The Property Couch

Do young, healthy Australians actually need insurance? Many people assume insurance is something to think about later in life. But according to financial adviser Chemere Brown, the majority of insurance claims occur between the ages of 25 and 45. In this week's FUNdamental Friday, Shane and Chemere unpack some of the biggest insurance myths and explain why many Australians may be underinsured during the years they have the most financial commitments. They discuss: ✅ Why most claims happen bet...

Would you trust AI with your home loan? 🤖🏡 It might find a cheap rate, but will it ask the questions that could change your next property move? In this topical episode, Ben is joined by investment-savvy mortgage brokers and Couch Crew members Luke Oxenham and Brad Fraser to unpack: 🔒 Mortgage prison: why a cheaper loan can still be out of reach ⚖️ Fixed vs variable: certainty, flexibility and the trade-offs 🧮 Borrowing calculators: will the bank agree with your estimat...

Halloween might be over, but the scary stuff isn’t. Inflation is back on the rise, unemployment is creeping up, and the property market is working through what could be its biggest correction in 40 years. Ben Kingsley and economist Evan Lucas unpack the RBA’s November decision, why Australia’s inflation problem is increasingly homegrown, why rents aren’t coming down, and why productivity is the problem interest rates can’t fix. 💡 When was the last time you reviewed your loa...

Is Australia's property market really performing the way the headlines suggest? In this week's FUNdamental Friday, Ben Thompson sits down with independent property economist Cameron Kusher to unpack what's actually happening beneath the surface of today's housing market. From interest rates and buyer confidence through to property data, sales volumes and long-term housing fundamentals, Cameron explains why the widely reported numbers don't always reflect what's happening on the ground. The...

What happens when property prices stop going up? 🏠 For buyers, it might feel like an opportunity. For homeowners and investors, it can raise a very different question: what does this mean for my wealth? But the impact of a property slowdown can reach much further than the Aussies simply buying and selling. In this week’s episode, Ben is joined by independent property economist Cameron Kusher and economic futurist Evan Lucas to discuss the changing property market, the p...