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Welcome to the Financially Independent Teachers Podcast- where educators come together to discuss their journey on the road to financial independence. Each week, Dave and Brandon interview teachers who are winning with money and welcome financial industry experts like JL Collins, Andy Hill, Andrew Hallam (Millionaire Teacher) and Rachel Cruze (daughter of Dave Ramsey). There are plenty of voices in the teachers' lounge telling you that you can't build wealth on an educator income, let FIT provide hope that you CAN!
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Send a text Married (PA) teacher's Dale and Kendra love taking advantage of their summer time teacher schedule. Each year, they load up and hit the road with their twins and make memories together that wouldn't be possible without the schedule of a teacher. In PA, they have the option to take a lump sum instead of their pension. Instead of having "golden handcuffs", they will take the lump sum and both retire before 50. Be a guest on the show: https://www.financiallyindependentteachers....
Send a text A married Michigan teacher couple uses each summer to scratch their travel itch. Last summer, they spent over 50 days in Europe. Before that, they spent much of summer in Indonesia. This summer, they are headed to Belgium! With a combined teacher income of around 135k, they own a home, have 500k invested in the stock market, and save for their summer vacations. Starting with Dave Ramsey and the Minimalists helped lead frugal lives with intense desire to be debt free, they are now ...
Send a text Early in their marriage, Dave and Stephanie took part in a local Dave Ramsey FPU class. After "graduating", they started using the cash envelope budgeting system. Fifteen years later, and some financially milestones met, they decided to switch to strictly credit cards, as long as they didn't carry any monthly debt. After 6-8 months of this system, they realized they weren't maximizing their financial lives. Tomorrow, they are back on the envelopes and they share why. Be a gu...
Send a text On this week's episode, I welcome national financial voice and host of the Personal Finance Podcast, Andrew Giancola back to the show. He shares the importance of automation and how to set up your accounts and make your personal finance life automatic! This is a must listen if you want to successfully set up your accounts and bills. Check out Andrew's Money Automation Checklist https://courses.mastermoney.co/automate-your-money-checklist Be a guest on the show: https...
Send a text No lotto winnings, no inheritance, no real goal of becoming a millionaire. However, a 42-year old Cobb County GA PE teacher recently crossed over $1,000,000 in investments. Now in his 20th year teaching, he moved from NE Ohio to ATL as a 22-year old... with $1,000 to his name. 20 years later, he is in the double comma club. He has no children, has never been married, and is taking advantage of the aggressive GA salary schedule by maxing out his higher education to earn more, all w...
Send a text A little over five years ago, Dave started Financially Independent Teachers...a passion project to inspire other educators to get smart with their money and maximize their finances. Up until the birth of FIT, Dave and his wife Stephanie started getting very serious about finances (mid 30's), shocked at how much time they had wasted in the past. Some might call it extreme, but the couple wanted to get back on track and ahead of the curve, so they lived strictly off of Dave's ...
Send a text This week, I interview Jermaine, a TA and coworker at Jacksonville High School. At 45, with the last of his three kids almost out of college, he's ready to start his financial journey. From working for the Philadelphia Eagles to being a real estate agent, and having a video production company, Jermaine made the move into education last year. For the next 12 months, Jermaine will be going through FIT financial coaching. Follow along as we document Jermaine's money progress in 2026 ...
Send a text Greg is a retired teacher living in the Dallas area who decided to come back to the education space and work part time. Even though he has a net worth of 6+ million dollars, Greg had a major health scare that had him start making some critical lifestyle decisions as he heads toward full retirement. His advice to teachers is to think BEYOND the financial numbers as you plan for retirement. Check out his story! Be a guest on the show: https://www.financiallyindependentteachers.com/c...
Send a text In our last episode of the season, I welcome back fan favorite, Justin Garritt back on the show to discuss 8 timeless lessons surrounding our lives and money. In addition, we are joined by Justin's wife, Paulina, as she shares insight on the topic as well! Have a great holiday season! Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www...
Send a text The Millionaire Math Teacher shares his year in review with the FIT audience. How much did his investments produce this year? How much did he spend? Where did he travel? John is a retired NC HS math teacher, married to a retired RN. Together, they now have a NW of around 2.3 million dollars. They did all of this with little inherence, all while raising 3 children. Over the last 10 years, compound interest and exponential growth have really kicked in. In a bit of a plot twist...
Send a text On this episode, we welcome Lucretia Ryan back to the show! Raised by educators in NYC, Lucretia has a heart for teachers and providing her expertise and free resources. With recent changes, SS is now on the table for ALL teachers, even if you don't pay into it as an educator. Have you paid into it in the past? Should you get your 40 quarters to get SOMETHING? Lucretia Ryan is the founder of FinancialFreedomforWomen.org. She is a financial writer, educator, and philant...
Send a text NC Treasurer, Brad Briner is back for part II of our discussion on the state of being an NC teacher. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependentteachers.com/services-4
Send a text Last November, North Carolina elected a new state treasurer, Brad Briner. Briner, 47, has 25 years of experience managing investments and recently retired as co-chief investment officer from Willett Advisors, the firm that manages assets for Michael Bloomberg. He studied economics at UNC Chapel Hill (Morehead Scholar) and has an MBA from Harvard. He lives in Chapel Hill with his wife and four children and serves on the UNC Board of Trustees. Be a guest on the show: https://www.f...
Send a text After achieving financial independence for herself and her family through real estate, Whitney knew that she didn’t want her knowledge to go to waste. So, she developed a wealth-building blueprint for her daughter, which became her new book, Money for Tomorrow. In it, Whitney teaches you how to build a wealth legacy that will endure for generations to come and ensure that your descendants won’t gamble or spend away your life’s work. Whitney turned to wealth-creation strategies to ...
Send a text We've all seen the Ramsey Solutions research, "teacher" was the third most common career in his survey of 10,000 millionaires...Do most teachers think it is possible to join that club...after 20 years as a teacher, I would say the answer is a resounding NO. As the FIT Podcast has shown time and time again, there are PLENTY of net worth millionaire educators. No, this doesn't mean they have a briefcase with 1 million dollars worth of cash. However, it does mean that when you ...
Send a text James Stout has been a teacher for 25 years in North Carolina. Investing in his first mutual fund at 12 years old, James as always had an affinity for money and planning for a brighter future. After seeing many of his colleagues struggling to live paycheck to paycheck, James put advice together in the form of his new book to help out the educator community. James has plenty of experience seeing basic money principles work in his own life, as he has become a net worth millionaire t...
Send a text Matt and Lauren are both 43 years old while living south of Nashville, TN. Matt has his own practice as a vet, but relies on his wife for her health insurance. Matt is the child of a teacher and has a heart for educators, he says we actually make the best pet owners! Listen in as we talk to this husband/wife duo about how Lauren's "Steady Eddy" job as an educator enabled Matt take chances on his career and how it has all shaken out. Be a guest on the show: https://www.financ...
Send a text Scott is a NC custodian, married to a 30+ veteran NC educator...together, they have a NW of around 2 million! Scott's wife retired with 30+ years of NC service and is back in the school system while collecting her pension. Scott is also retired, he became a custodian to give back to his community and be on the same schedule as his wife. Growing up in Western PA, Scott remembers what it was like to be a student who received free and reduced lunch. Now, he gets the chance to inspire...
Send a text Matt and his wife just celebrated their 25th wedding anniversary, they have two kids, one in college and one getting ready to graduate from HS. Matt didn't enter education right away, but his wife was a teacher while he was a financial advisor and computer programmer. Even though he took a 50k pay cut to become an educator, he has never been happier, and him and his wife are well on their way to financial independence. Be a guest on the show: https://www.financiallyindepende...
Send a text The BIG BEAUTIFUL BILL...will it hurt me? Will it help me? No, this isn't a political episode AT ALL...However, we welcome Sean Mullaney, the FI Tax Guy, to the show to discuss how this new piece of legislation will impact teachers and middle income earners and their money. Sean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee....
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super informative episode!
love the podcast all the way from Zimbabwe Africa