DiscoverBecoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
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Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Author: Germaine Foley | Financial Coach

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© 2026 Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Description

A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life.


If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it.


Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.

166 Episodes
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165. Why You Keep Overspending and Falling Back Into Credit Card Debt (Even With a Good Income)

165. Why You Keep Overspending and Falling Back Into Credit Card Debt (Even With a Good Income)

2026-02-2419:06

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
164. Reactive vs. Proactive Money Management | Why You Still Feel Behind (Even With a Good Income)

164. Reactive vs. Proactive Money Management | Why You Still Feel Behind (Even With a Good Income)

2026-02-1725:57

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
163. How “I Deserve It” Thinking is Quietly Wrecking Your Finances

163. How “I Deserve It” Thinking is Quietly Wrecking Your Finances

2026-02-1020:08

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
162. Why You Keep Ending Up in Credit Card Debt — Even After You Pay It Off

162. Why You Keep Ending Up in Credit Card Debt — Even After You Pay It Off

2026-02-0330:04

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
161. Stop Eating Your Money: How Food Overspending Keeps You From Building Wealth

161. Stop Eating Your Money: How Food Overspending Keeps You From Building Wealth

2026-01-2725:37

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
160. Financial Anxiety is Real - And Extreme Frugality Isn't the Fix with Nicole Stanley

160. Financial Anxiety is Real - And Extreme Frugality Isn't the Fix with Nicole Stanley

2026-01-2050:05

Nicole Stanley is owner and head money coach at Arise Financial Coaching. Her mission? Shame-free, accessible financial education that empowers women. As a Latina entrepreneur and personal finance expert, Nicole paid off significant debt and grew her family’s net worth through investing, sparking her passion for helping women build wealth and transform their communities. Arise Financial Coaching has helped hundreds of women and couples get out of debt, save, and become confident with their mo...
159. Fell Off Your Money Goals? Here’s How to Get Back on Track with Allison Baggerly

159. Fell Off Your Money Goals? Here’s How to Get Back on Track with Allison Baggerly

2026-01-1341:31

In this episode, Allison and I talk about why people fall off financial goals, how to reset without starting over, and simple money strategies that actually stick. Grab Our Free Resources: Click Here to get the Free Training: How to Build Wealth Without Going on a Strict Budget. Click Here to get Allison's Goodbye Debt Tracker. How to Stay Connected to Allison: Instagram: https://www.instagram.com/inspiredbudget Podcast: https://podfollow.com/inspiredbudget 1. Click Here to book your Complime...
158. Why More Self-Control Isn’t Fixing Your Money Habits — A Smarter Way to Start 2026

158. Why More Self-Control Isn’t Fixing Your Money Habits — A Smarter Way to Start 2026

2026-01-0626:45

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
The 2026 Money Reset: Your Year to Build Wealth (For Real This Time)

The 2026 Money Reset: Your Year to Build Wealth (For Real This Time)

2025-12-3001:00:48

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
157. Why New Year’s Resolutions Fail - And What People Who Succeed Do Differently with Money

157. Why New Year’s Resolutions Fail - And What People Who Succeed Do Differently with Money

2025-12-2317:47

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
156. Why Motivation Isn’t Enough to Change Your Finances (And What Actually Works)

156. Why Motivation Isn’t Enough to Change Your Finances (And What Actually Works)

2025-12-1620:24

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
155. Holiday Spending Getting Out of Control? Here’s How to Enjoy the Season Without Overspending

155. Holiday Spending Getting Out of Control? Here’s How to Enjoy the Season Without Overspending

2025-12-0943:15

Click Here to book your Complimentary Wealth Building Strategy Consultation. Interested in The Stop Overspending Course? Click here to learn more & to get started! Follow Me on Instagram → @germainefoleycoaching About this week's Guest Allison Baggerly is an author, podcaster, money coach, and founder of Inspired Budget. As a former teacher, Allison blends her talents for teaching with her passion for personal finances to help others learn how to start budgeting and build a life they love...
154. Stuck in the Same Money Cycle? Here’s How to Finally Believe This Time Can Be Different

154. Stuck in the Same Money Cycle? Here’s How to Finally Believe This Time Can Be Different

2025-12-0228:06

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
153. You’re Allowed to Want More: Gratitude, Growth, and the Financial Life You Know You’re Meant For

153. You’re Allowed to Want More: Gratitude, Growth, and the Financial Life You Know You’re Meant For

2025-11-2519:55

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
152. You Can’t Out-Earn the Way You See Yourself: The Power of Identity in Building Wealth.

152. You Can’t Out-Earn the Way You See Yourself: The Power of Identity in Building Wealth.

2025-11-1821:24

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
151. Why You Don’t Need Another Budget: Instead, You Need a Simple Money System That Works

151. Why You Don’t Need Another Budget: Instead, You Need a Simple Money System That Works

2025-11-1116:21

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
150: You Make Good Money, So Why Aren’t You Further Ahead? The 5 Areas You Must Master

150: You Make Good Money, So Why Aren’t You Further Ahead? The 5 Areas You Must Master

2025-11-0431:37

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
149. The Missing Piece in Wealth Building: How to Master Emotional Money Management

149. The Missing Piece in Wealth Building: How to Master Emotional Money Management

2025-10-2825:32

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
148. Values-Based Spending: Fund What Matters and Cut What Doesn’t

148. Values-Based Spending: Fund What Matters and Cut What Doesn’t

2025-10-2130:32

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
147. Reignite Your Vision: How Six-Figure Women Can Build Wealth, Stop Overspending, and Create Financial Freedom

147. Reignite Your Vision: How Six-Figure Women Can Build Wealth, Stop Overspending, and Create Financial Freedom

2025-10-1427:13

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
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