Millionaire Mindcast

In this episode of Money Moves, Matty A. and Ryan Breedwell unpack the latest inflation data, shifting interest rate expectations, and why markets continue climbing a wall of worry.With CPI cooling and economic data coming in steadier than expected, the guys break down what this means for the Fed’s next move — and why rate cuts may be closer than investors think. They also explore the strange dynamic where “good news” creates hesitation in markets that have been conditioned for volatility.The conversation dives into crypto’s renewed momentum, stock market resilience, and how institutional capital is positioning in this cycle. Matty and Ryan explain why sentiment often lags reality, how fear keeps investors sidelined during rallies, and why long-term wealth is built through discipline, not prediction.They also touch on housing affordability, capital rotation, liquidity cycles, and why being early feels uncomfortable — but often pays the most.If you’re trying to understand where markets go next and how to stay positioned without getting shaken out, this episode delivers clarity and context.Topics CoveredLatest CPI data and inflation trendRate cut probabilities and Fed expectationsWhy markets climb a “wall of worry”Institutional vs. retail positioningCrypto momentum and liquidity cyclesHousing affordability and rate sensitivityInvestor psychology in late-cycle ralliesWhy long-term discipline beats short-term reactionsEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell unpack a historic week across financial markets, with explosive moves in precious metals, shifting crypto momentum, and major implications from the latest Federal Reserve meeting.The conversation opens with gold, silver, and copper posting eye-opening gains, raising questions about whether this move is driven by fear, inflation hedging, or simple under-allocation from institutional investors. Matty and Ryan break down why metals often surge quietly before becoming headline news—and why silver’s volatility is not for the faint of heart.They dive into the post-FOMC landscape, Jerome Powell’s comments, and the significance of President Trump officially nominating the next Fed Chair. The discussion explores how political pressure, rate expectations, and liquidity cycles influence everything from housing to risk assets.Crypto also takes center stage as the guys explain why Bitcoin and digital assets often act as real-time sentiment indicators and how regulatory clarity could unlock a new wave of institutional capital.The episode wraps with insights on earnings season, portfolio reallocations, and why disciplined investors focus less on headlines and more on positioning, patience, and long-term trends.Topics CoveredHistoric week in precious metals marketsGold vs. silver volatility and investor psychologyCopper’s role as an economic signalPost-FOMC market reactionsJerome Powell’s messaging and credibilityTrump’s nomination of the next Fed ChairInterest rates, liquidity, and market cyclesCrypto market momentum and regulationPortfolio reallocations and risk managementWhy discipline beats speculationEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell break down a pivotal week for markets as the S&P 500 flirts with the 7,000 level, earnings season kicks off, and investors digest key macro catalysts.They discuss why round-number milestones matter psychologically, how earnings guidance—not headlines—drives long-term market direction, and why a Fed rate hold combined with future cuts could reignite housing activity.The conversation shifts into the U.S. dollar’s decline, putting recent headlines into historical context and explaining why a weaker dollar isn’t necessarily a crisis—but does impact global trade dynamics. From there, they explore the historic surge in gold, silver, and copper, debating whether the move reflects fear, underweight positioning, or simple momentum.Matty and Ryan also explain why crypto may be the most mispriced asset class right now, how upcoming regulation could unlock institutional capital, and why volatility is the price investors pay for long-term returns.The episode wraps with a deep dive into housing market data, revealing one of the strongest buyer’s markets on record—and why seller financing opportunities are quietly returning.Topics Covered:S&P 500 nearing the 7,000 milestoneEarnings season and why guidance matters more than headlinesFed rate outlook and Jerome Powell’s final meetingPotential impact of future rate cuts on housingU.S. dollar decline and global reserve trendsGold, silver, and copper hitting historic highsRetail vs. institutional behavior in precious metalsCrypto underperformance and rotation potentialUpcoming crypto market structure legislationBuyer’s market conditions and seller-finance opportunitiesEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell break down the growing volatility hitting markets early in the year and why short-term fear continues to trap undisciplined investors.They open with a look at bearish sentiment across stocks, crypto, and bonds, explaining why early-year pullbacks are both normal and healthy. The guys reinforce why long-term investors should view red weeks as opportunity—not danger—and why history consistently rewards patience over prediction.The conversation then expands into geopolitics and policy, including tariffs, U.S.–EU trade tensions, Greenland, and how political posturing creates short-term uncertainty but rarely alters long-term market trajectories. Matty and Ryan explain why the U.S. market remains the best long-term wealth engine despite constant headline noise.They also dive into asset allocation, dollar-cost averaging, diversification, and why trying to time market bottoms is a losing game. The episode wraps with updates on precious metals, crypto market pullbacks, regulatory clarity, housing trends, rising foreclosure data, and why discipline—not speculation—is the real edge for investors in 2026.This episode is a reminder that markets reward simplicity, consistency, and conviction—not panic.Topics Covered:Bearish sentiment across stocks, crypto, and bondsWhy pullbacks are normal and necessaryLong-term investing vs. short-term speculationDollar-cost averaging and deploying dry powderDiversification and portfolio disciplineU.S.–EU tariff tensions and geopolitical noiseGreenland, trade leverage, and market reactionsPrecious metals hitting generational highsCrypto pullbacks and future regulatory claritySingle-family housing, institutional buyers, and foreclosuresWhy time in the market beats timing the marketEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A and Brian break down why a “nothing burger” CPI print might actually be more important than it looks, what falling core inflation really means for rate cuts in 2026, and why ignoring the headlines may be the smartest investing move right now.They dig into the rise of gamification in markets, the impact of crypto as a real-time sentiment gauge, and why today’s investors behave nothing like those from previous decades. From tariffs and Supreme Court rulings to silver’s parabolic run and renewed strength in housing and real estate, this episode connects the dots between policy, psychology, and price action.If you’re wondering why markets keep defying expectations — and how to position yourself without chasing hype — this episode is for you.Topics Covered:CPI at 2.7% and what it means for future rate cutsWhy markets ignored “good” inflation dataHeadline risk vs. reality in investingThe gamification of markets and “Degen” cultureCrypto as a real-time risk appetite indicatorInstitutional vs. retail money behaviorTariffs, Supreme Court rulings, and market reactionsSilver’s surge vs. gold’s long-term valueReal estate, housing demand, and falling ratesWhy being invested beats sitting on the sidelinesEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

U.S. markets are hitting new all-time highs—again—and investors who stayed on the sidelines are once more left wondering what they missed.In this episode of Money Moves, Matty A. and Ryan Breedwell break down falling interest rates, renewed momentum in housing, and why media-driven narratives continue to mislead investors. They explore why certainty is dangerous in investing, how flexibility creates an edge, and why betting against the U.S. consumer has historically been a losing strategy.The conversation also covers mortgage rate relief, energy prices, geopolitical noise, tax reform debates, and crypto’s strong start to 2026. If you’re focused on long-term wealth—not headlines—this episode delivers clarity and perspective.What You’ll LearnWhy markets keep reaching new highs despite bearish sentimentThe risk of certainty-based investingHow falling rates may impact housing and stocksWhy the U.S. consumer remains resilientWhat’s driving renewed momentum in cryptoEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In the final episode of Money Moves for 2025, Matty A. and Ryan Breedwell take a wide-angle look at markets, money, and mindset as investors head into a new year filled with opportunity—and noise.They open with year-end reflections on market performance, Fed policy, and thin holiday liquidity before diving deep into one of the biggest surprises of 2025: the explosive run in precious metals. With silver up over 170% and gold posting one of its strongest years in decades, the guys break down what’s real, what’s speculative, and why narratives around “financial system resets” should be approached with skepticism—not fear.The conversation expands into rate cuts, cost of capital, real estate cycles, and why easy money created lazy investors who were exposed when conditions changed. Matty and Ryan reinforce why dollar-cost averaging, long-term conviction, and emotional discipline consistently outperform market timing and speculation.They also discuss crypto’s rough year, why institutional adoption still matters, how regulation could unlock the next phase of growth, and why volatility creates opportunity for patient investors. The episode closes with a candid conversation around government spending, trust, taxes, and why asset ownership isn’t optional—it’s essential.This episode is a grounded, no-nonsense reminder that wealth isn’t built by reacting to headlines—but by staying invested, disciplined, and focused on what you can control.Topics CoveredYear-end market recap and Fed rate-cut expectationsPrecious metals surge: gold vs. silver fundamentalsFinancial system “reset” narratives and investor psychologyRSI, overbought conditions, and potential pullbacksWhy gold behaves differently than silverRate cuts, cost of capital, and real estate falloutLessons from easy-money real estate cyclesCrypto volatility, institutional adoption, and long-term outlookDollar-cost averaging vs. market timingBuffett, Munger, and handling market pullbacksGovernment spending, taxes, and trust erosionHousing affordability and a potential renter nationWhy owning assets is critical heading into 2026Why asset ownership outperforms cash long termPositioning portfolios during macro uncertaintyEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell break down a market that’s sitting at a critical inflection point. With investors digesting the latest economic data, shifting rate expectations, and mounting pressure across housing and consumer balance sheets, the guys separate real signals from media-driven noise.They discuss why recent market volatility doesn’t necessarily signal weakness, how investors should be interpreting rate cut expectations, and why capital continues flowing into risk assets despite bearish headlines. The conversation expands into real estate, where affordability challenges, insurance costs, and taxes are forcing cracks in the market—creating stress for sellers but opportunity for patient buyers.Matty and Ryan also examine consumer behavior, debt trends, and why asset ownership remains the strongest long-term defense in an environment of currency debasement and government spending. The episode closes with actionable perspective on positioning portfolios as markets adapt rather than collapse.This is a must-listen episode for investors looking to stay grounded, disciplined, and opportunistic in uncertain times.Topics CoveredMarket volatility and why pullbacks don’t equal crashesRate cut expectations and how markets are pricing them inInvestor sentiment vs. actual economic dataHousing affordability, insurance costs, and tax pressureEarly warning signs and opportunity in real estateConsumer debt trends and spending behaviorWhy asset ownership outperforms cash long termPositioning portfolios during macro uncertaintyEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell break down the Fed’s latest rate cut, what it signals for markets heading into 2026, and why fear-driven headlines continue to mislead investors.They unpack the impact of monetary policy on inflation, stocks, and real estate, explore where foreclosures and commercial resets may create opportunity, and explain why the U.S. consumer remains more resilient than most people realize. The conversation also covers tariffs, asset ownership as a hedge against currency devaluation, and why disciplined investors are positioned to benefit as capital markets reopen.If you want a clear, data-driven look at where markets are headed—and how to stay positioned for long-term wealth—this episode delivers.What You’ll LearnWhat the Fed’s third rate cut of 2025 really meansWhy markets continue climbing despite negative headlinesWhere real estate stress may turn into buying opportunityHow consumer behavior is evolving through debt and innovationWhy owning assets remains the best defense against inflationEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty and Ryan break down a turbulent but opportunity-filled moment in the economy as investors await the next major Fed rate cut. With markets already pricing in a 90%+ chance of a reduction, the duo unpacks what investors should realistically expect—and what could derail sentiment.They then dive deep into new hiring and layoff data showing the softening job market, the incoming liquidity boost from the Fed’s $45B in monthly debt repurchases, and how monetary easing aligns with the incoming 2026 Fed chair.The conversation takes a sharp turn into tariff reversals, with the Supreme Court positioned to strike down Trump-era tariffs. The guys explore how this could reshape inflation, fiscal flows, and market predictability.Next, they tackle Bitcoin and the broader crypto market—from institutional adoption to the fierce volatility defining this cycle. They revisit bold 2025 Bitcoin predictions from major analysts and compare them to today’s real market performance.Finally, the episode wraps with a major focus on real estate: a growing buyer’s market, rising delistings, longer DOMs, and why homeowners may be forced to sell in 2026 as taxes, insurance, and debt burdens escalate. Matty and Ryan discuss why these shifts could create some of the best buying opportunities of the decade.Topics Covered:Rate cut expectations and the market impact if the Fed surprisesJob cuts, slowing hiring, and weakening corporate labor demandFed buying back $45B monthly in debt starting next monthEarly 2026 expectations under the incoming Fed chairSupreme Court likelihood of reversing Trump-era tariffsImpact of tariff removal on inflation, growth, and fiscal revenueState of crypto adoption, volatility, and institutional expansionReviewing 2025 Bitcoin price predictions vs. realityAre we in a crypto bear market?The emergence of a new buyer's market in real estateDelistings surging and days-on-market stretching above 100+ daysMortgage and rent cost reversal and what it means for 2026 supplyReal estate investor strategy in volatile marketsEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty and Ryan break down a packed week of market-moving headlines—starting with record-shattering Black Friday sales, a bold political push to abolish income tax, and new data showing foreclosures beginning to rise across the country.They unpack the implications of $11.8 billion in online Black Friday spending, surging Buy Now Pay Later adoption, and what consumer behavior tells us about the strength—or vulnerability—of the American household heading into 2026.The conversation then pivots to Trump’s increasingly vocal proposal to eliminate income tax and what that could actually look like when you follow the money. Ryan outlines where revenue would realistically come from, the role tariffs might play, and why high-income earners are unlikely to escape the taxman entirely.Finally, they dive into the early warning signs in real estate: a 20% surge in foreclosures, rising household debt, declining home values in more than half the country, and why builders and contractors are suddenly slowing down after three years of nonstop demand.From macro data to mindset, policy to portfolio strategy, this episode gives you a blunt, unfiltered look at what’s really happening—and how to position yourself for what comes next.Topics Covered:Record-breaking Black Friday and weekend salesSurging Buy Now Pay Later usage among younger and higher-income consumersMarket outlook and the potential Santa Claus rallyQuantitative tightening ending and what QE/QT shifts mean for investorsRising credit card usage and cracks in the consumer debt cycleTrump’s push to abolish income tax and the realistic feasibilityTariffs, flat sales tax, and alternate revenue modelsInstitutional crypto adoption and Vanguard’s ETF reversalForeclosures up 20% and household debt hitting new recordsHome price declines vs. rising median sale priceContractors and builders slowing as demand shows early signs of coolingHousing affordability outlook heading into 2026AI valuations, Anthropic’s IPO plans, and future Fed chair speculationEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this Thanksgiving-week episode of Money Moves, Matty and Ryan break down the short trading week, early retail numbers, and the critical role the holiday consumer will play in determining whether the market surges to new all-time highs—or whether we’ve already topped out.They dive into the early indicators: in-store bodies, doorbuster traffic, Black Friday predictions, technical market strength, and the shifting probability of a December rate cut. Ryan explains why current technicals are flashing a “strong buy,” why oscillators are turning bullish, and how recent market dips gave disciplined investors an opportunity to position ahead of a potential Santa Claus rally.The conversation expands into consumer spending strength, housing affordability, rising delinquencies, the impact of mortgage rates, food inflation, credit card debt, and broader macro risks that could either support or threaten a market breakout. Matty and Ryan close with their expectations for Black Friday/Cyber Monday data—and how those numbers could dictate market momentum into 2026.If you're trying to understand where the market goes next, this episode offers a grounded, data-driven roadmap heading into the biggest shopping week of the year.Topics Covered:Thanksgiving week overview and expectations for a short trading weekEarly holiday retail indicators: in-store traffic, doorbusters, and initial consumer sentimentTechnical analysis showing bullish signals: oscillators, moving averages, and momentum strengthMarket timing vs. long-term buying strategy during dipsRate-cut probability surging ahead of the December FOMC meetingLabor market softening and the impact on consumer spending behaviorDeep dive into housing affordability and rising median homebuyer ageDelinquencies increasing: credit cards, auto loans, and broader consumer strainInflation pressures: food, auto, and insurance costs holding steady at elevated levelsMortgage rates, supply issues, and debates around 30-year vs. 50-year mortgagesSpeculation surrounding Trump’s potential Fed chair appointment and aggressive rate-cut theoriesAI chip tensions between NVIDIA and Google affecting tech-sector sentimentThe critical role of Black Friday and Cyber Monday data for year-end market trajectoryPredictions for a potential Santa Claus rally depending on holiday consumer strengthEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell dive deep into the economic landscape following the government reopening. They break down what the latest (and long-delayed) data tells us about inflation, unemployment, rate-cut probabilities, market psychology, crypto volatility, and the evolving dynamics of the housing market—including portable mortgages, 50-year loans, and the changing profile of the post-COVID consumer.From government dysfunction to AI’s impact on job openings, distressed CRE, stock-market forecasts, crypto fear cycles, and the staggering amount of cash sitting on the sidelines, this episode is packed with real-world, data-driven insight to help investors navigate uncertain times with clarity and confidence.Topics Covered:Government reopening, shutdown damage, and the 43-day data blackoutJob losses, jobless claims, and AI’s effect on hiringRate-cut probability and the Fed’s upcoming decisionsWhy fear is spiking despite strong consumer balance sheetsMarket psychology and how retail investors get trappedCrypto’s violent pullback—and why opportunity is risingTariffs, consumer habits, and the “post-COVID” buyerCommercial real-estate distress brewing for 202650-year mortgages, portable mortgages, and housing-market innovationWhy $7.6 trillion in cash is waiting to rush back into marketsPelosi’s insane stock-market returns and debates on banning congressional tradingIf you’re an investor wondering how to position yourself heading into the holiday season and into 2026, this episode is packed with must-know insights.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this week’s episode of Money Moves, Matty A. and Ryan Breedwell dives into one of the most critical and thought-provoking discussions of the year — how long-term debt, political ideology, and government policy are reshaping the American economy.With the government reopening and the markets reacting to a flood of new data, Matty breaks down the growing debate around 50-year mortgages, the rise of socialist-leaning policies, and what both mean for the future of capitalism, entrepreneurship, and personal wealth.He explores how expanding debt horizons could trap future generations, why entitlement culture threatens productivity, and how investors can navigate this shifting landscape of policy-driven markets. Beyond economics, Matty also reflects on mindset — how to stay empowered, self-reliant, and financially free in an era where dependency is being normalized.Episode Highlights:[00:01:00] The government reopens — what it means for markets and investor sentiment[00:04:30] 50-year mortgages — financial innovation or long-term debt trap?[00:09:45] The rise of socialism — economic implications and investor concerns[00:14:30] Capitalism vs. dependency — how culture shapes financial freedom[00:18:40] The real impact of government stimulus and debt expansion[00:23:10] How investors can protect themselves from policy-driven volatility[00:28:00] The long-term mindset — taking ownership of your wealth journeyEpisode Takeaways:50-year mortgages may offer affordability today but risk trapping future generations in permanent debt.Socialist-style policies create short-term relief but erode productivity, innovation, and long-term growth.Markets respond to stability, not politics — investors who stay long-term focused outperform the emotional majority.Financial independence is a mindset. You can’t rely on the government to make you wealthy — only discipline, ownership, and action can.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this week’s episode of Money Moves, Matty A. and Ryan Breedwell dig into the latest shifts shaping markets—from inflation and interest rates to the AI stock frenzy and how investors can prepare for what’s ahead.They break down why consumer debt is at record highs, what the Fed’s latest data tells us about the economy, and whether 2026 could mark the next major bull market cycle. The duo also discusses how AI-driven investing is changing the game, why real estate remains a long-term hedge, and how disciplined investors can win by staying patient through volatility.This episode blends macroeconomic clarity with timeless investment principles—perfect for anyone trying to navigate today’s uncertainty without losing sight of long-term goals.Episode Highlights:[00:01:10] Market update — the Fed’s inflation battle and what’s next for rate cuts[00:06:40] Consumer debt and household spending — are Americans overextended?[00:11:20] AI mania in the markets — real innovation or speculative bubble?[00:16:50] Election-year volatility — how politics shapes short-term sentiment[00:21:10] Real estate update — where prices are holding and where they’re falling[00:26:30] Diversification and discipline — why “boring” portfolios outperform[00:31:50] Long-term perspective — how patience and consistency compound wealthEpisode Takeaways:Inflation remains sticky, but market resilience shows underlying strength.The Fed’s gradual approach to rate cuts could set the stage for a 2026 bull run.AI hype will fade—but real-world applications will define lasting winners.Real estate remains a proven hedge against inflation, despite short-term cooling.Long-term success requires consistency, diversification, and emotional discipline.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell dive into one of the most politically and economically charged periods in recent history. With election season intensifying, AI regulation heating up, and market volatility rising, they break down how investors can prepare for the next 18 months.The hosts discuss why markets tend to rally after elections, the impact of potential policy shifts on taxes, crypto, and interest rates, and why AI regulation could change the trajectory of tech investing. They also explore the Federal Reserve’s 2026 outlook, global instability, and whether gold and Bitcoin can protect investors against inflation and geopolitical risk.This episode delivers a balanced mix of macroeconomic insight, investment strategy, and real-world perspective to help you make smarter money moves during turbulent times.Episode Highlights:[00:00:30] Market volatility update and what’s driving investor sentiment right now[00:04:15] Election-year dynamics: why markets often rally after political uncertainty settles[00:09:30] AI regulation and its impact on tech valuations and innovation[00:14:40] Global instability and energy prices — where the real risks lie[00:18:55] The Fed’s next moves: interest rates, inflation, and 2026 projections[00:23:30] Crypto outlook — regulation, adoption, and institutional entry points[00:27:20] Gold, Bitcoin, and real assets as protection against market chaos[00:32:45] Why most investors lose in election years and how to avoid emotional decisions[00:38:10] The 2026 setup: sectors and strategies that could outperform long-termEpisode Takeaways:Election uncertainty creates opportunity. Historically, post-election rallies favor patient investors who stay positioned through volatility.AI regulation is coming. Expect more government scrutiny and tighter frameworks around data, IP, and automation—but innovation will persist.Diversification matters more than ever. Real assets, energy, and technology infrastructure remain strong long-term plays.Crypto and gold remain hedges. Institutional adoption and digital asset infrastructure are solidifying.Focus on fundamentals. Emotional, reactionary investing destroys returns—discipline compounds wealth.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this week’s episode of Money Moves, Matty A and Ryan Breedwell dive deep into the evolution of money, technology, and investing in a rapidly changing economy. From the concept of digital currency and the impact of AI on jobs and real estate to the massive liquidity waiting on the sidelines, the duo explores how financial systems, investor behavior, and global markets are transforming before our eyes.Episode Highlights:[00:00:50] Disneyland, data delays, and the state of the markets — why the U.S. government shutdown impacts financial data and investment insights.[00:02:20] From trillion-dollar companies to a $10T future — how fast the market is evolving and what that means for investors.[00:04:00] The future of money — Ryan breaks down how financial systems are changing, not just the currency itself.[00:07:00] The new money mindset — why talking about money is no longer taboo and why financial literacy is more critical than ever.[00:11:00] $7.5 trillion in cash on the sidelines — where will all that capital flow next? Stocks, bonds, or real estate?[00:14:00] Gold’s massive drop and crypto’s rise — Ryan and Matty discuss what’s next for Bitcoin, Ethereum, and institutional crypto adoption.[00:36:00] Amazon’s plan to replace 600,000 U.S. workers with robots — what this means for the economy and AI’s unstoppable march forward.[00:37:30] The new gold rush: AI and data centers — why billionaires are betting big on energy and data infrastructure.[00:43:00] Market outlook — Are we due for a correction or a Santa Claus rally? Ryan breaks down what’s likely ahead.[00:46:20] Housing update — rates dip to 6.04% and what that means for buyers, sellers, and investors.[00:47:15] The world’s most valuable private companies — from OpenAI to SpaceX and Shein, who’s leading the next wave of trillion-dollar growth.Takeaways:Technology isn’t just changing how we use money — it’s redefining the entire financial ecosystem.$7.5 trillion in sidelined cash means major moves are coming in 2025–2026.The next decade’s “gold rush” is in energy and data infrastructure driven by AI demand.Crypto’s institutional adoption is here — and it’s reshaping global finance.Despite speculation, the U.S. dollar remains the world’s dominant currency.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell break down one of the wildest weeks in markets — from the historic $19 billion crypto crash to rising talks of AI bubbles, upcoming Fed rate cuts, and what it all means for investors heading into 2026. The duo dives deep into how leverage-fueled speculation wiped out fortunes overnight, why diversification still wins long-term, and how technology, tokenization, and real estate are reshaping investment strategies for the future.Key Topics & Time Stamps[00:01:00] Napa Mastermind Recap – Community, connection, and the future of their exclusive wealth events.[00:06:30] The Crypto Meltdown – A $19 billion liquidation event rocks the market.[00:09:00] Lessons in Leverage – How over-leveraged investors lost everything and what diversification really means.[00:15:45] Market Manipulation & Regulation – Are whales and governments behind crypto volatility?[00:19:30] FOMO Markets – Why cycles are shorter, reactions are faster, and investors must adapt.[00:21:30] Tokenization of Real Estate – How blockchain is changing traditional assets.[00:27:00] Investing Through Uncertainty – Ignoring the noise and staying long-term focused.[00:32:00] AI Bubble or Next Boom? – Is this hype justified or heading for a crash?[00:37:00] Powering the AI Future – The growing energy crisis and potential solutions.[00:45:00] The Fed’s Next Move – Powell’s statements, job market data, and rate cut expectations.[00:47:30] Housing Market Snapshot – Why it’s becoming a buyer’s market again.[00:50:00] Looking Ahead to 2026 – Why both real estate and equities could surge next year.Episode TakeawaysLeverage kills — sustainable investing starts with risk management and diversification.Regulation and manipulation are shaping the future of crypto faster than ever.AI isn’t a bubble — it’s a transformation, but power infrastructure remains a critical bottleneck.The Fed’s continued rate cuts could set up a massive bull run across markets in 2026.Real estate is quietly becoming one of the best buy opportunities in years.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty and Ryan unpack the key takeaways from hosting the first-ever Wise Investor Collective Summit in Napa Valley—an unforgettable experience full of networking, world-class speakers, and bucket-list venues. They reflect on the importance of building community, cultivating “relationship currency,” and how proximity to the right rooms can elevate your wealth journey.The hosts also dive into pressing economic topics, including the looming government shutdown, Fed rate cuts, and what recent wage and housing data mean for affordability and real estate investing. A highlight of the discussion is a thought-provoking perspective from Ray Dalio on whether real estate is still a strong investment in today’s environment, sparking a deeper conversation about diversification between real estate, stocks, and other assets.If you want to better understand how to navigate shifting markets, position yourself for long-term wealth, and learn from the smartest minds in the room, this episode is packed with valuable insights.What You’ll Learn in This Episode[00:00] Behind the scenes of the Wise Investor Collective Summit in Napa[06:35] Government shutdown concerns and market implications[14:45] Why volatility can present opportunities for long-term investors[22:00] Capitalism vs. socialism—narratives, noise, and real impact[25:48] Fed rate cuts, interest rates, and the state of housing affordability[32:41] Ray Dalio’s take on why real estate may not be the best investment today[37:46] Real estate vs. stocks—synergy, trade-offs, and diversification[39:24] The power of “relationship currency” in building wealthEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell take a deep dive into the latest market headlines and economic trends shaping investors’ decisions right now. From the Fed’s cautious stance on rate cuts to the challenges of housing affordability, the hosts break down what matters most for both seasoned and new investors.They explore whether AI stocks are entering bubble territory, why institutional money is leaning into crypto while retail investors remain on the sidelines, and how election-year volatility could play into broader market performance.On top of that, they stress the importance of long-term consistency, diversification, and sticking to fundamentals when building wealth—especially in uncertain times.If you want a clear, no-hype breakdown of what’s happening across equities, housing, and crypto, this episode has you covered.What You’ll Learn in This Episode:[00:00] Market outlook: Why equities keep climbing despite recession fears[03:15] Fed policy updates and the outlook for rate cuts[07:00] AI stock valuations—boom or bubble?[11:00] The worsening housing affordability crisis[15:20] Institutional vs. retail investor behavior in today’s market[19:00] Bitcoin, Ethereum, and Solana—where crypto is heading next[23:40] How election years historically impact market performance[28:00] Global macro risks: trade, energy, and geopolitics[32:10] The power of consistency in long-term wealth building[37:00] Final takeaways for disciplined, diversified investingResources & Mentions:Apply for the Wise Investor Mastermind in Napa: Text NAPA to 844-447-1555Free tools & resources: www.WiseInvestorVault.comGet a free financial X-ray: Text X-RAY to 844-447-1555Access Matty A’s private investment deals: Text DEALS to 844-447-1555Final Thought:Markets are noisy, cycles shift, and narratives change—but true wealth comes from discipline, diversification, and a long-term perspective.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555