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Managing Money Made Easy by Karen G Adams
Managing Money Made Easy by Karen G Adams
Author: Karen G Adams
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© Karen G Adams and Financial Management 101
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Welcome to Managing Money Made Easy – the podcast that takes the stress out of money and replaces it with confidence, clarity, and real-life results.
Hosted by Karen G Adams, financial coach, author, and founder of Financial Management 101, this show is for everyday people who are tired of financial stress, living pay to pay, and feeling like they're always behind. Whether you're single, raising a family, or somewhere in between - if you want a better relationship with money, this podcast is for you.
You'll hear simple strategies, motivational money tips, real client success stories, and plenty of down-to-earth chats to help you take control of your finances without the overwhelm. Karen makes the complex simple and brings 30+ years of financial experience straight to your ears, without the boring jargon.
Each week, Karen dives into practical topics like:
- Budgeting that actually works for your lifestyle
- Getting out of debt without giving up your morning coffee
- How to save money without living like a hermit
- Mindset hacks to stop sabotaging your progress
- Building financial muscle (even if you've never lifted a calculator!)
- And how to finally stop stressing about money and start living again
Karen believes managing money is 80% mindset and 20% know-how, and she brings a powerful mix of both to every episode. She shares what's worked for her clients and herself, and what doesn't work, so you can fast-track your own financial success.
If you're looking for a podcast that feels like a friendly coaching session mixed with real talk and a few laughs, hit that subscribe button. Whether you listen on your morning walk, in the car, or during your "me-time," you'll walk away with something valuable every single episode.
No shame. No judgement. Just empowering information to help you make smarter money decisions and finally feel in control of your financial future.
Subscribe now and start transforming your money story today.
📍Visit financialmanagement101.com.au to learn more, access free resources, or join Karen's money coaching programs and courses.
Hosted by Karen G Adams, financial coach, author, and founder of Financial Management 101, this show is for everyday people who are tired of financial stress, living pay to pay, and feeling like they're always behind. Whether you're single, raising a family, or somewhere in between - if you want a better relationship with money, this podcast is for you.
You'll hear simple strategies, motivational money tips, real client success stories, and plenty of down-to-earth chats to help you take control of your finances without the overwhelm. Karen makes the complex simple and brings 30+ years of financial experience straight to your ears, without the boring jargon.
Each week, Karen dives into practical topics like:
- Budgeting that actually works for your lifestyle
- Getting out of debt without giving up your morning coffee
- How to save money without living like a hermit
- Mindset hacks to stop sabotaging your progress
- Building financial muscle (even if you've never lifted a calculator!)
- And how to finally stop stressing about money and start living again
Karen believes managing money is 80% mindset and 20% know-how, and she brings a powerful mix of both to every episode. She shares what's worked for her clients and herself, and what doesn't work, so you can fast-track your own financial success.
If you're looking for a podcast that feels like a friendly coaching session mixed with real talk and a few laughs, hit that subscribe button. Whether you listen on your morning walk, in the car, or during your "me-time," you'll walk away with something valuable every single episode.
No shame. No judgement. Just empowering information to help you make smarter money decisions and finally feel in control of your financial future.
Subscribe now and start transforming your money story today.
📍Visit financialmanagement101.com.au to learn more, access free resources, or join Karen's money coaching programs and courses.
85 Episodes
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Investing doesn't have to be overwhelming or scary. In this episode, Karen G. Adams from Financial Management 101 chats with Michael Degtyar from Scope Advisory about the truth behind investing. Learn the basics of risk, reward, diversification, and long-term thinking - plus the myths that hold so many people back from getting started. Know more about Michael Degtyar: https://www.scopeadvisory.com.au/about-us/our-team/ https://www.adviserratings.com.au/adviser/1251796/Michael-Degtyar Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #Investing101 #MoneyEducation #FinancialCoach #InvestSmart #FinancialPlanning #FinancialFreedom #BuildFinancialMuscle
Goals are great - but how do you actually achieve them? In this episode, financial coach Karen G. Adams teams up with financial planner Michael Degtyar from Scope Advisory to show you how financial goals can be transformed into a real, step-by-step roadmap. Whether you're saving for a home, retirement, or your kids' future, this episode shows how planning creates clarity and confidence. Know more about Michael Degtyar: https://www.scopeadvisory.com.au/about-us/our-team/ https://www.adviserratings.com.au/adviser/1251796/Michael-Degtyar Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #FinancialGoals #MoneyMindset #FinancialCoach #FinancialPlanning #MoneyTips #FinancialFreedom #BuildFinancialMuscle
Earning money is one thing - protecting it is another. In this episode, Karen G. Adams talks with Michael Degtyar from Scope Advisory about the often-overlooked role of insurance in your financial plan. Learn how the right cover can safeguard your family, income, and lifestyle, and why insurance is a financial foundation, not just an expense. Know more about Michael Degtyar: https://www.scopeadvisory.com.au/about-us/our-team/ https://www.adviserratings.com.au/adviser/1251796/Michael-Degtyar Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #InsuranceMatters #ProtectYourFuture #FinancialWellbeing #FinancialEducation #FinancialPlanning #MoneyCoach #BuildFinancialMuscle
Confused about your superannuation? You're not alone. In this episode, Karen G. Adams, financial coach and founder of Financial Management 101, sits down with financial planner Michael Degtyar from Scope Advisory to break down what super really is, why it matters, and how to avoid the common mistakes Australians make with their retirement funds. Simple, practical, and jargon-free education you can actually use. Know more about Michael Degtyar: https://www.scopeadvisory.com.au/about-us/our-team/ https://www.adviserratings.com.au/adviser/1251796/Michael-Degtyar Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #Superannuation #FinancialEducation #RetirementPlanning #MoneyMatters #FinancialCoach #BuildFinancialMuscle #FinancialFreedom #MoneyTipsAustralia
Do you keep putting off "the money talk" with your partner? You're not alone. So many couples avoid talking about finances because of fear, shame, or past trauma, but silence creates stress, not safety. In this closing episode of the Love & Money Unfiltered series, Karen and Mauro tackle the emotions behind money avoidance and give you practical tools to start having honest, judgement-free financial conversations. This episode is your permission slip to speak up, listen better, and create a financially transparent relationship - without the drama. 💡 Perfect for couples ready to break the silence and finally talk about money with love, clarity, and connection. Connect with Mauro:https://maurodaviddi.com/ Book an appointment: https://api.leadconnectorhq.com/widget/group/621yxdGe9MqvBc61U3Gf Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #MoneyTalks #CouplesCommunication #TalkingAboutMoney #FinancialHonesty #RelationshipTools #LoveAndMoney #ManagingMoneyMadeEasy #KarenGAdams #MauroDaviddi #SpeakYourTruth #FinancialTransparency
Is one partner in charge of the finances while the other feels left out - or powerless? This episode dives deep into the subtle (and not-so-subtle) power imbalances that can arise in relationships when it comes to money. Karen and Mauro break down how control, inequality, and silence around finances create emotional distance and resentment - and how couples can shift from a one-sided money dynamic to mutual respect, shared decisions, and financial empowerment. 💡 If your relationship feels unfair or lopsided when it comes to money - this conversation could change everything. Connect with Mauro:https://maurodaviddi.com/ Book an appointment: https://api.leadconnectorhq.com/widget/group/621yxdGe9MqvBc61U3Gf Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #FinancialEquality #MoneyPowerDynamics #RelationshipCoaching #CouplesAndMoney #MoneyControl #ManagingMoneyMadeEasy #KarenGAdams #MauroDaviddi #HealthyRelationships #MoneyRespect #PowerInPartnership
When life throws big changes your way - like buying a house, having a baby, or switching careers - financial pressure can skyrocket, and relationships can suffer. In this episode, Karen and Mauro explore what really happens to couples during these high-stress moments and how to stay emotionally connected when everything feels uncertain. From shifting roles and expectations to handling money shocks together, this episode is full of grounded advice for navigating transitions with grace, clarity, and compassion. 💡 Tune in if you're going through a major life event - or just want to future-proof your relationship against the chaos that change can bring. Connect with Mauro:https://maurodaviddi.com/ Book an appointment: https://api.leadconnectorhq.com/widget/group/621yxdGe9MqvBc61U3Gf Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #LifeTransitions #CouplesSupport #FinancialStress #MarriageAndMoney #RelationshipGoals #MoneyAndEmotions #ManagingMoneyMadeEasy #KarenGAdams #MauroDaviddi #ConnectedCouples #LoveUnderPressure
Is your relationship feeling the strain - but you're not quite sure why? Money could be the silent saboteur. In this powerful opening episode, Karen G. Adams is joined by expert relationship counsellor Mauro Daviddi to uncover how financial stress slowly chips away at love, trust, and intimacy. We explore the emotional damage that happens when money fights become the norm, and why silence around spending, saving, or debt can be just as destructive. You'll walk away with clear insights and practical ways to shift your dynamic and reconnect as a team - even if your partner sees money totally differently. 💡 This episode is a must-listen for couples who argue about finances or feel emotionally distant when money is tight. Connect with Mauro:https://maurodaviddi.com/ Book an appointment: https://api.leadconnectorhq.com/widget/group/621yxdGe9MqvBc61U3Gf Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #MoneyAndMarriage #RelationshipStress #FinancialConflict #CouplesTherapy #LoveAndMoney #ManagingMoneyMadeEasy #KarenGAdams #MauroDaviddi #MoneyTalks #EmotionalIntimacy #FinancialWellness
Estate planning isn't just for the wealthy — it's a crucial part of financial education for every individual and family. In this episode, financial coach Karen G. Adams is joined by Heather Williams from Sunstone Legal to explore the bigger picture: how Wills, superannuation, trusts, and planning ahead fit into your financial literacy journey. This conversation will leave you with clarity, confidence, and practical steps to start your own estate planning — because true financial wellbeing isn't complete without it. Get to know more about Heather: https://www.sunstonelegal.com.au/about Connect with Heather for inquiries: heather@sunstonelegal.com.au 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #estateplanning #financialeducation #financialcoach #familyfinance #financialwellbeing #moneytips #financialliteracy #financialfreedom #peaceofmind #moneytalks #financialmanagement101 #karengadams
A testamentary trust might sound complicated, but it's one of the most powerful estate planning tools for families. In this episode, Karen G. Adams (Financial Management 101) sits down with Heather Williams from Sunstone Legal to break it down in plain English. You'll learn: ✅ What a testamentary trust is and how it works ✅ How it can provide tax benefits and asset protection ✅ Why it's especially valuable for families with young or vulnerable beneficiaries If protecting your family and your legacy matters to you, this episode is a must-listen. Get to know more about Heather: https://www.sunstonelegal.com.au/about Connect with Heather for inquiries: heather@sunstonelegal.com.au 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #testamentarytrust #estateplanning #wealthprotection #familyfinance #financialcoach #financialeducation #assetprotection #legacyplanning #financialliteracy #moneytalks #financialmanagement101 #karengadams
Your superannuation is one of your biggest assets, but did you know it doesn't automatically form part of your Will? In this episode, financial coach Karen G. Adams is joined by estate planning lawyer Heather Williams (Sunstone Legal) to explain Binding Death Benefit Nominations (BDBNs) — what they are, why they're critical, and the mistakes that leave families exposed. Learn how to ensure your super is distributed exactly as you intend, and why overlooking this step could leave your loved ones with a legal and financial mess. Get to know more about Heather: https://www.sunstonelegal.com.au/about Connect with Heather for inquiries: heather@sunstonelegal.com.au 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #superannuation #deathbenefit #financialplanning #estateplanning #financialeducation #financialcoach #moneytips #superfund #familyfinance #financialliteracy #financialmanagement101 #karengadams
Do you really need a will? The answer is a big YES. In this episode of Managing Money Made Easy, Karen G. Adams (Financial Management 101) is joined by Heather Williams from Sunstone Legal to unpack the importance of having a valid Will. Discover what really happens if you die without one, the costly assumptions many families make, and why a Will is one of the simplest acts of care you can give your loved ones. Whether you're single, married, or raising a family — this is a conversation that could save years of heartache. Get to know more about Heather: https://www.sunstonelegal.com.au/about Connect with Heather for inquiries: heather@sunstonelegal.com.au 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #wills #estateplanning #financialeducation #financialwellbeing #familyfinance #peaceofmind #legacyplanning #financialliteracy #moneytips #financialcoach #financialmanagement101 #karengadams
What you don't know can cost you. In this final episode of the series, Karen G. Adams and James Wilson reveal the top 5 mistakes they see business owners make when it comes to money and insurance — and how to avoid them. If you want to stop leaking profit, reduce your risk, and build long-term security, this one's a must-listen. Contact James: James Wilson - Delmont Insurance Group - Insurance Brokers Perth | Business Insurance & Advice 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #BusinessMistakes #MoneyMatters #InsuranceCheckup #AvoidTheTrap #BusinessFinance #FinancialWellness #SMBProtection #CashFlowTips #DelmontInsurance #FinancialCoach
You're hustling hard, but is your business truly protected? In this powerful episode, Karen G. Adams and insurance strategist James Wilson talk about turning hustle into lasting, protected profit. Discover how to safeguard your assets, reduce your financial exposure, and create a business that thrives even when things go wrong. Contact James: James Wilson - Delmont Insurance Group - Insurance Brokers Perth | Business Insurance & Advice 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #ProtectedProfit #HustleSmarter #BusinessAssets #FinancialSuccess #CashFlowControl #RiskManagement #EntrepreneurTips #SmallBusinessGrowth #DelmontInsurance #FM101
Tradies, franchisees, and self-employed pros — this one's for you! Join Karen G. Adams and James Wilson as they break down how to build a solid safety net for your business. Learn why most small operators are financially and legally exposed, how to fix it, and what protection you really need to avoid disaster. Don't wait for something to go wrong — get ahead now. Contact James: James Wilson - Delmont Insurance Group - Insurance Brokers Perth | Business Insurance & Advice 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #TradieLife #FranchiseSuccess #FinancialSafetyNet #SelfEmployedTips #SmallBusinessSupport #InsuranceMatters #TradieFinance #BusinessSurvival #MoneyManagement #DelmontInsurance
Are you unknowingly exposing your business to financial disaster? In this episode, Karen G. Adams teams up with insurance expert James Wilson from Delmont Insurance Group to uncover the most common risks small business owners face — and how to protect against them before it's too late. From financial blind spots to underinsurance, this episode is packed with practical, real-world strategies to future-proof your business. Contact James: James Wilson - Delmont Insurance Group - Insurance Brokers Perth | Business Insurance & Advice 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #SmallBusinessTips #BusinessProtection #FinancialPlanning #InsuranceAdvice #BusinessRisk #DelmontInsurance #FinancialCoach #BudgetingBasics #FutureProofYourBusiness #ManagingMoneyMadeEasy
Karen G. Adams and Nikki Dillon explore the importance of culturally safe credit repair and financial services for First Nations people. Discover the barriers Indigenous Australians face when seeking financial support — and how to offer help that's empowering, respectful, and life-changing. Check your credit report here: www.mycreditfile.com.au 📩 Message Nikki for a free, confidential chat: help@simpledebtsolutions.com.au 🌐 www.simpledebtsolutions.com.au 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #FirstNationsFinance #CulturallySafeSupport #FinancialInclusion #CreditHelp #FinancialEmpowerment #SimpleDebtSolutions #CreditRepair #IndigenousSupport #FinancialHealing #ManagingMoneyMadeEasy
Money and mental health are more connected than you think. In this heart-opening episode, Karen and Nikki Dillon dive into the emotional side of financial stress — from shame and avoidance to trauma-informed support. Learn how mental health impacts financial decisions and how to move forward with compassion and confidence. Check your credit report here: www.mycreditfile.com.au 📩 Message Nikki for a free, confidential chat: help@simpledebtsolutions.com.au 🌐 www.simpledebtsolutions.com.au 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #MentalHealthAndMoney #FinancialAnxiety #MoneyMindset #TraumaInformedCare #MoneyHealing #FinancialStress #SimpleDebtSolutions #MoneyRecovery #MentalWellbeing #ManagingMoneyMadeEasy #FinancialCoach
Struggling with a damaged credit score? You're not alone. In this episode, Karen is joined by Nikki Dillon from Simple Debt Solutions to break down what credit repair really looks like — from removing defaults to reclaiming your financial future. A must-listen for anyone ready to rise from financial rock bottom. Check your credit report here: www.mycreditfile.com.au 📩 Message Nikki for a free, confidential chat: help@simpledebtsolutions.com.au 🌐 www.simpledebtsolutions.com.au 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #CreditRepairJourney #BadCreditHelp #CreditScoreFix #FinancialRecovery #DebtSolutions #CreditRebuild #SimpleDebtSolutions #MoneyHelp #MoneySupport #FinancialCoaching #ManagingMoneyMadeEasy
In this powerful episode, Karen G. Adams speaks with credit repair specialist Nikki Dillon about the hidden impact of financial abuse and domestic violence on credit scores and financial independence. Discover how to start rebuilding your credit — and your life — after trauma, with compassion and expert support. Check your credit report here: www.mycreditfile.com.au 📩 Message Nikki for a free, confidential chat: help@simpledebtsolutions.com.au 🌐 www.simpledebtsolutions.com.au 📌 Connect with Karen: 🌐 financialmanagement101.com.au/contact 📧 karen@financialmanagement101.com.au #FinancialAbuse #DomesticViolenceAwareness #CreditRepair #TraumaInformedFinance #MoneyHealing #FinancialEmpowerment #WomenAndMoney #RebuildYourCredit #FinancialWellbeing #SimpleDebtSolutions #ManagingMoneyMadeEasy






















