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Welcome to the Financially Independent Teachers Podcast- where educators come together to discuss their journey on the road to financial independence. Each week, Dave and Brandon interview teachers who are winning with money and welcome financial industry experts like JL Collins, Andy Hill, Andrew Hallam (Millionaire Teacher) and Rachel Cruze (daughter of Dave Ramsey). There are plenty of voices in the teachers' lounge telling you that you can't build wealth on an educator income, let FIT provide hope that you CAN!
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Send us a text The Millionaire Math Teacher shares his year in review with the FIT audience. How much did his investments produce this year? How much did he spend? Where did he travel? John is a retired NC HS math teacher, married to a retired RN. Together, they now have a NW of around 2.3 million dollars. They did all of this with little inherence, all while raising 3 children. Over the last 10 years, compound interest and exponential growth have really kicked in. In a bit of a plot tw...
Send us a text On this episode, we welcome Lucretia Ryan back to the show! Raised by educators in NYC, Lucretia has a heart for teachers and providing her expertise and free resources. With recent changes, SS is now on the table for ALL teachers, even if you don't pay into it as an educator. Have you paid into it in the past? Should you get your 40 quarters to get SOMETHING? Lucretia Ryan is the founder of FinancialFreedomforWomen.org. She is a financial writer, educator, and phil...
Send us a text NC Treasurer, Brad Briner is back for part II of our discussion on the state of being an NC teacher. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependentteachers.com/services-4
Send us a text Last November, North Carolina elected a new state treasurer, Brad Briner. Briner, 47, has 25 years of experience managing investments and recently retired as co-chief investment officer from Willett Advisors, the firm that manages assets for Michael Bloomberg. He studied economics at UNC Chapel Hill (Morehead Scholar) and has an MBA from Harvard. He lives in Chapel Hill with his wife and four children and serves on the UNC Board of Trustees. Be a guest on the show: https://ww...
Send us a text After achieving financial independence for herself and her family through real estate, Whitney knew that she didn’t want her knowledge to go to waste. So, she developed a wealth-building blueprint for her daughter, which became her new book, Money for Tomorrow. In it, Whitney teaches you how to build a wealth legacy that will endure for generations to come and ensure that your descendants won’t gamble or spend away your life’s work. Whitney turned to wealth-creation strategies ...
Send us a text We've all seen the Ramsey Solutions research, "teacher" was the third most common career in his survey of 10,000 millionaires...Do most teachers think it is possible to join that club...after 20 years as a teacher, I would say the answer is a resounding NO. As the FIT Podcast has shown time and time again, there are PLENTY of net worth millionaire educators. No, this doesn't mean they have a briefcase with 1 million dollars worth of cash. However, it does mean that when y...
Send us a text James Stout has been a teacher for 25 years in North Carolina. Investing in his first mutual fund at 12 years old, James as always had an affinity for money and planning for a brighter future. After seeing many of his colleagues struggling to live paycheck to paycheck, James put advice together in the form of his new book to help out the educator community. James has plenty of experience seeing basic money principles work in his own life, as he has become a net worth millionair...
Send us a text Matt and Lauren are both 43 years old while living south of Nashville, TN. Matt has his own practice as a vet, but relies on his wife for her health insurance. Matt is the child of a teacher and has a heart for educators, he says we actually make the best pet owners! Listen in as we talk to this husband/wife duo about how Lauren's "Steady Eddy" job as an educator enabled Matt take chances on his career and how it has all shaken out. Be a guest on the show: https://www.fin...
Send us a text Scott is a NC custodian, married to a 30+ veteran NC educator...together, they have a NW of around 2 million! Scott's wife retired with 30+ years of NC service and is back in the school system while collecting her pension. Scott is also retired, he became a custodian to give back to his community and be on the same schedule as his wife. Growing up in Western PA, Scott remembers what it was like to be a student who received free and reduced lunch. Now, he gets the chance to insp...
Send us a text Matt and his wife just celebrated their 25th wedding anniversary, they have two kids, one in college and one getting ready to graduate from HS. Matt didn't enter education right away, but his wife was a teacher while he was a financial advisor and computer programmer. Even though he took a 50k pay cut to become an educator, he has never been happier, and him and his wife are well on their way to financial independence. Be a guest on the show: https://www.financiallyindepe...
Send us a text The BIG BEAUTIFUL BILL...will it hurt me? Will it help me? No, this isn't a political episode AT ALL...However, we welcome Sean Mullaney, the FI Tax Guy, to the show to discuss how this new piece of legislation will impact teachers and middle income earners and their money. Sean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat f...
Send us a text Dave's parents just celebrated their 52nd wedding anniversary. How did they navigate raising 2 kids on one income? What tips and advice do they have for managing family, finances, and investing? Listen in as we touch on a variety of personal finance topics. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependentteac...
Send us a text For many of us, we are 4+ weeks into the new school year (ok, not you NY friends)...now that we have some of the 25-26 school year under our belt, and we can catch our breath, Dave has 10 financial recommendations for the new school year. Listen in follow the list of these 10 money moves to finish the year strong! Hope everyone is having a great start to their year! Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: ht...
Send us a text When should I retire? When I retire, what am I going to do to keep me busy? You don't want to miss this episode with Coach Leary, a recently retired NC high school history teacher and coach who started his own college prep coaching business. Having guided his own two children through the the college process (UNC and Wake), Eric and his wife learned a lot along the way. Now, they are applying it to help others. With over 30 years of dedicated service in education, Eric Lea...
Send us a text Ryan is a Texas business teacher who co-authored a Texas retirement book with Karl Fish, specializing in the Texas pension system. Two and a half years ago, Ryan was on the show and had a net worth just over 600k. Today, Ryan is knock knock knocking on MILLIONAIRE status. Ryan's main message in this episode is that teachers need to learn the rules to the "game" when it comes to their pension and benefits. Texas book - https://a.co/d/evuKOg5 Whole Books Series - htt...
Send us a text Making it work with what you have, Curtis didn't grow up with money, but now has 5 units on a single teacher income in Washington state. I often say "can one move change your life?", for Curtis, he says "can two moves change your life?"...his answer? YES! After buying some rental properties, Curtis fell in love with real estate to the point of now teaching AND being an agent. Lots of sacrifices have been made to end up where he is, this is a story worth checking out! Foll...
Send us a text As always, the FIT FAMILY stepped up to the plate with some AMAZING questions for a special Q&A episode with two FIT legends! In this episode, we tackle a variety of questions from our audience about 457(b)'s, 403(b)'s, IRA's, retirement, asset allocation, pensions, investment strategies, fees, and much more! Sorry if we did not get to your question, there was only time for so many! Justin's Website: https://garrittfinancialsolutions.com/ Gerry's Website: https:...
Send us a text Becky and Rusty went from 3 doors to TWENTY SEVEN in less than five years. How the heck did they make this happen? What are some creative ways to go about financing rentals without using a traditional loan from a bank? How can a HELOC give you a leg up in growing your investment portfolio? What role do stocks play in their current portfolio now that they have 27 rentals? How much do they gross each month on their rental income? How does being a good teammate in a marriage...
Send us a text Becky and Rusty were a typical middle class family with a duplex and their single-family home. Becky was a music teacher (public and private), while Rusty worked at the local paper mill near Roanoke Rapids (NC). As a family, their average gross salary per year ranged from 100k-125k per year. In part I, we talk about how the couple who has been married for 26 years met, their roles in the workplace, raising 3 kids, and how being a teacher can position you to make an ...
Send us a text Anthony Michael is a NJ teacher who shares info behind his new book “The Teacher’s Guide to Financial Wellness.” https://www.amazon.com/Teachers-Guide-Financial-Wellness/dp/B0FBTMK3P7 We talked about: 📚 Why he wrote the book 💸 Real-life money lessons from our upbringings 📈 How educators can build a path toward financial independence—without burning out Whether you’re a new teacher or a veteran, this episode is packed with insights to help you take control of your financ...
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super informative episode!
love the podcast all the way from Zimbabwe Africa