No Stupid Questions with Susan Edmunds

Are you confused about KiwiSaver, retirement, or your pension? Then you're in the right place. Retirement Commissioner David Boyle joins No Stupid Questions with Susan Edmunds this week to answer all your questions.In this episode, Retirement Commissioner David Boyle asnwers questions about:Is KiwiSaver more secure because it’s a government scheme?Does paying tax on KiwiSaver discourage saving?Does means testing apply on rest home subsidy?Who looked out for retirees before the office of Retirement Commissioner was established?If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected] to this episode on rnz.co.nz for more details

What can you do if you’re renting a house and your landlord decides to put a billboard on it, supporting a political party you object to? That’s just one of the questions we get into on this week’s episode of No Stupid Questions.In this episode, our experts ask questions about:Can my landlord put a political billboard on the house I’m renting?What is the difference between government surplus and government debt?Do I have to get a contracting out agreement to make my will count?What happened to the ban on card surcharges?If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected] to this episode on rnz.co.nz for more details

Everyone who has kids wants to help them get on in life. One way is to help them buy their first home. But is selling a stake in your home a good way to do this? This week on No Stupid Questions with Susan Edmunds, we're looking at Lifetime Homes, term deposits, petrol prices and why many of us aren’t on track to have enough money in retirement.In this episode, our experts ask questions about:How can selling a stake in your home help your kids buy property?When was the last time bank term deposits gave a return above inflation?How can the same petrol company get away with charging different prices at different stations that might only be minutes apart??How much profit do the oil companies behind petrol stations make? And do their margins change much as prices rise and fall?How many of us aren’t on track to have enough in retirement?If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected] to this episode on rnz.co.nz for more details

One of our listeners emailed us to say she was surprised to find out she was paying tax on her KiwiSaver account and horrified to realise she wasn't paying the right amount. She now owes money to the IRD. This week on No Stupid Questions with Susan Edmunds, we ask: what tax rate should you be paying on KiwiSaver, how will it affect your retirement savings, and is there a plan to amend the tax brackets? In this episode, our experts ask questions about:How will the tax I pay on KiwiSaver affect my retirement?What is fiscal drag?Should I keep contributing to KiwiSaver when my employer stops?What impact will the New Zealand Super Fund have on the affordability of New Zealand superannuation costs??Why is our wine and lamb cheaper in the UK than it is here?If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected] to this episode on rnz.co.nz for more details

It’s our 50th episode, and so this week on No Stupid Questions with Susan Edmunds, there’s a bit of a twist! Normally, you send in your questions and we find experts to answer them. Instead, we’re asking the experts what important questions they reckon you should be thinking about. In this episode, our experts ask questions about:Is it possible to run out of money in retirement?Should you contribute more to KiwiSaver?Are there any real differences between KiwiSaver providers?How do we solve New Zealand’s productivity problem?Why is income protection insurance a tax deductible expense?If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected] to this episode on rnz.co.nz for more details