What The Wealthy Do

Welcome back to Part 2 of Season 2, Episode 1 of What the Wealthy Do.In this continuation of Inside the Rooms We’re Rarely In, Stephanie Dorsey and Yashnika go deeper into one of the most important questions in investing:Are alternative investments actually right for you?This episode breaks down:What “suitability” really means in private equity and alternative investmentsAccredited investor vs. qualified purchaser explainedRisk tolerance vs. emotional relationship with moneyWhy the traditional 60/40 portfolio is being challengedHow inflation impacts long-term wealth buildingWhy financial education is critical in America todayWe move beyond theory and talk about the real barriers — psychological, cultural, and structural — that impact who participates in private markets and who doesn’t.Because building wealth isn’t just about having money.It’s about understanding it.Subscribe to What the Wealthy Do for real conversations about private equity, alternative assets, generational wealth, and financial power.Remember: You belong in every room you enter.

Welcome to Season 2, Episode 1 of What the Wealthy Do.In this Black History Month special of What the Wealthy Do, host Stephanie Dorsey sits down with Yashnica Mothersil, a Gen Z Associate at Apollo Global Management, to unpack her unexpected journey from criminal law aspirations to private equity and alternative investments.Yashnica shares what it’s really like entering elite financial spaces with little representation, how she transitioned out of law school, and what private equity and alternative assets actually mean behind the scenes. This conversation pulls back the curtain on how wealth is created in private markets—and why access and representation still matter.If you’re curious about private equity, alternative investments, career pivots, or what the wealthy actually do differently, this episode is for you.👉 Subscribe to What the Wealthy Do for real conversations about wealth, power, and access.

Most people mentally check out at the end of the year.The wealthy do the exact opposite.In this episode of What the Wealthy Do, we break down how wealthy individuals strategically close the year—because how you finish the year directly impacts how well you start the next one.This isn’t about hustle. It’s about reflection, tax strategy, portfolio alignment, and preparation.How the wealthy review their year (money, time, and energy)Year-end tax strategies most people overlookHow to reduce taxes legally before December 31Portfolio rebalancing: money and lifeWhy November & December are strategic months for wealthHow wealthy investors set January up before vacationA simple reflection framework to plan your next levelIf you’ve ever felt like you’re working hard but not getting ahead, this episode shows you how to stop coasting and start closing the year like an investor.💡 Like, follow, and subscribe to learn how the wealthy think, plan, and build long-term wealth.

🔥 How do the wealthy REALLY think about crypto?In this episode, we break down exactly how wealthy investors use cryptocurrency; not as a gamble, but as a strategy. You’ll learn how they approach Bitcoin, Ethereum, blockchain startups, ETFs, tax advantages, and the smart way they limit risk while positioning for massive upside.Inside this episode: 🔥 Why wealthy investors treat crypto like venture capital • How Bitcoin & Ethereum fit into a long-term wealth strategy • The role of diversification (and how much they actually invest) • How crypto offers asymmetric upside with small amounts • How wealthy investors use crypto for tax benefits • Why blockchain start-ups matter more than hype coins 🔥 Smart ways to evaluate whether crypto fits YOUR portfolioYou’ll also hear real stories of wins, mistakes, and lessons learned, including 70% losses, crypto winters, and how to navigate the noise and scams.Crypto isn’t magic. It’s a tool. And if you understand it, it can be a powerful part of your wealth-building plan.If this episode helped you, make sure to like, subscribe, and follow the podcast to learn more!

In this episode of What the Wealthy Do, we break down Crypto — what cryptocurrency really is, where Bitcoin came from, how blockchain works, and why the wealthy treat crypto as a long-term play instead of a gamble.You’ll learn: • The real history behind Bitcoin and the 2008 financial crisis • How the blockchain works (in simple, visual language) • Why Bitcoin is capped at 21 million • What makes crypto secure (and what makes people lose money) • The difference between Bitcoin, Ethereum, altcoins & stablecoins • Why wealthy investors allocate 1–5% into crypto • Whether crypto is hype, gambling, or a real investment • Why Warren Buffett thinks it’s gambling — and why the wealthy disagreeIf you want to finally understand crypto, Bitcoin, blockchain, and digital money — this episode is your blueprint.👉 Like, follow, and subscribe so you never miss episodes breaking down exactly what the wealthy do to build wealth. 👉 Share this episode with someone who needs to understand crypto without the hype.

In this episode of What the Wealthy Do, we break down one of the most important money shifts you’ll ever make — the difference between being a consumer and being an investor. With Black Friday and holiday sales flooding our feeds, this is the exact moment when most people overspend, underinvest, and derail their long-term wealth goals.Stephanie Dorsey, CEO & Co-Founder of Margins Capital, shares a practical, step-by-step framework the wealthy use to make spending decisions — not based on emotions, trends, or marketing pressure — but based on return on money, return on time, and return on joy.Inside this episode: 🔥 How to know if you’re acting as a consumer or an investor 🔥 “Time, Money, Joy” — a new way to evaluate every purchase 🔥 Practical examples: DoorDash, holiday travel, shopping for kids, homecoming, Instacart & moreWhether you're building wealth, paying down debt, or redefining your lifestyle, this episode is your reminder that every dollar you spend either builds your future — or someone else’s.Follow the Podcast and Turn On Notifications so you never miss an episode that could change your financial future.Let’s Move like the Wealthy This Holiday Season.

Venture capital is the “high-risk, high-reward” investment strategy the wealthy use to get in early on companies before they become billion-dollar unicorns like Airbnb, Uber, SpaceX, or Canva. 🚀In Episode 21 of What the Wealthy Do, host Stephanie Dorsey breaks down how venture capital really works, how investors make money, the stages of startup funding, and why this asset class is one of the most powerful tools in private markets.If you’ve ever wondered:How do the wealthy invest in startups?What is venture capital?Why do VCs make so much money when a company “hits”?How risky is startup investing?How can YOU start learning this strategy?…this episode gives you a full, simple, beginner-friendly breakdown.💡 In this episode you’ll learn: • What venture capital (VC) actually is • The stages: Pre-Seed, Seed, Series A, B, C & later rounds • How VCs make money (management fees + carried interest) • Why only 20% of startups hit — and why wealthy investors still do it • How venture funds pick companies • How investors get paid when a company goes public or gets acquired • How regular people can start learning about VC • The truth about the real risks in startup investingIf you're building wealth or looking to diversify beyond stocks and real estate, this episode gives you the blueprint the wealthy already use.👉 Don’t forget to subscribe on YouTube, Apple Podcast, and Spotify.👉 Share this with a friend who wants to level up their wealth-building journey.

Ever wonder how the wealthy build massive fortunes beyond stocks and real estate? 💸 In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down private equity — the “mac daddy” of alternative investments — and why it’s one of the most powerful tools for creating generational wealth.Learn how private equity works, who can invest, and why it’s been outperforming the stock market for over 15 years. From leveraged buyouts to growth equity and venture capital, this episode reveals how rich investors “flip companies” to multiply their money — and how you can start learning the same playbook.🎙️ Listen to learn:How private equity firms buy and “flip” companiesThe difference between public vs. private investmentsHow regular investors can access PE dealsDue diligence tips before investing💼 Subscribe to What the Wealthy Do for more conversations on money, investing, and wealth psychology.

Ever wondered how the wealthy invest beyond stocks and bonds? 🤔 In this episode of What The Wealthy Do, we’re breaking down four major investment vehicles that ultra-wealthy individuals use to grow their money — funds, SPVs (syndications), angel investing, and direct investing.💡 You’ll learn what each model means, how they work, and the pros and cons of using them to access private markets. Whether you’re curious about building wealth through alternative investments or just want to understand how rich investors play the game — this episode is for you.📈 Key Takeaways:The difference between funds, SPVs, angel, and direct investingHow the wealthy use these models to scale their wealthWhy access to private markets changes the game✨ Tune in, take notes, and start thinking like the wealthy. If you’re ready to elevate your money mindset — like, follow, and subscribe to What The Wealthy Do for more insights every week.

Did you know that nearly 4 out of 5 ultra-high-net-worth individuals put almost half their wealth into alternative investments? This is the wealth gap’s secret. Most of us focus on stocks and bonds, but the major wealth generators are playing in the private capital markets — assets that many don’t even know exist.In this episode, we pull back the curtain on the private capital markets: what they are and more importantly why you should care. You’ll learn about diversification, outsized return potential, and the wealth strategy the rich don’t talk about.If you’re serious about building generational wealth, subscribe and join us each week on What The Wealthy Do. Share this episode with someone who’s ready to step up their money game.

Ever wondered why the wealthy don’t just invest in stocks and bonds? In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down the difference between public and private capital markets, revealing how ultra-high-net-worth individuals are building wealth through alternative investments like real estate, venture capital, and private equity.💡 The wealthy invest differently — and it’s not just luck.📉 Relying only on the traditional 60/40 stock-bond portfolio no longer works in today’s market.💰 Discover how adding alternative investments can diversify your portfolio, reduce risk, and grow your wealth faster.🎧 Tune in now to learn how to apply these wealth strategies to your own financial journey.

Welcome to What The Wealthy Do Podcast! In this episode, Stephanie Dorsey breaks down two powerful but often overlooked wealth-building tools: Self-Directed IRAs and ROBS (Rollover Business Startup 401k).You’ll discover how these strategies allow investors and entrepreneurs to:Take control of retirement funds beyond traditional stocks and bondsInvest in real estate, private equity, or even their own businessesUse old 401(k)s strategically to unlock creative investment opportunitiesAvoid common IRS pitfalls and self-dealing issuesMix traditional, Roth, and alternative assets for smarter tax efficiency💡 Why this matters: These tools give you more freedom, flexibility, and control — just like the wealthy do.👉 Listen now and learn how to make your money work harder, not just sit in an account.

Welcome to What the Wealthy Do! In this episode, Stephanie Dorsey breaks down the ins and outs of IRAs — both Traditional and Roth — and shows how the wealthy use both as tools to grow wealth while managing taxes.You’ll learn:The difference between Traditional IRA (pre-tax contributions) and Roth IRA (tax-free growth)Contribution limits and income thresholds you must knowThe smart strategy of converting between Traditional → RothWhy diversifying your tax strategy in retirement is crucialWhether you already know about IRAs or just want to get confident with them, this episode will give you clarity and action steps. Tune in and level up your financial knowledge.

Think saving alone will make you wealthy? Think again. In this episode of What the Wealthy Do, Stephanie Dorsey breaks down why savings are only short-term protection, how inflation eats away at your dollars, and why investing with compound interest is the REAL wealth-building strategy. Learn how the wealthy put their money to work and how you can do the same.👉 Listen to the full episode for more wealth-building strategies!

Discover the hidden corporate benefits that can save you thousands in taxes! In this episode of What the Wealthy Do, Stephanie Dorsey breaks down how to use Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care Spending Account (DCSA) to reduce taxable income and build long-term wealth.✅ Learn why HSAs are the #1 triple tax-advantaged account in the U.S.✅ See how FSAs can act like forced savings for health expenses.✅ Use dependent care accounts to cut childcare costs and save big.The wealthy don’t just make money—they keep more of it. Tune in to learn how you can leverage these overlooked corporate perks to protect your income and accelerate your wealth-building journey.👉 Don’t forget to like, share, and subscribe for weekly wealth hacks in under 15 minutes!

Most people don’t realize they’re leaving free money on the table when it comes to their corporate benefits. In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down how you can maximize every corporate benefit available to you like the wealthy maximize their privilege.We’ll uncover: ✅ How to maximize your 401k match and avoid throwing away thousands of dollars ✅ The overlooked mega backdoor 401K Roth conversion strategy that can grow your wealth tax-deferred ✅ Why employee stock purchase plans (ESPPs) are a hidden wealth-building hack ✅ How to shift your wealth mindset and stop fighting fair when it comes to moneyIf you’re a W-2 earner looking to build wealth smarter, not harder, this episode is packed with real strategies the wealthy never overlook.👉 Don’t forget to subscribe, share, and leave us a ⭐⭐⭐⭐⭐ review if this episode helps you!

Want to know how the wealthy actually think about money and risk? In this episode of What The Wealthy Do, Stephanie Dorsey breaks down the top 3 takeaways from the book The Psychology of Money by Morgan Housel and guides you through a simple risk profile quiz (conservative, moderate, aggressive) so you can know yourself and invest with confidence and alignment.You’ll learn:Why money is psychology and behavior, not just numbers“Wealth is what you don’t see” (avoid flex culture)How to identify your risk tolerance & choose investments that fit👉 If this helped, share it with a friend and subscribe for weekly wealth hacks, mindset shifts, and smart investing tips.

Ever wonder how the wealthy seem to play by different money rules? 💰In this episode of What The Wealthy Do, Stephanie Dorsey shares the biggest money mistakes she’s made—and the powerful lessons she’s learned about taxes, crypto, and real estate along the way.You’ll hear:How a missed crypto tax move cost thousands 💸Why multifamily real estate can be a game-changer for wealth building 🏠The exact tax strategies the wealthy use to keep more of their money 📉This isn’t financial advice—it’s financial education designed to help you think like the wealthy and build smarter habits for your own wealth journey.👉 Subscribe and share this episode with a friend who’s ready to level up their money mindset.

This is Part 3 of Episode 7 of the What the Wealthy Do Podcast.Here’s what the wealthy know (that most don’t): ✔️ Tax codes are written for those who understand them. ✔️ Donations + deductions can unlock massive tax savings. ✔️ These strategies aren’t just for the 1% — you can use them too.Stay tuned for Part 3, where we go even deeper into wealthy tax strategies like charitable giving and state and local tax deductions.Subscribe  @WhatTheWealthyDo  for more Tips and Tricks !

This is Part 2 of Episode 7 of What the Wealthy Do Podcast: How the Wealthy Move Money to Pay Less in Taxes. Today’s focus? Bonus depreciation—a powerful tool that lets entrepreneurs, real estate investors, and business owners turn large purchases into massive tax savings.👉 Watch Part 1 first, then dive in here. Don’t forget to Like & Subscribe  @WhatTheWealthyDo  for weekly tips and tricks!