps: 00:00 Introduction01:11 What Does A Property Investment Advisor Do?04:13 Property Advisor Vs Buyers Agent07:49 Can You Trust A Buyers Agent or Property Advisor?11:13 Biggest Mistake Investors Make16:07 How A Property Advisor Can Save You Money18:04 When Should You Sell Your Investment Property?21:35 What Areas In Australia Are Best For Investing22:43 What Is Replacement Cost?📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan: https://www.linkedin.com/in/lachlandelahunty/Reece: https://www.linkedin.com/in/reece-beddall-294557b3/#propertyinvesting #investmentadvisor #investmentadvice #propertydeals #propertymarket #investmentproperty #investing #debt #buyersagent #replacementcost #propertyadvisor #propertyadvice

Commercial property in Australia can be one of the best return on investment for investors. In this episode, Lachlan and Reece welcome back a guest favourite and commercial property expert Cal Doggett. We dive deep into why commercial property could be the smartest play for investors right now. And how it can fit into your property portfolio.They unpack: Cashflow vs. capital growth in commercial property Why tenants are the most important aspect of commercial property When to introduce commercial into your portfolio and moreIf you're looking to understand what commercial property is and how it performs in an investment portfolio, this episode is packed with unfiltered insights, practical strategies, and jaw-dropping stories you won’t hear anywhere else.Tune in now and cut through the noise! Timestamps: 00:00 Introduction 01:10 Why Commercial Property For Investment 05:26 Can You Achieve Capital Growth On Commercial Property11:36 Tenants Are The Biggest Factor When Investing In Commercial Property15:20 How Much Does It Cost To Buy Commercial Property 20:37 Where Does Commercial Property Fit In Your Portfolio 30:07 Commercial Vs Residential Investment32:02 Commercial Property Market Cycle. Where Are We?📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.auCal Doggett: LinkedIn: https://www.linkedin.com/in/caldoggett/Business: https://www.propertiesandpathways.com.au/Mastermind: https://investorcode.com.au/📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#commercialproperty #commer #propertyinvesting #investmentproperty #investing #commercialrealestate #residentialproperty #portfolio #investmentportfolio #australianproperty #entrepreneur #property