Claim OwnershipRetirement Lounge Podcast
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Description
Retire with clarity. Live with purpose.
Hosted by Chartered Financial Planner and SOLLA Accredited Adviser Nick Hutchings, The Retirement Lounge is your calm and confident space to explore the transition into retirement.
Drawing on 25+ years in financial services, and a deep personal passion for later life planning, Nick brings you practical guidance, real-life stories, and expert insight to help you navigate the financial and emotional side of retirement.
Whether you’re 5–10 years out, newly retired, or supporting a loved one through the process, this podcast simplifies complex topics—like pensions, legacy, care fees, and lifestyle transitions—so you can focus on living well, not worrying.
Expect short, sharp episodes that challenge your thinking, provoke honest conversations, and give you the tools to feel in control of your future.
You’ll walk away from each episode feeling better informed and more deliberate about your decisions.
Listen in if you want to:
-Define what retirement really means to you.
-Learn the top things to know and do as you plan.
-Understand your money without the jargon.
-Hear thoughtful takes on topics families often avoid.
-Gain confidence that you won’t run out of money or die with too much.
Subscribe, share with someone you care about, and join Nick in reshaping the retirement conversation.
Hosted by Chartered Financial Planner and SOLLA Accredited Adviser Nick Hutchings, The Retirement Lounge is your calm and confident space to explore the transition into retirement.
Drawing on 25+ years in financial services, and a deep personal passion for later life planning, Nick brings you practical guidance, real-life stories, and expert insight to help you navigate the financial and emotional side of retirement.
Whether you’re 5–10 years out, newly retired, or supporting a loved one through the process, this podcast simplifies complex topics—like pensions, legacy, care fees, and lifestyle transitions—so you can focus on living well, not worrying.
Expect short, sharp episodes that challenge your thinking, provoke honest conversations, and give you the tools to feel in control of your future.
You’ll walk away from each episode feeling better informed and more deliberate about your decisions.
Listen in if you want to:
-Define what retirement really means to you.
-Learn the top things to know and do as you plan.
-Understand your money without the jargon.
-Hear thoughtful takes on topics families often avoid.
-Gain confidence that you won’t run out of money or die with too much.
Subscribe, share with someone you care about, and join Nick in reshaping the retirement conversation.
15 Episodes
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We like to think our financial decisions are logical, but our brains often have other plans. In this solo episode, Nick dives into behavioural biases, the mental shortcuts and emotional habits that influence how we invest, often without us realising it. From loss aversion and herd behaviour to confirmation bias and the Dunning-Kruger effect, Nick explains how these biases can quietly sabotage your long-term wealth. You’ll learn how to spot your own blind spots, why discipline always beats impulse, and how to apply Nick’s G.A.R.D. framework to protect your investments. Whether you’re investing for retirement or simply trying to make smarter decisions, this episode will help you see where your instincts may be getting in the way and how to keep your emotions in check when markets wobble. Connect with Nick Hutchings
Retirement is one of life’s biggest transitions, and it doesn’t have to be complicated. In this episode of The Retirement Lounge, Nick speaks with Pete Matthew, Chartered Financial Planner, author, and founder of the Meaningful Money podcast and YouTube channel. Pete shares his journey into financial services, why he started creating content to make money simple, and his insights from decades of helping people prepare for life after work. Pete’s message is clear: retirement isn’t the end, it’s a new chapter and with the right approach, it can be the most meaningful stage of your life. Connect with Nick Hutchings Connect with Pete Matthew
What does it really mean to have enough? In this episode of The Retirement Lounge, Nick speaks with Paul Armson, financial planner, author of Enough? and creator of the Inspiring Adviser programme. Together, they explore the shift from product-driven advice to planning that’s about life, not just money. Topics include: Why traditional “financial advice” often misses the point How to focus on living fully, not chasing numbers Why risk is more than market volatility The freedom of knowing when you’ve already got enough Insights for business owners hanging on for “one more big deal” 🎧 Tune in for a refreshing and thought-provoking conversation on money, purpose, and what really matters in retirement. 👉 Listeners can request a copy of Paul’s book Enough? by emailing hello@retirementlounge.co.uk. 👉 Financial planners can explore Paul’s Inspiring Adviser Programme here: https://www.inspiringadvisers.co.uk/
Moving house is always stressful — but in later life, it’s rarely just about the property. It’s about memories, identity, independence, and big life transitions. In this conversation, Nick speaks with Susan from Turner’s Oak, an estate agent who specialises in supporting older homeowners and their families through some of the most emotional moves they’ll ever make. Whether you’re approaching a move yourself or supporting a loved one, this episode is full of empathy, insight, and practical advice. 🎧 Listen now to discover how a tailored, understanding approach can turn a daunting process into a positive next chapter. Book mentioned in the episode - https://www.davidsolie.com/books-cds/book-information/
What happens when a high-performing sales exec trades spreadsheets for stage scripts? In this episode, Nick Holbrook shares his personal journey through retirement, from trial and error to finding new purpose in writing, audiobook narration, and comedy. We explore the emotional shifts, identity challenges, and redefining what ‘retirement’ truly means. It’s honest, relatable, and full of practical reflections, especially for those who aren’t quite ready to “do nothing.”
In this episode of The Retirement Lounge, Nick speaks with Jane Finnerty, Chair of the Society of Later Life Advisers (SOLLA), about the importance of good financial advice in later life and what makes SOLLA-accredited advisers different. They explore what SOLLA is, how it came about, and why accreditation matters when navigating complex decisions around care, estate planning, and vulnerability. Jane brings warmth, experience, and passion to a topic that’s often misunderstood, helping listeners understand where to turn when life throws up uncertainty. Whether you're approaching later life yourself, supporting a loved one, or part of the “sandwich generation” balancing care responsibilities with your own household, this episode is full of insight.
In this episode, Nick speaks with Sarah Davies, who shares her deeply personal journey from financial insecurity to confidence. Starting serious financial planning in her 40s, Sarah reflects on how advice changed her mindset and her retirement. Together they explore emotions around money, the importance of financial education, and why taking control later in life is not too late. A heartfelt conversation that many will relate to.
When COVID hit, Rupe had just ended a long career in IT sales. What followed wasn’t a traditional retirement; it was reinvention. In this warm and witty episode, Rupe shares his unexpected post-career path: from shelf-stacking at Tesco to running village events and helping others find purpose. A candid, often humorous look at how retirement can be a beginning, not an end.
When a loved one needs care, the decisions can feel overwhelming. In this episode, Nick speaks with Gemma Locke from Trinity Homecare about navigating care options, at home or in a care home and how families can make confident choices before crisis hits. Learn how early planning, live-in care, and emotional support can ease the journey for everyone involved.
Paying for care in later life can feel overwhelming but it doesn’t have to. In this episode of The Retirement Lounge, Chartered Financial Planner Nick Hutchings explains how care is funded in the UK, covering: Local authority assessments Care fees annuities (immediate and deferred) Self-funding thresholds and asset limits The value of specialist financial advice Whether you’re supporting ageing parents or thinking ahead for yourself, this episode offers clear, calm guidance for navigating one of retirement’s most sensitive topics.
What do you do when life throws you a curveball in your 50s or 60s? In this episode, Nick talks with coach and broadcaster Sheila Docker about midlife reinvention, maintaining your identity, and building the strength, physical and emotional, to move into your next chapter with more purpose and clarity. Whether you're thriving or reassessing, this episode offers straight-talking guidance for whatever comes next.
Should you buy an annuity or stick with drawdown? In this episode, Nick Hutchings breaks down the pros and cons of both, explains how your values and lifestyle affect your choice, and shares real-world examples to help you make a more confident decision. No one-size-fits-all, just clear, calm insight for your retirement planning.
Before we dive into the how-tos of retirement planning, there’s a more important question to ask: what does retirement actually mean to you? In this opening episode, host Nick Hutchings reflects on how the meaning of retirement has evolved over the past few decades—and why defining it for yourself is the most powerful first step you can take. You’ll hear about the diverse ways people describe retirement in Nick’s work as a Chartered Financial Planner, and why unclear expectations can lead to what he calls “analysis paralysis.” Whether it’s freedom, purpose, or simply rest you’re after, this episode will help you get clear on what you’re really planning for. In this episode: Why the “old school” view of retirement no longer fits The risk of retirement without a vision Real-life examples of how different people define it Nick’s take on how you can build a version of retirement that actually excites you Ready to rethink retirement? Let’s begin. 🎧 Listen now and start shaping a future you’re excited about.
Retirement isn’t just a financial milestone—it’s an emotional journey. In this episode, Nick Hutchings explores the often-overlooked emotional aspects of retirement and why planning for them is just as crucial as budgeting or investment. From identity loss and shifting routines to changing relationships and mental health challenges, Nick shares heartfelt insights and personal stories that help you prepare for the psychological transitions ahead. You’ll hear practical thoughts on topics like: The loss of purpose and how to rediscover meaning Coping with boredom, regret, or a lack of structure Navigating marital changes and evolving family dynamics Managing anxiety, depression, or fears around ageing The paradox of too much free time Whether you're on the cusp of retirement or already navigating it, this episode offers a compassionate, clear-eyed look at what to expect emotionally—and how to prepare with intention. 🧭 “It’s not just what you’re retiring from—but what you’re retiring into—that makes the difference.” 👉 Listen now and start planning not just for your future lifestyle, but for your future self.
In this episode, Nick shares practical steps to help you feel more confident and deliberate in planning for retirement - whether you're just starting to think about it or already living it. From financial foundations to emotional preparation, Nick covers: Why a good financial plan is like having a sat-nav for your future The importance of “elegant simplicity” in managing your finances How your spending patterns change over the decades of retirement The benefits of annuities, cash reserves, and preparing for care Why mindset matters as much as money — and how to shift it With relatable stories, thoughtful insights, and actionable advice, this episode helps bring clarity to one of life’s biggest transitions. Listen now to start preparing not just for retirement, but for a fulfilling life beyond work.
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