Love and Money with Barbara Treadwell

Parenting a child with Down Syndrome brings unexpected challenges and profound gifts. In this episode, Barbara sits down with her longtime friend Lynette Johnson for an honest conversation about raising her son Matthew, who was born with Down Syndrome in 2003. From the moment of his unexpected diagnosis in the delivery room to his recent high school graduation at age 22, Lynette shares the journey of advocating fiercely for services, navigating bureaucratic systems, and discovering that Matthew could do far more than any expert predicted. They discuss the importance of specialized programs, the impact of family loss, and the remarkable bond between Matthew and his brother Nick.What’s in This EpisodeReceiving Matthew's Down Syndrome diagnosis in the delivery room and a nurse's encouraging wordsWhy Lynette rejected the discouraging literature based on outdated 1960s-1980s researchThe challenge of accessing the CAP program and becoming the persistent squeaky wheelHow the Innovation waiver treats the child as independent, regardless of family incomeEarly intervention services, including physical therapy, occupational therapy, speech therapy, and feeding therapyMatthew's pride in working since age 16 and graduating high school at 22The importance of special needs trusts and educating extended family about proper provisionsNick's commitment to Matthew, including becoming certified to provide services and build social circlesVisit:Learn more about Barbara Treadwell and future episodes at BarbaraTreadwell.comFollow on Instagram @LoveAndMoneyPodcast and on Facebook Love & Money with Barbara TreadwellSecurities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

At 81, Barbara Treadwell works 50 hours a week, travels the world, and maintains a robust self-care regimen. In this solo episode, she opens up about her approach to biohacking for longevity, not to live to 180, but to stay as healthy as possible for whatever time she has. From the bike accident that uncovered serious spinal deterioration to the protocols that helped her press 600 pounds at Osteostrong, Barbara shares her personal journey with bone health, supplements, exercise, and mindset practices that keep her thriving.What’s in This EpisodeHow a bike accident after a COVID booster uncovered undetected spinal deterioration and became a wake-up callThe bone remodeling protocol that includes Reclast infusions and multiple home therapiesHome biohacking tools: infrared sauna, light therapy, sound therapy, PEMF mat, BioMAT, and vibration plateOsteostrong treatment and how osteogenic loading helps Barbara press 600 poundsThe Dave Asprey Biohacker Conference and ketamine-assisted neurofeedback experienceBrain cognitive supplements and the unexpected improvement in remembering forgotten tasksChristian Drapeau's stem cell research and the three-part STEM Orgen protocolDigestion and nail health supplements, including beef organsLow dose naltrexone for joint pain and diclofenac sodium for back painExercise evolution: 3D movement with Zarina del Mar, resiliency, gratitude, and the importance of laughter and purposeVisit:Learn more about Barbara Treadwell and future episodes at BarbaraTreadwell.comFollow on Instagram @LoveAndMoneyPodcast and on Facebook Love & Money with Barbara TreadwellSecurities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Only 10% of family businesses make it to the fifth generation. Rex Templeton's family beat those odds. In this episode, Barbara sits down with Rex, fifth-generation leader of Morris and Templeton Insurance, for an honest conversation about navigating family dynamics, maintaining core values across generations, and the difficult decision to sell a legacy business after more than 40 years of family ownership. Rex shares powerful stories about integrity, the evolution of communication styles between generations, and what it takes to keep a family business healthy while protecting family relationships.What’s in This Episode:Core values that transcend generations: honesty, hard work, and diligenceThe Mr. Mosley story and what it reveals about trust and integrity in businessHow communication styles change from generation to generation and why it mattersManaging conflict resolution when family members work togetherThe "eat what you kill" commission model and how it minimizes hierarchy conflictsWhy Rex and his wife decided working together wasn't right for their marriageThe importance of authentic community involvement without immediate business expectationsSuccession planning: why they were "10 or 12 years too late" and how they navigated the saleInterviewing 18 potential buyers and choosing culture fit over the highest offerMaintaining the Morris and Templeton name, team, and operations after the sale to Alchemy InsurersAdvice for young entrepreneurs: protect the business entity like a family member and prioritize transparencyVisit:Learn more about Barbara Treadwell and future episodes at BarbaraTreadwell.comFollow on Instagram @LoveAndMoneyPodcast and on Facebook Love & Money with Barbara TreadwellSecurities offered through Osaic Wealth, Inc. member ⁠FINRA⁠/⁠SIPC⁠. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Parenting a child with special needs doesn't end at 18. It's a lifelong commitment that requires ongoing advocacy, financial planning, and emotional resilience. In this episode, Barbara sits down with her longtime friends and clients, Sue and Wendell, for an honest conversation about raising their son Matthew, who has Fragile X syndrome. They discuss the challenges of early diagnosis, the power of persistent advocacy, vocational training programs, and the complex financial and emotional realities of long-term planning for a child who will need support throughout his life.What’s in This EpisodeUnderstanding Fragile X syndrome and how it was diagnosed in Matthew at age threeWhy Sue left her career to become a full-time advocate and how that shaped Matthew's outcomesThe role of vocational training programs and job coaching servicesHow participating in research programs across the country contributes to advancing medical knowledgeThe financial impact of supporting an adult child with disabilities and planning for their futureWhy building community with other special needs families became the most rewarding aspect of their journeyVisitLearn more about Barbara Treadwell's financial planning services at BarbaraTreadwell.comSecurities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Teaching kids about money can feel overwhelming, but the Large family shows how natural the process can be when it becomes part of everyday life. In this episode, Barbara talks with Greg and Abbe and their three children about the early lessons that helped them grow into thoughtful, responsible young adults. They share how budgeting, saving, values, and open communication shaped their understanding of money at every age.What’s in This EpisodeHow Greg and Abbe introduced money concepts through everyday activities like counting change at the diner and paying bills at the counterWhy they chose not to tie allowances to chores or grades, and how that shaped their children’s understanding of responsibilityThe family’s early use of savings accounts, bank visits, and ATM transactions as hands-on teaching toolsHow college allowances and shared transparency helped the twins learn budgeting, tracking expenses, and making thoughtful choicesThe seven money styles and how each child recognized their own tendenciesThe role of charitable giving in the family and how it became a meaningful part of their children’s bar and bat mitzvah experiencesGreg and Abbe’s approach to teaching their kids how to think about money rather than what to think about itVisitConnect with Greg Large on LinkedInConnect with Abbe Large on LinkedInLearn more about Barbara Treadwell and future episodes at BarbaraTreadwell.comFollow on Instagram @LoveAndMoneyPodcast and on Facebook Love & Money with Barbara TreadwellSecurities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

People often feel uncertain about financial planning until they understand how the pieces fit together. In this episode, Barbara shares her recent interview from Close Up Talk Radio with host Doug Llewelyn, where she breaks down the steps that help clients move from confusion to clarity. She talks through cash flow, asset coordination, retirement strategy, and the importance of honest, informed conversations.What’s in This EpisodeHow life insurance premium financing works and why some clients use itThe importance of cash flow evaluation and why many people do not know what they earn, spend, owe, or ownRetirement planning lessons shaped by Barbara’s parents’ experience during market downturns in the 1970sHow Barbara’s background in therapy informs empathy, communication, and behavioral financial advisingWhy legacy planning is about preparation, clarity, and easing the burden on loved onesVisitLearn more about Barbara Treadwell and future episodes at BarbaraTreadwell.comFollow on Instagram @LoveAndMoneyPodcast and on Facebook Love & Money with Barbara TreadwellSecurities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Welcome to the very first episode of Love & Money with Barbara Treadwell. In this opening conversation, Barbara shares her personal journey and the life experiences that inspired this podcast. As a financial advisor for more than forty years and a former therapist, Barbara has learned that every money story is really a love story. This episode sets the tone for what’s ahead with real stories, honest conversations, and heartfelt lessons about the connection between love, life, and money.What’s in This EpisodeThe question from her coach that changed Barbara’s entire career pathHow love, loss, and communication became the foundation of Barbara’s workBarbara’s experience raising and losing her son, Terry, and what helped her healThe power of gratitude and resilience in navigating life’s hardest momentsWhat it means to connect financial planning with the people we care about mostA preview of upcoming topics like raising financially fit kids, family legacy, caregiving, and charitable givingVisitLearn more about Barbara Treadwell and future episodes at BarbaraTreadwell.comFollow on Instagram @LoveAndMoneyPodcast and on Facebook Love & Money with Barbara Treadwell

In this trailer, Barbara Treadwell shares the story behind Love and Money, a podcast about the powerful connection between our finances and the people we love.