Retirement Planning Education, with Andy Panko

232 Episodes

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#229 - 2026 year-end tax planning tips and items to consider

2026-11-0501:06:12

Andy shares some year-end tax planning tips, deadlines and things to consider around the following topics: contributions to qualified accountsRoth conversionsdistributions from qualified accountsRequired Minimum Distributions ("RMDs")charitable donations, including new deductibility provisions for 2026Qualified Charitable Distributions ("QCDs") from IRAsgiftingtax loss and tax gain harvestingdoing a projected/pro forma 2026 tax return2026 changes to eligibility rules for Affordable Care Act (...

#228 - Special edition...MarketWatch columnist Beth Pinsker discusses the most common questions asked by her readers

2026-10-2901:09:34

Andy and MarketWatch columnist Beth Pinsker, CFP®, discuss the most common questions she gets from her readers: Am I doing this (i.e. financial planning) right? ( 11:22 )Should I do a Roth conversion? ( 21:10 )Can I make this large purchase I'm considering? ( 30:13 )When should I claim Social Security? ( 47:40 )Various questions around estate planning and choosing a caregiver ( 52:57 ) Links in this episode: Beth's website, include info about her book - https://bethpinsker.com/Beth's Mar...

#227 - Q&A edition...Roth conversions, IRA basis tracking & Form 8606, Alternative Minimum Tax credits, Fixed Indexed Annuities & IRA RMDs, and MORE!

2026-10-2201:08:09

Listener Q&A where Andy talks about: A correction about the previously discussed topic of contributing to a child's Roth IRA if they have earnings but don't file a tax return and don't have the earnings reported on a W-2 ( 3:52 )A follow up on a previously discussed question of whether it's better to pay $27k of tax to do a $100k Roth conversion, or to contribute $27k to an employer Roth account via the mega backdoor Roth contribution approach ( 7:26 )A clarification about a previou...

#226 – "Real" person retirement planning chat with Mike

2026-10-1501:18:27

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Mike. They talk about a wide array of retirement planning topics such as how he learned important investing insights from Paul Merriman, how he adapted going from accumulation to decumulation mode, how he used a health sharing organization in lieu of traditional health insurance prior to starting Medicare, his thoughts on trying to downsize homes, and more! Links ...

#225 - "Hot topics" edition...Andy and Dan VanDusen talk about 529s vs Trump accounts vs UTMA brokerage accounts, common errors on tax returns, the current state of the bond market and MORE!

2026-10-0801:18:551

Andy and Dan VanDusen from Objective Wealth share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: How to decide between investing money for a child or grandchild in a 529 vs Trump account vs UTMA brokerage account ( 9:19 )What errors and missed items they commonly see in reviewing tax returns ( 18:28 )Their thoughts on the current state of affairs of the bond market ( 25:10 )What to do with appreciated mutual funds...

#box-pro-ellipsis-179440298853764{-webkit-line-clamp:2;}Retirement Planning Education, with Andy Panko

Retirement Planning Education, with Andy Panko