Your First Home Buyer Guide Podcast

Auctions can bring out the best—and the worst—in first home buyers. In this episode, we pull back the curtain on the common mistakes buyers don’t realise they're making, from freezing too early to getting swept up in the heat of the moment.Joined by auctioneer Peter Burgin, Meighan and Veronica unpack the real psychology of auction day and why so many people walk away saying, “We should’ve gone one more”—or worse, “What did we just do?”You’ll hear why setting your limit isn’t the same as hoping for a certain price, how to pressure test your numbers before you show up, and why losing a property for the wrong reason is one of the biggest regrets buyers carry. The trio also explore the danger of relying on well-meaning but uneducated friends, the emotional traps auctioneers see every weekend, and how preparation can be your biggest advantage.Peter also shares the telltale signs he uses to read bidders in real time, from the subtle body language cues to the moments he sees buyers unintentionally encourage competition. You’ll learn the truth about $1,000 bidding wars, the power of a thoughtful knockout bid, and how confidence (real or perceived) shapes the behaviour of everyone in the room.If you’re planning on bidding at your first auction, or you’ve walked away from one feeling defeated or confused, this episode will help you feel grounded, prepared, and in control.Episode Highlights01:14 — Meet the Expert: Peter Burgin03:17 — Behind the Scenes: Agent and Auctioneer Roles05:14 — Pre-Auction Preparations06:28 — Auction Day Strategies From an Auctioneer08:14 — Communication and Collaboration Between Agents and Auctioneer18:46 — Rhythm and Moment During an Auction20:35 — How to Mentally Prepare for Auction Day23:37 — Open Yourself to Communication25:07 — Types of Buyers During an Auction25:49 — Mistakes to Avoid at Auctions30:02 — Reading the Room as an Auctioneer37:56 — Final Advice for First Home BuyersCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

A property that ticks every box. A sunlit living room that opens onto a leafy backyard. A quiet street that’s somehow still walking distance to the best cafés and the train station. For many Australians, that’s the dream first home—the one that feels like it was made just for you.But here’s the truth: relying on luck to find "the one" could be the reason you end up with a property that hamstrings your future.In this episode, Veronica and Meighan pull back the curtain on their own first property purchases. They get vulnerable about the cringeworthy "rookie mistakes" they made—from buying with emotional blinkers on to getting lucky in a rising market without having a real strategy. They explain why your first home is the foundation of your entire journey and why one misstep today can cost you a decade of progress tomorrow.You’ll learn how to tell a "smart" buy from a "lucky" one (hint: luck isn't a strategy you can repeat), why generic advice from ChatGPT or well-meaning family can lead you down the garden path, and how to identify the opportunity cost of a bad first purchase.From the dangers of buying in the wrong market cycle to the power of the PACE mindset, this episode will give you the 20/20 hindsight we had to earn the hard way—and give you the clarity to move from a "hope and pray" buyer to a confident, strategic homeowner.Episode Highlights00:00 — Introduction: The Excitement and Pitfalls of Buying Your First Home01:56 — The Importance of Process and the PACE System04:30 — Exposing the Worst Advice First Buyers Get11:08 – Understanding Property Value and Pricing13:15 — Renovation Realities and Regrets15:55 — The Role of Real Estate Agents17:33 — Financing and Hidden Costs22:13 — Long-Term vs. Short-Term Planning25:40 — The Impact of Your First Property on Future Purchases27:56 — Conclusion: Luck is Not a StrategyCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

What if we told you that relying on AI for your property research could cost you hundreds of thousands of dollars? In this episode, we’re joined by Mike Mortlock, Managing Director of MCG Quantity Surveyors, to unpack shocking new research that proves tools like ChatGPT are getting property advice spectacularly wrong.With nearly half of Gen Z and Millennials already using AI for financial decisions, we’re looking at a real danger sign. We discuss why AI creates "hallucinations," invents data, and completely misses the mark in fast-moving markets like Brisbane and Perth.Here’s what we cover and why it matters:The ChatGPT Stress Test: How AI failed to identify the right property asset types even when provided with expert data. Data Hallucinations: Why AI "invents" new suburbs or uses outdated information that can lead to financially devastating choices.The Human Element: Why a chatbot can’t replace the lived experience of professional buyer's agents or quantity surveyors. Protecting Your Money: How to spot the difference between marketing fluff and actual property facts.Don't let a chatbot gamble with your future. Listen now to learn how to keep your property journey human-led and data-secure.Episode Highlights00:00 — AI’s $100k Mistake: Why Chatbots Fail the Property Test01:29 — The Alarming Truth: Why 50% of Gen Z Trust Flawed AI Advice04:39 — Logic vs. Luck: Why AI Picks the Wrong Property Types06:45 — Garbage In, Garbage Out: Why AI Research Is Only Half-True08:20 — The "Poo on a Stick" Trap: Why AI Tells You What You Want to Hear16:42 — Spotting Hallucinations: When AI Invents Fake Suburbs and Data21:56 — Geography Lessons: Why AI Confuses SA3 Regions and LGAs23:54 — Timing the Market: Why Outdated AI Data Misses the Boom25:19 — Searching Smart: How to Use AI Without Risking Your Deposit29:28 — The "A-Grade" Gap: What a Machine Can’t See During an Inspection36:01 — Beyond the Code: The Legal and Financial Risks of Bot Advice40:34 — The Final Verdict: How to Be a Decider, Not a DrifterCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: a...

Most first home buyers don’t fail because the market is too hard —they fail because they follow the steps in the wrong order. They start scrolling listings, falling in love with homes they’re not ready to buy, and end up overwhelmed, stressed, or stuck. In this episode, we explain why that one mistake can cost you tens of thousands of dollars—and how to avoid it.We break down our proven PACE system, a 10-step map designed to stop first home buyers from wandering blindly through the buying process. You’ll learn why preparation always comes before property, how building the right support crew early can protect your money and your sanity, and why understanding your real budget goes far beyond what the bank says you can borrow. We also talk about planning for the future-you—not just today—so you don’t outgrow your first home faster than you expect.As we move through the action and commitment phases, we unpack how to search with intent, decode agent language, pause and recalibrate before things get serious, and understand how different methods of sale change the rules completely. We also explain why due diligence, pricing strategy, and emotional control matter more than gut feel—especially when price guides, online valuations, and “helpful” advice can quietly lead you astray.This is the exact system we use when buying properties for clients—and the same framework we teach step by step inside the First Home Buyer Course. If you want to stop second-guessing yourself, avoid rookie mistakes, and move forward with clarity and confidence, this episode will show you where to start.Episode Highlights00:00 — Introduction: Common Mistakes of First Home Buyers01:04 — The PACE System: A 10-Step Map04:15 — Phase 1: Preparation - Building Your Support Team10:13 — Phase 2: Action - Searching and Inspecting Properties14:26 — Phase 3: Commitment - Understanding Methods of Sale19:56 — Phase 4: Execution - Finalizing the Purchase25:42 — Conclusion: The PACE System OverviewMentionsEpisode HBA 256 — Mortgage Strategy for First Home BuyersEpisode HBA 263 — Cracking the Property Market: Joel's Journey from Student to Homeowner (Case Study)Course Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts:

Buying your first home is rarely a straight line — and Joel’s story proves just how much grit, clarity and self-awareness it takes. After arriving in Australia at 18 with no safety net, he spent years building a six-figure share portfolio, saving aggressively, living simply, and planning for long-term wealth. But when his permanent residency finally came through, everything shifted: the dream of buying his first home became real.In this episode, Joel walks us through the sacrifices, smart strategies, and surprising mindset shifts that helped him secure the keys to his new two-bedroom unit — including why he chose not to touch his share portfolio, the unconventional way he used the First Home Super Saver Scheme, and the habits he built to save consistently for almost a decade. He also opens up about the emotional moments: feeling defeated during the search, questioning his options, and realising he’d been chasing the wrong type of property before the course helped him reset.You’ll hear the biggest epiphanies that changed Joel’s buying journey, from letting go of the myth that “houses always outperform units,” to understanding how lifestyle and community matter just as much as price and property type. He also shares the near-miss that taught him to take contract reviews seriously — and how spotting unapproved renovations early saved him from a costly mistake.If you’re feeling overwhelmed, behind, or unsure where to start, Joel’s story will help you see what’s possible when you have a plan, the right tools, and the confidence to back yourself.Episode Highlights00:00 — Introduction: From Student to Homeowner01:14 — Meet Joel: A Standout Home Buyer Academy Graduate02:04 — Joel's Journey: From Shares to Property04:27 — The Deposit Dilemma: Sacrifices and Strategies08:49 — Navigating the Property Market: Challenges and Realizations15:22 — The Final Decision: Choosing the Right Property22:11 — Joel's Advice and Reflections28:14 — Conclusion: Join the CommunityCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Buying with just a 5% deposit sounds like a dream — until you see what it really means for your borrowing power, repayments, and long-term financial safety. In this episode, Meighan and Veronica sit down with financial planner James Wrigley to break down the numbers behind the government’s guarantee scheme, and why so many first home buyers misunderstand how it actually works.James reveals the real cost of borrowing 95% of a property’s value — from enormous loan sizes to eye-watering repayments — and explains why income requirements soar as loan sizes increase. You’ll hear the stark difference between buying at the top of Sydney’s $1.5M cap versus Melbourne’s $950k cap, and why couples dramatically outperform singles simply because of Australia’s tax system. If you’ve ever wondered, “Can I actually afford this?”, this conversation brings the clarity you’ve been missing.The trio also unpack hidden costs like stamp duty (often turning a “5% deposit” into closer to 10%), the dangers of maxing out borrowing capacity, and why having no buffer puts buyers at risk if interest rates rise. They explore how price caps influence decision-making, why chasing incentives can push you toward poorer-quality properties, and why your first property matters more than you think for your long-term ability to upgrade.Whether you’re considering the 5% scheme, unsure if your income stacks up, or simply trying to understand the flow-on effects of a small deposit, this episode will leave you informed, grounded, and more confident about your next step.Episode Highlights00:00 – Introduction to the 5% Deposit Scheme01:11 – Meet the Expert: James Wrigley02:09 – Understanding the 5% Deposit Guarantee Scheme03:15 – Financial Implications of a 5% Deposit05:11 – Income Requirements for High-Value Loans08:16 – Comparing Sydney and Melbourne Markets16:05 – The Importance of the First Property Purchase18:38 – The Importance of Quality Over Schemes19:19 – Navigating Cash Flow and Mortgage Affordability20:36 – When is a 5% Deposit a Good Idea?21:30 – Scenarios Where the Scheme Works23:02 – Understanding Loan Costs and Repayments24:33 – The Risks of High Loan-to-Value Ratios26:15 – Advice for Older First Home Buyers30:44 – Personal Experiences and Lessons Learned33:57 – Final Thoughts and Joining the CommunityCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify:

Planning to buy your first home in 2026? The market won’t magically get easier — but the buyers who prepare early will have a real advantage. In this episode, Meighan and Veronica break down what’s changing, what’s staying the same, and the exact steps smart buyers are taking now to get ahead.You’ll learn how shifting lending policies, government incentives, tight rental markets and rising competition are shaping the year ahead. The hosts also unpack the risks of shared equity schemes, why 95% loans demand smarter asset selection, and why strategy — not emotion — will matter more than ever.Most importantly, they reveal the preparation steps that actually move the needle: tightening your finances, checking your borrowing power, building buffers, defining your buying strategy, and avoiding analysis paralysis.If you want clarity instead of chaos in 2026, this episode gives you the framework to move forward with confidence.Episode Highlights00:00 – Introduction: Preparing to Buy Your First Home in 202601:28 – Understanding the 2026 Property Market02:33 – Key Takeaways for 2026 Home Buyers03:10 – Market Outlook and Trends06:17 – Financial and Policy Changes to Watch10:52 – Practical Tips for First Home Buyers13:11 – Avoiding Common Mistakes16:10 – Final Thoughts and Encouragement18:49 – Conclusion and ResourcesCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

This year brought some of our most eye-opening and challenging conversations yet. In this Christmas-Eve episode, we’re pulling together the biggest insights from 2025. These aren’t highlights — they’re gold nuggets that could save you money, regret, and years of lost progress.We revisit the truth about rentvesting, the episode that reshaped how we explain compounding growth, and the surprising risks uncovered through Title Insurance. You’ll also hear our breakdown of the Pain & Gain Report, showing why some properties boom while others stall. These lessons genuinely shifted how first home buyers should approach their decisions.We unpack what hot markets taught us about buyer behaviour, offer strategy, and staying grounded under pressure. We also revisit powerful coaching moments from our Campfire sessions. These real conversations helped buyers get unstuck and apply the process with clarity.Whether you’re planning to buy in early 2026 or trying to make sense of the market, this episode distils what truly matters. You’ll learn how to think long-term, reduce risk, and choose assets with confidence. If it saves you even one misstep, every conversation this year has been worth it.Episode Highlights00:00 — Introduction and Podcast Highlights00:38 — Welcome to Your First Home Buyer Guide01:23 — Reflecting on Key Lessons02:14 — Rentvesting Insights03:20 — Understanding Title Insurance05:36 — The Power of Compounding Growth08:54 — CoreLogic Pain and Gain Report13:24 — Navigating Offers in Hot Markets16:00 — Understanding the Home Buying Process16:48 — Exclusive Campfire Coaching Sessions18:40 — Mindset and Media Influence20:34 — Navigating Home Buyer Blues23:49 — Making the Right Compromises26:08 — Learning from Disaster Stories27:18 — Engaging with the Community28:38 — Year-End Reflections and Holiday WishesMentionsEpisode 205 — Rentvesting: What You Need to Know Before Taking the LeapEpisode 207 — How Rentvesting Can Secure—or Sabotage—Your Financial FutureEpisode 211 — What Tax Benefits Can First-Home Buyers Gain from Rentvesting?Episode 212 — What Happens When Due Diligence Isn’t Enough?Episode 218 — The Magic of Compounding—Why It’s a Game-Changer for Property Owners

Your dream suburb’s out of reach? Don’t panic. You’re not locked out of the property market—just in need of a smarter strategy.In this episode, Meighan and Veronica unpack three powerful ways to buy your first property sooner, even if you can’t afford to live exactly where you want right now. From rentvesting and using a guarantor to co-ownership, they break down how each option works, the risks to watch for, and how to choose what fits your long-term goals.You’ll learn the golden rules of rentvesting (and why “investment grade” property matters), when it makes sense to lean on the Bank of Mum and Dad, and how to set up solid agreements if you’re buying with family or friends. They also call out the hidden traps—like government incentives that look generous but can actually cost you long-term growth.If you’ve been feeling stuck, priced out, or convinced your dream suburb will never happen, this episode is your circuit breaker. You’ll walk away knowing how to get started, make strategic compromises, and build a plan that gets you in the market without giving up on your goals.Listen now and learn how to buy smart—even when you can’t buy where you want.Episode Highlights00:00 – Overcoming the Dream Suburb Dilemma01:31 – How the PACE System Helps You Plan03:09 – What Rentvesting Really Means09:46 – How a Guarantor Can Help You Buy10:52 – LMI or Guarantor Which Is Better12:03 – What to Know About Grants and Schemes14:29 – Pooling Resources Through Co Ownership15:19 – Getting Legal and Financial Advice17:42 – Final Thoughts and Next StepsMentionsEpisode 256 – Mortgage Strategy for First Home BuyersEpisode 205 – Rentvesting: What You Need to Know Before Taking the LeapEpisode 207 – How Rentvesting Can Secure—or Sabotage—Your Financial FutureEpisode 211– What Tax Benefits Can First-Home Buyers Gain from Rentvesting?Episode 152 – How Guarantor Loans & Government Deposit Schemes Work for First Home BuyersEpisode 49 – What Can Go Wrong When Borrowing from the Bank of Mum & Dad? (with Barry Frakes)Course Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts:

Young Australians are priced out — but the real story is far more empowering. They’re not stepping back from the market; they’re stepping in with strategy, curiosity, and better tools than ever. From rentvesting to financial education on TikTok, buyers today are finding new ways to enter the market on their own terms. Today’s first home buyers are strategic, curious, and using platforms like TikTok to learn about rentvesting, borrowing, and smart property decisions.In this episode, Meighan and Veronica chat with Ray White economists Nerida Conisbee and Atom Go Tian about their research into what first home buyers are actually doing. From trending TikTok finance topics to the rise of rentvesting and the impact of the 5% deposit scheme, the data shows buyers are taking action — not giving up.We break down why younger buyers trust social media over traditional media, how financial literacy is growing fast, and why many are choosing strategy over “dream homes.”Episode Highlights00:00 — Introduction: First Home Buyers Are Getting Smarter00:23 — Meet the Hosts and Their Mission01:04 —Debunking the Media Narrative01:39 — Strategies of Modern First Home Buyers02:27 — The Role of Social Media in Property Education03:32 — Rentvesting: A Popular Strategy04:23 — Challenges and Misconceptions07:19 — Engagement Patterns on TikTok09:46 — Financial Literacy and Social Media22:12 — The Importance of Location-Specific Research31:03 — Advice for First Home Buyers32:57 — Conclusion and Final ThoughtsCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Is your first home a good investment — or just a place to live? In this episode, Meighan and Veronica unpack the fundamentals of property investing that every first home buyer needs to understand, whether you’re buying to live in it or planning to rent-vest.You’ll learn why thinking like an investor from day one can set you up for long-term financial success — and why not all “investment properties” are created equal. The duo break down the difference between investment-grade properties and investor stock, and reveal the simple rule that could save you from buying a shiny new dud: If it’s easy to buy, it’s probably hard to sell.They also dig into the biggest wealth-building mistake first home buyers make — chasing yield instead of capital growth — and explain why land value matters more than the building on it. You’ll hear how local knowledge, scarcity, and buyer competition drive capital growth, and why “the fundamentals” look different in every suburb.If you’ve ever wondered how to tell a great investment from a risky one, or what truly drives long-term growth, this episode is your blueprint.Listen now and learn how to make your first home a smart investment — not just a purchase.Episode Highlights00:00 — Introduction to Property Investment01:16 — Understanding the PACE System03:29 — Investment Grade vs. Investment Stock06:24 — The Importance of Capital Growth09:16 — Land Value vs. Building Value14:26 — Red Flags in Property Investment16:21 — Key Factors for Assessing Property18:27 — Evaluating Homes and Local Traffic Challenges19:56 — Understanding Demographics and Socioeconomic Factors21:29 — Rentability and Property Potential23:49 — Supply and Scarcity in Real Estate25:42 — Affordability and Investment Fundamentals30:50 — The True Cost of Property Ownership32:37 — Final Thoughts and Advice for Home BuyersCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Most first home buyers start their journey by hunting for the lowest interest rate — but according to mortgage strategist Stuart Wemyss, that’s one of the biggest financial mistakes you can make. In this episode, Veronica and Meighan dive deep with Stuart to unpack the part of home buying almost no one understands properly: your borrowing strategy.Stuart explains why the way you structure your loan has far more long-term impact than shaving a few points off your rate. From borrowing capacity and offset accounts to tax effectiveness and refinancing, this conversation reveals how your first loan becomes the foundation for every property decision that follows.You’ll learn why the “cheapest” loan can actually cost you more later, how to preserve your flexibility for future moves, and why thinking ahead to your second and third property is just as important as buying your first. Stuart also breaks down common mistakes first home buyers make — like aggressively paying down their loan, getting stuck with the wrong lender, or failing to plan for life changes — and explains how to avoid them with a smart, forward-thinking strategy.If you want to buy well, borrow well, and set yourself up for what comes next, this is an episode you don’t want to miss.Episode Highlights00:00 – Introduction to Mortgage Strategy01:20 – Understanding Borrowing Strategy02:27 – Importance of Finance Strategy07:37 – Common Mistakes by First Home Buyers12:37 – Tax Implications and Offset Accounts14:40 – Rentvesting and Its Benefits19:41 – Tax-Free Property Sale Strategy20:23 – Choosing the Right Lender21:47 – The Importance of Refinancing25:43 – Navigating Online Lenders30:10 – The Role of Mortgage Brokers31:55 – Advice for First Home Buyers33:37 – Final Thoughts and Practical TipsMentionsEpisode 28: Substations, LMI, Rentvesting, Auctions & Strata Risks: First Home Buyer Q&ACourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

If you’ve been spending your nights scrolling realestate.com.au or Domain, convincing yourself it counts as research — this episode is your wake-up call.In this week’s episode, Veronica and Meighan reveal the truth about why endless scrolling isn't a strategy, and how to build a first home buying plan that actually works. You’ll learn how to move from chaos to clarity using their three key pillars — your goals, your finances, and your property plan — so you can stop ping-ponging between suburbs and start making real progress.They unpack why most first home buyers get the order wrong, the emotional traps that derail your search, and how a clear “why” behind your purchase will guide every decision you make. You’ll also hear real stories of buyers who wasted years in research mode until they built a strategy — and how one simple mindset shift helped them buy within six weeks.If you’re ready to stop reacting to listings and start leading your property journey with confidence, this episode is your blueprint for smarter, calmer, and more strategic buying.Listen now and learn how to build your first home strategy — the right way.Episode Highlights00:00 – Introduction and Misconceptions00:12 – The Importance of Strategy01:45 – Why Scrolling Isn't a Strategy03:04 – Common Pitfalls and Misconceptions05:38 – The Three Ps of Home Buying07:18 – The Importance of Knowing Your Why11:10 – Avoiding Common Mistakes13:29 – Filtering Information Overload14:07 – Financial Reality and Pre-Approval15:06 – Making Trade-Offs and Prioritizing16:31 – Case Study: Sarah's Journey19:00 – Building Your First Home Strategy23:44 – The Value of a Personalized Roadmap25:48 – Conclusion and Community InvitationCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

There’s a lot that goes into buying your first home, both practical and personal. You picture your furniture in the living room, your dog in the backyard, and before you know it, your heart’s saying yes while your gut is whispering no.In this episode, Meighan and Veronica unpack one of the hardest lessons in home buying: knowing when to walk away. They break down the difference between healthy compromise and costly mistakes, showing you how to spot the red flags that make a property wrong for you.They also explore the psychology behind buyer’s remorse, how intuition plays a role, and why walking away doesn’t mean starting over; it means getting smarter.If you’ve ever stood in a property wondering, “Am I being too picky?” — this episode will help you answer that question with confidence.Listen now and learn how to protect your goals, trust your gut, and say no to the wrong home, so you can say yes to the right one.Episode Highlights00:00 – Buying Smarter: Why Walking Away Can Be a Win04:04 – How Emotions Blind You to Property Red Flags06:50 – The Red Flags That Say: This Isn’t the One13:05 – Trust Your Gut — But Back It with Data16:54 – Real Buyers, Real Lessons: When ‘No’ Saved Them Thousands23:14 – How Saying No Leads to Your Perfect YesMentionsEpisode 252 - Are You Being Too Picky For Your Own Good?Course Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Property decisions often start with the data — suburb reports, growth charts, AI predictions. But while those numbers give you a useful baseline, they can’t tell you everything that matters.In this episode, Veronica and Meighan explore where big data helps… and where it doesn’t — and why those numbers don’t always paint the full picture when buying your first home. They look at where big data can guide you, where it can mislead you, and how local knowledge, context, and on-the-ground experience still play a crucial role in choosing the right property.They also talk about what gets lost when buyers depend too heavily on automated tools and averages — and why some of the most important details about a home or suburb never show up in the stats.By the end of this episode, you’ll understand how to gather the right kind of data — combining the big-picture insights with what you can only learn from being there yourself. It’s not about ignoring the numbers. It’s about knowing what they miss.Episode Highlights00:00 – Introduction01:09 – Why Blanket “Rules” Don’t Always Hold True02:07 – The Appeal and Pitfalls of Big Data02:41 – The Unseen Nuances: From Street Position to Lifestyle Fit05:35 – Macro Data vs. Micro Reality11:54 – When Personal Needs Outweigh the Numbers16:48 – How to Use Data Wisely Without Getting Stuck Chasing “Perfect”17:46 – Real-Life Lessons from Buyers20:54 – Final TakeawaysMentionsEpisode 252 – Are You Being Too Picky For Your Own GoodCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

A sunlit living room that opens onto a leafy backyard. A renovated kitchen with space for Sunday brunch. Walking distance to cafés, good schools, and a train station. For many Australians, that’s the dream first home — the one that feels like it was made just for you.But here’s the truth: waiting for perfect could be the reason you’re still searching.In this episode, Veronica and Meighan unpack the fine line between being discerning and being too picky. They explain how overanalyzing can lead to buyer paralysis, why even A-grade properties have imperfections, and how rising prices can outpace perfectionist decision-making.You’ll learn how to tell a red flag from a simple compromise (hint: unapproved renovations = run, but dated kitchens = fine), how to prioritise your non-negotiables without overstuffing your list, and how to think long-term about what really matters — comfort, potential, and growth.From real examples inside the First Home Buyer Course to smart compromise strategies, this episode will help you reframe what “good enough” actually means — and give you the clarity to move from stuck to smart.Episode Highlights00:00 – Introduction01:01 – The Art of Compromise in Home Buying01:40 – Why We Get Picky and When It Starts Holding You Back03:08 – How Overthinking Can Cost You the Right Property07:25 – Real Stories: Turning Imperfect Homes into Smart Buys11:29 – 6 Signs You’re Being Too Picky in Your Home Search22:14 – How to Stop Overanalyzing and Start Buying with ConfidenceMentionsEpisode 40: How Can You Identify A, B, and C Grade Properties? #40Course Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Losing out on your first property offer hurts — but it’s not the failure you think it is.In fact, it’s a powerful training ground.In this episode, Veronica and Meighan unpack why most first offers don’t win and why that’s actually a good thing. You’ll learn how rejection sharpens your instincts, builds negotiation skills, and helps you understand the market like a pro — from reading agent tactics to spotting real value versus hype.They also reveal the biggest traps buyers fall into after losing — from emotional rebounding and overpaying to blaming the “rigged” market — and how to stay strategic instead of desperate. Through real client stories and decades of experience, they’ll show you how every missed offer brings you one step closer to landing the right home at the right price.So if you’ve just had your first “no,” don’t panic — you’re learning the ropes.By the end of this episode, you’ll see rejection for what it really is: preparation for success.Listen now and learn how to turn setbacks into strategy — and why persistence always pays off.Episode Highlights00:00 – Introduction01:33 – Inside the Negotiation Game: What Buyers Often Miss02:04 – From Rejection to Strategy: Lessons from a “No”03:59 – Rookie Mistakes That Can Cost You Your First Home05:47 – How to Build Resilience After Missing Out07:33 – Bouncing Back Smarter After a Lost Offer14:27 – Desperation Is Dangerous: Stay Strategic, Not Scared20:47 – Persistence Pays Off: Keep Showing Up24:12 – Join Our First Home Buyer CommunityMentionsEP 244 - Avoiding Auction Regret: Lessons from a Victoria Buyer’s $43K LossCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Making an offer on your first home can feel like stepping into a high-stakes guessing game. Agents hint at “other buyers,” deadlines appear out of nowhere, and emotions run high. It’s no wonder so many first-timers overpay — or miss out entirely.In this episode, Veronica and Meighan pull back the curtain on the offer process so you can stop second-guessing yourself. They explain the different methods of sale across Australia, why understanding state rules is crucial, and how real estate agents use negotiation tactics to push buyers beyond their limits.You’ll learn the role of research in setting your walk-away price, the importance of timing your offer, and why auctions — though intimidating — can sometimes protect you from paying too much. The hosts also share red flags to watch out for, including false urgency, “best and final” traps, and emotional bidding that blows budgets.If you’ve ever felt lost, pressured, or outplayed during negotiations, this episode will give you the clarity and structure you need. By the end, you’ll know how to make confident offers, avoid costly rookie mistakes, and approach the process with the same toolkit used by buyer’s agents.👉 Ready to master the offer stage? Listen now and take one more step toward buying smarter.Episode Highlights00:00 — Introduction01:57 — What the Offer Process Really Looks Like02:45 — Different States, Different Rules to Know04:19 — Real Estate Agents: Whose Side Are They On?05:13 — Research & Timing: Keys to a Smart Offer07:00 — Auctions vs. Private Treaty: Which Is Safer?08:14 — Negotiation Strategies That Give You Power09:15 — Red Flags in the Offer Process to Watch For10:36 — Emotional Bidding: The #1 Budget Killer12:17 — Preparation Beats Panic in the Offer Stage12:55 — Next Steps: Getting Support to Buy SmarterMentionsThe “Other Buyer” Tactic: Real Threat or Agent Bluff?Melbourne Case Study: When Preparation Meets OpportunityCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

You’ve saved, sacrificed, and finally built up your deposit. But here’s the catch: your deposit is only part of the story. Buying your first home comes with a stack of hidden costs that can completely blindside you if you’re not prepared.In this episode, Veronica and Meighan pull back the curtain on the sneaky expenses that first home buyers often forget. From stamp duty surprises and loan fees to building inspections, strata reports, and conveyancing costs, they explain what you really need to budget for before signing a contract. You’ll also hear why skipping inspections to “save money” can end up costing you tens of thousands — and the simple steps to avoid those rookie mistakes.But the costs don’t stop once you’ve bought the home. We unpack the ongoing expenses — council rates, strata levies, water bills, insurance, maintenance, and even moving costs — that can quietly eat away at your cash flow. Plus, we share real stories of unexpected repairs (like underground plumbing disasters and broken air cons) that prove why every buyer needs a buffer.If you’ve been focused only on your deposit, this episode is your wake-up call. The good news? With the right planning, you can step into homeownership without fear of budget blowouts or nasty surprises.Episode Highlights00:00 – Introduction01:19 – Hidden Costs Buyers Overlook02:01 – Understanding Stamp Duty02:40 – Loan Fees & LMI Costs03:27 – Legal & Inspection Must-Haves05:43 – Rates, Levies & Ongoing Bills08:17 – The Importance of a Financial Buffer10:44 – Planning and Budgeting for SuccessCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Navigating your first home purchase is like stepping into uncharted waters — and for Luisa, it came with extra hurdles. COVID wiped out her savings, property jargon felt like another language, and even her partner questioned whether her standards were too high.What changed the game? The First Home Buyer course.By following the process, Luisa learned how to prepare properly, stick to her checklist, and persist when the search felt overwhelming. The course gave her the tools to understand the system, stay confident, and spot genuine opportunities.That preparation paid off when she secured an off-market property in her dream suburb — without compromising on what mattered most.Luisa is clear: without the course, her story would have ended very differently. For any first home buyer, her experience proves that knowledge, preparation, and persistence are the difference between regret and the right home.Listen now and see how the First Home Buyer Course can help you achieve the same clarity and confidence.Episode Highlights00:00 – Introduction02:18 – From Colombia to Melbourne: Starting the Journey03:54 – Adjusting to Australia’s Property System04:51 – How Luisa and Her Partner Saved for the Deposit08:23 – Why Education and Preparation Made All the Difference15:58 – How Talking to Agents Opened the Right Doors18:12 – Securing the Home and Reflections on the JourneyCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f