Money Talk With Tiff

Today on Money Talk With Tiff, Tiffany sits down with Melissa Broughton to tackle one of the most dreaded topics for entrepreneurs: bookkeeping! Melissa breaks down exactly what a bookkeeper does, why every business owner needs one (no matter what stage you’re at), and how skipping this crucial step could be leaving thousands of your hard-earned dollars on the table. From decoding the roles of bookkeepers, CPAs, and fractional CFOs to real-life cautionary tales, this episode is packed with actionable insights for business owners and freelancers alike! Plus, Melissa’s offering a fantastic freebie exclusively for Money Talk With Tiff listeners.Check out the full episode show notes: https://moneytalkwitht.com/podcast-show-notes/business-needs-a-bookkeeper/What You’ll LearnWhat a Bookkeeper Really Does: Melissa clarifies the mystery around bookkeeping, explaining it’s all about organizing your financial transactions and keeping your business tax-ready.Why Bookkeeping Is Crucial: Beyond tax time, regular bookkeeping helps you spot trends, manage budgets, and make smarter business decisions in real time.Bookkeeper vs. CPA vs. Fractional CFO: Discover the differences between each financial role (Melissa’s medical analogies make it easy!), and why a bookkeeper should be your foundational hire.The Real Cost of Neglecting Your Books: Hear how business owners are missing out on an average of $7,500 in deductions by NOT having up-to-date books (and how it could be way more).Getting Started (Even if You’re Small): Do you really need a bookkeeper if you’re just starting out? Melissa shares who can DIY and when it’s time to bring in a pro.Episode GemsTiffany’s Take: “You won’t get that data just going to a tax professional once a year! You need real-time insights to truly run your business.”Melissa’s Pro Tip: “The expense of hiring a bookkeeper is 100% tax deductible—and makes sure taxes don’t haunt you later!”Melissa’s Free Gift: Download a complimentary electronic copy of The Four Hour Bookkeeper—perfect for DIYers who want to get their books in order.Links & ResourcesGrab Your FREE Copy: The Four-Hour Bookkeeper – Claim your copy here! (Go to the contact form to request your free book)Connect with Melissa: busybeeadvisors.com – Schedule your free consultation for bookkeeping or taxes.Connect with TiffWebsite & All Episodes: moneytalkwitht.comSocial: @MoneyTalkWithT on all platformsDon’t let bookkeeping be the monster in your business closet! Tune in, grab your free book, and step into your CEO power with clear financials.

This week, Tiffany welcomes back financial trauma expert Rakim Sabri (for his fourth appearance!) to unpack what financial trauma really means and why it affects everyone—not just those who’ve had direct money struggles.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/healing-financial-trauma/Key TopicsWhat is Financial Trauma?Rahkim explains it’s any negative experience (direct or observed) that impacts how you think, feel, or act with money—covering not just your own experiences but also family, institutional, and even societal influences.There are six sources of financial trauma, from generational to systemic.Why It Matters:Financial trauma is universal—understanding this helps shift the focus from blaming individuals to recognizing bigger societal patterns.It can show up in unexpected ways, even for those who haven’t faced poverty.How to Start Healing:Rahkim’s “3 E’s”: Exposure (learning to recognize trauma), Education, and Execution.Awareness can empower you to make better decisions and break unhealthy money cycles.Practical Examples:The panic of opening bills, retail therapy, and risky investments can all be symptoms of financial trauma.Sometimes, seeking comfort doesn’t have to cost money—try nature, breathing, or connecting with others.About Rahkim’s Book:Rakim’s book "Overcoming Financial Trauma" drops November 2025 and is available for pre-order everywhere books are sold.Connect with RahkimWebsite: rahkimsabree.com (find all his socials there)Most active on LinkedIn & Instagram: @rahkimsabreeKeep the Conversation GoingCatch up on past episodes at moneytalkwitht.com and follow @MoneyTalkWithT everywhere.

https://youtu.be/QMkk3HceGC8?si=KenMseuzYP-1b_9zTiffany reconnects with her friend and business collaborator, Jasmine Beard, to dive deep into the importance and benefits of cross-industry collaboration for business owners. Jasmine, a seasoned strategic consultant, shares how business owners can break out of their industry silos, leverage transferable skills, and build partnerships that drive innovation, growth, and fresh opportunities. Whether you’re looking to expand your network or simply get unstuck in your business, Jasmine’s insights are packed with actionable advice for broadening your reach and impact.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/cross-industry-collaboration-for-entrepreneurs/Key TakeawaysDon’t limit your networking and business opportunities to just your own industry—amazing growth happens at the intersections.Adjust your language and examples to match your audience when reaching out to new sectors.Collaboration isn’t competition; it’s about expanding opportunities and delivering more value together.Invest time in real relationship-building—not just sales pitches—and the right partnerships will follow.Resources & LinksPrevious episode with Jasmine: https://youtu.be/QMkk3HceGC8?si=KenMseuzYP-1b_9zConnect with Jasmine and learn more about AJoy Consulting: https://ajoy2consult.com/Register for “It’s AJoy Doing Business” (September 12, Greensboro, NC): https://www.eventbrite.com/e/its-ajoy-doing-business-tickets-1447489683609?aff=MoneyTalkTiffFollow Tiffany Grant online: Money Talk With Tiff Website | Instagram | Twitter | LinkedInLoved today’s episode?Don’t forget to subscribe, rate, and review! Send Tiffany your questions or feedback—and remember, spend wise by spending less than you make. See you next week!

In this powerful episode of Money Talk With Tiff, Tiffany sits down with Elyse Archer to break down the real secrets of sales success beyond the typical grind and hustle culture. Elyse introduces her methodology of “superhuman selling” and shares her personal story of quantum leaping from a stagnant income to making her annual salary in just six weeks. Together, they dive deep into redefining sales, creating an empowered mindset, and achieving big financial goals—especially for entrepreneurs, moms, and anyone who's tired of trading all their time for money.Check out our full show notes here: https://moneytalkwitht.com/podcast-show-notes/superhuman-selling-and-the-four-quadrants-to-quantum-sales-growth/Key Topics CoveredSuperhuman SellingElyse explains her concept of “superhuman selling”—how she made a radical income leap without hustling herself into exhaustion, and why traditional grind culture doesn’t serve entrepreneurs, especially those with families.Four Quadrants of Quantum Sales GrowthElyse reveals her framework for achieving “uncommon” sales results and abundance:Mind Over Matter: Shifting your beliefs and identity to match your most powerful, abundant self.Money: Healing your relationship with money and breaking limiting beliefs so you can align with your financial goals.Masculine and Feminine Energy: Balancing the doing (structure and action) with receiving, play, flow, and enjoyment—essential for avoiding burnout and quantum leaps in income.Method: Choosing and believing in the right strategies, but always building them on the right mindset foundation.Trading Your Life For Your GoalsReflection on the question: Are your goals truly worthy of the time and life you’re trading for them?Personal StoriesBoth Tiffany and Elyse open up about their own struggles with hustle culture, burnout, self-worth, and transforming their attitudes around money and business.Practical AdviceHow to step out of your comfort zone, invest in yourself (even when it feels scary), and why aligning your belief systems is the real accelerator for success.Connect with Elyse ArcherPodcast: Superhuman SellingIn-Depth Training & Mini Course: elysearcher.com/4QuadrantsInstagram & Social: @elysearcherTiff’s TakeawaySales doesn’t have to feel sleazy, stressful, or take every waking hour! When you work from the inside out—building the right mindset, energy, and relationship with money—you’ll unlock more income and fulfillment than you ever imagined. Take notes on the four quadrants and check out Elyse’s resources to learn how to apply them in your own business.Resources MentionedYour Money or Your Life by Vicki RobinStay Connected!Listen to more episodes & subscribe: moneytalkwitht.comFollow Tiffany: @MoneyTalkWithT on all platforms

In this episode of Money Talk With Tiff, Tiffany sits down with Maya Elious, a renowned branding expert, to talk about what it really means to reinvent yourself when you feel like you've outgrown your business or brand. If you're feeling burned out, unexcited, or simply misaligned with your current business path, this episode offers both the permission and practical tips you need to evolve!Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/reinventing-your-brand-and-yourself/Key TakeawaysRecognizing Burnout & Misalignment:Maya explains how burnout is often a sign of misalignment rather than just overwork. If your business or its offerings no longer energize you, it might be time to consider a change.Permission to Grow:Wanting something new doesn’t mean you’re ungrateful for your journey. Growth is natural and necessary—congratulate yourself for evolving!How to Reinvent:Start by honestly evaluating what aspects of your business you no longer enjoy. Identify what still brings you joy, then clarify if you’re changing your audience/message, your business model, or both.Detaching Identity from Your Brand:Maya shares strategies for those whose businesses are closely tied to their personal identities. Consider shifting focus to your company’s vision, values, and team.Practical Tips for Rolling Out a Reinvention:Plan a thoughtful rollout—update your visual branding, messaging, and offerings with intention so your audience can get to know the new you.Reinvention vs. Rebranding:There’s a big difference! Rebranding is usually about new visuals, while reinvention digs deep into your business model, offers, and ultimate purpose.Cautionary Tales:Maya references real-world examples (like Kim Kardashian’s initial Skims misstep) to highlight why market research and cultural awareness are key when making big changes.Connect with Maya EliousReady to explore your own reinvention? Learn more or work with Maya at https://mayaelious.com/evolveLoved this episode?Don’t forget to check out earlier episodes at moneytalkwitht.com and follow Tiff on all social platforms @MoneyTalkWithT.

In this solo "Tiffany's Take" episode of Money Talk With Tiff, Tiffany Grant—your favorite financial educator and self-professed money nerd—dives into one of the most requested topics: public speaking! Tiffany opens up about her own journey from extreme shyness to confidently presenting in front of large crowds. She shares honest, practical tips on how to overcome nerves, actively engage any audience, and truly own your voice—whether you're pitching an idea at work, speaking to stakeholders, or addressing a conference crowd.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/public-speaking-tips/Key TakeawaysPower Poses & Opening Engagement: Tiffany reveals how power poses help boost confidence before stepping on stage and why starting with a fun, easy-to-answer question works wonders for both big and small audiences.Embrace Your Expertise: Remember—you are the subject matter expert! The audience is there for you, so own your expertise and don't sweat the small mistakes.Connect with Attentive Audience Members: Focus on a few people who are engaged and responsive to help transform a big crowd into a more personal, one-on-one atmosphere.Clear, Impactful Presentations: Simplicity is key. Tiffany suggests ditching wordy slides for visuals, stories, and memorable examples to help your message stick.Interactive Delivery: Make every presentation interactive, whether you’re asking questions, making jokes, or telling stories. Respond to the audience’s mood—read the room and adapt as needed.Practice to Prepare, Not to Perfect: While over-practicing can lead to a robotic delivery, a good run-through helps build confidence and keeps nerves at bay. Be ready to pivot your content to suit audience feedback.Bonus Advice: Tiffany reflects on her early days working in customer service and how that experience helped her break out of her shell—a reminder that every speaker starts somewhere.Resources & LinksPower Poses/Negotiation ArticleFavorite Quote from the Episode"All the great speakers were bad speakers at first." – Ralph Waldo EmersonJoin the ConversationHave your own public speaking experience or tips to share? Connect with Tiffany on social media @MoneyTalkWithT and join the community of listeners learning, growing, and sharing together! If you have a burning question you’d like Tiffany to tackle, submit it at moneytalkwitht.com/asktiffany.

Ready to ditch your day job and dive into entrepreneurship? In this solo episode, Tiffany Grant brings you a candid look at what it really takes to thrive as your own boss—especially if you’re eyeing digital entrepreneurship or working abroad!Drawing on her own journey from corporate HR to full-time entrepreneur, Tiffany covers the essential mindset shifts you need to make before handing in that resignation letter. From building business acumen to managing your mental health, she gets real about the challenges—and wins—of running your own business.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/entrepreneur-mindset-shifts/In this episode, you’ll learn:Why being your own boss is a whole different ball gameWhat changes when you don’t have a manager, and how to build a strong support system of fellow entrepreneurs and mentors.The critical difference between your craft and business acumenIt’s not enough just to be great at what you do. Tiffany explains why you need to develop business skills like leadership, marketing, and basic financial management.Why marketing is a non-negotiable (and what that really means)You’ll need a marketing budget—even if you DIY! Plus, how to define and find your ideal client, and why this matters for every solopreneur.How your mindset can make (or break) your businessTiffany gets honest about entrepreneur burnout, battling self-doubt, and the importance of building emotional resilience. She shares how she stays motivated and tracks her wins to keep pushing forward.The must-have: proof of concept and financial safety netWhy you should test your product or service and secure stable income before making the leap.Dealing with the “shiny object” syndromeFrom TikTok trends to video content, Tiffany shares her experience with distractions and the importance of staying focused on your goals.Spending vs. investing in your growthLearn how to differentiate between business expenses and true investments in your professional development—and hear why her investments in conferences and coaching always pay off.Tiff’s Top TipsSurround yourself with people who understand the entrepreneurial journey.Prioritize learning business basics, even if you eventually hire experts.Schedule regular check-ins to recalibrate your vision and goals.Keep a record of your wins and achievements (Tiffany recommends Notion!).Invest in resources and experiences that help you grow.💡 Resources & Links MentionedNotion — Tiff’s favorite tool for tracking wins & goalsCoursera (affiliate link) — Free/paid courses for upskillingMoney Talk With Tiff website — Show notes, resources, and moreConnect with Tiffany: @moneytalkwitht on all socialsVote for me for a Plutus Award in the "Best Entrepreneurship and Side Hustle Content" category! https://plutus.awardsplatform.com/“Before you quit your day job, make sure you’re ready for the realities of entrepreneurship.” — Tiffany GrantIf you’re considering taking the leap or know someone who is, share this episode! And don’t forget to subscribe and leave a review—your support helps Tiff keep bringing the real talk every week.

This week on Money Talk With Tiff, Tiffany sits down with the audacious Marty McDonald! Marty shares her journey from corporate America to entrepreneurship, talks about the power of being bold, and gives us a peek into her upcoming book, Audacious. If you’ve ever wondered how to turn a hallway chat with a CEO into a national movement—or how to turn rejection into redirection—this episode delivers practical tips and inspiration for anyone looking to live life on their own terms.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/dare-to-be-audacious/What You’ll LearnThe Power of Audacity: How Marty went from a chance conversation at a conference to launching a national Black Girl Magic tour, simply by asking the right questions and following up with action.Turning No Into Opportunity: Marty shares her strategies for handling rejection, asking follow-up questions, and using feedback to land the next big “yes.”How to Craft & Share Your Story: Insights from Marty’s upcoming book on aligning your vision, values, and voice, plus tips on unlocking the power of your network.Why Miracles Matter: Marty discusses the importance of leaving space for unexpected opportunities and how faith has played a crucial role in her success.Resources MentionedPre-order Marty’s Book: Audacious comes out October 14th! Grab your copy on Amazon.Connect with Marty:@martytmcdonald (Personal Instagram)@bosswomenmedia (Boss Women Media)Connect with TiffanyDon’t forget to check out previous episodes at moneytalkwitht.com and follow Tiff on social media @moneytalkwitht.

In this episode, Tiffany chats with LaVaisha Davis about the concept of the "Family CEO"—the person who leads their family financially and strategically for long-term wealth and stability. If you’re the go-to person in your family for financial decisions or planning, this episode is a must-listen!Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/stepping-up-as-the-family-ceo/What You’ll LearnWho is the Family CEO?LaVaisha explains how being a "Family CEO" goes beyond earning money—it's about setting the family vision, identifying gaps, and ensuring wealth can last for generations.How to Know If You’re the Family CEO:You’re actively getting financial education or certifications.You’re helping others in your family build those skills.You’re focused on increasing income and seeking professional guidance for generational wealth.Blind Spots Most Family CEOs Miss:Lack of estate planningNot exploring advanced investmentsNo dedicated financial leadershipLaVaisha’s Journey:A personal family tragedy led LaVaisha to step into this role, prompting her to learn, pivot careers, and ultimately help others do the same.Actionable ResourcesGrab LaVaisha’s free eBook and join her community at mywealthandlegacy.com for tools and support to strengthen your role as Family CEO.As my family's CEO, I use You Need a Budget (YNAB) to handle my budgeting needs.Connect with LaVaishaWebsite & Free eBook: mywealthandlegacy.comSocial: @LaVaishaDavisTiff’s TakeDon’t go it alone—leveraging resources and a network can help you fill in blind spots and lead your family to financial security.Catch all past episodes at moneytalkwitht.com and follow @moneytalkwitht everywhere! 

This week, Tiffany welcomes Dr. Severine Bryan to discuss a topic that doesn’t get enough spotlight: rebuilding your finances after a late-life divorce. Whether you’re in your 40s, 50s, or beyond, Dr. Sev’s candid insights and practical advice are here to help you start fresh.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/late-life-divorce/What is a Late Life Divorce?Dr. Sev defines it as any divorce after age 45—a time when most are thinking about retirement, not starting over. She shares her personal journey and the challenges of pivoting financially later in life.Key TakeawaysEmbrace the Journey: Allow yourself to grieve, but don’t get stuck. Healing opens the door to rebuilding.Top 3 Financial Tips:Face your debt head-on—don’t ignore it, seek help if needed.Invest in yourself—consider therapy, learning new skills, or finding support.Learn from setbacks—every hardship brings a valuable lesson.Never Handled the Money?Tap into local resources like libraries, nonprofits, and workshops. There’s no shame in asking for help—everyone has had financial hiccups.Connect with Dr. SevLinkedIn: Dr. Severine Bryan, Accredited Financial CounselorWebsite: sevtalksmoney.comCatch up on previous episodes at moneytalkwitht.com and follow Tiffany on social @MoneyTalkWithT, everywhere!

In this lively and eye-opening conversation, Tiffany sits down with LaDarris Hunt, a seasoned life insurance expert, to break down the basics—and the big differences—between term and whole life insurance. Whether you think you’ve heard it all before or you’re just now considering coverage, this episode covers what you really need to know about protecting your loved ones, building generational wealth, and making the smartest insurance choices for your life stage.What You’ll LearnWhat is Life Insurance, Really?LaDarris defines life insurance in simple terms: it’s all about transferring risk from you to the insurance company so your loved ones are protected financially if the unthinkable happens.Term vs. Whole Life Insurance, DemystifiedLearn the fundamental differences:Term life: Like renting coverage—good for set periods; great for providing income replacement while you have big financial responsibilities.Whole life: A permanent policy with a guaranteed payout; builds cash value and is best for final expenses or leaving a legacy.Who Needs What—And WhenTips on which type of policy might fit you best at different life stages, whether you’re a single young adult, a new parent, or nearing retirement.Cash Value: The Good, the Bad, and the TruthLaDarris debunks some common confusion about cash value in life insurance—especially what whole life policies can (and can’t) do for you.Why Your Insurance Carrier MattersAn eye-opening story highlights the real-world impact of choosing a mutual company versus a stock company, especially in historically underserved communities.The Power of Working With an Independent AgentFind out why shopping around—rather than sticking with a single carrier—can make all the difference for your family’s financial future.Connect with LaDarris HuntWebsite: https://ladarrishunt.com/Connect with TiffanyWebsite: https://moneytalkwitht.comFollow Tiff on all platforms: @moneytalkwithtDon’t ForgetIf you enjoyed this episode, make sure to subscribe and tune in every Thursday for the latest practical money lessons, personal finance tips, and candid conversations!

In this episode, Tiffany Grant sits down with Dr. Darnyelle Jervey Harmon to explore how business owners can scale their companies from six to seven figures—without losing faith or focus. Dr. Harmon dives deep into foundational strategies, sales infrastructures, and the importance of systems and processes, providing actionable tips and breaking down complex concepts into practical steps.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/scaling-your-business-from-six-to-seven-figures/Key TakeawaysUnderstanding what “scaling” truly means for business ownersThe 10-part strategy framework necessary for scalable growthRethinking sales as a form of service, not pressureSimple tools for documenting your business processesWhy mindset and self-belief are critical in the journey from six to seven figuresResources MentionedMove to Millions Gifts: Dr. Harmon shares a special free bundle for listeners at movetomillionsgifts.comScribe: Tiffany’s recommended tool for creating quick and easy SOPsConnect with Dr. Darnyelle Jervey HarmonWebsite: movetomillionsgifts.comConnect with TiffanyWebsite: moneytalkwitht.comSocial Media: @MoneyTalkWithT

In this episode, Tiffany Grant sits down with Etinosa Agbonlahor, author of How to Talk to Your Parents About Money, for an honest and insightful conversation about navigating financial discussions with your parents. Etinosa shares actionable strategies for kick-starting these sometimes-tough conversations, understanding your own money “scripts,” and building an ongoing dialogue about finances with family.Key Topics CoveredWhy Talking to Parents About Money Is Hard:Tiffany and Etinosa discuss the emotional weight and complexity behind money talks with family.Preparing for the Conversation:Etinosa emphasizes the importance of self-reflection—knowing your own financial beliefs, what you hope to achieve, and approaching the conversation with empathy and patience.Understanding Money Scripts:The episode explains money scripts—subconscious beliefs and feelings about money—and how these impact your financial behaviors and conversations.Timing & Approach:Tips on choosing the right moment and environment for these discussions, including watching for body language and being sensitive to defensive reactions.Making it a Habit:Why financial conversations with parents should be ongoing and not a one-time event.Practical Tools from Etinosa's Book:Details about Etinosa’s book, which offers conversation starters, guides to unpacking your own beliefs, and practical questions to foster more open communication.Guest ResourcesBook:How to Talk to Your Parents About Money (available on Amazon, in print and digital)Connect with TiffanyVisit moneytalkwitht.com for more episodes, resources, and to connect on social media!

In this insightful episode of Money Talk With Tiff, Tiffany Grant sits down with attorney Darlene Harris to break down exactly how protecting your brand isn’t just about legal safety—it’s a key step toward building lasting wealth. Darlene explains the importance of trademarks, copyrights, contracts, and other brand protections for entrepreneurs, creatives, and anyone looking to secure the future of their business or intellectual property.Full episode show notes: https://moneytalkwitht.com/podcast-show-notes/unlocking-the-power-of-trademarks-copyrights-and-patents-for-entrepreneurs/Key Topics CoveredWhat is Brand Protection?Darlene clarifies common misconceptions about LLCs, trademarks, and what actually secures your brand. She stresses that forming an LLC doesn’t mean you own your brand name; trademarks do.Wealth-Building with Intellectual PropertyLearn how intellectual property like trademarks and copyrights can directly impact your ability to grow, protect, and even monetize your brand. Darlene shares examples—from Nike to Coca-Cola—of how brand recognition boosts value and financial leverage.Real-World Scenarios and GuidanceWhat do you do if someone else holds or uses your business name? Darlene discusses your options, from coexistence agreements to rebranding, and why protecting yourself early is always cheaper than fixing problems later.Turning Trademarks and Copyrights Into CashDiscover practical ways to monetize your intellectual property, such as licensing, franchising, and even using your trademark as collateral for business loans. Darlene also explains how brand recognition and revenue can increase the value of your trademark or copyright.Preparing for the FutureTiffany opens up about her own journey transitioning her brand for potential sale or licensing—emphasizing the importance of making the brand an asset separate from her personal identity.Legal Strategies for EntrepreneursThe episode wraps with actionable advice for protecting your brand, building wealth, and leaving a business legacy.Connect with Darlene HarrisInstagram & TikTok: @AttorneyDarleneHarrisLinkedIn: Darlene Harris, EsqWebsite: PowerInProtection.comMention the Money Talk With Tiff podcast for a special consultation perk!Connect with Tiffany on all social platforms: @MoneyTalkWithTListen to past episodes: moneytalkwitht.com

In this special episode of Money Talk With Tiff, host Tiffany Grant sits down with Petra-Ann Brown, the host of Island Money365, to talk about money habits, cultural expectations, and financial challenges facing people with Caribbean backgrounds—especially when navigating life and family expectations between the islands and the U.S.Check out the full episode show notes: https://moneytalkwitht.com/podcast-show-notes/navigating-family-expectations/Takeaways In Caribbean culture, it's common to live multi-generationally, with families supporting each other financially and emotionally.  Expectations for financial support from children in Caribbean families can be very different than in the States.  Be honest with your family back home about your financial situation to manage expectations effectively.  Establish clear financial plans for supporting family members back home to avoid misunderstandings.  It's essential to verify that funds sent home are used for their intended purpose, especially when building homes.  Community support in Caribbean cultures is strong, often leading to a more interconnected relationship with neighbors compared to American norms. Connect With Petra-AnnWebsite: brownfinancialsolutions.comInstagram: @islandmoney365Podcast: Island Money365 (available on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and YouTube)Connect with TiffanyWebsite: moneytalkwitht.comSocial: @MoneyTalkWithT on all platformsSupport this PodcastCopyright 2025 Tiffany GrantThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

In this episode, Tiffany Grant sits down with Mark Miller, who manages the prestigious Hilton Family Office, to demystify the concept of a “family office.” Mark shares the fascinating origins of family offices, explains how they serve ultra-wealthy families, and reveals how his firm is bringing these powerful wealth-building strategies to “Main Street” investors. Whether you’re curious about behind-the-scenes money management for the rich or looking for new ways to coordinate your own financial team, you won’t want to miss this insightful conversation.Check out the full episode show notes: https://moneytalkwitht.com/podcast-show-notes/family-offices-wealth-management/TakeawaysA family office is a centralized management structure that helps wealthy families manage their finances more efficiently. The Rockefeller family pioneered the family office concept back in the 1890s to deal with their financial chaos. Today, family offices are evolving into virtual models, enabling multiple families to collaborate on wealth management strategies. Hilton Tax and Wealth Advisors aim to bring family office strategies to Main Street investors, making advanced wealth management accessible to more people. Effective wealth management requires advisors to communicate and collaborate, which is a major advantage of the family office structure. By integrating financial advisors under one roof, families can maximize their wealth-building potential and minimize conflicts in advice.Resources MentionedHilton Wealth: hiltonwealth.comRequest a complimentary copy of Mark Miller’s book: Hilton Wealth – How to Invest Like an American DynastyConnect with TiffanyWebsite: moneytalkwitht.comSocial Media: @moneytalkwitht on all platformsNew episodes every Thursday!Can’t wait? Listen to previous episodes and dive deeper at moneytalkwitht.comThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

In this episode of Money Talk With Tiff, Tiffany Grant sits down with Elizabeth Husserl to dive deep into the “satiation paradigm”—a fresh approach to how we define and experience wealth. Instead of focusing solely on accumulating money, Elizabeth invites us to consider what it means to feel wealthy by cultivating satisfaction and fulfillment in all areas of life, not just our bank accounts.Takeaways The satiation paradigm suggests that feeling satisfied is more important than just accumulating wealth. We need to recognize that money is a tool, not the same as wealth itself. To feel wealthy, we should focus on holistic well-being, including health, belonging, and purpose. Connect With ElizabethWebsite: elizabethhusserl.com — Free downloads, exercises, and more.Instagram: @elizabethhusserlDon’t miss future episodes of Money Talk With Tiff—subscribe and follow @moneytalkwitht on all platforms for more money wisdom every Thursday!Visit moneytalkwitht.com for more!Support this PodcastCopyright 2025 Tiffany GrantThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

In this insightful episode of Money Talk With Tiff, host Tiffany Grant is joined by Basiliso Moreno to tackle the often delicate topic of discussing life insurance with loved ones. They dive into the challenges faced in having these important conversations, especially within black and brown communities, where such discussions might be met with skepticism or anxiety. Basiliso shares his personal experiences with life insurance and offers practical tips for initiating and navigating these discussions, including role-playing and addressing underlying anxieties or hesitations that family members might have.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/life-insurance-conversations/Takeaways Life insurance can be a touchy topic, but it's crucial to discuss openly with loved ones. Initiating conversations about life insurance without making it feel ominous is key to family comfort. Understanding the true cost of death can motivate families to prioritize life insurance discussions. Role-playing conversations about life insurance can help ease anxiety and make the discussions smoother. Connect with Basiliso MorenoWebsite: basmorenoconsulting.comSocial Media: Instagram, Threads, TikTok at Bass Moreno ConsultingTune in every Thursday for new episodes of Money Talk With Tiff, where Tiffany Grant shares her financial expertise and insightful conversations with guests.Support this PodcastCopyright 2025 Tiffany GrantThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

In this episode of Money Talk with Tiff, host Tiffany Grant dives deep into the world of crypto taxes with special guest Janna Scott. If you've ever wondered about the tax implications of trading or holding cryptocurrency, this episode is a must-listen!TakeawaysIn this episode, we dove deep into the fun and sometimes tricky world of crypto taxes, covering everything from capital gains to income and how they affect your wallet. Janna Scott, our guest guru, explained that short term capital gains tax rates can range from 28% to 37%, which is a big bite out of your profits if you're flipping crypto like pancakes! We learned that everything is reportable when it comes to crypto transactions, regardless of how small, so don’t go hiding those pennies under your mattress! Janna also shared some eye-opening insights about the IRS's ability to track crypto transactions through exchanges, so think twice before assuming your crypto is anonymous and safe! The episode highlighted the importance of keeping track of your transactions, especially if you're trading regularly, as neglecting this can lead to some serious tax headaches later on. Finally, we touched on the upcoming Defi Tax product, designed to help crypto users easily navigate their tax obligations without losing their minds or their money! Companies mentioned in this episode Coinbase Kraken Gemini Robinhood Moonpay Defi TaxFor more updates on Defi Tax and crypto tax solutions, follow them on social media:Instagram, X, Facebook, LinkedIn: @DefiTaxWebsite: DefiTax.usStay connected with Money Talk with Tiff for more insightful episodes every Thursday. Visit MoneyTalkwithT.com and follow Tiff on all your favorite social media platforms @MoneyTalkWithT.Support this PodcastCopyright 2025 Tiffany GrantThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Join host Tiffany Grant in this informative episode of "Money Talk With Tiff" as she sits down with Thomas Blottenberger. Together, they delve into the science behind building a robust investment portfolio. While the mindset behind investing is a frequent topic, Thomas brings a fresh perspective by focusing on the scientific principles that should guide investment decisions.Thomas explains the concept of an investment portfolio and highlights the importance of distinguishing between scientifically backed investments like stocks and bonds versus speculative ventures like crypto. They discuss the efficient market hypothesis, emphasizing the market's inherent efficiency driven by collective buying and selling actions. Thomas also shares insights into how supply and demand influence pricing and how a disciplined approach to investing can prevent financial losses.TakeawaysAn investment portfolio is your money at work, but it can also lead to losses, so understanding the balance is key. Investing isn't just about the latest trends like crypto; we focus on stocks and bonds with proven data and theories. The efficient market hypothesis suggests that markets are generally efficient, meaning predicting future prices is a risky gamble. Knowing the science behind investing, like efficient market hypothesis and modern portfolio theory, helps in making informed decisions. Psychology plays a huge role in investing; without discipline, even the best portfolio can be ruined by 'shiny object syndrome'. Always ask your financial advisor about the scientific principles behind your investments to avoid blindly trusting their advice. Resources Mentionedparadigmshift.adxleader.commoneytalkwitht.comConnect with TiffanyFollow Tiffany on all social media platforms @moneytalkwitht for more insights and episodes. Visit MoneyTalkWithT.com to explore past episodes and gather more financial wisdom.Tune in every Thursday for new episodes of "Money Talk with Tiff," where you can continue to learn about making sound financial decisions. Don't miss out on the guidance to spend wisely by spending less than you make!