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On Wealth and Progress
26 Episodes
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Is America still exceptional or has the idea been rewritten? In this episode, we break down why “American exceptionalism” has become a political fault line, how the far-left and traditional Democrats now view the country differently, and why today’s divide is driven more by culture-shaping institutions than by ordinary voters. We look at Barack Obama’s own mixed comments on exceptionalism, what the new left got right and wrong, and why the shift inside the Democratic Party happened so fast....
In this episode, we look at why housing feels so expensive today and what really ended the Long Golden Age of homeownership. You’ll hear why new ideas like 50-year mortgages, portable mortgages, and teaser-rate home loans are getting so much attention, and whether they can actually fix today’s affordability crisis. We also break down the key history behind home prices, from 1897 to 1997, when homes stayed in line with inflation and acted as a safe, steady way to build wealth. Then we move th...
This Episode breaks down why prices feel high, why home costs keep hurting young people, and how years of money printing pushed us into an “affordability crisis.” We look at how Biden’s inflation helped re-elect Donald Trump, why the same issue helped Zohran Mamdani win in New York City, and how both parties keep missing the real cause of rising prices. You’ll learn what drives real inflation, why housing keeps climbing even when inflation slows, and how big spending and big deficits made th...
In this episode of On Wealth & Progress, Todd Sheets breaks down one of the most controversial and misunderstood topics in U.S. policy President Trump’s new tariffs on China and what they really mean for America’s future. You’ll learn: • Why both Republicans and Democrats have criticized Trump’s trade strategy. • How tariffs became a key part of his long-term plan to “decouple” from China. • Why the so-called “TACO” criticism (Trump Always Chickens Out) misses the point. • How rais...
The Democratic Party is at a crossroads. In this video we dig into the split between the socialist wing (led by figures like Zohran Mamdani, AOC and Bernie Sanders) and the more center-capitalist wing that defined the party through the Clinton years. We go back through history: from pre-capitalism, to free-market capitalism, to communism and then democratic socialism. You’ll learn why growth rates jumped under market-based systems, how socialist models have performed for large populatio...
Is Trump’s Military Deployment an Authoritarian Power Grab or Just Law Enforcement? In this episode, Todd breaks down the controversial deployment of federal troops under President Trump to cities like Los Angeles, Portland, Chicago, and Washington D.C. asking the tough question: Is this a threat to democracy or just enforcement of the law? We explore: ✅ Why critics say Trump is violating the Posse Comitatus Act ✅ Claims of a hostile takeover of blue cities ✅ The legal fight over states’ ri...
Israel–Hamas Ceasefire: Hope, History, and What Comes Next Last Friday’s ceasefire brought Israel’s long nightmare one step closer to peace with the release of the final hostages and cautious optimism spreading across the region. But only days later, Hamas executed rival Palestinian leaders in Gaza, raising new fears that peace may already be unraveling. In this episode, Todd Sheets breaks down what’s really happening beneath the headlines and what it means for the future of the Middle East. ...
Gold Hits $4,000 – What Does It Really Mean? Gold just hit $4,000 an ounce for the first time in history. But what is the market trying to tell us? In this episode, Todd Sheets breaks down the economic and historical forces behind this massive move in gold and why it may be a canary in the coal mine for America’s fiscal future. You'll discover: 💰 Why Warren Buffett calls gold a speculative bet 📉 What happened the last time gold spiked this much (hint: 1970s inflation) 🏛️ How the Fed, deficits...
Why Housing Worked for 100 Years (Before It All Went Wrong) This podcast takes you on a walk down memory lane to explore why America’s housing market worked so well for a century and what changed. Inspired by a recent Wall Street Journal article on young socialists and the 2008 Financial Crisis, we look at what made housing affordable and stable for decades. From local markets and mortgage rates to inflation-tracking home prices, this “Golden Age” of housing offers key lessons that challeng...
Charlie Kirk Assassination Fallout: Free Speech, Violence & Media Firestorm What happened after Charlie Kirk’s tragic assassination shocked the nation perhaps even more than the murder itself. From Jimmy Kimmel’s controversial remarks and FCC threats, to Disney’s suspension and reinstatement of Kimmel’s show, this episode explores the dangerous collision of free speech, political violence, and media hypocrisy. Featuring reactions from Trump, Obama, Ted Cruz, The Wall Street Journal...
What’s happening in America right now? Rising violence, political polarization, and deep cultural divides have many asking: What the hell is going on here? In this video, we look at today’s events from high-profile assassinations and social unrest to battles between cities and the federal government and place them in the context of America’s history. Could we be in the midst of the fifth major regime change in U.S. history?We’ll trace the cycles that reshaped our nation: The Fo...
In this episode, Todd Sheets dives into the wild rise and fall of the U.S. housing market—from Peter Lynch’s advice to “buy a home before stocks” to the 2008 housing crash and today’s affordability crisis. 🏠📉 Viewers will learn: Why Peter Lynch believed real estate was the first investment you should make How housing went from “get rich slow” to a nationwide bubble What triggered the 2008 housing collapse—and how it still affects us today Why first-time homebuyers are being priced out W...
Taylor Swift and Travis Kelce just shook America with breaking engagement news but what does that have to do with the stock market? In this episode, we connect pop culture headlines with real financial lessons, digging into whether today’s bull market could turn into another historic bubble. We’ll look at the S&P 500, the NASDAQ, AI-driven “New Era Thinking,” and how past bubbles from the 1920s and 1990s might hold clues for today. Plus, we’ll break down how Fed rate cuts influenced mark...
Todd retired in his early 40s not because of luck, but because of one investing strategy most people overlook. In this video, he breaks down the powerful lessons from two of the worst stock market bubbles in history the 1929 crash and the 2000 dot-com burst and explains how they influenced his path to early retirement. Viewers will learn: The role Federal Reserve rate cuts played in triggering market bubbles How long bull markets can create dangerous investor optimism Why “new era” t...
Markets rallied after July’s inflation report even though CPI rose 2.7% and core inflation 3.1%, both above the Fed’s target. Meanwhile, a new crypto IPO, “Bullish,” doubled in a single day. Are we seeing signs of another speculative bubble? In this episode, Todd Sheets explains: Why markets may be ignoring real inflation risks.How Benjamin Graham’s “Mr. Market” helps us understand price vs. value.Three key lessons Warren Buffett learned from Graham that protect against speculation.Whether yo...
Money makes money, and the money that money makes, makes more money. Today, Todd shows how a small change in the growth rate (2.2% vs 3.8%) can flip the script on income, savings, and freedom. We run simple, clear examples so you can see the gap after 20, 50, and 130 years. You’ll get: A plain view of compounding and why it matters.A clear model of two family incomes over time.Action steps to think about savings and policy. Quotes we mention: Benjamin Franklin, Albert Einste...
In this episode of On Wealth and Progress, Todd Sheets dives into the Federal Reserve’s real impact on our economy. Are we asking the wrong questions about the Fed? We explore: ✔ Why the Fed focuses on short-term rates and why that matters for you ✔ The long history of Fed mistakes, from the Great Depression to recent inflation ✔ What the Fed can and can’t do to control long-term rates If you’ve wondered why a handful of people control the price of money for 340 million Amer...
This episode delves into the reasons behind the shift from a laissez faire system to FDR's New Deal during the Great Depression. Drawing parallels to the Artificial Intelligence Revolution, it examines lessons from history. The discussion includes the new deal documentary and how it relates to today's economy. 👉 Subscribe to the On Wealth and Progress newsletter: https://toddsheets.substack.com 📘 Grab the book 2008: What Really Happened: https://www.amazon.com/2008-Really-Ha...
This podcast explores the question of whether we should approach ai with expert regulation, or consumer choice. The discussion considers the future of ai policy, and a light touch of government oversight. What is the better path forward for innovation? 👉 Subscribe to the On Wealth and Progress newsletter: https://toddsheets.substack.com 📘 Grab the book 2008: What Really Happened: https://www.amazon.com/2008-Really-Happened-Todd-Sheets/dp/1641773936/ 🌐 Learn more at: https://toddsheet...
What if the real threat to America’s future isn’t AI itself, but how we handle it? In this first episode of Todd Sheets’ new AI series, we explore the growing divide in U.S. politics over artificial intelligence, what China is doing to catch up, and why “regulation-lite” may be the key to keeping America on top. From the rise of the “Magnificent 7” tech companies to the lessons of Bill Clinton’s internet boom, this deep dive unpacks what history tells us about innovation, risk, and government...


















